Home > Central Jersey Bank > Income and Expense
Central Jersey Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,239,000 | 1,285 |
| Total interest expense | $3,887,000 | 1,667 |
| Net interest income | $14,352,000 | 1,185 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $2,021,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $773,000 | 1,525 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,248,000 | 1,548 |
| Total noninterest expense | $12,386,000 | 1,211 |
| Salaries and employee benefits | $5,703,000 | 1,298 |
| Premises and equipment expense | $1,614,000 | 1,212 |
| Additional noninterest expense | $5,069,000 | 1,056 |
| Pre-tax net operating income | $3,987,000 | 1,024 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,334,000 | 814 |
| Income before extraordinary items | $2,653,000 | 1,251 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,653,000 | 1,255 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,653,000 | 1,255 |
| Net charge-offs | $674,000 | 2,688 |
| Cash dividends | $424,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $662,000 | 337 |
| Net operating income | $2,653,000 | 1,210 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,207,000 | 1,299 |
| Total interest expense | $2,617,000 | 1,709 |
| Net interest income | $9,590,000 | 1,182 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,465,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $510,000 | 1,542 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $955,000 | 1,339 |
| Total noninterest expense | $8,059,000 | 1,234 |
| Salaries and employee benefits | $3,642,000 | 1,357 |
| Premises and equipment expense | $1,074,000 | 1,235 |
| Additional noninterest expense | $3,343,000 | 1,062 |
| Pre-tax net operating income | $2,996,000 | 910 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,043,000 | 693 |
| Income before extraordinary items | $1,953,000 | 1,144 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,953,000 | 1,144 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,953,000 | 1,145 |
| Net charge-offs | $679,000 | 2,121 |
| Cash dividends | $282,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $793,000 | 225 |
| Net operating income | $1,953,000 | 1,098 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 1,331 |
| Total interest expense | $1,342,000 | 1,755 |
| Net interest income | $4,716,000 | 1,217 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $390,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $241,000 | 1,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $149,000 | 2,846 |
| Total noninterest expense | $4,029,000 | 1,248 |
| Salaries and employee benefits | $1,973,000 | 1,270 |
| Premises and equipment expense | $538,000 | 1,269 |
| Additional noninterest expense | $1,518,000 | 1,167 |
| Pre-tax net operating income | $1,077,000 | 1,217 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $307,000 | 1,032 |
| Income before extraordinary items | $770,000 | 1,432 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $770,000 | 1,434 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $770,000 | 1,434 |
| Net charge-offs | $313,000 | 1,993 |
| Cash dividends | $141,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $770,000 | 1,382 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,379,000 | 1,306 |
| Total interest expense | $7,986,000 | 1,486 |
| Net interest income | $18,393,000 | 1,215 |
| Provision for loan and lease losses | $6,215,000 | 1,208 |
| Total noninterest income | $2,172,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,079,000 | 1,562 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,093,000 | 2,047 |
| Total noninterest expense | $43,699,000 | 493 |
| Salaries and employee benefits | $7,562,000 | 1,313 |
| Premises and equipment expense | $2,125,000 | 1,285 |
| Additional noninterest expense | $34,012,000 | 293 |
| Pre-tax net operating income | $-29,349,000 | 7,793 |
| Securities gains (losses) | $2,885,000 | 201 |
| Applicable income taxes | $-838,000 | 7,219 |
| Income before extraordinary items | $-25,626,000 | 7,788 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-25,626,000 | 7,786 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-25,626,000 | 7,787 |
| Net charge-offs | $1,342,000 | 2,510 |
| Cash dividends | $565,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $457,000 | 565 |
| Net operating income | $-28,424,450 | 7,809 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,190,000 | 1,307 |
| Total interest expense | $6,278,000 | 1,498 |
| Net interest income | $13,912,000 | 1,198 |
| Provision for loan and lease losses | $4,509,000 | 1,124 |
| Total noninterest income | $1,728,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $797,000 | 1,590 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $931,000 | 1,917 |
| Total noninterest expense | $39,060,000 | 423 |
| Salaries and employee benefits | $5,774,000 | 1,305 |
| Premises and equipment expense | $1,595,000 | 1,291 |
| Additional noninterest expense | $31,691,000 | 249 |
