Home > Central Co-operative Bank > Assets and Liabilities
Central Co-operative Bank, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 103 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $550,959,000 | 1,231 |
| Cash and due from depository institutions | $13,323,000 | 1,452 |
| Interest-bearing balances | $10,275,000 | 3,008 |
| Securities | $32,008,000 | 3,588 |
| Federal funds sold & reverse repurchase agreements | $67,000 | 3,230 |
| Net loans & leases | $474,105,000 | 872 |
| Loan loss allowance | $4,191,000 | 1,723 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,465,000 | 3,670 |
| Other real estate owned | $398,000 | 1,452 |
| Goodwill and other intangibles | $2,232,000 | 1,129 |
| All other assets | $26,361,000 | 818 |
| Life insurance assets | $9,821,000 | 778 |
| Total liabilities and capital | $550,959,000 | 1,231 |
| Total liabilities | $499,642,000 | 1,205 |
| Total deposits | $355,424,000 | 1,566 |
| Interest-bearing deposits | $306,551,000 | 1,507 |
| Deposits held in domestic offices | $355,424,000 | 1,565 |
| % insured | 94.59% | 1,836 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $141,955,000 | 217 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,263,000 | 2,007 |
| Total equity capital | $51,317,000 | 1,430 |
| Total bank equity capital | $51,317,000 | 1,430 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,967,000 | 1,665 |
| Surplus | $24,965,000 | 1,273 |
| Undivided profits | $24,385,000 | 1,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,990,000 | 1,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,480,000 | 2,003 |
| Earning assets | $516,455,000 | 1,189 |
| Long-term assets (5+ years) | $308,768,000 | 676 |
| Average Assets, year-to-date | $539,926,000 | 1,249 |
| Average Assets, quarterly | $558,029,500 | 1,212 |
| Volatile liabilities | $65,890,000 | 724 |
| Insider loans | $0 | 6,456 |
| FHLB advances | $137,168,000 | 190 |
| Loans and leases held for sale | $2,199,000 | 1,061 |
| Unused loan commitments | $17,967,000 | 2,787 |
| Tier 1 (core) risk-based capital | $45,206,000 | 1,478 |
| Tier 2 risk-based capital | $4,296,000 | 1,241 |
| Total risk weighted assets | $336,075,000 | 1,320 |
| Total unused commitments | $17,967,000 | 2,787 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 105 | 1,416 |
| Assets and Liabilities | ||
| Total Assets: | $565,100,000 | 1,190 |
| Cash and due from depository institutions | $9,963,000 | 1,416 |
| Interest-bearing balances | $5,177,000 | 4,194 |
| Securities | $37,422,000 | 3,265 |
| Federal funds sold & reverse repurchase agreements | $69,000 | 3,373 |
| Net loans & leases | $485,754,000 | 841 |
| Loan loss allowance | $4,153,000 | 1,764 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,559,000 | 3,603 |
| Other real estate owned | $665,000 | 1,416 |
| Goodwill and other intangibles | $2,232,000 | 1,126 |
| All other assets | $26,436,000 | 823 |
| Life insurance assets | $9,733,000 | 776 |
| Total liabilities and capital | $565,100,000 | 1,190 |
| Total liabilities | $514,608,000 | 1,164 |
| Total deposits | $360,199,000 | 1,538 |
| Interest-bearing deposits | $313,194,000 | 1,480 |
| Deposits held in domestic offices | $360,199,000 | 1,538 |
| % insured | 94.38% | 2,015 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $152,134,000 | 210 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,275,000 | 1,876 |
| Total equity capital | $50,492,000 | 1,427 |
| Total bank equity capital | $50,492,000 | 1,426 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,967,000 | 1,695 |
| Surplus | $24,936,000 | 1,272 |
| Undivided profits | $23,589,000 | 1,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $8,609,000 | 1,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,365,000 | 2,022 |
| Earning assets | $528,422,000 | 1,158 |
| Long-term assets (5+ years) | $319,816,000 | 633 |
| Average Assets, year-to-date | $536,248,330 | 1,261 |
| Average Assets, quarterly | $544,009,500 | 1,249 |
| Volatile liabilities | $72,153,000 | 670 |
| Insider loans | $6,000 | 6,474 |
| FHLB advances | $147,197,000 | 180 |
| Loans and leases held for sale | $75,000 | 2,144 |
| Unused loan commitments | $28,740,000 | 1,975 |
| Tier 1 (core) risk-based capital | $44,505,000 | 1,481 |
| Tier 2 risk-based capital | $4,315,000 | 1,233 |
| Total risk weighted assets | $347,351,000 | 1,282 |
| Total unused commitments | $28,740,000 | 1,975 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 102 | 1,447 |
| Assets and Liabilities | ||
| Total Assets: | $522,919,000 | 1,307 |
| Cash and due from depository institutions | $7,208,000 | 1,447 |
| Interest-bearing balances | $3,147,000 | 5,029 |
| Securities | $39,072,000 | 3,215 |
| Federal funds sold & reverse repurchase agreements | $121,000 | 3,491 |
| Net loans & leases | $444,614,000 | 909 |
| Loan loss allowance | $4,272,000 | 1,730 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,644,000 | 3,569 |
| Other real estate owned | $133,000 | 1,447 |
| Goodwill and other intangibles | $2,232,000 | 1,126 |
| All other assets | $26,895,000 | 811 |
| Life insurance assets | $9,648,000 | 771 |
| Total liabilities and capital | $522,919,000 | 1,307 |
| Total liabilities | $472,029,000 | 1,290 |
| Total deposits | $347,633,000 | 1,612 |
| Interest-bearing deposits | $301,828,000 | 1,552 |
| Deposits held in domestic offices | $347,633,000 | 1,612 |
| % insured | 95.26% | 1,659 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $122,315,000 | 258 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,081,000 | 1,989 |
| Total equity capital | $50,890,000 | 1,399 |
| Total bank equity capital | $50,890,000 | 1,399 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,967,000 | 1,720 |
| Surplus | $24,934,000 | 1,277 |
| Undivided profits | $23,989,000 | 1,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,048,000 | 1,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,359,000 | 2,030 |
| Earning assets | $486,954,000 | 1,283 |
| Long-term assets (5+ years) | $265,348,000 | 759 |
| Average Assets, year-to-date | $521,822,500 | 1,300 |
| Average Assets, quarterly | $521,822,500 | 1,300 |
| Volatile liabilities | $42,600,000 | 1,100 |
| Insider loans | $6,000 | 6,524 |
| FHLB advances | $117,228,000 | 228 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $39,979,000 | 1,542 |
| Tier 1 (core) risk-based capital | $44,958,000 | 1,451 |
| Tier 2 risk-based capital | $4,324,000 | 1,238 |
| Total risk weighted assets | $332,257,000 | 1,333 |
| Total unused commitments | $39,979,000 | 1,542 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 109 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $520,726,000 | 1,307 |
| Cash and due from depository institutions | $36,876,000 | 1,356 |
| Interest-bearing balances | $32,284,000 | 1,193 |
| Securities | $35,330,000 | 3,325 |
| Federal funds sold & reverse repurchase agreements | $123,000 | 3,370 |
| Net loans & leases | $417,093,000 | 992 |
| Loan loss allowance | $4,083,000 | 1,811 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,647,000 | 3,580 |
| Other real estate owned | $320,000 | 1,356 |
| Goodwill and other intangibles | $2,232,000 | 1,132 |
| All other assets | $26,105,000 | 843 |
| Life insurance assets | $7,575,000 | 932 |
| Total liabilities and capital | $520,726,000 | 1,307 |
| Total liabilities | $470,375,000 | 1,293 |
| Total deposits | $335,082,000 | 1,642 |
| Interest-bearing deposits | $290,995,000 | 1,598 |
| Deposits held in domestic offices | $335,082,000 | 1,640 |
| % insured | 95.12% | 1,813 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $122,495,000 | 267 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $12,798,000 | 504 |
| Total equity capital | $50,351,000 | 1,407 |
| Total bank equity capital | $50,351,000 | 1,407 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,967,000 | 1,730 |
| Surplus | $24,845,000 | 1,288 |
| Undivided profits | $23,539,000 | 1,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $9,840,000 | 1,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,377,000 | 2,103 |
| Earning assets | $484,830,000 | 1,273 |
| Long-term assets (5+ years) | $229,377,000 | 693 |
| Average Assets, year-to-date | $505,774,200 | 1,322 |
| Average Assets, quarterly | $516,668,000 | 1,316 |
| Volatile liabilities | $33,331,000 | 1,477 |
| Insider loans | $7,000 | 6,561 |
| FHLB advances | $117,260,000 | 234 |
| Loans and leases held for sale | $221,000 | 1,671 |
| Unused loan commitments | $31,266,000 | 1,827 |
| Tier 1 (core) risk-based capital | $44,752,000 | 1,454 |
| Tier 2 risk-based capital | $3,896,000 | 1,357 |
| Total risk weighted assets | $318,350,000 | 1,397 |
| Total unused commitments | $31,266,000 | 1,828 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 107 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $512,610,000 | 1,331 |
| Cash and due from depository institutions | $27,045,000 | 1,392 |
| Interest-bearing balances | $23,301,000 | 1,668 |
| Securities | $25,915,000 | 3,927 |
| Federal funds sold & reverse repurchase agreements | $99,000 | 3,622 |
| Net loans & leases | $428,647,000 | 965 |
| Loan loss allowance | $4,173,000 | 1,803 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,492,000 | 3,729 |
| Other real estate owned | $187,000 | 1,392 |
| Goodwill and other intangibles | $2,232,000 | 1,141 |
| All other assets | $25,993,000 | 848 |
| Life insurance assets | $7,416,000 | 937 |
| Total liabilities and capital | $512,610,000 | 1,331 |
| Total liabilities | $460,359,000 | 1,324 |
| Total deposits | $335,633,000 | 1,631 |
| Interest-bearing deposits | $289,998,000 | 1,621 |
| Deposits held in domestic offices | $335,633,000 | 1,630 |
| % insured | 94.64% | 2,061 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $122,674,000 | 264 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,052,000 | 2,097 |
| Total equity capital | $52,251,000 | 1,367 |
| Total bank equity capital | $52,251,000 | 1,366 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,967,000 | 1,763 |
| Surplus | $24,861,000 | 1,301 |
| Undivided profits | $25,423,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $8,718,000 | 1,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,514,000 | 1,978 |
| Earning assets | $477,962,000 | 1,306 |
| Long-term assets (5+ years) | $220,778,000 | 695 |
| Average Assets, year-to-date | $502,036,250 | 1,338 |
| Average Assets, quarterly | $504,599,500 | 1,342 |
| Volatile liabilities | $33,964,000 | 1,478 |
| Insider loans | $97,000 | 6,195 |
| FHLB advances | $117,291,000 | 231 |
| Loans and leases held for sale | $523,000 | 1,357 |
| Unused loan commitments | $28,981,000 | 1,927 |
| Tier 1 (core) risk-based capital | $46,057,000 | 1,429 |
| Tier 2 risk-based capital | $3,870,000 | 1,371 |
| Total risk weighted assets | $315,053,000 | 1,414 |
| Total unused commitments | $28,981,000 | 1,930 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 107 | 1,403 |
| Assets and Liabilities | ||
| Total Assets: | $496,589,000 | 1,371 |
| Cash and due from depository institutions | $24,621,000 | 1,403 |
| Interest-bearing balances | $136,000 | 6,487 |
| Securities | $27,522,000 | 3,803 |
| Federal funds sold & reverse repurchase agreements | $551,000 | 3,150 |
| Net loans & leases | $413,534,000 | 1,018 |
| Loan loss allowance | $4,418,000 | 1,725 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,557,000 | 3,691 |
| Other real estate owned | $132,000 | 1,403 |
| Goodwill and other intangibles | $2,232,000 | 1,160 |
| All other assets | $25,440,000 | 882 |
| Life insurance assets | $7,342,000 | 939 |
| Total liabilities and capital | $496,589,000 | 1,371 |
| Total liabilities | $444,253,000 | 1,366 |
| Total deposits | $319,548,000 | 1,698 |
| Interest-bearing deposits | $273,647,000 | 1,719 |
| Deposits held in domestic offices | $319,548,000 | 1,697 |
| % insured | 93.84% | 2,524 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $122,852,000 | 284 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,853,000 | 2,139 |
| Total equity capital | $52,336,000 | 1,329 |
| Total bank equity capital | $52,336,000 | 1,328 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,967,000 | 1,791 |
| Surplus | $24,825,000 | 1,290 |
| Undivided profits | $25,544,000 | 1,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $10,303,000 | 1,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,399,000 | 2,103 |
| Earning assets | $441,743,000 | 1,391 |
| Long-term assets (5+ years) | $197,716,000 | 768 |
| Average Assets, year-to-date | $498,511,670 | 1,348 |
| Average Assets, quarterly | $491,774,500 | 1,375 |
| Volatile liabilities | $13,235,000 | 2,990 |
| Insider loans | $101,000 | 6,203 |
| FHLB advances | $117,321,000 | 243 |
| Loans and leases held for sale | $196,000 | 1,496 |
| Unused loan commitments | $34,612,000 | 1,698 |
| Tier 1 (core) risk-based capital | $46,609,000 | 1,389 |
| Tier 2 risk-based capital | $4,029,000 | 1,327 |
| Total risk weighted assets | $309,147,000 | 1,447 |
| Total unused commitments | $34,612,000 | 1,699 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 108 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $486,960,000 | 1,393 |
