Home > Central Bank of the Midwest > Income and Expense

Central Bank of the Midwest, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$84,629,000328
Total interest expense$2,053,0001,050
Net interest income$82,576,000314
Provision for loan and lease losses$1,940,000218
Total noninterest income$25,854,000366
Gross Fiduciary activities income$0957
Service charges on deposit accounts$8,566,000148
Trading account gains and fees$0132
Additional Noninterest Income$17,288,000391
Total noninterest expense$60,514,000355
Salaries and employee benefits$26,411,000435
Premises and equipment expense$6,111,000352
Additional noninterest expense$27,992,000268
Pre-tax net operating income$45,976,000338
Securities gains (losses)$134,000698
Applicable income taxes$10,454,000320
Income before extraordinary items$35,656,000353
Extraordinary gains, net$08
Net income$35,656,000352
Minority interest net income$069
Net income of bank and minority interests.$35,656,000353
Net charge-offs$2,451,000214
Cash dividends$11,000,000353
Sale, conversion, retirement of capital stock, net$0543
Net operating income$35,550,140345
2021-06-30 (YTD Data)Rank
Total interest income$56,188,000325
Total interest expense$1,493,0001,007
Net interest income$54,695,000306
Provision for loan and lease losses$1,778,000173
Total noninterest income$16,574,000375
Gross Fiduciary activities income$0951
Service charges on deposit accounts$5,334,000150
Trading account gains and fees$0133
Additional Noninterest Income$11,240,000403
Total noninterest expense$40,535,000352
Salaries and employee benefits$18,016,000421
Premises and equipment expense$4,151,000345
Additional noninterest expense$18,368,000265
Pre-tax net operating income$28,956,000349
Securities gains (losses)$116,000615
Applicable income taxes$6,573,000334
Income before extraordinary items$22,499,000363
Extraordinary gains, net$06
Net income$22,499,000362
Minority interest net income$067
Net income of bank and minority interests.$22,499,000363
Net charge-offs$410,000450
Cash dividends$10,000,000272
Sale, conversion, retirement of capital stock, net$0517
Net operating income$22,407,360357
2021-03-31 (YTD Data)Rank
Total interest income$28,527,000322
Total interest expense$813,000971
Net interest income$27,714,000303
Provision for loan and lease losses$1,183,000160
Total noninterest income$8,203,000385
Gross Fiduciary activities income$0922
Service charges on deposit accounts$2,536,000152
Trading account gains and fees$0127
Additional Noninterest Income$5,667,000414
Total noninterest expense$20,489,000350
Salaries and employee benefits$9,242,000412
Premises and equipment expense$2,119,000352
Additional noninterest expense$9,128,000260
Pre-tax net operating income$14,245,000351
Securities gains (losses)$01,392
Applicable income taxes$3,213,000337
Income before extraordinary items$11,032,000371
Extraordinary gains, net$03
Net income$11,032,000369
Minority interest net income$055
Net income of bank and minority interests.$11,032,000371
Net charge-offs$449,000281
Cash dividends$10,000,000152
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,032,000364
2020-12-31 (YTD Data)Rank
Total interest income$109,576,000333
Total interest expense$5,010,000949
Net interest income$104,566,000305
Provision for loan and lease losses$9,133,000383
Total noninterest income$30,000,000376
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$10,073,000150
Trading account gains and fees$0133
Additional Noninterest Income$19,927,000407
Total noninterest expense$76,158,000356
Salaries and employee benefits$35,333,000414
Premises and equipment expense$8,374,000340
Additional noninterest expense$32,451,000288
Pre-tax net operating income$49,275,000299
Securities gains (losses)$-11,0004,833
Applicable income taxes$10,978,000277
Income before extraordinary items$38,286,000310
Extraordinary gains, net$04
Net income$38,286,000308
Minority interest net income$072
Net income of bank and minority interests.$38,286,000310
Net charge-offs$3,182,000306
Cash dividends$3,100,0001,089
Sale, conversion, retirement of capital stock, net$0566
Net operating income$38,294,690301
2020-09-30 (YTD Data)Rank
Total interest income$79,889,000343
Total interest expense$4,001,000959
Net interest income$75,888,000315
Provision for loan and lease losses$6,065,000432
Total noninterest income$20,713,000385
Gross Fiduciary activities income$0981
Service charges on deposit accounts$7,174,000153
Trading account gains and fees$0125
Additional Noninterest Income$13,539,000413
Total noninterest expense$56,189,000351
Salaries and employee benefits$25,736,000414
Premises and equipment expense$6,255,000341
Additional noninterest expense$24,198,000285
Pre-tax net operating income$34,347,000291
Securities gains (losses)$-7,0004,745
Applicable income taxes$7,593,000284
Income before extraordinary items$26,747,000302
Extraordinary gains, net$04
Net income$26,747,000300
Minority interest net income$065
Net income of bank and minority interests.$26,747,000302
Net charge-offs$2,513,000283
Cash dividends$3,100,000789
Sale, conversion, retirement of capital stock, net$0532
Net operating income$26,752,530292
2020-06-30 (YTD Data)Rank
Total interest income$52,029,000347
Total interest expense$2,867,000953
Net interest income$49,162,000322
Provision for loan and lease losses$4,164,000448
Total noninterest income$11,735,000401
Gross Fiduciary activities income$0970
Service charges on deposit accounts$4,367,000167
Trading account gains and fees$0123
Additional Noninterest Income$7,368,000445
Total noninterest expense$35,861,000360
Salaries and employee benefits$16,406,000424
Premises and equipment expense$3,974,000353
Additional noninterest expense$15,481,000294
Pre-tax net operating income$20,872,000275
Securities gains (losses)$02,249
Applicable income taxes$4,568,000271
Income before extraordinary items$16,304,000294
Extraordinary gains, net$04
Net income$16,304,000293
Minority interest net income$065
Net income of bank and minority interests.$16,304,000294
Net charge-offs$2,059,000248
Cash dividends$3,100,000596
Sale, conversion, retirement of capital stock, net$0504
Net operating income$16,304,000284
2020-03-31 (YTD Data)Rank
Total interest income$23,145,000391
Total interest expense$1,539,000991
Net interest income$21,606,000351
Provision for loan and lease losses$1,521,000466
Total noninterest income$5,721,000387
Gross Fiduciary activities income$0941
Service charges on deposit accounts$2,344,000180
Trading account gains and fees$0106
Additional Noninterest Income$3,377,000428
Total noninterest expense$15,998,000395
Salaries and employee benefits$7,119,000486
Premises and equipment expense$1,810,000374
Additional noninterest expense$7,069,000309
Pre-tax net operating income$9,808,000270
Securities gains (losses)$01,705
Applicable income taxes$2,126,000244
Income before extraordinary items$7,682,000278
Extraordinary gains, net$04
Net income$7,682,000278
Minority interest net income$056
Net income of bank and minority interests.$7,682,000278
Net charge-offs$1,517,000186
Cash dividends$3,000,000403
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,682,000277
2019-12-31 (YTD Data)Rank
Total interest income$75,174,000470
Total interest expense$5,250,0001,195
Net interest income$69,924,000408
Provision for loan and lease losses$3,534,000329
Total noninterest income$19,852,000426
Gross Fiduciary activities income$310,000638
Service charges on deposit accounts$8,372,000201
Trading account gains and fees$0135
Additional Noninterest Income$11,170,000484
Total noninterest expense$53,331,000445
Salaries and employee benefits$22,902,000574
Premises and equipment expense$5,660,000470
Additional noninterest expense$24,769,000331
Pre-tax net operating income$32,911,000416
Securities gains (losses)$9,0001,922
Applicable income taxes$6,669,000408
Income before extraordinary items$26,251,000431
Extraordinary gains, net$011
Net income$26,251,000431
Minority interest net income$076
Net income of bank and minority interests.$26,251,000431
Net charge-offs$3,166,000296
Cash dividends$37,000,000205
Sale, conversion, retirement of capital stock, net$0626
Net operating income$26,243,800424
2019-09-30 (YTD Data)Rank
Total interest income$55,094,000482
Total interest expense$3,991,0001,187
Net interest income$51,103,000425
Provision for loan and lease losses$2,523,000340
Total noninterest income$14,754,000430
