Home > Central Fidelity National Bank > Loan Charge- Offs and Recoveries
Central Fidelity National Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $72,808,000 | 67 |
| Loans secured by real estate, total | $8,913,000 | 50 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $8,913,000 | 50 |
| Construction and land development | $2,035,000 | 15 |
| Secured by farmland | $100,000 | 52 |
| Total charge-offs secured by 1-4 family residential properties | $4,362,000 | 55 |
| Secured by multifamily residential properties | $350,000 | 88 |
| Secured by nonfarm nonresidential properties | $2,066,000 | 59 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $68,000 | 85 |
| Commercial and industrial loans | $5,940,000 | 87 |
| Loans to individuals | $57,726,000 | 61 |
| Credit card loan charge offs | $43,022,000 | 54 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $14,704,000 | 53 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $161,000 | 107 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $16,464,000 | 71 |
| Loans secured by real estate, total | $5,368,000 | 38 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $5,368,000 | 38 |
| Construction and land development | $847,000 | 29 |
| Secured by farmland | $135,000 | 22 |
| Secured by 1-4 family residential properties - total recoveries | $1,556,000 | 30 |
| Secured by multifamily residential properties | $3,000 | 277 |
| Secured by nonfarm nonresidential properties | $2,827,000 | 42 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $11,000 | 141 |
| Commercial and industrial loans | $1,574,000 | 97 |
| Loans to individuals | $9,282,000 | 68 |
| Credit card loan recoveries | $3,607,000 | 64 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,675,000 | 47 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $229,000 | 50 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $56,344,000 | 68 |
| Loans secured by real estate, total | $3,545,000 | 76 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $3,545,000 | 75 |
| Construction and land development | $1,188,000 | 16 |
| Secured by farmland | $-35,000 | 9,638 |
| Secured by 1-4 family residential properties- net charge-offs | $2,806,000 | 64 |
| Secured by multifamily residential properties | $347,000 | 72 |
| Secured by nonfarm nonresidential properties | $-761,000 | 10,870 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $57,000 | 65 |
| Commercial and industrial loans | $4,366,000 | 72 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $48,444,000 | 60 |
| Credit card loan net charge offs | $39,415,000 | 54 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $9,029,000 | 63 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $-68,000 | 1,116 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $61,316,000 | 83 |
| Loans secured by real estate, total | $5,405,000 | 103 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $5,405,000 | 103 |
| Construction and land development | $1,124,000 | 43 |
| Secured by farmland | $69,000 | 75 |
| Total charge-offs secured by 1-4 family residential properties | $2,388,000 | 95 |
| Secured by multifamily residential properties | $125,000 | 208 |
| Secured by nonfarm nonresidential properties | $1,699,000 | 120 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $54,000 | 119 |
| Commercial and industrial loans | $2,460,000 | 177 |
| Loans to individuals | $53,124,000 | 60 |
| Credit card loan charge offs | $34,491,000 | 59 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $18,633,000 | 42 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $273,000 | 92 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $17,451,000 | 72 |
| Loans secured by real estate, total | $5,836,000 | 34 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $5,836,000 | 34 |
| Construction and land development | $1,327,000 | 20 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $1,575,000 | 33 |
| Secured by multifamily residential properties | $74,000 | 125 |
| Secured by nonfarm nonresidential properties | $2,860,000 | 41 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $8,000 | 165 |
| Commercial and industrial loans | $1,393,000 | 142 |
| Loans to individuals | $10,123,000 | 65 |
| Credit card loan recoveries | $3,504,000 | 63 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,619,000 | 38 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $91,000 | 117 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $43,865,000 | 81 |
| Loans secured by real estate, total | $-431,000 | 11,374 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-431,000 | 11,399 |
| Construction and land development | $-203,000 | 11,402 |
| Secured by farmland | $69,000 | 57 |
| Secured by 1-4 family residential properties- net charge-offs | $813,000 | 188 |
| Secured by multifamily residential properties | $51,000 | 259 |
| Secured by nonfarm nonresidential properties | $-1,161,000 | 11,419 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $46,000 | 99 |
| Commercial and industrial loans | $1,067,000 | 241 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $43,001,000 | 57 |
