Central Federal Savings and Loan Association, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$7,564,0003,204
Total interest expense$2,296,0002,904
Net interest income$5,268,0003,282
Provision for loan and lease losses$195,0002,027
Total noninterest income$111,0004,250
Gross Fiduciary activities income$0981
Service charges on deposit accounts$57,0003,741
Trading account gains and feesNANA
Additional Noninterest Income$54,0004,198
Total noninterest expense$4,918,0003,072
Salaries and employee benefits$2,961,0002,957
Premises and equipment expense$736,0002,426
Additional noninterest expense$54,0004,198
Pre-tax net operating income$266,0004,134
Securities gains (losses)$0988
Applicable income taxes$90,0002,845
Income before extraordinary items$176,0004,163
Extraordinary gains, net$054
Net income$176,0004,204
Minority interest net income$088
Net income of bank and minority interests.$176,0004,165
Net charge-offs$-11,0003,866
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$176,0004,189
2023-09-30 (YTD Data)Rank
Total interest income$5,388,0003,248
Total interest expense$1,428,0002,992
Net interest income$3,960,0003,297
Provision for loan and lease losses$195,0001,678
Total noninterest income$86,0004,252
Gross Fiduciary activities income$0950
Service charges on deposit accounts$44,0003,750
Trading account gains and feesNANA
Additional Noninterest Income$42,0004,195
Total noninterest expense$3,703,0003,052
Salaries and employee benefits$2,224,0002,938
Premises and equipment expense$576,0002,361
Additional noninterest expense$42,0004,191
Pre-tax net operating income$148,0004,243
Securities gains (losses)$0849
Applicable income taxes$75,0002,855
Income before extraordinary items$73,0004,294
Extraordinary gains, net$052
Net income$73,0004,334
Minority interest net income$081
Net income of bank and minority interests.$73,0004,293
Net charge-offs$-9,0003,810
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$73,0004,311
2023-06-30 (YTD Data)Rank
Total interest income$3,516,0003,263
Total interest expense$824,0002,998
Net interest income$2,692,0003,297
Provision for loan and lease losses$02,940
Total noninterest income$57,0004,268
Gross Fiduciary activities income$0931
Service charges on deposit accounts$28,0003,783
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,240
Total noninterest expense$2,458,0003,065
Salaries and employee benefits$1,505,0002,922
Premises and equipment expense$389,0002,347
Additional noninterest expense$29,0004,210
Pre-tax net operating income$291,0004,013
Securities gains (losses)$0938
Applicable income taxes$65,0002,752
Income before extraordinary items$226,0004,044
Extraordinary gains, net$051
Net income$226,0004,084
Minority interest net income$081
Net income of bank and minority interests.$226,0004,043
Net charge-offs$-7,0003,816
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$226,0004,068
2023-03-31 (YTD Data)Rank
Total interest income$1,688,0003,310
Total interest expense$323,0003,088
Net interest income$1,365,0003,282
Provision for loan and lease losses$02,612
Total noninterest income$29,0004,293
Gross Fiduciary activities income$0913
Service charges on deposit accounts$16,0003,711
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,284
Total noninterest expense$1,280,0003,035
Salaries and employee benefits$778,0002,925
Premises and equipment expense$207,0002,301
Additional noninterest expense$13,0004,284
Pre-tax net operating income$114,0004,156
Securities gains (losses)$0950
Applicable income taxes$23,0002,922
Income before extraordinary items$91,0004,171
Extraordinary gains, net$04
Net income$91,0004,171
Minority interest net income$048
Net income of bank and minority interests.$91,0004,171
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$91,0004,196
2022-12-31 (YTD Data)Rank
Total interest income$6,057,0003,230
Total interest expense$543,0003,154
Net interest income$5,514,0003,224
Provision for loan and lease losses$03,012
Total noninterest income$167,0004,235
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$63,0003,794
Trading account gains and feesNANA
Additional Noninterest Income$104,0004,137
Total noninterest expense$4,843,0003,092
Salaries and employee benefits$2,910,0002,990
Premises and equipment expense$773,0002,363
Additional noninterest expense$104,0004,137
Pre-tax net operating income$838,0003,899
Securities gains (losses)$0691
Applicable income taxes$391,0002,217
Income before extraordinary items$447,0004,164
Extraordinary gains, net$05
Net income$447,0004,162
Minority interest net income$063
Net income of bank and minority interests.$447,0004,164
Net charge-offs$-7,0003,569
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$447,0004,181
2022-09-30 (YTD Data)Rank
Total interest income$4,384,0003,235
Total interest expense$386,0002,986
Net interest income$3,998,0003,246
Provision for loan and lease losses$02,835
Total noninterest income$130,0004,248
Gross Fiduciary activities income$0968
Service charges on deposit accounts$46,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$84,0004,131
Total noninterest expense$3,668,0003,064
Salaries and employee benefits$2,182,0002,974
Premises and equipment expense$644,0002,224
Additional noninterest expense$84,0004,131
Pre-tax net operating income$460,0004,092
Securities gains (losses)$0740
Applicable income taxes$129,0002,725
Income before extraordinary items$331,0004,163
Extraordinary gains, net$04
Net income$331,0004,162
Minority interest net income$057
Net income of bank and minority interests.$331,0004,162
Net charge-offs$-5,0003,411
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$331,0004,196
2022-06-30 (YTD Data)Rank
Total interest income$2,790,0003,284
Total interest expense$265,0002,825
Net interest income$2,525,0003,294
Provision for loan and lease losses$02,599
Total noninterest income$86,0004,252
Gross Fiduciary activities income$0925
Service charges on deposit accounts$34,0003,818
Trading account gains and feesNANA
Additional Noninterest Income$52,0004,193
Total noninterest expense$2,471,0003,034
Salaries and employee benefits$1,463,0002,965
Premises and equipment expense$448,0002,164
Additional noninterest expense$560,0003,515
Pre-tax net operating income$140,0004,311
Securities gains (losses)$0687
Applicable income taxes$45,0002,983
Income before extraordinary items$95,0004,344
Extraordinary gains, net$04
Net income$95,0004,344
Minority interest net income$060
Net income of bank and minority interests.$95,0004,344
Net charge-offs$-2,0003,158
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$95,0004,374
2022-03-31 (YTD Data)Rank
Total interest income$1,352,0003,286
Total interest expense$137,0002,751
Net interest income$1,215,0003,315
Provision for loan and lease losses$02,285
Total noninterest income$50,0004,171
Gross Fiduciary activities income$0892
Service charges on deposit accounts$17,0003,814
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,056
Total noninterest expense$1,263,0003,000
Salaries and employee benefits$732,0002,973
Premises and equipment expense$247,0002,046
Additional noninterest expense$284,0003,499
Pre-tax net operating income$2,0004,531
Securities gains (losses)$0623
Applicable income taxes$30,0002,761
Income before extraordinary items$-28,0004,595
Extraordinary gains, net$04
Net income$-28,0004,594
Minority interest net income$050
Net income of bank and minority interests.$-28,0004,595
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-28,0004,615
2021-12-31 (YTD Data)Rank
Total interest income$5,501,0003,339
Total interest expense$734,0002,649
Net interest income$4,767,0003,395
Provision for loan and lease losses$-221,0004,325
Total noninterest income$207,0004,276
Gross Fiduciary activities income$0994
Service charges on deposit accounts$48,0004,040
Trading account gains and feesNANA
Additional Noninterest Income$159,0004,142
Total noninterest expense$4,748,0003,098
Salaries and employee benefits$2,884,0002,992
Premises and equipment expense$764,0002,389
Additional noninterest expense$1,100,0003,574
Pre-tax net operating income$447,0004,291
Securities gains (losses)$02,062
Applicable income taxes$141,0002,898
Income before extraordinary items$306,0004,375
Extraordinary gains, net$010
Net income$306,0004,374
Minority interest net income$074
Net income of bank and minority interests.$306,0004,375
Net charge-offs$-110,0004,391
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$306,0004,363
2021-09-30 (YTD Data)Rank
Total interest income$4,150,0003,394
Total interest expense$579,0002,655
Net interest income$3,571,0003,465
Provision for loan and lease losses$-221,0004,458
Total noninterest income$170,0004,267
Gross Fiduciary activities income$0957
Service charges on deposit accounts$36,0004,079
Trading account gains and feesNANA
Additional Noninterest Income$134,0004,088
Total noninterest expense$3,597,0003,103
Salaries and employee benefits$2,171,0002,996
Premises and equipment expense$594,0002,359
Additional noninterest expense$832,0003,585
Pre-tax net operating income$365,0004,350
Securities gains (losses)$02,015
Applicable income taxes$7,0003,563
Income before extraordinary items$358,0004,322
Extraordinary gains, net$08
Net income$358,0004,321
Minority interest net income$069
Net income of bank and minority interests.$358,0004,322
Net charge-offs$-109,0004,485
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$358,0004,301
2021-06-30 (YTD Data)Rank
Total interest income$2,794,0003,401
Total interest expense$412,0002,631
Net interest income$2,382,0003,477
Provision for loan and lease losses$02,862
Total noninterest income$114,0004,276
Gross Fiduciary activities income$0951
Service charges on deposit accounts$26,0004,019
Trading account gains and feesNANA
Additional Noninterest Income$88,0004,125
Total noninterest expense$2,406,0003,083
Salaries and employee benefits$1,453,0002,996
Premises and equipment expense$381,0002,400
Additional noninterest expense$572,0003,530
Pre-tax net operating income$90,0004,627
Securities gains (losses)$01,818
Applicable income taxes$2,0003,608
Income before extraordinary items$88,0004,627
Extraordinary gains, net$06
Net income$88,0004,627
Minority interest net income$067
Net income of bank and minority interests.$88,0004,627
Net charge-offs$-107,0004,607
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$88,0004,613
2021-03-31 (YTD Data)Rank
Total interest income$1,361,0003,446
Total interest expense$221,0002,606
Net interest income$1,140,0003,529
Provision for loan and lease losses$02,741
Total noninterest income$64,0004,201
Gross Fiduciary activities income$0922
Service charges on deposit accounts$16,0003,875
Trading account gains and feesNANA
Additional Noninterest Income$48,0004,026
Total noninterest expense$1,226,0003,046
Salaries and employee benefits$733,0002,964
Premises and equipment expense$192,0002,405
Additional noninterest expense$301,0003,418
Pre-tax net operating income$-22,0004,825
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$-22,0004,818
Extraordinary gains, net$03
Net income$-22,0004,818
Minority interest net income$055
Net income of bank and minority interests.$-22,0004,818
Net charge-offs$18,0001,181
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-22,0004,815
2020-12-31 (YTD Data)Rank
Total interest income$6,151,0003,264
Total interest expense$1,533,0002,346
Net interest income$4,618,0003,467
Provision for loan and lease losses$04,319
Total noninterest income$495,0003,623
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$50,0004,159
Trading account gains and feesNANA
Additional Noninterest Income$445,0003,264
Total noninterest expense$4,827,0003,068
Salaries and employee benefits$2,863,0003,017
Premises and equipment expense$733,0002,462
Additional noninterest expense$1,231,0003,374
Pre-tax net operating income$286,0004,424
Securities gains (losses)$28,0001,967
Applicable income taxes$92,0002,965
Income before extraordinary items$222,0004,515
Extraordinary gains, net$04
Net income$222,0004,514
Minority interest net income$072
Net income of bank and minority interests.$222,0004,515
Net charge-offs$-109,0004,770
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$199,8804,505
2020-09-30 (YTD Data)Rank
Total interest income$4,688,0003,266
Total interest expense$1,247,0002,329
Net interest income$3,441,0003,508
Provision for loan and lease losses$04,239
Total noninterest income$340,0003,696
Gross Fiduciary activities income$0981
Service charges on deposit accounts$37,0004,204
Trading account gains and feesNANA
Additional Noninterest Income$303,0003,337
Total noninterest expense$3,574,0003,071
Salaries and employee benefits$2,126,0003,008
Premises and equipment expense$538,0002,486
Additional noninterest expense$910,0003,370
Pre-tax net operating income$207,0004,484
Securities gains (losses)$28,0001,787
Applicable income taxes$03,696
Income before extraordinary items$235,0004,440
Extraordinary gains, net$04
Net income$235,0004,439
Minority interest net income$065
Net income of bank and minority interests.$235,0004,440
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$207,0004,446
2020-06-30 (YTD Data)Rank
Total interest income$3,237,0003,244
Total interest expense$897,0002,325
Net interest income$2,340,0003,499
Provision for loan and lease losses$04,134
Total noninterest income$158,0003,992
Gross Fiduciary activities income$0970
Service charges on deposit accounts$27,0004,162
Trading account gains and feesNANA
Additional Noninterest Income$131,0003,699
Total noninterest expense$2,390,0003,078
Salaries and employee benefits$1,445,0002,996
Premises and equipment expense$365,0002,455
Additional noninterest expense$580,0003,467
Pre-tax net operating income$108,0004,548
Securities gains (losses)$28,0001,553
Applicable income taxes$-1,0004,826
Income before extraordinary items$137,0004,489
Extraordinary gains, net$04
Net income$137,0004,489
Minority interest net income$065
Net income of bank and minority interests.$137,0004,489
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$109,0004,524
2020-03-31 (YTD Data)Rank
Total interest income$1,689,0003,197
Total interest expense$475,0002,363
Net interest income$1,214,0003,403
Provision for loan and lease losses$03,711
Total noninterest income$108,0003,715
Gross Fiduciary activities income$0941
Service charges on deposit accounts$17,0004,143
Trading account gains and feesNANA
Additional Noninterest Income$91,0003,279
Total noninterest expense$1,209,0003,084
Salaries and employee benefits$713,0003,030
Premises and equipment expense$189,0002,422
Additional noninterest expense$307,0003,412
Pre-tax net operating income$113,0004,208
Securities gains (losses)$28,0001,038
Applicable income taxes$11,0003,113
Income before extraordinary items$130,0004,051
Extraordinary gains, net$04
Net income$130,0004,051
Minority interest net income$056
Net income of bank and minority interests.$130,0004,051
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$104,2404,190
2019-12-31 (YTD Data)Rank
Total interest income$6,532,0003,293
Total interest expense$1,803,0002,506
Net interest income$4,729,0003,507
Provision for loan and lease losses$03,973
Total noninterest income$222,0004,382
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$66,0004,290
Trading account gains and feesNANA
Additional Noninterest Income$156,0004,132
Total noninterest expense$4,775,0003,106
Salaries and employee benefits$2,867,0003,016
Premises and equipment expense$689,0002,571
Additional noninterest expense$1,219,0003,467
Pre-tax net operating income$176,0004,800
Securities gains (losses)$1,0002,288
Applicable income taxes$40,0003,382
Income before extraordinary items$137,0004,846
Extraordinary gains, net$011
Net income$137,0004,848
Minority interest net income$076
Net income of bank and minority interests.$137,0004,848
Net charge-offs$-40,0004,733
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$136,2104,829
2019-09-30 (YTD Data)Rank
Total interest income$4,827,0003,358
Total interest expense$1,309,0002,565
Net interest income$3,518,0003,572
Provision for loan and lease losses$03,836
Total noninterest income$198,0004,290
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$50,0004,351
Trading account gains and feesNANA
Additional Noninterest Income$148,0003,985
Total noninterest expense$3,595,0003,112
Salaries and employee benefits$2,164,0003,018
Premises and equipment expense$508,0002,610
Additional noninterest expense$923,0003,472
Pre-tax net operating income$121,0004,930
Securities gains (losses)$1,0002,065
Applicable income taxes$03,902
Income before extraordinary items$122,0004,926
Extraordinary gains, net$011
Net income$122,0004,926
Minority interest net income$072
Net income of bank and minority interests.$122,0004,926
Net charge-offs$-40,0004,774
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$121,0004,913
2019-06-30 (YTD Data)Rank
Total interest income$3,193,0003,390
Total interest expense$826,0002,626
Net interest income$2,367,0003,567
Provision for loan and lease losses$03,685
Total noninterest income$132,0004,327
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$35,0004,324
Trading account gains and feesNANA
Additional Noninterest Income$97,0004,009
Total noninterest expense$2,406,0003,124
Salaries and employee benefits$1,469,0003,000
Premises and equipment expense$315,0002,743
Additional noninterest expense$622,0003,475
Pre-tax net operating income$93,0004,943
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$93,0004,921
Extraordinary gains, net$011
Net income$93,0004,919
Minority interest net income$069
Net income of bank and minority interests.$93,0004,919
Net charge-offs$-40,0004,848
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$93,0004,914
2019-03-31 (YTD Data)Rank
Total interest income$1,640,0003,350
Total interest expense$397,0002,652
Net interest income$1,243,0003,509
Provision for loan and lease losses$03,406
Total noninterest income$70,0004,294
Gross Fiduciary activities income$0972
Service charges on deposit accounts$18,0004,316
Trading account gains and feesNANA
Additional Noninterest Income$52,0003,951
Total noninterest expense$1,250,0003,068
Salaries and employee benefits$750,0002,986
Premises and equipment expense$165,0002,685
Additional noninterest expense$335,0003,350
Pre-tax net operating income$63,0004,882
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$63,0004,851
Extraordinary gains, net$05
Net income$63,0004,850
Minority interest net income$052
Net income of bank and minority interests.$63,0004,850
Net charge-offs$-40,0005,021
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$63,0004,844
2018-12-31 (YTD Data)Rank
Total interest income$6,074,0003,413
Total interest expense$1,275,0002,584
Net interest income$4,799,0003,572
Provision for loan and lease losses$-200,0005,217
Total noninterest income$236,0004,517
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$68,0004,505
Trading account gains and feesNANA
Additional Noninterest Income$168,0004,223
Total noninterest expense$4,602,0003,223
Salaries and employee benefits$2,729,0003,126
Premises and equipment expense$635,0002,735
Additional noninterest expense$1,238,0003,530
Pre-tax net operating income$633,0004,472
Securities gains (losses)$-6,0004,285
Applicable income taxes$-851,0005,371
Income before extraordinary items$1,478,0003,383
Extraordinary gains, net$06
Net income$1,478,0003,381
Minority interest net income$072
Net income of bank and minority interests.$1,478,0003,382
Net charge-offs$53,0002,596
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,484,0003,383
2018-09-30 (YTD Data)Rank
Total interest income$4,533,0003,432
Total interest expense$906,0002,581
Net interest income$3,627,0003,590
Provision for loan and lease losses$-200,0005,325
Total noninterest income$141,0004,742
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$52,0004,532
Trading account gains and feesNANA
Additional Noninterest Income$89,0004,533
Total noninterest expense$3,399,0003,254
Salaries and employee benefits$2,007,0003,160
Premises and equipment expense$480,0002,742
Additional noninterest expense$912,0003,566
Pre-tax net operating income$569,0004,400
Securities gains (losses)$-6,0004,655
Applicable income taxes$04,032
Income before extraordinary items$563,0004,274
Extraordinary gains, net$05
