Home > Central Fidelity National Bank > Net charge- offs to loans
Central Fidelity National Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8319% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.4090% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0616% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2625% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1074% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6285% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9295% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7700% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0092% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6725% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0773% | 1,348 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1011% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0431% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0789% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1800% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3804% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8964% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1646% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4426% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0547% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.9968% | 1,436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0965% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0714% | 1,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0223% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2729% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8960% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3677% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0365% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3628% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 476 |
| Percentage Net Loans Charged-off:Construction & development | -0.6572% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2118% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5309% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2005% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0423% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2208% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0810% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0880% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3149% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0673% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7769% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1658% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 5.2749% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0989% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1518% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4881% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0587% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5656% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8541% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0889% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2913% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 1,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5693% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6453% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 4.2183% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4317% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1801% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1064% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0829% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3695% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6908% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6751% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2955% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |