Home > Central Jersey Bank > Assets and Liabilities
Central Jersey Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 136 | 1,126 |
| Assets and Liabilities | ||
| Total Assets: | $590,460,000 | 1,159 |
| Cash and due from depository institutions | $9,349,000 | 1,126 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $168,774,000 | 806 |
| Federal funds sold & reverse repurchase agreements | $36,960,000 | 163 |
| Net loans & leases | $351,021,000 | 1,260 |
| Loan loss allowance | $8,939,000 | 929 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,578,000 | 2,179 |
| Other real estate owned | $1,942,000 | 1,126 |
| Goodwill and other intangibles | $1,178,000 | 1,495 |
| All other assets | $15,658,000 | 1,387 |
| Life insurance assets | $3,909,000 | 1,548 |
| Total liabilities and capital | $590,460,000 | 1,159 |
| Total liabilities | $525,471,000 | 1,170 |
| Total deposits | $473,331,000 | 1,164 |
| Interest-bearing deposits | $389,546,000 | 1,228 |
| Deposits held in domestic offices | $473,331,000 | 1,162 |
| % insured | 74.18% | 6,833 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $47,150,000 | 785 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,990,000 | 1,083 |
| Total equity capital | $64,989,000 | 1,055 |
| Total bank equity capital | $64,989,000 | 1,054 |
| Perpetual preferred stock | $11,609,000 | 43 |
| Common stock | $14,625,000 | 343 |
| Surplus | $56,261,000 | 635 |
| Undivided profits | $-17,506,000 | 7,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,114,000 | 1,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,743,000 | 1,870 |
| Earning assets | $556,755,000 | 1,103 |
| Long-term assets (5+ years) | $147,125,000 | 948 |
| Average Assets, year-to-date | $579,698,000 | 1,167 |
| Average Assets, quarterly | $584,229,000 | 1,164 |
| Volatile liabilities | $108,610,000 | 1,295 |
| Insider loans | $3,117,000 | 2,109 |
| FHLB advances | $47,150,000 | 722 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $56,260,000 | 1,170 |
| Tier 1 (core) risk-based capital | $58,997,000 | 1,073 |
| Tier 2 risk-based capital | $5,957,000 | 965 |
| Total risk weighted assets | $473,560,000 | 976 |
| Total unused commitments | $56,260,000 | 1,172 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 137 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $577,998,000 | 1,183 |
| Cash and due from depository institutions | $9,934,000 | 1,122 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $145,398,000 | 916 |
| Federal funds sold & reverse repurchase agreements | $45,196,000 | 126 |
| Net loans & leases | $353,521,000 | 1,273 |
| Loan loss allowance | $8,934,000 | 935 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,735,000 | 2,149 |
| Other real estate owned | $1,071,000 | 1,122 |
| Goodwill and other intangibles | $1,261,000 | 1,472 |
| All other assets | $15,882,000 | 1,390 |
| Life insurance assets | $3,879,000 | 1,558 |
| Total liabilities and capital | $577,998,000 | 1,183 |
| Total liabilities | $513,449,000 | 1,185 |
| Total deposits | $464,732,000 | 1,192 |
| Interest-bearing deposits | $374,780,000 | 1,283 |
| Deposits held in domestic offices | $464,732,000 | 1,189 |
| % insured | 78.19% | 6,499 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $44,115,000 | 867 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,602,000 | 1,104 |
| Total equity capital | $64,549,000 | 1,053 |
| Total bank equity capital | $64,549,000 | 1,052 |
| Perpetual preferred stock | $11,565,000 | 44 |
| Common stock | $14,625,000 | 343 |
| Surplus | $56,247,000 | 636 |
| Undivided profits | $-17,888,000 | 7,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $8,565,000 | 1,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,722,000 | 1,818 |
| Earning assets | $544,115,000 | 1,130 |
| Long-term assets (5+ years) | $157,425,000 | 880 |
| Average Assets, year-to-date | $576,110,670 | 1,181 |
| Average Assets, quarterly | $574,884,500 | 1,190 |
| Volatile liabilities | $93,775,000 | 1,529 |
| Insider loans | $2,529,000 | 2,527 |
| FHLB advances | $44,115,000 | 810 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $59,149,000 | 1,105 |
| Tier 1 (core) risk-based capital | $58,500,000 | 1,071 |
| Tier 2 risk-based capital | $5,594,000 | 1,054 |
| Total risk weighted assets | $444,157,000 | 1,072 |
| Total unused commitments | $59,149,000 | 1,108 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 130 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $571,771,000 | 1,221 |
| Cash and due from depository institutions | $7,957,000 | 1,197 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $128,621,000 | 1,024 |
| Federal funds sold & reverse repurchase agreements | $49,038,000 | 163 |
| Net loans & leases | $361,230,000 | 1,279 |
| Loan loss allowance | $9,300,000 | 920 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,806,000 | 2,164 |
| Other real estate owned | $1,054,000 | 1,197 |
| Goodwill and other intangibles | $1,226,000 | 1,497 |
| All other assets | $16,839,000 | 1,350 |
| Life insurance assets | $3,848,000 | 1,563 |
| Total liabilities and capital | $571,771,000 | 1,221 |
| Total liabilities | $509,266,000 | 1,236 |
| Total deposits | $456,120,000 | 1,232 |
| Interest-bearing deposits | $376,464,000 | 1,311 |
| Deposits held in domestic offices | $456,120,000 | 1,230 |
| % insured | 73.77% | 7,019 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,607,000 | 915 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,539,000 | 748 |
| Total equity capital | $62,505,000 | 1,081 |
| Total bank equity capital | $62,505,000 | 1,080 |
| Perpetual preferred stock | $11,521,000 | 45 |
| Common stock | $14,625,000 | 344 |
| Surplus | $55,858,000 | 644 |
| Undivided profits | $-19,499,000 | 7,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,079,000 | 1,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,072,000 | 1,534 |
| Earning assets | $538,889,000 | 1,174 |
| Long-term assets (5+ years) | $167,555,000 | 831 |
| Average Assets, year-to-date | $575,167,000 | 1,210 |
| Average Assets, quarterly | $575,167,000 | 1,210 |
| Volatile liabilities | $91,901,000 | 1,605 |
| Insider loans | $2,822,000 | 2,398 |
| FHLB advances | $45,607,000 | 850 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $67,301,000 | 1,033 |
| Tier 1 (core) risk-based capital | $56,508,000 | 1,107 |
| Tier 2 risk-based capital | $5,455,000 | 1,097 |
| Total risk weighted assets | $432,532,000 | 1,131 |
| Total unused commitments | $67,301,000 | 1,036 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 133 | 1,188 |
| Assets and Liabilities | ||
| Total Assets: | $578,563,000 | 1,203 |
| Cash and due from depository institutions | $9,789,000 | 1,188 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $104,164,000 | 1,242 |
| Federal funds sold & reverse repurchase agreements | $68,526,000 | 114 |
| Net loans & leases | $369,474,000 | 1,281 |
| Loan loss allowance | $9,613,000 | 906 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,946,000 | 2,146 |
| Other real estate owned | $1,055,000 | 1,188 |
| Goodwill and other intangibles | $1,320,000 | 1,467 |
| All other assets | $18,289,000 | 1,286 |
| Life insurance assets | $3,817,000 | 1,572 |
| Total liabilities and capital | $578,563,000 | 1,203 |
| Total liabilities | $516,946,000 | 1,216 |
| Total deposits | $467,878,000 | 1,201 |
| Interest-bearing deposits | $387,378,000 | 1,278 |
| Deposits held in domestic offices | $467,878,000 | 1,199 |
| % insured | 71.78% | 7,190 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $47,575,000 | 954 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,493,000 | 2,673 |
| Total equity capital | $61,617,000 | 1,080 |
| Total bank equity capital | $61,617,000 | 1,078 |
| Perpetual preferred stock | $11,477,000 | 43 |
| Common stock | $14,625,000 | 338 |
| Surplus | $54,869,000 | 644 |
| Undivided profits | $-19,354,000 | 7,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,643,000 | 1,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,285,000 | 1,435 |
| Earning assets | $542,164,000 | 1,170 |
| Long-term assets (5+ years) | $157,241,000 | 892 |
| Average Assets, year-to-date | $587,688,600 | 1,172 |
| Average Assets, quarterly | $578,472,000 | 1,209 |
| Volatile liabilities | $88,560,000 | 1,681 |
| Insider loans | $2,849,000 | 2,455 |
| FHLB advances | $47,575,000 | 884 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $67,121,000 | 1,060 |
| Tier 1 (core) risk-based capital | $45,801,000 | 1,365 |
| Tier 2 risk-based capital | $17,147,000 | 386 |
| Total risk weighted assets | $449,588,000 | 1,122 |
| Total unused commitments | $67,121,000 | 1,062 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 133 | 1,202 |
| Assets and Liabilities | ||
| Total Assets: | $578,381,000 | 1,226 |
| Cash and due from depository institutions | $20,217,000 | 1,202 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $114,196,000 | 1,124 |
