Home > Central Florida State Bank > Assets and Liabilities
Central Florida State Bank, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 20 | 5,338 |
| Assets and Liabilities | ||
| Total Assets: | $71,485,000 | 5,747 |
| Cash and due from depository institutions | $3,957,000 | 5,338 |
| Interest-bearing balances | $1,172,000 | 5,669 |
| Securities | $1,969,000 | 6,837 |
| Federal funds sold & reverse repurchase agreements | $9,255,000 | 655 |
| Net loans & leases | $46,065,000 | 5,383 |
| Loan loss allowance | $2,386,000 | 2,813 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,833,000 | 2,364 |
| Other real estate owned | $4,703,000 | 5,338 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $703,000 | 6,574 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $71,485,000 | 5,747 |
| Total liabilities | $71,155,000 | 5,477 |
| Total deposits | $71,080,000 | 5,351 |
| Interest-bearing deposits | $68,354,000 | 4,983 |
| Deposits held in domestic offices | $71,080,000 | 5,350 |
| % insured | 99.45% | 219 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $75,000 | 6,839 |
| Total equity capital | $330,000 | 7,350 |
| Total bank equity capital | $330,000 | 7,350 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,927,000 | 677 |
| Surplus | $7,873,000 | 3,043 |
| Undivided profits | $-14,470,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $15,264,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $158,000 | 6,858 |
| Earning assets | $58,461,000 | 5,939 |
| Long-term assets (5+ years) | $5,403,000 | 5,960 |
| Average Assets, year-to-date | $80,564,600 | 5,443 |
| Average Assets, quarterly | $75,269,500 | 5,623 |
| Volatile liabilities | $762,000 | 6,602 |
| Insider loans | $3,168,000 | 1,926 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $2,181,000 | 6,077 |
| Tier 1 (core) risk-based capital | $289,000 | 7,351 |
| Tier 2 risk-based capital | $289,000 | 6,348 |
| Total risk weighted assets | $55,306,000 | 5,202 |
| Total unused commitments | $2,181,000 | 6,077 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 22 | 5,130 |
| Assets and Liabilities | ||
| Total Assets: | $79,358,000 | 5,539 |
| Cash and due from depository institutions | $4,807,000 | 5,130 |
| Interest-bearing balances | $1,866,000 | 5,233 |
| Securities | $2,058,000 | 6,892 |
| Federal funds sold & reverse repurchase agreements | $14,505,000 | 406 |
| Net loans & leases | $47,541,000 | 5,380 |
| Loan loss allowance | $2,438,000 | 2,794 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,877,000 | 2,361 |
| Other real estate owned | $4,733,000 | 5,130 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $837,000 | 6,466 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $79,358,000 | 5,539 |
| Total liabilities | $77,902,000 | 5,285 |
| Total deposits | $77,748,000 | 5,159 |
| Interest-bearing deposits | $74,089,000 | 4,786 |
| Deposits held in domestic offices | $77,748,000 | 5,158 |
| % insured | 99.55% | 211 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $154,000 | 6,543 |
| Total equity capital | $1,456,000 | 7,362 |
| Total bank equity capital | $1,456,000 | 7,362 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,927,000 | 686 |
| Surplus | $7,873,000 | 3,061 |
| Undivided profits | $-13,344,000 | 7,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $13,720,000 | 1,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $141,000 | 7,023 |
| Earning assets | $65,970,000 | 5,742 |
| Long-term assets (5+ years) | $5,757,000 | 5,908 |
| Average Assets, year-to-date | $82,910,500 | 5,410 |
| Average Assets, quarterly | $81,868,000 | 5,448 |
| Volatile liabilities | $761,000 | 6,649 |
| Insider loans | $3,117,000 | 1,968 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $1,821,000 | 6,341 |
| Tier 1 (core) risk-based capital | $1,410,000 | 7,360 |
| Tier 2 risk-based capital | $748,000 | 4,780 |
| Total risk weighted assets | $58,503,000 | 5,115 |
| Total unused commitments | $1,821,000 | 6,343 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 22 | 5,201 |
| Assets and Liabilities | ||
| Total Assets: | $84,378,000 | 5,422 |
| Cash and due from depository institutions | $9,820,000 | 5,201 |
| Interest-bearing balances | $6,701,000 | 3,553 |
| Securities | $2,113,000 | 6,970 |
| Federal funds sold & reverse repurchase agreements | $9,745,000 | 639 |
| Net loans & leases | $51,188,000 | 5,280 |
| Loan loss allowance | $1,778,000 | 3,449 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,928,000 | 2,358 |
| Other real estate owned | $5,829,000 | 5,201 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $755,000 | 6,648 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $84,378,000 | 5,422 |
| Total liabilities | $80,279,000 | 5,255 |
| Total deposits | $80,095,000 | 5,121 |
| Interest-bearing deposits | $77,050,000 | 4,715 |
| Deposits held in domestic offices | $80,095,000 | 5,120 |
| % insured | 99.56% | 217 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $184,000 | 6,258 |
| Total equity capital | $4,099,000 | 6,841 |
| Total bank equity capital | $4,099,000 | 6,841 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,927,000 | 699 |
| Surplus | $7,873,000 | 3,076 |
| Undivided profits | $-10,701,000 | 7,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $10,014,000 | 1,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $155,000 | 7,023 |
| Earning assets | $69,747,000 | 5,645 |
| Long-term assets (5+ years) | $5,576,000 | 5,966 |
| Average Assets, year-to-date | $84,094,670 | 5,420 |
| Average Assets, quarterly | $84,701,000 | 5,410 |
| Volatile liabilities | $759,000 | 6,718 |
| Insider loans | $2,586,000 | 2,335 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $2,878,000 | 5,915 |
| Tier 1 (core) risk-based capital | $4,065,000 | 6,775 |
| Tier 2 risk-based capital | $788,000 | 4,670 |
| Total risk weighted assets | $62,356,000 | 5,004 |
| Total unused commitments | $2,878,000 | 5,918 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 22 | 5,230 |
| Assets and Liabilities | ||
| Total Assets: | $85,024,000 | 5,446 |
| Cash and due from depository institutions | $6,354,000 | 5,230 |
| Interest-bearing balances | $5,153,000 | 4,082 |
| Securities | $2,169,000 | 7,003 |
| Federal funds sold & reverse repurchase agreements | $11,560,000 | 679 |
| Net loans & leases | $53,576,000 | 5,207 |
| Loan loss allowance | $1,819,000 | 3,398 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,970,000 | 2,360 |
| Other real estate owned | $5,461,000 | 5,230 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $934,000 | 6,432 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $85,024,000 | 5,446 |
| Total liabilities | $79,845,000 | 5,304 |
| Total deposits | $79,489,000 | 5,188 |
| Interest-bearing deposits | $76,905,000 | 4,779 |
| Deposits held in domestic offices | $79,489,000 | 5,187 |
| % insured | 98.91% | 427 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $356,000 | 5,131 |
| Total equity capital | $5,179,000 | 6,503 |
| Total bank equity capital | $5,179,000 | 6,503 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,927,000 | 711 |
| Surplus | $7,873,000 | 3,093 |
| Undivided profits | $-9,621,000 | 7,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $8,465,000 | 1,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $195,000 | 6,822 |
| Earning assets | $72,458,000 | 5,594 |
| Long-term assets (5+ years) | $5,402,000 | 5,991 |
| Average Assets, year-to-date | $83,953,000 | 5,472 |
| Average Assets, quarterly | $83,953,000 | 5,472 |
| Volatile liabilities | $758,000 | 6,765 |
| Insider loans | $2,103,000 | 2,705 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,788,000 | 5,283 |
| Tier 1 (core) risk-based capital | $5,178,000 | 6,454 |
| Tier 2 risk-based capital | $827,000 | 4,591 |
| Total risk weighted assets | $65,154,000 | 4,931 |
| Total unused commitments | $4,788,000 | 5,287 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 21 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $82,882,000 | 5,549 |
| Cash and due from depository institutions | $6,317,000 | 5,381 |
| Interest-bearing balances | $5,153,000 | 3,842 |
| Securities | $2,302,000 | 7,017 |
| Federal funds sold & reverse repurchase agreements | $8,270,000 | 921 |
| Net loans & leases | $55,512,000 | 5,229 |
| Loan loss allowance | $3,554,000 | 2,091 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,022,000 | 2,362 |
| Other real estate owned | $4,493,000 | 5,381 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $966,000 | 6,505 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $82,882,000 | 5,549 |
| Total liabilities | $76,985,000 | 5,433 |
| Total deposits | $76,865,000 | 5,275 |
| Interest-bearing deposits | $74,149,000 | 4,889 |
| Deposits held in domestic offices | $76,865,000 | 5,274 |
| % insured | 99.11% | 345 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $120,000 | 6,760 |
| Total equity capital | $5,897,000 | 6,338 |
| Total bank equity capital | $5,897,000 | 6,338 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,927,000 | 712 |
| Surplus | $7,873,000 | 3,108 |
| Undivided profits | $-8,903,000 | 7,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $8,225,000 | 1,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $239,000 | 6,652 |
| Earning assets | $71,237,000 | 5,673 |
| Long-term assets (5+ years) | $5,335,000 | 6,013 |
| Average Assets, year-to-date | $91,620,200 | 5,236 |
| Average Assets, quarterly | $84,931,000 | 5,476 |
| Volatile liabilities | $7,557,000 | 6,458 |
| Insider loans | $3,807,000 | 1,788 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $4,576,000 | 5,323 |
| Tier 1 (core) risk-based capital | $5,897,000 | 6,271 |
| Tier 2 risk-based capital | $848,000 | 4,567 |
| Total risk weighted assets | $65,115,000 | 4,995 |
| Total unused commitments | $4,576,000 | 5,324 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 21 | 5,450 |
| Assets and Liabilities | ||
| Total Assets: | $86,980,000 | 5,471 |
| Cash and due from depository institutions | $6,534,000 | 5,450 |
| Interest-bearing balances | $5,142,000 | 3,826 |
| Securities | $3,556,000 | 6,828 |
| Federal funds sold & reverse repurchase agreements | $8,510,000 | 915 |
| Net loans & leases | $58,095,000 | 5,213 |
| Loan loss allowance | $3,015,000 | 2,403 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,116,000 | 2,357 |
| Other real estate owned | $4,134,000 | 5,450 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $1,035,000 | 6,552 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $86,980,000 | 5,471 |
| Total liabilities | $79,669,000 | 5,372 |
| Total deposits | $79,409,000 | 5,211 |
| Interest-bearing deposits | $76,678,000 | 4,845 |
| Deposits held in domestic offices | $79,409,000 | 5,209 |
| % insured | 99.35% | 205 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $260,000 | 6,194 |
| Total equity capital | $7,311,000 | 6,041 |
| Total bank equity capital | $7,311,000 | 6,040 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,927,000 | 717 |
| Surplus | $7,873,000 | 3,105 |
| Undivided profits | $-7,489,000 | 7,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $7,307,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $217,000 | 6,973 |
| Earning assets | $75,303,000 | 5,585 |
| Long-term assets (5+ years) | $5,368,000 | 6,069 |
| Average Assets, year-to-date | $93,804,750 | 5,222 |
| Average Assets, quarterly | $91,080,500 | 5,342 |
| Volatile liabilities | $8,382,000 | 6,411 |
| Insider loans | $3,933,000 | 1,777 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $4,589,000 | 5,410 |
| Tier 1 (core) risk-based capital | $7,281,000 | 5,905 |
| Tier 2 risk-based capital | $876,000 | 4,557 |
| Total risk weighted assets | $67,935,000 | 4,961 |
| Total unused commitments | $4,589,000 | 5,413 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 27 | 4,819 |
| Assets and Liabilities | ||
| Total Assets: | $95,181,000 | 5,224 |
| Cash and due from depository institutions | $3,723,000 | 4,819 |
| Interest-bearing balances | $120,000 | 6,490 |
| Securities | $3,692,000 | 6,894 |
| Federal funds sold & reverse repurchase agreements | $17,530,000 | 396 |
| Net loans & leases | $60,413,000 | 5,136 |
| Loan loss allowance | $4,138,000 | 1,864 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,173,000 | 2,356 |
| Other real estate owned | $3,149,000 | 4,819 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $1,501,000 | 5,931 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $95,181,000 | 5,224 |
| Total liabilities | $86,773,000 | 5,152 |
| Total deposits | $86,495,000 | 4,980 |
| Interest-bearing deposits | $83,617,000 | 4,639 |
| Deposits held in domestic offices | $86,495,000 | 4,979 |
| % insured | 99.16% | 261 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $278,000 | 6,021 |
| Total equity capital | $8,408,000 | 5,701 |
| Total bank equity capital | $8,408,000 | 5,700 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,927,000 | 726 |
| Surplus | $7,873,000 | 3,112 |
| Undivided profits | $-6,392,000 | 7,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $6,636,000 | 1,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $264,000 | 6,695 |
| Earning assets | $81,755,000 | 5,398 |
| Long-term assets (5+ years) | $6,119,000 | 5,966 |
| Average Assets, year-to-date | $96,079,670 | 5,190 |
| Average Assets, quarterly | $95,036,500 | 5,222 |
| Volatile liabilities | $8,975,000 | 6,346 |
| Insider loans | $3,905,000 | 1,815 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $4,892,000 | 5,386 |
| Tier 1 (core) risk-based capital | $8,415,000 | 5,560 |
| Tier 2 risk-based capital | $924,000 | 4,442 |
| Total risk weighted assets | $72,055,000 | 4,863 |
| Total unused commitments | $4,892,000 | 5,386 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 27 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $94,892,000 | 5,299 |
| Cash and due from depository institutions | $1,239,000 | 4,868 |
| Interest-bearing balances | $120,000 | 6,508 |
| Securities | $453,000 | 7,567 |
| Federal funds sold & reverse repurchase agreements | $19,980,000 | 432 |
| Net loans & leases | $63,512,000 | 5,065 |
| Loan loss allowance | $4,696,000 | 1,703 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,225,000 | 2,368 |
| Other real estate owned | $2,981,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,502,000 | 6,018 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $94,892,000 | 5,299 |
| Total liabilities | $86,338,000 | 5,228 |
| Total deposits | $86,143,000 | 5,056 |
| Interest-bearing deposits | $82,998,000 | 4,717 |
| Deposits held in domestic offices | $86,143,000 | 5,055 |
| % insured | 98.81% | 379 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $195,000 | 6,546 |
| Total equity capital | $8,554,000 | 5,682 |
| Total bank equity capital | $8,554,000 | 5,681 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,927,000 | 741 |
| Surplus | $7,873,000 | 3,153 |
| Undivided profits | $-6,246,000 | 7,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $9,495,000 | 1,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $236,000 | 6,964 |
| Earning assets | $84,065,000 | 5,375 |
| Long-term assets (5+ years) | $5,934,000 | 6,030 |
| Average Assets, year-to-date | $96,529,000 | 5,244 |
| Average Assets, quarterly | $96,529,000 | 5,244 |
| Volatile liabilities | $10,215,000 | 6,238 |
| Insider loans | $3,598,000 | 1,978 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,264,000 | 5,407 |
| Tier 1 (core) risk-based capital | $8,576,000 | 5,553 |
| Tier 2 risk-based capital | $973,000 | 4,368 |
| Total risk weighted assets | $74,156,000 | 4,853 |
| Total unused commitments | $5,264,000 | 5,411 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 27 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $98,166,000 | 5,234 |
| Cash and due from depository institutions | $1,310,000 | 4,916 |
| Interest-bearing balances | $120,000 | 6,387 |
| Securities | $11,063,000 | 5,606 |
| Federal funds sold & reverse repurchase agreements | $8,065,000 | 1,065 |
| Net loans & leases | $69,334,000 | 4,887 |
| Loan loss allowance | $3,146,000 | 2,322 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,280,000 | 2,377 |
| Other real estate owned | $1,560,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,554,000 | 6,044 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $98,166,000 | 5,234 |
| Total liabilities | $87,089,000 | 5,234 |
| Total deposits | $86,963,000 | 5,040 |
| Interest-bearing deposits | $84,028,000 | 4,667 |
| Deposits held in domestic offices | $86,963,000 | 5,040 |
| % insured | 99.99% | 116 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $126,000 | 7,135 |
| Total equity capital | $11,077,000 | 4,955 |
| Total bank equity capital | $11,077,000 | 4,953 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,927,000 | 744 |
| Surplus | $7,873,000 | 3,165 |
| Undivided profits | $-3,723,000 | 7,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,360,000 | 1,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $293,000 | 6,678 |
| Earning assets | $88,582,000 | 5,236 |
| Long-term assets (5+ years) | $13,277,000 | 4,923 |
| Average Assets, year-to-date | $109,537,400 | 4,833 |
| Average Assets, quarterly | $103,843,500 | 5,040 |
| Volatile liabilities | $11,014,000 | 6,115 |
| Insider loans | $3,304,000 | 2,166 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $5,802,000 | 5,208 |
| Tier 1 (core) risk-based capital | $10,690,000 | 4,927 |
| Tier 2 risk-based capital | $1,003,000 | 4,311 |
| Total risk weighted assets | $78,081,000 | 4,771 |
| Total unused commitments | $5,802,000 | 5,208 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 27 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $109,521,000 | 4,930 |
| Cash and due from depository institutions | $997,000 | 4,959 |
| Interest-bearing balances | $119,000 | 6,293 |
| Securities | $16,896,000 | 4,805 |
| Federal funds sold & reverse repurchase agreements | $13,125,000 | 693 |
| Net loans & leases | $70,626,000 | 4,895 |
| Loan loss allowance | $2,642,000 | 2,549 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,342,000 | 2,379 |
| Other real estate owned | $1,441,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,094,000 | 6,351 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $109,520,000 | 4,930 |
| Total liabilities | $98,948,000 | 4,878 |
| Total deposits | $98,634,000 | 4,646 |
| Interest-bearing deposits | $95,417,000 | 4,300 |
| Deposits held in domestic offices | $98,634,000 | 4,644 |
| % insured | 98.71% | 497 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $314,000 | 6,263 |
| Total equity capital | $10,572,000 | 5,207 |
| Total bank equity capital | $10,572,000 | 5,205 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,927,000 | 754 |
| Surplus | $7,873,000 | 3,164 |
| Undivided profits | $-4,228,000 | 7,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,659,000 | 1,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $392,000 | 6,268 |
| Earning assets | $100,766,000 | 4,921 |
| Long-term assets (5+ years) | $19,455,000 | 4,211 |
| Average Assets, year-to-date | $112,380,250 | 4,794 |
| Average Assets, quarterly | $112,751,000 | 4,824 |
| Volatile liabilities | $17,281,000 | 5,295 |
| Insider loans | $2,670,000 | 2,561 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,369,000 | 4,890 |
| Tier 1 (core) risk-based capital | $10,507,000 | 5,064 |
| Tier 2 risk-based capital | $1,010,000 | 4,271 |
| Total risk weighted assets | $81,190,000 | 4,705 |
| Total unused commitments | $7,369,000 | 4,891 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 27 | 5,008 |
| Assets and Liabilities | ||
| Total Assets: | $115,981,000 | 4,767 |
| Cash and due from depository institutions | $3,922,000 | 5,008 |
| Interest-bearing balances | $119,000 | 6,213 |
| Securities | $28,176,000 | 3,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $75,192,000 | 4,752 |
| Loan loss allowance | $2,144,000 | 2,902 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,417,000 | 2,374 |
| Other real estate owned | $1,261,000 | 5,008 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,013,000 | 5,106 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $115,981,000 | 4,767 |
| Total liabilities | $101,631,000 | 4,819 |
| Total deposits | $101,017,000 | 4,592 |
| Interest-bearing deposits | $97,665,000 | 4,240 |
| Deposits held in domestic offices | $101,017,000 | 4,589 |
| % insured | 78.37% | 4,221 |
| Federal funds purchased & repurchase agreements | $252,000 | 2,756 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $362,000 | 6,022 |
| Total equity capital | $14,350,000 | 4,231 |
| Total bank equity capital | $14,350,000 | 4,231 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,927,000 | 761 |
| Surplus | $7,873,000 | 3,169 |
| Undivided profits | $-450,000 | 6,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,454,000 | 1,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $401,000 | 6,142 |
| Earning assets | $103,487,000 | 4,834 |
| Long-term assets (5+ years) | $21,248,000 | 4,014 |
| Average Assets, year-to-date | $113,333,330 | 4,791 |
| Average Assets, quarterly | $112,533,000 | 4,843 |
| Volatile liabilities | $20,341,000 | 4,945 |
| Insider loans | $2,960,000 | 2,419 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,267,000 | 5,653 |
| Tier 1 (core) risk-based capital | $14,155,000 | 4,161 |
| Tier 2 risk-based capital | $1,038,000 | 4,190 |
| Total risk weighted assets | $86,222,000 | 4,567 |
| Total unused commitments | $5,267,000 | 5,657 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 27 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $109,085,000 | 4,961 |
| Cash and due from depository institutions | $1,029,000 | 5,035 |
| Interest-bearing balances | $50,000 | 6,471 |
| Securities | $22,197,000 | 4,170 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $78,222,000 | 4,645 |
| Loan loss allowance | $1,891,000 | 3,100 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,485,000 | 2,364 |
| Other real estate owned | $24,000 | 5,035 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,128,000 | 4,994 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $109,085,000 | 4,961 |
| Total liabilities | $94,069,000 | 5,038 |
| Total deposits | $91,345,000 | 4,885 |
| Interest-bearing deposits | $87,857,000 | 4,531 |
| Deposits held in domestic offices | $91,345,000 | 4,882 |
| % insured | 87.72% | 1,543 |
| Federal funds purchased & repurchase agreements | $2,223,000 | 1,968 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $501,000 | 5,279 |
| Total equity capital | $15,016,000 | 4,147 |
| Total bank equity capital | $15,016,000 | 4,147 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,927,000 | 758 |
| Surplus | $7,873,000 | 3,157 |
| Undivided profits | $216,000 | 6,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,782,000 | 1,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $524,000 | 5,417 |
| Earning assets | $100,469,000 | 4,927 |
| Long-term assets (5+ years) | $23,089,000 | 3,813 |
| Average Assets, year-to-date | $112,009,500 | 4,855 |
| Average Assets, quarterly | $112,009,500 | 4,855 |
| Volatile liabilities | $25,216,000 | 4,395 |
| Insider loans | $2,982,000 | 2,418 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,197,000 | 5,772 |
| Tier 1 (core) risk-based capital | $14,698,000 | 4,076 |
| Tier 2 risk-based capital | $1,118,000 | 3,974 |
| Total risk weighted assets | $88,708,000 | 4,477 |
| Total unused commitments | $5,197,000 | 5,775 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 34 | 4,364 |
| Assets and Liabilities | ||
| Total Assets: | $114,934,000 | 4,781 |
| Cash and due from depository institutions | $1,167,000 | 4,364 |
| Interest-bearing balances | $246,000 | 4,950 |
| Securities | $23,030,000 | 4,081 |
| Federal funds sold & reverse repurchase agreements | $4,902,000 | 1,915 |
| Net loans & leases | $78,455,000 | 4,661 |
| Loan loss allowance | $1,816,000 | 3,120 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,547,000 | 2,358 |
| Other real estate owned | $24,000 | 4,364 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,809,000 | 5,405 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $114,934,000 | 4,781 |
| Total liabilities | $99,827,000 | 4,841 |
| Total deposits | $97,444,000 | 4,617 |
| Interest-bearing deposits | $93,365,000 | 4,289 |
| Deposits held in domestic offices | $97,444,000 | 4,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,085,000 | 2,680 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $1,000,000 | 5,270 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $298,000 | 6,354 |
| Total equity capital | $15,107,000 | 4,114 |
| Total bank equity capital | $15,107,000 | 4,114 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,927,000 | 755 |
| Surplus | $7,873,000 | 3,138 |
| Undivided profits | $307,000 | 6,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,087,000 | 1,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $470,000 | 5,920 |
| Earning assets | $106,633,000 | 4,728 |
| Long-term assets (5+ years) | $23,159,000 | 3,756 |
| Average Assets, year-to-date | $123,034,200 | 4,444 |
| Average Assets, quarterly | $117,656,500 | 4,669 |
| Volatile liabilities | $23,048,000 | 4,580 |
| Insider loans | $3,050,000 | 2,420 |
| FHLB advances | $1,000,000 | 5,084 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,599,000 | 5,644 |
| Tier 1 (core) risk-based capital | $14,766,000 | 4,060 |
| Tier 2 risk-based capital | $1,133,000 | 3,914 |
| Total risk weighted assets | $89,938,000 | 4,460 |
| Total unused commitments | $5,599,000 | 5,645 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 35 | 4,334 |
| Assets and Liabilities | ||
| Total Assets: | $120,379,000 | 4,615 |
| Cash and due from depository institutions | $1,093,000 | 4,334 |
| Interest-bearing balances | $245,000 | 4,304 |
| Securities | $24,628,000 | 3,847 |
| Federal funds sold & reverse repurchase agreements | $4,678,000 | 2,388 |
| Net loans & leases | $82,436,000 | 4,531 |
| Loan loss allowance | $1,872,000 | 2,865 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,609,000 | 2,318 |
| Other real estate owned | $24,000 | 4,334 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,911,000 | 5,364 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $120,379,000 | 4,615 |
| Total liabilities | $104,741,000 | 4,678 |
| Total deposits | $98,681,000 | 4,560 |
| Interest-bearing deposits | $93,794,000 | 4,226 |
| Deposits held in domestic offices | $98,681,000 | 4,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,688,000 | 2,226 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,000,000 | 4,645 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $372,000 | 6,136 |
