Home > Central California Bank > Assets and Liabilities
Central California Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 102 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $460,862,000 | 1,378 |
| Cash and due from depository institutions | $13,916,000 | 1,697 |
| Interest-bearing balances | $45,000 | 5,663 |
| Securities | $33,600,000 | 3,257 |
| Federal funds sold & reverse repurchase agreements | $45,805,000 | 303 |
| Net loans & leases | $335,369,000 | 1,287 |
| Loan loss allowance | $4,831,000 | 1,048 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,048,000 | 3,394 |
| Other real estate owned | $0 | 1,697 |
| Goodwill and other intangibles | $17,187,000 | 442 |
| All other assets | $11,937,000 | 1,437 |
| Life insurance assets | $5,950,000 | 900 |
| Total liabilities and capital | $460,862,000 | 1,378 |
| Total liabilities | $405,303,000 | 1,400 |
| Total deposits | $397,625,000 | 1,244 |
| Interest-bearing deposits | $310,818,000 | 1,377 |
| Deposits held in domestic offices | $397,625,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,678,000 | 1,738 |
| Total equity capital | $55,559,000 | 1,120 |
| Total bank equity capital | $55,559,000 | 1,120 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,021,000 | 234 |
| Surplus | $24,895,000 | 1,088 |
| Undivided profits | $15,643,000 | 2,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 4,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 642 |
| Income earned, not collected on loans | $1,811,000 | 1,957 |
| Earning assets | $414,819,000 | 1,391 |
| Long-term assets (5+ years) | $61,425,000 | 1,562 |
| Average Assets, year-to-date | $446,915,000 | 1,410 |
| Average Assets, quarterly | $446,915,000 | 1,410 |
| Volatile liabilities | $77,473,000 | 1,739 |
| Insider loans | $2,714,000 | 2,331 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $99,493,000 | 1,032 |
| Tier 1 (core) risk-based capital | $39,895,000 | 1,492 |
| Tier 2 risk-based capital | $4,562,000 | 1,083 |
| Total risk weighted assets | $364,223,000 | 1,260 |
| Total unused commitments | $99,493,000 | 1,032 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 111 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $432,968,000 | 1,446 |
| Cash and due from depository institutions | $15,163,000 | 1,553 |
| Interest-bearing balances | $108,000 | 4,831 |
| Securities | $33,393,000 | 3,264 |
| Federal funds sold & reverse repurchase agreements | $3,580,000 | 3,051 |
| Net loans & leases | $345,640,000 | 1,222 |
| Loan loss allowance | $4,706,000 | 1,047 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,090,000 | 3,350 |
| Other real estate owned | $0 | 1,553 |
| Goodwill and other intangibles | $17,312,000 | 430 |
| All other assets | $14,790,000 | 1,170 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $432,968,000 | 1,446 |
| Total liabilities | $379,507,000 | 1,489 |
| Total deposits | $367,011,000 | 1,350 |
| Interest-bearing deposits | $280,659,000 | 1,517 |
| Deposits held in domestic offices | $367,011,000 | 1,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,496,000 | 2,622 |
| Total equity capital | $53,461,000 | 1,141 |
| Total bank equity capital | $53,461,000 | 1,141 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $15,021,000 | 229 |
| Surplus | $24,895,000 | 1,065 |
| Undivided profits | $13,545,000 | 2,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,916,000 | 1,835 |
| Earning assets | $382,721,000 | 1,498 |
| Long-term assets (5+ years) | $35,733,000 | 2,253 |
| Average Assets, year-to-date | $419,737,000 | 1,435 |
| Average Assets, quarterly | $431,952,000 | 1,430 |
| Volatile liabilities | $83,016,000 | 1,605 |
| Insider loans | $2,942,000 | 2,151 |
| FHLB advances | $11,000,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $108,533,000 | 948 |
| Tier 1 (core) risk-based capital | $37,585,000 | 1,559 |
