Home > Central National Bank > Assets and Liabilities
Central National Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $127,286,000 | 4,301 |
| Cash and due from depository institutions | $21,282,000 | 3,860 |
| Interest-bearing balances | $8,514,000 | 620 |
| Securities | $20,901,000 | 4,461 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,855 |
| Net loans & leases | $72,441,000 | 4,689 |
| Loan loss allowance | $1,111,000 | 3,897 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,274,000 | 4,179 |
| Other real estate owned | $750,000 | 3,860 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,338,000 | 4,829 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $127,286,000 | 4,301 |
| Total liabilities | $116,581,000 | 4,220 |
| Total deposits | $116,159,000 | 3,953 |
| Interest-bearing deposits | $94,165,000 | 4,058 |
| Deposits held in domestic offices | $116,159,000 | 3,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $162,000 | 5,642 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $260,000 | 7,004 |
| Total equity capital | $10,705,000 | 5,109 |
| Total bank equity capital | $10,705,000 | 5,109 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,182,000 | 2,676 |
| Surplus | $5,652,000 | 3,595 |
| Undivided profits | $3,871,000 | 5,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,595,000 | 1,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $773,000 | 4,842 |
| Earning assets | $109,156,000 | 4,490 |
| Long-term assets (5+ years) | $17,086,000 | 3,631 |
| Average Assets, year-to-date | $118,686,750 | 4,414 |
| Average Assets, quarterly | $122,355,500 | 4,374 |
| Volatile liabilities | $23,146,000 | 4,372 |
| Insider loans | $100,000 | 7,104 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $2,000,000 | 7,302 |
| Tier 1 (core) risk-based capital | $10,705,000 | 5,055 |
| Tier 2 risk-based capital | $1,017,000 | 3,941 |
| Total risk weighted assets | $81,262,000 | 4,539 |
| Total unused commitments | $2,000,000 | 7,303 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 44 | 3,750 |
| Assets and Liabilities | ||
| Total Assets: | $117,425,000 | 4,507 |
| Cash and due from depository institutions | $12,047,000 | 3,750 |
| Interest-bearing balances | $7,921,000 | 665 |
| Securities | $19,899,000 | 4,594 |
| Federal funds sold & reverse repurchase agreements | $9,460,000 | 1,342 |
| Net loans & leases | $70,701,000 | 4,721 |
| Loan loss allowance | $1,078,000 | 3,943 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,297,000 | 4,123 |
| Other real estate owned | $777,000 | 3,750 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,244,000 | 4,886 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $117,424,000 | 4,507 |
| Total liabilities | $106,850,000 | 4,451 |
| Total deposits | $106,637,000 | 4,183 |
| Interest-bearing deposits | $81,338,000 | 4,457 |
| Deposits held in domestic offices | $106,637,000 | 4,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,000 | 5,807 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $207,000 | 7,180 |
| Total equity capital | $10,574,000 | 5,030 |
| Total bank equity capital | $10,574,000 | 5,030 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,182,000 | 2,669 |
| Surplus | $5,651,000 | 3,548 |
| Undivided profits | $3,741,000 | 5,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,032,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $681,000 | 4,888 |
| Earning assets | $107,981,000 | 4,494 |
| Long-term assets (5+ years) | $19,294,000 | 3,398 |
| Average Assets, year-to-date | $115,820,330 | 4,501 |
| Average Assets, quarterly | $119,339,000 | 4,442 |
| Volatile liabilities | $20,297,000 | 4,613 |
| Insider loans | $100,000 | 7,134 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $2,660,000 | 7,069 |
| Tier 1 (core) risk-based capital | $10,574,000 | 5,032 |
| Tier 2 risk-based capital | $980,000 | 4,023 |
| Total risk weighted assets | $78,332,000 | 4,597 |
| Total unused commitments | $2,660,000 | 7,070 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $121,253,000 | 4,400 |
| Cash and due from depository institutions | $15,290,000 | 3,734 |
| Interest-bearing balances | $9,307,000 | 646 |
| Securities | $17,898,000 | 4,918 |
| Federal funds sold & reverse repurchase agreements | $15,850,000 | 938 |
| Net loans & leases | $66,950,000 | 4,812 |
| Loan loss allowance | $1,039,000 | 4,008 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,319,000 | 4,060 |
| Other real estate owned | $771,000 | 3,734 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,175,000 | 4,861 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $121,253,000 | 4,400 |
| Total liabilities | $110,864,000 | 4,329 |
| Total deposits | $110,601,000 | 4,066 |
| Interest-bearing deposits | $89,022,000 | 4,194 |
| Deposits held in domestic offices | $110,601,000 | 4,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000 | 5,750 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $261,000 | 6,654 |
| Total equity capital | $10,389,000 | 5,060 |
| Total bank equity capital | $10,389,000 | 5,060 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,182,000 | 2,657 |
| Surplus | $5,651,000 | 3,483 |
| Undivided profits | $3,556,000 | 5,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,051,000 | 871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $630,000 | 4,929 |
| Earning assets | $110,005,000 | 4,444 |
| Long-term assets (5+ years) | $16,758,000 | 3,627 |
| Average Assets, year-to-date | $115,018,000 | 4,525 |
| Average Assets, quarterly | $115,018,000 | 4,525 |
| Volatile liabilities | $19,151,000 | 4,617 |
| Insider loans | $100,000 | 7,138 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $1,540,000 | 7,649 |
| Tier 1 (core) risk-based capital | $10,389,000 | 5,026 |
| Tier 2 risk-based capital | $975,000 | 3,982 |
| Total risk weighted assets | $77,929,000 | 4,543 |
| Total unused commitments | $1,540,000 | 7,651 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 44 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $108,783,000 | 4,706 |
| Cash and due from depository institutions | $18,927,000 | 3,724 |
| Interest-bearing balances | $11,386,000 | 500 |
| Securities | $16,396,000 | 5,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $68,266,000 | 4,745 |
| Loan loss allowance | $1,009,000 | 4,074 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,328,000 | 4,045 |
| Other real estate owned | $772,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,094,000 | 4,947 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $108,783,000 | 4,706 |
| Total liabilities | $98,580,000 | 4,655 |
| Total deposits | $98,113,000 | 4,400 |
| Interest-bearing deposits | $75,340,000 | 4,640 |
| Deposits held in domestic offices | $98,113,000 | 4,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $264,000 | 5,548 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $203,000 | 7,089 |
| Total equity capital | $10,203,000 | 5,082 |
| Total bank equity capital | $10,203,000 | 5,082 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,182,000 | 2,654 |
| Surplus | $5,651,000 | 3,444 |
| Undivided profits | $3,370,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,266,000 | 809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $565,000 | 5,369 |
| Earning assets | $96,048,000 | 4,841 |
| Long-term assets (5+ years) | $16,205,000 | 3,671 |
| Average Assets, year-to-date | $110,578,600 | 4,516 |
| Average Assets, quarterly | $114,671,000 | 4,515 |
| Volatile liabilities | $17,479,000 | 4,772 |
| Insider loans | $100,000 | 7,161 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,815,000 | 6,473 |
| Tier 1 (core) risk-based capital | $10,203,000 | 5,036 |
| Tier 2 risk-based capital | $953,000 | 4,021 |
| Total risk weighted assets | $76,190,000 | 4,590 |
| Total unused commitments | $3,815,000 | 6,474 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 44 | 3,725 |
| Assets and Liabilities | ||
| Total Assets: | $120,559,000 | 4,361 |
| Cash and due from depository institutions | $16,558,000 | 3,725 |
| Interest-bearing balances | $11,584,000 | 499 |
| Securities | $14,396,000 | 5,479 |
| Federal funds sold & reverse repurchase agreements | $18,340,000 | 712 |
| Net loans & leases | $66,286,000 | 4,807 |
| Loan loss allowance | $991,000 | 4,117 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,352,000 | 3,971 |
| Other real estate owned | $768,000 | 3,725 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,859,000 | 5,235 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $120,558,000 | 4,361 |
| Total liabilities | $110,555,000 | 4,269 |
| Total deposits | $109,996,000 | 3,993 |
| Interest-bearing deposits | $87,436,000 | 4,152 |
| Deposits held in domestic offices | $109,996,000 | 3,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $367,000 | 5,585 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $192,000 | 7,285 |
| Total equity capital | $10,003,000 | 5,151 |
| Total bank equity capital | $10,003,000 | 5,151 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,182,000 | 2,637 |
| Surplus | $5,652,000 | 3,388 |
| Undivided profits | $3,169,000 | 5,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,283,000 | 823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $503,000 | 5,724 |
| Earning assets | $110,606,000 | 4,364 |
| Long-term assets (5+ years) | $12,401,000 | 4,241 |
| Average Assets, year-to-date | $111,027,500 | 4,508 |
| Average Assets, quarterly | $116,266,000 | 4,423 |
| Volatile liabilities | $17,008,000 | 4,787 |
| Insider loans | $100,000 | 7,197 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $3,815,000 | 6,431 |
| Tier 1 (core) risk-based capital | $10,003,000 | 5,064 |
| Tier 2 risk-based capital | $979,000 | 3,914 |
| Total risk weighted assets | $78,282,000 | 4,465 |
| Total unused commitments | $3,815,000 | 6,431 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $111,973,000 | 4,523 |
| Cash and due from depository institutions | $19,859,000 | 3,791 |
| Interest-bearing balances | $12,277,000 | 441 |
| Securities | $14,544,000 | 5,489 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,490 |
| Net loans & leases | $64,780,000 | 4,784 |
| Loan loss allowance | $1,078,000 | 3,823 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,372,000 | 3,909 |
| Other real estate owned | $770,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,948,000 | 4,952 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $111,973,000 | 4,523 |
| Total liabilities | $102,142,000 | 4,459 |
| Total deposits | $101,810,000 | 4,170 |
| Interest-bearing deposits | $78,286,000 | 4,433 |
| Deposits held in domestic offices | $101,810,000 | 4,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $167,000 | 5,662 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $165,000 | 7,346 |
| Total equity capital | $9,831,000 | 5,157 |
| Total bank equity capital | $9,831,000 | 5,157 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,182,000 | 2,615 |
| Surplus | $5,651,000 | 3,344 |
| Undivided profits | $2,998,000 | 5,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,310,000 | 778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $548,000 | 5,132 |
| Earning assets | $99,301,000 | 4,629 |
| Long-term assets (5+ years) | $6,540,000 | 5,498 |
| Average Assets, year-to-date | $107,850,330 | 4,578 |
| Average Assets, quarterly | $109,943,000 | 4,556 |
| Volatile liabilities | $16,949,000 | 4,667 |
| Insider loans | $100,000 | 7,198 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,815,000 | 6,481 |
| Tier 1 (core) risk-based capital | $9,831,000 | 5,048 |
| Tier 2 risk-based capital | $964,000 | 3,931 |
| Total risk weighted assets | $77,016,000 | 4,459 |
| Total unused commitments | $3,815,000 | 6,481 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $107,913,000 | 4,644 |
| Cash and due from depository institutions | $20,605,000 | 3,771 |
| Interest-bearing balances | $15,941,000 | 343 |
| Securities | $16,237,000 | 5,273 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $65,968,000 | 4,713 |
| Loan loss allowance | $1,047,000 | 3,925 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,374,000 | 3,909 |
| Other real estate owned | $789,000 | 3,771 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,940,000 | 4,956 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $107,913,000 | 4,644 |
| Total liabilities | $98,246,000 | 4,575 |
| Total deposits | $94,687,000 | 4,410 |
| Interest-bearing deposits | $74,632,000 | 4,625 |
| Deposits held in domestic offices | $94,687,000 | 4,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,300,000 | 1,845 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $80,000 | 5,631 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $179,000 | 7,117 |
| Total equity capital | $9,667,000 | 5,142 |
| Total bank equity capital | $9,667,000 | 5,142 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,182,000 | 2,626 |
| Surplus | $5,651,000 | 3,310 |
| Undivided profits | $2,834,000 | 5,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,663,000 | 719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $617,000 | 4,595 |
| Earning assets | $98,146,000 | 4,680 |
| Long-term assets (5+ years) | $6,166,000 | 5,645 |
| Average Assets, year-to-date | $105,789,000 | 4,696 |
| Average Assets, quarterly | $105,789,000 | 4,696 |
| Volatile liabilities | $18,684,000 | 4,330 |
| Insider loans | $100,000 | 7,223 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,941,000 | 6,465 |
| Tier 1 (core) risk-based capital | $9,667,000 | 5,059 |
| Tier 2 risk-based capital | $960,000 | 3,921 |
| Total risk weighted assets | $76,709,000 | 4,445 |
| Total unused commitments | $3,941,000 | 6,467 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 44 | 3,711 |
| Assets and Liabilities | ||
| Total Assets: | $103,665,000 | 4,769 |
| Cash and due from depository institutions | $21,359,000 | 3,711 |
| Interest-bearing balances | $16,635,000 | 333 |
| Securities | $12,186,000 | 6,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $64,994,000 | 4,725 |
| Loan loss allowance | $1,038,000 | 3,915 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,398,000 | 3,850 |
| Other real estate owned | $927,000 | 3,711 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,801,000 | 5,108 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $103,665,000 | 4,769 |
| Total liabilities | $94,193,000 | 4,716 |
| Total deposits | $93,464,000 | 4,444 |
| Interest-bearing deposits | $75,131,000 | 4,576 |
| Deposits held in domestic offices | $93,464,000 | 4,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,039 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $50,000 | 5,721 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $179,000 | 7,066 |
| Total equity capital | $9,472,000 | 5,172 |
| Total bank equity capital | $9,472,000 | 5,172 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,182,000 | 2,615 |
| Surplus | $5,651,000 | 3,265 |
| Undivided profits | $2,639,000 | 6,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,775,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $442,000 | 5,738 |
| Earning assets | $93,815,000 | 4,825 |
| Long-term assets (5+ years) | $6,094,000 | 5,732 |
| Average Assets, year-to-date | $112,709,600 | 4,351 |
| Average Assets, quarterly | $104,699,000 | 4,695 |
| Volatile liabilities | $15,769,000 | 4,695 |
| Insider loans | $100,000 | 7,258 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,786,000 | 5,985 |
| Tier 1 (core) risk-based capital | $9,472,000 | 5,053 |
| Tier 2 risk-based capital | $945,000 | 3,941 |
| Total risk weighted assets | $75,538,000 | 4,474 |
| Total unused commitments | $4,786,000 | 5,985 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $105,733,000 | 4,653 |
| Cash and due from depository institutions | $19,815,000 | 3,788 |
| Interest-bearing balances | $15,745,000 | 378 |
| Securities | $17,484,000 | 5,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $63,327,000 | 4,778 |
| Loan loss allowance | $1,038,000 | 3,914 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,247,000 | 3,965 |
| Other real estate owned | $894,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,966,000 | 4,879 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $105,733,000 | 4,653 |
| Total liabilities | $96,466,000 | 4,567 |
| Total deposits | $94,131,000 | 4,365 |
| Interest-bearing deposits | $77,879,000 | 4,427 |
| Deposits held in domestic offices | $94,131,000 | 4,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,142 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $65,000 | 5,739 |
| Subordinated debt | $1,500,000 | 240 |
| All other liabilities | $220,000 | 6,927 |
| Total equity capital | $9,267,000 | 5,249 |
| Total bank equity capital | $9,267,000 | 5,249 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,182,000 | 2,616 |
| Surplus | $5,651,000 | 3,209 |
| Undivided profits | $2,434,000 | 6,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,336,000 | 2,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $589,000 | 4,909 |
| Earning assets | $96,556,000 | 4,662 |
| Long-term assets (5+ years) | $6,223,000 | 5,787 |
| Average Assets, year-to-date | $114,970,750 | 4,303 |
| Average Assets, quarterly | $110,293,000 | 4,474 |
| Volatile liabilities | $16,289,000 | 4,597 |
| Insider loans | $100,000 | 7,272 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,321,000 | 5,738 |
| Tier 1 (core) risk-based capital | $9,267,000 | 5,103 |
| Tier 2 risk-based capital | $2,433,000 | 1,828 |
| Total risk weighted assets | $74,552,000 | 4,477 |
| Total unused commitments | $5,321,000 | 5,744 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 45 | 3,689 |
| Assets and Liabilities | ||
| Total Assets: | $114,853,000 | 4,375 |
| Cash and due from depository institutions | $23,487,000 | 3,689 |
| Interest-bearing balances | $17,824,000 | 336 |
| Securities | $20,211,000 | 4,764 |
| Federal funds sold & reverse repurchase agreements | $140,000 | 5,599 |
| Net loans & leases | $66,513,000 | 4,604 |
| Loan loss allowance | $1,025,000 | 3,941 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,233,000 | 3,965 |
| Other real estate owned | $281,000 | 3,689 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,988,000 | 4,831 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $114,853,000 | 4,375 |
| Total liabilities | $105,781,000 | 4,303 |
| Total deposits | $104,025,000 | 4,046 |
| Interest-bearing deposits | $84,076,000 | 4,171 |
| Deposits held in domestic offices | $104,025,000 | 4,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $82,000 | 5,702 |
| Subordinated debt | $1,500,000 | 252 |
| All other liabilities | $174,000 | 7,121 |
| Total equity capital | $9,072,000 | 5,218 |
| Total bank equity capital | $9,072,000 | 5,218 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,182,000 | 2,621 |
| Surplus | $5,651,000 | 3,168 |
| Undivided profits | $2,239,000 | 6,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,855,000 | 1,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $599,000 | 4,605 |
| Earning assets | $104,688,000 | 4,402 |
| Long-term assets (5+ years) | $7,354,000 | 5,616 |
| Average Assets, year-to-date | $118,050,000 | 4,237 |
| Average Assets, quarterly | $121,073,500 | 4,178 |
| Volatile liabilities | $21,433,000 | 3,841 |
| Insider loans | $100,000 | 7,314 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,175,000 | 5,837 |
| Tier 1 (core) risk-based capital | $9,072,000 | 5,131 |
| Tier 2 risk-based capital | $2,467,000 | 1,779 |
| Total risk weighted assets | $77,328,000 | 4,335 |
| Total unused commitments | $5,175,000 | 5,840 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $127,294,000 | 4,032 |
| Cash and due from depository institutions | $17,971,000 | 3,742 |
| Interest-bearing balances | $15,153,000 | 487 |
| Securities | $13,198,000 | 5,893 |
| Federal funds sold & reverse repurchase agreements | $17,840,000 | 813 |
| Net loans & leases | $73,816,000 | 4,218 |
| Loan loss allowance | $1,003,000 | 3,951 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,243,000 | 3,915 |
| Other real estate owned | $283,000 | 3,742 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,943,000 | 4,729 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $127,294,000 | 4,032 |
| Total liabilities | $118,506,000 | 3,916 |
| Total deposits | $116,495,000 | 3,702 |
| Interest-bearing deposits | $99,555,000 | 3,671 |
| Deposits held in domestic offices | $116,495,000 | 3,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $274,000 | 5,377 |
| Subordinated debt | $1,500,000 | 249 |
| All other liabilities | $237,000 | 6,704 |
| Total equity capital | $8,788,000 | 5,379 |
| Total bank equity capital | $8,788,000 | 5,379 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,182,000 | 2,614 |
| Surplus | $5,651,000 | 3,133 |
| Undivided profits | $1,955,000 | 6,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,706,000 | 1,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $647,000 | 4,242 |
| Earning assets | $120,007,000 | 3,955 |
| Long-term assets (5+ years) | $6,509,000 | 5,790 |
| Average Assets, year-to-date | $119,648,500 | 4,204 |
| Average Assets, quarterly | $119,648,500 | 4,204 |
| Volatile liabilities | $23,309,000 | 3,522 |
| Insider loans | $100,000 | 7,323 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,822,000 | 4,678 |
| Tier 1 (core) risk-based capital | $8,788,000 | 5,193 |
| Tier 2 risk-based capital | $2,503,000 | 1,724 |
| Total risk weighted assets | $82,490,000 | 4,078 |
| Total unused commitments | $8,822,000 | 4,682 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $112,003,000 | 4,424 |
| Cash and due from depository institutions | $17,095,000 | 3,755 |
| Interest-bearing balances | $12,579,000 | 520 |
| Securities | $17,552,000 | 5,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $72,885,000 | 4,232 |
| Loan loss allowance | $982,000 | 4,013 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,197,000 | 3,945 |
| Other real estate owned | $285,000 | 3,755 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,989,000 | 4,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,003,000 | 4,424 |
| Total liabilities | $103,474,000 | 4,338 |
| Total deposits | $101,630,000 | 4,097 |
| Interest-bearing deposits | $83,934,000 | 4,163 |
| Deposits held in domestic offices | $101,630,000 | 4,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,352 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $54,000 | 5,628 |
| Subordinated debt | $1,500,000 | 254 |
| All other liabilities | $190,000 | 7,091 |
| Total equity capital | $8,529,000 | 5,420 |
| Total bank equity capital | $8,529,000 | 5,420 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,182,000 | 2,632 |
| Surplus | $5,651,000 | 3,099 |
| Undivided profits | $1,696,000 | 6,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,268,000 | 1,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $697,000 | 4,139 |
| Earning assets | $103,016,000 | 4,406 |
| Long-term assets (5+ years) | $6,596,000 | 5,783 |
| Average Assets, year-to-date | $116,472,200 | 4,187 |
| Average Assets, quarterly | $117,802,500 | 4,249 |
| Volatile liabilities | $15,882,000 | 4,484 |
| Insider loans | $100,000 | 7,371 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,033,000 | 5,389 |
| Tier 1 (core) risk-based capital | $8,529,000 | 5,254 |
| Tier 2 risk-based capital | $2,482,000 | 1,723 |
| Total risk weighted assets | $78,846,000 | 4,187 |
| Total unused commitments | $6,033,000 | 5,393 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 43 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $123,602,000 | 4,073 |
| Cash and due from depository institutions | $18,829,000 | 3,839 |
| Interest-bearing balances | $13,570,000 | 579 |
| Securities | $18,609,000 | 4,920 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,079 |
| Net loans & leases | $75,037,000 | 4,160 |
| Loan loss allowance | $953,000 | 4,110 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,173,000 | 3,955 |
| Other real estate owned | $287,000 | 3,839 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,067,000 | 4,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,602,000 | 4,073 |
| Total liabilities | $115,483,000 | 3,953 |
| Total deposits | $113,742,000 | 3,733 |
| Interest-bearing deposits | $95,092,000 | 3,790 |
| Deposits held in domestic offices | $113,742,000 | 3,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000 | 5,733 |
| Subordinated debt | $1,500,000 | 251 |
| All other liabilities | $233,000 | 7,002 |
| Total equity capital | $8,119,000 | 5,574 |
| Total bank equity capital | $8,119,000 | 5,574 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,076,000 | 2,757 |
| Surplus | $4,801,000 | 3,417 |
| Undivided profits | $2,242,000 | 6,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,659,000 | 1,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $794,000 | 3,882 |
| Earning assets | $113,816,000 | 4,071 |
| Long-term assets (5+ years) | $11,553,000 | 4,751 |
| Average Assets, year-to-date | $117,589,500 | 4,161 |
| Average Assets, quarterly | $119,998,500 | 4,154 |
| Volatile liabilities | $16,917,000 | 4,299 |
| Insider loans | $100,000 | 7,431 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,928,000 | 4,790 |
| Tier 1 (core) risk-based capital | $8,119,000 | 5,422 |
| Tier 2 risk-based capital | $2,453,000 | 1,741 |
| Total risk weighted assets | $79,812,000 | 4,138 |
| Total unused commitments | $7,928,000 | 4,793 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 38 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $116,395,000 | 4,276 |
| Cash and due from depository institutions | $16,531,000 | 4,259 |
| Interest-bearing balances | $12,184,000 | 675 |
| Securities | $21,149,000 | 4,528 |
| Federal funds sold & reverse repurchase agreements | $885,000 | 5,923 |
| Net loans & leases | $73,363,000 | 4,193 |
| Loan loss allowance | $935,000 | 4,122 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,182,000 | 3,920 |
| Other real estate owned | $402,000 | 4,259 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,883,000 | 4,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,395,000 | 4,276 |
| Total liabilities | $108,773,000 | 4,126 |
| Total deposits | $106,480,000 | 3,935 |
| Interest-bearing deposits | $90,026,000 | 3,937 |
| Deposits held in domestic offices | $106,480,000 | 3,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $220,000 | 5,489 |
| Subordinated debt | $1,500,000 | 225 |
| All other liabilities | $573,000 | 4,729 |
| Total equity capital | $7,622,000 | 5,797 |
| Total bank equity capital | $7,622,000 | 5,797 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,076,000 | 2,757 |
| Surplus | $4,801,000 | 3,390 |
| Undivided profits | $1,745,000 | 6,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,166,000 | 1,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $778,000 | 3,795 |
| Earning assets | $107,581,000 | 4,248 |
| Long-term assets (5+ years) | $12,006,000 | 4,549 |
| Average Assets, year-to-date | $115,585,330 | 4,221 |
| Average Assets, quarterly | $118,229,000 | 4,186 |
| Volatile liabilities | $19,591,000 | 3,865 |
| Insider loans | $100,000 | 7,491 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,889,000 | 5,044 |
| Tier 1 (core) risk-based capital | $7,622,000 | 5,572 |
| Tier 2 risk-based capital | $2,435,000 | 1,708 |
| Total risk weighted assets | $77,775,000 | 4,194 |
| Total unused commitments | $6,889,000 | 5,056 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $120,063,000 | 4,133 |
| Cash and due from depository institutions | $13,892,000 | 4,323 |
| Interest-bearing balances | $10,897,000 | 781 |
| Securities | $23,516,000 | 4,203 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,669 |
| Net loans & leases | $74,045,000 | 4,110 |
| Loan loss allowance | $541,000 | 5,759 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,199,000 | 3,869 |
| Other real estate owned | $400,000 | 4,323 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,911,000 | 4,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,063,000 | 4,133 |
| Total liabilities | $112,471,000 | 3,988 |
| Total deposits | $110,554,000 | 3,777 |
| Interest-bearing deposits | $96,160,000 | 3,731 |
| Deposits held in domestic offices | $110,554,000 | 3,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $50,000 | 5,565 |
| Subordinated debt | $1,500,000 | 213 |
| All other liabilities | $367,000 | 6,021 |
| Total equity capital | $7,592,000 | 5,719 |
| Total bank equity capital | $7,592,000 | 5,719 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,076,000 | 2,767 |
| Surplus | $4,801,000 | 3,345 |
| Undivided profits | $1,715,000 | 6,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $824,000 | 3,628 |
| Earning assets | $112,558,000 | 4,042 |
| Long-term assets (5+ years) | $13,941,000 | 4,169 |
| Average Assets, year-to-date | $115,180,500 | 4,220 |
| Average Assets, quarterly | $115,180,500 | 4,220 |
| Volatile liabilities | $21,857,000 | 3,547 |
| Insider loans | $100,000 | 7,513 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,410,000 | 4,822 |
| Tier 1 (core) risk-based capital | $7,592,000 | 5,518 |
| Tier 2 risk-based capital | $2,041,000 | 1,965 |
| Total risk weighted assets | $78,893,000 | 4,093 |
| Total unused commitments | $7,410,000 | 4,835 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 37 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $110,298,000 | 4,355 |
| Cash and due from depository institutions | $14,048,000 | 4,296 |
| Interest-bearing balances | $9,809,000 | 803 |
| Securities | $26,570,000 | 3,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $65,398,000 | 4,489 |
| Loan loss allowance | $520,000 | 5,836 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,217,000 | 3,819 |
| Other real estate owned | $403,000 | 4,296 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,662,000 | 5,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,298,000 | 4,355 |
| Total liabilities | $103,070,000 | 4,221 |
| Total deposits | $100,656,000 | 4,027 |
| Interest-bearing deposits | $86,370,000 | 3,991 |
| Deposits held in domestic offices | $100,656,000 | 4,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $351,000 | 5,360 |
| Subordinated debt | $1,500,000 | 209 |
| All other liabilities | $563,000 | 4,885 |
| Total equity capital | $7,228,000 | 5,870 |
| Total bank equity capital | $7,228,000 | 5,870 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,076,000 | 2,771 |
| Surplus | $4,801,000 | 3,306 |
| Undivided profits | $1,351,000 | 7,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $779,000 | 3,982 |
| Earning assets | $101,777,000 | 4,327 |
| Long-term assets (5+ years) | $10,002,000 | 4,810 |
| Average Assets, year-to-date | $112,552,600 | 4,136 |
| Average Assets, quarterly | $113,692,000 | 4,218 |
| Volatile liabilities | $17,735,000 | 4,053 |
| Insider loans | $100,000 | 7,530 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,775,000 | 7,442 |
| Tier 1 (core) risk-based capital | $7,228,000 | 5,649 |
| Tier 2 risk-based capital | $2,020,000 | 1,954 |
| Total risk weighted assets | $71,706,000 | 4,363 |
| Total unused commitments | $1,775,000 | 7,446 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $104,620,000 | 4,402 |
| Cash and due from depository institutions | $12,786,000 | 4,907 |
| Interest-bearing balances | $9,514,000 | 746 |
| Securities | $24,649,000 | 3,905 |
| Federal funds sold & reverse repurchase agreements | $265,000 | 6,760 |
| Net loans & leases | $62,903,000 | 4,516 |
| Loan loss allowance | $444,000 | 6,209 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,160,000 | 3,821 |
| Other real estate owned | $111,000 | 4,907 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,746,000 | 4,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,620,000 | 4,402 |
| Total liabilities | $98,576,000 | 4,249 |
| Total deposits | $96,525,000 | 4,057 |
| Interest-bearing deposits | $83,800,000 | 3,988 |
| Deposits held in domestic offices | $96,525,000 | 4,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $81,000 | 5,455 |
| Subordinated debt | $1,500,000 | 203 |
| All other liabilities | $470,000 | 5,588 |
| Total equity capital | $6,044,000 | 6,401 |
| Total bank equity capital | $6,044,000 | 6,401 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $979,000 | 3,259 |
| Surplus | $4,028,000 | 3,621 |
| Undivided profits | $1,037,000 | 7,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,221,000 | 2,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $900,000 | 3,814 |
| Earning assets | $97,331,000 | 4,350 |
| Long-term assets (5+ years) | $12,120,000 | 4,376 |
| Average Assets, year-to-date | $93,826,200 | 4,595 |
| Average Assets, quarterly | $102,473,500 | 4,421 |
| Volatile liabilities | $15,823,000 | 4,337 |
| Insider loans | $100,000 | 7,687 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,082,000 | 4,141 |
| Tier 1 (core) risk-based capital | $6,044,000 | 6,220 |
| Tier 2 risk-based capital | $1,944,000 | 1,900 |
| Total risk weighted assets | $69,050,000 | 4,378 |
| Total unused commitments | $9,082,000 | 4,149 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $82,593,000 | 5,087 |
| Cash and due from depository institutions | $13,225,000 | 5,074 |
| Interest-bearing balances | $9,419,000 | 503 |
| Securities | $12,515,000 | 6,105 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,428 |
| Net loans & leases | $52,203,000 | 5,026 |
| Loan loss allowance | $389,000 | 6,551 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,538,000 | 4,773 |
| Other real estate owned | $0 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,312,000 | 5,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,593,000 | 5,087 |
| Total liabilities | $77,282,000 | 4,965 |
| Total deposits | $72,363,000 | 4,889 |
| Interest-bearing deposits | $63,023,000 | 4,858 |
| Deposits held in domestic offices | $72,363,000 | 4,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,955 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $83,000 | 5,506 |
| Subordinated debt | $1,500,000 | 198 |
| All other liabilities | $336,000 | 6,991 |
| Total equity capital | $5,311,000 | 6,853 |
| Total bank equity capital | $5,311,000 | 6,853 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $891,000 | 3,484 |
| Surplus | $3,325,000 | 4,074 |
| Undivided profits | $1,095,000 | 7,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $304,000 | 6,886 |
| Earning assets | $75,937,000 | 5,073 |
| Long-term assets (5+ years) | $8,826,000 | 4,862 |
| Average Assets, year-to-date | $77,665,800 | 5,123 |
| Average Assets, quarterly | $82,419,000 | 5,047 |
| Volatile liabilities | $15,878,000 | 4,292 |
| Insider loans | $100,000 | 7,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $130,000 | 9,417 |
| Tier 1 (core) risk-based capital | $5,311,000 | 6,731 |
| Tier 2 risk-based capital | $1,889,000 | 1,877 |
| Total risk weighted assets | $58,310,200 | 4,786 |
| Total unused commitments | $130,000 | 9,420 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $64,051,000 | 6,000 |
| Cash and due from depository institutions | $5,281,000 | 5,233 |
| Interest-bearing balances | $2,972,000 | 1,283 |
| Securities | $11,375,000 | 6,680 |
| Federal funds sold & reverse repurchase agreements | $4,635,000 | 2,050 |
| Net loans & leases | $40,446,000 | 5,794 |
| Loan loss allowance | $342,000 | 6,978 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,355,000 | 5,144 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $959,000 | 6,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,051,000 | 6,000 |
| Total liabilities | $59,160,000 | 5,884 |
| Total deposits | $58,827,000 | 5,640 |
| Interest-bearing deposits | $50,409,000 | 5,644 |
| Deposits held in domestic offices | $58,827,000 | 5,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $90,000 | 5,522 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $243,000 | 7,575 |
| Total equity capital | $4,891,000 | 7,068 |
| Total bank equity capital | $4,891,000 | 7,068 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $811,000 | 3,681 |
| Surplus | $2,686,000 | 4,645 |
| Undivided profits | $1,394,000 | 7,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $264,000 | 6,908 |
| Earning assets | $59,428,000 | 5,930 |
| Long-term assets (5+ years) | $8,078,000 | 5,348 |
| Average Assets, year-to-date | $55,308,600 | 6,380 |
| Average Assets, quarterly | $57,671,500 | 6,346 |
| Volatile liabilities | $8,807,000 | 5,770 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,504,000 | 7,968 |
| Tier 1 (core) risk-based capital | $4,891,000 | 7,080 |
| Tier 2 risk-based capital | $342,000 | 6,614 |
| Total risk weighted assets | $47,233,400 | 5,406 |
| Total unused commitments | $1,504,000 | 7,975 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $52,262,000 | 6,833 |
| Cash and due from depository institutions | $6,298,000 | 7,609 |
| Interest-bearing balances | $4,261,000 | 1,379 |
