Home > Central California Bank > Income and Expense
Central California Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 5,839 |
| Total interest expense | $1,974,000 | 6,136 |
| Net interest income | $2,705,000 | 5,444 |
| Provision for loan and lease losses | $182,000 | 4,327 |
| Total noninterest income | $572,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $138,000 | 5,971 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $434,000 | 3,385 |
| Total noninterest expense | $2,865,000 | 4,496 |
| Salaries and employee benefits | $1,497,000 | 4,519 |
| Premises and equipment expense | $384,000 | 4,725 |
| Additional noninterest expense | $984,000 | 4,120 |
| Pre-tax net operating income | $230,000 | 7,741 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-505,000 | 9,503 |
| Income before extraordinary items | $735,000 | 5,110 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $735,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,319 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 798 |
| Net operating income | $735,000 | 4,999 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 6,633 |
| Total interest expense | $1,495,000 | 7,173 |
| Net interest income | $2,330,000 | 6,065 |
| Provision for loan and lease losses | $290,000 | 2,935 |
| Total noninterest income | $228,000 | 6,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $2,157,000 | 5,410 |
| Salaries and employee benefits | $1,037,000 | 5,782 |
| Premises and equipment expense | $313,000 | 5,298 |
| Additional noninterest expense | $807,000 | 4,708 |
| Pre-tax net operating income | $111,000 | 8,762 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $110,000 | 8,641 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $110,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,693 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $110,000 | 8,632 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 8,282 |
| Total interest expense | $777,000 | 8,739 |
| Net interest income | $1,412,000 | 7,756 |
| Provision for loan and lease losses | $138,000 | 4,462 |
| Total noninterest income | $46,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $1,571,000 | 6,593 |
| Salaries and employee benefits | $733,000 | 7,058 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $624,000 | 5,679 |
| Pre-tax net operating income | $-251,000 | 9,675 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $-252,000 | 9,725 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-252,000 | 9,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-252,000 | 9,703 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 10,115 |
| Total interest expense | $232,000 | 10,155 |
| Net interest income | $438,000 | 10,027 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $6,000 | 10,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $1,583,000 | 6,464 |
| Salaries and employee benefits | $520,000 | 8,233 |
| Premises and equipment expense | $169,000 | 7,251 |
| Additional noninterest expense | $894,000 | 4,312 |
| Pre-tax net operating income | $-1,299,000 | 10,380 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,299,000 | 10,391 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,299,000 | 10,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $6,010,000 | 192 |
| Net operating income | $-1,299,000 | 10,377 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.