| Tier 2 risk-based capital | $4,578,000 | 1,059 |
| Total risk weighted assets | $366,305,000 | 1,217 |
| Total unused commitments | $108,533,000 | 948 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $430,936,000 | 1,426 |
| Cash and due from depository institutions | $12,643,000 | 1,449 |
| Interest-bearing balances | $121,000 | 4,788 |
| Securities | $33,258,000 | 3,263 |
| Federal funds sold & reverse repurchase agreements | $15,635,000 | 843 |
| Net loans & leases | $334,948,000 | 1,236 |
| Loan loss allowance | $4,338,000 | 1,120 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,750,000 | 2,303 |
| Other real estate owned | $0 | 1,449 |
| Goodwill and other intangibles | $17,437,000 | 411 |
| All other assets | $12,265,000 | 1,353 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $430,936,000 | 1,426 |
| Total liabilities | $379,634,000 | 1,453 |
| Total deposits | $377,198,000 | 1,266 |
| Interest-bearing deposits | $281,722,000 | 1,471 |
| Deposits held in domestic offices | $377,198,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,000,000 | 5,156 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,436,000 | 2,670 |
| Total equity capital | $51,302,000 | 1,171 |
| Total bank equity capital | $51,302,000 | 1,171 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,021,000 | 217 |
| Surplus | $24,895,000 | 1,027 |
| Undivided profits | $11,386,000 | 2,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,587,000 | 2,173 |
| Earning assets | $383,962,000 | 1,465 |
| Long-term assets (5+ years) | $35,229,000 | 2,296 |
| Average Assets, year-to-date | $416,429,250 | 1,435 |
| Average Assets, quarterly | $429,571,000 | 1,414 |
| Volatile liabilities | $73,571,000 | 1,723 |
| Insider loans | $2,696,000 | 2,288 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $103,967,000 | 959 |
| Tier 1 (core) risk-based capital | $35,293,000 | 1,625 |
| Tier 2 risk-based capital | $4,389,000 | 1,076 |
| Total risk weighted assets | $351,070,000 | 1,251 |
| Total unused commitments | $103,967,000 | 960 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 116 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $428,206,000 | 1,401 |
| Cash and due from depository institutions | $15,661,000 | 1,471 |
| Interest-bearing balances | $126,000 | 4,716 |
| Securities | $30,583,000 | 3,533 |
| Federal funds sold & reverse repurchase agreements | $36,340,000 | 338 |
| Net loans & leases | $310,192,000 | 1,312 |
| Loan loss allowance | $4,158,000 | 1,148 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,906,000 | 2,198 |
| Other real estate owned | $0 | 1,471 |
| Goodwill and other intangibles | $17,562,000 | 398 |
| All other assets | $12,962,000 | 1,257 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $428,206,000 | 1,401 |
| Total liabilities | $374,980,000 | 1,451 |
| Total deposits | $372,144,000 | 1,254 |
| Interest-bearing deposits | $290,387,000 | 1,388 |
| Deposits held in domestic offices | $372,144,000 | 1,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 5,061 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,836,000 | 2,100 |
| Total equity capital | $53,226,000 | 1,122 |
| Total bank equity capital | $53,226,000 | 1,122 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,021,000 | 208 |
| Surplus | $24,895,000 | 1,004 |
| Undivided profits | $13,310,000 | 2,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,511,000 | 2,076 |
| Earning assets | $377,241,000 | 1,474 |
| Long-term assets (5+ years) | $34,127,000 | 2,357 |
| Average Assets, year-to-date | $411,593,670 | 1,432 |
| Average Assets, quarterly | $419,247,500 | 1,419 |
| Volatile liabilities | $78,694,000 | 1,575 |
| Insider loans | $2,456,000 | 2,408 |
| FHLB advances | $1,000,000 | 4,870 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $105,512,000 | 931 |
| Tier 1 (core) risk-based capital | $36,889,000 | 1,510 |