| Federal funds sold & reverse repurchase agreements | $50,774,000 | 160 |
| Net loans & leases | $371,529,000 | 1,289 |
| Loan loss allowance | $8,677,000 | 940 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,063,000 | 2,128 |
| Other real estate owned | $0 | 1,202 |
| Goodwill and other intangibles | $1,432,000 | 1,459 |
| All other assets | $14,170,000 | 1,427 |
| Life insurance assets | $3,784,000 | 1,577 |
| Total liabilities and capital | $578,381,000 | 1,226 |
| Total liabilities | $515,582,000 | 1,237 |
| Total deposits | $459,839,000 | 1,222 |
| Interest-bearing deposits | $378,604,000 | 1,307 |
| Deposits held in domestic offices | $459,839,000 | 1,218 |
| % insured | 96.80% | 1,166 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $54,196,000 | 915 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,547,000 | 2,842 |
| Total equity capital | $62,799,000 | 1,088 |
| Total bank equity capital | $62,799,000 | 1,086 |
| Perpetual preferred stock | $11,433,000 | 45 |
| Common stock | $14,625,000 | 334 |
| Surplus | $54,869,000 | 640 |
| Undivided profits | $-18,128,000 | 7,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,507,000 | 1,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,224,000 | 1,597 |
| Earning assets | $536,499,000 | 1,214 |
| Long-term assets (5+ years) | $162,767,000 | 859 |
| Average Assets, year-to-date | $589,970,000 | 1,182 |
| Average Assets, quarterly | $591,315,000 | 1,195 |
| Volatile liabilities | $94,795,000 | 1,599 |
| Insider loans | $2,866,000 | 2,445 |
| FHLB advances | $54,196,000 | 841 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $70,973,000 | 1,067 |
| Tier 1 (core) risk-based capital | $46,805,000 | 1,363 |
| Tier 2 risk-based capital | $17,085,000 | 412 |
| Total risk weighted assets | $449,132,000 | 1,146 |
| Total unused commitments | $70,973,000 | 1,071 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 137 | 1,204 |
| Assets and Liabilities | ||
| Total Assets: | $604,249,000 | 1,190 |
| Cash and due from depository institutions | $13,532,000 | 1,204 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $197,168,000 | 642 |
| Federal funds sold & reverse repurchase agreements | $23,000 | 5,105 |
| Net loans & leases | $368,787,000 | 1,324 |
| Loan loss allowance | $7,604,000 | 1,028 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,096,000 | 2,142 |
| Other real estate owned | $0 | 1,204 |
| Goodwill and other intangibles | $1,434,000 | 1,483 |
| All other assets | $17,209,000 | 1,233 |
| Life insurance assets | $3,750,000 | 1,599 |
| Total liabilities and capital | $604,249,000 | 1,190 |
| Total liabilities | $542,659,000 | 1,192 |
| Total deposits | $444,726,000 | 1,280 |
| Interest-bearing deposits | $369,746,000 | 1,339 |
| Deposits held in domestic offices | $444,726,000 | 1,276 |
| % insured | 64.16% | 6,856 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $96,043,000 | 581 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,890,000 | 2,480 |
| Total equity capital | $61,590,000 | 1,107 |
| Total bank equity capital | $61,590,000 | 1,104 |
| Perpetual preferred stock | $11,388,000 | 43 |
| Common stock | $14,624,000 | 332 |
| Surplus | $54,618,000 | 661 |
| Undivided profits | $-19,040,000 | 8,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $9,965,000 | 1,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,349,000 | 1,456 |
| Earning assets | $565,978,000 | 1,161 |
| Long-term assets (5+ years) | $157,145,000 | 886 |
| Average Assets, year-to-date | $593,833,000 | 1,196 |
| Average Assets, quarterly | $590,662,000 | 1,208 |
| Volatile liabilities | $87,457,000 | 1,748 |
| Insider loans | $3,222,000 | 2,266 |
| FHLB advances | $61,064,000 | 764 |
| Loans and leases held for sale | $1,311,000 | 1,070 |
| Unused loan commitments | $68,764,000 | 1,130 |
| Tier 1 (core) risk-based capital | $45,727,000 | 1,408 |
| Tier 2 risk-based capital | $17,407,000 | 401 |
| Total risk weighted assets | $479,904,000 | 1,097 |
| Total unused commitments | $68,764,000 | 1,133 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 138 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $577,075,000 | 1,236 |
| Cash and due from depository institutions | $9,281,000 | 1,199 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $157,983,000 | 791 |
| Federal funds sold & reverse repurchase agreements | $5,372,000 | 2,168 |
| Net loans & leases | $354,666,000 | 1,398 |
| Loan loss allowance | $7,180,000 | 1,035 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,213,000 | 2,102 |
| Other real estate owned | $0 | 1,199 |
| Goodwill and other intangibles | $28,428,000 | 303 |
| All other assets | $15,132,000 | 1,370 |
| Life insurance assets | $3,714,000 | 1,604 |
| Total liabilities and capital | $577,075,000 | 1,236 |
| Total liabilities | $489,387,000 | 1,327 |
| Total deposits | $430,555,000 | 1,317 |
| Interest-bearing deposits | $359,977,000 | 1,376 |
| Deposits held in domestic offices | $430,555,000 | 1,313 |
| % insured | 64.12% | 6,879 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $57,233,000 | 952 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,599,000 | 2,729 |
| Total equity capital | $87,688,000 | 756 |
| Total bank equity capital | $87,688,000 | 755 |
| Perpetual preferred stock | $11,344,000 | 41 |
| Common stock | $14,624,000 | 328 |
| Surplus | $54,458,000 | 659 |
| Undivided profits | $7,262,000 | 3,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,751,000 | 2,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,112,000 | 1,663 |
| Earning assets | $518,021,000 | 1,263 |
| Long-term assets (5+ years) | $161,262,000 | 847 |
| Average Assets, year-to-date | $588,625,000 | 1,212 |
| Average Assets, quarterly | $588,625,000 | 1,212 |
| Volatile liabilities | $83,264,000 | 1,817 |
| Insider loans | $3,294,000 | 2,258 |
| FHLB advances | $21,188,000 | 1,879 |
| Loans and leases held for sale | $425,000 | 1,447 |
| Unused loan commitments | $68,957,000 | 1,181 |
| Tier 1 (core) risk-based capital | $56,373,000 | 1,133 |
| Tier 2 risk-based capital | $5,280,000 | 1,148 |
| Total risk weighted assets | $420,449,000 | 1,247 |
| Total unused commitments | $68,957,000 | 1,183 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 140 | 1,179 |
| Assets and Liabilities | ||
| Total Assets: | $600,175,000 | 1,182 |
| Cash and due from depository institutions | $9,065,000 | 1,179 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $185,362,000 | 662 |
| Federal funds sold & reverse repurchase agreements | $461,000 | 4,549 |
| Net loans & leases | $356,657,000 | 1,398 |
| Loan loss allowance | $4,741,000 | 1,452 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,303,000 | 2,081 |
| Other real estate owned | $0 | 1,179 |
| Goodwill and other intangibles | $28,533,000 | 312 |
| All other assets | $13,794,000 | 1,468 |
| Life insurance assets | $3,685,000 | 1,612 |
| Total liabilities and capital | $600,175,000 | 1,182 |
| Total liabilities | $511,921,000 | 1,247 |
| Total deposits | $418,815,000 | 1,310 |
| Interest-bearing deposits | $342,868,000 | 1,406 |
| Deposits held in domestic offices | $418,815,000 | 1,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $71,979,000 | 854 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $21,127,000 | 387 |
| Total equity capital | $88,254,000 | 746 |
| Total bank equity capital | $88,254,000 | 746 |
| Perpetual preferred stock | $11,300,000 | 39 |
| Common stock | $14,624,000 | 328 |
| Surplus | $54,363,000 | 646 |
| Undivided profits | $7,967,000 | 3,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,400,000 | 2,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,251,000 | 1,633 |
| Earning assets | $542,480,000 | 1,190 |
| Long-term assets (5+ years) | $234,656,000 | 552 |
| Average Assets, year-to-date | $544,274,800 | 1,250 |
| Average Assets, quarterly | $577,927,500 | 1,215 |
| Volatile liabilities | $73,444,000 | 2,006 |
| Insider loans | $4,956,000 | 1,612 |
| FHLB advances | $48,705,000 | 1,106 |
| Loans and leases held for sale | $400,000 | 1,215 |
| Unused loan commitments | $65,079,000 | 1,272 |
| Tier 1 (core) risk-based capital | $56,542,000 | 1,103 |
| Tier 2 risk-based capital | $4,757,000 | 1,244 |
| Total risk weighted assets | $402,305,000 | 1,299 |
| Total unused commitments | $65,079,000 | 1,273 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 140 | 1,187 |
| Assets and Liabilities | ||
| Total Assets: | $555,680,000 | 1,260 |
| Cash and due from depository institutions | $10,991,000 | 1,187 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $151,540,000 | 769 |
| Federal funds sold & reverse repurchase agreements | $1,164,000 | 4,388 |
| Net loans & leases | $343,226,000 | 1,450 |
| Loan loss allowance | $3,817,000 | 1,611 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,931,000 | 2,215 |
| Other real estate owned | $0 | 1,187 |