Net income$563,0004,273
Minority interest net income$066
Net income of bank and minority interests.$563,0004,273
Net charge-offs$56,0002,129
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$569,0004,272
2018-06-30 (YTD Data)Rank
Total interest income$3,005,0003,439
Total interest expense$577,0002,584
Net interest income$2,428,0003,574
Provision for loan and lease losses$03,782
Total noninterest income$121,0004,593
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$36,0004,534
Trading account gains and feesNANA
Additional Noninterest Income$85,0004,277
Total noninterest expense$2,252,0003,284
Salaries and employee benefits$1,336,0003,188
Premises and equipment expense$342,0002,642
Additional noninterest expense$574,0003,712
Pre-tax net operating income$297,0004,629
Securities gains (losses)$-2,0004,720
Applicable income taxes$04,018
Income before extraordinary items$295,0004,543
Extraordinary gains, net$06
Net income$295,0004,542
Minority interest net income$065
Net income of bank and minority interests.$295,0004,542
Net charge-offs$18,0002,302
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$297,0004,544
2018-03-31 (YTD Data)Rank
Total interest income$1,504,0003,436
Total interest expense$281,0002,569
Net interest income$1,223,0003,588
Provision for loan and lease losses$03,508
Total noninterest income$47,0004,823
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$20,0004,465
Trading account gains and feesNANA
Additional Noninterest Income$27,0004,666
Total noninterest expense$1,129,0003,318
Salaries and employee benefits$667,0003,205
Premises and equipment expense$180,0002,609
Additional noninterest expense$282,0003,759
Pre-tax net operating income$141,0004,663
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$141,0004,535
Extraordinary gains, net$07
Net income$141,0004,534
Minority interest net income$052
Net income of bank and minority interests.$141,0004,535
Net charge-offs$16,0001,764
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$141,0004,544
2017-12-31 (YTD Data)Rank
Total interest income$5,752,0003,494
Total interest expense$935,0002,667
Net interest income$4,817,0003,604
Provision for loan and lease losses$04,227
Total noninterest income$262,0004,632
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$86,0004,499
Trading account gains and feesNANA
Additional Noninterest Income$176,0004,337
Total noninterest expense$4,457,0003,340
Salaries and employee benefits$2,510,0003,326
Premises and equipment expense$679,0002,702
Additional noninterest expense$1,268,0003,555
Pre-tax net operating income$622,0004,564
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$622,0004,280
Extraordinary gains, net$09
Net income$622,0004,280
Minority interest net income$076
Net income of bank and minority interests.$622,0004,280
Net charge-offs$118,0002,282
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$622,0004,267
2017-09-30 (YTD Data)Rank
Total interest income$4,326,0003,517
Total interest expense$684,0002,681
Net interest income$3,642,0003,622
Provision for loan and lease losses$04,088
Total noninterest income$162,0004,857
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$68,0004,477
Trading account gains and feesNANA
Additional Noninterest Income$94,0004,693
Total noninterest expense$3,379,0003,332
Salaries and employee benefits$1,907,0003,315
Premises and equipment expense$508,0002,739
Additional noninterest expense$964,0003,542
Pre-tax net operating income$425,0004,741
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$425,0004,586
Extraordinary gains, net$09
Net income$425,0004,585
Minority interest net income$071
Net income of bank and minority interests.$425,0004,586
Net charge-offs$128,0001,732
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$425,0004,571
2017-06-30 (YTD Data)Rank
Total interest income$2,927,0003,485
Total interest expense$453,0002,655
Net interest income$2,474,0003,578
Provision for loan and lease losses$03,871
Total noninterest income$77,0005,117
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$46,0004,485
Trading account gains and feesNANA
Additional Noninterest Income$31,0005,133
Total noninterest expense$2,315,0003,291
Salaries and employee benefits$1,286,0003,309
Premises and equipment expense$351,0002,678
Additional noninterest expense$678,0003,455
Pre-tax net operating income$236,0004,871
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$236,0004,748
Extraordinary gains, net$011
Net income$236,0004,747
Minority interest net income$071
Net income of bank and minority interests.$236,0004,748
Net charge-offs$134,0001,308
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$236,0004,734
2017-03-31 (YTD Data)Rank
Total interest income$1,457,0003,498
Total interest expense$226,0002,630
Net interest income$1,231,0003,608
Provision for loan and lease losses$03,537
Total noninterest income$16,0005,602
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$25,0004,396
Trading account gains and feesNANA
Additional Noninterest Income$-9,0005,807
Total noninterest expense$1,173,0003,283
Salaries and employee benefits$659,0003,301
Premises and equipment expense$192,0002,576
Additional noninterest expense$322,0003,564
Pre-tax net operating income$74,0005,154
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$74,0005,089
Extraordinary gains, net$08
Net income$74,0005,089
Minority interest net income$055
Net income of bank and minority interests.$74,0005,089
Net charge-offs$67,0001,148
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$74,0005,076
2016-12-31 (YTD Data)Rank
Total interest income$5,354,0003,671
Total interest expense$838,0002,737
Net interest income$4,516,0003,768
Provision for loan and lease losses$-400,0005,707
Total noninterest income$331,0004,569
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$91,0004,608
Trading account gains and fees$0170
Additional Noninterest Income$240,0004,175
Total noninterest expense$4,707,0003,308
Salaries and employee benefits$2,413,0003,468
Premises and equipment expense$735,0002,631
Additional noninterest expense$1,559,0003,258
Pre-tax net operating income$540,0004,754
Securities gains (losses)$-8,0005,623
Applicable income taxes$04,278
Income before extraordinary items$532,0004,658
Extraordinary gains, net$05
Net income$532,0004,657
Minority interest net income$082
Net income of bank and minority interests.$532,0004,657
Net charge-offs$-104,0005,532
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$540,0004,604
2016-09-30 (YTD Data)Rank
Total interest income$3,979,0003,703
Total interest expense$616,0002,772
Net interest income$3,363,0003,811
Provision for loan and lease losses$-200,0005,777
Total noninterest income$298,0004,404
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$71,0004,603
Trading account gains and fees$0169
Additional Noninterest Income$227,0003,946
Total noninterest expense$3,605,0003,262
Salaries and employee benefits$1,817,0003,462
Premises and equipment expense$547,0002,658
Additional noninterest expense$1,241,0003,144
Pre-tax net operating income$256,0005,155
Securities gains (losses)$-8,0005,790
Applicable income taxes$04,325
Income before extraordinary items$248,0005,134
Extraordinary gains, net$05
Net income$248,0005,134
Minority interest net income$071
Net income of bank and minority interests.$248,0005,134
Net charge-offs$-99,0005,570
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$256,0005,052
2016-06-30 (YTD Data)Rank
Total interest income$2,605,0003,753
Total interest expense$400,0002,826
Net interest income$2,205,0003,866
Provision for loan and lease losses$-200,0005,898
Total noninterest income$215,0004,314
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$46,0004,650
Trading account gains and fees$0157
Additional Noninterest Income$169,0003,830
Total noninterest expense$2,427,0003,267
Salaries and employee benefits$1,226,0003,455
Premises and equipment expense$378,0002,615
Additional noninterest expense$823,0003,167
Pre-tax net operating income$193,0005,115
Securities gains (losses)$-6,0005,867
Applicable income taxes$04,338
Income before extraordinary items$187,0005,060
Extraordinary gains, net$016
Net income$187,0005,060
Minority interest net income$071
Net income of bank and minority interests.$187,0005,060
Net charge-offs$-26,0005,296
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$193,0004,978
2016-03-31 (YTD Data)Rank
Total interest income$1,301,0003,771
Total interest expense$198,0002,858
Net interest income$1,103,0003,880
Provision for loan and lease losses$03,656
Total noninterest income$125,0004,113
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$24,0004,602
Trading account gains and fees$0142
Additional Noninterest Income$101,0003,538
Total noninterest expense$1,242,0003,231
Salaries and employee benefits$622,0003,447
Premises and equipment expense$190,0002,636
Additional noninterest expense$430,0003,068
Pre-tax net operating income$-14,0005,841
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-14,0005,854
Extraordinary gains, net$012
Net income$-14,0005,852
Minority interest net income$062
Net income of bank and minority interests.$-14,0005,853
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-14,0005,833
2015-12-31 (YTD Data)Rank
Total interest income$5,204,0003,757
Total interest expense$873,0002,661
Net interest income$4,331,0003,903
Provision for loan and lease losses$04,380
Total noninterest income$530,0004,088
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$86,0004,886
Trading account gains and fees$0159
Additional Noninterest Income$444,0003,452
Total noninterest expense$4,987,0003,226
Salaries and employee benefits$2,373,0003,536
Premises and equipment expense$700,0002,817
Additional noninterest expense$1,914,0002,877
Pre-tax net operating income$-126,0005,944
Securities gains (losses)$38,0001,841
Applicable income taxes$-7,0005,868
Income before extraordinary items$-81,0005,950
Extraordinary gains, net$023
Net income$-81,0005,952
Minority interest net income$081
Net income of bank and minority interests.$-81,0005,952
Net charge-offs$-76,0005,665
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-115,9605,943