Gross Fiduciary activities income$310,000596
Service charges on deposit accounts$6,183,000203
Trading account gains and fees$0129
Additional Noninterest Income$8,261,000492
Total noninterest expense$38,816,000453
Salaries and employee benefits$16,719,000593
Premises and equipment expense$3,816,000521
Additional noninterest expense$18,281,000327
Pre-tax net operating income$24,518,000422
Securities gains (losses)$10,0001,653
Applicable income taxes$5,443,000393
Income before extraordinary items$19,085,000449
Extraordinary gains, net$011
Net income$19,085,000449
Minority interest net income$072
Net income of bank and minority interests.$19,085,000449
Net charge-offs$2,323,000280
Cash dividends$19,000,000250
Sale, conversion, retirement of capital stock, net$0590
Net operating income$19,077,100443
2019-06-30 (YTD Data)Rank
Total interest income$37,169,000475
Total interest expense$2,700,0001,142
Net interest income$34,469,000423
Provision for loan and lease losses$1,785,000320
Total noninterest income$9,825,000422
Gross Fiduciary activities income$265,000570
Service charges on deposit accounts$4,014,000206
Trading account gains and fees$0131
Additional Noninterest Income$5,546,000481
Total noninterest expense$25,962,000450
Salaries and employee benefits$11,026,000598
Premises and equipment expense$2,409,000549
Additional noninterest expense$12,527,000329
Pre-tax net operating income$16,547,000410
Securities gains (losses)$7,0001,296
Applicable income taxes$3,683,000381
Income before extraordinary items$12,871,000434
Extraordinary gains, net$011
Net income$12,871,000433
Minority interest net income$069
Net income of bank and minority interests.$12,871,000434
Net charge-offs$1,300,000299
Cash dividends$12,500,000247
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,865,470428
2019-03-31 (YTD Data)Rank
Total interest income$18,733,000472
Total interest expense$1,324,0001,143
Net interest income$17,409,000410
Provision for loan and lease losses$888,000315
Total noninterest income$4,513,000432
Gross Fiduciary activities income$132,000577
Service charges on deposit accounts$1,953,000205
Trading account gains and fees$0126
Additional Noninterest Income$2,428,000502
Total noninterest expense$13,181,000441
Salaries and employee benefits$5,469,000599
Premises and equipment expense$1,275,000521
Additional noninterest expense$6,437,000322
Pre-tax net operating income$7,853,000422
Securities gains (losses)$01,087
Applicable income taxes$1,731,000395
Income before extraordinary items$6,122,000451
Extraordinary gains, net$05
Net income$6,122,000451
Minority interest net income$052
Net income of bank and minority interests.$6,122,000451
Net charge-offs$746,000258
Cash dividends$5,500,000250
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,122,000442
2018-12-31 (YTD Data)Rank
Total interest income$68,804,000474
Total interest expense$3,168,0001,370
Net interest income$65,636,000427
Provision for loan and lease losses$3,599,000332
Total noninterest income$18,610,000441
Gross Fiduciary activities income$549,000579
Service charges on deposit accounts$8,121,000199
Trading account gains and fees$0126
Additional Noninterest Income$9,940,000505
Total noninterest expense$51,045,000453
Salaries and employee benefits$21,284,000588
Premises and equipment expense$5,440,000491
Additional noninterest expense$24,321,000333
Pre-tax net operating income$29,602,000434
Securities gains (losses)$-46,0004,829
Applicable income taxes$6,931,000383
Income before extraordinary items$22,625,000467
Extraordinary gains, net$06
Net income$22,625,000465
Minority interest net income$072
Net income of bank and minority interests.$22,625,000466
Net charge-offs$3,091,000274
Cash dividends$18,000,000279
Sale, conversion, retirement of capital stock, net$0671
Net operating income$22,661,340466
2018-09-30 (YTD Data)Rank
Total interest income$50,555,000476
Total interest expense$2,022,0001,480
Net interest income$48,533,000428
Provision for loan and lease losses$2,838,000304
Total noninterest income$13,967,000441
Gross Fiduciary activities income$407,000576
Service charges on deposit accounts$5,949,000202
Trading account gains and fees$0138
Additional Noninterest Income$7,611,000503
Total noninterest expense$37,987,000451
Salaries and employee benefits$15,741,000597
Premises and equipment expense$4,057,000493
Additional noninterest expense$18,189,000332
Pre-tax net operating income$21,675,000448
Securities gains (losses)$-46,0005,123
Applicable income taxes$4,742,000420
Income before extraordinary items$16,887,000469
Extraordinary gains, net$05
Net income$16,887,000468
Minority interest net income$066
Net income of bank and minority interests.$16,887,000468
Net charge-offs$2,060,000272
Cash dividends$15,000,000244
Sale, conversion, retirement of capital stock, net$0633
Net operating income$16,923,340469
2018-06-30 (YTD Data)Rank
Total interest income$33,133,000477
Total interest expense$1,266,0001,485
Net interest income$31,867,000432
Provision for loan and lease losses$1,899,000304
Total noninterest income$9,351,000442
Gross Fiduciary activities income$280,000573
Service charges on deposit accounts$3,867,000206
Trading account gains and fees$0130
Additional Noninterest Income$5,204,000497
Total noninterest expense$25,210,000455
Salaries and employee benefits$10,454,000602
Premises and equipment expense$2,662,000500
Additional noninterest expense$12,094,000331
Pre-tax net operating income$14,109,000448
Securities gains (losses)$-10,0004,991
Applicable income taxes$3,111,000424
Income before extraordinary items$10,988,000469
Extraordinary gains, net$06
Net income$10,988,000468
Minority interest net income$065
Net income of bank and minority interests.$10,988,000468
Net charge-offs$1,294,000284
Cash dividends$10,000,000228
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,995,900467
2018-03-31 (YTD Data)Rank
Total interest income$16,303,000479
Total interest expense$585,0001,517
Net interest income$15,718,000433
Provision for loan and lease losses$817,000318
Total noninterest income$4,414,000452
Gross Fiduciary activities income$128,000598
Service charges on deposit accounts$1,896,000208
Trading account gains and fees$0123
Additional Noninterest Income$2,390,000507
Total noninterest expense$12,424,000460
Salaries and employee benefits$5,237,000606
Premises and equipment expense$1,375,000487
Additional noninterest expense$5,812,000338
Pre-tax net operating income$6,891,000455
Securities gains (losses)$-11,0005,228
Applicable income taxes$1,513,000424
Income before extraordinary items$5,367,000477
Extraordinary gains, net$07
Net income$5,367,000476
Minority interest net income$052
Net income of bank and minority interests.$5,367,000477
Net charge-offs$809,000247
Cash dividends$5,000,000206
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,375,690475
2017-12-31 (YTD Data)Rank
Total interest income$62,360,000466
Total interest expense$1,667,0001,763
Net interest income$60,693,000427
Provision for loan and lease losses$3,577,000309
Total noninterest income$16,591,000485
Gross Fiduciary activities income$480,000599
Service charges on deposit accounts$7,386,000204
Trading account gains and fees$0151
Additional Noninterest Income$8,725,000564
Total noninterest expense$50,845,000445
Salaries and employee benefits$21,926,000547
Premises and equipment expense$5,278,000486
Additional noninterest expense$23,641,000337
Pre-tax net operating income$22,862,000495
Securities gains (losses)$-93,0005,395
Applicable income taxes$2,284,0001,180
Income before extraordinary items$20,485,000402
Extraordinary gains, net$09
Net income$20,485,000402
Minority interest net income$076
Net income of bank and minority interests.$20,485,000402
Net charge-offs$1,971,000404
Cash dividends$10,050,000370
Sale, conversion, retirement of capital stock, net$0711
Net operating income$20,568,700397
2017-09-30 (YTD Data)Rank
Total interest income$46,461,000472
Total interest expense$1,168,0001,846
Net interest income$45,293,000428
Provision for loan and lease losses$2,144,000374
Total noninterest income$12,609,000495
Gross Fiduciary activities income$359,000601
Service charges on deposit accounts$5,471,000207
Trading account gains and fees$0145
Additional Noninterest Income$6,779,000563
Total noninterest expense$37,738,000451
Salaries and employee benefits$16,474,000548
Premises and equipment expense$3,982,000485
Additional noninterest expense$17,282,000338
