Home > Central Bank & Trust Company, Owensboro, Kentucky > Assets and Liabilities
Central Bank & Trust Company, Owensboro, Kentucky, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 108 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $210,341,000 | 2,208 |
| Cash and due from depository institutions | $20,628,000 | 1,938 |
| Interest-bearing balances | $188,000 | 5,840 |
| Securities | $6,746,000 | 10,428 |
| Federal funds sold & reverse repurchase agreements | $51,425,000 | 312 |
| Net loans & leases | $126,536,000 | 2,122 |
| Loan loss allowance | $1,643,000 | 2,426 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,686,000 | 1,971 |
| Other real estate owned | $30,000 | 1,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,290,000 | 5,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,341,000 | 2,208 |
| Total liabilities | $195,965,000 | 2,174 |
| Total deposits | $177,500,000 | 2,239 |
| Interest-bearing deposits | $139,671,000 | 2,462 |
| Deposits held in domestic offices | $177,500,000 | 2,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,325,000 | 954 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,733,000 | 1,555 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,407,000 | 2,399 |
| Total equity capital | $14,376,000 | 2,807 |
| Total bank equity capital | $14,376,000 | 2,807 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,875,000 | 2,300 |
| Surplus | $4,125,000 | 3,181 |
| Undivided profits | $8,376,000 | 2,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 8,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $766,000 | 2,331 |
| Earning assets | $184,895,000 | 2,308 |
| Long-term assets (5+ years) | $11,727,000 | 3,938 |
| Average Assets, year-to-date | $212,458,600 | 2,124 |
| Average Assets, quarterly | $201,839,500 | 2,282 |
| Volatile liabilities | $24,792,000 | 2,019 |
| Insider loans | $3,055,000 | 1,363 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,515,000 | 3,780 |
| Tier 1 (core) risk-based capital | $14,376,000 | 2,743 |
| Tier 2 risk-based capital | $1,643,000 | 1,867 |
| Total risk weighted assets | $133,328,400 | 2,013 |
| Total unused commitments | $7,515,000 | 3,799 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 111 | 1,942 |
| Assets and Liabilities | ||
| Total Assets: | $227,137,000 | 2,094 |
| Cash and due from depository institutions | $15,710,000 | 1,942 |
| Interest-bearing balances | $170,000 | 6,458 |
| Securities | $9,212,000 | 9,490 |
| Federal funds sold & reverse repurchase agreements | $78,610,000 | 306 |
| Net loans & leases | $118,677,000 | 2,316 |
| Loan loss allowance | $1,384,000 | 2,868 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,847,000 | 1,903 |
| Other real estate owned | $81,000 | 1,942 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,000,000 | 6,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,137,000 | 2,094 |
| Total liabilities | $212,270,000 | 2,067 |
| Total deposits | $185,242,000 | 2,226 |
| Interest-bearing deposits | $149,242,000 | 2,417 |
| Deposits held in domestic offices | $185,242,000 | 2,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,737,000 | 686 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,290,000 | 1,278 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,001,000 | 3,289 |
| Total equity capital | $14,867,000 | 2,586 |
| Total bank equity capital | $14,867,000 | 2,586 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,875,000 | 2,381 |
| Surplus | $4,125,000 | 3,067 |
| Undivided profits | $8,867,000 | 2,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 6,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $644,000 | 3,125 |
| Earning assets | $206,669,000 | 2,091 |
| Long-term assets (5+ years) | $8,286,000 | 4,881 |
| Average Assets, year-to-date | $214,725,000 | 2,148 |
| Average Assets, quarterly | $219,460,500 | 2,147 |
| Volatile liabilities | $42,147,000 | 1,343 |
| Insider loans | $10,000 | 8,834 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,023,000 | 4,604 |
| Tier 1 (core) risk-based capital | $14,867,000 | 2,522 |
| Tier 2 risk-based capital | $1,384,000 | 2,204 |
| Total risk weighted assets | $131,519,400 | 2,120 |
| Total unused commitments | $5,023,000 | 4,629 |
| Derivatives | $0 | 651 |