Home > CENTRAL CAROLINA BANK - GEORGIA > Income and Expense
CENTRAL CAROLINA BANK - GEORGIA, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 5,596 |
| Total interest expense | $1,529,000 | 6,906 |
| Net interest income | $3,452,000 | 4,692 |
| Provision for loan and lease losses | $1,562,000 | 677 |
| Total noninterest income | $24,501,000 | 347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,501,000 | 268 |
| Total noninterest expense | $7,919,000 | 1,741 |
| Salaries and employee benefits | $115,000 | 10,119 |
| Premises and equipment expense | $4,000 | 10,178 |
| Additional noninterest expense | $7,800,000 | 718 |
| Pre-tax net operating income | $18,472,000 | 516 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $7,186,000 | 462 |
| Income before extraordinary items | $11,286,000 | 566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,286,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,562,000 | 524 |
| Cash dividends | $14,000,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $11,286,000 | 558 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,744,000 | 3,626 |
| Total interest expense | $3,384,000 | 4,274 |
| Net interest income | $5,360,000 | 3,201 |
| Provision for loan and lease losses | $1,567,000 | 685 |
| Total noninterest income | $9,730,000 | 611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,730,000 | 446 |
| Total noninterest expense | $8,338,000 | 1,594 |
| Salaries and employee benefits | $98,000 | 10,375 |
| Premises and equipment expense | $0 | 10,432 |
| Additional noninterest expense | $8,240,000 | 675 |
| Pre-tax net operating income | $5,185,000 | 1,429 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,017,000 | 1,258 |
| Income before extraordinary items | $3,168,000 | 1,670 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,168,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,567,000 | 542 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,168,000 | 1,600 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,815,000 | 3,636 |
| Total interest expense | $3,558,000 | 4,086 |
| Net interest income | $5,257,000 | 3,316 |
| Provision for loan and lease losses | $3,760,000 | 375 |
| Total noninterest income | $4,267,000 | 1,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,267,000 | 686 |
| Total noninterest expense | $3,677,000 | 3,442 |
| Salaries and employee benefits | $85,000 | 10,843 |
| Premises and equipment expense | $1,000 | 10,892 |
| Additional noninterest expense | $3,591,000 | 1,227 |
| Pre-tax net operating income | $2,087,000 | 3,394 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $812,000 | 2,892 |
| Income before extraordinary items | $1,275,000 | 3,862 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,275,000 | 3,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,260,000 | 471 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,275,000 | 3,794 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,174,000 | 3,956 |
| Total interest expense | $3,534,000 | 4,157 |
| Net interest income | $4,640,000 | 3,792 |
| Provision for loan and lease losses | $2,750,000 | 485 |
| Total noninterest income | $598,000 | 4,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,579 |
| Total noninterest expense | $781,000 | 9,502 |
| Salaries and employee benefits | $92,000 | 11,372 |
| Premises and equipment expense | $4,000 | 11,405 |
| Additional noninterest expense | $685,000 | 5,822 |
| Pre-tax net operating income | $1,707,000 | 3,903 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $664,000 | 3,305 |
| Income before extraordinary items | $1,043,000 | 4,327 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,043,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,255,000 | 527 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,043,000 | 4,274 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 9,755 |
| Total interest expense | $38,000 | 11,910 |
| Net interest income | $1,935,000 | 7,450 |
| Provision for loan and lease losses | $1,140,000 | 859 |
| Total noninterest income | $5,000 | 11,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,753 |
| Total noninterest expense | $442,000 | 11,270 |
| Salaries and employee benefits | $45,000 | 11,946 |
| Premises and equipment expense | $2,000 | 11,944 |
| Additional noninterest expense | $395,000 | 8,240 |
| Pre-tax net operating income | $358,000 | 9,338 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $139,000 | 8,466 |
| Income before extraordinary items | $219,000 | 9,726 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $219,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,802 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $219,000 | 9,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 10,212 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $1,783,000 | 8,084 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $2,000 | 12,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $445,000 | 11,855 |
| Salaries and employee benefits | $43,000 | 12,579 |
| Premises and equipment expense | $2,000 | 12,577 |
| Additional noninterest expense | $400,000 | 8,832 |
| Pre-tax net operating income | $1,256,000 | 5,062 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $489,000 | 4,125 |
| Income before extraordinary items | $767,000 | 5,516 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $767,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $767,000 | 5,588 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 12,720 |
| Total interest expense | $0 | 13,264 |
| Net interest income | $769,000 | 11,618 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $0 | 13,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $70,000 | 13,269 |
| Salaries and employee benefits | $27,000 | 13,267 |
| Premises and equipment expense | $3,000 | 13,250 |
| Additional noninterest expense | $40,000 | 13,237 |
| Pre-tax net operating income | $524,000 | 8,499 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $214,000 | 7,358 |
| Income before extraordinary items | $310,000 | 9,375 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $310,000 | 9,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 275 |
| Net operating income | $310,000 | 9,103 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.