| Total equity capital | $15,638,000 | 4,037 |
| Total bank equity capital | $15,638,000 | 4,037 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,927,000 | 758 |
| Surplus | $7,873,000 | 3,127 |
| Undivided profits | $838,000 | 6,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,445,000 | 1,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $702,000 | 4,968 |
| Earning assets | $111,987,000 | 4,563 |
| Long-term assets (5+ years) | $25,768,000 | 3,529 |
| Average Assets, year-to-date | $125,059,250 | 4,407 |
| Average Assets, quarterly | $122,487,000 | 4,525 |
| Volatile liabilities | $22,952,000 | 4,466 |
| Insider loans | $2,292,000 | 2,909 |
| FHLB advances | $3,000,000 | 4,504 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $9,191,000 | 4,847 |
| Tier 1 (core) risk-based capital | $15,238,000 | 4,034 |
| Tier 2 risk-based capital | $1,155,000 | 3,808 |
| Total risk weighted assets | $95,317,000 | 4,311 |
| Total unused commitments | $9,191,000 | 4,852 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 34 | 4,477 |
| Assets and Liabilities | ||
| Total Assets: | $124,595,000 | 4,507 |
| Cash and due from depository institutions | $1,818,000 | 4,477 |
| Interest-bearing balances | $144,000 | 4,638 |
| Securities | $25,025,000 | 3,875 |
| Federal funds sold & reverse repurchase agreements | $3,687,000 | 2,779 |
| Net loans & leases | $86,302,000 | 4,385 |
| Loan loss allowance | $1,844,000 | 2,827 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,663,000 | 2,297 |
| Other real estate owned | $153,000 | 4,477 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,947,000 | 5,291 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $124,595,000 | 4,507 |
| Total liabilities | $109,285,000 | 4,549 |
| Total deposits | $101,170,000 | 4,482 |
| Interest-bearing deposits | $96,459,000 | 4,151 |
| Deposits held in domestic offices | $101,170,000 | 4,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,756,000 | 2,581 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,000,000 | 3,774 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $359,000 | 6,185 |
| Total equity capital | $15,310,000 | 4,122 |
| Total bank equity capital | $15,310,000 | 4,122 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,927,000 | 749 |
| Surplus | $7,873,000 | 3,112 |
| Undivided profits | $510,000 | 6,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,247,000 | 2,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $628,000 | 5,201 |
| Earning assets | $115,158,000 | 4,485 |
| Long-term assets (5+ years) | $25,691,000 | 3,507 |
| Average Assets, year-to-date | $126,619,330 | 4,392 |
| Average Assets, quarterly | $124,219,000 | 4,494 |
| Volatile liabilities | $26,869,000 | 4,061 |
| Insider loans | $2,016,000 | 3,111 |
| FHLB advances | $6,000,000 | 3,631 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $7,882,000 | 5,220 |
| Tier 1 (core) risk-based capital | $15,237,000 | 4,051 |
| Tier 2 risk-based capital | $1,240,000 | 3,596 |
| Total risk weighted assets | $98,608,000 | 4,205 |
| Total unused commitments | $7,882,000 | 5,221 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 34 | 4,471 |
| Assets and Liabilities | ||
| Total Assets: | $123,843,000 | 4,503 |
| Cash and due from depository institutions | $1,659,000 | 4,471 |
| Interest-bearing balances | $114,000 | 4,858 |
| Securities | $25,110,000 | 3,868 |
| Federal funds sold & reverse repurchase agreements | $63,000 | 6,525 |
| Net loans & leases | $89,662,000 | 4,233 |
| Loan loss allowance | $1,115,000 | 3,978 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,721,000 | 2,247 |
| Other real estate owned | $145,000 | 4,471 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,483,000 | 5,792 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $123,843,000 | 4,503 |
| Total liabilities | $107,785,000 | 4,569 |
| Total deposits | $102,187,000 | 4,463 |
| Interest-bearing deposits | $97,315,000 | 4,131 |
| Deposits held in domestic offices | $102,187,000 | 4,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,007,000 | 1,993 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,000,000 | 4,593 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $591,000 | 5,265 |
| Total equity capital | $16,058,000 | 4,041 |
| Total bank equity capital | $16,058,000 | 4,041 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,927,000 | 745 |
| Surplus | $7,873,000 | 3,087 |
| Undivided profits | $1,258,000 | 6,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,283,000 | 3,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $742,000 | 4,681 |
| Earning assets | $114,949,000 | 4,481 |
| Long-term assets (5+ years) | $27,445,000 | 3,265 |
| Average Assets, year-to-date | $127,631,500 | 4,372 |
| Average Assets, quarterly | $127,631,500 | 4,372 |
| Volatile liabilities | $33,357,000 | 3,543 |
| Insider loans | $2,940,000 | 2,407 |
| FHLB advances | $2,000,000 | 4,433 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,660,000 | 4,478 |
| Tier 1 (core) risk-based capital | $15,746,000 | 3,926 |
| Tier 2 risk-based capital | $1,115,000 | 3,805 |
| Total risk weighted assets | $101,899,000 | 4,065 |
| Total unused commitments | $11,660,000 | 4,482 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 34 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $131,420,000 | 4,293 |
| Cash and due from depository institutions | $1,291,000 | 4,480 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $30,055,000 | 3,436 |
| Federal funds sold & reverse repurchase agreements | $2,352,000 | 3,901 |
| Net loans & leases | $90,513,000 | 4,205 |
| Loan loss allowance | $1,125,000 | 3,924 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,767,000 | 2,214 |
| Other real estate owned | $145,000 | 4,480 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,297,000 | 6,140 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $131,420,000 | 4,293 |
| Total liabilities | $115,695,000 | 4,324 |
| Total deposits | $108,175,000 | 4,268 |
| Interest-bearing deposits | $103,385,000 | 3,910 |
| Deposits held in domestic offices | $108,175,000 | 4,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,541 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $520,000 | 5,567 |
| Total equity capital | $15,725,000 | 4,050 |
| Total bank equity capital | $15,725,000 | 4,050 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,927,000 | 730 |
| Surplus | $7,873,000 | 3,057 |
| Undivided profits | $925,000 | 6,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,298,000 | 2,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $708,000 | 5,068 |
| Earning assets | $122,920,000 | 4,244 |
| Long-term assets (5+ years) | $28,700,000 | 2,979 |
| Average Assets, year-to-date | $128,691,000 | 4,241 |
| Average Assets, quarterly | $132,310,500 | 4,250 |
| Volatile liabilities | $38,383,000 | 3,190 |
| Insider loans | $2,020,000 | 3,037 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,358,000 | 3,153 |
| Tier 1 (core) risk-based capital | $15,633,000 | 3,940 |
| Tier 2 risk-based capital | $1,125,000 | 3,757 |
| Total risk weighted assets | $105,777,000 | 3,939 |
| Total unused commitments | $22,358,000 | 3,154 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 36 | 4,324 |
| Assets and Liabilities | ||
| Total Assets: | $133,201,000 | 4,225 |
| Cash and due from depository institutions | $1,270,000 | 4,324 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $32,007,000 | 3,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $92,473,000 | 4,119 |
| Loan loss allowance | $1,125,000 | 3,884 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,820,000 | 2,151 |
| Other real estate owned | $145,000 | 4,324 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,486,000 | 5,927 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $133,201,000 | 4,225 |
| Total liabilities | $117,762,000 | 4,233 |
| Total deposits | $105,433,000 | 4,289 |
| Interest-bearing deposits | $100,075,000 | 3,995 |
| Deposits held in domestic offices | $105,433,000 | 4,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,836,000 | 1,189 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,000,000 | 4,819 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $493,000 | 5,807 |
| Total equity capital | $15,439,000 | 4,085 |
| Total bank equity capital | $15,439,000 | 4,085 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,924,000 | 702 |
| Surplus | $7,870,000 | 3,007 |
| Undivided profits | $645,000 | 7,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,284,000 | 2,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $869,000 | 4,694 |
| Earning assets | $124,480,000 | 4,169 |
| Long-term assets (5+ years) | $30,082,000 | 2,786 |
| Average Assets, year-to-date | $128,008,750 | 4,254 |
| Average Assets, quarterly | $130,002,000 | 4,258 |
| Volatile liabilities | $39,949,000 | 3,063 |
| Insider loans | $2,650,000 | 2,517 |