| Pre-tax net operating income | $-27,929,000 | 7,922 |
| Securities gains (losses) | $2,799,000 | 169 |
| Applicable income taxes | $-168,000 | 7,059 |
| Income before extraordinary items | $-24,962,000 | 7,918 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-24,962,000 | 7,918 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-24,962,000 | 7,918 |
| Net charge-offs | $573,000 | 2,856 |
| Cash dividends | $424,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $466,000 | 450 |
| Net operating income | $-27,733,010 | 7,936 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,541,000 | 1,329 |
| Total interest expense | $4,386,000 | 1,511 |
| Net interest income | $9,155,000 | 1,218 |
| Provision for loan and lease losses | $3,451,000 | 994 |
| Total noninterest income | $992,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $526,000 | 1,579 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $466,000 | 2,312 |
| Total noninterest expense | $34,995,000 | 326 |
| Salaries and employee benefits | $3,811,000 | 1,354 |
| Premises and equipment expense | $1,050,000 | 1,325 |
| Additional noninterest expense | $30,134,000 | 200 |
| Pre-tax net operating income | $-28,299,000 | 8,054 |
| Securities gains (losses) | $2,068,000 | 167 |
| Applicable income taxes | $-315,000 | 7,433 |
| Income before extraordinary items | $-25,916,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,916,000 | 8,058 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-25,916,000 | 8,058 |
| Net charge-offs | $588,000 | 2,158 |
| Cash dividends | $283,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 379 |
| Net operating income | $-27,963,320 | 8,063 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 1,293 |
| Total interest expense | $2,229,000 | 1,533 |
| Net interest income | $4,780,000 | 1,154 |
| Provision for loan and lease losses | $3,135,000 | 548 |
| Total noninterest income | $376,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $248,000 | 1,626 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $128,000 | 3,231 |
| Total noninterest expense | $4,044,000 | 1,240 |
| Salaries and employee benefits | $1,937,000 | 1,335 |
| Premises and equipment expense | $583,000 | 1,226 |
| Additional noninterest expense | $1,524,000 | 1,102 |
| Pre-tax net operating income | $-2,023,000 | 7,832 |
| Securities gains (losses) | $1,789,000 | 126 |
| Applicable income taxes | $-586,000 | 7,908 |
| Income before extraordinary items | $352,000 | 2,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $352,000 | 2,802 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $352,000 | 2,804 |
| Net charge-offs | $696,000 | 1,160 |
| Cash dividends | $141,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 369 |
| Net operating income | $-792,960 | 7,618 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,086,000 | 1,333 |
| Total interest expense | $10,317,000 | 1,576 |
| Net interest income | $18,769,000 | 1,182 |
| Provision for loan and lease losses | $1,319,000 | 2,310 |
| Total noninterest income | $1,992,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,107,000 | 1,606 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $885,000 | 2,315 |
| Total noninterest expense | $15,637,000 | 1,253 |
| Salaries and employee benefits | $7,759,000 | 1,301 |
| Premises and equipment expense | $2,059,000 | 1,333 |
| Additional noninterest expense | $5,819,000 | 1,103 |
| Pre-tax net operating income | $3,805,000 | 1,437 |
| Securities gains (losses) | $739,000 | 278 |
| Applicable income taxes | $1,390,000 | 922 |
| Income before extraordinary items | $3,154,000 | 1,292 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,154,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,046 |
| Cash dividends | $2,057,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $11,560,000 | 141 |
| Net operating income | $2,644,090 | 1,644 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,704,000 | 1,360 |
| Total interest expense | $7,861,000 | 1,602 |
| Net interest income | $13,843,000 | 1,225 |
| Provision for loan and lease losses | $399,000 | 3,089 |
| Total noninterest income | $1,594,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $840,000 | 1,597 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $754,000 | 2,196 |
| Total noninterest expense | $11,690,000 | 1,242 |
| Salaries and employee benefits | $5,841,000 | 1,317 |
| Premises and equipment expense | $1,541,000 | 1,347 |
| Additional noninterest expense | $4,308,000 | 1,066 |
| Pre-tax net operating income | $3,348,000 | 1,465 |
| Securities gains (losses) | $402,000 | 370 |
| Applicable income taxes | $1,260,000 | 964 |
| Income before extraordinary items | $2,490,000 | 1,463 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,490,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,914 |
| Cash dividends | $1,500,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 706 |
| Net operating income | $2,224,680 | 1,714 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,275,000 | 1,411 |
| Total interest expense | $5,469,000 | 1,600 |