2015-09-30 (YTD Data)Rank
Total interest income$3,946,0003,767
Total interest expense$665,0002,673
Net interest income$3,281,0003,918
Provision for loan and lease losses$04,232
Total noninterest income$433,0003,978
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$64,0004,950
Trading account gains and fees$0153
Additional Noninterest Income$369,0003,330
Total noninterest expense$3,748,0003,231
Salaries and employee benefits$1,775,0003,548
Premises and equipment expense$519,0002,883
Additional noninterest expense$1,454,0002,851
Pre-tax net operating income$-34,0005,978
Securities gains (losses)$29,0001,813
Applicable income taxes$-7,0006,056
Income before extraordinary items$2,0005,964
Extraordinary gains, net$021
Net income$2,0005,967
Minority interest net income$078
Net income of bank and minority interests.$2,0005,967
Net charge-offs$-56,0005,644
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-16,5605,959
2015-06-30 (YTD Data)Rank
Total interest income$2,658,0003,761
Total interest expense$444,0002,678
Net interest income$2,214,0003,902
Provision for loan and lease losses$04,069
Total noninterest income$250,0004,225
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$42,0004,986
Trading account gains and fees$0157
Additional Noninterest Income$208,0003,575
Total noninterest expense$2,517,0003,248
Salaries and employee benefits$1,191,0003,558
Premises and equipment expense$320,0003,034
Additional noninterest expense$1,006,0002,795
Pre-tax net operating income$-53,0006,076
Securities gains (losses)$29,0001,517
Applicable income taxes$10,0004,061
Income before extraordinary items$-34,0006,083
Extraordinary gains, net$022
Net income$-34,0006,084
Minority interest net income$075
Net income of bank and minority interests.$-34,0006,084
Net charge-offs$-38,0005,672
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-63,0006,086
2015-03-31 (YTD Data)Rank
Total interest income$1,341,0003,749
Total interest expense$222,0002,694
Net interest income$1,119,0003,901
Provision for loan and lease losses$03,703
Total noninterest income$102,0004,498
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$22,0004,927
Trading account gains and fees$0152
Additional Noninterest Income$80,0003,916
Total noninterest expense$1,231,0003,314
Salaries and employee benefits$594,0003,592
Premises and equipment expense$166,0002,997
Additional noninterest expense$471,0002,918
Pre-tax net operating income$-10,0006,066
Securities gains (losses)$02,027
Applicable income taxes$5,0004,030
Income before extraordinary items$-15,0006,118
Extraordinary gains, net$013
Net income$-15,0006,119
Minority interest net income$064
Net income of bank and minority interests.$-15,0006,119
Net charge-offs$-27,0005,777
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-15,0006,086
2014-12-31 (YTD Data)Rank
Total interest income$5,572,0003,695
Total interest expense$892,0002,808
Net interest income$4,680,0003,825
Provision for loan and lease losses$04,603
Total noninterest income$779,0003,527
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$90,0005,132
Trading account gains and fees$0180
Additional Noninterest Income$689,0002,848
Total noninterest expense$4,869,0003,374
Salaries and employee benefits$2,169,0003,824
Premises and equipment expense$664,0003,013
Additional noninterest expense$2,036,0002,843
Pre-tax net operating income$590,0004,870
Securities gains (losses)$40,0001,884
Applicable income taxes$23,0003,976
Income before extraordinary items$607,0004,682
Extraordinary gains, net$017
Net income$607,0004,682
Minority interest net income$084
Net income of bank and minority interests.$607,0004,682
Net charge-offs$551,0001,380
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$568,6004,719
2014-09-30 (YTD Data)Rank
Total interest income$4,226,0003,705
Total interest expense$669,0002,854
Net interest income$3,557,0003,809
Provision for loan and lease losses$04,401
Total noninterest income$592,0003,540
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$68,0005,201
Trading account gains and fees$0174
Additional Noninterest Income$524,0002,848
Total noninterest expense$3,722,0003,351
Salaries and employee benefits$1,635,0003,827
Premises and equipment expense$504,0003,022
Additional noninterest expense$1,583,0002,758
Pre-tax net operating income$427,0004,993
Securities gains (losses)$40,0001,573
Applicable income taxes$16,0004,063
Income before extraordinary items$451,0004,761
Extraordinary gains, net$015
Net income$451,0004,761
Minority interest net income$081
Net income of bank and minority interests.$451,0004,762
Net charge-offs$160,0002,234
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$412,2004,840
2014-06-30 (YTD Data)Rank
Total interest income$2,823,0003,697
Total interest expense$448,0002,876
Net interest income$2,375,0003,816
Provision for loan and lease losses$04,196
Total noninterest income$505,0003,099
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$44,0005,248
Trading account gains and fees$0172
Additional Noninterest Income$461,0002,416
Total noninterest expense$2,589,0003,269
Salaries and employee benefits$1,127,0003,768
Premises and equipment expense$350,0002,964
Additional noninterest expense$1,112,0002,651
Pre-tax net operating income$291,0004,944
Securities gains (losses)$40,0001,296
Applicable income taxes$04,568
Income before extraordinary items$331,0004,579
Extraordinary gains, net$020
Net income$331,0004,582
Minority interest net income$080
Net income of bank and minority interests.$331,0004,583
Net charge-offs$-31,0006,025
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$291,0004,729
2014-03-31 (YTD Data)Rank
Total interest income$1,408,0003,711
Total interest expense$226,0002,883
Net interest income$1,182,0003,837
Provision for loan and lease losses$03,817
Total noninterest income$363,0002,519
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$23,0005,185
Trading account gains and fees$0147
Additional Noninterest Income$340,0001,849
Total noninterest expense$1,359,0003,182
Salaries and employee benefits$581,0003,717
Premises and equipment expense$192,0002,830
Additional noninterest expense$586,0002,536
Pre-tax net operating income$186,0004,592
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$186,0004,376
Extraordinary gains, net$016
Net income$186,0004,377
Minority interest net income$066
Net income of bank and minority interests.$186,0004,378
Net charge-offs$51,0001,858
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$186,0004,321
2013-12-31 (YTD Data)Rank
Total interest income$5,920,0003,648
Total interest expense$992,0002,958
Net interest income$4,928,0003,731
Provision for loan and lease losses$756,0001,393
Total noninterest income$415,0004,696
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$117,0005,006
Trading account gains and fees$0184
Additional Noninterest Income$298,0004,099
Total noninterest expense$4,872,0003,467
Salaries and employee benefits$2,262,0003,793
Premises and equipment expense$640,0003,156
Additional noninterest expense$1,970,0003,011
Pre-tax net operating income$-285,0006,399
Securities gains (losses)$03,182
Applicable income taxes$212,0002,905
Income before extraordinary items$-497,0006,486
Extraordinary gains, net$029
Net income$-497,0006,487
Minority interest net income$090
Net income of bank and minority interests.$-497,0006,487
Net charge-offs$688,0001,668
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-497,0006,479
2013-09-30 (YTD Data)Rank
Total interest income$4,457,0003,683
Total interest expense$755,0003,006
Net interest income$3,702,0003,745
Provision for loan and lease losses$756,0001,108
Total noninterest income$258,0005,034
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$89,0005,026
Trading account gains and fees$0180
Additional Noninterest Income$169,0004,538
Total noninterest expense$3,699,0003,449
Salaries and employee benefits$1,725,0003,758
Premises and equipment expense$480,0003,196
Additional noninterest expense$1,494,0002,988
Pre-tax net operating income$-495,0006,610
Securities gains (losses)$03,040
Applicable income taxes$212,0002,752
Income before extraordinary items$-707,0006,685
Extraordinary gains, net$025
Net income$-707,0006,686
Minority interest net income$084
Net income of bank and minority interests.$-707,0006,686
Net charge-offs$607,0001,415
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-707,0006,674
2013-06-30 (YTD Data)Rank
Total interest income$2,968,0003,684
Total interest expense$514,0003,007
Net interest income$2,454,0003,764
Provision for loan and lease losses$704,000872
Total noninterest income$128,0005,454
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$60,0004,987
Trading account gains and fees$0157
Additional Noninterest Income$68,0005,192
Total noninterest expense$2,523,0003,394
Salaries and employee benefits$1,178,0003,725
Premises and equipment expense$336,0003,087
Additional noninterest expense$1,009,0002,945
Pre-tax net operating income$-645,0006,728
Securities gains (losses)$02,791
Applicable income taxes$130,0002,818
Income before extraordinary items$-775,0006,778
Extraordinary gains, net$022
Net income$-775,0006,780
Minority interest net income$082
Net income of bank and minority interests.$-775,0006,779
Net charge-offs$552,0001,183
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-775,0006,760
2013-03-31 (YTD Data)Rank
Total interest income$1,494,0003,695
Total interest expense$259,0003,072
Net interest income$1,235,0003,769
Provision for loan and lease losses$480,000717
Total noninterest income$-23,0006,912
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$32,0004,852
Trading account gains and fees$0148
Additional Noninterest Income$-55,0006,889
Total noninterest expense$1,287,0003,375
Salaries and employee benefits$597,0003,728
Premises and equipment expense$182,0002,935
Additional noninterest expense$508,0002,951
Pre-tax net operating income$-555,0006,870
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-555,0006,884
Extraordinary gains, net$010
Net income$-555,0006,885
Minority interest net income$076
Net income of bank and minority interests.$-555,0006,885