| FHLB advances | $1,000,000 | 4,590 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,620,000 | 3,263 |
| Tier 1 (core) risk-based capital | $15,395,000 | 3,991 |
| Tier 2 risk-based capital | $1,125,000 | 3,726 |
| Total risk weighted assets | $108,259,000 | 3,848 |
| Total unused commitments | $21,620,000 | 3,263 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 38 | 4,192 |
| Assets and Liabilities | ||
| Total Assets: | $126,803,000 | 4,352 |
| Cash and due from depository institutions | $1,144,000 | 4,192 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $30,726,000 | 3,374 |
| Federal funds sold & reverse repurchase agreements | $6,390,000 | 2,250 |
| Net loans & leases | $80,511,000 | 4,446 |
| Loan loss allowance | $1,109,000 | 3,898 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,880,000 | 2,130 |
| Other real estate owned | $0 | 4,192 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,152,000 | 5,054 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $126,803,000 | 4,352 |
| Total liabilities | $111,859,000 | 4,374 |
| Total deposits | $110,486,000 | 4,173 |
| Interest-bearing deposits | $104,396,000 | 3,870 |
| Deposits held in domestic offices | $110,486,000 | 4,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 4,760 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $373,000 | 6,288 |
| Total equity capital | $14,944,000 | 4,116 |
| Total bank equity capital | $14,944,000 | 4,116 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,924,000 | 697 |
| Surplus | $7,870,000 | 3,001 |
| Undivided profits | $150,000 | 7,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,989,000 | 1,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $603,000 | 5,611 |
| Earning assets | $117,627,000 | 4,322 |
| Long-term assets (5+ years) | $27,255,000 | 2,886 |
| Average Assets, year-to-date | $126,278,000 | 4,324 |
| Average Assets, quarterly | $126,776,500 | 4,338 |
| Volatile liabilities | $32,247,000 | 3,539 |
| Insider loans | $2,600,000 | 2,537 |
| FHLB advances | $1,000,000 | 4,551 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $19,728,000 | 3,419 |
| Tier 1 (core) risk-based capital | $15,041,000 | 4,041 |
| Tier 2 risk-based capital | $1,109,000 | 3,739 |
| Total risk weighted assets | $95,843,000 | 4,163 |
| Total unused commitments | $19,728,000 | 3,419 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $126,750,000 | 4,371 |
| Cash and due from depository institutions | $1,354,000 | 3,850 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $30,488,000 | 3,415 |
| Federal funds sold & reverse repurchase agreements | $1,522,000 | 5,407 |
| Net loans & leases | $85,554,000 | 4,254 |
| Loan loss allowance | $1,091,000 | 3,935 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,947,000 | 2,083 |
| Other real estate owned | $0 | 3,850 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,885,000 | 5,267 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $126,750,000 | 4,371 |
| Total liabilities | $111,597,000 | 4,397 |
| Total deposits | $110,258,000 | 4,192 |
| Interest-bearing deposits | $94,177,000 | 4,156 |
| Deposits held in domestic offices | $110,258,000 | 4,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,000,000 | 4,724 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $339,000 | 6,423 |
| Total equity capital | $15,153,000 | 4,092 |
| Total bank equity capital | $15,153,000 | 4,092 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,924,000 | 681 |
| Surplus | $7,870,000 | 2,950 |
| Undivided profits | $359,000 | 7,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $797,000 | 4,576 |
| Earning assets | $117,564,000 | 4,341 |
| Long-term assets (5+ years) | $25,805,000 | 2,954 |
| Average Assets, year-to-date | $126,015,500 | 4,346 |
| Average Assets, quarterly | $126,015,500 | 4,346 |
| Volatile liabilities | $32,831,000 | 3,432 |
| Insider loans | $3,182,000 | 2,178 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $13,054,000 | 4,283 |
| Tier 1 (core) risk-based capital | $15,123,000 | 4,001 |
| Tier 2 risk-based capital | $1,091,000 | 3,778 |
| Total risk weighted assets | $97,533,000 | 4,068 |
| Total unused commitments | $13,054,000 | 4,283 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 44 | 3,728 |
| Assets and Liabilities | ||
| Total Assets: | $125,281,000 | 4,356 |
| Cash and due from depository institutions | $1,386,000 | 3,728 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $28,645,000 | 3,588 |
| Federal funds sold & reverse repurchase agreements | $4,960,000 | 2,890 |
| Net loans & leases | $82,946,000 | 4,318 |
| Loan loss allowance | $1,001,000 | 4,136 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,024,000 | 2,017 |
| Other real estate owned | $0 | 3,728 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,320,000 | 6,155 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $125,281,000 | 4,356 |
| Total liabilities | $110,225,000 | 4,394 |
| Total deposits | $108,969,000 | 4,187 |
| Interest-bearing deposits | $102,211,000 | 3,876 |
| Deposits held in domestic offices | $108,969,000 | 4,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,877 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $256,000 | 6,930 |
| Total equity capital | $15,056,000 | 4,038 |
| Total bank equity capital | $15,056,000 | 4,038 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,924,000 | 672 |
| Surplus | $7,870,000 | 2,903 |
| Undivided profits | $262,000 | 7,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $560,000 | 5,840 |
| Earning assets | $116,551,000 | 4,325 |
| Long-term assets (5+ years) | $23,380,000 | 3,086 |
| Average Assets, year-to-date | $117,869,800 | 4,412 |
| Average Assets, quarterly | $125,154,500 | 4,334 |
| Volatile liabilities | $31,762,000 | 3,620 |
| Insider loans | $2,415,000 | 2,615 |
| FHLB advances | $1,000,000 | 4,667 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $16,450,000 | 3,720 |
| Tier 1 (core) risk-based capital | $15,082,000 | 3,952 |
| Tier 2 risk-based capital | $1,001,000 | 3,968 |
| Total risk weighted assets | $97,778,000 | 4,031 |
| Total unused commitments | $16,450,000 | 3,720 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $125,028,000 | 4,352 |
| Cash and due from depository institutions | $4,001,000 | 3,860 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $23,161,000 | 4,181 |
| Federal funds sold & reverse repurchase agreements | $3,092,000 | 3,223 |
| Net loans & leases | $87,216,000 | 4,186 |
| Loan loss allowance | $1,260,000 | 3,579 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,084,000 | 1,963 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,474,000 | 5,925 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $125,028,000 | 4,352 |
| Total liabilities | $110,202,000 | 4,371 |
| Total deposits | $103,720,000 | 4,279 |
| Interest-bearing deposits | $94,655,000 | 4,044 |
| Deposits held in domestic offices | $103,720,000 | 4,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $482,000 | 5,691 |
| Total equity capital | $14,826,000 | 4,037 |
| Total bank equity capital | $14,826,000 | 4,037 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,912,000 | 658 |
| Surplus | $7,858,000 | 2,887 |
| Undivided profits | $56,000 | 7,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 3,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $597,000 | 5,670 |
| Earning assets | $113,469,000 | 4,380 |
| Long-term assets (5+ years) | $17,299,000 | 3,611 |
| Average Assets, year-to-date | $116,017,000 | 4,484 |
| Average Assets, quarterly | $120,116,000 | 4,429 |
| Volatile liabilities | $33,660,000 | 3,476 |
| Insider loans | $2,992,000 | 2,207 |
| FHLB advances | $4,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,169,000 | 3,450 |
| Tier 1 (core) risk-based capital | $14,814,000 | 3,971 |
| Tier 2 risk-based capital | $1,106,000 | 3,724 |
| Total risk weighted assets | $99,080,000 | 3,979 |
| Total unused commitments | $19,169,000 | 3,452 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 44 | 3,750 |
| Assets and Liabilities | ||
| Total Assets: | $115,204,000 | 4,562 |
| Cash and due from depository institutions | $1,135,000 | 3,750 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $19,337,000 | 4,661 |
| Federal funds sold & reverse repurchase agreements | $533,000 | 5,035 |
| Net loans & leases | $86,672,000 | 4,172 |
| Loan loss allowance | $1,210,000 | 3,672 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,061,000 | 1,927 |
| Other real estate owned | $0 | 3,750 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,466,000 | 5,869 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $115,204,000 | 4,562 |
| Total liabilities | $100,649,000 | 4,621 |
| Total deposits | $97,360,000 | 4,446 |
| Interest-bearing deposits | $90,142,000 | 4,151 |
| Deposits held in domestic offices | $97,360,000 | 4,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,000,000 | 4,275 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $289,000 | 6,547 |