| Net interest income | $8,806,000 | 1,271 |
| Provision for loan and lease losses | $146,000 | 3,706 |
| Total noninterest income | $1,089,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $570,000 | 1,552 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $519,000 | 2,189 |
| Total noninterest expense | $7,700,000 | 1,255 |
| Salaries and employee benefits | $3,866,000 | 1,344 |
| Premises and equipment expense | $1,009,000 | 1,374 |
| Additional noninterest expense | $2,825,000 | 1,065 |
| Pre-tax net operating income | $2,049,000 | 1,660 |
| Securities gains (losses) | $63,000 | 1,279 |
| Applicable income taxes | $653,000 | 1,297 |
| Income before extraordinary items | $1,459,000 | 1,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,459,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $1,050,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 531 |
| Net operating income | $1,415,530 | 1,866 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 1,422 |
| Total interest expense | $2,990,000 | 1,573 |
| Net interest income | $4,262,000 | 1,302 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $613,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $295,000 | 1,477 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $318,000 | 1,901 |
| Total noninterest expense | $3,823,000 | 1,266 |
| Salaries and employee benefits | $1,966,000 | 1,322 |
| Premises and equipment expense | $498,000 | 1,398 |
| Additional noninterest expense | $1,359,000 | 1,070 |
| Pre-tax net operating income | $987,000 | 1,810 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $304,000 | 1,461 |
| Income before extraordinary items | $683,000 | 2,076 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $683,000 | 2,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $683,000 | 2,009 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $30,488,000 | 1,407 |
| Total interest expense | $13,343,000 | 1,503 |
| Net interest income | $17,145,000 | 1,303 |
| Provision for loan and lease losses | $165,000 | 4,187 |
| Total noninterest income | $1,654,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,114,000 | 1,606 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $540,000 | 3,179 |
| Total noninterest expense | $14,370,000 | 1,290 |
| Salaries and employee benefits | $7,146,000 | 1,424 |
| Premises and equipment expense | $1,958,000 | 1,353 |
| Additional noninterest expense | $5,266,000 | 1,072 |
| Pre-tax net operating income | $4,264,000 | 1,875 |
| Securities gains (losses) | $-1,870,000 | 8,460 |
| Applicable income taxes | $1,111,000 | 1,733 |
| Income before extraordinary items | $1,283,000 | 3,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,283,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,035 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $274,000 | 665 |
| Net operating income | $2,479,800 | 2,374 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,919,000 | 1,406 |
| Total interest expense | $10,172,000 | 1,474 |
| Net interest income | $12,747,000 | 1,319 |
| Provision for loan and lease losses | $165,000 | 3,339 |
| Total noninterest income | $1,228,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $815,000 | 1,623 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $413,000 | 3,146 |
| Total noninterest expense | $10,799,000 | 1,281 |
| Salaries and employee benefits | $5,280,000 | 1,441 |
| Premises and equipment expense | $1,553,000 | 1,274 |
| Additional noninterest expense | $3,966,000 | 1,039 |
| Pre-tax net operating income | $3,011,000 | 2,097 |
| Securities gains (losses) | $-1,870,000 | 8,512 |
| Applicable income taxes | $707,000 | 2,071 |
| Income before extraordinary items | $434,000 | 5,655 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $434,000 | 5,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,369 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $271,000 | 529 |
| Net operating income | $1,630,800 | 2,787 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,126,000 | 1,436 |
| Total interest expense | $6,740,000 | 1,487 |
| Net interest income | $8,386,000 | 1,356 |
| Provision for loan and lease losses | $165,000 | 2,459 |
| Total noninterest income | $811,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $545,000 | 1,619 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $266,000 | 3,224 |
| Total noninterest expense | $7,095,000 | 1,318 |
| Salaries and employee benefits | $3,494,000 | 1,475 |
| Premises and equipment expense | $932,000 | 1,426 |
| Additional noninterest expense | $2,669,000 | 1,043 |
| Pre-tax net operating income | $1,937,000 | 2,228 |
| Securities gains (losses) | $-1,870,000 | 8,575 |
| Applicable income taxes | $376,000 | 2,450 |
| Income before extraordinary items | $-309,000 | 8,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-309,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,431 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 579 |
| Net operating income | $887,800 | 3,268 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,398,000 | 1,460 |