| Goodwill and other intangibles | $28,656,000 | 344 |
| All other assets | $14,172,000 | 1,421 |
| Life insurance assets | $3,654,000 | 1,604 |
| Total liabilities and capital | $555,680,000 | 1,260 |
| Total liabilities | $480,533,000 | 1,308 |
| Total deposits | $406,296,000 | 1,332 |
| Interest-bearing deposits | $326,647,000 | 1,447 |
| Deposits held in domestic offices | $406,296,000 | 1,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $72,685,000 | 865 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,552,000 | 2,834 |
| Total equity capital | $75,147,000 | 894 |
| Total bank equity capital | $75,147,000 | 894 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $14,624,000 | 323 |
| Surplus | $54,230,000 | 638 |
| Undivided profits | $6,293,000 | 4,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $924,000 | 4,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,105,000 | 1,846 |
| Earning assets | $495,930,000 | 1,278 |
| Long-term assets (5+ years) | $235,965,000 | 554 |
| Average Assets, year-to-date | $530,299,750 | 1,278 |
| Average Assets, quarterly | $545,093,000 | 1,273 |
| Volatile liabilities | $73,692,000 | 1,926 |
| Insider loans | $4,872,000 | 1,621 |
| FHLB advances | $40,023,000 | 1,311 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $64,850,000 | 1,351 |
| Tier 1 (core) risk-based capital | $45,531,000 | 1,421 |
| Tier 2 risk-based capital | $3,834,000 | 1,480 |
| Total risk weighted assets | $380,038,000 | 1,378 |
| Total unused commitments | $64,850,000 | 1,353 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 134 | 1,271 |
| Assets and Liabilities | ||
| Total Assets: | $534,506,000 | 1,293 |
| Cash and due from depository institutions | $11,077,000 | 1,271 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $140,661,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $1,378,000 | 4,338 |
| Net loans & leases | $326,098,000 | 1,507 |
| Loan loss allowance | $3,560,000 | 1,635 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,691,000 | 2,284 |
| Other real estate owned | $0 | 1,271 |
| Goodwill and other intangibles | $28,749,000 | 350 |
| All other assets | $20,852,000 | 986 |
| Life insurance assets | $3,624,000 | 1,616 |
| Total liabilities and capital | $534,506,000 | 1,293 |
| Total liabilities | $460,844,000 | 1,354 |
| Total deposits | $406,163,000 | 1,318 |
| Interest-bearing deposits | $324,458,000 | 1,450 |
| Deposits held in domestic offices | $406,163,000 | 1,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $53,390,000 | 1,096 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,291,000 | 3,210 |
| Total equity capital | $73,662,000 | 917 |
| Total bank equity capital | $73,662,000 | 917 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $14,624,000 | 321 |
| Surplus | $50,841,000 | 664 |
| Undivided profits | $8,197,000 | 3,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,052,000 | 2,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,932,000 | 1,985 |
| Earning assets | $468,137,000 | 1,348 |
| Long-term assets (5+ years) | $217,855,000 | 607 |
| Average Assets, year-to-date | $521,839,670 | 1,287 |
| Average Assets, quarterly | $530,702,500 | 1,288 |
| Volatile liabilities | $70,699,000 | 1,987 |
| Insider loans | $4,927,000 | 1,603 |
| FHLB advances | $21,240,000 | 2,003 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $62,152,000 | 1,445 |
| Tier 1 (core) risk-based capital | $44,325,000 | 1,469 |
| Tier 2 risk-based capital | $3,568,000 | 1,534 |
| Total risk weighted assets | $367,575,000 | 1,430 |
| Total unused commitments | $62,152,000 | 1,445 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 137 | 1,244 |
| Assets and Liabilities | ||
| Total Assets: | $526,899,000 | 1,292 |
| Cash and due from depository institutions | $10,399,000 | 1,244 |
| Interest-bearing balances | $981,000 | 3,066 |
| Securities | $139,450,000 | 869 |
| Federal funds sold & reverse repurchase agreements | $13,775,000 | 1,256 |
| Net loans & leases | $317,805,000 | 1,532 |
| Loan loss allowance | $3,476,000 | 1,634 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,018,000 | 2,547 |
| Other real estate owned | $0 | 1,244 |
| Goodwill and other intangibles | $28,841,000 | 357 |
| All other assets | $11,611,000 | 1,576 |
| Life insurance assets | $3,595,000 | 1,608 |
| Total liabilities and capital | $526,899,000 | 1,292 |
| Total liabilities | $451,408,000 | 1,361 |
| Total deposits | $398,933,000 | 1,341 |
| Interest-bearing deposits | $325,612,000 | 1,430 |
| Deposits held in domestic offices | $398,933,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $50,425,000 | 1,077 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,050,000 | 2,417 |
| Total equity capital | $75,491,000 | 924 |
| Total bank equity capital | $75,491,000 | 924 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $14,624,000 | 319 |
| Surplus | $50,714,000 | 657 |
| Undivided profits | $10,153,000 | 3,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,023,000 | 1,923 |
| Earning assets | $472,011,000 | 1,322 |
| Long-term assets (5+ years) | $213,115,000 | 606 |
| Average Assets, year-to-date | $515,506,500 | 1,297 |
| Average Assets, quarterly | $515,506,500 | 1,297 |
| Volatile liabilities | $93,001,000 | 1,539 |
| Insider loans | $5,135,000 | 1,519 |
| FHLB advances | $20,000,000 | 1,892 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $72,166,000 | 1,327 |
| Tier 1 (core) risk-based capital | $44,884,000 | 1,445 |
| Tier 2 risk-based capital | $3,478,000 | 1,533 |
| Total risk weighted assets | $348,272,000 | 1,480 |
| Total unused commitments | $72,166,000 | 1,327 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 128 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $504,114,000 | 1,336 |
| Cash and due from depository institutions | $10,974,000 | 1,334 |
| Interest-bearing balances | $759,000 | 2,803 |
| Securities | $132,254,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $3,679,000 | 3,115 |
| Net loans & leases | $312,423,000 | 1,537 |
| Loan loss allowance | $3,408,000 | 1,622 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,626,000 | 2,710 |
| Other real estate owned | $0 | 1,334 |
| Goodwill and other intangibles | $28,883,000 | 354 |
| All other assets | $11,275,000 | 1,622 |
| Life insurance assets | $3,565,000 | 1,603 |
| Total liabilities and capital | $504,114,000 | 1,336 |
| Total liabilities | $429,367,000 | 1,414 |
| Total deposits | $403,290,000 | 1,302 |
| Interest-bearing deposits | $329,335,000 | 1,406 |
| Deposits held in domestic offices | $403,290,000 | 1,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,564,000 | 1,669 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,513,000 | 3,026 |
| Total equity capital | $74,747,000 | 925 |
| Total bank equity capital | $74,747,000 | 925 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,624,000 | 320 |
| Surplus | $50,714,000 | 652 |
| Undivided profits | $9,409,000 | 3,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,218,000 | 1,897 |
| Earning assets | $449,115,000 | 1,374 |
| Long-term assets (5+ years) | $191,186,000 | 643 |
| Average Assets, year-to-date | $517,377,200 | 1,251 |
| Average Assets, quarterly | $505,751,000 | 1,313 |
| Volatile liabilities | $61,394,000 | 2,202 |
| Insider loans | $5,117,000 | 1,491 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $658,000 | 1,094 |
| Unused loan commitments | $77,689,000 | 1,261 |
| Tier 1 (core) risk-based capital | $44,696,000 | 1,448 |
| Tier 2 risk-based capital | $3,408,000 | 1,563 |
| Total risk weighted assets | $345,431,000 | 1,480 |
| Total unused commitments | $77,689,000 | 1,261 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 127 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $507,388,000 | 1,305 |
| Cash and due from depository institutions | $10,792,000 | 1,346 |
| Interest-bearing balances | $991,000 | 2,432 |
| Securities | $128,029,000 | 921 |
| Federal funds sold & reverse repurchase agreements | $18,481,000 | 748 |
| Net loans & leases | $304,607,000 | 1,553 |
| Loan loss allowance | $3,489,000 | 1,540 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,768,000 | 2,579 |
| Other real estate owned | $0 | 1,346 |
| Goodwill and other intangibles | $29,021,000 | 340 |
| All other assets | $11,690,000 | 1,558 |
| Life insurance assets | $3,535,000 | 1,574 |
| Total liabilities and capital | $507,388,000 | 1,305 |
| Total liabilities | $434,483,000 | 1,367 |
| Total deposits | $406,016,000 | 1,289 |
| Interest-bearing deposits | $386,647,000 | 1,166 |
| Deposits held in domestic offices | $406,016,000 | 1,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,075,000 | 1,445 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,392,000 | 3,281 |
| Total equity capital | $72,905,000 | 929 |
| Total bank equity capital | $72,905,000 | 929 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,624,000 | 305 |