Net charge-offs$294,0001,071
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-555,0006,868
2012-12-31 (YTD Data)Rank
Total interest income$6,495,0003,638
Total interest expense$1,309,0003,003
Net interest income$5,186,0003,724
Provision for loan and lease losses$1,675,0001,226
Total noninterest income$527,0004,407
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$140,0004,893
Trading account gains and fees$0166
Additional Noninterest Income$387,0003,677
Total noninterest expense$4,727,0003,625
Salaries and employee benefits$2,297,0003,789
Premises and equipment expense$637,0003,242
Additional noninterest expense$1,793,0003,351
Pre-tax net operating income$-689,0006,565
Securities gains (losses)$3,0003,606
Applicable income taxes$1,195,0001,304
Income before extraordinary items$-1,881,0006,825
Extraordinary gains, net$029
Net income$-1,881,0006,822
Minority interest net income$093
Net income of bank and minority interests.$-1,881,0006,823
Net charge-offs$1,694,0001,306
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,884,0006,803
2012-09-30 (YTD Data)Rank
Total interest income$4,955,0003,668
Total interest expense$1,024,0003,022
Net interest income$3,931,0003,754
Provision for loan and lease losses$1,583,0001,035
Total noninterest income$502,0003,999
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$105,0004,958
Trading account gains and fees$0157
Additional Noninterest Income$397,0003,277
Total noninterest expense$3,547,0003,639
Salaries and employee benefits$1,723,0003,794
Premises and equipment expense$481,0003,256
Additional noninterest expense$1,343,0003,384
Pre-tax net operating income$-697,0006,755
Securities gains (losses)$3,0003,350
Applicable income taxes$1,174,0001,088
Income before extraordinary items$-1,868,0006,983
Extraordinary gains, net$020
Net income$-1,868,0006,980
Minority interest net income$086
Net income of bank and minority interests.$-1,868,0006,982
Net charge-offs$1,408,0001,168
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,871,0006,967
2012-06-30 (YTD Data)Rank
Total interest income$3,386,0003,622
Total interest expense$705,0003,039
Net interest income$2,681,0003,709
Provision for loan and lease losses$571,0001,669
Total noninterest income$382,0003,746
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$71,0004,950
Trading account gains and fees$0153
Additional Noninterest Income$311,0003,020
Total noninterest expense$2,359,0003,669
Salaries and employee benefits$1,166,0003,776
Premises and equipment expense$323,0003,250
Additional noninterest expense$870,0003,464
Pre-tax net operating income$133,0005,689
Securities gains (losses)$3,0002,959
Applicable income taxes$-22,0006,884
Income before extraordinary items$158,0005,589
Extraordinary gains, net$019
Net income$158,0005,588
Minority interest net income$084
Net income of bank and minority interests.$158,0005,588
Net charge-offs$667,0001,499
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$155,0005,417
2012-03-31 (YTD Data)Rank
Total interest income$1,697,0003,654
Total interest expense$365,0003,051
Net interest income$1,332,0003,751
Provision for loan and lease losses$27,0004,294
Total noninterest income$204,0003,615
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$37,0004,857
Trading account gains and fees$0148
Additional Noninterest Income$167,0002,916
Total noninterest expense$1,260,0003,509
Salaries and employee benefits$595,0003,759
Premises and equipment expense$169,0003,167
Additional noninterest expense$496,0003,110
Pre-tax net operating income$249,0004,174
Securities gains (losses)$1,0002,095
Applicable income taxes$33,0003,373
Income before extraordinary items$217,0004,232
Extraordinary gains, net$019
Net income$217,0004,236
Minority interest net income$078
Net income of bank and minority interests.$217,0004,236
Net charge-offs$270,0001,585
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$216,1304,091
2011-12-31 (YTD Data)Rank
Total interest income$7,187,0003,605
Total interest expense$1,827,0002,958
Net interest income$5,360,0003,742
Provision for loan and lease losses$3,307,0001,096
Total noninterest income$-337,0007,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$-337,0007,033
Total noninterest expense$4,082,0004,063
Salaries and employee benefits$2,487,0003,572
Premises and equipment expense$852,0002,776
Additional noninterest expense$743,0005,559
Pre-tax net operating income$-2,366,0006,842
Securities gains (losses)$03,838
Applicable income taxes$-851,0007,146
Income before extraordinary items$-1,515,0006,759
Extraordinary gains, net$029
Net income$-1,515,0006,759
Minority interest net income$096
Net income of bank and minority interests.$-1,515,0006,759
Net charge-offs$2,224,0001,457
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,515,0006,731
2011-09-30 (YTD Data)Rank
Total interest income$5,395,0003,651
Total interest expense$1,423,0002,981
Net interest income$3,972,0003,780
Provision for loan and lease losses$2,192,0001,173
Total noninterest income$-289,0007,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$-289,0007,170
Total noninterest expense$3,100,0004,028
Salaries and employee benefits$1,878,0003,551
Premises and equipment expense$643,0002,781
Additional noninterest expense$579,0005,512
Pre-tax net operating income$-1,609,0006,943
Securities gains (losses)$03,555
Applicable income taxes$-595,0007,242
Income before extraordinary items$-1,014,0006,863
Extraordinary gains, net$021
Net income$-1,014,0006,865
Minority interest net income$087
Net income of bank and minority interests.$-1,014,0006,864
Net charge-offs$1,537,0001,470
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,014,0006,833
2011-06-30 (YTD Data)Rank
Total interest income$3,675,0003,623
Total interest expense$965,0003,040
Net interest income$2,710,0003,751
Provision for loan and lease losses$1,906,000943
Total noninterest income$-239,0007,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$-239,0007,295
Total noninterest expense$2,183,0003,939
Salaries and employee benefits$1,281,0003,516
Premises and equipment expense$445,0002,694
Additional noninterest expense$457,0005,222
Pre-tax net operating income$-1,618,0007,120
Securities gains (losses)$02,914
Applicable income taxes$-580,0007,363
Income before extraordinary items$-1,038,0007,047
Extraordinary gains, net$015
Net income$-1,038,0007,046
Minority interest net income$089
Net income of bank and minority interests.$-1,038,0007,047
Net charge-offs$1,251,0001,276
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,038,0007,026
2011-03-31 (YTD Data)Rank
Total interest income$1,883,0003,580
Total interest expense$494,0003,073
Net interest income$1,389,0003,670
Provision for loan and lease losses$480,0001,455
Total noninterest income$-63,0007,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$-63,0007,319
Total noninterest expense$1,175,0003,759
Salaries and employee benefits$652,0003,504
Premises and equipment expense$241,0002,560
Additional noninterest expense$282,0004,698
Pre-tax net operating income$-329,0006,965
Securities gains (losses)$01,772
Applicable income taxes$-122,0007,314
Income before extraordinary items$-207,0006,891
Extraordinary gains, net$09
Net income$-207,0006,891
Minority interest net income$086
Net income of bank and minority interests.$-207,0006,891
Net charge-offs$481,0001,363
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-207,0006,878
2010-12-31 (YTD Data)Rank
Total interest income$7,897,0003,591
Total interest expense$2,729,0002,796
Net interest income$5,168,0003,867
Provision for loan and lease losses$1,536,0002,430
Total noninterest income$-211,0007,429
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-211,0007,282
Total noninterest expense$4,241,0004,048
Salaries and employee benefits$2,462,0003,620
Premises and equipment expense$962,0002,564
Additional noninterest expense$817,0005,582
Pre-tax net operating income$-820,0006,398
Securities gains (losses)$03,793
Applicable income taxes$-344,0007,083
Income before extraordinary items$-476,0006,355
Extraordinary gains, net$029
Net income$-476,0006,356
Minority interest net income$0111
Net income of bank and minority interests.$-476,0006,356
Net charge-offs$939,0002,777
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-476,0006,304
2010-09-30 (YTD Data)Rank
Total interest income$5,993,0003,627
Total interest expense$2,138,0002,815
Net interest income$3,855,0003,935
Provision for loan and lease losses$1,490,0001,990
Total noninterest income$-57,0007,500
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$-57,0007,339
Total noninterest expense$3,164,0004,074
Salaries and employee benefits$1,848,0003,655
Premises and equipment expense$729,0002,579
Additional noninterest expense$587,0005,701
Pre-tax net operating income$-856,0006,727
Securities gains (losses)$03,651
Applicable income taxes$-343,0007,300
Income before extraordinary items$-513,0006,671
Extraordinary gains, net$023
Net income$-513,0006,671
Minority interest net income$0110
Net income of bank and minority interests.$-513,0006,671
Net charge-offs$833,0002,409
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-513,0006,612
2010-06-30 (YTD Data)Rank
Total interest income$4,012,0003,641
Total interest expense$1,446,0002,872
Net interest income$2,566,0003,947
Provision for loan and lease losses$627,0002,516
Total noninterest income$28,0007,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$28,0006,213
Total noninterest expense$2,088,0004,113
Salaries and employee benefits$1,237,0003,666
Premises and equipment expense$486,0002,588
Additional noninterest expense$365,0005,857
Pre-tax net operating income$-121,0006,319
Securities gains (losses)$03,184
Applicable income taxes$-75,0007,146
Income before extraordinary items$-46,0006,309
Extraordinary gains, net$019
Net income$-46,0006,311
Minority interest net income$0105
Net income of bank and minority interests.$-46,0006,309
Net charge-offs$245,0003,304
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-46,0006,217
2010-03-31 (YTD Data)Rank
Total interest income$2,063,0003,630
Total interest expense$742,0002,934
Net interest income$1,321,0003,889