| Cash and due from depository institutions | $40,289,000 | 1,376 |
| Interest-bearing balances | $36,868,000 | 1,065 |
| Securities | $25,261,000 | 4,001 |
| Federal funds sold & reverse repurchase agreements | $553,000 | 3,524 |
| Net loans & leases | $390,325,000 | 1,095 |
| Loan loss allowance | $3,892,000 | 1,936 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,612,000 | 3,680 |
| Other real estate owned | $132,000 | 1,376 |
| Goodwill and other intangibles | $2,232,000 | 1,160 |
| All other assets | $25,556,000 | 885 |
| Life insurance assets | $7,271,000 | 944 |
| Total liabilities and capital | $486,960,000 | 1,393 |
| Total liabilities | $434,804,000 | 1,404 |
| Total deposits | $310,769,000 | 1,768 |
| Interest-bearing deposits | $269,869,000 | 1,775 |
| Deposits held in domestic offices | $310,769,000 | 1,766 |
| % insured | 93.67% | 2,620 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $123,027,000 | 292 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,008,000 | 3,131 |
| Total equity capital | $52,156,000 | 1,290 |
| Total bank equity capital | $52,156,000 | 1,289 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,967,000 | 1,819 |
| Surplus | $24,787,000 | 1,300 |
| Undivided profits | $25,402,000 | 1,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $9,585,000 | 1,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,496,000 | 1,962 |
| Earning assets | $453,007,000 | 1,369 |
| Long-term assets (5+ years) | $161,552,000 | 916 |
| Average Assets, year-to-date | $499,473,000 | 1,350 |
| Average Assets, quarterly | $499,473,000 | 1,350 |
| Volatile liabilities | $13,627,000 | 2,955 |
| Insider loans | $105,000 | 6,250 |
| FHLB advances | $117,351,000 | 254 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $27,620,000 | 2,031 |
| Tier 1 (core) risk-based capital | $46,938,000 | 1,372 |
| Tier 2 risk-based capital | $4,016,000 | 1,349 |
| Total risk weighted assets | $304,743,000 | 1,472 |
| Total unused commitments | $27,620,000 | 2,031 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 103 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $511,986,000 | 1,319 |
| Cash and due from depository institutions | $50,503,000 | 1,469 |
| Interest-bearing balances | $47,073,000 | 786 |
| Securities | $28,380,000 | 3,625 |
| Federal funds sold & reverse repurchase agreements | $489,000 | 3,522 |
| Net loans & leases | $401,842,000 | 1,084 |
| Loan loss allowance | $3,748,000 | 2,013 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,748,000 | 3,626 |
| Other real estate owned | $132,000 | 1,469 |
| Goodwill and other intangibles | $2,232,000 | 1,165 |
| All other assets | $25,660,000 | 893 |
| Life insurance assets | $7,200,000 | 942 |
| Total liabilities and capital | $511,986,000 | 1,319 |
| Total liabilities | $460,526,000 | 1,309 |
| Total deposits | $327,137,000 | 1,669 |
| Interest-bearing deposits | $284,129,000 | 1,677 |
| Deposits held in domestic offices | $327,137,000 | 1,667 |
| % insured | 94.24% | 2,306 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $132,205,000 | 295 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,184,000 | 2,891 |
| Total equity capital | $51,460,000 | 1,298 |
| Total bank equity capital | $51,460,000 | 1,298 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,967,000 | 1,845 |
| Surplus | $24,452,000 | 1,315 |
| Undivided profits | $25,041,000 | 1,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $10,055,000 | 1,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,416,000 | 2,136 |
| Earning assets | $477,784,000 | 1,291 |
| Long-term assets (5+ years) | $165,923,000 | 867 |
| Average Assets, year-to-date | $532,796,400 | 1,257 |
| Average Assets, quarterly | $518,749,000 | 1,296 |
| Volatile liabilities | $57,407,000 | 2,232 |
| Insider loans | $318,000 | 5,557 |
| FHLB advances | $126,382,000 | 261 |
| Loans and leases held for sale | $410,000 | 1,529 |
| Unused loan commitments | $21,990,000 | 2,389 |
| Tier 1 (core) risk-based capital | $46,905,000 | 1,367 |
| Tier 2 risk-based capital | $3,893,000 | 1,398 |
| Total risk weighted assets | $312,777,000 | 1,451 |
| Total unused commitments | $21,990,000 | 2,390 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 105 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $525,512,000 | 1,302 |
| Cash and due from depository institutions | $37,658,000 | 1,450 |
| Interest-bearing balances | $33,568,000 | 1,079 |
| Securities | $27,360,000 | 3,671 |
| Federal funds sold & reverse repurchase agreements | $491,000 | 3,712 |
| Net loans & leases | $428,036,000 | 1,033 |
| Loan loss allowance | $3,633,000 | 2,070 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,832,000 | 3,609 |
| Other real estate owned | $0 | 1,450 |
| Goodwill and other intangibles | $2,232,000 | 1,164 |
| All other assets | $26,903,000 | 866 |
| Life insurance assets | $7,040,000 | 949 |
| Total liabilities and capital | $525,512,000 | 1,302 |
| Total liabilities | $474,657,000 | 1,286 |
| Total deposits | $338,227,000 | 1,628 |
| Interest-bearing deposits | $295,108,000 | 1,635 |
| Deposits held in domestic offices | $338,227,000 | 1,626 |
| % insured | 91.52% | 2,963 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $134,379,000 | 312 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,051,000 | 2,171 |
| Total equity capital | $50,855,000 | 1,351 |
| Total bank equity capital | $50,855,000 | 1,351 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,967,000 | 1,872 |
| Surplus | $24,449,000 | 1,302 |
| Undivided profits | $24,439,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $8,880,000 | 1,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,604,000 | 2,021 |
| Earning assets | $489,455,000 | 1,279 |
| Long-term assets (5+ years) | $180,466,000 | 783 |
| Average Assets, year-to-date | $537,999,000 | 1,260 |
| Average Assets, quarterly | $525,944,000 | 1,293 |
| Volatile liabilities | $61,348,000 | 2,187 |
| Insider loans | $320,000 | 5,636 |
| FHLB advances | $128,411,000 | 279 |
| Loans and leases held for sale | $3,629,000 | 708 |
| Unused loan commitments | $22,816,000 | 2,369 |
| Tier 1 (core) risk-based capital | $45,460,000 | 1,411 |
| Tier 2 risk-based capital | $3,703,000 | 1,500 |
| Total risk weighted assets | $329,146,000 | 1,406 |
| Total unused commitments | $22,816,000 | 2,374 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 99 | 1,569 |
| Assets and Liabilities | ||
| Total Assets: | $526,376,000 | 1,298 |
| Cash and due from depository institutions | $18,174,000 | 1,569 |
| Interest-bearing balances | $13,763,000 | 2,178 |
| Securities | $29,637,000 | 3,501 |
| Federal funds sold & reverse repurchase agreements | $493,000 | 3,834 |
| Net loans & leases | $445,885,000 | 1,009 |
| Loan loss allowance | $3,336,000 | 2,204 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,754,000 | 3,694 |
| Other real estate owned | $0 | 1,569 |
| Goodwill and other intangibles | $2,232,000 | 1,172 |
| All other assets | $27,201,000 | 868 |
| Life insurance assets | $6,964,000 | 957 |
| Total liabilities and capital | $526,377,000 | 1,298 |
| Total liabilities | $476,418,000 | 1,295 |
| Total deposits | $335,877,000 | 1,654 |
| Interest-bearing deposits | $292,890,000 | 1,654 |
| Deposits held in domestic offices | $335,877,000 | 1,653 |
| % insured | 92.56% | 2,660 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $138,552,000 | 315 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,989,000 | 2,131 |
| Total equity capital | $49,959,000 | 1,360 |
| Total bank equity capital | $49,959,000 | 1,360 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,967,000 | 1,893 |
| Surplus | $24,459,000 | 1,296 |
| Undivided profits | $23,533,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,363,000 | 1,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,648,000 | 1,895 |
| Earning assets | $489,778,000 | 1,278 |
| Long-term assets (5+ years) | $199,339,000 | 690 |
| Average Assets, year-to-date | $542,161,330 | 1,253 |
| Average Assets, quarterly | $534,217,000 | 1,281 |
| Volatile liabilities | $64,219,000 | 2,143 |
| Insider loans | $324,000 | 5,675 |
| FHLB advances | $132,440,000 | 276 |
| Loans and leases held for sale | $1,007,000 | 1,040 |
| Unused loan commitments | $21,875,000 | 2,488 |
| Tier 1 (core) risk-based capital | $44,362,000 | 1,437 |
| Tier 2 risk-based capital | $3,336,000 | 1,664 |
| Total risk weighted assets | $342,237,000 | 1,379 |
| Total unused commitments | $21,875,000 | 2,491 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 100 | 1,560 |
| Assets and Liabilities | ||
| Total Assets: | $542,058,000 | 1,292 |
| Cash and due from depository institutions | $15,052,000 | 1,560 |
| Interest-bearing balances | $10,933,000 | 2,496 |
| Securities | $35,357,000 | 3,144 |
| Federal funds sold & reverse repurchase agreements | $495,000 | 4,102 |
| Net loans & leases | $458,863,000 | 999 |
| Loan loss allowance | $3,038,000 | 2,416 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,643,000 | 3,827 |
| Other real estate owned | $60,000 | 1,560 |
| Goodwill and other intangibles | $2,232,000 | 1,179 |
| All other assets | $27,356,000 | 877 |
| Life insurance assets | $6,891,000 | 964 |
| Total liabilities and capital | $542,058,000 | 1,292 |
| Total liabilities | $492,591,000 | 1,280 |
| Total deposits | $341,196,000 | 1,677 |
| Interest-bearing deposits | $299,130,000 | 1,668 |
| Deposits held in domestic offices | $341,196,000 | 1,675 |
| % insured | 92.56% | 2,709 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $149,723,000 | 318 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,672,000 | 2,425 |
| Total equity capital | $49,467,000 | 1,368 |
| Total bank equity capital | $49,467,000 | 1,368 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,967,000 | 1,934 |
| Surplus | $24,476,000 | 1,316 |
| Undivided profits | $23,024,000 | 1,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,246,000 | 2,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,896,000 | 1,709 |
| Earning assets | $505,648,000 | 1,268 |
| Long-term assets (5+ years) | $207,972,000 | 665 |
| Average Assets, year-to-date | $550,054,000 | 1,270 |
| Average Assets, quarterly | $550,054,000 | 1,270 |
| Volatile liabilities | $77,695,000 | 1,871 |
| Insider loans | $328,000 | 5,724 |
| FHLB advances | $143,469,000 | 276 |
| Loans and leases held for sale | $392,000 | 1,319 |
| Unused loan commitments | $23,808,000 | 2,437 |
| Tier 1 (core) risk-based capital | $44,237,000 | 1,445 |
| Tier 2 risk-based capital | $3,137,000 | 1,804 |
| Total risk weighted assets | $354,253,000 | 1,375 |
| Total unused commitments | $23,808,000 | 2,443 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 106 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $558,050,000 | 1,252 |
| Cash and due from depository institutions | $17,727,000 | 1,491 |
| Interest-bearing balances | $13,159,000 | 1,901 |
| Securities | $38,056,000 | 2,965 |
| Federal funds sold & reverse repurchase agreements | $496,000 | 4,007 |
| Net loans & leases | $468,023,000 | 1,008 |
| Loan loss allowance | $2,788,000 | 2,547 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,656,000 | 3,845 |
| Other real estate owned | $77,000 | 1,491 |
| Goodwill and other intangibles | $2,232,000 | 1,189 |
| All other assets | $28,783,000 | 855 |
| Life insurance assets | $6,818,000 | 971 |
| Total liabilities and capital | $558,050,000 | 1,252 |
| Total liabilities | $510,271,000 | 1,241 |
| Total deposits | $346,529,000 | 1,652 |
| Interest-bearing deposits | $303,783,000 | 1,643 |
| Deposits held in domestic offices | $346,529,000 | 1,650 |
| % insured | 91.43% | 3,172 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $161,896,000 | 322 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,846,000 | 2,273 |
| Total equity capital | $47,779,000 | 1,399 |
| Total bank equity capital | $47,779,000 | 1,399 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,967,000 | 1,969 |
| Surplus | $24,369,000 | 1,329 |
| Undivided profits | $21,443,000 | 1,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,931,000 | 2,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,766,000 | 1,918 |
| Earning assets | $519,734,000 | 1,225 |
| Long-term assets (5+ years) | $213,829,000 | 631 |
| Average Assets, year-to-date | $556,896,600 | 1,246 |
| Average Assets, quarterly | $549,176,500 | 1,273 |
| Volatile liabilities | $89,855,000 | 1,660 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $155,498,000 | 269 |
| Loans and leases held for sale | $3,212,000 | 580 |
| Unused loan commitments | $28,097,000 | 2,157 |
| Tier 1 (core) risk-based capital | $41,505,000 | 1,514 |
| Tier 2 risk-based capital | $2,788,000 | 2,008 |
| Total risk weighted assets | $360,974,000 | 1,393 |
| Total unused commitments | $28,097,000 | 2,160 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 111 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $540,303,000 | 1,312 |
| Cash and due from depository institutions | $14,513,000 | 1,438 |