| Tier 2 risk-based capital | $4,065,000 | 1,148 |
| Total risk weighted assets | $326,013,000 | 1,316 |
| Total unused commitments | $105,512,000 | 932 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 117 | 1,448 |
| Assets and Liabilities | ||
| Total Assets: | $410,289,000 | 1,454 |
| Cash and due from depository institutions | $15,505,000 | 1,448 |
| Interest-bearing balances | $188,000 | 4,459 |
| Securities | $29,593,000 | 3,657 |
| Federal funds sold & reverse repurchase agreements | $27,825,000 | 438 |
| Net loans & leases | $303,015,000 | 1,310 |
| Loan loss allowance | $3,988,000 | 1,194 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,032,000 | 2,116 |
| Other real estate owned | $0 | 1,448 |
| Goodwill and other intangibles | $17,691,000 | 387 |
| All other assets | $11,628,000 | 1,367 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $410,289,000 | 1,454 |
| Total liabilities | $359,087,000 | 1,506 |
| Total deposits | $355,237,000 | 1,305 |
| Interest-bearing deposits | $263,026,000 | 1,523 |
| Deposits held in domestic offices | $355,237,000 | 1,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,850,000 | 2,073 |
| Total equity capital | $51,202,000 | 1,121 |
| Total bank equity capital | $51,202,000 | 1,121 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,021,000 | 199 |
| Surplus | $24,895,000 | 976 |
| Undivided profits | $11,286,000 | 2,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,409,000 | 2,165 |
| Earning assets | $360,621,000 | 1,524 |
| Long-term assets (5+ years) | $32,857,000 | 2,483 |
| Average Assets, year-to-date | $403,287,500 | 1,474 |
| Average Assets, quarterly | $403,287,500 | 1,474 |
| Volatile liabilities | $64,628,000 | 1,768 |
| Insider loans | $2,090,000 | 2,659 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $98,420,000 | 958 |
| Tier 1 (core) risk-based capital | $35,089,000 | 1,552 |
| Tier 2 risk-based capital | $3,988,000 | 1,155 |
| Total risk weighted assets | $318,957,000 | 1,306 |
| Total unused commitments | $98,420,000 | 958 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 120 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $396,286,000 | 1,507 |
| Cash and due from depository institutions | $11,091,000 | 1,424 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $28,751,000 | 3,736 |
| Federal funds sold & reverse repurchase agreements | $38,950,000 | 315 |
| Net loans & leases | $284,432,000 | 1,382 |
| Loan loss allowance | $4,283,000 | 1,090 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,104,000 | 2,068 |
| Other real estate owned | $0 | 1,424 |
| Goodwill and other intangibles | $17,828,000 | 381 |
| All other assets | $10,130,000 | 1,514 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $396,286,000 | 1,507 |
| Total liabilities | $346,256,000 | 1,557 |
| Total deposits | $342,641,000 | 1,349 |
| Interest-bearing deposits | $251,633,000 | 1,571 |
| Deposits held in domestic offices | $342,641,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,615,000 | 2,255 |
| Total equity capital | $50,030,000 | 1,145 |
| Total bank equity capital | $50,030,000 | 1,145 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,021,000 | 187 |
| Surplus | $24,895,000 | 960 |
| Undivided profits | $10,114,000 | 2,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,339,000 | 2,253 |
| Earning assets | $352,133,000 | 1,556 |
| Long-term assets (5+ years) | $37,751,000 | 2,274 |
| Average Assets, year-to-date | $384,905,000 | 1,463 |
| Average Assets, quarterly | $398,687,000 | 1,476 |
| Volatile liabilities | $50,414,000 | 2,105 |
| Insider loans | $1,829,000 | 2,902 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $105,620,000 | 896 |
| Tier 1 (core) risk-based capital | $33,570,000 | 1,600 |
| Tier 2 risk-based capital | $3,806,000 | 1,206 |
| Total risk weighted assets | $303,967,000 | 1,364 |