Provision for loan and lease losses$201,0002,968
Total noninterest income$-17,0007,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-17,0007,594
Total noninterest expense$1,028,0004,203
Salaries and employee benefits$623,0003,710
Premises and equipment expense$239,0002,681
Additional noninterest expense$166,0006,123
Pre-tax net operating income$75,0005,352
Securities gains (losses)$02,284
Applicable income taxes$9,0003,859
Income before extraordinary items$66,0005,454
Extraordinary gains, net$016
Net income$66,0005,456
Minority interest net income$091
Net income of bank and minority interests.$66,0005,455
Net charge-offs$160,0002,658
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$66,0005,350
2009-12-31 (YTD Data)Rank
Total interest income$8,515,0003,660
Total interest expense$3,942,0002,773
Net interest income$4,573,0004,178
Provision for loan and lease losses$2,090,0002,422
Total noninterest income$88,0007,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$88,0005,811
Total noninterest expense$4,066,0004,297
Salaries and employee benefits$2,394,0003,814
Premises and equipment expense$861,0002,930
Additional noninterest expense$811,0005,795
Pre-tax net operating income$-1,495,0006,440
Securities gains (losses)$03,754
Applicable income taxes$-574,0007,090
Income before extraordinary items$-921,0006,322
Extraordinary gains, net$034
Net income$-921,0006,322
Minority interest net income$0115
Net income of bank and minority interests.$-921,0006,322
Net charge-offs$2,038,0002,016
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-921,0006,328
2009-09-30 (YTD Data)Rank
Total interest income$6,447,0003,685
Total interest expense$3,040,0002,830
Net interest income$3,407,0004,211
Provision for loan and lease losses$1,567,0002,164
Total noninterest income$71,0007,147
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$71,0005,836
Total noninterest expense$3,039,0004,315
Salaries and employee benefits$1,789,0003,868
Premises and equipment expense$645,0002,963
Additional noninterest expense$605,0005,795
Pre-tax net operating income$-1,128,0006,717
Securities gains (losses)$03,497
Applicable income taxes$-433,0007,306
Income before extraordinary items$-695,0006,566
Extraordinary gains, net$027
Net income$-695,0006,567
Minority interest net income$0118
Net income of bank and minority interests.$-695,0006,567
Net charge-offs$1,497,0001,773
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-695,0006,567
2009-06-30 (YTD Data)Rank
Total interest income$4,344,0003,683
Total interest expense$2,054,0002,901
Net interest income$2,290,0004,167
Provision for loan and lease losses$597,0002,735
Total noninterest income$-31,0008,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$-31,0007,877
Total noninterest expense$2,060,0004,306
Salaries and employee benefits$1,203,0003,894
Premises and equipment expense$453,0002,881
Additional noninterest expense$404,0005,804
Pre-tax net operating income$-398,0006,543
Securities gains (losses)$03,136
Applicable income taxes$-167,0007,271
Income before extraordinary items$-231,0006,430
Extraordinary gains, net$021
Net income$-231,0006,429
Minority interest net income$0112
Net income of bank and minority interests.$-231,0006,429
Net charge-offs$525,0002,300
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-231,0006,421
2009-03-31 (YTD Data)Rank
Total interest income$2,192,0003,688
Total interest expense$1,045,0002,950
Net interest income$1,147,0004,145
Provision for loan and lease losses$316,0002,237
Total noninterest income$71,0005,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$71,0004,212
Total noninterest expense$993,0004,325
Salaries and employee benefits$605,0003,896
Premises and equipment expense$231,0002,868
Additional noninterest expense$157,0006,195
Pre-tax net operating income$-91,0006,621
Securities gains (losses)$02,434
Applicable income taxes$-52,0007,429
Income before extraordinary items$-39,0006,610
Extraordinary gains, net$015
Net income$-39,0006,611
Minority interest net income$0102
Net income of bank and minority interests.$-39,0006,611
Net charge-offs$315,0001,729
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-39,0006,493
2008-12-31 (YTD Data)Rank
Total interest income$9,022,0003,793
Total interest expense$4,653,0003,158
Net interest income$4,369,0004,305
Provision for loan and lease losses$47,0006,635
Total noninterest income$235,0006,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$235,0004,569
Total noninterest expense$3,729,0004,454
Salaries and employee benefits$2,321,0003,986
Premises and equipment expense$897,0002,878
Additional noninterest expense$511,0006,582
Pre-tax net operating income$828,0004,098
Securities gains (losses)$03,220
Applicable income taxes$224,0002,701
Income before extraordinary items$604,0004,172
Extraordinary gains, net$039
Net income$604,0004,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0004,692
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$604,0004,316
2008-09-30 (YTD Data)Rank
Total interest income$6,785,0003,847
Total interest expense$3,580,0003,194
Net interest income$3,205,0004,405
Provision for loan and lease losses$06,991
Total noninterest income$176,0006,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$176,0004,679
Total noninterest expense$2,776,0004,459
Salaries and employee benefits$1,736,0004,025
Premises and equipment expense$656,0002,967
Additional noninterest expense$384,0006,562
Pre-tax net operating income$605,0004,632
Securities gains (losses)$03,106
Applicable income taxes$164,0003,133
Income before extraordinary items$441,0004,645
Extraordinary gains, net$031
Net income$441,0004,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,412
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$441,0004,798
2008-06-30 (YTD Data)Rank
Total interest income$4,502,0003,910
Total interest expense$2,482,0003,208
Net interest income$2,020,0004,593
Provision for loan and lease losses$06,671
Total noninterest income$115,0006,444
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$115,0004,810
Total noninterest expense$1,844,0004,495
Salaries and employee benefits$1,161,0004,055
Premises and equipment expense$438,0002,965
Additional noninterest expense$245,0006,690
Pre-tax net operating income$291,0005,325
Securities gains (losses)$03,233
Applicable income taxes$73,0003,757
Income before extraordinary items$218,0005,486
Extraordinary gains, net$021
Net income$218,0005,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,014
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$218,0005,422
2008-03-31 (YTD Data)Rank
Total interest income$2,244,0004,011
Total interest expense$1,272,0003,313
Net interest income$972,0004,715
Provision for loan and lease losses$06,080
Total noninterest income$56,0006,473
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,821
Total noninterest expense$944,0004,417
Salaries and employee benefits$587,0004,038
Premises and equipment expense$240,0002,743
Additional noninterest expense$117,0006,779
Pre-tax net operating income$84,0006,196
Securities gains (losses)$02,688
Applicable income taxes$15,0004,552
Income before extraordinary items$69,0006,288
Extraordinary gains, net$015
Net income$69,0006,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$69,0006,193
2007-12-31 (YTD Data)Rank
Total interest income$8,984,0004,040
Total interest expense$5,023,0003,465
Net interest income$3,961,0004,652
Provision for loan and lease losses$06,851
Total noninterest income$150,0007,132
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$150,0005,575
Total noninterest expense$3,754,0004,315
Salaries and employee benefits$2,369,0003,878
Premises and equipment expense$911,0002,779
Additional noninterest expense$474,0006,704
Pre-tax net operating income$357,0006,408
Securities gains (losses)$02,146
Applicable income taxes$68,0004,750
Income before extraordinary items$289,0006,466
Extraordinary gains, net$039
Net income$289,0006,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$289,0006,452
2007-09-30 (YTD Data)Rank
Total interest income$6,712,0004,069
Total interest expense$3,734,0003,476
Net interest income$2,978,0004,657
Provision for loan and lease losses$06,528
Total noninterest income$113,0007,165
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$113,0005,595
Total noninterest expense$2,822,0004,276
Salaries and employee benefits$1,795,0003,836
Premises and equipment expense$677,0002,787
Additional noninterest expense$350,0006,734
Pre-tax net operating income$269,0006,685
Securities gains (losses)$01,655
Applicable income taxes$50,0004,943
Income before extraordinary items$219,0006,718
Extraordinary gains, net$033
Net income$219,0006,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$219,0006,710
2007-06-30 (YTD Data)Rank
Total interest income$4,429,0004,113
Total interest expense$2,448,0003,516
Net interest income$1,981,0004,693
Provision for loan and lease losses$06,209
Total noninterest income$77,0007,175
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$77,0005,595
Total noninterest expense$1,899,0004,282
Salaries and employee benefits$1,205,0003,859
Premises and equipment expense$456,0002,775
Additional noninterest expense$238,0006,706
Pre-tax net operating income$159,0006,906
Securities gains (losses)$01,444
Applicable income taxes$25,0005,215
Income before extraordinary items$134,0006,871
Extraordinary gains, net$029
Net income$134,0006,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$134,0006,857
2007-03-31 (YTD Data)Rank
Total interest income$2,200,0004,126
Total interest expense$1,201,0003,532
Net interest income$999,0004,688
Provision for loan and lease losses$05,779
Total noninterest income$32,0007,394
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$32,0005,872
Total noninterest expense$971,0004,228
Salaries and employee benefits$613,0003,835
Premises and equipment expense$234,0002,740
Additional noninterest expense$124,0006,617
Pre-tax net operating income$60,0007,160
Securities gains (losses)$01,187
Applicable income taxes$9,0005,389
Income before extraordinary items$51,0007,142
Extraordinary gains, net$022
Net income$51,0007,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$51,0007,129