| Interest-bearing balances | $9,243,000 | 2,141 |
| Securities | $36,171,000 | 3,074 |
| Federal funds sold & reverse repurchase agreements | $997,000 | 3,661 |
| Net loans & leases | $456,591,000 | 1,057 |
| Loan loss allowance | $2,719,000 | 2,501 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,792,000 | 3,789 |
| Other real estate owned | $336,000 | 1,438 |
| Goodwill and other intangibles | $2,232,000 | 1,243 |
| All other assets | $26,671,000 | 825 |
| Life insurance assets | $6,656,000 | 987 |
| Total liabilities and capital | $540,303,000 | 1,312 |
| Total liabilities | $493,101,000 | 1,301 |
| Total deposits | $343,289,000 | 1,662 |
| Interest-bearing deposits | $302,861,000 | 1,651 |
| Deposits held in domestic offices | $343,289,000 | 1,659 |
| % insured | 92.63% | 2,833 |
| Federal funds purchased & repurchase agreements | $140,000 | 2,762 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $148,067,000 | 369 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,605,000 | 2,768 |
| Total equity capital | $47,202,000 | 1,467 |
| Total bank equity capital | $47,202,000 | 1,466 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,967,000 | 1,994 |
| Surplus | $24,423,000 | 1,325 |
| Undivided profits | $20,812,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,907,000 | 2,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,875,000 | 1,954 |
| Earning assets | $503,002,000 | 1,291 |
| Long-term assets (5+ years) | $192,012,000 | 703 |
| Average Assets, year-to-date | $556,608,250 | 1,253 |
| Average Assets, quarterly | $549,749,500 | 1,288 |
| Volatile liabilities | $92,892,000 | 1,629 |
| Insider loans | $395,000 | 5,653 |
| FHLB advances | $141,527,000 | 322 |
| Loans and leases held for sale | $732,000 | 1,076 |
| Unused loan commitments | $39,712,000 | 1,713 |
| Tier 1 (core) risk-based capital | $40,734,000 | 1,573 |
| Tier 2 risk-based capital | $2,719,000 | 2,049 |
| Total risk weighted assets | $359,279,000 | 1,421 |
| Total unused commitments | $39,712,000 | 1,713 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 111 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $559,196,000 | 1,276 |
| Cash and due from depository institutions | $31,384,000 | 1,477 |
| Interest-bearing balances | $28,357,000 | 780 |
| Securities | $32,823,000 | 3,233 |
| Federal funds sold & reverse repurchase agreements | $998,000 | 4,051 |
| Net loans & leases | $458,646,000 | 1,075 |
| Loan loss allowance | $3,064,000 | 2,189 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,942,000 | 3,708 |
| Other real estate owned | $3,064,000 | 1,477 |
| Goodwill and other intangibles | $2,232,000 | 1,266 |
| All other assets | $27,107,000 | 822 |
| Life insurance assets | $6,579,000 | 1,000 |
| Total liabilities and capital | $559,196,000 | 1,276 |
| Total liabilities | $513,352,000 | 1,259 |
| Total deposits | $361,302,000 | 1,595 |
| Interest-bearing deposits | $317,140,000 | 1,590 |
| Deposits held in domestic offices | $361,302,000 | 1,591 |
| % insured | 78.54% | 4,162 |
| Federal funds purchased & repurchase agreements | $2,024,000 | 2,011 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $148,235,000 | 398 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,791,000 | 2,570 |
| Total equity capital | $45,844,000 | 1,494 |
| Total bank equity capital | $45,844,000 | 1,494 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,967,000 | 2,024 |
| Surplus | $24,472,000 | 1,333 |
| Undivided profits | $19,405,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,369,000 | 2,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,726,000 | 2,036 |
| Earning assets | $520,824,000 | 1,257 |
| Long-term assets (5+ years) | $178,971,000 | 767 |
| Average Assets, year-to-date | $562,043,330 | 1,266 |
| Average Assets, quarterly | $567,243,000 | 1,256 |
| Volatile liabilities | $102,849,000 | 1,496 |
| Insider loans | $402,000 | 5,684 |
| FHLB advances | $141,555,000 | 345 |
| Loans and leases held for sale | $3,735,000 | 645 |
| Unused loan commitments | $44,319,000 | 1,633 |
| Tier 1 (core) risk-based capital | $38,521,000 | 1,692 |
| Tier 2 risk-based capital | $3,064,000 | 1,853 |
| Total risk weighted assets | $366,073,000 | 1,430 |
| Total unused commitments | $44,319,000 | 1,634 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 112 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $575,290,000 | 1,240 |
| Cash and due from depository institutions | $41,308,000 | 1,469 |
| Interest-bearing balances | $36,264,000 | 542 |
| Securities | $35,329,000 | 3,078 |
| Federal funds sold & reverse repurchase agreements | $999,000 | 4,513 |
| Net loans & leases | $460,687,000 | 1,069 |
| Loan loss allowance | $3,191,000 | 2,059 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,064,000 | 3,654 |
| Other real estate owned | $2,986,000 | 1,469 |
| Goodwill and other intangibles | $2,232,000 | 1,276 |
| All other assets | $28,685,000 | 769 |
| Life insurance assets | $6,505,000 | 1,009 |
| Total liabilities and capital | $575,290,000 | 1,240 |
| Total liabilities | $531,285,000 | 1,215 |
| Total deposits | $376,987,000 | 1,519 |
| Interest-bearing deposits | $330,453,000 | 1,523 |
| Deposits held in domestic offices | $376,987,000 | 1,515 |
| % insured | 93.01% | 477 |
| Federal funds purchased & repurchase agreements | $1,014,000 | 2,345 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $151,403,000 | 418 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,881,000 | 2,429 |
| Total equity capital | $44,005,000 | 1,561 |
| Total bank equity capital | $44,005,000 | 1,560 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,967,000 | 2,035 |
| Surplus | $24,528,000 | 1,316 |
| Undivided profits | $17,510,000 | 1,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,744,000 | 2,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,859,000 | 1,884 |
| Earning assets | $533,279,000 | 1,232 |
| Long-term assets (5+ years) | $170,217,000 | 804 |
| Average Assets, year-to-date | $563,467,000 | 1,266 |
| Average Assets, quarterly | $563,467,000 | 1,266 |
| Volatile liabilities | $113,511,000 | 1,360 |
| Insider loans | $507,000 | 5,423 |
| FHLB advances | $144,583,000 | 362 |
| Loans and leases held for sale | $3,208,000 | 599 |
| Unused loan commitments | $43,352,000 | 1,743 |
| Tier 1 (core) risk-based capital | $36,624,000 | 1,785 |
| Tier 2 risk-based capital | $3,191,000 | 1,773 |
| Total risk weighted assets | $372,338,000 | 1,409 |
| Total unused commitments | $43,352,000 | 1,744 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 113 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $551,644,000 | 1,279 |
| Cash and due from depository institutions | $27,970,000 | 1,474 |
| Interest-bearing balances | $23,415,000 | 503 |
| Securities | $37,296,000 | 2,947 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 3,948 |
| Net loans & leases | $451,684,000 | 1,097 |
| Loan loss allowance | $4,600,000 | 1,486 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,229,000 | 3,567 |
| Other real estate owned | $191,000 | 1,474 |
| Goodwill and other intangibles | $2,232,000 | 1,294 |
| All other assets | $28,042,000 | 790 |
| Life insurance assets | $6,431,000 | 1,018 |
| Total liabilities and capital | $551,644,000 | 1,279 |
| Total liabilities | $508,242,000 | 1,255 |
| Total deposits | $353,491,000 | 1,570 |
| Interest-bearing deposits | $314,680,000 | 1,545 |
| Deposits held in domestic offices | $353,491,000 | 1,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,645,000 | 2,457 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $151,571,000 | 450 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,535,000 | 2,793 |
| Total equity capital | $43,402,000 | 1,560 |
| Total bank equity capital | $43,402,000 | 1,560 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,967,000 | 2,042 |
| Surplus | $22,355,000 | 1,386 |
| Undivided profits | $19,080,000 | 1,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,788,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,845,000 | 2,037 |
| Earning assets | $513,395,000 | 1,251 |
| Long-term assets (5+ years) | $159,622,000 | 844 |
| Average Assets, year-to-date | $556,399,400 | 1,222 |
| Average Assets, quarterly | $546,505,000 | 1,280 |
| Volatile liabilities | $93,528,000 | 1,610 |
| Insider loans | $515,000 | 5,471 |
| FHLB advances | $144,610,000 | 403 |
| Loans and leases held for sale | $350,000 | 1,265 |
| Unused loan commitments | $23,759,000 | 2,753 |
| Tier 1 (core) risk-based capital | $36,561,000 | 1,744 |
| Tier 2 risk-based capital | $4,600,000 | 1,276 |
| Total risk weighted assets | $374,954,000 | 1,407 |
| Total unused commitments | $23,759,000 | 2,755 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 127 | 1,320 |
| Assets and Liabilities | ||
| Total Assets: | $541,366,000 | 1,288 |
| Cash and due from depository institutions | $15,846,000 | 1,320 |
| Interest-bearing balances | $7,020,000 | 1,007 |
| Securities | $36,575,000 | 2,935 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,319 |
| Net loans & leases | $459,266,000 | 1,072 |
| Loan loss allowance | $4,674,000 | 1,346 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,424,000 | 3,437 |
| Other real estate owned | $89,000 | 1,320 |
| Goodwill and other intangibles | $2,232,000 | 1,334 |
| All other assets | $23,634,000 | 896 |
| Life insurance assets | $6,267,000 | 1,036 |
| Total liabilities and capital | $541,366,000 | 1,288 |
| Total liabilities | $509,305,000 | 1,233 |
| Total deposits | $356,041,000 | 1,526 |
| Interest-bearing deposits | $315,565,000 | 1,509 |
| Deposits held in domestic offices | $356,041,000 | 1,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $160,000 | 3,389 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $151,738,000 | 469 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,366,000 | 3,120 |
| Total equity capital | $32,061,000 | 2,132 |
| Total bank equity capital | $32,061,000 | 2,132 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,967,000 | 2,058 |
| Surplus | $14,409,000 | 2,003 |
| Undivided profits | $15,685,000 | 2,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,491,000 | 928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,972,000 | 2,012 |
| Earning assets | $503,161,000 | 1,265 |
| Long-term assets (5+ years) | $164,420,000 | 812 |
| Average Assets, year-to-date | $557,588,250 | 1,206 |
| Average Assets, quarterly | $552,624,500 | 1,256 |
| Volatile liabilities | $81,829,000 | 1,744 |
| Insider loans | $621,000 | 5,180 |
| FHLB advances | $144,638,000 | 434 |
| Loans and leases held for sale | $1,240,000 | 701 |
| Unused loan commitments | $23,375,000 | 2,927 |
| Tier 1 (core) risk-based capital | $30,405,000 | 2,165 |
| Tier 2 risk-based capital | $4,700,000 | 1,219 |
| Total risk weighted assets | $385,053,000 | 1,357 |
| Total unused commitments | $23,375,000 | 2,930 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 125 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $563,883,000 | 1,234 |
| Cash and due from depository institutions | $6,387,000 | 1,378 |
| Interest-bearing balances | $68,000 | 5,429 |
| Securities | $50,568,000 | 2,291 |
| Federal funds sold & reverse repurchase agreements | $5,480,000 | 2,066 |
| Net loans & leases | $472,314,000 | 1,031 |
| Loan loss allowance | $3,809,000 | 1,540 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,534,000 | 3,352 |
| Other real estate owned | $0 | 1,378 |
| Goodwill and other intangibles | $2,232,000 | 1,342 |
| All other assets | $23,368,000 | 878 |
| Life insurance assets | $6,188,000 | 1,045 |
| Total liabilities and capital | $563,883,000 | 1,234 |
| Total liabilities | $522,363,000 | 1,188 |
| Total deposits | $363,550,000 | 1,495 |
| Interest-bearing deposits | $323,919,000 | 1,456 |
| Deposits held in domestic offices | $363,550,000 | 1,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $156,902,000 | 447 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,911,000 | 2,385 |
| Total equity capital | $41,520,000 | 1,647 |
| Total bank equity capital | $41,520,000 | 1,647 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,967,000 | 2,070 |
| Surplus | $14,441,000 | 1,984 |
| Undivided profits | $25,112,000 | 1,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,228,000 | 841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,885,000 | 2,037 |
| Earning assets | $528,430,000 | 1,202 |
| Long-term assets (5+ years) | $170,537,000 | 757 |
| Average Assets, year-to-date | $562,995,670 | 1,196 |
| Average Assets, quarterly | $567,359,000 | 1,205 |
| Volatile liabilities | $82,527,000 | 1,713 |
| Insider loans | $674,000 | 5,040 |
| FHLB advances | $149,665,000 | 413 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $25,080,000 | 2,847 |
| Tier 1 (core) risk-based capital | $39,472,000 | 1,661 |
| Tier 2 risk-based capital | $3,809,000 | 1,449 |
| Total risk weighted assets | $413,254,000 | 1,257 |
| Total unused commitments | $25,080,000 | 2,848 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 122 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $570,835,000 | 1,200 |