| Credit card loan net charge offs | $30,987,000 | 58 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $12,014,000 | 48 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $182,000 | 83 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $46,281,000 | 89 |
| Loans secured by real estate, total | $7,551,000 | 100 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $7,551,000 | 100 |
| Construction and land development | $447,000 | 137 |
| Secured by farmland | $96,000 | 66 |
| Total charge-offs secured by 1-4 family residential properties | $3,507,000 | 67 |
| Secured by multifamily residential properties | $500,000 | 134 |
| Secured by nonfarm nonresidential properties | $3,001,000 | 109 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 156 |
| Commercial and industrial loans | $1,783,000 | 220 |
| Loans to individuals | $36,649,000 | 61 |
| Credit card loan charge offs | $24,987,000 | 60 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $11,662,000 | 50 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $288,000 | 93 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $19,568,000 | 57 |
| Loans secured by real estate, total | $9,616,000 | 27 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $9,616,000 | 25 |
| Construction and land development | $3,200,000 | 9 |
| Secured by farmland | $35,000 | 123 |
| Secured by 1-4 family residential properties - total recoveries | $1,766,000 | 27 |
| Secured by multifamily residential properties | $580,000 | 32 |
| Secured by nonfarm nonresidential properties | $4,035,000 | 35 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $12,000 | 134 |
| Commercial and industrial loans | $3,174,000 | 88 |
| Loans to individuals | $6,424,000 | 82 |
| Credit card loan recoveries | $2,912,000 | 70 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,512,000 | 61 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $342,000 | 53 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $26,713,000 | 98 |
| Loans secured by real estate, total | $-2,065,000 | 11,952 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-2,065,000 | 11,983 |
| Construction and land development | $-2,753,000 | 11,965 |
| Secured by farmland | $61,000 | 75 |
| Secured by 1-4 family residential properties- net charge-offs | $1,741,000 | 105 |
| Secured by multifamily residential properties | $-80,000 | 11,914 |
| Secured by nonfarm nonresidential properties | $-1,034,000 | 11,938 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 1,105 |
| Commercial and industrial loans | $-1,391,000 | 11,928 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $30,225,000 | 57 |
| Credit card loan net charge offs | $22,075,000 | 58 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,150,000 | 39 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-54,000 | 1,179 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $34,272,000 | 107 |
| Loans secured by real estate, total | $13,587,000 | 81 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $13,587,000 | 81 |
| Construction and land development | $801,000 | 117 |
| Secured by farmland | $139,000 | 45 |
| Total charge-offs secured by 1-4 family residential properties | $5,742,000 | 53 |
| Secured by multifamily residential properties | $669,000 | 121 |
| Secured by nonfarm nonresidential properties | $6,236,000 | 77 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 161 |
| Commercial and industrial loans | $1,334,000 | 325 |
| Loans to individuals | $19,249,000 | 76 |
| Credit card loan charge offs | $14,962,000 | 62 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,287,000 | 101 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $97,000 | 144 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $15,010,000 | 81 |
| Loans secured by real estate, total | $8,480,000 | 33 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $8,480,000 | 33 |
| Construction and land development | $2,473,000 | 21 |
| Secured by farmland | $125,000 | 41 |
| Secured by 1-4 family residential properties - total recoveries | $1,714,000 | 32 |
| Secured by multifamily residential properties | $43,000 | 183 |
| Secured by nonfarm nonresidential properties | $4,125,000 | 33 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $35,000 | 106 |
| Commercial and industrial loans | $960,000 | 255 |
| Loans to individuals | $5,359,000 | 89 |
| Credit card loan recoveries | $2,810,000 | 60 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,549,000 | 89 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $176,000 | 86 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $19,262,000 | 117 |
| Loans secured by real estate, total | $5,107,000 | 140 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $5,107,000 | 140 |
| Construction and land development | $-1,672,000 | 12,596 |
| Secured by farmland | $14,000 | 214 |
| Secured by 1-4 family residential properties- net charge-offs | $4,028,000 | 67 |
| Secured by multifamily residential properties | $626,000 | 118 |
| Secured by nonfarm nonresidential properties | $2,111,000 | 139 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-30,000 | 1,121 |