2006-12-31 (YTD Data)Rank
Total interest income$8,217,0004,127
Total interest expense$4,325,0003,394
Net interest income$3,892,0004,734
Provision for loan and lease losses$06,850
Total noninterest income$253,0006,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$253,0004,628
Total noninterest expense$3,756,0004,166
Salaries and employee benefits$2,346,0003,788
Premises and equipment expense$889,0002,740
Additional noninterest expense$521,0006,446
Pre-tax net operating income$389,0006,818
Securities gains (losses)$-503,0008,515
Applicable income taxes$-61,0008,311
Income before extraordinary items$-53,0008,034
Extraordinary gains, net$051
Net income$-53,0008,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$268,9207,029
2006-09-30 (YTD Data)Rank
Total interest income$6,072,0004,147
Total interest expense$3,131,0003,389
Net interest income$2,941,0004,751
Provision for loan and lease losses$06,685
Total noninterest income$214,0006,331
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$214,0004,398
Total noninterest expense$2,798,0004,176
Salaries and employee benefits$1,754,0003,797
Premises and equipment expense$651,0002,810
Additional noninterest expense$393,0006,430
Pre-tax net operating income$357,0006,760
Securities gains (losses)$-503,0008,629
Applicable income taxes$-59,0008,523
Income before extraordinary items$-87,0008,233
Extraordinary gains, net$045
Net income$-87,0008,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$234,9207,041
2006-06-30 (YTD Data)Rank
Total interest income$3,973,0004,152
Total interest expense$2,017,0003,350
Net interest income$1,956,0004,778
Provision for loan and lease losses$06,419
Total noninterest income$172,0005,960
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$172,0004,045
Total noninterest expense$1,879,0004,176
Salaries and employee benefits$1,178,0003,792
Premises and equipment expense$448,0002,730
Additional noninterest expense$253,0006,540
Pre-tax net operating income$249,0006,777
Securities gains (losses)$-314,0008,668
Applicable income taxes$-12,0008,493
Income before extraordinary items$-53,0008,289
Extraordinary gains, net$039
Net income$-53,0008,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$204,4806,737
2006-03-31 (YTD Data)Rank
Total interest income$1,941,0004,167
Total interest expense$984,0003,293
Net interest income$957,0004,840
Provision for loan and lease losses$06,013
Total noninterest income$45,0007,115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,314
Total noninterest expense$957,0004,135
Salaries and employee benefits$596,0003,786
Premises and equipment expense$223,0002,750
Additional noninterest expense$138,0006,297
Pre-tax net operating income$45,0007,754
Securities gains (losses)$-167,0008,702
Applicable income taxes$-52,0008,651
Income before extraordinary items$-70,0008,420
Extraordinary gains, net$021
Net income$-70,0008,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$36,8807,752
2005-12-31 (YTD Data)Rank
Total interest income$7,604,0003,899
Total interest expense$3,441,0002,981
Net interest income$4,163,0004,497
Provision for loan and lease losses$07,120
Total noninterest income$304,0006,300
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$304,0004,306
Total noninterest expense$3,777,0004,039
Salaries and employee benefits$2,380,0003,622
Premises and equipment expense$786,0002,942
Additional noninterest expense$611,0006,004
Pre-tax net operating income$690,0006,176
Securities gains (losses)$6,954,00067
Applicable income taxes$2,397,0001,174
Income before extraordinary items$5,247,0001,359
Extraordinary gains, net$046
Net income$5,247,0001,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$448,7406,561
2005-09-30 (YTD Data)Rank
Total interest income$5,683,0003,859
Total interest expense$2,494,0002,933
Net interest income$3,189,0004,452
Provision for loan and lease losses$06,899
Total noninterest income$250,0006,150
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$250,0004,140
Total noninterest expense$2,834,0004,006
Salaries and employee benefits$1,794,0003,579
Premises and equipment expense$567,0003,021
Additional noninterest expense$473,0005,875
Pre-tax net operating income$605,0005,988
Securities gains (losses)$-424,0008,778
Applicable income taxes$20,0006,293
Income before extraordinary items$161,0007,657
Extraordinary gains, net$035
Net income$161,0007,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$538,3605,692
2005-06-30 (YTD Data)Rank
Total interest income$3,758,0003,808
Total interest expense$1,605,0002,893
Net interest income$2,153,0004,378
Provision for loan and lease losses$06,626
Total noninterest income$136,0006,531
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$136,0004,526
Total noninterest expense$1,911,0003,958
Salaries and employee benefits$1,217,0003,525
Premises and equipment expense$355,0003,148
Additional noninterest expense$339,0005,636
Pre-tax net operating income$378,0006,122
Securities gains (losses)$02,146
Applicable income taxes$99,0004,823
Income before extraordinary items$279,0006,270
Extraordinary gains, net$030
Net income$279,0006,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$279,0006,220
2005-03-31 (YTD Data)Rank
Total interest income$1,886,0003,768
Total interest expense$793,0002,810
Net interest income$1,093,0004,337
Provision for loan and lease losses$06,226
Total noninterest income$55,0006,909
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,967
Total noninterest expense$950,0004,000
Salaries and employee benefits$611,0003,513
Premises and equipment expense$160,0003,459
Additional noninterest expense$179,0005,430
Pre-tax net operating income$198,0005,978
Securities gains (losses)$01,685
Applicable income taxes$47,0004,839
Income before extraordinary items$151,0006,074
Extraordinary gains, net$024
Net income$151,0006,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$151,0006,039
2004-12-31 (YTD Data)Rank
Total interest income$7,372,0003,650
Total interest expense$3,212,0002,476
Net interest income$4,160,0004,359
Provision for loan and lease losses$07,314
Total noninterest income$189,0007,242
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$189,0005,223
Total noninterest expense$3,705,0003,982
Salaries and employee benefits$2,432,0003,430
Premises and equipment expense$665,0003,255
Additional noninterest expense$608,0005,931
Pre-tax net operating income$644,0006,275
Securities gains (losses)$-39,0008,540
Applicable income taxes$214,0004,670
Income before extraordinary items$391,0006,817
Extraordinary gains, net$034
Net income$391,0006,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$416,3506,633
2004-09-30 (YTD Data)Rank
Total interest income$5,535,0003,622
Total interest expense$2,396,0002,445
Net interest income$3,139,0004,336
Provision for loan and lease losses$07,100
Total noninterest income$146,0007,243
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$146,0005,185
Total noninterest expense$2,801,0003,925
Salaries and employee benefits$1,829,0003,381
Premises and equipment expense$526,0003,123
Additional noninterest expense$446,0005,961
Pre-tax net operating income$484,0006,391
Securities gains (losses)$-39,0008,769
Applicable income taxes$160,0004,756
Income before extraordinary items$285,0007,003
Extraordinary gains, net$026
Net income$285,0007,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$309,9606,762
2004-06-30 (YTD Data)Rank
Total interest income$3,722,0003,587
Total interest expense$1,616,0002,398
Net interest income$2,106,0004,320
Provision for loan and lease losses$06,885
Total noninterest income$108,0007,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$108,0005,008
Total noninterest expense$1,909,0003,881
Salaries and employee benefits$1,229,0003,373
Premises and equipment expense$323,0003,346
Additional noninterest expense$357,0005,447
Pre-tax net operating income$305,0006,471
Securities gains (losses)$-22,0008,808
Applicable income taxes$80,0005,115
Income before extraordinary items$203,0006,872
Extraordinary gains, net$021
Net income$203,0006,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$218,8406,643
2004-03-31 (YTD Data)Rank
Total interest income$1,914,0003,507
Total interest expense$827,0002,370
Net interest income$1,087,0004,214
Provision for loan and lease losses$06,501
Total noninterest income$54,0007,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$54,0004,970
Total noninterest expense$949,0003,925
Salaries and employee benefits$618,0003,370
Premises and equipment expense$163,0003,352
Additional noninterest expense$168,0005,640
Pre-tax net operating income$192,0005,914
Securities gains (losses)$-22,0008,986
Applicable income taxes$49,0004,865
Income before extraordinary items$121,0006,498
Extraordinary gains, net$016
Net income$121,0006,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$136,6206,127
2003-12-31 (YTD Data)Rank
Total interest income$7,295,0003,694
Total interest expense$3,884,0002,273
Net interest income$3,411,0004,883
Provision for loan and lease losses$07,651
Total noninterest income$1,033,0003,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,033,0002,341
Total noninterest expense$3,615,0003,997
Salaries and employee benefits$2,301,0003,498
Premises and equipment expense$747,0002,917
Additional noninterest expense$567,0006,164
Pre-tax net operating income$829,0005,608
Securities gains (losses)$-96,0009,017
Applicable income taxes$219,0004,794
Income before extraordinary items$514,0006,286
Extraordinary gains, net$054
Net income$514,0006,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,204
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$581,2005,849
2003-09-30 (YTD Data)Rank
Total interest income$5,606,0003,667
Total interest expense$2,986,0002,305
Net interest income$2,620,0004,803
Provision for loan and lease losses$07,481
Total noninterest income$736,0003,827
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$736,0002,479
Total noninterest expense$2,697,0004,004
Salaries and employee benefits$1,718,0003,496
Premises and equipment expense$586,0002,837
Additional noninterest expense$393,0006,387