Pre-tax net operating income$18,020,000486
Securities gains (losses)$-8,0005,370
Applicable income taxes$5,976,000434
Income before extraordinary items$12,036,000529
Extraordinary gains, net$09
Net income$12,036,000527
Minority interest net income$071
Net income of bank and minority interests.$12,036,000529
Net charge-offs$2,106,000288
Cash dividends$50,0003,564
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,041,360524
2017-06-30 (YTD Data)Rank
Total interest income$30,636,000471
Total interest expense$727,0001,914
Net interest income$29,909,000429
Provision for loan and lease losses$1,341,000400
Total noninterest income$8,203,000494
Gross Fiduciary activities income$246,000597
Service charges on deposit accounts$3,589,000207
Trading account gains and fees$0139
Additional Noninterest Income$4,368,000571
Total noninterest expense$25,280,000454
Salaries and employee benefits$11,126,000544
Premises and equipment expense$2,651,000484
Additional noninterest expense$11,503,000341
Pre-tax net operating income$11,491,000499
Securities gains (losses)$01,906
Applicable income taxes$3,803,000442
Income before extraordinary items$7,688,000549
Extraordinary gains, net$011
Net income$7,688,000548
Minority interest net income$071
Net income of bank and minority interests.$7,688,000549
Net charge-offs$371,000715
Cash dividends$50,0003,382
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,688,000537
2017-03-31 (YTD Data)Rank
Total interest income$15,285,000469
Total interest expense$330,0002,025
Net interest income$14,955,000426
Provision for loan and lease losses$697,000354
Total noninterest income$4,019,000493
Gross Fiduciary activities income$137,000587
Service charges on deposit accounts$1,775,000213
Trading account gains and fees$0142
Additional Noninterest Income$2,107,000568
Total noninterest expense$12,370,000464
Salaries and employee benefits$5,468,000567
Premises and equipment expense$1,340,000487
Additional noninterest expense$5,562,000344
Pre-tax net operating income$5,907,000464
Securities gains (losses)$01,153
Applicable income taxes$1,981,000421
Income before extraordinary items$3,926,000529
Extraordinary gains, net$08
Net income$3,926,000528
Minority interest net income$055
Net income of bank and minority interests.$3,926,000529
Net charge-offs$283,000484
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,926,000519
2016-12-31 (YTD Data)Rank
Total interest income$61,250,000447
Total interest expense$1,217,0002,109
Net interest income$60,033,000412
Provision for loan and lease losses$3,291,000361
Total noninterest income$17,670,000461
Gross Fiduciary activities income$504,000592
Service charges on deposit accounts$7,270,000209
Trading account gains and fees$0170
Additional Noninterest Income$9,896,000517
Total noninterest expense$51,667,000439
Salaries and employee benefits$21,635,000547
Premises and equipment expense$5,423,000469
Additional noninterest expense$24,609,000321
Pre-tax net operating income$22,745,000458
Securities gains (losses)$03,212
Applicable income taxes$7,608,000409
Income before extraordinary items$15,137,000515
Extraordinary gains, net$05
Net income$15,137,000514
Minority interest net income$082
Net income of bank and minority interests.$15,137,000514
Net charge-offs$2,733,000313
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$15,137,000505
2016-09-30 (YTD Data)Rank
Total interest income$44,819,000456
Total interest expense$896,0002,138
Net interest income$43,923,000420
Provision for loan and lease losses$2,705,000328
Total noninterest income$13,286,000458
Gross Fiduciary activities income$395,000583
Service charges on deposit accounts$5,411,000209
Trading account gains and fees$0169
Additional Noninterest Income$7,480,000516
Total noninterest expense$37,994,000443
Salaries and employee benefits$16,296,000544
Premises and equipment expense$3,983,000476
Additional noninterest expense$17,715,000333
Pre-tax net operating income$16,510,000475
Securities gains (losses)$03,160
Applicable income taxes$5,486,000427
Income before extraordinary items$11,024,000534
Extraordinary gains, net$05
Net income$11,024,000532
Minority interest net income$071
Net income of bank and minority interests.$11,024,000534
Net charge-offs$2,218,000274
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,024,000524
2016-06-30 (YTD Data)Rank
Total interest income$30,142,000454
Total interest expense$599,0002,135
Net interest income$29,543,000421
Provision for loan and lease losses$2,360,000248
Total noninterest income$9,142,000448
Gross Fiduciary activities income$287,000568
Service charges on deposit accounts$3,518,000214
Trading account gains and fees$0157
Additional Noninterest Income$5,337,000477
Total noninterest expense$25,326,000446
Salaries and employee benefits$10,832,000547
Premises and equipment expense$2,594,000494
Additional noninterest expense$11,900,000336
Pre-tax net operating income$10,999,000471
Securities gains (losses)$02,835
Applicable income taxes$3,607,000429
Income before extraordinary items$7,392,000524
Extraordinary gains, net$016
Net income$7,392,000520
Minority interest net income$071
Net income of bank and minority interests.$7,392,000523
Net charge-offs$1,434,000276
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,392,000514
2016-03-31 (YTD Data)Rank
Total interest income$15,358,000439
Total interest expense$304,0002,116
Net interest income$15,054,000409
Provision for loan and lease losses$1,726,000197
Total noninterest income$4,413,000443
Gross Fiduciary activities income$171,000538
Service charges on deposit accounts$1,733,000214
Trading account gains and fees$0142
Additional Noninterest Income$2,509,000480
Total noninterest expense$12,084,000460
Salaries and employee benefits$5,411,000543
Premises and equipment expense$1,269,000507
Additional noninterest expense$5,404,000353
Pre-tax net operating income$5,657,000441
Securities gains (losses)$02,077
Applicable income taxes$1,927,000400
Income before extraordinary items$3,730,000504
Extraordinary gains, net$012
Net income$3,730,000502
Minority interest net income$062
Net income of bank and minority interests.$3,730,000504
Net charge-offs$559,000308
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,730,000491
2015-12-31 (YTD Data)Rank
Total interest income$56,396,000451
Total interest expense$1,322,0001,962
Net interest income$55,074,000422
Provision for loan and lease losses$2,194,000422
Total noninterest income$18,228,000439
Gross Fiduciary activities income$841,000500
Service charges on deposit accounts$7,262,000207
Trading account gains and fees$0159
Additional Noninterest Income$10,125,000490
Total noninterest expense$48,384,000451
Salaries and employee benefits$22,080,000513
Premises and equipment expense$5,311,000478
Additional noninterest expense$20,993,000351
Pre-tax net operating income$22,724,000431
Securities gains (losses)$47,0001,685
Applicable income taxes$7,900,000382
Income before extraordinary items$14,871,000499
Extraordinary gains, net$023
Net income$14,871,000498
Minority interest net income$081
Net income of bank and minority interests.$14,871,000500
Net charge-offs$2,189,000346
Cash dividends$6,000,000560
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,840,450489
2015-09-30 (YTD Data)Rank
Total interest income$41,674,000460
Total interest expense$1,013,0001,948
Net interest income$40,661,000429
Provision for loan and lease losses$1,556,000402
Total noninterest income$13,401,000451
Gross Fiduciary activities income$685,000478
Service charges on deposit accounts$5,362,000219
Trading account gains and fees$0153
Additional Noninterest Income$7,354,000518
Total noninterest expense$36,314,000451
Salaries and employee benefits$16,697,000518
Premises and equipment expense$4,021,000483
Additional noninterest expense$15,596,000357
Pre-tax net operating income$16,192,000465
Securities gains (losses)$16,0002,128
Applicable income taxes$5,611,000416
Income before extraordinary items$10,597,000534
Extraordinary gains, net$021
Net income$10,597,000533
Minority interest net income$078
Net income of bank and minority interests.$10,597,000534
Net charge-offs$1,675,000317
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,586,600521
2015-06-30 (YTD Data)Rank
Total interest income$27,689,000460
Total interest expense$692,0001,913
Net interest income$26,997,000426
Provision for loan and lease losses$965,000443
