Home > Central National Bank of Mattoon > Income and Expense
Central National Bank of Mattoon, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,083,000 | 3,933 |
| Total interest expense | $3,732,000 | 3,928 |
| Net interest income | $4,351,000 | 3,927 |
| Provision for loan and lease losses | $1,065,000 | 943 |
| Total noninterest income | $931,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $440,000 | 2,959 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $491,000 | 2,861 |
| Total noninterest expense | $4,097,000 | 3,106 |
| Salaries and employee benefits | $1,950,000 | 3,394 |
| Premises and equipment expense | $479,000 | 3,851 |
| Additional noninterest expense | $1,668,000 | 2,472 |
| Pre-tax net operating income | $120,000 | 9,991 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $-21,000 | 10,554 |
| Income before extraordinary items | $139,000 | 9,684 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $139,000 | 9,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $962,000 | 822 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $141,000 | 9,616 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 3,854 |
| Total interest expense | $3,849,000 | 3,850 |
| Net interest income | $4,537,000 | 3,876 |
| Provision for loan and lease losses | $391,000 | 2,132 |
| Total noninterest income | $718,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $367,000 | 3,600 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $351,000 | 3,691 |
| Total noninterest expense | $3,326,000 | 3,969 |
| Salaries and employee benefits | $1,752,000 | 3,759 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $1,094,000 | 4,075 |
| Pre-tax net operating income | $1,538,000 | 4,248 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $495,000 | 4,182 |
| Income before extraordinary items | $1,039,000 | 4,340 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,039,000 | 4,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $618,000 | 1,225 |
| Cash dividends | $1,330,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,041,720 | 4,277 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,461,000 | 3,819 |
| Total interest expense | $3,797,000 | 3,857 |
| Net interest income | $4,664,000 | 3,762 |
| Provision for loan and lease losses | $675,000 | 1,249 |
| Total noninterest income | $918,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $392,000 | 3,425 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $526,000 | 2,777 |
| Total noninterest expense | $3,567,000 | 3,672 |
| Salaries and employee benefits | $1,760,000 | 3,719 |
| Premises and equipment expense | $506,000 | 3,729 |
| Additional noninterest expense | $1,301,000 | 3,487 |
| Pre-tax net operating income | $1,340,000 | 4,843 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $455,000 | 4,493 |
| Income before extraordinary items | $905,000 | 4,968 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $905,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,481 |
| Cash dividends | $1,142,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $-400,000 | 10,501 |
| Net operating income | $891,600 | 5,020 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,005,000 | 3,729 |
| Total interest expense | $2,991,000 | 3,980 |
| Net interest income | $5,014,000 | 3,558 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $773,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $371,000 | 3,642 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $402,000 | 3,393 |
| Total noninterest expense | $3,752,000 | 3,621 |
| Salaries and employee benefits | $1,943,000 | 3,379 |
| Premises and equipment expense | $460,000 | 4,084 |
| Additional noninterest expense | $1,349,000 | 3,657 |
| Pre-tax net operating income | $1,675,000 | 4,008 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $519,000 | 3,942 |
| Income before extraordinary items | $1,152,000 | 4,010 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,152,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,293 |
| Cash dividends | $810,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,154,760 | 4,043 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 3,853 |
| Total interest expense | $3,109,000 | 3,997 |
| Net interest income | $4,814,000 | 3,692 |
| Provision for loan and lease losses | $859,000 | 1,447 |
| Total noninterest income | $809,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $334,000 | 4,038 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $475,000 | 3,369 |
| Total noninterest expense | $3,412,000 | 4,011 |
| Salaries and employee benefits | $1,786,000 | 3,633 |
| Premises and equipment expense | $373,000 | 4,988 |
| Additional noninterest expense | $1,253,000 | 4,041 |
| Pre-tax net operating income | $1,352,000 | 4,716 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $-288,000 | 13,080 |
| Income before extraordinary items | $1,648,000 | 2,967 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,648,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,785 |
| Cash dividends | $818,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,640,000 | 2,824 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,573,000 | 4,029 |
| Total interest expense | $4,514,000 | 3,639 |
| Net interest income | $4,059,000 | 4,386 |
| Provision for loan and lease losses | $507,000 | 2,965 |
| Total noninterest income | $697,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $295,000 | 4,505 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $402,000 | 3,698 |
| Total noninterest expense | $3,176,000 | 4,289 |
| Salaries and employee benefits | $1,610,000 | 3,973 |
| Premises and equipment expense | $334,000 | 5,547 |
| Additional noninterest expense | $1,232,000 | 4,248 |
| Pre-tax net operating income | $1,073,000 | 5,355 |
| Securities gains (losses) | $132,000 | 2,579 |
| Applicable income taxes | $253,000 | 6,602 |
| Income before extraordinary items | $952,000 | 4,708 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $952,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 2,563 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $847,720 | 4,827 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.