Pre-tax net operating income$659,0005,664
Securities gains (losses)$-12,0008,961
Applicable income taxes$196,0004,679
Income before extraordinary items$451,0006,091
Extraordinary gains, net$040
Net income$451,0006,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,699
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$459,4005,876
2003-06-30 (YTD Data)Rank
Total interest income$3,839,0003,625
Total interest expense$2,057,0002,309
Net interest income$1,782,0004,746
Provision for loan and lease losses$07,324
Total noninterest income$465,0003,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$465,0002,551
Total noninterest expense$1,812,0003,979
Salaries and employee benefits$1,182,0003,408
Premises and equipment expense$381,0002,884
Additional noninterest expense$249,0006,534
Pre-tax net operating income$435,0005,664
Securities gains (losses)$03,782
Applicable income taxes$133,0004,688
Income before extraordinary items$302,0006,077
Extraordinary gains, net$030
Net income$302,0006,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$302,0005,880
2003-03-31 (YTD Data)Rank
Total interest income$1,953,0003,595
Total interest expense$1,062,0002,288
Net interest income$891,0004,739
Provision for loan and lease losses$06,934
Total noninterest income$208,0004,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$208,0002,655
Total noninterest expense$928,0003,901
Salaries and employee benefits$586,0003,420
Premises and equipment expense$215,0002,597
Additional noninterest expense$127,0006,476
Pre-tax net operating income$171,0006,211
Securities gains (losses)$02,891
Applicable income taxes$51,0005,066
Income before extraordinary items$120,0006,547
Extraordinary gains, net$021
Net income$120,0006,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$120,0006,380
2002-12-31 (YTD Data)Rank
Total interest income$9,074,0003,273
Total interest expense$5,282,0002,134
Net interest income$3,792,0004,515
Provision for loan and lease losses$08,089
Total noninterest income$667,0004,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$667,0002,781
Total noninterest expense$3,394,0004,068
Salaries and employee benefits$2,255,0003,389
Premises and equipment expense$556,0003,632
Additional noninterest expense$583,0006,038
Pre-tax net operating income$1,065,0005,052
Securities gains (losses)$2,288,000256
Applicable income taxes$1,112,0002,047
Income before extraordinary items$2,241,0002,559
Extraordinary gains, net$070
Net income$2,241,0002,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$708,0405,390
2001-12-31 (YTD Data)Rank
Total interest income$10,815,0003,098
Total interest expense$7,788,0002,069
Net interest income$3,027,0005,037
Provision for loan and lease losses$08,228
Total noninterest income$357,0005,969
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$357,0003,766
Total noninterest expense$3,677,0003,687
Salaries and employee benefits$2,376,0003,087
Premises and equipment expense$562,0003,551
Additional noninterest expense$739,0005,070
Pre-tax net operating income$-293,0009,024
Securities gains (losses)$04,612
Applicable income taxes$-129,0009,310
Income before extraordinary items$-164,0009,014
Extraordinary gains, net$0105
Net income$-164,0009,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-164,0008,957
2000-12-31 (YTD Data)Rank
Total interest income$13,457,0002,585
Total interest expense$10,103,0001,703
Net interest income$3,354,0004,766
Provision for loan and lease losses$9,0008,034
Total noninterest income$371,0005,748
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$371,0003,520
Total noninterest expense$3,422,0003,775
Salaries and employee benefits$2,357,0002,989
Premises and equipment expense$420,0004,348
Additional noninterest expense$645,0005,504
Pre-tax net operating income$294,0007,923
Securities gains (losses)$01,956
Applicable income taxes$69,0006,944
Income before extraordinary items$225,0007,932
Extraordinary gains, net$038
Net income$225,0007,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,220
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$225,0007,937
1999-12-31 (YTD Data)Rank
Total interest income$12,221,0002,660
Total interest expense$8,397,0001,765
Net interest income$3,824,0004,336
Provision for loan and lease losses$36,0006,998
Total noninterest income$347,0006,032
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$347,0003,709
Total noninterest expense$3,602,0003,627
Salaries and employee benefits$2,311,0003,018
Premises and equipment expense$732,0002,761
Additional noninterest expense$559,0006,092
Pre-tax net operating income$533,0006,983
Securities gains (losses)$03,155
Applicable income taxes$161,0006,148
Income before extraordinary items$372,0007,147
Extraordinary gains, net$035
Net income$372,0007,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$372,0007,118
1998-12-31 (YTD Data)Rank
Total interest income$12,780,0002,556
Total interest expense$8,779,0001,748
Net interest income$4,001,0004,115
Provision for loan and lease losses$36,0007,078
Total noninterest income$211,0007,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$211,0004,828
Total noninterest expense$3,500,0003,617
Salaries and employee benefits$2,249,0002,991
Premises and equipment expense$532,0003,524
Additional noninterest expense$719,0005,068
Pre-tax net operating income$676,0006,575
Securities gains (losses)$04,449
Applicable income taxes$167,0006,621
Income before extraordinary items$509,0006,560
Extraordinary gains, net$032
Net income$509,0006,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$509,0006,443
1997-12-31 (YTD Data)Rank
Total interest income$12,724,0002,587
Total interest expense$8,457,0001,833
Net interest income$4,267,0004,009
Provision for loan and lease losses$36,0007,137
Total noninterest income$186,0008,032
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$186,0005,134
Total noninterest expense$3,342,0003,754
Salaries and employee benefits$2,167,0003,060
Premises and equipment expense$552,0003,412
Additional noninterest expense$623,0005,668
Pre-tax net operating income$1,075,0005,615
Securities gains (losses)$03,944
Applicable income taxes$443,0004,580
Income before extraordinary items$632,0006,201
Extraordinary gains, net$044
Net income$632,0006,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$632,0006,154
1996-12-31 (YTD Data)Rank
Total interest income$11,469,0002,886
Total interest expense$7,549,0002,080
Net interest income$3,920,0004,409
Provision for loan and lease losses$36,0007,135
Total noninterest income$255,0007,510
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$255,0004,481
Total noninterest expense$4,588,0002,962
Salaries and employee benefits$2,168,0003,081
Premises and equipment expense$568,0003,381
Additional noninterest expense$1,852,0002,628
Pre-tax net operating income$-449,00011,221
Securities gains (losses)$04,148
Applicable income taxes$-157,00011,240
Income before extraordinary items$-292,00011,176
Extraordinary gains, net$053
Net income$-292,00011,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-292,00011,144
1995-12-31 (YTD Data)Rank
Total interest income$10,896,0003,040
Total interest expense$6,746,0002,309
Net interest income$4,150,0004,187
Provision for loan and lease losses$36,0006,768
Total noninterest income$288,0007,218
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$288,0004,102
Total noninterest expense$3,684,0003,572
Salaries and employee benefits$2,124,0003,121
Premises and equipment expense$625,0003,102
Additional noninterest expense$935,0004,609
Pre-tax net operating income$718,0007,235
Securities gains (losses)$03,831
Applicable income taxes$268,0006,400
Income before extraordinary items$450,0007,644
Extraordinary gains, net$065
Net income$450,0007,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$450,0007,606
1994-12-31 (YTD Data)Rank
Total interest income$10,558,0002,877
Total interest expense$6,318,0001,974
Net interest income$4,240,0004,154
Provision for loan and lease losses$46,0006,340
Total noninterest income$353,0006,645
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$353,0003,695
Total noninterest expense$3,590,0003,764
Salaries and employee benefits$2,013,0003,262
Premises and equipment expense$603,0003,254
Additional noninterest expense$974,0004,816
Pre-tax net operating income$957,0006,138
Securities gains (losses)$03,600
Applicable income taxes$25,00011,050
Income before extraordinary items$932,0004,763
Extraordinary gains, net$0249
Net income$932,0004,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,934
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$932,0004,815
1993-12-31 (YTD Data)Rank
Total interest income$11,269,0002,749
Total interest expense$6,855,0001,889
Net interest income$4,414,0004,014
Provision for loan and lease losses$22,0008,943
Total noninterest income$428,0006,192
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$428,0003,605
Total noninterest expense$3,515,0003,893
Salaries and employee benefits$2,063,0003,185
Premises and equipment expense$656,0003,049
Additional noninterest expense$796,0005,948
Pre-tax net operating income$1,305,0004,854
Securities gains (losses)$07,477
Applicable income taxes$415,0004,873
Income before extraordinary items$890,0005,141
Extraordinary gains, net$03,149
Net income$890,0005,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$890,0004,920
1992-12-31 (YTD Data)Rank
Total interest income$12,852,0002,741
Total interest expense$8,410,0002,027
Net interest income$4,442,0004,047
Provision for loan and lease losses$11,00011,121
Total noninterest income$507,0005,586
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$507,0003,155
Total noninterest expense$3,545,0003,888
Salaries and employee benefits$1,903,0003,352
Premises and equipment expense$626,0003,221
Additional noninterest expense$1,016,0004,996
Pre-tax net operating income$1,393,0004,333
Securities gains (losses)$08,369
Applicable income taxes$436,0004,491
Income before extraordinary items$957,0004,679
Extraordinary gains, net$01,422
Net income$957,0004,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$957,0004,361

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.