Total noninterest income$8,570,000463
Gross Fiduciary activities income$492,000468
Service charges on deposit accounts$3,436,000223
Trading account gains and fees$0157
Additional Noninterest Income$4,642,000541
Total noninterest expense$24,640,000449
Salaries and employee benefits$11,337,000503
Premises and equipment expense$2,656,000497
Additional noninterest expense$10,647,000351
Pre-tax net operating income$9,962,000505
Securities gains (losses)$15,0001,851
Applicable income taxes$3,429,000443
Income before extraordinary items$6,548,000574
Extraordinary gains, net$022
Net income$6,548,000571
Minority interest net income$075
Net income of bank and minority interests.$6,548,000574
Net charge-offs$968,000360
Cash dividends$3,000,000500
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,538,100562
2015-03-31 (YTD Data)Rank
Total interest income$13,625,000467
Total interest expense$353,0001,902
Net interest income$13,272,000427
Provision for loan and lease losses$524,000404
Total noninterest income$3,986,000476
Gross Fiduciary activities income$254,000471
Service charges on deposit accounts$1,649,000231
Trading account gains and fees$0152
Additional Noninterest Income$2,083,000548
Total noninterest expense$12,378,000451
Salaries and employee benefits$5,482,000520
Premises and equipment expense$1,408,000480
Additional noninterest expense$5,488,000337
Pre-tax net operating income$4,356,000545
Securities gains (losses)$6,0001,607
Applicable income taxes$1,481,000476
Income before extraordinary items$2,881,000623
Extraordinary gains, net$013
Net income$2,881,000621
Minority interest net income$064
Net income of bank and minority interests.$2,881,000623
Net charge-offs$533,000335
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,877,040606
2014-12-31 (YTD Data)Rank
Total interest income$47,774,000518
Total interest expense$1,211,0002,246
Net interest income$46,563,000470
Provision for loan and lease losses$1,793,000522
Total noninterest income$14,843,000484
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$6,480,000247
Trading account gains and fees$0180
Additional Noninterest Income$8,363,000525
Total noninterest expense$41,467,000507
Salaries and employee benefits$17,072,000647
Premises and equipment expense$4,287,000578
Additional noninterest expense$20,108,000367
Pre-tax net operating income$18,146,000499
Securities gains (losses)$-9,0006,022
Applicable income taxes$6,276,000426
Income before extraordinary items$11,861,000575
Extraordinary gains, net$017
Net income$11,861,000572
Minority interest net income$084
Net income of bank and minority interests.$11,861,000575
Net charge-offs$2,110,000488
Cash dividends$4,000,000729
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,866,850563
2014-09-30 (YTD Data)Rank
Total interest income$36,281,000511
Total interest expense$894,0002,312
Net interest income$35,387,000462
Provision for loan and lease losses$1,055,000630
Total noninterest income$10,970,000486
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$4,801,000248
Trading account gains and fees$0174
Additional Noninterest Income$6,169,000524
Total noninterest expense$31,503,000497
Salaries and employee benefits$12,618,000657
Premises and equipment expense$3,087,000599
Additional noninterest expense$15,798,000354
Pre-tax net operating income$13,799,000494
Securities gains (losses)$02,980
Applicable income taxes$4,749,000425
Income before extraordinary items$9,050,000569
Extraordinary gains, net$015
Net income$9,050,000567
Minority interest net income$081
Net income of bank and minority interests.$9,050,000569
Net charge-offs$760,000840
Cash dividends$4,000,000525
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,050,000562
2014-06-30 (YTD Data)Rank
Total interest income$24,414,000507
Total interest expense$588,0002,365
Net interest income$23,826,000460
Provision for loan and lease losses$992,000456
Total noninterest income$7,132,000498
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,096,000253
Trading account gains and fees$0172
Additional Noninterest Income$4,036,000527
Total noninterest expense$21,829,000478
Salaries and employee benefits$8,355,000656
Premises and equipment expense$2,037,000604
Additional noninterest expense$11,437,000326
Pre-tax net operating income$8,137,000537
Securities gains (losses)$02,580
Applicable income taxes$2,845,000449
Income before extraordinary items$5,292,000619
Extraordinary gains, net$020
Net income$5,292,000618
Minority interest net income$080
Net income of bank and minority interests.$5,292,000619
Net charge-offs$432,000974
Cash dividends$4,000,000371
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,292,000611
2014-03-31 (YTD Data)Rank
Total interest income$12,148,000503
Total interest expense$303,0002,334
Net interest income$11,845,000457
Provision for loan and lease losses$716,000332
Total noninterest income$3,554,000478
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,477,000258
Trading account gains and fees$0147
Additional Noninterest Income$2,077,000492
Total noninterest expense$11,056,000483
Salaries and employee benefits$4,060,000689
Premises and equipment expense$1,065,000592
Additional noninterest expense$5,931,000318
Pre-tax net operating income$3,627,000563
Securities gains (losses)$01,715
Applicable income taxes$1,247,000476
Income before extraordinary items$2,380,000663
Extraordinary gains, net$016
Net income$2,380,000663
Minority interest net income$066
Net income of bank and minority interests.$2,380,000664
Net charge-offs$159,0001,085
Cash dividends$2,000,000322
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,380,000655
2013-12-31 (YTD Data)Rank
Total interest income$47,990,000515
Total interest expense$1,637,0002,011
Net interest income$46,353,000469
Provision for loan and lease losses$2,604,000504
Total noninterest income$15,181,000499
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$6,214,000264
Trading account gains and fees$0184
Additional Noninterest Income$8,967,000516
Total noninterest expense$37,128,000554
Salaries and employee benefits$16,911,000642
Premises and equipment expense$4,059,000597
Additional noninterest expense$16,158,000446
Pre-tax net operating income$21,802,000410
Securities gains (losses)$169,000997
Applicable income taxes$7,818,000326
Income before extraordinary items$14,153,000485
Extraordinary gains, net$029
Net income$14,153,000484
Minority interest net income$090
Net income of bank and minority interests.$14,153,000486
Net charge-offs$3,309,000497
Cash dividends$13,200,000262
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,044,840476
2013-09-30 (YTD Data)Rank
Total interest income$36,123,000514
Total interest expense$1,297,0001,986
Net interest income$34,826,000468
Provision for loan and lease losses$1,949,000508
Total noninterest income$11,419,000504
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,627,000262
Trading account gains and fees$0180
Additional Noninterest Income$6,792,000532
Total noninterest expense$28,005,000555
Salaries and employee benefits$12,722,000639
Premises and equipment expense$3,086,000596
Additional noninterest expense$12,197,000443
Pre-tax net operating income$16,291,000420
Securities gains (losses)$176,000879
Applicable income taxes$5,859,000340
Income before extraordinary items$10,608,000487
Extraordinary gains, net$025
Net income$10,608,000486
Minority interest net income$084
Net income of bank and minority interests.$10,608,000489
Net charge-offs$1,245,000855
Cash dividends$8,700,000275
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,495,360477
2013-06-30 (YTD Data)Rank
Total interest income$24,232,000511
Total interest expense$919,0001,921
Net interest income$23,313,000462
Provision for loan and lease losses$1,599,000450
Total noninterest income$7,541,000516
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,899,000272
Trading account gains and fees$0157
Additional Noninterest Income$4,642,000531
Total noninterest expense$18,525,000562
Salaries and employee benefits$8,447,000643
Premises and equipment expense$2,078,000592
Additional noninterest expense$8,000,000444
Pre-tax net operating income$10,730,000417
Securities gains (losses)$176,000800
Applicable income taxes$3,927,000334
Income before extraordinary items$6,979,000484
Extraordinary gains, net$022
Net income$6,979,000482
Minority interest net income$082
Net income of bank and minority interests.$6,979,000486