| Total equity capital | $14,555,000 | 3,977 |
| Total bank equity capital | $14,555,000 | 3,977 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,912,000 | 636 |
| Surplus | $7,858,000 | 2,826 |
| Undivided profits | $-215,000 | 8,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $441,000 | 6,210 |
| Earning assets | $106,542,000 | 4,539 |
| Long-term assets (5+ years) | $12,318,000 | 4,215 |
| Average Assets, year-to-date | $113,013,330 | 4,587 |
| Average Assets, quarterly | $115,735,000 | 4,531 |
| Volatile liabilities | $27,996,000 | 3,833 |
| Insider loans | $3,278,000 | 2,015 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $16,401,000 | 3,741 |
| Tier 1 (core) risk-based capital | $14,620,000 | 3,955 |
| Tier 2 risk-based capital | $1,195,000 | 3,496 |
| Total risk weighted assets | $95,588,000 | 4,038 |
| Total unused commitments | $16,401,000 | 3,741 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $116,266,000 | 4,520 |
| Cash and due from depository institutions | $984,000 | 3,734 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $15,668,000 | 5,265 |
| Federal funds sold & reverse repurchase agreements | $3,341,000 | 3,406 |
| Net loans & leases | $90,429,000 | 3,986 |
| Loan loss allowance | $1,090,000 | 3,890 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,505,000 | 2,516 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,339,000 | 5,990 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $116,266,000 | 4,520 |
| Total liabilities | $101,821,000 | 4,583 |
| Total deposits | $96,492,000 | 4,478 |
| Interest-bearing deposits | $88,755,000 | 4,201 |
| Deposits held in domestic offices | $96,492,000 | 4,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,213 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,149 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $329,000 | 6,189 |
| Total equity capital | $14,445,000 | 3,968 |
| Total bank equity capital | $14,445,000 | 3,968 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,912,000 | 619 |
| Surplus | $7,858,000 | 2,754 |
| Undivided profits | $-325,000 | 8,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $487,000 | 5,768 |
| Earning assets | $109,438,000 | 4,460 |
| Long-term assets (5+ years) | $9,596,000 | 4,658 |
| Average Assets, year-to-date | $111,918,000 | 4,611 |
| Average Assets, quarterly | $111,918,000 | 4,611 |
| Volatile liabilities | $28,191,000 | 3,670 |
| Insider loans | $4,134,000 | 1,628 |
| FHLB advances | $3,000,000 | 3,999 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $18,466,000 | 3,487 |
| Tier 1 (core) risk-based capital | $14,047,000 | 4,011 |
| Tier 2 risk-based capital | $1,090,000 | 3,684 |
| Total risk weighted assets | $97,265,000 | 3,929 |
| Total unused commitments | $18,466,000 | 3,489 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $107,570,000 | 4,740 |
| Cash and due from depository institutions | $1,154,000 | 3,938 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $11,813,000 | 5,953 |
| Federal funds sold & reverse repurchase agreements | $1,335,000 | 4,518 |
| Net loans & leases | $87,482,000 | 4,059 |
| Loan loss allowance | $1,050,000 | 3,967 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,346,000 | 2,556 |
| Other real estate owned | $0 | 3,938 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,440,000 | 5,879 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $107,570,000 | 4,740 |
| Total liabilities | $93,262,000 | 4,843 |
| Total deposits | $83,902,000 | 4,880 |
| Interest-bearing deposits | $76,592,000 | 4,585 |
| Deposits held in domestic offices | $83,902,000 | 4,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,826 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $360,000 | 5,887 |
| Total equity capital | $14,308,000 | 3,962 |
| Total bank equity capital | $14,308,000 | 3,962 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,912,000 | 607 |
| Surplus | $7,858,000 | 2,719 |
| Undivided profits | $-462,000 | 8,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 5,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $423,000 | 6,248 |
| Earning assets | $100,630,000 | 4,688 |
| Long-term assets (5+ years) | $6,602,000 | 5,347 |
| Average Assets, year-to-date | $89,900,000 | 5,155 |
| Average Assets, quarterly | $103,378,500 | 4,833 |
| Volatile liabilities | $28,665,000 | 3,573 |
| Insider loans | $4,140,000 | 1,613 |
| FHLB advances | $9,000,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,350,000 | 3,478 |
| Tier 1 (core) risk-based capital | $13,868,000 | 4,016 |
| Tier 2 risk-based capital | $1,050,000 | 3,762 |
| Total risk weighted assets | $92,739,000 | 4,058 |
| Total unused commitments | $18,350,000 | 3,479 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $99,187,000 | 4,952 |
| Cash and due from depository institutions | $1,315,000 | 3,927 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $11,036,000 | 6,128 |
| Federal funds sold & reverse repurchase agreements | $4,863,000 | 2,339 |
| Net loans & leases | $76,555,000 | 4,389 |
| Loan loss allowance | $948,000 | 4,247 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,147,000 | 2,600 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,271,000 | 6,152 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $99,187,000 | 4,952 |
| Total liabilities | $84,937,000 | 5,070 |
| Total deposits | $78,550,000 | 5,038 |
| Interest-bearing deposits | $72,859,000 | 4,682 |
| Deposits held in domestic offices | $78,550,000 | 5,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,352 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $387,000 | 5,808 |
| Total equity capital | $14,250,000 | 3,950 |
| Total bank equity capital | $14,250,000 | 3,950 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,912,000 | 574 |
| Surplus | $7,858,000 | 2,659 |
| Undivided profits | $-520,000 | 8,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 5,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $392,000 | 6,484 |
| Earning assets | $92,454,000 | 4,900 |
| Long-term assets (5+ years) | $3,847,000 | 6,209 |
| Average Assets, year-to-date | $85,482,500 | 5,331 |
| Average Assets, quarterly | $96,600,500 | 5,006 |
| Volatile liabilities | $21,557,000 | 4,216 |
| Insider loans | $7,456,000 | 840 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,545,000 | 3,528 |
| Tier 1 (core) risk-based capital | $14,058,000 | 3,921 |
| Tier 2 risk-based capital | $948,000 | 4,012 |
| Total risk weighted assets | $84,056,000 | 4,273 |
| Total unused commitments | $17,545,000 | 3,530 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $94,014,000 | 5,080 |
| Cash and due from depository institutions | $1,116,000 | 4,824 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $10,204,000 | 6,330 |
| Federal funds sold & reverse repurchase agreements | $6,625,000 | 1,712 |
| Net loans & leases | $71,019,000 | 4,539 |
| Loan loss allowance | $859,000 | 4,495 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,854,000 | 2,731 |
| Other real estate owned | $0 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,196,000 | 6,132 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $94,014,000 | 5,080 |
| Total liabilities | $79,851,000 | 5,219 |
| Total deposits | $75,611,000 | 5,111 |
| Interest-bearing deposits | $69,092,000 | 4,843 |
| Deposits held in domestic offices | $75,611,000 | 5,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,930 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $240,000 | 6,683 |
| Total equity capital | $14,163,000 | 3,900 |
| Total bank equity capital | $14,163,000 | 3,900 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,912,000 | 554 |
| Surplus | $7,858,000 | 2,611 |
| Undivided profits | $-607,000 | 8,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $275,000 | 7,169 |
| Earning assets | $87,848,000 | 5,014 |
| Long-term assets (5+ years) | $5,695,000 | 5,704 |
| Average Assets, year-to-date | $80,914,330 | 5,486 |
| Average Assets, quarterly | $85,749,500 | 5,342 |
| Volatile liabilities | $20,043,000 | 4,265 |
| Insider loans | $8,236,000 | 738 |
| FHLB advances | $4,000,000 | 3,768 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,977,000 | 3,411 |
| Tier 1 (core) risk-based capital | $13,905,000 | 3,867 |
| Tier 2 risk-based capital | $859,000 | 4,245 |
| Total risk weighted assets | $77,937,000 | 4,420 |
| Total unused commitments | $17,977,000 | 3,412 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $77,485,000 | 5,671 |
| Cash and due from depository institutions | $639,000 | 5,036 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,290,000 | 6,812 |
| Federal funds sold & reverse repurchase agreements | $2,829,000 | 3,440 |
| Net loans & leases | $60,601,000 | 4,967 |
| Loan loss allowance | $751,000 | 4,893 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,866,000 | 2,699 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,260,000 | 6,022 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $77,485,000 | 5,671 |