| Surplus | $50,711,000 | 640 |
| Undivided profits | $7,570,000 | 3,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,082,000 | 1,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,173,000 | 2,096 |
| Earning assets | $452,108,000 | 1,343 |
| Long-term assets (5+ years) | $193,243,000 | 614 |
| Average Assets, year-to-date | $520,693,000 | 1,240 |
| Average Assets, quarterly | $521,776,500 | 1,265 |
| Volatile liabilities | $62,598,000 | 2,116 |
| Insider loans | $3,588,000 | 1,999 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $544,000 | 1,123 |
| Unused loan commitments | $74,628,000 | 1,318 |
| Tier 1 (core) risk-based capital | $43,176,000 | 1,487 |
| Tier 2 risk-based capital | $3,489,000 | 1,510 |
| Total risk weighted assets | $341,397,000 | 1,483 |
| Total unused commitments | $74,628,000 | 1,319 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 132 | 1,312 |
| Assets and Liabilities | ||
| Total Assets: | $536,165,000 | 1,255 |
| Cash and due from depository institutions | $12,656,000 | 1,312 |
| Interest-bearing balances | $1,242,000 | 2,226 |
| Securities | $126,745,000 | 937 |
| Federal funds sold & reverse repurchase agreements | $38,312,000 | 399 |
| Net loans & leases | $312,699,000 | 1,508 |
| Loan loss allowance | $3,490,000 | 1,541 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,049,000 | 2,453 |
| Other real estate owned | $0 | 1,312 |
| Goodwill and other intangibles | $29,159,000 | 353 |
| All other assets | $11,545,000 | 1,569 |
| Life insurance assets | $3,505,000 | 1,580 |
| Total liabilities and capital | $536,165,000 | 1,255 |
| Total liabilities | $465,379,000 | 1,292 |
| Total deposits | $439,699,000 | 1,192 |
| Interest-bearing deposits | $416,032,000 | 1,090 |
| Deposits held in domestic offices | $439,699,000 | 1,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $24,268,000 | 1,487 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,412,000 | 3,068 |
| Total equity capital | $70,786,000 | 962 |
| Total bank equity capital | $70,786,000 | 962 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,624,000 | 305 |
| Surplus | $50,553,000 | 653 |
| Undivided profits | $5,609,000 | 4,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,090,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,051,000 | 2,061 |
| Earning assets | $478,998,000 | 1,277 |
| Long-term assets (5+ years) | $198,338,000 | 589 |
| Average Assets, year-to-date | $525,128,000 | 1,252 |
| Average Assets, quarterly | $529,451,000 | 1,259 |
| Volatile liabilities | $68,345,000 | 1,956 |
| Insider loans | $3,512,000 | 2,033 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $1,366,000 | 867 |
| Unused loan commitments | $71,725,000 | 1,387 |
| Tier 1 (core) risk-based capital | $41,454,000 | 1,556 |
| Tier 2 risk-based capital | $3,490,000 | 1,519 |
| Total risk weighted assets | $349,471,000 | 1,433 |
| Total unused commitments | $71,725,000 | 1,387 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 143 | 1,194 |
| Assets and Liabilities | ||
| Total Assets: | $522,737,000 | 1,285 |
| Cash and due from depository institutions | $10,322,000 | 1,194 |
| Interest-bearing balances | $918,000 | 2,627 |
| Securities | $114,978,000 | 1,056 |
| Federal funds sold & reverse repurchase agreements | $34,186,000 | 540 |
| Net loans & leases | $317,462,000 | 1,468 |
| Loan loss allowance | $3,447,000 | 1,543 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,185,000 | 2,378 |
| Other real estate owned | $0 | 1,194 |
| Goodwill and other intangibles | $29,297,000 | 342 |
| All other assets | $11,307,000 | 1,541 |
| Life insurance assets | $3,476,000 | 1,571 |
| Total liabilities and capital | $522,737,000 | 1,285 |
| Total liabilities | $451,631,000 | 1,324 |
| Total deposits | $426,886,000 | 1,217 |
| Interest-bearing deposits | $402,974,000 | 1,122 |
| Deposits held in domestic offices | $426,886,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,373,000 | 1,473 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,372,000 | 3,199 |
| Total equity capital | $71,106,000 | 933 |
| Total bank equity capital | $71,106,000 | 933 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,623,000 | 291 |
| Surplus | $50,450,000 | 632 |
| Undivided profits | $6,033,000 | 4,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,740,000 | 1,437 |
| Earning assets | $467,544,000 | 1,304 |
| Long-term assets (5+ years) | $145,727,000 | 757 |
| Average Assets, year-to-date | $519,609,500 | 1,278 |
| Average Assets, quarterly | $519,609,500 | 1,278 |
| Volatile liabilities | $68,038,000 | 1,945 |
| Insider loans | $4,161,000 | 1,706 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $1,925,000 | 721 |
| Unused loan commitments | $68,143,000 | 1,445 |
| Tier 1 (core) risk-based capital | $41,291,000 | 1,547 |
| Tier 2 risk-based capital | $3,447,000 | 1,527 |
| Total risk weighted assets | $352,337,000 | 1,409 |
| Total unused commitments | $68,143,000 | 1,445 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 147 | 1,158 |
| Assets and Liabilities | ||
| Total Assets: | $516,482,000 | 1,277 |
| Cash and due from depository institutions | $15,939,000 | 1,158 |
| Interest-bearing balances | $671,000 | 2,873 |
| Securities | $116,555,000 | 1,070 |
| Federal funds sold & reverse repurchase agreements | $21,634,000 | 739 |
| Net loans & leases | $312,335,000 | 1,476 |
| Loan loss allowance | $3,229,000 | 1,614 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,357,000 | 2,257 |
| Other real estate owned | $0 | 1,158 |
| Goodwill and other intangibles | $29,435,000 | 324 |
| All other assets | $15,227,000 | 1,192 |
| Life insurance assets | $3,447,000 | 1,552 |
| Total liabilities and capital | $516,482,000 | 1,277 |
| Total liabilities | $445,550,000 | 1,329 |
| Total deposits | $427,277,000 | 1,198 |
| Interest-bearing deposits | $397,237,000 | 1,104 |
| Deposits held in domestic offices | $427,277,000 | 1,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,099,000 | 1,884 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,174,000 | 3,483 |
| Total equity capital | $70,932,000 | 914 |
| Total bank equity capital | $70,932,000 | 914 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $14,623,000 | 284 |
| Surplus | $50,440,000 | 622 |
| Undivided profits | $5,869,000 | 4,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,613,000 | 1,553 |
| Earning assets | $451,195,000 | 1,331 |
| Long-term assets (5+ years) | $134,310,000 | 821 |
| Average Assets, year-to-date | $514,221,000 | 1,219 |
| Average Assets, quarterly | $516,903,500 | 1,254 |
| Volatile liabilities | $65,303,000 | 2,139 |
| Insider loans | $4,442,000 | 1,596 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $242,000 | 1,433 |
| Unused loan commitments | $62,705,000 | 1,534 |
| Tier 1 (core) risk-based capital | $41,547,000 | 1,521 |
| Tier 2 risk-based capital | $3,229,000 | 1,599 |
| Total risk weighted assets | $351,935,000 | 1,386 |
| Total unused commitments | $62,705,000 | 1,534 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 141 | 1,234 |
| Assets and Liabilities | ||
| Total Assets: | $517,325,000 | 1,266 |
| Cash and due from depository institutions | $8,940,000 | 1,234 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $122,436,000 | 1,017 |
| Federal funds sold & reverse repurchase agreements | $28,495,000 | 464 |
| Net loans & leases | $310,241,000 | 1,477 |
| Loan loss allowance | $3,599,000 | 1,459 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,552,000 | 2,141 |
| Other real estate owned | $0 | 1,234 |
| Goodwill and other intangibles | $29,589,000 | 327 |
| All other assets | $12,072,000 | 1,472 |
| Life insurance assets | $3,420,000 | 1,523 |
| Total liabilities and capital | $517,325,000 | 1,266 |
| Total liabilities | $447,600,000 | 1,314 |
| Total deposits | $431,354,000 | 1,170 |
| Interest-bearing deposits | $405,992,000 | 1,065 |
| Deposits held in domestic offices | $431,354,000 | 1,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,835,000 | 2,133 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,411,000 | 3,043 |
| Total equity capital | $69,725,000 | 938 |
| Total bank equity capital | $69,725,000 | 938 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,623,000 | 272 |
| Surplus | $50,440,000 | 619 |
| Undivided profits | $4,662,000 | 4,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 3,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,708,000 | 1,478 |
| Earning assets | $461,172,000 | 1,296 |
| Long-term assets (5+ years) | $134,665,000 | 816 |
| Average Assets, year-to-date | $513,655,750 | 1,233 |
| Average Assets, quarterly | $513,984,000 | 1,264 |
| Volatile liabilities | $65,624,000 | 2,141 |
| Insider loans | $4,722,000 | 1,499 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $63,567,000 | 1,529 |
| Tier 1 (core) risk-based capital | $40,425,000 | 1,557 |
