Home > Central Coast National Bank > Income and Expense
Central Coast National Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $951,000 | 11,801 |
Total interest expense | $285,000 | 12,082 |
Net interest income | $666,000 | 11,503 |
Provision for loan and lease losses | $42,000 | 6,508 |
Total noninterest income | $290,000 | 7,377 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $86,000 | 8,498 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $204,000 | 5,199 |
Total noninterest expense | $1,185,000 | 8,665 |
Salaries and employee benefits | $584,000 | 8,732 |
Premises and equipment expense | $117,000 | 9,478 |
Additional noninterest expense | $484,000 | 8,018 |
Pre-tax net operating income | $-271,000 | 12,296 |
Securities gains (losses) | $-4,000 | 9,291 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $-275,000 | 12,260 |
Extraordinary gains, net | $0 | 249 |
Net income | $-275,000 | 12,258 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 3,602 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-271,000 | 12,279 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $878,000 | 12,531 |
Total interest expense | $314,000 | 12,615 |
Net interest income | $564,000 | 12,353 |
Provision for loan and lease losses | $4,000 | 10,179 |
Total noninterest income | $248,000 | 8,397 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $84,000 | 8,884 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $164,000 | 6,280 |
Total noninterest expense | $966,000 | 9,899 |
Salaries and employee benefits | $471,000 | 9,946 |
Premises and equipment expense | $150,000 | 8,908 |
Additional noninterest expense | $345,000 | 9,902 |
Pre-tax net operating income | $-158,000 | 12,654 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $-158,000 | 12,715 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-158,000 | 12,732 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $60,000 | 5,678 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-158,000 | 12,631 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,225,000 | 12,546 |
Total interest expense | $488,000 | 12,817 |
Net interest income | $737,000 | 12,165 |
Provision for loan and lease losses | $25,000 | 10,242 |
Total noninterest income | $291,000 | 7,847 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $77,000 | 9,282 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $214,000 | 5,441 |
Total noninterest expense | $1,057,000 | 9,720 |
Salaries and employee benefits | $583,000 | 8,971 |
Premises and equipment expense | $146,000 | 9,235 |
Additional noninterest expense | $328,000 | 10,457 |
Pre-tax net operating income | $-54,000 | 12,864 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $-54,000 | 13,002 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-54,000 | 12,994 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 11,020 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-54,000 | 12,824 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.