Home > Central National Bank, Canajoharie > Net charge- offs to loans
Central National Bank, Canajoharie, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3718% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2398% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7069% | 138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5169% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4771% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4191% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3248% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1869% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2704% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6337% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2355% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3960% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6293% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7929% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1147% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1797% | 3,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0683% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8255% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3248% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3834% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1074% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0139% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 5,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5283% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8665% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5872% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9113% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2568% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2290% | 3,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1317% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4601% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2589% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0275% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5822% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2646% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2701% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3093% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6745% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8346% | 865 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0635% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3803% | 2,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4757% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7903% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4731% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0617% | 1,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7065% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9632% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0393% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6948% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2984% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1655% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3707% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0936% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5737% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0782% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |