Central National Bank, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$2,769,000	9,395
Total interest expense	$1,137,000	9,835
Net interest income	$1,632,000	8,871
Provision for loan and lease losses	$99,000	7,328
Total noninterest income	$335,000	7,288
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$232,000	5,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	7,958
Total noninterest expense	$1,609,000	7,551
Salaries and employee benefits	$760,000	7,538
Premises and equipment expense	$326,000	5,645
Additional noninterest expense	$523,000	8,256
Pre-tax net operating income	$259,000	10,523
Securities gains (losses)	$60,000	3,829
Applicable income taxes	$108,000	9,686
Income before extraordinary items	$211,000	10,449
Extraordinary gains, net	$108,000	713
Net income	$319,000	9,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$366,000	2,979
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$171,400	10,645

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.