Home > Central Jersey Savings Bank, SLA > Income and Expense
Central Jersey Savings Bank, SLA, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $32,712,000 | 1,059 |
| Total interest expense | $16,813,000 | 989 |
| Net interest income | $15,899,000 | 1,136 |
| Provision for loan and lease losses | $444,000 | 1,918 |
| Total noninterest income | $1,004,000 | 3,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,004,000 | 1,809 |
| Total noninterest expense | $11,235,000 | 1,276 |
| Salaries and employee benefits | $4,542,000 | 1,480 |
| Premises and equipment expense | $1,286,000 | 1,586 |
| Additional noninterest expense | $5,407,000 | 1,065 |
| Pre-tax net operating income | $5,224,000 | 1,377 |
| Securities gains (losses) | $408,000 | 473 |
| Applicable income taxes | $2,112,000 | 1,170 |
| Income before extraordinary items | $3,520,000 | 1,407 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,520,000 | 1,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,243,000 | 776 |
| Cash dividends | $2,154,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,258,880 | 1,492 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,873,000 | 1,109 |
| Total interest expense | $16,528,000 | 1,030 |
| Net interest income | $15,345,000 | 1,180 |
| Provision for loan and lease losses | $596,000 | 1,382 |
| Total noninterest income | $1,121,000 | 2,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,121,000 | 1,666 |
| Total noninterest expense | $8,513,000 | 1,656 |
| Salaries and employee benefits | $4,392,000 | 1,514 |
| Premises and equipment expense | $1,341,000 | 1,521 |
| Additional noninterest expense | $2,780,000 | 1,808 |
| Pre-tax net operating income | $7,357,000 | 1,063 |
| Securities gains (losses) | $376,000 | 431 |
| Applicable income taxes | $2,750,000 | 972 |
| Income before extraordinary items | $4,983,000 | 1,075 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,983,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 1,095 |
| Cash dividends | $685,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,742,360 | 1,097 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,528,000 | 1,145 |
| Total interest expense | $12,494,000 | 1,057 |
| Net interest income | $15,034,000 | 1,214 |
| Provision for loan and lease losses | $744,000 | 1,156 |
| Total noninterest income | $948,000 | 3,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $948,000 | 1,902 |
| Total noninterest expense | $8,799,000 | 1,670 |
| Salaries and employee benefits | $4,707,000 | 1,434 |
| Premises and equipment expense | $1,258,000 | 1,648 |
| Additional noninterest expense | $2,834,000 | 1,908 |
| Pre-tax net operating income | $6,439,000 | 1,169 |
| Securities gains (losses) | $377,000 | 333 |
| Applicable income taxes | $2,394,000 | 1,041 |
| Income before extraordinary items | $4,422,000 | 1,148 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,422,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,185,000 | 410 |
| Cash dividends | $202,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,176,950 | 1,221 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,902,000 | 1,096 |
| Total interest expense | $12,740,000 | 1,056 |
| Net interest income | $16,162,000 | 1,128 |
| Provision for loan and lease losses | $1,627,000 | 941 |
| Total noninterest income | $1,432,000 | 2,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,432,000 | 1,604 |
| Total noninterest expense | $9,246,000 | 1,633 |
| Salaries and employee benefits | $4,634,000 | 1,460 |
| Premises and equipment expense | $1,134,000 | 1,850 |
| Additional noninterest expense | $3,478,000 | 1,693 |
| Pre-tax net operating income | $6,721,000 | 1,052 |
| Securities gains (losses) | $1,276,000 | 447 |
| Applicable income taxes | $3,075,000 | 840 |
| Income before extraordinary items | $4,922,000 | 1,051 |
| Extraordinary gains, net | $1,500,000 | 157 |
| Net income | $6,422,000 | 846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,393,000 | 908 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,105,360 | 1,156 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,754,000 | 1,192 |
| Total interest expense | $15,934,000 | 1,126 |
| Net interest income | $14,820,000 | 1,260 |
| Provision for loan and lease losses | $2,448,000 | 989 |
| Total noninterest income | $1,358,000 | 2,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,358,000 | 1,617 |
| Total noninterest expense | $8,669,000 | 1,755 |
| Salaries and employee benefits | $4,070,000 | 1,627 |
| Premises and equipment expense | $1,045,000 | 2,017 |
| Additional noninterest expense | $3,554,000 | 1,732 |
| Pre-tax net operating income | $5,061,000 | 1,257 |
| Securities gains (losses) | $671,000 | 869 |
| Applicable income taxes | $2,532,000 | 914 |
| Income before extraordinary items | $3,200,000 | 1,459 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,200,000 | 1,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,308,000 | 1,311 |
| Cash dividends | $479,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,770,560 | 1,540 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.