| Total liabilities | $63,430,000 | 5,949 |
| Total deposits | $59,201,000 | 5,921 |
| Interest-bearing deposits | $54,534,000 | 5,639 |
| Deposits held in domestic offices | $59,201,000 | 5,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $229,000 | 6,630 |
| Total equity capital | $14,055,000 | 3,844 |
| Total bank equity capital | $14,055,000 | 3,844 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,682,000 | 462 |
| Surplus | $7,088,000 | 2,784 |
| Undivided profits | $-715,000 | 8,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $275,000 | 7,113 |
| Earning assets | $71,720,000 | 5,653 |
| Long-term assets (5+ years) | $5,656,000 | 5,789 |
| Average Assets, year-to-date | $74,364,500 | 5,780 |
| Average Assets, quarterly | $74,364,500 | 5,780 |
| Volatile liabilities | $11,535,000 | 5,505 |
| Insider loans | $7,999,000 | 742 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $14,364,000 | 3,819 |
| Tier 1 (core) risk-based capital | $13,763,000 | 3,848 |
| Tier 2 risk-based capital | $751,000 | 4,612 |
| Total risk weighted assets | $66,388,000 | 4,858 |
| Total unused commitments | $14,364,000 | 3,820 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $71,244,000 | 5,942 |
| Cash and due from depository institutions | $560,000 | 5,048 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $8,544,000 | 6,758 |
| Federal funds sold & reverse repurchase agreements | $1,732,000 | 4,172 |
| Net loans & leases | $55,534,000 | 5,193 |
| Loan loss allowance | $675,000 | 5,188 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,813,000 | 2,704 |
| Other real estate owned | $0 | 5,048 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,061,000 | 6,406 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $71,244,000 | 5,942 |
| Total liabilities | $57,160,000 | 6,256 |
| Total deposits | $52,000,000 | 6,339 |
| Interest-bearing deposits | $48,481,000 | 5,995 |
| Deposits held in domestic offices | $52,000,000 | 6,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,000,000 | 3,543 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $160,000 | 7,253 |
| Total equity capital | $14,084,000 | 3,844 |
| Total bank equity capital | $14,084,000 | 3,844 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,682,000 | 450 |
| Surplus | $7,088,000 | 2,733 |
| Undivided profits | $-686,000 | 8,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $234,000 | 7,493 |
| Earning assets | $65,810,000 | 5,913 |
| Long-term assets (5+ years) | $5,986,000 | 5,767 |
| Average Assets, year-to-date | $54,654,600 | 6,626 |
| Average Assets, quarterly | $68,580,000 | 6,029 |
| Volatile liabilities | $9,002,000 | 6,065 |
| Insider loans | $5,384,000 | 1,134 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,173,000 | 4,220 |
| Tier 1 (core) risk-based capital | $13,726,000 | 3,799 |
| Tier 2 risk-based capital | $675,000 | 4,901 |
| Total risk weighted assets | $61,358,000 | 5,068 |
| Total unused commitments | $11,173,000 | 4,220 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 21 | 6,149 |
| Assets and Liabilities | ||
| Total Assets: | $65,916,000 | 6,160 |
| Cash and due from depository institutions | $880,000 | 6,149 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $8,658,000 | 6,787 |
| Federal funds sold & reverse repurchase agreements | $656,000 | 4,926 |
| Net loans & leases | $51,664,000 | 5,367 |
| Loan loss allowance | $605,000 | 5,511 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,053,000 | 3,204 |
| Other real estate owned | $0 | 6,149 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,005,000 | 6,571 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $65,916,000 | 6,160 |
| Total liabilities | $51,888,000 | 6,519 |
| Total deposits | $47,791,000 | 6,533 |
| Interest-bearing deposits | $42,722,000 | 6,365 |
| Deposits held in domestic offices | $47,791,000 | 6,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,000,000 | 3,884 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $97,000 | 8,156 |
| Total equity capital | $14,028,000 | 3,857 |
| Total bank equity capital | $14,028,000 | 3,857 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,682,000 | 450 |
| Surplus | $7,088,000 | 2,704 |
| Undivided profits | $-742,000 | 8,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $215,000 | 7,775 |
| Earning assets | $60,978,000 | 6,133 |
| Long-term assets (5+ years) | $5,968,000 | 5,855 |
| Average Assets, year-to-date | $50,507,250 | 6,856 |
| Average Assets, quarterly | $58,369,000 | 6,534 |
| Volatile liabilities | $5,615,000 | 7,046 |
| Insider loans | $5,384,000 | 1,084 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,010,000 | 4,212 |
| Tier 1 (core) risk-based capital | $13,628,000 | 3,798 |
| Tier 2 risk-based capital | $605,000 | 5,205 |
| Total risk weighted assets | $55,729,000 | 5,339 |
| Total unused commitments | $11,010,000 | 4,212 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 19 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $50,822,000 | 6,926 |
| Cash and due from depository institutions | $305,000 | 6,481 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $7,544,000 | 7,132 |
| Federal funds sold & reverse repurchase agreements | $3,795,000 | 2,438 |
| Net loans & leases | $36,243,000 | 6,337 |
| Loan loss allowance | $405,000 | 6,672 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,118,000 | 4,083 |
| Other real estate owned | $0 | 6,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $817,000 | 7,000 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $50,822,000 | 6,926 |
| Total liabilities | $45,616,000 | 6,898 |
| Total deposits | $42,339,000 | 6,897 |
| Interest-bearing deposits | $38,728,000 | 6,661 |
| Deposits held in domestic offices | $42,339,000 | 6,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,714 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $77,000 | 8,310 |
| Total equity capital | $5,206,000 | 7,070 |
| Total bank equity capital | $5,206,000 | 7,070 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,062,000 | 1,261 |
| Surplus | $3,028,000 | 4,631 |
| Undivided profits | $-884,000 | 8,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 7,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $125,000 | 8,460 |
| Earning assets | $47,582,000 | 6,861 |
| Long-term assets (5+ years) | $5,821,000 | 6,021 |
| Average Assets, year-to-date | $45,371,000 | 7,185 |
| Average Assets, quarterly | $47,981,000 | 7,063 |
| Volatile liabilities | $6,574,000 | 6,726 |
| Insider loans | $2,907,000 | 1,981 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,151,000 | 5,140 |
| Tier 1 (core) risk-based capital | $4,909,000 | 7,178 |
| Tier 2 risk-based capital | $405,000 | 6,362 |
| Total risk weighted assets | $40,270,000 | 6,269 |
| Total unused commitments | $7,151,000 | 5,143 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 15 | 7,137 |
| Assets and Liabilities | ||
| Total Assets: | $45,140,000 | 7,240 |
| Cash and due from depository institutions | $433,000 | 7,137 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $9,026,000 | 6,771 |
| Federal funds sold & reverse repurchase agreements | $1,213,000 | 5,384 |
| Net loans & leases | $32,145,000 | 6,601 |
| Loan loss allowance | $359,000 | 6,971 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,585,000 | 4,803 |
| Other real estate owned | $0 | 7,137 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $738,000 | 7,121 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $45,140,000 | 7,240 |
| Total liabilities | $39,759,000 | 7,236 |
| Total deposits | $36,175,000 | 7,298 |
| Interest-bearing deposits | $33,367,000 | 7,072 |
| Deposits held in domestic offices | $36,175,000 | 7,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,283 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $84,000 | 8,339 |
| Total equity capital | $5,381,000 | 7,067 |
| Total bank equity capital | $5,381,000 | 7,067 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,062,000 | 1,251 |
| Surplus | $3,028,000 | 4,604 |
| Undivided profits | $-709,000 | 8,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $164,000 | 8,143 |
| Earning assets | $42,384,000 | 7,180 |
| Long-term assets (5+ years) | $6,378,000 | 5,836 |
| Average Assets, year-to-date | $42,645,500 | 7,362 |
| Average Assets, quarterly | $42,645,500 | 7,362 |
| Volatile liabilities | $4,900,000 | 7,207 |
| Insider loans | $2,838,000 | 1,997 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,626,000 | 5,289 |
| Tier 1 (core) risk-based capital | $4,959,000 | 7,134 |
| Tier 2 risk-based capital | $359,000 | 6,671 |
| Total risk weighted assets | $35,315,000 | 6,582 |
| Total unused commitments | $6,626,000 | 5,299 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $40,151,000 | 7,532 |