| Total unused commitments | $105,620,000 | 896 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 111 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $401,088,000 | 1,458 |
| Cash and due from depository institutions | $13,339,000 | 1,552 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $32,280,000 | 3,428 |
| Federal funds sold & reverse repurchase agreements | $31,785,000 | 366 |
| Net loans & leases | $290,861,000 | 1,316 |
| Loan loss allowance | $4,255,000 | 1,103 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,777,000 | 2,152 |
| Other real estate owned | $0 | 1,552 |
| Goodwill and other intangibles | $17,953,000 | 370 |
| All other assets | $10,093,000 | 1,502 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $401,088,000 | 1,458 |
| Total liabilities | $352,428,000 | 1,500 |
| Total deposits | $347,551,000 | 1,297 |
| Interest-bearing deposits | $259,465,000 | 1,512 |
| Deposits held in domestic offices | $347,551,000 | 1,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,877,000 | 1,438 |
| Total equity capital | $48,660,000 | 1,166 |
| Total bank equity capital | $48,660,000 | 1,166 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $15,021,000 | 184 |
| Surplus | $24,895,000 | 932 |
| Undivided profits | $8,744,000 | 3,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $234,000 | 547 |
| Income earned, not collected on loans | $1,392,000 | 2,223 |
| Earning assets | $354,926,000 | 1,510 |
| Long-term assets (5+ years) | $69,208,000 | 1,456 |
| Average Assets, year-to-date | $382,059,750 | 1,475 |
| Average Assets, quarterly | $397,859,500 | 1,441 |
| Volatile liabilities | $51,478,000 | 2,050 |
| Insider loans | $2,218,000 | 2,507 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $104,903,000 | 892 |
| Tier 1 (core) risk-based capital | $32,077,000 | 1,662 |
| Tier 2 risk-based capital | $3,937,000 | 1,138 |
| Total risk weighted assets | $314,595,000 | 1,276 |
| Total unused commitments | $104,903,000 | 894 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 112 | 1,539 |
| Assets and Liabilities | ||
| Total Assets: | $394,631,000 | 1,447 |
| Cash and due from depository institutions | $17,191,000 | 1,539 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $31,968,000 | 3,493 |
| Federal funds sold & reverse repurchase agreements | $35,845,000 | 319 |
| Net loans & leases | $277,206,000 | 1,350 |
| Loan loss allowance | $4,135,000 | 1,118 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,493,000 | 2,233 |
| Other real estate owned | $0 | 1,539 |
| Goodwill and other intangibles | $18,078,000 | 356 |
| All other assets | $9,850,000 | 1,543 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $394,631,000 | 1,447 |
| Total liabilities | $347,774,000 | 1,488 |
| Total deposits | $340,297,000 | 1,303 |
| Interest-bearing deposits | $251,945,000 | 1,548 |
| Deposits held in domestic offices | $340,297,000 | 1,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,650,000 | 3,370 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,827,000 | 1,904 |
| Total equity capital | $46,857,000 | 1,158 |
| Total bank equity capital | $46,857,000 | 1,158 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $15,021,000 | 186 |
| Surplus | $24,895,000 | 911 |
| Undivided profits | $6,941,000 | 3,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $972,000 | 3,025 |
| Earning assets | $345,019,000 | 1,525 |
| Long-term assets (5+ years) | $76,125,000 | 1,385 |
| Average Assets, year-to-date | $375,717,000 | 1,496 |
| Average Assets, quarterly | $383,762,500 | 1,480 |
| Volatile liabilities | $54,628,000 | 1,899 |
| Insider loans | $1,900,000 | 2,784 |
| FHLB advances | $5,650,000 | 3,226 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $100,530,000 | 888 |
| Tier 1 (core) risk-based capital | $30,580,000 | 1,702 |
| Tier 2 risk-based capital | $3,922,000 | 1,129 |