| Cash and due from depository institutions | $5,832,000 | 1,392 |
| Interest-bearing balances | $21,000 | 6,125 |
| Securities | $53,139,000 | 2,189 |
| Federal funds sold & reverse repurchase agreements | $11,715,000 | 1,499 |
| Net loans & leases | $471,524,000 | 1,004 |
| Loan loss allowance | $3,613,000 | 1,570 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,627,000 | 3,273 |
| Other real estate owned | $0 | 1,392 |
| Goodwill and other intangibles | $2,232,000 | 1,352 |
| All other assets | $22,766,000 | 873 |
| Life insurance assets | $6,110,000 | 1,044 |
| Total liabilities and capital | $570,835,000 | 1,200 |
| Total liabilities | $528,708,000 | 1,151 |
| Total deposits | $362,686,000 | 1,483 |
| Interest-bearing deposits | $324,522,000 | 1,436 |
| Deposits held in domestic offices | $362,686,000 | 1,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $141,000 | 3,048 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $164,066,000 | 397 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,815,000 | 2,659 |
| Total equity capital | $42,127,000 | 1,670 |
| Total bank equity capital | $42,127,000 | 1,670 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,967,000 | 2,068 |
| Surplus | $14,441,000 | 1,970 |
| Undivided profits | $25,719,000 | 1,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,742,000 | 760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,981,000 | 1,976 |
| Earning assets | $536,399,000 | 1,169 |
| Long-term assets (5+ years) | $179,258,000 | 710 |
| Average Assets, year-to-date | $562,552,000 | 1,192 |
| Average Assets, quarterly | $562,552,000 | 1,192 |
| Volatile liabilities | $86,193,000 | 1,641 |
| Insider loans | $679,000 | 4,992 |
| FHLB advances | $156,691,000 | 360 |
| Loans and leases held for sale | $195,000 | 1,535 |
| Unused loan commitments | $31,384,000 | 2,512 |
| Tier 1 (core) risk-based capital | $40,033,000 | 1,632 |
| Tier 2 risk-based capital | $3,613,000 | 1,486 |
| Total risk weighted assets | $415,645,000 | 1,231 |
| Total unused commitments | $31,384,000 | 2,515 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 124 | 1,375 |
| Assets and Liabilities | ||
| Total Assets: | $554,269,000 | 1,221 |
| Cash and due from depository institutions | $5,818,000 | 1,375 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $56,510,000 | 2,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $464,441,000 | 1,015 |
| Loan loss allowance | $3,379,000 | 1,636 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,783,000 | 3,163 |
| Other real estate owned | $0 | 1,375 |
| Goodwill and other intangibles | $2,232,000 | 1,345 |
| All other assets | $21,485,000 | 913 |
| Life insurance assets | $6,049,000 | 1,046 |
| Total liabilities and capital | $554,269,000 | 1,221 |
| Total liabilities | $512,121,000 | 1,175 |
| Total deposits | $356,472,000 | 1,502 |
| Interest-bearing deposits | $320,724,000 | 1,451 |
| Deposits held in domestic offices | $356,472,000 | 1,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $443,000 | 3,107 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $153,312,000 | 398 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,894,000 | 2,585 |
| Total equity capital | $42,148,000 | 1,651 |
| Total bank equity capital | $42,148,000 | 1,651 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,967,000 | 2,060 |
| Surplus | $14,353,000 | 1,954 |
| Undivided profits | $25,828,000 | 1,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,422,000 | 641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,044,000 | 2,086 |
| Earning assets | $520,951,000 | 1,187 |
| Long-term assets (5+ years) | $170,929,000 | 723 |
| Average Assets, year-to-date | $557,068,400 | 1,173 |
| Average Assets, quarterly | $553,233,500 | 1,210 |
| Volatile liabilities | $97,701,000 | 1,482 |
| Insider loans | $686,000 | 4,981 |
| FHLB advances | $145,800,000 | 370 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $27,296,000 | 2,758 |
| Tier 1 (core) risk-based capital | $39,686,000 | 1,639 |
| Tier 2 risk-based capital | $3,540,000 | 1,501 |
| Total risk weighted assets | $403,701,000 | 1,249 |
| Total unused commitments | $27,296,000 | 2,759 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 128 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $552,198,000 | 1,212 |
| Cash and due from depository institutions | $6,448,000 | 1,336 |
| Interest-bearing balances | $4,000 | 6,428 |
| Securities | $67,429,000 | 1,755 |
| Federal funds sold & reverse repurchase agreements | $1,940,000 | 4,194 |
| Net loans & leases | $454,822,000 | 1,021 |
| Loan loss allowance | $3,378,000 | 1,583 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,907,000 | 3,032 |
| Other real estate owned | $0 | 1,336 |
| Goodwill and other intangibles | $2,232,000 | 1,322 |
| All other assets | $15,420,000 | 1,211 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $552,198,000 | 1,212 |
| Total liabilities | $510,772,000 | 1,159 |
| Total deposits | $360,667,000 | 1,471 |
| Interest-bearing deposits | $322,275,000 | 1,426 |
| Deposits held in domestic offices | $360,667,000 | 1,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $823,000 | 2,840 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $147,648,000 | 396 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,634,000 | 2,924 |
| Total equity capital | $41,426,000 | 1,657 |
| Total bank equity capital | $41,426,000 | 1,657 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,967,000 | 2,042 |
| Surplus | $14,325,000 | 1,915 |
| Undivided profits | $25,134,000 | 1,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,910,000 | 536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,353,000 | 1,914 |
| Earning assets | $524,195,000 | 1,158 |
| Long-term assets (5+ years) | $165,010,000 | 715 |
| Average Assets, year-to-date | $557,768,250 | 1,167 |
| Average Assets, quarterly | $550,252,500 | 1,204 |
| Volatile liabilities | $86,289,000 | 1,633 |
| Insider loans | $696,000 | 4,945 |
| FHLB advances | $140,000,000 | 358 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $32,990,000 | 2,445 |
| Tier 1 (core) risk-based capital | $38,988,000 | 1,647 |
| Tier 2 risk-based capital | $3,601,000 | 1,461 |
| Total risk weighted assets | $393,859,000 | 1,257 |
| Total unused commitments | $32,990,000 | 2,445 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 126 | 1,385 |
| Assets and Liabilities | ||
| Total Assets: | $548,307,000 | 1,231 |
| Cash and due from depository institutions | $5,236,000 | 1,385 |
| Interest-bearing balances | $170,000 | 4,153 |
| Securities | $66,094,000 | 1,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $455,295,000 | 1,008 |
| Loan loss allowance | $3,848,000 | 1,384 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,087,000 | 2,907 |
| Other real estate owned | $0 | 1,385 |
| Goodwill and other intangibles | $2,232,000 | 1,325 |
| All other assets | $15,363,000 | 1,222 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $548,307,000 | 1,231 |
| Total liabilities | $508,082,000 | 1,183 |
| Total deposits | $376,082,000 | 1,422 |
| Interest-bearing deposits | $335,196,000 | 1,377 |
| Deposits held in domestic offices | $376,082,000 | 1,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $756,000 | 2,821 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $129,399,000 | 404 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,845,000 | 2,505 |
| Total equity capital | $40,225,000 | 1,693 |
| Total bank equity capital | $40,225,000 | 1,693 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,967,000 | 2,034 |
| Surplus | $14,288,000 | 1,923 |
| Undivided profits | $23,970,000 | 1,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,446,000 | 747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,206,000 | 1,895 |
| Earning assets | $521,559,000 | 1,177 |
| Long-term assets (5+ years) | $161,528,000 | 718 |
| Average Assets, year-to-date | $559,625,000 | 1,180 |
| Average Assets, quarterly | $556,781,000 | 1,194 |
| Volatile liabilities | $96,748,000 | 1,436 |
| Insider loans | $698,000 | 4,920 |
| FHLB advances | $121,616,000 | 363 |
| Loans and leases held for sale | $640,000 | 1,168 |
| Unused loan commitments | $37,169,000 | 2,275 |
| Tier 1 (core) risk-based capital | $38,196,000 | 1,689 |
| Tier 2 risk-based capital | $4,027,000 | 1,314 |
| Total risk weighted assets | $387,739,000 | 1,284 |
| Total unused commitments | $37,169,000 | 2,276 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 134 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $565,255,000 | 1,179 |
| Cash and due from depository institutions | $6,140,000 | 1,279 |
| Interest-bearing balances | $5,000 | 6,414 |
| Securities | $65,790,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $14,450,000 | 1,393 |
| Net loans & leases | $457,236,000 | 984 |
| Loan loss allowance | $3,881,000 | 1,368 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,285,000 | 2,782 |
| Other real estate owned | $0 | 1,279 |
| Goodwill and other intangibles | $2,232,000 | 1,308 |
| All other assets | $15,122,000 | 1,195 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $565,255,000 | 1,179 |
| Total liabilities | $525,292,000 | 1,134 |
| Total deposits | $390,439,000 | 1,343 |
| Interest-bearing deposits | $349,934,000 | 1,299 |
| Deposits held in domestic offices | $390,439,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $712,000 | 2,593 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $132,917,000 | 383 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,224,000 | 3,459 |
| Total equity capital | $39,963,000 | 1,706 |
| Total bank equity capital | $39,963,000 | 1,706 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,967,000 | 2,022 |
| Surplus | $14,231,000 | 1,909 |
| Undivided profits | $23,765,000 | 1,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 4,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,415,000 | 1,644 |
| Earning assets | $537,481,000 | 1,138 |
| Long-term assets (5+ years) | $170,996,000 | 659 |
| Average Assets, year-to-date | $565,284,000 | 1,157 |
| Average Assets, quarterly | $565,284,000 | 1,157 |
| Volatile liabilities | $118,871,000 | 1,160 |
| Insider loans | $701,000 | 4,930 |
| FHLB advances | $125,000,000 | 349 |
| Loans and leases held for sale | $575,000 | 1,201 |
| Unused loan commitments | $34,035,000 | 2,439 |
| Tier 1 (core) risk-based capital | $37,826,000 | 1,698 |
| Tier 2 risk-based capital | $3,996,000 | 1,321 |
| Total risk weighted assets | $384,986,000 | 1,269 |
| Total unused commitments | $34,035,000 | 2,439 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 133 | 1,300 |
| Assets and Liabilities | ||
| Total Assets: | $565,313,000 | 1,157 |
| Cash and due from depository institutions | $4,294,000 | 1,300 |
| Interest-bearing balances | $36,000 | 5,666 |
| Securities | $85,888,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 5,623 |
| Net loans & leases | $452,966,000 | 982 |
| Loan loss allowance | $3,847,000 | 1,360 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,477,000 | 2,639 |
| Other real estate owned | $0 | 1,300 |
| Goodwill and other intangibles | $2,232,000 | 1,299 |
| All other assets | $14,806,000 | 1,223 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $565,313,000 | 1,157 |
| Total liabilities | $522,517,000 | 1,128 |
| Total deposits | $388,928,000 | 1,326 |
| Interest-bearing deposits | $331,495,000 | 1,343 |
| Deposits held in domestic offices | $388,928,000 | 1,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,101,000 | 2,581 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $130,231,000 | 409 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,257,000 | 2,174 |
| Total equity capital | $42,796,000 | 1,555 |
| Total bank equity capital | $42,796,000 | 1,555 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,967,000 | 2,012 |
| Surplus | $14,152,000 | 1,868 |
| Undivided profits | $26,677,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 3,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,561,000 | 1,589 |
| Earning assets | $539,540,000 | 1,108 |
| Long-term assets (5+ years) | $169,499,000 | 658 |
| Average Assets, year-to-date | $549,557,000 | 1,140 |
| Average Assets, quarterly | $560,268,500 | 1,159 |
| Volatile liabilities | $122,234,000 | 1,243 |
| Insider loans | $622,000 | 5,120 |
| FHLB advances | $125,600,000 | 368 |
| Loans and leases held for sale | $755,000 | 1,060 |
| Unused loan commitments | $39,422,000 | 2,147 |
| Tier 1 (core) risk-based capital | $40,894,000 | 1,546 |
| Tier 2 risk-based capital | $3,999,000 | 1,294 |
| Total risk weighted assets | $375,328,000 | 1,292 |
| Total unused commitments | $39,422,000 | 2,147 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 154 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $555,224,000 | 1,179 |
| Cash and due from depository institutions | $5,244,000 | 1,128 |
| Interest-bearing balances | $1,000 | 6,654 |
| Securities | $94,227,000 | 1,304 |
| Federal funds sold & reverse repurchase agreements | $4,025,000 | 2,790 |