| Commercial and industrial loans | $374,000 | 608 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $13,890,000 | 75 |
| Credit card loan net charge offs | $12,152,000 | 62 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,738,000 | 130 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-79,000 | 1,136 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $86,541,000 | 56 |
| Loans secured by real estate, total | $60,622,000 | 31 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $60,622,000 | 30 |
| Construction and land development | $15,098,000 | 23 |
| Secured by farmland | $1,115,000 | 7 |
| Total charge-offs secured by 1-4 family residential properties | $7,872,000 | 43 |
| Secured by multifamily residential properties | $245,000 | 270 |
| Secured by nonfarm nonresidential properties | $36,292,000 | 25 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 155 |
| Commercial and industrial loans | $8,249,000 | 118 |
| Loans to individuals | $17,665,000 | 79 |
| Credit card loan charge offs | $13,485,000 | 64 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,180,000 | 124 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $10,385,000 | 115 |
| Loans secured by real estate, total | $3,184,000 | 79 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $3,184,000 | 79 |
| Construction and land development | $337,000 | 125 |
| Secured by farmland | $46,000 | 108 |
| Secured by 1-4 family residential properties - total recoveries | $1,079,000 | 49 |
| Secured by multifamily residential properties | $83,000 | 144 |
| Secured by nonfarm nonresidential properties | $1,639,000 | 67 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $15,000 | 136 |
| Commercial and industrial loans | $1,132,000 | 238 |
| Loans to individuals | $6,054,000 | 68 |
| Credit card loan recoveries | $3,300,000 | 53 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,754,000 | 80 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $76,156,000 | 49 |
| Loans secured by real estate, total | $57,438,000 | 30 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $57,438,000 | 29 |
| Construction and land development | $14,761,000 | 21 |
| Secured by farmland | $1,069,000 | 7 |
| Secured by 1-4 family residential properties- net charge-offs | $6,793,000 | 44 |
| Secured by multifamily residential properties | $162,000 | 309 |
| Secured by nonfarm nonresidential properties | $34,653,000 | 25 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-10,000 | 1,086 |
| Commercial and industrial loans | $7,117,000 | 94 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $11,611,000 | 84 |
| Credit card loan net charge offs | $10,185,000 | 70 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,426,000 | 182 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $67,358,000 | 99 |
| Loans secured by real estate, total | $39,245,000 | 55 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $39,245,000 | 54 |
| Construction and land development | $15,521,000 | 41 |
| Secured by farmland | $334,000 | 31 |
| Total charge-offs secured by 1-4 family residential properties | $10,695,000 | 30 |
| Secured by multifamily residential properties | $450,000 | 233 |
| Secured by nonfarm nonresidential properties | $12,245,000 | 75 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $6,853,000 | 184 |
| Loans to individuals | $21,260,000 | 77 |
| Credit card loan charge offs | $16,040,000 | 67 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,220,000 | 116 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,594,000 | 121 |
| Loans secured by real estate, total | $2,515,000 | 74 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,515,000 | 73 |
| Construction and land development | $1,499,000 | 23 |
| Secured by farmland | $10,000 | 374 |
| Secured by 1-4 family residential properties - total recoveries | $319,000 | 146 |
| Secured by multifamily residential properties | $252,000 | 41 |
| Secured by nonfarm nonresidential properties | $435,000 | 159 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $24,000 | 116 |
| Commercial and industrial loans | $1,242,000 | 205 |
| Loans to individuals | $4,816,000 | 78 |
| Credit card loan recoveries | $2,408,000 | 60 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,408,000 | 99 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $58,764,000 | 90 |
| Loans secured by real estate, total | $36,730,000 | 54 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $36,730,000 | 53 |
| Construction and land development | $14,022,000 | 42 |
| Secured by farmland | $324,000 | 27 |
| Secured by 1-4 family residential properties- net charge-offs | $10,376,000 | 28 |
| Secured by multifamily residential properties | $198,000 | 342 |
| Secured by nonfarm nonresidential properties | $11,810,000 | 70 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-24,000 | 1,137 |
| Commercial and industrial loans | $5,611,000 | 174 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $16,444,000 | 82 |
| Credit card loan net charge offs | $13,632,000 | 70 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,812,000 | 150 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.