| Total risk weighted assets | $313,575,000 | 1,252 |
| Total unused commitments | $100,530,000 | 890 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 107 | 1,611 |
| Assets and Liabilities | ||
| Total Assets: | $372,894,000 | 1,522 |
| Cash and due from depository institutions | $13,457,000 | 1,611 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $31,425,000 | 3,526 |
| Federal funds sold & reverse repurchase agreements | $23,435,000 | 583 |
| Net loans & leases | $273,358,000 | 1,334 |
| Loan loss allowance | $3,960,000 | 1,158 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,600,000 | 2,163 |
| Other real estate owned | $0 | 1,611 |
| Goodwill and other intangibles | $18,203,000 | 347 |
| All other assets | $8,416,000 | 1,635 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $372,894,000 | 1,522 |
| Total liabilities | $326,835,000 | 1,578 |
| Total deposits | $318,925,000 | 1,396 |
| Interest-bearing deposits | $236,949,000 | 1,639 |
| Deposits held in domestic offices | $318,925,000 | 1,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,650,000 | 3,225 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,260,000 | 1,807 |
| Total equity capital | $46,059,000 | 1,203 |
| Total bank equity capital | $46,059,000 | 1,203 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $15,021,000 | 184 |
| Surplus | $24,895,000 | 896 |
| Undivided profits | $6,143,000 | 4,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,309,000 | 2,186 |
| Earning assets | $328,218,000 | 1,599 |
| Long-term assets (5+ years) | $38,352,000 | 2,317 |
| Average Assets, year-to-date | $366,260,000 | 1,533 |
| Average Assets, quarterly | $366,260,000 | 1,533 |
| Volatile liabilities | $45,283,000 | 2,141 |
| Insider loans | $1,016,000 | 3,979 |
| FHLB advances | $5,650,000 | 3,093 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $89,592,000 | 951 |
| Tier 1 (core) risk-based capital | $27,472,000 | 1,910 |
| Tier 2 risk-based capital | $3,616,000 | 1,239 |
| Total risk weighted assets | $288,941,000 | 1,351 |
| Total unused commitments | $89,592,000 | 953 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 122 | 1,422 |
| Assets and Liabilities | ||
| Total Assets: | $359,626,000 | 1,582 |
| Cash and due from depository institutions | $19,070,000 | 1,422 |
| Interest-bearing balances | $7,198,000 | 882 |
| Securities | $32,184,000 | 3,519 |
| Federal funds sold & reverse repurchase agreements | $12,350,000 | 957 |
| Net loans & leases | $266,027,000 | 1,360 |
| Loan loss allowance | $3,729,000 | 1,236 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,609,000 | 2,142 |
| Other real estate owned | $0 | 1,422 |
| Goodwill and other intangibles | $18,088,000 | 364 |
| All other assets | $7,298,000 | 1,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,626,000 | 1,582 |
| Total liabilities | $314,897,000 | 1,626 |
| Total deposits | $307,801,000 | 1,443 |
| Interest-bearing deposits | $233,828,000 | 1,646 |
| Deposits held in domestic offices | $307,801,000 | 1,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,650,000 | 3,213 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,446,000 | 2,397 |
| Total equity capital | $44,729,000 | 1,215 |
| Total bank equity capital | $44,729,000 | 1,215 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $15,021,000 | 187 |
| Surplus | $24,895,000 | 881 |
| Undivided profits | $4,813,000 | 4,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,289,000 | 2,322 |
| Earning assets | $317,759,000 | 1,627 |
| Long-term assets (5+ years) | $47,372,000 | 2,004 |
| Average Assets, year-to-date | $259,552,200 | 2,069 |
| Average Assets, quarterly | $366,778,500 | 1,539 |
| Volatile liabilities | $42,301,000 | 2,249 |
| Insider loans | $1,472,000 | 3,246 |
| FHLB advances | $5,650,000 | 3,073 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $77,474,000 | 1,039 |