| Securities | $10,926,000 | 6,831 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 7,104 |
| Net loans & leases | $32,628,000 | 6,430 |
| Loan loss allowance | $306,000 | 7,333 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $740,000 | 6,814 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $695,000 | 7,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,262,000 | 6,833 |
| Total liabilities | $47,853,000 | 6,705 |
| Total deposits | $47,660,000 | 6,513 |
| Interest-bearing deposits | $41,986,000 | 6,380 |
| Deposits held in domestic offices | $47,660,000 | 6,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000 | 5,172 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $185,000 | 8,781 |
| Total equity capital | $4,409,000 | 7,574 |
| Total bank equity capital | $4,409,000 | 7,574 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $811,000 | 3,697 |
| Surplus | $2,686,000 | 4,528 |
| Undivided profits | $912,000 | 8,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 9,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $164,000 | 8,433 |
| Earning assets | $48,790,000 | 6,726 |
| Long-term assets (5+ years) | $4,731,000 | 6,352 |
| Average Assets, year-to-date | $49,190,200 | 6,810 |
| Average Assets, quarterly | $51,716,500 | 6,771 |
| Volatile liabilities | $3,568,000 | 7,873 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,893,000 | 5,409 |
| Tier 1 (core) risk-based capital | $4,409,000 | 7,416 |
| Tier 2 risk-based capital | $306,000 | 6,921 |
| Total risk weighted assets | $36,259,500 | 6,239 |
| Total unused commitments | $4,893,000 | 5,418 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $43,746,000 | 7,564 |
| Cash and due from depository institutions | $1,336,000 | 8,124 |
| Interest-bearing balances | $296,000 | 3,630 |
| Securities | $7,506,000 | 8,257 |
| Federal funds sold & reverse repurchase agreements | $3,780,000 | 3,379 |
| Net loans & leases | $29,755,000 | 6,879 |
| Loan loss allowance | $265,000 | 7,979 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $718,000 | 6,933 |
| Other real estate owned | $30,000 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $621,000 | 7,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,746,000 | 7,564 |
| Total liabilities | $39,855,000 | 7,483 |
| Total deposits | $39,433,000 | 7,329 |
| Interest-bearing deposits | $36,580,000 | 7,026 |
| Deposits held in domestic offices | $39,433,000 | 7,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $89,000 | 4,806 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $333,000 | 7,407 |
| Total equity capital | $3,891,000 | 8,150 |
| Total bank equity capital | $3,891,000 | 8,150 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $811,000 | 3,810 |
| Surplus | $2,686,000 | 4,514 |
| Undivided profits | $394,000 | 9,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $171,000 | 8,688 |
| Earning assets | $41,337,000 | 7,450 |
| Long-term assets (5+ years) | $1,618,000 | 7,970 |
| Average Assets, year-to-date | $36,093,600 | 8,099 |
| Average Assets, quarterly | $42,017,500 | 7,660 |
| Volatile liabilities | $8,100,000 | 5,676 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,200,000 | 8,467 |
| Tier 1 (core) risk-based capital | $3,891,000 | 8,031 |
| Tier 2 risk-based capital | $265,000 | 7,499 |
| Total risk weighted assets | $31,767,500 | 6,767 |
| Total unused commitments | $1,200,000 | 8,476 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 9 | 10,084 |
| Assets and Liabilities | ||
| Total Assets: | $26,559,000 | 9,562 |
| Cash and due from depository institutions | $644,000 | 10,084 |
| Interest-bearing balances | $98,000 | 4,954 |
| Securities | $6,969,000 | 9,000 |
| Federal funds sold & reverse repurchase agreements | $1,120,000 | 6,218 |
| Net loans & leases | $17,034,000 | 8,945 |
| Loan loss allowance | $172,000 | 9,542 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $512,000 | 8,055 |
| Other real estate owned | $0 | 10,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $280,000 | 10,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,559,000 | 9,562 |
| Total liabilities | $22,929,000 | 9,636 |
| Total deposits | $22,504,000 | 9,574 |
| Interest-bearing deposits | $20,410,000 | 9,369 |
| Deposits held in domestic offices | $22,504,000 | 9,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $39,000 | 5,100 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $386,000 | 6,952 |
| Total equity capital | $3,630,000 | 8,549 |
| Total bank equity capital | $3,630,000 | 8,549 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $811,000 | 4,055 |
| Surplus | $2,686,000 | 4,573 |
| Undivided profits | $133,000 | 10,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $99,000 | 10,233 |
| Earning assets | $25,221,000 | 9,435 |
| Long-term assets (5+ years) | $18,000 | 9,941 |
| Average Assets, year-to-date | $25,183,000 | 9,584 |
| Average Assets, quarterly | $25,183,000 | 9,667 |
| Volatile liabilities | $3,005,000 | 8,575 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $589,000 | 9,607 |
| Tier 1 (core) risk-based capital | $3,630,000 | 8,466 |
| Tier 2 risk-based capital | $172,000 | 9,090 |
| Total risk weighted assets | $17,890,900 | 9,000 |
| Total unused commitments | $589,000 | 9,616 |
| Derivatives | $0 | 549 |