Central Louisiana Bank & Trust Company, Inc., Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$2,163,000	10,555
Total interest expense	$910,000	10,819
Net interest income	$1,253,000	10,131
Provision for loan and lease losses	$30,000	9,956
Total noninterest income	$381,000	6,724
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$193,000	6,127
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	5,875
Total noninterest expense	$1,301,000	8,658
Salaries and employee benefits	$640,000	8,450
Premises and equipment expense	$93,000	10,996
Additional noninterest expense	$568,000	7,788
Pre-tax net operating income	$303,000	10,107
Securities gains (losses)	$70,000	3,586
Applicable income taxes	$113,000	9,575
Income before extraordinary items	$260,000	9,782
Extraordinary gains, net	$99,000	751
Net income	$359,000	8,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	6,726
Cash dividends	$679,000	2,191
Sale, conversion, retirement of capital stock, net	$-17,000	13,789
Net operating income	$211,000	10,099

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.