| Tier 2 risk-based capital | $3,599,000 | 1,446 |
| Total risk weighted assets | $347,670,000 | 1,394 |
| Total unused commitments | $63,567,000 | 1,529 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 145 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $510,643,000 | 1,266 |
| Cash and due from depository institutions | $22,778,000 | 1,200 |
| Interest-bearing balances | $735,000 | 2,734 |
| Securities | $124,197,000 | 982 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $314,764,000 | 1,436 |
| Loan loss allowance | $3,279,000 | 1,570 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,760,000 | 2,017 |
| Other real estate owned | $0 | 1,200 |
| Goodwill and other intangibles | $29,745,000 | 331 |
| All other assets | $13,399,000 | 1,338 |
| Life insurance assets | $3,393,000 | 1,493 |
| Total liabilities and capital | $510,643,000 | 1,266 |
| Total liabilities | $442,734,000 | 1,315 |
| Total deposits | $414,186,000 | 1,209 |
| Interest-bearing deposits | $393,937,000 | 1,080 |
| Deposits held in domestic offices | $414,186,000 | 1,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $27,153,000 | 1,461 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,395,000 | 2,823 |
| Total equity capital | $67,909,000 | 932 |
| Total bank equity capital | $67,909,000 | 932 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $14,623,000 | 259 |
| Surplus | $50,440,000 | 610 |
| Undivided profits | $2,846,000 | 5,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,645,000 | 1,343 |
| Earning assets | $439,696,000 | 1,344 |
| Long-term assets (5+ years) | $138,131,000 | 789 |
| Average Assets, year-to-date | $512,432,670 | 1,232 |
| Average Assets, quarterly | $511,359,000 | 1,252 |
| Volatile liabilities | $97,175,000 | 1,507 |
| Insider loans | $4,947,000 | 1,412 |
| FHLB advances | $17,750,000 | 1,808 |
| Loans and leases held for sale | $577,000 | 1,126 |
| Unused loan commitments | $64,891,000 | 1,512 |
| Tier 1 (core) risk-based capital | $39,026,000 | 1,586 |
| Tier 2 risk-based capital | $3,279,000 | 1,548 |
| Total risk weighted assets | $349,637,000 | 1,369 |
| Total unused commitments | $64,891,000 | 1,512 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 155 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $512,075,000 | 1,240 |
| Cash and due from depository institutions | $17,216,000 | 1,088 |
| Interest-bearing balances | $1,658,000 | 2,088 |
| Securities | $130,483,000 | 953 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $314,979,000 | 1,375 |
| Loan loss allowance | $3,226,000 | 1,567 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,909,000 | 1,928 |
| Other real estate owned | $0 | 1,088 |
| Goodwill and other intangibles | $30,171,000 | 313 |
| All other assets | $13,317,000 | 1,318 |
| Life insurance assets | $3,368,000 | 1,458 |
| Total liabilities and capital | $512,075,000 | 1,240 |
| Total liabilities | $444,099,000 | 1,284 |
| Total deposits | $393,553,000 | 1,259 |
| Interest-bearing deposits | $305,692,000 | 1,407 |
| Deposits held in domestic offices | $393,553,000 | 1,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $49,096,000 | 909 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,450,000 | 2,744 |
| Total equity capital | $67,976,000 | 918 |
| Total bank equity capital | $67,976,000 | 918 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,623,000 | 254 |
| Surplus | $50,444,000 | 588 |
| Undivided profits | $2,909,000 | 5,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,631,000 | 1,275 |
| Earning assets | $447,120,000 | 1,303 |
| Long-term assets (5+ years) | $145,213,000 | 738 |
| Average Assets, year-to-date | $513,327,500 | 1,227 |
| Average Assets, quarterly | $513,327,500 | 1,227 |
| Volatile liabilities | $111,626,000 | 1,263 |
| Insider loans | $3,203,000 | 2,009 |
| FHLB advances | $41,150,000 | 966 |
| Loans and leases held for sale | $1,916,000 | 610 |
| Unused loan commitments | $62,397,000 | 1,550 |
| Tier 1 (core) risk-based capital | $38,130,000 | 1,584 |
| Tier 2 risk-based capital | $3,226,000 | 1,537 |
| Total risk weighted assets | $370,039,000 | 1,233 |
| Total unused commitments | $62,397,000 | 1,550 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 154 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $514,580,000 | 1,209 |
| Cash and due from depository institutions | $20,799,000 | 1,089 |
| Interest-bearing balances | $942,000 | 2,722 |
| Securities | $133,848,000 | 931 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $310,294,000 | 1,384 |
| Loan loss allowance | $3,175,000 | 1,576 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,006,000 | 1,860 |
| Other real estate owned | $0 | 1,089 |
| Goodwill and other intangibles | $30,080,000 | 303 |
| All other assets | $13,553,000 | 1,276 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $514,580,000 | 1,209 |
| Total liabilities | $447,115,000 | 1,262 |
| Total deposits | $407,554,000 | 1,188 |
| Interest-bearing deposits | $316,265,000 | 1,316 |
| Deposits held in domestic offices | $407,554,000 | 1,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $38,191,000 | 1,131 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,370,000 | 2,793 |
| Total equity capital | $67,465,000 | 907 |
| Total bank equity capital | $67,465,000 | 907 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $14,623,000 | 249 |
| Surplus | $50,612,000 | 573 |
| Undivided profits | $2,230,000 | 6,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,636,000 | 1,264 |
| Earning assets | $445,084,000 | 1,284 |
| Long-term assets (5+ years) | $157,874,000 | 660 |
| Average Assets, year-to-date | $485,818,800 | 1,221 |
| Average Assets, quarterly | $506,600,500 | 1,217 |
| Volatile liabilities | $112,642,000 | 1,236 |
| Insider loans | $4,692,000 | 1,438 |
| FHLB advances | $35,000,000 | 1,107 |
| Loans and leases held for sale | $3,126,000 | 449 |
| Unused loan commitments | $66,333,000 | 1,421 |
| Tier 1 (core) risk-based capital | $36,895,000 | 1,600 |
| Tier 2 risk-based capital | $3,175,000 | 1,543 |
| Total risk weighted assets | $349,088,000 | 1,301 |
| Total unused commitments | $66,333,000 | 1,421 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 152 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $498,621,000 | 1,224 |
| Cash and due from depository institutions | $23,003,000 | 1,090 |
| Interest-bearing balances | $2,277,000 | 1,844 |
| Securities | $138,091,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $725,000 | 4,876 |
| Net loans & leases | $290,091,000 | 1,454 |
| Loan loss allowance | $2,963,000 | 1,647 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,957,000 | 1,830 |
| Other real estate owned | $0 | 1,090 |
| Goodwill and other intangibles | $29,889,000 | 295 |
| All other assets | $10,865,000 | 1,513 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $498,621,000 | 1,224 |
| Total liabilities | $430,683,000 | 1,276 |
| Total deposits | $410,799,000 | 1,145 |
| Interest-bearing deposits | $319,358,000 | 1,277 |
| Deposits held in domestic offices | $410,799,000 | 1,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,500,000 | 811 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $309,000 | 5,615 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,075,000 | 3,295 |
| Total equity capital | $67,938,000 | 889 |
| Total bank equity capital | $67,938,000 | 889 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,289,000 | 313 |
| Surplus | $53,930,000 | 522 |
| Undivided profits | $2,719,000 | 5,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,489,000 | 1,282 |
| Earning assets | $431,184,000 | 1,301 |
| Long-term assets (5+ years) | $150,652,000 | 678 |
| Average Assets, year-to-date | $478,628,500 | 1,238 |
| Average Assets, quarterly | $492,882,000 | 1,223 |
| Volatile liabilities | $89,059,000 | 1,458 |
| Insider loans | $4,685,000 | 1,380 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $2,090,000 | 668 |
| Unused loan commitments | $62,715,000 | 1,467 |
| Tier 1 (core) risk-based capital | $37,277,000 | 1,542 |
| Tier 2 risk-based capital | $2,963,000 | 1,600 |
| Total risk weighted assets | $329,835,000 | 1,340 |
| Total unused commitments | $62,715,000 | 1,467 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 81 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $286,713,000 | 2,074 |
| Cash and due from depository institutions | $11,331,000 | 2,125 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $83,863,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $154,487,000 | 2,535 |
| Loan loss allowance | $1,711,000 | 2,662 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,360,000 | 3,927 |
| Other real estate owned | $0 | 2,125 |
| Goodwill and other intangibles | $29,882,000 | 286 |
| All other assets | $4,790,000 | 2,828 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $286,713,000 | 2,074 |
| Total liabilities | $236,934,000 | 2,262 |
