Home > Central Coast National Bank > Income and Expense

Central Coast National Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$951,00011,801
Total interest expense$285,00012,082
Net interest income$666,00011,503
Provision for loan and lease losses$42,0006,508
Total noninterest income$290,0007,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$86,0008,498
Trading account gains and feesNANA
Additional Noninterest Income$204,0005,199
Total noninterest expense$1,185,0008,665
Salaries and employee benefits$584,0008,732
Premises and equipment expense$117,0009,478
Additional noninterest expense$484,0008,018
Pre-tax net operating income$-271,00012,296
Securities gains (losses)$-4,0009,291
Applicable income taxes$011,630
Income before extraordinary items$-275,00012,260
Extraordinary gains, net$0249
Net income$-275,00012,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,602
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-271,00012,279
1993-12-31 (YTD Data)Rank
Total interest income$878,00012,531
Total interest expense$314,00012,615
Net interest income$564,00012,353
Provision for loan and lease losses$4,00010,179
Total noninterest income$248,0008,397
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$84,0008,884
Trading account gains and feesNANA
Additional Noninterest Income$164,0006,280
Total noninterest expense$966,0009,899
Salaries and employee benefits$471,0009,946
Premises and equipment expense$150,0008,908
Additional noninterest expense$345,0009,902
Pre-tax net operating income$-158,00012,654
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-158,00012,715
Extraordinary gains, net$03,149
Net income$-158,00012,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0005,678
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-158,00012,631
1992-12-31 (YTD Data)Rank
Total interest income$1,225,00012,546
Total interest expense$488,00012,817
Net interest income$737,00012,165
Provision for loan and lease losses$25,00010,242
Total noninterest income$291,0007,847
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$77,0009,282
Trading account gains and feesNANA
Additional Noninterest Income$214,0005,441
Total noninterest expense$1,057,0009,720
Salaries and employee benefits$583,0008,971
Premises and equipment expense$146,0009,235
Additional noninterest expense$328,00010,457
Pre-tax net operating income$-54,00012,864
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-54,00013,002
Extraordinary gains, net$01,422
Net income$-54,00012,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-54,00012,824

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.