| Total interest expense | $3,262,000 | 1,521 |
| Net interest income | $4,136,000 | 1,371 |
| Provision for loan and lease losses | $125,000 | 1,705 |
| Total noninterest income | $389,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $271,000 | 1,581 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $118,000 | 3,468 |
| Total noninterest expense | $3,651,000 | 1,277 |
| Salaries and employee benefits | $1,819,000 | 1,420 |
| Premises and equipment expense | $473,000 | 1,421 |
| Additional noninterest expense | $1,359,000 | 1,012 |
| Pre-tax net operating income | $749,000 | 2,670 |
| Securities gains (losses) | $-1,957,000 | 8,631 |
| Applicable income taxes | $-55,000 | 8,436 |
| Income before extraordinary items | $-1,153,000 | 8,601 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,153,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 8,500 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $706,150 | 2,286 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,419,000 | 1,354 |
| Total interest expense | $12,027,000 | 1,398 |
| Net interest income | $17,392,000 | 1,312 |
| Provision for loan and lease losses | $500,000 | 1,903 |
| Total noninterest income | $1,740,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,052,000 | 1,680 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $688,000 | 2,789 |
| Total noninterest expense | $14,309,000 | 1,251 |
| Salaries and employee benefits | $7,345,000 | 1,332 |
| Premises and equipment expense | $1,687,000 | 1,530 |
| Additional noninterest expense | $5,277,000 | 1,010 |
| Pre-tax net operating income | $4,323,000 | 2,123 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,428,000 | 1,743 |
| Income before extraordinary items | $2,895,000 | 2,336 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,895,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,266 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 709 |
| Net operating income | $2,895,000 | 2,317 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,828,000 | 1,359 |
| Total interest expense | $8,686,000 | 1,402 |
| Net interest income | $13,142,000 | 1,318 |
| Provision for loan and lease losses | $465,000 | 1,474 |
| Total noninterest income | $1,325,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $778,000 | 1,702 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $547,000 | 2,718 |
| Total noninterest expense | $10,782,000 | 1,265 |
| Salaries and employee benefits | $5,563,000 | 1,327 |
| Premises and equipment expense | $1,268,000 | 1,535 |
| Additional noninterest expense | $3,951,000 | 1,017 |
| Pre-tax net operating income | $3,220,000 | 2,205 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,066,000 | 1,805 |
| Income before extraordinary items | $2,154,000 | 2,426 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,154,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 549 |
| Net operating income | $2,154,000 | 2,416 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,384,000 | 1,333 |
| Total interest expense | $5,573,000 | 1,388 |
| Net interest income | $8,811,000 | 1,306 |
| Provision for loan and lease losses | $148,000 | 2,699 |
| Total noninterest income | $904,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $517,000 | 1,689 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $387,000 | 2,610 |
| Total noninterest expense | $7,135,000 | 1,277 |
| Salaries and employee benefits | $3,732,000 | 1,330 |
| Premises and equipment expense | $826,000 | 1,569 |
| Additional noninterest expense | $2,577,000 | 1,048 |
| Pre-tax net operating income | $2,432,000 | 2,002 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $827,000 | 1,621 |
| Income before extraordinary items | $1,605,000 | 2,221 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,605,000 | 2,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,631 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 403 |
| Net operating income | $1,605,000 | 2,210 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,063,000 | 1,337 |
| Total interest expense | $2,700,000 | 1,369 |
| Net interest income | $4,363,000 | 1,310 |
| Provision for loan and lease losses | $51,000 | 3,086 |
| Total noninterest income | $480,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $262,000 | 1,624 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $218,000 | 2,368 |
| Total noninterest expense | $3,540,000 | 1,296 |
| Salaries and employee benefits | $1,881,000 | 1,317 |
| Premises and equipment expense | $402,000 | 1,621 |
| Additional noninterest expense | $1,257,000 | 1,066 |
| Pre-tax net operating income | $1,252,000 | 1,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $428,000 | 1,577 |
| Income before extraordinary items | $824,000 | 2,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $824,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $261,000 | 228 |
| Net operating income | $824,000 | 2,111 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,058,000 | 1,333 |
| Total interest expense | $7,162,000 | 1,588 |