| Tier 1 (core) risk-based capital | $26,425,000 | 1,975 |
| Tier 2 risk-based capital | $3,562,000 | 1,247 |
| Total risk weighted assets | $284,753,000 | 1,352 |
| Total unused commitments | $77,474,000 | 1,040 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 111 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $373,931,000 | 1,517 |
| Cash and due from depository institutions | $21,765,000 | 1,579 |
| Interest-bearing balances | $793,000 | 3,318 |
| Securities | $27,941,000 | 3,822 |
| Federal funds sold & reverse repurchase agreements | $50,155,000 | 311 |
| Net loans & leases | $244,022,000 | 1,476 |
| Loan loss allowance | $3,591,000 | 1,299 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,691,000 | 2,077 |
| Other real estate owned | $0 | 1,579 |
| Goodwill and other intangibles | $18,179,000 | 365 |
| All other assets | $7,178,000 | 1,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $373,931,000 | 1,517 |
| Total liabilities | $330,427,000 | 1,546 |
| Total deposits | $317,975,000 | 1,398 |
| Interest-bearing deposits | $240,404,000 | 1,598 |
| Deposits held in domestic offices | $317,975,000 | 1,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,650,000 | 2,460 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,802,000 | 1,513 |
| Total equity capital | $43,504,000 | 1,251 |
| Total bank equity capital | $43,504,000 | 1,251 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $15,021,000 | 184 |
| Surplus | $24,895,000 | 881 |
| Undivided profits | $3,588,000 | 5,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,166,000 | 2,705 |
| Earning assets | $322,911,000 | 1,602 |
| Long-term assets (5+ years) | $39,478,000 | 2,283 |
| Average Assets, year-to-date | $234,533,750 | 2,321 |
| Average Assets, quarterly | $280,853,500 | 1,980 |
| Volatile liabilities | $43,734,000 | 2,154 |
| Insider loans | $675,000 | 4,838 |
| FHLB advances | $9,650,000 | 2,332 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $76,137,000 | 1,073 |
| Tier 1 (core) risk-based capital | $25,110,000 | 2,086 |
| Tier 2 risk-based capital | $3,298,000 | 1,336 |
| Total risk weighted assets | $263,567,000 | 1,453 |
| Total unused commitments | $76,137,000 | 1,075 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $187,776,000 | 2,893 |
| Cash and due from depository institutions | $7,870,000 | 2,882 |
| Interest-bearing balances | $1,090,000 | 3,140 |
| Securities | $18,585,000 | 4,878 |
| Federal funds sold & reverse repurchase agreements | $2,390,000 | 4,487 |
| Net loans & leases | $147,659,000 | 2,348 |
| Loan loss allowance | $1,860,000 | 2,372 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,285,000 | 5,304 |
| Other real estate owned | $0 | 2,882 |
| Goodwill and other intangibles | $4,893,000 | 689 |
| All other assets | $5,094,000 | 2,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,776,000 | 2,893 |
| Total liabilities | $168,961,000 | 2,893 |
| Total deposits | $166,668,000 | 2,693 |
| Interest-bearing deposits | $125,062,000 | 2,987 |
| Deposits held in domestic offices | $166,668,000 | 2,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $293,000 | 6,550 |
| Total equity capital | $18,815,000 | 2,858 |
| Total bank equity capital | $18,815,000 | 2,858 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $15,021,000 | 183 |
| Surplus | $1,250,000 | 6,420 |
| Undivided profits | $2,544,000 | 6,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $744,000 | 3,950 |
| Earning assets | $169,724,000 | 2,911 |
| Long-term assets (5+ years) | $47,219,000 | 1,889 |
| Average Assets, year-to-date | $188,068,000 | 2,822 |
| Average Assets, quarterly | $188,121,500 | 2,853 |
| Volatile liabilities | $32,896,000 | 2,654 |
| Insider loans | $512,000 | 5,406 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $45,535,000 | 1,540 |
