Home > Central Jersey Savings Bank, SLA > Assets and Liabilities
Central Jersey Savings Bank, SLA, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 93 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $468,345,000 | 1,049 |
| Cash and due from depository institutions | $17,843,000 | 2,010 |
| Interest-bearing balances | $8,250,000 | 472 |
| Securities | $17,599,000 | 5,795 |
| Federal funds sold & reverse repurchase agreements | $179,000,000 | 117 |
| Net loans & leases | $199,802,000 | 1,470 |
| Loan loss allowance | $2,124,000 | 1,795 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,741,000 | 1,148 |
| Other real estate owned | $963,000 | 2,010 |
| Goodwill and other intangibles | $41,119,000 | 162 |
| All other assets | $5,278,000 | 1,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,345,000 | 1,049 |
| Total liabilities | $388,170,000 | 1,139 |
| Total deposits | $381,992,000 | 1,028 |
| Interest-bearing deposits | $374,451,000 | 909 |
| Deposits held in domestic offices | $381,992,000 | 1,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,178,000 | 854 |
| Total equity capital | $80,175,000 | 621 |
| Total bank equity capital | $80,175,000 | 621 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $43,847,000 | 483 |
| Undivided profits | $36,327,000 | 696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,143,000 | 831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,073,000 | 1,049 |
| Earning assets | $404,651,000 | 1,101 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $461,252,000 | 1,027 |
| Average Assets, quarterly | $463,019,000 | 1,053 |
| Volatile liabilities | $26,867,000 | 2,288 |
| Insider loans | $1,960,000 | 2,160 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,602,000 | 1,954 |
| Tier 1 (core) risk-based capital | $39,056,000 | 1,110 |
| Tier 2 risk-based capital | $2,083,000 | 1,530 |
| Total risk weighted assets | $182,035,000 | 1,580 |
| Total unused commitments | $21,602,000 | 1,966 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 109 | 1,757 |
| Assets and Liabilities | ||
| Total Assets: | $457,511,000 | 1,075 |
| Cash and due from depository institutions | $10,388,000 | 1,757 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $200,982,000 | 667 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $227,600,000 | 1,294 |
| Loan loss allowance | $2,999,000 | 1,370 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,060,000 | 1,530 |
| Other real estate owned | $153,000 | 1,757 |
| Goodwill and other intangibles | $3,882,000 | 605 |
| All other assets | $9,446,000 | 981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,511,000 | 1,075 |
| Total liabilities | $411,302,000 | 1,083 |
| Total deposits | $387,193,000 | 1,028 |
| Interest-bearing deposits | $380,383,000 | 920 |
| Deposits held in domestic offices | $387,193,000 | 1,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $22,500,000 | 820 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,609,000 | 2,494 |
| Total equity capital | $46,209,000 | 1,015 |
| Total bank equity capital | $46,209,000 | 1,015 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,274,000 | 2,959 |
| Surplus | $8,583,000 | 1,833 |
| Undivided profits | $36,352,000 | 719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,459,000 | 712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,138,000 | 1,068 |
| Earning assets | $428,582,000 | 1,058 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $444,964,800 | 1,071 |
| Average Assets, quarterly | $456,392,000 | 1,066 |
| Volatile liabilities | $47,215,000 | 1,346 |
| Insider loans | $2,373,000 | 1,833 |
| FHLB advances | $22,500,000 | 285 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $25,540,000 | 1,684 |
| Tier 1 (core) risk-based capital | $40,054,000 | 1,092 |
| Tier 2 risk-based capital | $2,232,000 | 1,428 |
| Total risk weighted assets | $200,576,000 | 1,430 |
| Total unused commitments | $32,326,000 | 1,418 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 113 | 1,761 |
| Assets and Liabilities | ||
| Total Assets: | $426,304,000 | 1,116 |
| Cash and due from depository institutions | $8,953,000 | 1,761 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $145,392,000 | 914 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $252,406,000 | 1,130 |
| Loan loss allowance | $3,042,000 | 1,374 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,171,000 | 1,778 |
| Other real estate owned | $695,000 | 1,761 |
| Goodwill and other intangibles | $4,246,000 | 519 |
| All other assets | $10,441,000 | 960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,307,000 | 1,116 |
| Total liabilities | $384,396,000 | 1,132 |
| Total deposits | $355,751,000 | 1,082 |
| Interest-bearing deposits | $350,650,000 | 956 |
| Deposits held in domestic offices | $355,751,000 | 1,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $26,651,000 | 761 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,994,000 | 1,800 |