| Net interest income | $17,896,000 | 1,207 |
| Provision for loan and lease losses | $427,000 | 2,159 |
| Total noninterest income | $1,514,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,078,000 | 1,617 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $436,000 | 3,633 |
| Total noninterest expense | $14,550,000 | 1,197 |
| Salaries and employee benefits | $7,287,000 | 1,269 |
| Premises and equipment expense | $1,718,000 | 1,422 |
| Additional noninterest expense | $5,545,000 | 934 |
| Pre-tax net operating income | $4,433,000 | 2,054 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,461,000 | 1,730 |
| Income before extraordinary items | $2,972,000 | 2,264 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,972,000 | 2,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,452 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,972,000 | 2,226 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,217,000 | 1,335 |
| Total interest expense | $4,969,000 | 1,621 |
| Net interest income | $13,248,000 | 1,206 |
| Provision for loan and lease losses | $215,000 | 2,841 |
| Total noninterest income | $1,154,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $822,000 | 1,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $332,000 | 3,621 |
| Total noninterest expense | $11,018,000 | 1,159 |
| Salaries and employee benefits | $5,454,000 | 1,261 |
| Premises and equipment expense | $1,339,000 | 1,363 |
| Additional noninterest expense | $4,225,000 | 902 |
| Pre-tax net operating income | $3,169,000 | 2,144 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,051,000 | 1,812 |
| Income before extraordinary items | $2,118,000 | 2,385 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,118,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,657 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,118,000 | 2,354 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 2,463 |
| Total interest expense | $1,925,000 | 2,488 |
| Net interest income | $4,458,000 | 2,421 |
| Provision for loan and lease losses | $164,000 | 2,494 |
| Total noninterest income | $419,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $327,000 | 2,444 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $4,272,000 | 1,941 |
| Salaries and employee benefits | $2,004,000 | 2,254 |
| Premises and equipment expense | $520,000 | 2,259 |
| Additional noninterest expense | $1,748,000 | 1,430 |
| Pre-tax net operating income | $441,000 | 5,745 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $113,000 | 4,654 |
| Income before extraordinary items | $328,000 | 5,929 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $328,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,019 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $328,000 | 5,879 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 2,472 |
| Total interest expense | $879,000 | 2,591 |
| Net interest income | $2,253,000 | 2,384 |
| Provision for loan and lease losses | $85,000 | 2,331 |
| Total noninterest income | $198,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $157,000 | 2,463 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $2,109,000 | 1,959 |
| Salaries and employee benefits | $1,003,000 | 2,270 |
| Premises and equipment expense | $267,000 | 2,224 |
| Additional noninterest expense | $839,000 | 1,482 |
| Pre-tax net operating income | $257,000 | 5,388 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $70,000 | 4,289 |
| Income before extraordinary items | $187,000 | 5,595 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $187,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 329 |
| Net operating income | $187,000 | 5,552 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,551,000 | 2,487 |
| Total interest expense | $2,853,000 | 2,731 |
| Net interest income | $8,698,000 | 2,353 |
| Provision for loan and lease losses | $260,000 | 3,183 |
| Total noninterest income | $849,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $694,000 | 2,385 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $155,000 | 5,625 |
| Total noninterest expense | $7,098,000 | 2,247 |
| Salaries and employee benefits | $3,619,000 | 2,405 |
| Premises and equipment expense | $844,000 | 2,659 |
| Additional noninterest expense | $2,635,000 | 1,846 |
| Pre-tax net operating income | $2,189,000 | 3,308 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $778,000 | 2,577 |
| Income before extraordinary items | $1,411,000 | 3,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,411,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,857 |
| Net operating income | $1,411,000 | 3,721 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,410,000 | 2,517 |
| Total interest expense | $2,005,000 | 2,833 |
| Net interest income | $6,405,000 | 2,360 |
| Provision for loan and lease losses | $188,000 | 3,101 |
| Total noninterest income | $639,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $520,000 | 2,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 5,588 |
| Total noninterest expense | $5,239,000 | 2,268 |