| Net loans & leases | $430,850,000 | 1,027 |
| Loan loss allowance | $3,850,000 | 1,351 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,406,000 | 2,649 |
| Other real estate owned | $0 | 1,128 |
| Goodwill and other intangibles | $2,232,000 | 1,291 |
| All other assets | $14,240,000 | 1,275 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $555,224,000 | 1,179 |
| Total liabilities | $513,512,000 | 1,140 |
| Total deposits | $390,284,000 | 1,310 |
| Interest-bearing deposits | $343,025,000 | 1,289 |
| Deposits held in domestic offices | $390,284,000 | 1,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $121,255,000 | 447 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,973,000 | 2,367 |
| Total equity capital | $41,712,000 | 1,577 |
| Total bank equity capital | $41,712,000 | 1,577 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,967,000 | 2,014 |
| Surplus | $14,097,000 | 1,850 |
| Undivided profits | $25,648,000 | 1,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,573,000 | 1,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,555,000 | 1,577 |
| Earning assets | $529,103,000 | 1,125 |
| Long-term assets (5+ years) | $167,104,000 | 682 |
| Average Assets, year-to-date | $545,618,000 | 1,157 |
| Average Assets, quarterly | $549,920,000 | 1,178 |
| Volatile liabilities | $133,042,000 | 1,153 |
| Insider loans | $551,000 | 5,337 |
| FHLB advances | $116,506,000 | 410 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $41,270,000 | 2,106 |
| Tier 1 (core) risk-based capital | $40,068,000 | 1,577 |
| Tier 2 risk-based capital | $3,882,000 | 1,329 |
| Total risk weighted assets | $364,430,000 | 1,325 |
| Total unused commitments | $41,270,000 | 2,108 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 145 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $544,616,000 | 1,185 |
| Cash and due from depository institutions | $8,670,000 | 1,200 |
| Interest-bearing balances | $1,426,000 | 2,122 |
| Securities | $88,894,000 | 1,361 |
| Federal funds sold & reverse repurchase agreements | $17,950,000 | 680 |
| Net loans & leases | $408,424,000 | 1,074 |
| Loan loss allowance | $3,843,000 | 1,334 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,361,000 | 2,635 |
| Other real estate owned | $0 | 1,200 |
| Goodwill and other intangibles | $2,232,000 | 1,285 |
| All other assets | $14,085,000 | 1,279 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $544,616,000 | 1,185 |
| Total liabilities | $504,032,000 | 1,148 |
| Total deposits | $410,245,000 | 1,219 |
| Interest-bearing deposits | $367,356,000 | 1,166 |
| Deposits held in domestic offices | $410,245,000 | 1,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $91,778,000 | 576 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,009,000 | 2,149 |
| Total equity capital | $40,584,000 | 1,559 |
| Total bank equity capital | $40,584,000 | 1,559 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,967,000 | 2,007 |
| Surplus | $14,095,000 | 1,812 |
| Undivided profits | $24,522,000 | 1,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,155,000 | 1,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,153,000 | 1,708 |
| Earning assets | $516,694,000 | 1,131 |
| Long-term assets (5+ years) | $142,264,000 | 765 |
| Average Assets, year-to-date | $542,416,000 | 1,162 |
| Average Assets, quarterly | $545,543,500 | 1,166 |
| Volatile liabilities | $98,894,000 | 1,485 |
| Insider loans | $496,000 | 5,504 |
| FHLB advances | $86,891,000 | 539 |
| Loans and leases held for sale | $383,000 | 1,304 |
| Unused loan commitments | $38,566,000 | 2,201 |
| Tier 1 (core) risk-based capital | $39,859,000 | 1,543 |
| Tier 2 risk-based capital | $3,843,000 | 1,319 |
| Total risk weighted assets | $353,746,000 | 1,352 |
| Total unused commitments | $38,566,000 | 2,202 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 133 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $546,471,000 | 1,152 |
| Cash and due from depository institutions | $6,579,000 | 1,306 |
| Interest-bearing balances | $26,000 | 5,989 |
| Securities | $97,577,000 | 1,281 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,797 |
| Net loans & leases | $411,576,000 | 1,032 |
| Loan loss allowance | $3,788,000 | 1,332 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,361,000 | 3,185 |
| Other real estate owned | $0 | 1,306 |
| Goodwill and other intangibles | $2,232,000 | 1,257 |
| All other assets | $16,846,000 | 1,064 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $546,471,000 | 1,152 |
| Total liabilities | $505,637,000 | 1,123 |
| Total deposits | $394,967,000 | 1,255 |
| Interest-bearing deposits | $354,057,000 | 1,182 |
| Deposits held in domestic offices | $394,967,000 | 1,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $108,484,000 | 479 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,186,000 | 2,038 |
| Total equity capital | $40,834,000 | 1,514 |
| Total bank equity capital | $40,834,000 | 1,514 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,967,000 | 2,001 |
| Surplus | $14,096,000 | 1,753 |
| Undivided profits | $24,771,000 | 1,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,220,000 | 2,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,678,000 | 1,250 |
| Earning assets | $517,479,000 | 1,110 |
| Long-term assets (5+ years) | $153,588,000 | 702 |
| Average Assets, year-to-date | $541,316,000 | 1,158 |
| Average Assets, quarterly | $541,316,000 | 1,158 |
| Volatile liabilities | $97,528,000 | 1,450 |
| Insider loans | $434,000 | 5,707 |
| FHLB advances | $103,500,000 | 442 |
| Loans and leases held for sale | $45,000 | 1,682 |
| Unused loan commitments | $32,872,000 | 2,429 |
| Tier 1 (core) risk-based capital | $39,882,000 | 1,493 |
| Tier 2 risk-based capital | $3,802,000 | 1,305 |
| Total risk weighted assets | $359,438,000 | 1,280 |
| Total unused commitments | $32,872,000 | 2,431 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 140 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $536,161,000 | 1,162 |
| Cash and due from depository institutions | $5,412,000 | 1,211 |
| Interest-bearing balances | $6,000 | 6,553 |
| Securities | $97,394,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $2,025,000 | 3,974 |
| Net loans & leases | $410,004,000 | 1,014 |
| Loan loss allowance | $3,783,000 | 1,313 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,888,000 | 3,495 |
| Other real estate owned | $0 | 1,211 |
| Goodwill and other intangibles | $2,232,000 | 1,237 |
| All other assets | $16,206,000 | 1,074 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $536,161,000 | 1,162 |
| Total liabilities | $495,313,000 | 1,130 |
| Total deposits | $361,224,000 | 1,368 |
| Interest-bearing deposits | $324,657,000 | 1,287 |
| Deposits held in domestic offices | $361,224,000 | 1,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $131,602,000 | 431 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,487,000 | 1,803 |
| Total equity capital | $40,848,000 | 1,495 |
| Total bank equity capital | $40,848,000 | 1,495 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,967,000 | 1,986 |
| Surplus | $14,111,000 | 1,715 |
| Undivided profits | $24,770,000 | 1,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 5,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,437,000 | 1,388 |
| Earning assets | $509,429,000 | 1,114 |
| Long-term assets (5+ years) | $149,776,000 | 694 |
| Average Assets, year-to-date | $527,026,800 | 1,131 |
| Average Assets, quarterly | $537,578,000 | 1,139 |
| Volatile liabilities | $96,443,000 | 1,420 |
| Insider loans | $430,000 | 5,684 |
| FHLB advances | $126,500,000 | 382 |
| Loans and leases held for sale | $1,056,000 | 849 |
| Unused loan commitments | $43,029,000 | 1,989 |
| Tier 1 (core) risk-based capital | $39,567,000 | 1,475 |
| Tier 2 risk-based capital | $3,796,000 | 1,296 |
| Total risk weighted assets | $358,145,000 | 1,252 |
| Total unused commitments | $43,029,000 | 1,990 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 145 | 1,164 |
| Assets and Liabilities | ||
| Total Assets: | $538,995,000 | 1,134 |
| Cash and due from depository institutions | $6,812,000 | 1,164 |
| Interest-bearing balances | $6,000 | 6,587 |
| Securities | $101,464,000 | 1,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $410,054,000 | 989 |
| Loan loss allowance | $3,783,000 | 1,302 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,819,000 | 3,532 |
| Other real estate owned | $0 | 1,164 |
| Goodwill and other intangibles | $2,232,000 | 1,204 |
| All other assets | $15,614,000 | 1,096 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $538,994,000 | 1,134 |
| Total liabilities | $498,314,000 | 1,102 |
| Total deposits | $351,985,000 | 1,363 |
| Interest-bearing deposits | $311,686,000 | 1,317 |
| Deposits held in domestic offices | $351,985,000 | 1,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $144,019,000 | 410 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,310,000 | 1,861 |
| Total equity capital | $40,680,000 | 1,480 |
| Total bank equity capital | $40,680,000 | 1,480 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,967,000 | 1,953 |
| Surplus | $14,127,000 | 1,666 |
| Undivided profits | $24,586,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 5,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,443,000 | 1,316 |
| Earning assets | $511,524,000 | 1,083 |
| Long-term assets (5+ years) | $156,376,000 | 650 |
| Average Assets, year-to-date | $524,743,250 | 1,121 |
| Average Assets, quarterly | $535,026,500 | 1,129 |
| Volatile liabilities | $90,964,000 | 1,439 |
| Insider loans | $301,000 | 6,214 |
| FHLB advances | $138,800,000 | 364 |
| Loans and leases held for sale | $264,000 | 1,452 |
| Unused loan commitments | $48,856,000 | 1,788 |
| Tier 1 (core) risk-based capital | $38,866,000 | 1,469 |
| Tier 2 risk-based capital | $3,808,000 | 1,257 |
| Total risk weighted assets | $357,199,000 | 1,224 |
| Total unused commitments | $48,856,000 | 1,788 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 142 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $531,058,000 | 1,120 |
| Cash and due from depository institutions | $5,625,000 | 1,175 |
| Interest-bearing balances | $7,000 | 6,531 |
| Securities | $106,201,000 | 1,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $398,950,000 | 1,000 |
| Loan loss allowance | $3,731,000 | 1,291 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,827,000 | 3,469 |
| Other real estate owned | $0 | 1,175 |
| Goodwill and other intangibles | $2,232,000 | 1,189 |
| All other assets | $15,223,000 | 1,087 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $531,058,000 | 1,120 |
| Total liabilities | $490,267,000 | 1,092 |
| Total deposits | $341,067,000 | 1,383 |
| Interest-bearing deposits | $301,315,000 | 1,330 |
| Deposits held in domestic offices | $341,067,000 | 1,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $147,136,000 | 408 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,064,000 | 1,909 |
| Total equity capital | $40,791,000 | 1,436 |
| Total bank equity capital | $40,791,000 | 1,436 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,967,000 | 1,935 |
| Surplus | $14,144,000 | 1,623 |
| Undivided profits | $24,680,000 | 1,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,321,000 | 1,260 |
| Earning assets | $505,158,000 | 1,082 |
| Long-term assets (5+ years) | $157,722,000 | 637 |
| Average Assets, year-to-date | $519,992,670 | 1,111 |
| Average Assets, quarterly | $525,653,500 | 1,113 |
| Volatile liabilities | $81,192,000 | 1,524 |
| Insider loans | $620,000 | 5,015 |
| FHLB advances | $141,800,000 | 365 |
| Loans and leases held for sale | $2,935,000 | 585 |
| Unused loan commitments | $53,646,000 | 1,606 |
| Tier 1 (core) risk-based capital | $38,303,000 | 1,445 |
| Tier 2 risk-based capital | $3,745,000 | 1,254 |
| Total risk weighted assets | $347,261,000 | 1,234 |
| Total unused commitments | $53,646,000 | 1,606 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 133 | 1,271 |
| Assets and Liabilities | ||
| Total Assets: | $520,249,000 | 1,122 |
| Cash and due from depository institutions | $6,152,000 | 1,271 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $108,847,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $384,922,000 | 1,014 |
| Loan loss allowance | $3,681,000 | 1,308 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,675,000 | 3,587 |
| Other real estate owned | $0 | 1,271 |
| Goodwill and other intangibles | $2,232,000 | 1,179 |
| All other assets | $15,421,000 | 1,054 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $520,249,000 | 1,122 |
| Total liabilities | $480,315,000 | 1,098 |
| Total deposits | $334,654,000 | 1,403 |
| Interest-bearing deposits | $300,740,000 | 1,311 |
| Deposits held in domestic offices | $334,654,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $141,000 | 3,202 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $143,588,000 | 412 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,932,000 | 2,014 |
| Total equity capital | $39,934,000 | 1,427 |