| Tier 1 (core) risk-based capital | $13,547,000 | 3,626 |
| Tier 2 risk-based capital | $1,854,000 | 2,168 |
| Total risk weighted assets | $148,289,000 | 2,421 |
| Total unused commitments | $45,535,000 | 1,546 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $188,467,000 | 2,841 |
| Cash and due from depository institutions | $8,962,000 | 2,861 |
| Interest-bearing balances | $1,388,000 | 2,883 |
| Securities | $19,681,000 | 4,713 |
| Federal funds sold & reverse repurchase agreements | $12,720,000 | 1,299 |
| Net loans & leases | $138,424,000 | 2,442 |
| Loan loss allowance | $1,710,000 | 2,501 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,325,000 | 5,192 |
| Other real estate owned | $0 | 2,861 |
| Goodwill and other intangibles | $4,170,000 | 757 |
| All other assets | $3,185,000 | 3,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,467,000 | 2,841 |
| Total liabilities | $170,375,000 | 2,832 |
| Total deposits | $169,780,000 | 2,600 |
| Interest-bearing deposits | $127,877,000 | 2,917 |
| Deposits held in domestic offices | $169,780,000 | 2,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $595,000 | 4,659 |
| Total equity capital | $18,092,000 | 2,904 |
| Total bank equity capital | $18,092,000 | 2,904 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $15,021,000 | 180 |
| Surplus | $1,250,000 | 6,423 |
| Undivided profits | $1,821,000 | 6,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $821,000 | 3,638 |
| Earning assets | $172,213,000 | 2,846 |
| Long-term assets (5+ years) | $50,420,000 | 1,742 |
| Average Assets, year-to-date | $188,214,000 | 2,809 |
| Average Assets, quarterly | $188,214,000 | 2,809 |
| Volatile liabilities | $34,069,000 | 2,548 |
| Insider loans | $493,000 | 5,441 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,424,000 | 2,013 |
| Tier 1 (core) risk-based capital | $13,662,000 | 3,555 |
| Tier 2 risk-based capital | $1,710,000 | 2,281 |
| Total risk weighted assets | $145,894,000 | 2,421 |
| Total unused commitments | $30,424,000 | 2,021 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $187,961,000 | 2,802 |
| Cash and due from depository institutions | $13,132,000 | 2,783 |
| Interest-bearing balances | $1,784,000 | 2,525 |
| Securities | $21,217,000 | 4,468 |
| Federal funds sold & reverse repurchase agreements | $16,775,000 | 837 |
| Net loans & leases | $128,168,000 | 2,596 |
| Loan loss allowance | $1,560,000 | 2,653 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,340,000 | 5,156 |
| Other real estate owned | $0 | 2,783 |
| Goodwill and other intangibles | $4,211,000 | 740 |
| All other assets | $3,118,000 | 3,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,961,000 | 2,802 |
| Total liabilities | $170,518,000 | 2,784 |
| Total deposits | $170,282,000 | 2,547 |
| Interest-bearing deposits | $123,357,000 | 2,955 |
| Deposits held in domestic offices | $170,282,000 | 2,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $236,000 | 7,184 |
| Total equity capital | $17,443,000 | 2,967 |
| Total bank equity capital | $17,443,000 | 2,967 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $15,021,000 | 180 |
| Surplus | $1,250,000 | 6,413 |
| Undivided profits | $1,172,000 | 7,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $741,000 | 4,180 |
| Earning assets | $167,944,000 | 2,846 |
| Long-term assets (5+ years) | $47,216,000 | 1,796 |
| Average Assets, year-to-date | $148,204,330 | 3,287 |
| Average Assets, quarterly | $179,662,500 | 2,884 |
| Volatile liabilities | $30,043,000 | 2,799 |
| Insider loans | $633,000 | 4,956 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,439,000 | 1,990 |
| Tier 1 (core) risk-based capital | $12,823,000 | 3,681 |
| Tier 2 risk-based capital | $1,538,000 | 2,480 |
| Total risk weighted assets | $123,017,000 | 2,821 |
| Total unused commitments | $29,439,000 | 1,993 |
| Derivatives | $0 | 527 |