Home > Central Illinois Bank > Income and Expense
Central Illinois Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,320,000 | 1,280 |
| Total interest expense | $14,782,000 | 1,098 |
| Net interest income | $11,538,000 | 1,492 |
| Provision for loan and lease losses | $1,907,000 | 610 |
| Total noninterest income | $999,000 | 3,044 |
| Gross Fiduciary activities income | $248,000 | 849 |
| Service charges on deposit accounts | $485,000 | 2,703 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $266,000 | 4,212 |
| Total noninterest expense | $6,093,000 | 2,109 |
| Salaries and employee benefits | $3,165,000 | 2,084 |
| Premises and equipment expense | $664,000 | 2,872 |
| Additional noninterest expense | $2,264,000 | 1,879 |
| Pre-tax net operating income | $4,537,000 | 1,692 |
| Securities gains (losses) | $39,000 | 1,491 |
| Applicable income taxes | $1,520,000 | 1,691 |
| Income before extraordinary items | $3,056,000 | 1,739 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,056,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,269,000 | 672 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,029,870 | 1,716 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,200,000 | 1,585 |
| Total interest expense | $11,336,000 | 1,426 |
| Net interest income | $9,864,000 | 1,798 |
| Provision for loan and lease losses | $1,213,000 | 885 |
| Total noninterest income | $1,086,000 | 2,922 |
| Gross Fiduciary activities income | $269,000 | 896 |
| Service charges on deposit accounts | $421,000 | 3,199 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $396,000 | 3,423 |
| Total noninterest expense | $5,348,000 | 2,553 |
| Salaries and employee benefits | $2,777,000 | 2,393 |
| Premises and equipment expense | $627,000 | 3,071 |
| Additional noninterest expense | $1,944,000 | 2,519 |
| Pre-tax net operating income | $4,389,000 | 1,648 |
| Securities gains (losses) | $57,000 | 1,259 |
| Applicable income taxes | $1,559,000 | 1,552 |
| Income before extraordinary items | $2,887,000 | 1,720 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,887,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,748 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,849,950 | 1,707 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,488,000 | 2,325 |
| Total interest expense | $7,755,000 | 2,014 |
| Net interest income | $6,733,000 | 2,647 |
| Provision for loan and lease losses | $543,000 | 1,472 |
| Total noninterest income | $918,000 | 3,316 |
| Gross Fiduciary activities income | $227,000 | 972 |
| Service charges on deposit accounts | $251,000 | 4,941 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $440,000 | 3,118 |
| Total noninterest expense | $4,593,000 | 2,926 |
| Salaries and employee benefits | $2,402,000 | 2,779 |
| Premises and equipment expense | $524,000 | 3,613 |
| Additional noninterest expense | $1,667,000 | 2,789 |
| Pre-tax net operating income | $2,515,000 | 2,830 |
| Securities gains (losses) | $244,000 | 603 |
| Applicable income taxes | $955,000 | 2,489 |
| Income before extraordinary items | $1,804,000 | 2,734 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,804,000 | 2,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,645,400 | 2,953 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 3,443 |
| Total interest expense | $3,972,000 | 3,075 |
| Net interest income | $4,734,000 | 3,745 |
| Provision for loan and lease losses | $224,000 | 2,835 |
| Total noninterest income | $664,000 | 4,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $487,000 | 2,995 |
| Total noninterest expense | $3,479,000 | 3,867 |
| Salaries and employee benefits | $1,881,000 | 3,472 |
| Premises and equipment expense | $359,000 | 5,004 |
| Additional noninterest expense | $1,239,000 | 3,941 |
| Pre-tax net operating income | $1,695,000 | 3,973 |
| Securities gains (losses) | $52,000 | 1,128 |
| Applicable income taxes | $609,000 | 3,473 |
| Income before extraordinary items | $1,138,000 | 4,056 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,138,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,104,200 | 4,206 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,335,000 | 4,726 |
| Total interest expense | $2,875,000 | 4,271 |
| Net interest income | $3,460,000 | 5,005 |
| Provision for loan and lease losses | $261,000 | 3,292 |
| Total noninterest income | $755,000 | 4,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,787 |
| Total noninterest expense | $2,723,000 | 4,893 |
| Salaries and employee benefits | $1,584,000 | 4,063 |
| Premises and equipment expense | $261,000 | 6,488 |
| Additional noninterest expense | $878,000 | 5,484 |
| Pre-tax net operating income | $1,231,000 | 5,091 |
| Securities gains (losses) | $264,000 | 1,416 |
| Applicable income taxes | $444,000 | 4,631 |
| Income before extraordinary items | $1,051,000 | 4,505 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,051,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $866,200 | 5,019 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 6,072 |
| Total interest expense | $2,745,000 | 5,560 |
| Net interest income | $2,563,000 | 6,473 |
| Provision for loan and lease losses | $259,000 | 4,503 |
| Total noninterest income | $409,000 | 6,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $2,027,000 | 6,308 |
| Salaries and employee benefits | $1,086,000 | 5,638 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $750,000 | 6,422 |
| Pre-tax net operating income | $686,000 | 7,181 |
| Securities gains (losses) | $185,000 | 2,120 |
| Applicable income taxes | $268,000 | 6,393 |
| Income before extraordinary items | $603,000 | 6,554 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $603,000 | 6,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 6,313 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $475,350 | 7,164 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.