| Total equity capital | $41,911,000 | 1,003 |
| Total bank equity capital | $41,911,000 | 1,003 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,274,000 | 3,073 |
| Surplus | $8,583,000 | 1,755 |
| Undivided profits | $32,054,000 | 713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,298,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,227,000 | 897 |
| Earning assets | $397,798,000 | 1,102 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $413,456,000 | 1,108 |
| Average Assets, quarterly | $427,152,000 | 1,106 |
| Volatile liabilities | $45,879,000 | 1,329 |
| Insider loans | $2,637,000 | 1,603 |
| FHLB advances | $25,000,000 | 302 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $25,009,000 | 1,621 |
| Tier 1 (core) risk-based capital | $35,968,000 | 1,142 |
| Tier 2 risk-based capital | $2,502,000 | 1,293 |
| Total risk weighted assets | $200,112,000 | 1,393 |
| Total unused commitments | $25,009,000 | 1,632 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 125 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $397,727,000 | 1,204 |
| Cash and due from depository institutions | $12,317,000 | 1,671 |
| Interest-bearing balances | $6,100,000 | 1,008 |
| Securities | $122,297,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $236,739,000 | 1,176 |
| Loan loss allowance | $5,000,000 | 985 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,565,000 | 2,047 |
| Other real estate owned | $2,491,000 | 1,671 |
| Goodwill and other intangibles | $4,905,000 | 430 |
| All other assets | $15,413,000 | 692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $397,727,000 | 1,204 |
| Total liabilities | $360,036,000 | 1,214 |
| Total deposits | $350,570,000 | 1,123 |
| Interest-bearing deposits | $346,121,000 | 1,012 |
| Deposits held in domestic offices | $350,570,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,455,000 | 1,338 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,011,000 | 1,332 |
| Total equity capital | $37,691,000 | 1,096 |
| Total bank equity capital | $37,691,000 | 1,096 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,274,000 | 3,158 |
| Surplus | $8,583,000 | 1,663 |
| Undivided profits | $27,834,000 | 830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,760,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $4,348,000 | 465 |
| Earning assets | $365,136,000 | 1,212 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $393,949,600 | 1,182 |
| Average Assets, quarterly | $397,489,500 | 1,196 |
| Volatile liabilities | $21,162,000 | 2,288 |
| Insider loans | $2,052,000 | 1,990 |
| FHLB advances | $5,400,000 | 503 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,745,000 | 1,240 |
| Tier 1 (core) risk-based capital | $32,120,000 | 1,245 |
| Tier 2 risk-based capital | $2,216,000 | 1,430 |
| Total risk weighted assets | $202,750,000 | 1,378 |
| Total unused commitments | $52,745,000 | 965 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 122 | 1,773 |
| Assets and Liabilities | ||
| Total Assets: | $385,819,000 | 1,267 |
| Cash and due from depository institutions | $10,609,000 | 1,773 |
| Interest-bearing balances | $2,437,000 | 2,400 |
| Securities | $115,607,000 | 1,171 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
| Net loans & leases | $233,509,000 | 1,233 |
| Loan loss allowance | $5,283,000 | 958 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,737,000 | 1,954 |
| Other real estate owned | $4,053,000 | 1,773 |
| Goodwill and other intangibles | $5,250,000 | 415 |
| All other assets | $12,854,000 | 836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,819,000 | 1,267 |
| Total liabilities | $353,950,000 | 1,267 |
| Total deposits | $345,562,000 | 1,194 |
| Interest-bearing deposits | $341,580,000 | 1,071 |
| Deposits held in domestic offices | $345,562,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,400,000 | 1,269 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,988,000 | 1,379 |
| Total equity capital | $31,869,000 | 1,222 |
| Total bank equity capital | $31,869,000 | 1,222 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,274,000 | 3,283 |
| Surplus | $8,583,000 | 1,612 |
| Undivided profits | $22,012,000 | 972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,025,000 | 640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,659,000 | 498 |
| Earning assets | $351,753,000 | 1,272 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $373,955,800 | 1,279 |
| Average Assets, quarterly | $382,072,000 | 1,268 |
| Volatile liabilities | $22,696,000 | 2,127 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $5,400,000 | 485 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $37,832,000 | 1,144 |
| Tier 1 (core) risk-based capital | $26,897,000 | 1,412 |
| Tier 2 risk-based capital | $2,420,000 | 1,350 |
| Total risk weighted assets | $205,418,000 | 1,412 |
| Total unused commitments | $47,832,000 | 996 |
| Derivatives | $0 | 651 |