| Cash and due from depository institutions | $246,000 | 7,346 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $10,560,000 | 6,503 |
| Federal funds sold & reverse repurchase agreements | $1,185,000 | 4,809 |
| Net loans & leases | $26,141,000 | 7,119 |
| Loan loss allowance | $303,000 | 7,350 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,292,000 | 5,332 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $727,000 | 7,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,151,000 | 7,532 |
| Total liabilities | $34,834,000 | 7,576 |
| Total deposits | $32,781,000 | 7,572 |
| Interest-bearing deposits | $30,629,000 | 7,300 |
| Deposits held in domestic offices | $32,781,000 | 7,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $53,000 | 8,728 |
| Total equity capital | $5,317,000 | 7,064 |
| Total bank equity capital | $5,317,000 | 7,064 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,062,000 | 1,259 |
| Surplus | $3,028,000 | 4,580 |
| Undivided profits | $-773,000 | 8,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $132,000 | 8,488 |
| Earning assets | $37,886,000 | 7,442 |
| Long-term assets (5+ years) | $6,563,000 | 5,792 |
| Average Assets, year-to-date | $27,572,000 | 8,202 |
| Average Assets, quarterly | $36,745,000 | 7,735 |
| Volatile liabilities | $3,116,000 | 7,937 |
| Insider loans | $2,466,000 | 2,200 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,763,000 | 5,457 |
| Tier 1 (core) risk-based capital | $4,910,000 | 7,128 |
| Tier 2 risk-based capital | $303,000 | 7,074 |
| Total risk weighted assets | $30,237,000 | 7,012 |
| Total unused commitments | $5,763,000 | 5,462 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $33,339,000 | 7,966 |
| Cash and due from depository institutions | $401,000 | 7,751 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $10,665,000 | 6,398 |
| Federal funds sold & reverse repurchase agreements | $745,000 | 5,651 |
| Net loans & leases | $20,081,000 | 7,684 |
| Loan loss allowance | $242,000 | 7,805 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $772,000 | 6,421 |
| Other real estate owned | $0 | 7,751 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $675,000 | 7,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,339,000 | 7,966 |
| Total liabilities | $28,034,000 | 8,017 |
| Total deposits | $26,503,000 | 8,016 |
| Interest-bearing deposits | $24,371,000 | 7,841 |
| Deposits held in domestic offices | $26,503,000 | 8,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,348 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $31,000 | 9,094 |
| Total equity capital | $5,305,000 | 7,076 |
| Total bank equity capital | $5,305,000 | 7,076 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,062,000 | 1,256 |
| Surplus | $3,028,000 | 4,538 |
| Undivided profits | $-785,000 | 8,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $114,000 | 8,667 |
| Earning assets | $31,491,000 | 7,879 |
| Long-term assets (5+ years) | $6,676,000 | 5,779 |
| Average Assets, year-to-date | $24,427,250 | 8,445 |
| Average Assets, quarterly | $30,592,000 | 8,097 |
| Volatile liabilities | $4,028,000 | 7,593 |
| Insider loans | $3,342,000 | 1,670 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,539,000 | 5,559 |
| Tier 1 (core) risk-based capital | $4,908,000 | 7,161 |
| Tier 2 risk-based capital | $242,000 | 7,589 |
| Total risk weighted assets | $23,759,000 | 7,593 |
| Total unused commitments | $5,539,000 | 5,564 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 11 | 7,962 |
| Assets and Liabilities | ||
| Total Assets: | $27,845,000 | 8,302 |
| Cash and due from depository institutions | $291,000 | 7,962 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $11,304,000 | 6,182 |
| Federal funds sold & reverse repurchase agreements | $474,000 | 6,385 |
| Net loans & leases | $14,496,000 | 8,264 |
| Loan loss allowance | $189,000 | 8,197 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $742,000 | 6,501 |
| Other real estate owned | $0 | 7,962 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $538,000 | 7,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,845,000 | 8,302 |
| Total liabilities | $22,394,000 | 8,424 |
| Total deposits | $22,370,000 | 8,331 |
| Interest-bearing deposits | $20,561,000 | 8,169 |
| Deposits held in domestic offices | $22,370,000 | 8,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $24,000 | 9,182 |
| Total equity capital | $5,451,000 | 7,007 |
| Total bank equity capital | $5,451,000 | 7,007 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,062,000 | 1,242 |
| Surplus | $3,028,000 | 4,503 |
| Undivided profits | $-639,000 | 8,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $101,000 | 8,773 |
| Earning assets | $26,274,000 | 8,222 |
| Long-term assets (5+ years) | $5,136,000 | 6,133 |
| Average Assets, year-to-date | $21,456,670 | 8,651 |
| Average Assets, quarterly | $25,402,500 | 8,439 |
| Volatile liabilities | $2,601,000 | 8,274 |
| Insider loans | $3,598,000 | 1,537 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,214,000 | 6,099 |
| Tier 1 (core) risk-based capital | $5,024,000 | 7,072 |
| Tier 2 risk-based capital | $189,000 | 8,055 |
| Total risk weighted assets | $18,793,000 | 8,078 |
| Total unused commitments | $4,214,000 | 6,111 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 10 | 8,185 |
| Assets and Liabilities | ||
| Total Assets: | $22,960,000 | 8,608 |
| Cash and due from depository institutions | $440,000 | 8,185 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $7,091,000 | 7,253 |
| Federal funds sold & reverse repurchase agreements | $3,853,000 | 3,840 |
| Net loans & leases | $10,440,000 | 8,651 |
| Loan loss allowance | $140,000 | 8,551 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $711,000 | 6,577 |
| Other real estate owned | $0 | 8,185 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $425,000 | 8,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,960,000 | 8,608 |
| Total liabilities | $17,470,000 | 8,755 |
| Total deposits | $17,450,000 | 8,688 |
| Interest-bearing deposits | $16,166,000 | 8,556 |
| Deposits held in domestic offices | $17,450,000 | 8,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $20,000 | 9,255 |
| Total equity capital | $5,490,000 | 6,925 |
| Total bank equity capital | $5,490,000 | 6,925 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,062,000 | 1,241 |
| Surplus | $3,028,000 | 4,474 |
| Undivided profits | $-600,000 | 8,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $53,000 | 9,089 |
| Earning assets | $21,384,000 | 8,567 |
| Long-term assets (5+ years) | $1,504,000 | 7,494 |
| Average Assets, year-to-date | $18,262,500 | 8,854 |
| Average Assets, quarterly | $18,262,500 | 8,854 |
| Volatile liabilities | $2,104,000 | 8,511 |
| Insider loans | $3,177,000 | 1,706 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,854,000 | 6,223 |
| Tier 1 (core) risk-based capital | $5,140,000 | 6,963 |
| Tier 2 risk-based capital | $140,000 | 8,453 |
| Total risk weighted assets | $14,656,000 | 8,462 |
| Total unused commitments | $3,854,000 | 6,237 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 9 | 8,399 |
| Assets and Liabilities | ||
| Total Assets: | $13,565,000 | 9,111 |
| Cash and due from depository institutions | $279,000 | 8,399 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $3,593,000 | 8,246 |
| Federal funds sold & reverse repurchase agreements | $1,791,000 | 5,054 |
| Net loans & leases | $6,821,000 | 9,002 |
| Loan loss allowance | $100,000 | 8,877 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $698,000 | 6,610 |
| Other real estate owned | $0 | 8,399 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $383,000 | 8,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,565,000 | 9,111 |
| Total liabilities | $7,956,000 | 9,211 |
| Total deposits | $7,428,000 | 9,192 |
| Interest-bearing deposits | $6,076,000 | 9,152 |
| Deposits held in domestic offices | $7,428,000 | 9,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,789 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $28,000 | 9,259 |
| Total equity capital | $5,609,000 | 6,821 |
| Total bank equity capital | $5,609,000 | 6,821 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,062,000 | 1,230 |
| Surplus | $3,062,000 | 4,398 |
| Undivided profits | $-515,000 | 8,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $39,000 | 9,186 |
| Earning assets | $12,205,000 | 9,086 |
| Long-term assets (5+ years) | $2,511,000 | 6,990 |
| Average Assets, year-to-date | $9,662,670 | 9,223 |
| Average Assets, quarterly | $11,267,000 | 9,188 |
| Volatile liabilities | $1,393,000 | 8,841 |
| Insider loans | $1,838,000 | 2,688 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,205,000 | 6,464 |
| Tier 1 (core) risk-based capital | $5,288,000 | 6,832 |
| Tier 2 risk-based capital | $100,000 | 8,814 |
| Total risk weighted assets | $10,274,000 | 8,864 |
| Total unused commitments | $3,205,000 | 6,466 |
| Derivatives | $0 | 527 |