Home > Central Bank & Trust Company, Owensboro, Kentucky > Income and Expense
Central Bank & Trust Company, Owensboro, Kentucky, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,659,000 | 2,274 |
| Total interest expense | $5,400,000 | 2,394 |
| Net interest income | $8,259,000 | 2,179 |
| Provision for loan and lease losses | $420,000 | 2,359 |
| Total noninterest income | $1,735,000 | 2,181 |
| Gross Fiduciary activities income | $239,000 | 1,013 |
| Service charges on deposit accounts | $1,190,000 | 1,124 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $306,000 | 4,417 |
| Total noninterest expense | $5,940,000 | 2,415 |
| Salaries and employee benefits | $2,948,000 | 2,256 |
| Premises and equipment expense | $630,000 | 3,172 |
| Additional noninterest expense | $2,362,000 | 2,365 |
| Pre-tax net operating income | $3,634,000 | 1,879 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $1,045,000 | 2,148 |
| Income before extraordinary items | $2,582,000 | 1,937 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,582,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,539 |
| Cash dividends | $3,300,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,586,970 | 1,821 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,379,000 | 2,293 |
| Total interest expense | $7,741,000 | 2,198 |
| Net interest income | $7,638,000 | 2,359 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $1,772,000 | 2,111 |
| Gross Fiduciary activities income | $220,000 | 1,055 |
| Service charges on deposit accounts | $1,232,000 | 1,057 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $320,000 | 4,252 |
| Total noninterest expense | $5,590,000 | 2,591 |
| Salaries and employee benefits | $2,898,000 | 2,246 |
| Premises and equipment expense | $624,000 | 3,232 |
| Additional noninterest expense | $2,068,000 | 2,715 |
| Pre-tax net operating income | $3,400,000 | 1,825 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $894,000 | 2,339 |
| Income before extraordinary items | $2,506,000 | 1,811 |
| Extraordinary gains, net | $-159,000 | 13,712 |
| Net income | $2,347,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 3,067 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,506,000 | 1,671 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.