Home > Central Fidelity National Bank > Income and Expense
Central Fidelity National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $801,949,000 | 79 |
| Total interest expense | $398,321,000 | 81 |
| Net interest income | $403,628,000 | 78 |
| Provision for loan and lease losses | $9,762,000 | 215 |
| Total noninterest income | $122,294,000 | 131 |
| Gross Fiduciary activities income | $18,772,000 | 100 |
| Service charges on deposit accounts | $42,152,000 | 69 |
| Trading account gains and fees | $802,000 | 92 |
| Additional Noninterest Income | $60,568,000 | 151 |
| Total noninterest expense | $456,118,000 | 63 |
| Salaries and employee benefits | $266,749,000 | 43 |
| Premises and equipment expense | $58,963,000 | 62 |
| Additional noninterest expense | $130,406,000 | 107 |
| Pre-tax net operating income | $60,042,000 | 206 |
| Securities gains (losses) | $-1,496,000 | 10,905 |
| Applicable income taxes | $26,636,000 | 183 |
| Income before extraordinary items | $31,910,000 | 243 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $31,910,000 | 243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,344,000 | 68 |
| Cash dividends | $68,400,000 | 109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $32,867,440 | 230 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $787,886,000 | 83 |
| Total interest expense | $414,199,000 | 76 |
| Net interest income | $373,687,000 | 91 |
| Provision for loan and lease losses | $43,865,000 | 81 |
| Total noninterest income | $86,487,000 | 167 |
| Gross Fiduciary activities income | $16,780,000 | 109 |
| Service charges on deposit accounts | $37,832,000 | 82 |
| Trading account gains and fees | $-1,126,000 | 4,710 |
| Additional Noninterest Income | $33,001,000 | 211 |
| Total noninterest expense | $250,420,000 | 125 |
| Salaries and employee benefits | $142,282,000 | 77 |
| Premises and equipment expense | $40,713,000 | 88 |
| Additional noninterest expense | $67,425,000 | 195 |
| Pre-tax net operating income | $165,889,000 | 97 |
| Securities gains (losses) | $852,000 | 292 |
| Applicable income taxes | $52,965,000 | 107 |
| Income before extraordinary items | $113,776,000 | 98 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $113,776,000 | 97 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,865,000 | 81 |
| Cash dividends | $83,200,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $113,196,640 | 95 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $771,028,000 | 84 |
| Total interest expense | $433,016,000 | 65 |
| Net interest income | $338,012,000 | 90 |
| Provision for loan and lease losses | $26,713,000 | 96 |
| Total noninterest income | $78,239,000 | 170 |
| Gross Fiduciary activities income | $14,943,000 | 121 |
| Service charges on deposit accounts | $35,150,000 | 87 |
| Trading account gains and fees | $-982,000 | 4,840 |
| Additional Noninterest Income | $29,128,000 | 225 |
| Total noninterest expense | $236,808,000 | 129 |
| Salaries and employee benefits | $133,033,000 | 78 |
| Premises and equipment expense | $38,040,000 | 93 |
| Additional noninterest expense | $65,735,000 | 199 |
| Pre-tax net operating income | $152,730,000 | 98 |
| Securities gains (losses) | $3,822,000 | 77 |
| Applicable income taxes | $49,649,000 | 107 |
| Income before extraordinary items | $106,903,000 | 95 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $106,903,000 | 95 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,713,000 | 98 |
| Cash dividends | $24,000,000 | 221 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $104,304,040 | 96 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $662,026,000 | 69 |
| Total interest expense | $330,798,000 | 57 |
| Net interest income | $331,228,000 | 82 |
| Provision for loan and lease losses | $24,262,000 | 90 |
| Total noninterest income | $86,568,000 | 160 |
| Gross Fiduciary activities income | $13,926,000 | 124 |
| Service charges on deposit accounts | $34,557,000 | 86 |
| Trading account gains and fees | $-1,106,000 | 4,938 |
| Additional Noninterest Income | $39,191,000 | 184 |
| Total noninterest expense | $244,560,000 | 113 |
| Salaries and employee benefits | $127,021,000 | 76 |
| Premises and equipment expense | $37,067,000 | 95 |
| Additional noninterest expense | $80,472,000 | 160 |
| Pre-tax net operating income | $148,974,000 | 94 |
| Securities gains (losses) | $-25,292,000 | 12,593 |
| Applicable income taxes | $39,050,000 | 121 |
| Income before extraordinary items | $84,632,000 | 111 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $84,632,000 | 111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,262,000 | 117 |
| Cash dividends | $45,000,000 | 126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $101,830,560 | 89 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $611,082,000 | 72 |
| Total interest expense | $289,918,000 | 56 |
| Net interest income | $321,164,000 | 87 |
| Provision for loan and lease losses | $79,356,000 | 41 |
| Total noninterest income | $72,971,000 | 162 |
| Gross Fiduciary activities income | $13,621,000 | 126 |
| Service charges on deposit accounts | $33,898,000 | 81 |
| Trading account gains and fees | $-731,000 | 5,142 |
| Additional Noninterest Income | $26,183,000 | 222 |
| Total noninterest expense | $218,251,000 | 119 |
| Salaries and employee benefits | $112,801,000 | 83 |
| Premises and equipment expense | $34,085,000 | 99 |
| Additional noninterest expense | $71,365,000 | 176 |
| Pre-tax net operating income | $96,528,000 | 126 |
| Securities gains (losses) | $54,331,000 | 11 |
| Applicable income taxes | $46,246,000 | 88 |
| Income before extraordinary items | $104,613,000 | 82 |
| Extraordinary gains, net | $-1,948,000 | 13,230 |
| Net income | $102,665,000 | 88 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,156,000 | 49 |
| Cash dividends | $45,084,000 | 95 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $67,124,610 | 128 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $573,125,000 | 81 |
| Total interest expense | $284,494,000 | 79 |
| Net interest income | $288,631,000 | 85 |
| Provision for loan and lease losses | $99,564,000 | 47 |
| Total noninterest income | $66,511,000 | 170 |
| Gross Fiduciary activities income | $12,208,000 | 129 |
| Service charges on deposit accounts | $29,792,000 | 81 |
| Trading account gains and fees | $-82,000 | 5,264 |
| Additional Noninterest Income | $24,593,000 | 231 |
| Total noninterest expense | $189,561,000 | 132 |
| Salaries and employee benefits | $100,179,000 | 95 |
| Premises and equipment expense | $34,066,000 | 96 |
| Additional noninterest expense | $55,316,000 | 225 |
| Pre-tax net operating income | $66,017,000 | 133 |
| Securities gains (losses) | $52,651,000 | 20 |
| Applicable income taxes | $34,393,000 | 87 |
| Income before extraordinary items | $84,275,000 | 82 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $84,275,000 | 85 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,764,000 | 90 |
| Cash dividends | $6,107,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $46,892,790 | 128 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.