| Salaries and employee benefits | $2,666,000 | 2,428 |
| Premises and equipment expense | $612,000 | 2,737 |
| Additional noninterest expense | $1,961,000 | 1,830 |
| Pre-tax net operating income | $1,617,000 | 3,412 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $584,000 | 2,617 |
| Income before extraordinary items | $1,033,000 | 3,919 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,033,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,940 |
| Net operating income | $1,033,000 | 3,852 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 2,566 |
| Total interest expense | $1,249,000 | 2,992 |
| Net interest income | $4,199,000 | 2,378 |
| Provision for loan and lease losses | $128,000 | 3,010 |
| Total noninterest income | $412,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $335,000 | 2,483 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $3,431,000 | 2,314 |
| Salaries and employee benefits | $1,746,000 | 2,460 |
| Premises and equipment expense | $400,000 | 2,787 |
| Additional noninterest expense | $1,285,000 | 1,858 |
| Pre-tax net operating income | $1,052,000 | 3,421 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $381,000 | 2,647 |
| Income before extraordinary items | $671,000 | 3,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $671,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 620 |
| Net operating income | $671,000 | 3,873 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 2,634 |
| Total interest expense | $613,000 | 3,066 |
| Net interest income | $2,034,000 | 2,454 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $181,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $147,000 | 2,717 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $1,671,000 | 2,384 |
| Salaries and employee benefits | $863,000 | 2,512 |
| Premises and equipment expense | $197,000 | 2,852 |
| Additional noninterest expense | $611,000 | 1,947 |
| Pre-tax net operating income | $494,000 | 3,555 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $200,000 | 2,580 |
| Income before extraordinary items | $294,000 | 4,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $294,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $294,000 | 4,197 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,111,000 | 3,081 |
| Total interest expense | $2,612,000 | 3,233 |
| Net interest income | $6,499,000 | 2,952 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $704,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $545,000 | 2,897 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $159,000 | 5,725 |
| Total noninterest expense | $6,325,000 | 2,485 |
| Salaries and employee benefits | $3,185,000 | 2,640 |
| Premises and equipment expense | $792,000 | 2,785 |
| Additional noninterest expense | $2,348,000 | 2,053 |
| Pre-tax net operating income | $728,000 | 5,914 |
| Securities gains (losses) | $76,000 | 2,141 |
| Applicable income taxes | $322,000 | 4,172 |
| Income before extraordinary items | $482,000 | 6,414 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $482,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $8,000 | 6,233 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 863 |
| Net operating income | $433,360 | 6,488 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 3,246 |
| Total interest expense | $1,994,000 | 3,298 |
| Net interest income | $4,523,000 | 3,175 |
| Provision for loan and lease losses | $39,000 | 6,166 |
| Total noninterest income | $520,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $390,000 | 3,008 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 5,620 |
| Total noninterest expense | $4,688,000 | 2,514 |
| Salaries and employee benefits | $2,381,000 | 2,653 |
| Premises and equipment expense | $597,000 | 2,788 |
| Additional noninterest expense | $1,710,000 | 2,102 |
| Pre-tax net operating income | $316,000 | 7,092 |
| Securities gains (losses) | $50,000 | 2,306 |
| Applicable income taxes | $146,000 | 5,136 |
| Income before extraordinary items | $220,000 | 7,456 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $220,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 715 |
| Net operating income | $188,000 | 7,514 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 3,182 |
| Total interest expense | $1,391,000 | 3,270 |
| Net interest income | $3,086,000 | 3,112 |
| Provision for loan and lease losses | $23,000 | 6,223 |
| Total noninterest income | $340,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $256,000 | 3,009 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $84,000 | 5,643 |
| Total noninterest expense | $3,093,000 | 2,522 |
| Salaries and employee benefits | $1,569,000 | 2,676 |
| Premises and equipment expense | $401,000 | 2,757 |
| Additional noninterest expense | $1,123,000 | 2,129 |
| Pre-tax net operating income | $310,000 | 6,443 |
| Securities gains (losses) | $50,000 | 2,013 |
| Applicable income taxes | $144,000 | 4,570 |
| Income before extraordinary items | $216,000 | 6,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $216,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $184,000 | 6,931 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,216 |