| Total bank equity capital | $39,934,000 | 1,427 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,967,000 | 1,940 |
| Surplus | $14,165,000 | 1,583 |
| Undivided profits | $23,802,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 5,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,444,000 | 1,143 |
| Earning assets | $493,769,000 | 1,086 |
| Long-term assets (5+ years) | $164,530,000 | 631 |
| Average Assets, year-to-date | $514,460,000 | 1,124 |
| Average Assets, quarterly | $514,460,000 | 1,124 |
| Volatile liabilities | $73,046,000 | 1,606 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $138,135,000 | 364 |
| Loans and leases held for sale | $2,221,000 | 601 |
| Unused loan commitments | $60,493,000 | 1,406 |
| Tier 1 (core) risk-based capital | $37,758,000 | 1,430 |
| Tier 2 risk-based capital | $3,693,000 | 1,267 |
| Total risk weighted assets | $370,383,000 | 1,124 |
| Total unused commitments | $60,493,000 | 1,406 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 126 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $508,671,000 | 1,140 |
| Cash and due from depository institutions | $6,081,000 | 1,357 |
| Interest-bearing balances | $5,000 | 6,634 |
| Securities | $113,401,000 | 1,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $370,938,000 | 1,050 |
| Loan loss allowance | $3,621,000 | 1,309 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,419,000 | 3,826 |
| Other real estate owned | $0 | 1,357 |
| Goodwill and other intangibles | $2,232,000 | 1,171 |
| All other assets | $13,600,000 | 1,159 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $508,671,000 | 1,140 |
| Total liabilities | $468,167,000 | 1,113 |
| Total deposits | $315,854,000 | 1,487 |
| Interest-bearing deposits | $280,510,000 | 1,412 |
| Deposits held in domestic offices | $315,854,000 | 1,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,000 | 3,365 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $150,370,000 | 406 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,797,000 | 2,085 |
| Total equity capital | $40,504,000 | 1,408 |
| Total bank equity capital | $40,504,000 | 1,408 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,967,000 | 1,923 |
| Surplus | $14,206,000 | 1,557 |
| Undivided profits | $24,331,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,222,000 | 1,246 |
| Earning assets | $484,344,000 | 1,099 |
| Long-term assets (5+ years) | $168,705,000 | 624 |
| Average Assets, year-to-date | $497,320,800 | 1,103 |
| Average Assets, quarterly | $506,153,500 | 1,129 |
| Volatile liabilities | $70,548,000 | 1,614 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $144,800,000 | 358 |
| Loans and leases held for sale | $2,277,000 | 579 |
| Unused loan commitments | $48,803,000 | 1,619 |
| Tier 1 (core) risk-based capital | $37,029,000 | 1,441 |
| Tier 2 risk-based capital | $3,703,000 | 1,245 |
| Total risk weighted assets | $351,619,000 | 1,173 |
| Total unused commitments | $48,803,000 | 1,619 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 126 | 1,361 |
| Assets and Liabilities | ||
| Total Assets: | $503,636,000 | 1,131 |
| Cash and due from depository institutions | $5,730,000 | 1,361 |
| Interest-bearing balances | $6,000 | 6,657 |
| Securities | $113,996,000 | 1,123 |
| Federal funds sold & reverse repurchase agreements | $11,175,000 | 1,014 |
| Net loans & leases | $354,700,000 | 1,073 |
| Loan loss allowance | $3,606,000 | 1,301 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,205,000 | 4,019 |
| Other real estate owned | $0 | 1,361 |
| Goodwill and other intangibles | $2,232,000 | 1,142 |
| All other assets | $13,598,000 | 1,130 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $503,636,000 | 1,131 |
| Total liabilities | $463,828,000 | 1,104 |
| Total deposits | $317,676,000 | 1,449 |
| Interest-bearing deposits | $285,162,000 | 1,360 |
| Deposits held in domestic offices | $317,676,000 | 1,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $651,000 | 3,067 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $143,781,000 | 417 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,720,000 | 2,154 |
| Total equity capital | $39,808,000 | 1,416 |
| Total bank equity capital | $39,808,000 | 1,416 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,967,000 | 1,920 |
| Surplus | $14,183,000 | 1,532 |
| Undivided profits | $23,658,000 | 1,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,333,000 | 1,198 |
| Earning assets | $479,877,000 | 1,093 |
| Long-term assets (5+ years) | $164,128,000 | 648 |
| Average Assets, year-to-date | $494,483,250 | 1,109 |
| Average Assets, quarterly | $505,233,500 | 1,118 |
| Volatile liabilities | $53,091,000 | 2,001 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $138,100,000 | 365 |
| Loans and leases held for sale | $1,182,000 | 815 |
| Unused loan commitments | $64,724,000 | 1,285 |
| Tier 1 (core) risk-based capital | $36,091,000 | 1,468 |
| Tier 2 risk-based capital | $3,606,000 | 1,262 |
| Total risk weighted assets | $344,060,000 | 1,175 |
| Total unused commitments | $64,724,000 | 1,286 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 121 | 1,431 |
| Assets and Liabilities | ||
| Total Assets: | $506,831,000 | 1,106 |
| Cash and due from depository institutions | $6,153,000 | 1,431 |
| Interest-bearing balances | $4,000 | 6,773 |
| Securities | $120,582,000 | 1,079 |
| Federal funds sold & reverse repurchase agreements | $9,975,000 | 1,098 |
| Net loans & leases | $352,193,000 | 1,044 |
| Loan loss allowance | $3,599,000 | 1,294 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,044,000 | 4,173 |
| Other real estate owned | $0 | 1,431 |
| Goodwill and other intangibles | $2,232,000 | 1,129 |
| All other assets | $13,652,000 | 1,133 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $506,831,000 | 1,106 |
| Total liabilities | $465,668,000 | 1,084 |
| Total deposits | $315,655,000 | 1,425 |
| Interest-bearing deposits | $284,593,000 | 1,342 |
| Deposits held in domestic offices | $315,655,000 | 1,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $928,000 | 2,900 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $141,313,000 | 422 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $7,772,000 | 620 |
| Total equity capital | $41,163,000 | 1,327 |
| Total bank equity capital | $41,163,000 | 1,327 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,967,000 | 1,925 |
| Surplus | $14,166,000 | 1,480 |
| Undivided profits | $25,030,000 | 1,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,108,000 | 1,275 |
| Earning assets | $482,754,000 | 1,057 |
| Long-term assets (5+ years) | $159,768,000 | 677 |
| Average Assets, year-to-date | $491,432,330 | 1,110 |
| Average Assets, quarterly | $498,313,500 | 1,112 |
| Volatile liabilities | $49,326,000 | 2,070 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $138,100,000 | 365 |
| Loans and leases held for sale | $925,000 | 924 |
| Unused loan commitments | $52,825,000 | 1,502 |
| Tier 1 (core) risk-based capital | $37,849,000 | 1,371 |
| Tier 2 risk-based capital | $3,661,000 | 1,228 |
| Total risk weighted assets | $348,829,000 | 1,124 |
| Total unused commitments | $52,825,000 | 1,504 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 117 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $489,796,000 | 1,128 |
| Cash and due from depository institutions | $7,113,000 | 1,477 |
| Interest-bearing balances | $6,000 | 6,733 |
| Securities | $107,895,000 | 1,214 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,762 |
| Net loans & leases | $353,887,000 | 1,027 |
| Loan loss allowance | $3,537,000 | 1,307 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,035,000 | 4,149 |
| Other real estate owned | $0 | 1,477 |
| Goodwill and other intangibles | $2,232,000 | 1,109 |
| All other assets | $13,534,000 | 1,085 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $489,796,000 | 1,128 |
| Total liabilities | $447,579,000 | 1,112 |
| Total deposits | $297,253,000 | 1,516 |
| Interest-bearing deposits | $269,694,000 | 1,423 |
| Deposits held in domestic offices | $297,253,000 | 1,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $845,000 | 2,594 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $144,411,000 | 401 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,070,000 | 948 |
| Total equity capital | $42,217,000 | 1,318 |
| Total bank equity capital | $42,217,000 | 1,318 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,967,000 | 1,923 |
| Surplus | $14,134,000 | 1,464 |
| Undivided profits | $26,116,000 | 1,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,203,000 | 1,194 |
| Earning assets | $464,888,000 | 1,085 |
| Long-term assets (5+ years) | $170,058,000 | 630 |
| Average Assets, year-to-date | $483,733,000 | 1,127 |
| Average Assets, quarterly | $483,733,000 | 1,127 |
| Volatile liabilities | $41,752,000 | 2,287 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $141,100,000 | 349 |
| Loans and leases held for sale | $799,000 | 1,084 |
| Unused loan commitments | $50,308,000 | 1,496 |
| Tier 1 (core) risk-based capital | $37,692,000 | 1,362 |
| Tier 2 risk-based capital | $3,684,000 | 1,209 |
| Total risk weighted assets | $350,739,000 | 1,086 |
| Total unused commitments | $50,308,000 | 1,499 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 113 | 1,533 |
| Assets and Liabilities | ||
| Total Assets: | $477,670,000 | 1,148 |
| Cash and due from depository institutions | $9,523,000 | 1,533 |
| Interest-bearing balances | $4,000 | 6,821 |
| Securities | $93,116,000 | 1,446 |
| Federal funds sold & reverse repurchase agreements | $1,625,000 | 4,346 |
| Net loans & leases | $355,517,000 | 1,011 |
| Loan loss allowance | $3,473,000 | 1,330 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,968,000 | 4,236 |
| Other real estate owned | $0 | 1,533 |
| Goodwill and other intangibles | $2,232,000 | 1,117 |
| All other assets | $13,689,000 | 1,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,670,000 | 1,148 |
| Total liabilities | $436,077,000 | 1,136 |
| Total deposits | $288,769,000 | 1,550 |
| Interest-bearing deposits | $258,832,000 | 1,482 |
| Deposits held in domestic offices | $288,769,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $554,000 | 2,975 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $144,508,000 | 408 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,246,000 | 1,705 |
| Total equity capital | $41,593,000 | 1,314 |
| Total bank equity capital | $41,593,000 | 1,314 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,967,000 | 1,939 |
| Surplus | $14,096,000 | 1,432 |
| Undivided profits | $25,530,000 | 1,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,272,000 | 1,165 |
| Earning assets | $450,262,000 | 1,123 |
| Long-term assets (5+ years) | $181,007,000 | 606 |
| Average Assets, year-to-date | $479,332,200 | 1,120 |
| Average Assets, quarterly | $477,816,000 | 1,144 |
| Volatile liabilities | $38,721,000 | 2,407 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $141,100,000 | 349 |
| Loans and leases held for sale | $306,000 | 1,346 |
| Unused loan commitments | $47,007,000 | 1,542 |
| Tier 1 (core) risk-based capital | $37,271,000 | 1,374 |
| Tier 2 risk-based capital | $3,610,000 | 1,227 |
| Total risk weighted assets | $331,912,000 | 1,145 |
| Total unused commitments | $47,007,000 | 1,544 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 118 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $477,962,000 | 1,159 |
| Cash and due from depository institutions | $5,525,000 | 1,486 |
| Interest-bearing balances | $5,000 | 6,823 |
| Securities | $58,380,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $46,650,000 | 330 |
| Net loans & leases | $350,737,000 | 1,017 |
| Loan loss allowance | $3,389,000 | 1,374 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,011,000 | 4,162 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $2,232,000 | 1,106 |
| All other assets | $12,427,000 | 1,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,962,000 | 1,159 |
| Total liabilities | $439,327,000 | 1,146 |
| Total deposits | $286,456,000 | 1,561 |
| Interest-bearing deposits | $253,809,000 | 1,516 |
| Deposits held in domestic offices | $286,456,000 | 1,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,000 | 3,325 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $147,906,000 | 396 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,938,000 | 969 |
| Total equity capital | $38,635,000 | 1,427 |
| Total bank equity capital | $38,635,000 | 1,427 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,967,000 | 1,944 |
| Surplus | $11,814,000 | 1,652 |
| Undivided profits | $24,854,000 | 1,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,078,000 | 1,401 |
| Earning assets | $455,772,000 | 1,124 |
| Long-term assets (5+ years) | $184,528,000 | 606 |
| Average Assets, year-to-date | $479,747,750 | 1,141 |
| Average Assets, quarterly | $477,244,000 | 1,163 |
| Volatile liabilities | $34,832,000 | 2,580 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $144,400,000 | 339 |
| Loans and leases held for sale | $4,152,000 | 593 |