| Total deposits | $230,660,000 | 2,094 |
| Interest-bearing deposits | $181,570,000 | 2,243 |
| Deposits held in domestic offices | $230,660,000 | 2,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,628 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,274,000 | 2,732 |
| Total equity capital | $49,779,000 | 1,198 |
| Total bank equity capital | $49,779,000 | 1,198 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,642,000 | 904 |
| Surplus | $44,212,000 | 615 |
| Undivided profits | $925,000 | 7,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,127,000 | 2,829 |
| Earning assets | $238,350,000 | 2,302 |
| Long-term assets (5+ years) | $52,853,000 | 1,720 |
| Average Assets, year-to-date | $272,433,670 | 2,142 |
| Average Assets, quarterly | $281,615,000 | 2,085 |
| Volatile liabilities | $52,478,000 | 2,185 |
| Insider loans | $3,817,000 | 1,675 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $37,070,000 | 2,115 |
| Tier 1 (core) risk-based capital | $19,091,000 | 2,939 |
| Tier 2 risk-based capital | $1,711,000 | 2,511 |
| Total risk weighted assets | $176,591,000 | 2,333 |
| Total unused commitments | $37,070,000 | 2,115 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 81 | 2,098 |
| Assets and Liabilities | ||
| Total Assets: | $276,517,000 | 2,126 |
| Cash and due from depository institutions | $9,812,000 | 2,098 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $86,264,000 | 1,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $145,521,000 | 2,620 |
| Loan loss allowance | $1,723,000 | 2,645 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,470,000 | 3,781 |
| Other real estate owned | $0 | 2,098 |
| Goodwill and other intangibles | $30,055,000 | 282 |
| All other assets | $2,395,000 | 4,420 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $276,517,000 | 2,126 |
| Total liabilities | $227,281,000 | 2,348 |
| Total deposits | $221,161,000 | 2,179 |
| Interest-bearing deposits | $176,815,000 | 2,298 |
| Deposits held in domestic offices | $221,161,000 | 2,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,429 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $120,000 | 7,729 |
| Total equity capital | $49,236,000 | 1,170 |
| Total bank equity capital | $49,236,000 | 1,170 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,754,000 | 460 |
| Surplus | $41,204,000 | 632 |
| Undivided profits | $278,000 | 7,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 5,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,138,000 | 2,699 |
| Earning assets | $231,785,000 | 2,334 |
| Long-term assets (5+ years) | $59,722,000 | 1,594 |
| Average Assets, year-to-date | $265,294,000 | 2,202 |
| Average Assets, quarterly | $265,294,000 | 2,202 |
| Volatile liabilities | $48,489,000 | 2,237 |
| Insider loans | $2,106,000 | 2,646 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $34,536,000 | 2,165 |
| Tier 1 (core) risk-based capital | $20,389,000 | 2,709 |
| Tier 2 risk-based capital | $1,723,000 | 2,489 |
| Total risk weighted assets | $166,937,000 | 2,407 |
| Total unused commitments | $34,536,000 | 2,170 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 83 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $254,071,000 | 2,296 |
| Cash and due from depository institutions | $9,169,000 | 2,069 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $90,151,000 | 1,409 |
| Federal funds sold & reverse repurchase agreements | $9,425,000 | 1,238 |
| Net loans & leases | $139,697,000 | 2,681 |
| Loan loss allowance | $1,638,000 | 2,718 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,495,000 | 3,734 |
| Other real estate owned | $0 | 2,069 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,134,000 | 3,710 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $254,071,000 | 2,296 |
| Total liabilities | $233,045,000 | 2,238 |
| Total deposits | $232,863,000 | 2,017 |
| Interest-bearing deposits | $185,658,000 | 2,130 |
| Deposits held in domestic offices | $232,863,000 | 2,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $182,000 | 7,034 |
| Total equity capital | $21,026,000 | 2,725 |
| Total bank equity capital | $21,026,000 | 2,725 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,754,000 | 448 |
| Surplus | $12,501,000 | 1,715 |
| Undivided profits | $771,000 | 7,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 5,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,075,000 | 2,839 |
| Earning assets | $239,273,000 | 2,237 |
| Long-term assets (5+ years) | $62,480,000 | 1,580 |
| Average Assets, year-to-date | $244,126,600 | 2,290 |
| Average Assets, quarterly | $252,779,500 | 2,289 |
| Volatile liabilities | $53,378,000 | 2,015 |
| Insider loans | $759,000 | 4,666 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $35,238,000 | 2,081 |
| Tier 1 (core) risk-based capital | $21,085,000 | 2,596 |
| Tier 2 risk-based capital | $1,638,000 | 2,574 |
| Total risk weighted assets | $164,445,000 | 2,423 |
| Total unused commitments | $35,238,000 | 2,082 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $251,488,000 | 2,297 |
| Cash and due from depository institutions | $10,283,000 | 2,244 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $93,757,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $6,075,000 | 1,788 |
| Net loans & leases | $136,644,000 | 2,696 |
| Loan loss allowance | $1,566,000 | 2,843 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,920,000 | 4,350 |
| Other real estate owned | $0 | 2,244 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,809,000 | 3,958 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $251,488,000 | 2,297 |
| Total liabilities | $230,605,000 | 2,256 |
| Total deposits | $230,384,000 | 2,003 |
| Interest-bearing deposits | $199,015,000 | 1,962 |
| Deposits held in domestic offices | $230,384,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $221,000 | 6,911 |
| Total equity capital | $20,883,000 | 2,731 |
| Total bank equity capital | $20,883,000 | 2,731 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,754,000 | 447 |
| Surplus | $12,501,000 | 1,687 |
| Undivided profits | $628,000 | 7,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,128,000 | 2,791 |
| Earning assets | $236,476,000 | 2,238 |
| Long-term assets (5+ years) | $69,075,000 | 1,459 |
| Average Assets, year-to-date | $241,640,500 | 2,300 |
| Average Assets, quarterly | $253,392,000 | 2,251 |
| Volatile liabilities | $58,802,000 | 1,825 |
| Insider loans | $901,000 | 4,310 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $30,419,000 | 2,264 |
| Tier 1 (core) risk-based capital | $20,828,000 | 2,599 |
| Tier 2 risk-based capital | $1,566,000 | 2,644 |
| Total risk weighted assets | $161,087,000 | 2,435 |
| Total unused commitments | $30,419,000 | 2,269 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 75 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $255,296,000 | 2,230 |
| Cash and due from depository institutions | $10,264,000 | 2,291 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $95,713,000 | 1,370 |
| Federal funds sold & reverse repurchase agreements | $11,080,000 | 977 |
| Net loans & leases | $133,004,000 | 2,720 |
| Loan loss allowance | $1,506,000 | 2,934 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,021,000 | 4,200 |
| Other real estate owned | $0 | 2,291 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,214,000 | 3,586 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $255,296,000 | 2,230 |
| Total liabilities | $235,788,000 | 2,171 |
| Total deposits | $221,549,000 | 2,064 |
| Interest-bearing deposits | $190,358,000 | 2,036 |
| Deposits held in domestic offices | $221,549,000 | 2,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,000,000 | 952 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $239,000 | 6,402 |
| Total equity capital | $19,508,000 | 2,795 |
| Total bank equity capital | $19,508,000 | 2,795 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,754,000 | 440 |
| Surplus | $12,505,000 | 1,638 |
| Undivided profits | $-751,000 | 8,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,070,000 | 2,751 |
| Earning assets | $239,797,000 | 2,175 |
| Long-term assets (5+ years) | $71,102,000 | 1,468 |
| Average Assets, year-to-date | $238,358,000 | 2,333 |
| Average Assets, quarterly | $246,230,500 | 2,286 |
| Volatile liabilities | $61,524,000 | 1,706 |
| Insider loans | $920,000 | 4,257 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $29,905,000 | 2,287 |
| Tier 1 (core) risk-based capital | $19,794,000 | 2,679 |
| Tier 2 risk-based capital | $1,506,000 | 2,706 |
| Total risk weighted assets | $158,435,000 | 2,436 |
| Total unused commitments | $29,905,000 | 2,290 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 71 | 2,430 |
| Assets and Liabilities | ||
| Total Assets: | $237,165,000 | 2,372 |
