Central Bank Southeast, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$1,955,000	10,981
Total interest expense	$1,123,000	9,895
Net interest income	$832,000	11,781
Provision for loan and lease losses	$0	11,756
Total noninterest income	$520,000	5,499
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$361,000	3,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	6,436
Total noninterest expense	$1,840,000	6,823
Salaries and employee benefits	$382,000	11,066
Premises and equipment expense	$170,000	8,562
Additional noninterest expense	$1,288,000	4,075
Pre-tax net operating income	$-488,000	13,286
Securities gains (losses)	$0	8,369
Applicable income taxes	$-105,000	13,588
Income before extraordinary items	$-383,000	13,315
Extraordinary gains, net	$-29,000	13,535
Net income	$-412,000	13,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	10,474
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-383,000	13,212

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.