| Unused loan commitments | $51,565,000 | 1,418 |
| Tier 1 (core) risk-based capital | $34,279,000 | 1,502 |
| Tier 2 risk-based capital | $3,389,000 | 1,301 |
| Total risk weighted assets | $320,454,000 | 1,182 |
| Total unused commitments | $51,565,000 | 1,423 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 112 | 1,571 |
| Assets and Liabilities | ||
| Total Assets: | $476,526,000 | 1,158 |
| Cash and due from depository institutions | $7,806,000 | 1,571 |
| Interest-bearing balances | $5,000 | 6,849 |
| Securities | $60,905,000 | 2,032 |
| Federal funds sold & reverse repurchase agreements | $15,850,000 | 996 |
| Net loans & leases | $374,575,000 | 936 |
| Loan loss allowance | $3,354,000 | 1,360 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,851,000 | 4,333 |
| Other real estate owned | $0 | 1,571 |
| Goodwill and other intangibles | $2,232,000 | 1,082 |
| All other assets | $13,307,000 | 1,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $476,526,000 | 1,158 |
| Total liabilities | $438,734,000 | 1,139 |
| Total deposits | $288,021,000 | 1,538 |
| Interest-bearing deposits | $255,415,000 | 1,486 |
| Deposits held in domestic offices | $288,021,000 | 1,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $148,020,000 | 385 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,693,000 | 1,609 |
| Total equity capital | $37,792,000 | 1,449 |
| Total bank equity capital | $37,792,000 | 1,449 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,967,000 | 1,942 |
| Surplus | $11,793,000 | 1,615 |
| Undivided profits | $24,032,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,364,000 | 1,158 |
| Earning assets | $451,335,000 | 1,132 |
| Long-term assets (5+ years) | $217,598,000 | 514 |
| Average Assets, year-to-date | $480,343,000 | 1,134 |
| Average Assets, quarterly | $476,676,500 | 1,153 |
| Volatile liabilities | $34,576,000 | 2,550 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $144,400,000 | 333 |
| Loans and leases held for sale | $5,051,000 | 699 |
| Unused loan commitments | $58,037,000 | 1,287 |
| Tier 1 (core) risk-based capital | $33,367,000 | 1,507 |
| Tier 2 risk-based capital | $3,354,000 | 1,263 |
| Total risk weighted assets | $324,050,000 | 1,147 |
| Total unused commitments | $58,037,000 | 1,297 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 109 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $476,827,000 | 1,149 |
| Cash and due from depository institutions | $5,996,000 | 1,591 |
| Interest-bearing balances | $5,000 | 6,803 |
| Securities | $61,263,000 | 1,984 |
| Federal funds sold & reverse repurchase agreements | $5,075,000 | 3,161 |
| Net loans & leases | $387,180,000 | 886 |
| Loan loss allowance | $3,284,000 | 1,369 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,869,000 | 4,278 |
| Other real estate owned | $0 | 1,591 |
| Goodwill and other intangibles | $2,232,000 | 1,078 |
| All other assets | $13,212,000 | 1,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $476,827,000 | 1,149 |
| Total liabilities | $440,501,000 | 1,125 |
| Total deposits | $289,096,000 | 1,508 |
| Interest-bearing deposits | $257,881,000 | 1,463 |
| Deposits held in domestic offices | $289,096,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $176,000 | 2,901 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $148,060,000 | 381 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,169,000 | 1,460 |
| Total equity capital | $36,326,000 | 1,462 |
| Total bank equity capital | $36,326,000 | 1,462 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,967,000 | 1,955 |
| Surplus | $11,705,000 | 1,595 |
| Undivided profits | $22,654,000 | 1,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,380,000 | 1,167 |
| Earning assets | $453,523,000 | 1,108 |
| Long-term assets (5+ years) | $236,985,000 | 452 |
| Average Assets, year-to-date | $482,251,500 | 1,126 |
| Average Assets, quarterly | $482,251,500 | 1,126 |
| Volatile liabilities | $32,045,000 | 2,655 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $144,400,000 | 329 |
| Loans and leases held for sale | $647,000 | 1,478 |
| Unused loan commitments | $56,713,000 | 1,257 |
| Tier 1 (core) risk-based capital | $32,665,000 | 1,522 |
| Tier 2 risk-based capital | $3,284,000 | 1,269 |
| Total risk weighted assets | $324,375,000 | 1,128 |
| Total unused commitments | $56,713,000 | 1,267 |
| Derivatives | $9,620,000 | 384 |
| 2002-12-31 | Rank | |
| # of Employees: | 109 | 1,588 |
| Assets and Liabilities | ||
| Total Assets: | $487,676,000 | 1,110 |
| Cash and due from depository institutions | $7,555,000 | 1,588 |
| Interest-bearing balances | $5,000 | 6,794 |
| Securities | $65,980,000 | 1,834 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $396,712,000 | 851 |
| Loan loss allowance | $3,276,000 | 1,335 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,865,000 | 4,270 |
| Other real estate owned | $0 | 1,588 |
| Goodwill and other intangibles | $2,232,000 | 1,053 |
| All other assets | $13,332,000 | 1,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $487,676,000 | 1,110 |
| Total liabilities | $449,447,000 | 1,083 |
| Total deposits | $288,098,000 | 1,480 |
| Interest-bearing deposits | $256,650,000 | 1,439 |
| Deposits held in domestic offices | $288,098,000 | 1,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $457,000 | 2,829 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $157,958,000 | 368 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,934,000 | 1,514 |
| Total equity capital | $38,229,000 | 1,369 |
| Total bank equity capital | $38,229,000 | 1,369 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $13,164,000 | 211 |
| Surplus | $481,000 | 7,839 |
| Undivided profits | $24,584,000 | 1,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,574,000 | 1,114 |
| Earning assets | $462,697,000 | 1,058 |
| Long-term assets (5+ years) | $223,964,000 | 458 |
| Average Assets, year-to-date | $466,470,000 | 1,100 |
| Average Assets, quarterly | $479,146,000 | 1,119 |
| Volatile liabilities | $42,358,000 | 2,100 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $155,400,000 | 310 |
| Loans and leases held for sale | $19,494,000 | 296 |
| Unused loan commitments | $77,905,000 | 960 |
| Tier 1 (core) risk-based capital | $34,730,000 | 1,391 |
| Tier 2 risk-based capital | $3,276,000 | 1,243 |
| Total risk weighted assets | $321,903,000 | 1,114 |
| Total unused commitments | $77,905,000 | 961 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 92 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $432,850,000 | 1,185 |
| Cash and due from depository institutions | $7,685,000 | 1,847 |
| Interest-bearing balances | $177,000 | 4,632 |
| Securities | $83,616,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $325,541,000 | 1,012 |
| Loan loss allowance | $3,291,000 | 1,259 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,884,000 | 4,202 |
| Other real estate owned | $0 | 1,847 |
| Goodwill and other intangibles | $2,304,000 | 981 |
| All other assets | $11,820,000 | 1,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,850,000 | 1,185 |
| Total liabilities | $394,306,000 | 1,179 |
| Total deposits | $263,395,000 | 1,522 |
| Interest-bearing deposits | $245,288,000 | 1,423 |
| Deposits held in domestic offices | $263,395,000 | 1,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $129,206,000 | 409 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,705,000 | 2,287 |
| Total equity capital | $38,544,000 | 1,283 |
| Total bank equity capital | $38,544,000 | 1,283 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $13,278,000 | 202 |
| Surplus | $25,808,000 | 784 |
| Undivided profits | $-542,000 | 9,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,486,000 | 1,275 |
| Earning assets | $409,334,000 | 1,148 |
| Long-term assets (5+ years) | $154,950,000 | 643 |
| Average Assets, year-to-date | $436,466,600 | 1,110 |
| Average Assets, quarterly | $430,164,500 | 1,182 |
| Volatile liabilities | $51,539,000 | 1,704 |
| Insider loans | $201,000 | 6,941 |
| FHLB advances | $129,206,000 | 335 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $54,718,000 | 1,182 |
| Tier 1 (core) risk-based capital | $36,174,000 | 1,261 |
| Tier 2 risk-based capital | $3,291,000 | 1,182 |
| Total risk weighted assets | $288,457,000 | 1,183 |
| Total unused commitments | $54,718,000 | 1,187 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $432,627,000 | 1,121 |
| Cash and due from depository institutions | $6,173,000 | 1,835 |
| Interest-bearing balances | $305,000 | 3,434 |
| Securities | $67,798,000 | 1,607 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 3,860 |
| Net loans & leases | $347,684,000 | 922 |
| Loan loss allowance | $3,082,000 | 1,265 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,088,000 | 3,879 |
| Other real estate owned | $0 | 1,835 |
| Goodwill and other intangibles | $2,592,000 | 908 |
| All other assets | $3,917,000 | 2,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,627,000 | 1,121 |
| Total liabilities | $395,022,000 | 1,118 |
| Total deposits | $275,457,000 | 1,373 |
| Interest-bearing deposits | $253,177,000 | 1,310 |
| Deposits held in domestic offices | $275,457,000 | 1,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $117,000,000 | 426 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,565,000 | 1,679 |
| Total equity capital | $37,605,000 | 1,227 |
| Total bank equity capital | $37,605,000 | 1,227 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $13,138,000 | 230 |
| Surplus | $24,731,000 | 786 |
| Undivided profits | $-264,000 | 9,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 8,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,783,000 | 1,421 |
| Earning assets | $418,162,000 | 1,068 |
| Long-term assets (5+ years) | $106,625,000 | 858 |
| Average Assets, year-to-date | $417,316,600 | 1,101 |
| Average Assets, quarterly | $430,965,000 | 1,118 |
| Volatile liabilities | $69,851,000 | 1,311 |
| Insider loans | $247,000 | 6,816 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $32,503,000 | 1,616 |
| Tier 1 (core) risk-based capital | $35,277,000 | 1,239 |
| Tier 2 risk-based capital | $3,098,650 | 1,202 |
| Total risk weighted assets | $264,710,150 | 1,229 |
| Total unused commitments | $32,503,000 | 1,617 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $395,800,000 | 1,203 |
| Cash and due from depository institutions | $10,842,000 | 1,890 |
| Interest-bearing balances | $177,000 | 4,177 |
| Securities | $64,501,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $311,960,000 | 997 |
| Loan loss allowance | $2,974,000 | 1,288 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,272,000 | 3,610 |
| Other real estate owned | $0 | 1,890 |
| Goodwill and other intangibles | $2,880,000 | 877 |
| All other assets | $3,345,000 | 2,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,800,000 | 1,203 |
| Total liabilities | $357,569,000 | 1,198 |
| Total deposits | $245,940,000 | 1,540 |
| Interest-bearing deposits | $228,254,000 | 1,422 |
| Deposits held in domestic offices | $245,940,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $109,920,000 | 473 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,709,000 | 2,145 |
| Total equity capital | $38,231,000 | 1,180 |
| Total bank equity capital | $38,231,000 | 1,180 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $13,138,000 | 258 |
| Surplus | $25,503,000 | 771 |
| Undivided profits | $-410,000 | 9,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,209,000 | 1,845 |
| Earning assets | $376,638,000 | 1,162 |
| Long-term assets (5+ years) | $86,933,000 | 1,081 |
| Average Assets, year-to-date | $373,903,400 | 1,213 |
| Average Assets, quarterly | $383,955,000 | 1,217 |
| Volatile liabilities | $56,025,000 | 1,514 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $28,457,000 | 1,801 |
| Tier 1 (core) risk-based capital | $35,761,000 | 1,228 |
| Tier 2 risk-based capital | $3,184,680 | 1,138 |
| Total risk weighted assets | $228,084,980 | 1,367 |
| Total unused commitments | $28,457,000 | 1,804 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 96 | 1,777 |
| Assets and Liabilities | ||
| Total Assets: | $371,324,000 | 1,233 |
| Cash and due from depository institutions | $18,721,000 | 1,777 |
| Interest-bearing balances | $14,449,000 | 396 |
| Securities | $50,095,000 | 2,299 |
| Federal funds sold & reverse repurchase agreements | $10,675,000 | 1,614 |
| Net loans & leases | $282,346,000 | 1,023 |
| Loan loss allowance | $2,946,000 | 1,250 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,968,000 | 2,735 |
| Other real estate owned | $0 | 1,777 |
| Goodwill and other intangibles | $3,168,000 | 780 |
| All other assets | $3,351,000 | 2,220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,324,000 | 1,233 |
| Total liabilities | $333,172,000 | 1,242 |
| Total deposits | $274,413,000 | 1,341 |
| Interest-bearing deposits | $258,591,000 | 1,228 |
| Deposits held in domestic offices | $274,413,000 | 1,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $57,000,000 | 549 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,759,000 | 2,210 |