Net charge-offs$941,000802
Cash dividends$6,800,000233
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,866,360474
2013-03-31 (YTD Data)Rank
Total interest income$12,209,000510
Total interest expense$488,0001,870
Net interest income$11,721,000460
Provision for loan and lease losses$941,000423
Total noninterest income$3,658,000517
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,415,000277
Trading account gains and fees$0148
Additional Noninterest Income$2,243,000542
Total noninterest expense$9,216,000573
Salaries and employee benefits$4,228,000655
Premises and equipment expense$1,056,000595
Additional noninterest expense$3,932,000460
Pre-tax net operating income$5,222,000422
Securities gains (losses)$01,966
Applicable income taxes$1,873,000361
Income before extraordinary items$3,349,000501
Extraordinary gains, net$010
Net income$3,349,000500
Minority interest net income$076
Net income of bank and minority interests.$3,349,000502
Net charge-offs$340,000971
Cash dividends$3,400,000199
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,349,000478
2012-12-31 (YTD Data)Rank
Total interest income$51,473,000509
Total interest expense$2,075,0002,074
Net interest income$49,398,000451
Provision for loan and lease losses$4,638,000542
Total noninterest income$15,377,000495
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$6,239,000258
Trading account gains and fees$0166
Additional Noninterest Income$9,138,000526
Total noninterest expense$36,796,000566
Salaries and employee benefits$16,755,000628
Premises and equipment expense$4,098,000581
Additional noninterest expense$15,943,000485
Pre-tax net operating income$23,341,000383
Securities gains (losses)$-9,0006,735
Applicable income taxes$8,417,000312
Income before extraordinary items$14,915,000449
Extraordinary gains, net$029
Net income$14,915,000448
Minority interest net income$093
Net income of bank and minority interests.$14,915,000448
Net charge-offs$4,016,000685
Cash dividends$14,300,000247
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,920,760435
2012-09-30 (YTD Data)Rank
Total interest income$38,689,000510
Total interest expense$1,535,0002,180
Net interest income$37,154,000457
Provision for loan and lease losses$3,525,000544
Total noninterest income$10,945,000504
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,600,000261
Trading account gains and fees$0157
Additional Noninterest Income$6,345,000545
Total noninterest expense$27,262,000572
Salaries and employee benefits$12,304,000635
Premises and equipment expense$3,023,000598
Additional noninterest expense$11,935,000480
Pre-tax net operating income$17,312,000390
Securities gains (losses)$03,575
Applicable income taxes$6,236,000320
Income before extraordinary items$11,076,000460
Extraordinary gains, net$020
Net income$11,076,000459
Minority interest net income$086
Net income of bank and minority interests.$11,076,000459
Net charge-offs$3,214,000650
Cash dividends$8,000,000248
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,076,000442
2012-06-30 (YTD Data)Rank
Total interest income$25,757,000515
Total interest expense$1,012,0002,263
Net interest income$24,745,000459
Provision for loan and lease losses$2,109,000614
Total noninterest income$6,947,000517
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,977,000266
Trading account gains and fees$0153
Additional Noninterest Income$3,970,000562
Total noninterest expense$18,026,000576
Salaries and employee benefits$8,102,000640
Premises and equipment expense$1,967,000609
Additional noninterest expense$7,957,000475
Pre-tax net operating income$11,557,000377
Securities gains (losses)$03,178
Applicable income taxes$4,181,000321
Income before extraordinary items$7,376,000449
Extraordinary gains, net$019
Net income$7,376,000448
Minority interest net income$084
Net income of bank and minority interests.$7,376,000448
Net charge-offs$2,201,000645
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,376,000433
2012-03-31 (YTD Data)Rank
Total interest income$12,928,000520
Total interest expense$548,0002,184
Net interest income$12,380,000461
Provision for loan and lease losses$1,142,000555
Total noninterest income$3,538,000510
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,454,000265
Trading account gains and fees$0148
Additional Noninterest Income$2,084,000535
Total noninterest expense$8,937,000571
Salaries and employee benefits$4,031,000646
Premises and equipment expense$927,000645
Additional noninterest expense$3,979,000455
Pre-tax net operating income$5,839,000377
Securities gains (losses)$02,210
Applicable income taxes$2,111,000312
Income before extraordinary items$3,728,000440
Extraordinary gains, net$019
Net income$3,728,000441
Minority interest net income$078
Net income of bank and minority interests.$3,728,000441
Net charge-offs$1,629,000467
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,728,000417
2011-12-31 (YTD Data)Rank
Total interest income$53,158,000511
Total interest expense$3,660,0001,643
Net interest income$49,498,000442
Provision for loan and lease losses$5,818,000693
Total noninterest income$14,319,000477
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$6,499,000255
Trading account gains and fees$0146
Additional Noninterest Income$7,820,000513
Total noninterest expense$35,253,000568
Salaries and employee benefits$15,711,000623
Premises and equipment expense$4,219,000603
Additional noninterest expense$15,323,000491
Pre-tax net operating income$22,746,000339
Securities gains (losses)$-3,0006,779
Applicable income taxes$8,188,000293
Income before extraordinary items$14,555,000385
Extraordinary gains, net$029
Net income$14,555,000386
Minority interest net income$096
Net income of bank and minority interests.$14,555,000386
Net charge-offs$5,034,000788
Cash dividends$13,800,000187
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$14,556,920374
2011-09-30 (YTD Data)Rank
Total interest income$39,992,000517
Total interest expense$2,987,0001,584
Net interest income$37,005,000448
Provision for loan and lease losses$4,263,000704
Total noninterest income$10,611,000473
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,907,000253
Trading account gains and fees$0145
Additional Noninterest Income$5,704,000536
Total noninterest expense$26,701,000565
Salaries and employee benefits$11,895,000614
Premises and equipment expense$3,175,000604
Additional noninterest expense$11,631,000482
Pre-tax net operating income$16,652,000350
Securities gains (losses)$03,555
Applicable income taxes$5,980,000301
Income before extraordinary items$10,672,000395
Extraordinary gains, net$021
Net income$10,672,000395
Minority interest net income$087
Net income of bank and minority interests.$10,672,000395
Net charge-offs$3,960,000755
Cash dividends$9,800,000160
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$10,672,000387
2011-06-30 (YTD Data)Rank
Total interest income$26,630,000521
Total interest expense$2,104,0001,551
Net interest income$24,526,000448
Provision for loan and lease losses$2,885,000708
Total noninterest income$7,103,000479
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$3,205,000256
Trading account gains and fees$0153
Additional Noninterest Income$3,898,000525
Total noninterest expense$17,909,000565
Salaries and employee benefits$8,027,000607
Premises and equipment expense$2,154,000602
Additional noninterest expense$7,728,000492
Pre-tax net operating income$10,835,000346
Securities gains (losses)$02,914
Applicable income taxes$3,908,000291
Income before extraordinary items$6,927,000397
Extraordinary gains, net$015
Net income$6,927,000397
Minority interest net income$089
Net income of bank and minority interests.$6,927,000397
Net charge-offs$2,903,000707
Cash dividends$6,700,000137
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,927,000387
2011-03-31 (YTD Data)Rank
Total interest income$13,333,000523
Total interest expense$1,110,0001,527
Net interest income$12,223,000454
Provision for loan and lease losses$1,438,000669
Total noninterest income$3,506,000481
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,544,000259
Trading account gains and fees$0158
Additional Noninterest Income$1,962,000521
Total noninterest expense$9,015,000565
Salaries and employee benefits$4,050,000611
Premises and equipment expense$1,099,000603
Additional noninterest expense$3,866,000491
Pre-tax net operating income$5,276,000346
Securities gains (losses)$01,772