| Cash and due from depository institutions | $9,038,000 | 2,430 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $100,011,000 | 1,318 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,916 |
| Net loans & leases | $120,922,000 | 2,882 |
| Loan loss allowance | $1,428,000 | 3,036 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,085,000 | 4,077 |
| Other real estate owned | $0 | 2,430 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,209,000 | 4,417 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $237,165,000 | 2,372 |
| Total liabilities | $216,576,000 | 2,341 |
| Total deposits | $216,044,000 | 2,100 |
| Interest-bearing deposits | $186,879,000 | 2,062 |
| Deposits held in domestic offices | $216,044,000 | 2,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $532,000 | 4,718 |
| Total equity capital | $20,589,000 | 2,711 |
| Total bank equity capital | $20,589,000 | 2,711 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,753,000 | 427 |
| Surplus | $12,504,000 | 1,614 |
| Undivided profits | $332,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,105,000 | 2,612 |
| Earning assets | $223,833,000 | 2,314 |
| Long-term assets (5+ years) | $65,886,000 | 1,532 |
| Average Assets, year-to-date | $229,889,000 | 2,415 |
| Average Assets, quarterly | $229,889,000 | 2,415 |
| Volatile liabilities | $47,774,000 | 2,047 |
| Insider loans | $918,000 | 4,200 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,992,000 | 2,327 |
| Tier 1 (core) risk-based capital | $20,327,000 | 2,577 |
| Tier 2 risk-based capital | $1,428,000 | 2,796 |
| Total risk weighted assets | $144,510,000 | 2,579 |
| Total unused commitments | $27,992,000 | 2,333 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 69 | 2,514 |
| Assets and Liabilities | ||
| Total Assets: | $222,613,000 | 2,509 |
| Cash and due from depository institutions | $9,689,000 | 2,514 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $88,236,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 2,412 |
| Net loans & leases | $115,805,000 | 2,959 |
| Loan loss allowance | $1,378,000 | 3,110 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,171,000 | 3,977 |
| Other real estate owned | $0 | 2,514 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,037,000 | 4,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,613,000 | 2,509 |
| Total liabilities | $207,714,000 | 2,428 |
| Total deposits | $207,234,000 | 2,183 |
| Interest-bearing deposits | $180,416,000 | 2,134 |
| Deposits held in domestic offices | $207,234,000 | 2,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $480,000 | 4,842 |
| Total equity capital | $14,899,000 | 3,554 |
| Total bank equity capital | $14,899,000 | 3,554 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,753,000 | 429 |
| Surplus | $7,504,000 | 2,473 |
| Undivided profits | $-358,000 | 8,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $968,000 | 3,085 |
| Earning assets | $208,716,000 | 2,461 |
| Long-term assets (5+ years) | $65,115,000 | 1,569 |
| Average Assets, year-to-date | $200,642,000 | 2,688 |
| Average Assets, quarterly | $217,875,500 | 2,543 |
| Volatile liabilities | $44,702,000 | 2,158 |
| Insider loans | $939,000 | 4,181 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,937,000 | 2,312 |
| Tier 1 (core) risk-based capital | $15,107,000 | 3,360 |
| Tier 2 risk-based capital | $1,378,000 | 2,862 |
| Total risk weighted assets | $137,217,000 | 2,670 |
| Total unused commitments | $26,937,000 | 2,316 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 69 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $213,138,000 | 2,614 |
| Cash and due from depository institutions | $8,794,000 | 2,523 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $85,216,000 | 1,547 |
| Federal funds sold & reverse repurchase agreements | $10,525,000 | 1,362 |
| Net loans & leases | $104,279,000 | 3,221 |
| Loan loss allowance | $1,267,000 | 3,306 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,261,000 | 3,869 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,063,000 | 4,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,138,000 | 2,614 |
| Total liabilities | $198,589,000 | 2,534 |
| Total deposits | $198,181,000 | 2,295 |
| Interest-bearing deposits | $166,654,000 | 2,307 |
| Deposits held in domestic offices | $198,181,000 | 2,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $408,000 | 5,613 |
| Total equity capital | $14,549,000 | 3,610 |
| Total bank equity capital | $14,549,000 | 3,610 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,385,000 | 458 |
| Surplus | $7,398,000 | 2,483 |
| Undivided profits | $-234,000 | 8,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $897,000 | 3,458 |
| Earning assets | $200,020,000 | 2,563 |
| Long-term assets (5+ years) | $62,061,000 | 1,618 |
| Average Assets, year-to-date | $195,149,250 | 2,759 |
| Average Assets, quarterly | $208,500,000 | 2,650 |
| Volatile liabilities | $36,070,000 | 2,500 |
| Insider loans | $926,000 | 4,193 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,299,000 | 2,561 |
| Tier 1 (core) risk-based capital | $15,003,000 | 3,358 |
| Tier 2 risk-based capital | $1,267,000 | 3,044 |
| Total risk weighted assets | $128,202,000 | 2,849 |
| Total unused commitments | $23,299,000 | 2,564 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 70 | 2,496 |
| Assets and Liabilities | ||
| Total Assets: | $203,862,000 | 2,703 |
| Cash and due from depository institutions | $6,824,000 | 2,496 |
| Interest-bearing balances | $250,000 | 4,575 |
| Securities | $93,232,000 | 1,386 |
| Federal funds sold & reverse repurchase agreements | $10,250,000 | 1,543 |
| Net loans & leases | $90,082,000 | 3,577 |
| Loan loss allowance | $1,251,000 | 3,299 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,777,000 | 4,479 |
| Other real estate owned | $0 | 2,496 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,697,000 | 5,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,862,000 | 2,703 |
| Total liabilities | $188,769,000 | 2,627 |
| Total deposits | $188,380,000 | 2,393 |
| Interest-bearing deposits | $159,854,000 | 2,380 |
| Deposits held in domestic offices | $188,380,000 | 2,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $389,000 | 5,802 |
| Total equity capital | $15,093,000 | 3,499 |
| Total bank equity capital | $15,093,000 | 3,499 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,384,000 | 452 |
| Surplus | $7,398,000 | 2,443 |
| Undivided profits | $311,000 | 8,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $941,000 | 3,180 |
| Earning assets | $193,814,000 | 2,609 |
| Long-term assets (5+ years) | $45,519,000 | 1,933 |
| Average Assets, year-to-date | $189,153,000 | 2,804 |
| Average Assets, quarterly | $193,961,000 | 2,786 |
| Volatile liabilities | $33,739,000 | 2,613 |
| Insider loans | $853,000 | 4,342 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $23,780,000 | 2,505 |
| Tier 1 (core) risk-based capital | $14,998,000 | 3,322 |
| Tier 2 risk-based capital | $1,251,000 | 3,041 |
| Total risk weighted assets | $113,986,000 | 3,085 |
| Total unused commitments | $23,780,000 | 2,513 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 70 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $184,060,000 | 2,904 |
| Cash and due from depository institutions | $8,729,000 | 2,463 |
| Interest-bearing balances | $250,000 | 4,468 |
| Securities | $69,194,000 | 1,768 |
| Federal funds sold & reverse repurchase agreements | $12,225,000 | 1,366 |
| Net loans & leases | $90,575,000 | 3,525 |
| Loan loss allowance | $1,246,000 | 3,251 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,840,000 | 4,333 |
| Other real estate owned | $0 | 2,463 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,497,000 | 5,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,060,000 | 2,904 |
| Total liabilities | $169,130,000 | 2,850 |
| Total deposits | $168,780,000 | 2,621 |
| Interest-bearing deposits | $147,475,000 | 2,592 |
| Deposits held in domestic offices | $168,780,000 | 2,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $350,000 | 6,137 |
| Total equity capital | $14,930,000 | 3,473 |
| Total bank equity capital | $14,930,000 | 3,473 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,384,000 | 441 |
| Surplus | $7,398,000 | 2,412 |
| Undivided profits | $148,000 | 8,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $770,000 | 3,857 |
| Earning assets | $172,244,000 | 2,844 |
| Long-term assets (5+ years) | $35,658,000 | 2,259 |
| Average Assets, year-to-date | $181,798,500 | 2,901 |
| Average Assets, quarterly | $181,798,500 | 2,901 |
| Volatile liabilities | $28,970,000 | 2,888 |
| Insider loans | $926,000 | 4,114 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,746,000 | 2,636 |
| Tier 1 (core) risk-based capital | $14,891,000 | 3,293 |
| Tier 2 risk-based capital | $1,246,000 | 2,995 |
| Total risk weighted assets | $110,654,000 | 3,123 |