| Total equity capital | $38,152,000 | 1,173 |
| Total bank equity capital | $38,152,000 | 1,173 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $13,138,000 | 264 |
| Surplus | $24,615,000 | 743 |
| Undivided profits | $399,000 | 9,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 7,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,197,000 | 1,814 |
| Earning assets | $357,565,000 | 1,187 |
| Long-term assets (5+ years) | $102,624,000 | 874 |
| Average Assets, year-to-date | $374,823,200 | 1,172 |
| Average Assets, quarterly | $374,549,500 | 1,205 |
| Volatile liabilities | $28,290,000 | 2,268 |
| Insider loans | $327,000 | 6,262 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,719,000 | 2,460 |
| Tier 1 (core) risk-based capital | $34,585,000 | 1,224 |
| Tier 2 risk-based capital | $2,926,830 | 1,152 |
| Total risk weighted assets | $205,149,430 | 1,402 |
| Total unused commitments | $17,719,000 | 2,465 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 90 | 1,959 |
| Assets and Liabilities | ||
| Total Assets: | $367,096,000 | 1,273 |
| Cash and due from depository institutions | $6,533,000 | 1,959 |
| Interest-bearing balances | $177,000 | 4,139 |
| Securities | $88,369,000 | 1,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $262,811,000 | 1,138 |
| Loan loss allowance | $2,878,000 | 1,297 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,989,000 | 2,638 |
| Other real estate owned | $0 | 1,959 |
| Goodwill and other intangibles | $3,456,000 | 703 |
| All other assets | $2,938,000 | 2,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $367,096,000 | 1,273 |
| Total liabilities | $331,037,000 | 1,269 |
| Total deposits | $278,341,000 | 1,325 |
| Interest-bearing deposits | $262,535,000 | 1,241 |
| Deposits held in domestic offices | $278,341,000 | 1,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $50,970,000 | 562 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,726,000 | 2,294 |
| Total equity capital | $36,059,000 | 1,242 |
| Total bank equity capital | $36,059,000 | 1,242 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $13,124,000 | 275 |
| Surplus | $22,239,000 | 803 |
| Undivided profits | $696,000 | 9,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,193,000 | 1,886 |
| Earning assets | $351,357,000 | 1,220 |
| Long-term assets (5+ years) | $112,185,000 | 703 |
| Average Assets, year-to-date | $343,037,200 | 1,277 |
| Average Assets, quarterly | $362,759,500 | 1,265 |
| Volatile liabilities | $65,854,000 | 1,141 |
| Insider loans | $464,000 | 5,613 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,269,000 | 1,943 |
| Tier 1 (core) risk-based capital | $31,907,000 | 1,332 |
| Tier 2 risk-based capital | $2,464,770 | 1,275 |
| Total risk weighted assets | $196,768,470 | 1,437 |
| Total unused commitments | $22,269,000 | 1,948 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 90 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $324,297,000 | 1,462 |
| Cash and due from depository institutions | $3,507,000 | 2,076 |
| Interest-bearing balances | $182,000 | 4,166 |
| Securities | $74,927,000 | 1,619 |
| Federal funds sold & reverse repurchase agreements | $3,774,000 | 3,290 |
| Net loans & leases | $231,210,000 | 1,300 |
| Loan loss allowance | $2,896,000 | 1,377 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,831,000 | 2,748 |
| Other real estate owned | $259,000 | 2,076 |
| Goodwill and other intangibles | $3,744,000 | 639 |
| All other assets | $4,045,000 | 1,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $324,297,000 | 1,462 |
| Total liabilities | $291,015,000 | 1,474 |
| Total deposits | $261,305,000 | 1,479 |
| Interest-bearing deposits | $249,804,000 | 1,348 |
| Deposits held in domestic offices | $261,305,000 | 1,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $27,000,000 | 803 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,710,000 | 1,575 |
| Total equity capital | $33,282,000 | 1,360 |
| Total bank equity capital | $33,282,000 | 1,360 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $13,124,000 | 301 |
| Surplus | $19,928,000 | 927 |
| Undivided profits | $230,000 | 10,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,381,000 | 2,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,137,000 | 1,967 |
| Earning assets | $310,093,000 | 1,405 |
| Long-term assets (5+ years) | $71,101,000 | 966 |
| Average Assets, year-to-date | $319,603,200 | 1,426 |
| Average Assets, quarterly | $325,109,500 | 1,443 |
| Volatile liabilities | $46,713,000 | 1,463 |
| Insider loans | $501,000 | 5,509 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,717,000 | 3,041 |
| Tier 1 (core) risk-based capital | $29,308,000 | 1,460 |
| Tier 2 risk-based capital | $2,167,090 | 1,475 |
| Total risk weighted assets | $172,637,890 | 1,664 |
| Total unused commitments | $11,717,000 | 3,056 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 100 | 1,935 |
| Assets and Liabilities | ||
| Total Assets: | $318,243,000 | 1,496 |
| Cash and due from depository institutions | $7,588,000 | 1,935 |
| Interest-bearing balances | $182,000 | 4,451 |
| Securities | $78,327,000 | 1,607 |
| Federal funds sold & reverse repurchase agreements | $3,455,000 | 3,949 |
| Net loans & leases | $216,979,000 | 1,356 |
| Loan loss allowance | $3,059,000 | 1,340 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,820,000 | 2,689 |
| Other real estate owned | $1,647,000 | 1,935 |
| Goodwill and other intangibles | $4,032,000 | 590 |
| All other assets | $3,395,000 | 2,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,243,000 | 1,496 |
| Total liabilities | $286,577,000 | 1,505 |
| Total deposits | $266,620,000 | 1,477 |
| Interest-bearing deposits | $253,568,000 | 1,342 |
| Deposits held in domestic offices | $266,620,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $18,000,000 | 897 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,957,000 | 2,140 |
| Total equity capital | $31,666,000 | 1,440 |
| Total bank equity capital | $31,666,000 | 1,440 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $12,886,000 | 319 |
| Surplus | $18,389,000 | 986 |
| Undivided profits | $391,000 | 10,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,863,000 | 1,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,123,000 | 2,053 |
| Earning assets | $298,943,000 | 1,467 |
| Long-term assets (5+ years) | $80,700,000 | 807 |
| Average Assets, year-to-date | $317,640,200 | 1,435 |
| Average Assets, quarterly | $322,050,500 | 1,458 |
| Volatile liabilities | $25,187,000 | 2,169 |
| Insider loans | $669,000 | 4,811 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $115,000 | 1,397 |
| Unused loan commitments | $8,549,000 | 3,625 |
| Tier 1 (core) risk-based capital | $27,243,000 | 1,579 |
| Tier 2 risk-based capital | $2,104,830 | 1,509 |
| Total risk weighted assets | $167,432,230 | 1,695 |
| Total unused commitments | $8,549,000 | 3,638 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 108 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $301,879,000 | 1,534 |
| Cash and due from depository institutions | $5,265,000 | 1,851 |
| Interest-bearing balances | $183,000 | 4,730 |
| Securities | $83,366,000 | 1,547 |
| Federal funds sold & reverse repurchase agreements | $34,000 | 8,304 |
| Net loans & leases | $200,457,000 | 1,405 |
| Loan loss allowance | $2,628,000 | 1,574 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,773,000 | 2,665 |
| Other real estate owned | $2,274,000 | 1,851 |
| Goodwill and other intangibles | $4,327,000 | 513 |
| All other assets | $3,383,000 | 2,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,879,000 | 1,534 |
| Total liabilities | $274,257,000 | 1,536 |
| Total deposits | $247,807,000 | 1,539 |
| Interest-bearing deposits | $234,108,000 | 1,405 |
| Deposits held in domestic offices | $247,807,000 | 1,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $24,700,000 | 805 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,750,000 | 1,992 |
| Total equity capital | $27,622,000 | 1,488 |
| Total bank equity capital | $27,622,000 | 1,488 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $12,486,000 | 335 |
| Surplus | $16,385,000 | 1,009 |
| Undivided profits | $-1,249,000 | 12,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,826,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $984,000 | 2,022 |
| Earning assets | $284,040,000 | 1,489 |
| Long-term assets (5+ years) | $87,954,000 | 743 |
| Average Assets, year-to-date | $251,802,000 | 1,765 |
| Average Assets, quarterly | $280,276,000 | 1,632 |
| Volatile liabilities | $18,770,000 | 2,656 |
| Insider loans | $781,000 | 4,363 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $282,000 | 991 |
| Unused loan commitments | $10,426,000 | 3,045 |
| Tier 1 (core) risk-based capital | $24,141,000 | 1,711 |
| Tier 2 risk-based capital | $1,996,850 | 1,582 |
| Total risk weighted assets | $158,713,950 | 1,750 |
| Total unused commitments | $10,426,000 | 3,055 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $225,907,000 | 2,063 |
| Cash and due from depository institutions | $2,297,000 | 2,352 |
| Interest-bearing balances | $182,000 | 5,854 |
| Securities | $83,459,000 | 1,647 |
| Federal funds sold & reverse repurchase agreements | $1,542,000 | 6,622 |
| Net loans & leases | $128,857,000 | 2,096 |
| Loan loss allowance | $2,629,000 | 1,656 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,596,000 | 2,816 |
| Other real estate owned | $4,163,000 | 2,352 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,993,000 | 2,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,907,000 | 2,063 |
| Total liabilities | $197,489,000 | 2,159 |
| Total deposits | $179,611,000 | 2,211 |
| Interest-bearing deposits | $178,050,000 | 1,928 |
| Deposits held in domestic offices | $179,611,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $16,000,000 | 852 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,878,000 | 1,891 |
| Total equity capital | $28,418,000 | 1,443 |
| Total bank equity capital | $28,418,000 | 1,443 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $12,399,000 | 335 |
| Surplus | $16,028,000 | 972 |
| Undivided profits | $-9,000 | 12,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,501,000 | 1,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $772,000 | 2,318 |
| Earning assets | $214,040,000 | 1,994 |
| Long-term assets (5+ years) | $44,496,000 | 1,341 |
| Average Assets, year-to-date | $222,797,000 | 2,026 |
| Average Assets, quarterly | $225,030,500 | 2,048 |
| Volatile liabilities | $21,951,000 | 2,229 |
| Insider loans | $623,000 | 5,060 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,153,000 | 414 |
| Unused loan commitments | $12,497,000 | 2,630 |
| Tier 1 (core) risk-based capital | $28,418,000 | 1,403 |
| Tier 2 risk-based capital | $1,565,780 | 1,959 |
| Total risk weighted assets | $124,189,880 | 2,149 |
| Total unused commitments | $12,497,000 | 2,653 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 87 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $221,045,000 | 2,153 |
| Cash and due from depository institutions | $5,908,000 | 2,490 |
| Interest-bearing balances | $1,182,000 | 3,514 |
| Securities | $49,496,000 | 2,765 |
| Federal funds sold & reverse repurchase agreements | $1,735,000 | 6,992 |
| Net loans & leases | $153,258,000 | 1,828 |
| Loan loss allowance | $3,248,000 | 1,450 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,660,000 | 2,754 |
| Other real estate owned | $4,864,000 | 2,490 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,124,000 | 2,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,045,000 | 2,153 |
| Total liabilities | $193,921,000 | 2,229 |
| Total deposits | $178,491,000 | 2,316 |
| Interest-bearing deposits | $177,384,000 | 2,025 |
| Deposits held in domestic offices | $178,491,000 | 2,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,591,000 | 833 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,839,000 | 2,010 |
| Total equity capital | $27,124,000 | 1,440 |
| Total bank equity capital | $27,124,000 | 1,440 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $12,224,000 | 333 |
| Surplus | $15,044,000 | 985 |
| Undivided profits | $-144,000 | 12,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,863,000 | 817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,452,000 | 1,317 |
| Earning assets | $205,671,000 | 2,101 |
| Long-term assets (5+ years) | $64,229,000 | 930 |
| Average Assets, year-to-date | $227,607,800 | 2,043 |
| Average Assets, quarterly | $222,587,500 | 2,115 |
| Volatile liabilities | $18,837,000 | 2,471 |
| Insider loans | $1,320,000 | 594 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $17,480,000 | 164 |
| Unused loan commitments | $4,753,000 | 4,756 |
| Tier 1 (core) risk-based capital | $27,124,000 | 1,400 |
| Tier 2 risk-based capital | $1,665,500 | 1,901 |
| Total risk weighted assets | $131,513,800 | 2,121 |
| Total unused commitments | $4,753,000 | 4,784 |
| Derivatives | $0 | 651 |