Applicable income taxes$1,902,000285
Income before extraordinary items$3,374,000397
Extraordinary gains, net$09
Net income$3,374,000397
Minority interest net income$086
Net income of bank and minority interests.$3,374,000397
Net charge-offs$2,458,000475
Cash dividends$2,700,000158
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,374,000387
2010-12-31 (YTD Data)Rank
Total interest income$48,110,000622
Total interest expense$5,808,0001,431
Net interest income$42,302,000510
Provision for loan and lease losses$6,750,000903
Total noninterest income$15,277,000472
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$6,988,000233
Trading account gains and fees$0175
Additional Noninterest Income$8,289,000522
Total noninterest expense$33,263,000620
Salaries and employee benefits$14,463,000673
Premises and equipment expense$3,596,000717
Additional noninterest expense$15,204,000511
Pre-tax net operating income$17,566,000340
Securities gains (losses)$1,0003,687
Applicable income taxes$6,242,000304
Income before extraordinary items$11,325,000397
Extraordinary gains, net$029
Net income$11,325,000396
Minority interest net income$0111
Net income of bank and minority interests.$11,325,000397
Net charge-offs$3,575,0001,308
Cash dividends$10,000,000173
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,324,360385
2010-09-30 (YTD Data)Rank
Total interest income$34,265,000658
Total interest expense$4,446,0001,458
Net interest income$29,819,000537
Provision for loan and lease losses$4,813,000903
Total noninterest income$11,610,000461
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$5,259,000233
Trading account gains and fees$0165
Additional Noninterest Income$6,351,000490
Total noninterest expense$24,451,000619
Salaries and employee benefits$10,570,000678
Premises and equipment expense$2,403,000804
Additional noninterest expense$11,478,000492
Pre-tax net operating income$12,165,000361
Securities gains (losses)$1,0003,533
Applicable income taxes$4,301,000325
Income before extraordinary items$7,865,000440
Extraordinary gains, net$023
Net income$7,865,000440
Minority interest net income$0110
Net income of bank and minority interests.$7,865,000441
Net charge-offs$1,982,0001,517
Cash dividends$7,500,000151
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,864,350424
2010-06-30 (YTD Data)Rank
Total interest income$22,902,000663
Total interest expense$3,139,0001,436
Net interest income$19,763,000541
Provision for loan and lease losses$3,717,000801
Total noninterest income$8,147,000435
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$3,435,000239
Trading account gains and fees$0152
Additional Noninterest Income$4,712,000440
Total noninterest expense$16,049,000631
Salaries and employee benefits$6,935,000687
Premises and equipment expense$1,490,000879
Additional noninterest expense$7,624,000495
Pre-tax net operating income$8,144,000351
Securities gains (losses)$1,0003,060
Applicable income taxes$2,856,000313
Income before extraordinary items$5,289,000407
Extraordinary gains, net$019
Net income$5,289,000408
Minority interest net income$0105
Net income of bank and minority interests.$5,289,000408
Net charge-offs$1,366,0001,452
Cash dividends$5,000,000135
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,288,350400
2010-03-31 (YTD Data)Rank
Total interest income$11,271,000692
Total interest expense$1,653,0001,423
Net interest income$9,618,000572
Provision for loan and lease losses$1,154,0001,065
Total noninterest income$3,545,000471
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,633,000252
Trading account gains and fees$0175
Additional Noninterest Income$1,912,000496
Total noninterest expense$7,950,000637
Salaries and employee benefits$3,429,000708
Premises and equipment expense$856,000783
Additional noninterest expense$3,665,000500
Pre-tax net operating income$4,059,000343
Securities gains (losses)$02,284
Applicable income taxes$1,523,000277
Income before extraordinary items$2,536,000429
Extraordinary gains, net$016
Net income$2,536,000430
Minority interest net income$091
Net income of bank and minority interests.$2,536,000431
Net charge-offs$408,0001,755
Cash dividends$2,500,000141
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,536,000418
2009-12-31 (YTD Data)Rank
Total interest income$45,776,000721
Total interest expense$9,093,0001,309
Net interest income$36,683,000585
Provision for loan and lease losses$8,321,000995
Total noninterest income$20,879,000381
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$7,423,000244
Trading account gains and fees$0211
Additional Noninterest Income$13,456,000366
Total noninterest expense$33,030,000634
Salaries and employee benefits$14,219,000672
Premises and equipment expense$3,930,000675
Additional noninterest expense$14,881,000561
Pre-tax net operating income$16,211,000264
Securities gains (losses)$03,754
Applicable income taxes$6,072,000236
Income before extraordinary items$10,139,000312
Extraordinary gains, net$034
Net income$10,139,000313
Minority interest net income$0115
Net income of bank and minority interests.$10,139,000314
Net charge-offs$4,881,0001,169
Cash dividends$5,000,000345
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,139,000313
2009-09-30 (YTD Data)Rank
Total interest income$33,804,000754
Total interest expense$7,137,0001,316
Net interest income$26,667,000611
Provision for loan and lease losses$6,578,000864
Total noninterest income$16,732,000371
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$5,480,000245
Trading account gains and fees$0212
Additional Noninterest Income$11,252,000337
Total noninterest expense$25,218,000621
Salaries and employee benefits$10,650,000690
Premises and equipment expense$2,920,000696
Additional noninterest expense$11,648,000512
Pre-tax net operating income$11,603,000288
Securities gains (losses)$03,497
Applicable income taxes$4,348,000243
Income before extraordinary items$7,255,000362
Extraordinary gains, net$027
Net income$7,255,000360
Minority interest net income$0118
Net income of bank and minority interests.$7,255,000362
Net charge-offs$4,452,000894
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,255,000358
2009-06-30 (YTD Data)Rank
Total interest income$22,206,000791
Total interest expense$4,780,0001,389
Net interest income$17,426,000623
Provision for loan and lease losses$1,986,0001,401
Total noninterest income$6,343,000559
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,500,000256
Trading account gains and fees$0193
Additional Noninterest Income$2,843,000667
Total noninterest expense$15,696,000687
Salaries and employee benefits$6,922,000722
Premises and equipment expense$1,750,000796
Additional noninterest expense$7,024,000566
Pre-tax net operating income$6,087,000369
Securities gains (losses)$03,136
Applicable income taxes$2,268,000306
Income before extraordinary items$3,819,000459
Extraordinary gains, net$021
Net income$3,819,000457
Minority interest net income$0112
Net income of bank and minority interests.$3,819,000459
Net charge-offs$653,0002,049
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,819,000440
2009-03-31 (YTD Data)Rank
Total interest income$10,433,000842
Total interest expense$2,158,0001,575
Net interest income$8,275,000647
Provision for loan and lease losses$1,107,0001,110
Total noninterest income$2,939,000556
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,620,000265
Trading account gains and fees$0171
Additional Noninterest Income$1,319,000686
Total noninterest expense$7,317,000691
Salaries and employee benefits$3,307,000764
Premises and equipment expense$846,000847
Additional noninterest expense$3,164,000558
Pre-tax net operating income$2,790,000427
Securities gains (losses)$02,434
Applicable income taxes$1,038,000341
Income before extraordinary items$1,752,000571
Extraordinary gains, net$015
Net income$1,752,000571
Minority interest net income$0102
Net income of bank and minority interests.$1,752,000574
Net charge-offs$374,0001,600
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,752,000532
2008-12-31 (YTD Data)Rank
Total interest income$45,076,000837
Total interest expense$12,093,0001,353
Net interest income$32,983,000656
Provision for loan and lease losses$3,272,0001,309
Total noninterest income$11,424,000537
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$7,585,000246
Trading account gains and fees$0154
Additional Noninterest Income$3,839,000793
Total noninterest expense$29,515,000673