| Total unused commitments | $20,746,000 | 2,649 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 60 | 2,821 |
| Assets and Liabilities | ||
| Total Assets: | $179,537,000 | 2,910 |
| Cash and due from depository institutions | $8,880,000 | 2,821 |
| Interest-bearing balances | $250,000 | 4,383 |
| Securities | $70,330,000 | 1,744 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,943 |
| Net loans & leases | $89,630,000 | 3,548 |
| Loan loss allowance | $1,228,000 | 3,211 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,638,000 | 4,648 |
| Other real estate owned | $0 | 2,821 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,559,000 | 5,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,537,000 | 2,910 |
| Total liabilities | $164,606,000 | 2,864 |
| Total deposits | $164,007,000 | 2,638 |
| Interest-bearing deposits | $141,426,000 | 2,633 |
| Deposits held in domestic offices | $164,007,000 | 2,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $599,000 | 4,707 |
| Total equity capital | $14,931,000 | 3,427 |
| Total bank equity capital | $14,931,000 | 3,427 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,384,000 | 438 |
| Surplus | $7,398,000 | 2,375 |
| Undivided profits | $149,000 | 8,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $913,000 | 3,481 |
| Earning assets | $167,710,000 | 2,850 |
| Long-term assets (5+ years) | $38,172,000 | 2,108 |
| Average Assets, year-to-date | $151,424,000 | 3,225 |
| Average Assets, quarterly | $177,904,500 | 2,914 |
| Volatile liabilities | $26,235,000 | 3,108 |
| Insider loans | $1,011,000 | 3,913 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $302,000 | 1,703 |
| Unused loan commitments | $18,398,000 | 2,781 |
| Tier 1 (core) risk-based capital | $14,782,000 | 3,247 |
| Tier 2 risk-based capital | $1,228,000 | 2,986 |
| Total risk weighted assets | $104,324,000 | 3,238 |
| Total unused commitments | $18,398,000 | 2,788 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $118,024,000 | 4,016 |
| Cash and due from depository institutions | $3,798,000 | 3,349 |
| Interest-bearing balances | $250,000 | 4,275 |
| Securities | $39,968,000 | 2,650 |
| Federal funds sold & reverse repurchase agreements | $9,900,000 | 1,492 |
| Net loans & leases | $61,304,000 | 4,605 |
| Loan loss allowance | $855,000 | 4,053 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,300,000 | 5,228 |
| Other real estate owned | $0 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,754,000 | 4,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,024,000 | 4,016 |
| Total liabilities | $109,132,000 | 3,934 |
| Total deposits | $108,892,000 | 3,657 |
| Interest-bearing deposits | $91,677,000 | 3,709 |
| Deposits held in domestic offices | $108,892,000 | 3,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $240,000 | 7,496 |
| Total equity capital | $8,892,000 | 4,937 |
| Total bank equity capital | $8,892,000 | 4,937 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,642,000 | 791 |
| Surplus | $4,886,000 | 3,179 |
| Undivided profits | $-636,000 | 9,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $707,000 | 4,650 |
| Earning assets | $111,422,000 | 3,910 |
| Long-term assets (5+ years) | $21,383,000 | 3,173 |
| Average Assets, year-to-date | $99,583,600 | 4,402 |
| Average Assets, quarterly | $114,510,500 | 4,081 |
| Volatile liabilities | $15,766,000 | 4,350 |
| Insider loans | $1,023,000 | 3,881 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,551,000 | 2,967 |
| Tier 1 (core) risk-based capital | $8,822,000 | 4,819 |
| Tier 2 risk-based capital | $855,000 | 3,810 |
| Total risk weighted assets | $76,030,000 | 4,048 |
| Total unused commitments | $15,551,000 | 2,973 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 34 | 4,660 |
| Assets and Liabilities | ||
| Total Assets: | $80,805,000 | 5,159 |
| Cash and due from depository institutions | $4,750,000 | 4,660 |
| Interest-bearing balances | $250,000 | 3,648 |
| Securities | $18,346,000 | 4,927 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,284 |
| Net loans & leases | $46,893,000 | 5,389 |
| Loan loss allowance | $650,000 | 4,829 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $804,000 | 6,487 |
| Other real estate owned | $0 | 4,660 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $712,000 | 7,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,805,000 | 5,159 |
| Total liabilities | $72,518,000 | 5,142 |
| Total deposits | $72,352,000 | 4,890 |
| Interest-bearing deposits | $58,359,000 | 5,099 |
| Deposits held in domestic offices | $72,352,000 | 4,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $166,000 | 8,651 |
| Total equity capital | $8,287,000 | 5,102 |
| Total bank equity capital | $8,287,000 | 5,102 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,642,000 | 796 |
| Surplus | $4,888,000 | 3,100 |
| Undivided profits | $-1,243,000 | 9,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $368,000 | 6,214 |
| Earning assets | $74,789,000 | 5,138 |
| Long-term assets (5+ years) | $3,370,000 | 6,700 |
| Average Assets, year-to-date | $63,287,800 | 5,862 |
| Average Assets, quarterly | $74,663,000 | 5,391 |
| Volatile liabilities | $14,144,000 | 4,634 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,042,000 | 4,248 |
| Tier 1 (core) risk-based capital | $8,287,000 | 4,977 |
| Tier 2 risk-based capital | $650,000 | 4,564 |
| Total risk weighted assets | $52,849,900 | 5,097 |
| Total unused commitments | $8,042,000 | 4,249 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $51,103,000 | 6,835 |
| Cash and due from depository institutions | $2,968,000 | 5,920 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $10,105,000 | 7,047 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,156 |
| Net loans & leases | $28,479,000 | 6,957 |
| Loan loss allowance | $359,000 | 6,814 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $851,000 | 6,495 |
| Other real estate owned | $0 | 5,920 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $400,000 | 8,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,103,000 | 6,835 |
| Total liabilities | $43,789,000 | 6,964 |
| Total deposits | $43,651,000 | 6,760 |
| Interest-bearing deposits | $35,713,000 | 6,903 |
| Deposits held in domestic offices | $43,651,000 | 6,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $138,000 | 8,902 |
| Total equity capital | $7,314,000 | 5,458 |
| Total bank equity capital | $7,314,000 | 5,458 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,816,000 | 386 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-1,502,000 | 9,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 7,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $320,000 | 6,225 |
| Earning assets | $46,884,000 | 6,785 |
| Long-term assets (5+ years) | $3,788,000 | 6,784 |
| Average Assets, year-to-date | $33,082,400 | 8,099 |
| Average Assets, quarterly | $44,790,500 | 7,243 |
| Volatile liabilities | $10,711,000 | 5,230 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,605,000 | 5,656 |
| Tier 1 (core) risk-based capital | $7,314,000 | 5,491 |
| Tier 2 risk-based capital | $359,000 | 6,445 |
| Total risk weighted assets | $32,136,500 | 6,772 |
| Total unused commitments | $4,605,000 | 5,661 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $20,695,000 | 9,480 |
| Cash and due from depository institutions | $1,218,000 | 7,821 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $202,000 | 10,277 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,636 |
| Net loans & leases | $7,917,000 | 9,783 |
| Loan loss allowance | $85,000 | 9,804 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $724,000 | 6,866 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $134,000 | 10,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,695,000 | 9,480 |
| Total liabilities | $15,369,000 | 9,719 |
| Total deposits | $15,290,000 | 9,645 |
| Interest-bearing deposits | $12,698,000 | 9,651 |
| Deposits held in domestic offices | $15,290,000 | 9,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $79,000 | 9,953 |
| Total equity capital | $5,326,000 | 6,834 |
| Total bank equity capital | $5,326,000 | 6,834 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,137,000 | 562 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-811,000 | 10,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $37,000 | 10,056 |
| Earning assets | $18,619,000 | 9,478 |
| Long-term assets (5+ years) | $268,000 | 8,967 |
| Average Assets, year-to-date | $16,581,000 | 9,736 |
| Average Assets, quarterly | $16,581,000 | 9,786 |
| Volatile liabilities | $1,798,000 | 9,164 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,867,000 | 6,680 |
| Tier 1 (core) risk-based capital | $5,326,000 | 6,658 |
| Tier 2 risk-based capital | $85,000 | 9,712 |
| Total risk weighted assets | $10,795,700 | 9,572 |
| Total unused commitments | $2,867,000 | 6,694 |
| Derivatives | $0 | 527 |