| Total interest expense | $703,000 | 3,310 |
| Net interest income | $1,521,000 | 3,138 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 3,304 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $1,530,000 | 2,533 |
| Salaries and employee benefits | $772,000 | 2,694 |
| Premises and equipment expense | $206,000 | 2,704 |
| Additional noninterest expense | $552,000 | 2,131 |
| Pre-tax net operating income | $131,000 | 6,743 |
| Securities gains (losses) | $50,000 | 1,389 |
| Applicable income taxes | $72,000 | 4,550 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $77,000 | 7,204 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,188,000 | 3,580 |
| Total interest expense | $2,789,000 | 3,756 |
| Net interest income | $5,399,000 | 3,430 |
| Provision for loan and lease losses | $373,000 | 2,984 |
| Total noninterest income | $589,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $349,000 | 3,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 4,678 |
| Total noninterest expense | $4,920,000 | 2,969 |
| Salaries and employee benefits | $2,473,000 | 3,156 |
| Premises and equipment expense | $563,000 | 3,603 |
| Additional noninterest expense | $1,884,000 | 2,447 |
| Pre-tax net operating income | $695,000 | 6,108 |
| Securities gains (losses) | $159,000 | 1,328 |
| Applicable income taxes | $70,000 | 6,284 |
| Income before extraordinary items | $784,000 | 5,263 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $784,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,176,000 | 153 |
| Net operating income | $637,720 | 5,678 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 4,654 |
| Total interest expense | $2,703,000 | 5,118 |
| Net interest income | $3,840,000 | 4,250 |
| Provision for loan and lease losses | $211,000 | 4,006 |
| Total noninterest income | $439,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $302,000 | 4,149 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $137,000 | 5,711 |
| Total noninterest expense | $3,531,000 | 3,796 |
| Salaries and employee benefits | $1,732,000 | 4,029 |
| Premises and equipment expense | $337,000 | 5,164 |
| Additional noninterest expense | $1,462,000 | 2,934 |
| Pre-tax net operating income | $537,000 | 6,415 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $536,000 | 5,902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $536,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $536,000 | 5,784 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 5,984 |
| Total interest expense | $1,809,000 | 6,582 |
| Net interest income | $2,836,000 | 5,362 |
| Provision for loan and lease losses | $291,000 | 2,934 |
| Total noninterest income | $361,000 | 5,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,273 |
| Total noninterest expense | $2,653,000 | 4,650 |
| Salaries and employee benefits | $1,206,000 | 5,205 |
| Premises and equipment expense | $247,000 | 6,097 |
| Additional noninterest expense | $1,200,000 | 3,433 |
| Pre-tax net operating income | $253,000 | 8,108 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $253,000 | 7,758 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $253,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $714,000 | 496 |
| Net operating income | $253,000 | 7,760 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 8,357 |
| Total interest expense | $888,000 | 8,482 |
| Net interest income | $1,242,000 | 8,109 |
| Provision for loan and lease losses | $334,000 | 2,449 |
| Total noninterest income | $199,000 | 7,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $1,798,000 | 6,087 |
| Salaries and employee benefits | $763,000 | 6,929 |
| Premises and equipment expense | $181,000 | 7,111 |
| Additional noninterest expense | $854,000 | 4,574 |
| Pre-tax net operating income | $-691,000 | 9,964 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-691,000 | 9,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-691,000 | 9,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,679,000 | 386 |
| Net operating income | $-691,000 | 9,985 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 10,262 |
| Total interest expense | $124,000 | 10,275 |
| Net interest income | $301,000 | 10,199 |
| Provision for loan and lease losses | $85,000 | 5,461 |
| Total noninterest income | $9,000 | 10,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 8,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $1,036,000 | 8,003 |
| Salaries and employee benefits | $250,000 | 9,878 |
| Premises and equipment expense | $88,000 | 8,979 |
| Additional noninterest expense | $698,000 | 5,176 |
| Pre-tax net operating income | $-811,000 | 10,304 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-811,000 | 10,336 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-811,000 | 10,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $6,137,000 | 187 |
| Net operating income | $-811,000 | 10,313 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.