Salaries and employee benefits$14,119,000702
Premises and equipment expense$3,582,000779
Additional noninterest expense$11,814,000592
Pre-tax net operating income$11,620,000461
Securities gains (losses)$03,220
Applicable income taxes$4,300,000359
Income before extraordinary items$7,320,000530
Extraordinary gains, net$039
Net income$7,320,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,950,0001,011
Cash dividends$7,000,000414
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,320,000576
2008-09-30 (YTD Data)Rank
Total interest income$34,378,000838
Total interest expense$9,612,0001,330
Net interest income$24,766,000678
Provision for loan and lease losses$1,759,0001,289
Total noninterest income$8,630,000566
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$5,693,000252
Trading account gains and fees$0148
Additional Noninterest Income$2,937,000833
Total noninterest expense$23,137,000637
Salaries and employee benefits$10,991,000687
Premises and equipment expense$2,613,000800
Additional noninterest expense$9,533,000512
Pre-tax net operating income$8,500,000586
Securities gains (losses)$03,106
Applicable income taxes$3,141,000442
Income before extraordinary items$5,359,000677
Extraordinary gains, net$031
Net income$5,359,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,349,0001,084
Cash dividends$5,000,000454
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,359,000710
2008-06-30 (YTD Data)Rank
Total interest income$23,314,000830
Total interest expense$6,892,0001,273
Net interest income$16,422,000672
Provision for loan and lease losses$1,032,0001,198
Total noninterest income$5,313,000611
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,617,000256
Trading account gains and fees$0149
Additional Noninterest Income$1,696,000951
Total noninterest expense$15,366,000633
Salaries and employee benefits$7,368,000683
Premises and equipment expense$1,684,000819
Additional noninterest expense$6,314,000506
Pre-tax net operating income$5,337,000661
Securities gains (losses)$03,233
Applicable income taxes$1,970,000520
Income before extraordinary items$3,367,000816
Extraordinary gains, net$021
Net income$3,367,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,085,000817
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,367,000800
2008-03-31 (YTD Data)Rank
Total interest income$6,568,0001,583
Total interest expense$2,135,0002,127
Net interest income$4,433,0001,251
Provision for loan and lease losses$283,0001,463
Total noninterest income$1,615,000907
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,050,000404
Trading account gains and fees$0158
Additional Noninterest Income$565,0001,291
Total noninterest expense$3,844,0001,260
Salaries and employee benefits$1,964,0001,323
Premises and equipment expense$442,0001,579
Additional noninterest expense$1,438,000998
Pre-tax net operating income$1,921,000983
Securities gains (losses)$02,688
Applicable income taxes$705,000774
Income before extraordinary items$1,216,0001,236
Extraordinary gains, net$015
Net income$1,216,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,000934
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,216,0001,198
2007-12-31 (YTD Data)Rank
Total interest income$27,566,0001,555
Total interest expense$9,667,0001,985
Net interest income$17,899,0001,246
Provision for loan and lease losses$1,158,0001,279
Total noninterest income$8,740,000687
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,344,000401
Trading account gains and fees$0178
Additional Noninterest Income$4,396,000771
Total noninterest expense$14,431,0001,284
Salaries and employee benefits$7,720,0001,294
Premises and equipment expense$1,541,0001,706
Additional noninterest expense$5,170,0001,089
Pre-tax net operating income$11,050,000767
Securities gains (losses)$02,146
Applicable income taxes$4,081,000628
Income before extraordinary items$6,969,000936
Extraordinary gains, net$039
Net income$6,969,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$750,0001,268
Cash dividends$6,800,000571
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,969,000920
2007-09-30 (YTD Data)Rank
Total interest income$20,635,0001,567
Total interest expense$7,268,0001,987
Net interest income$13,367,0001,254
Provision for loan and lease losses$1,053,000867
Total noninterest income$7,147,000632
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,210,000398
Trading account gains and fees$0184
Additional Noninterest Income$3,937,000659
Total noninterest expense$10,773,0001,284
Salaries and employee benefits$5,723,0001,317
Premises and equipment expense$1,082,0001,816
Additional noninterest expense$3,968,0001,038
Pre-tax net operating income$8,688,000796
Securities gains (losses)$01,655
Applicable income taxes$3,216,000656
Income before extraordinary items$5,472,000954
Extraordinary gains, net$033
Net income$5,472,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,000803
Cash dividends$5,550,000517
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,472,000939
2007-06-30 (YTD Data)Rank
Total interest income$13,553,0001,608
Total interest expense$4,704,0002,043
Net interest income$8,849,0001,286
Provision for loan and lease losses$399,0001,249
Total noninterest income$5,442,000601
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,056,000420
Trading account gains and fees$0168
Additional Noninterest Income$3,386,000568
Total noninterest expense$7,047,0001,328
Salaries and employee benefits$3,836,0001,333
Premises and equipment expense$642,0002,021
Additional noninterest expense$2,569,0001,082
Pre-tax net operating income$6,845,000723
Securities gains (losses)$01,444
Applicable income taxes$2,545,000597
Income before extraordinary items$4,300,000847
Extraordinary gains, net$029
Net income$4,300,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,359
Cash dividends$4,300,000478
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,300,000838
2007-03-31 (YTD Data)Rank
Total interest income$6,612,0001,643
Total interest expense$2,274,0002,086
Net interest income$4,338,0001,315
Provision for loan and lease losses$181,0001,260
Total noninterest income$3,774,000474
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$976,000427
Trading account gains and fees$0195
Additional Noninterest Income$2,798,000396
Total noninterest expense$3,444,0001,349
Salaries and employee benefits$1,937,0001,325
Premises and equipment expense$261,0002,482
Additional noninterest expense$1,246,0001,090
Pre-tax net operating income$4,487,000569
Securities gains (losses)$01,187
Applicable income taxes$1,681,000499
Income before extraordinary items$2,806,000648
Extraordinary gains, net$022
Net income$2,806,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,766
Cash dividends$2,600,000370
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,806,000636
2006-12-31 (YTD Data)Rank
Total interest income$25,764,0001,555
Total interest expense$7,639,0002,128
Net interest income$18,125,0001,249
Provision for loan and lease losses$285,0002,880
Total noninterest income$6,965,000840
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,202,000405
Trading account gains and fees$0130
Additional Noninterest Income$2,763,0001,051
Total noninterest expense$13,958,0001,282
Salaries and employee benefits$7,336,0001,334
Premises and equipment expense$1,522,0001,672
Additional noninterest expense$5,100,0001,042
Pre-tax net operating income$10,847,000913
Securities gains (losses)$-150,0008,317
Applicable income taxes$3,961,000765
Income before extraordinary items$6,736,0001,109
Extraordinary gains, net$051
Net income$6,736,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,656
Cash dividends$6,200,000584
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,832,0001,079
2006-09-30 (YTD Data)Rank
Total interest income$18,840,0001,581
Total interest expense$5,370,0002,190
Net interest income$13,470,0001,283
Provision for loan and lease losses$229,0002,581
Total noninterest income$5,309,000834
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,166,000405
Trading account gains and fees$0126
Additional Noninterest Income$2,143,0001,042
Total noninterest expense$10,706,0001,270
Salaries and employee benefits$5,512,0001,343
Premises and equipment expense$1,163,0001,654
Additional noninterest expense$4,031,0001,000
Pre-tax net operating income$7,844,000984
Securities gains (losses)$-150,0008,496
Applicable income taxes$2,844,000826
Income before extraordinary items$4,850,0001,179
Extraordinary gains, net$045
Net income$4,850,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-149,0008,594
Cash dividends$4,600,000560
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,946,0001,151
2006-06-30 (YTD Data)Rank
Total interest income$12,338,0001,574
Total interest expense$3,361,0002,220
Net interest income$8,977,0001,280
Provision for loan and lease losses$166,0002,434
Total noninterest income$3,084,000924
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,085,000411
Trading account gains and fees$0126
Additional Noninterest Income$999,0001,354
Total noninterest expense$6,909,0001,319
Salaries and employee benefits$3,623,0001,371
Premises and equipment expense$770,0001,667
Additional noninterest expense$2,516,0001,085
Pre-tax net operating income$4,986,0001,024
Securities gains (losses)$-61,0008,417
Applicable income taxes$1,819,000859
Income before extraordinary items$3,106,0001,207
Extraordinary gains, net$039
Net income$3,106,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-404,0008,728
Cash dividends$3,000,000574
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,145,0401,184
2006-03-31 (YTD Data)Rank
Total interest income$5,907,0001,607
Total interest expense$1,571,0002,241
Net interest income$4,336,0001,323
Provision for loan and lease losses$90,0002,132
Total noninterest income$1,473,000951
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$998,000412
Trading account gains and fees$0115
Additional Noninterest Income$475,0001,395
Total noninterest expense$3,409,0001,342
Salaries and employee benefits$1,829,0001,359
Premises and equipment expense$376,0001,706
Additional noninterest expense$1,204,0001,112
Pre-tax net operating income$2,310,0001,075
Securities gains (losses)$-61,0008,599
Applicable income taxes$829,000906
Income before extraordinary items$1,420,0001,287
Extraordinary gains, net$021
Net income$1,420,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$1,400,000567
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,459,0401,245
2005-12-31 (YTD Data)Rank
Total interest income$21,656,0001,546
Total interest expense$4,704,0002,328
Net interest income$16,952,0001,288
Provision for loan and lease losses$356,0002,493
Total noninterest income$6,219,000912
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,209,000402
Trading account gains and fees$0138
Additional Noninterest Income$2,010,0001,365
Total noninterest expense$13,248,0001,305
Salaries and employee benefits$7,204,0001,289
Premises and equipment expense$1,561,0001,562
Additional noninterest expense$4,483,0001,135
Pre-tax net operating income$9,567,0001,019
Securities gains (losses)$02,296
Applicable income taxes$3,560,000848
Income before extraordinary items$6,007,0001,200
Extraordinary gains, net$046
Net income$6,007,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,0001,074
Cash dividends$5,800,000581
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,007,0001,181
2005-09-30 (YTD Data)Rank
Total interest income$15,901,0001,537
Total interest expense$3,293,0002,369
Net interest income$12,608,0001,281
Provision for loan and lease losses$253,0002,527
Total noninterest income$4,572,000924
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,109,000409
Trading account gains and fees$0126
Additional Noninterest Income$1,463,0001,392
Total noninterest expense$9,911,0001,290
Salaries and employee benefits$5,401,0001,282
Premises and equipment expense$1,146,0001,580
Additional noninterest expense$3,364,0001,121
Pre-tax net operating income$7,016,0001,038
Securities gains (losses)$02,317
Applicable income taxes$2,617,000863
Income before extraordinary items$4,399,0001,238
Extraordinary gains, net$035
Net income$4,399,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$4,250,000547
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,399,0001,206
2005-06-30 (YTD Data)Rank
Total interest income$10,344,0001,533
Total interest expense$2,033,0002,402
Net interest income$8,311,0001,291
Provision for loan and lease losses$198,0002,189
Total noninterest income$2,984,000931
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,012,000414
Trading account gains and fees$0116
Additional Noninterest Income$972,0001,378
Total noninterest expense$6,555,0001,297
Salaries and employee benefits$3,609,0001,269
Premises and equipment expense$756,0001,593
Additional noninterest expense$2,190,0001,134
Pre-tax net operating income$4,542,0001,038
Securities gains (losses)$02,146
Applicable income taxes$1,704,000867
Income before extraordinary items$2,838,0001,238
Extraordinary gains, net$030
Net income$2,838,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,418
Cash dividends$2,700,000556
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,838,0001,214
2005-03-31 (YTD Data)Rank
Total interest income$5,061,0001,539
Total interest expense$941,0002,456
Net interest income$4,120,0001,292
Provision for loan and lease losses$144,0001,530
Total noninterest income$1,434,000935
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$950,000422
Trading account gains and fees$0115
Additional Noninterest Income$484,0001,353
Total noninterest expense$3,275,0001,300
Salaries and employee benefits$1,836,0001,252
Premises and equipment expense$388,0001,565
Additional noninterest expense$1,051,0001,170
Pre-tax net operating income$2,135,0001,082
Securities gains (losses)$01,685
Applicable income taxes$801,000907
Income before extraordinary items$1,334,0001,298
Extraordinary gains, net$024
Net income$1,334,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,291
Cash dividends$1,350,000508
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,334,0001,270
2004-12-31 (YTD Data)Rank
Total interest income$20,313,0001,406
Total interest expense$3,563,0002,270
Net interest income$16,750,0001,198
Provision for loan and lease losses$-54,0008,748
Total noninterest income$5,834,000944
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,096,000433
Trading account gains and fees$0138
Additional Noninterest Income$1,738,0001,469
Total noninterest expense$13,715,0001,189
Salaries and employee benefits$6,909,0001,273
Premises and equipment expense$1,535,0001,511
Additional noninterest expense$5,271,000951
Pre-tax net operating income$8,923,000978
Securities gains (losses)$03,819
Applicable income taxes$3,385,000824
Income before extraordinary items$5,538,0001,181
Extraordinary gains, net$034
Net income$5,538,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,384,000606
Cash dividends$5,501,000568
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,538,0001,146
2004-09-30 (YTD Data)Rank
Total interest income$15,219,0001,388
Total interest expense$2,678,0002,216
Net interest income$12,541,0001,185
Provision for loan and lease losses$-153,0008,910
Total noninterest income$4,395,000948
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,115,000434
Trading account gains and fees$0134
Additional Noninterest Income$1,280,0001,491
Total noninterest expense$10,431,0001,167
Salaries and employee benefits$5,165,0001,276
Premises and equipment expense$1,126,0001,545
Additional noninterest expense$4,140,000888
Pre-tax net operating income$6,658,000991
Securities gains (losses)$03,710
Applicable income taxes$2,528,000848
Income before extraordinary items$4,130,0001,195
Extraordinary gains, net$026
Net income$4,130,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,182,000507
Cash dividends$3,901,000567
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,130,0001,157
2004-06-30 (YTD Data)Rank
Total interest income$4,008,0003,379
Total interest expense$879,0003,998
Net interest income$3,129,0003,164
Provision for loan and lease losses$36,0005,137
Total noninterest income$1,126,0002,025
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$720,0001,228
Trading account gains and fees$0130
Additional Noninterest Income$406,0002,483
Total noninterest expense$2,986,0002,618
Salaries and employee benefits$1,501,0002,829
Premises and equipment expense$421,0002,668
Additional noninterest expense$1,064,0002,267
Pre-tax net operating income$1,233,0003,053
Securities gains (losses)$03,413
Applicable income taxes$467,0002,305
Income before extraordinary items$766,0003,634
Extraordinary gains, net$021
Net income$766,0003,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$908,000461
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$766,0003,538
2004-03-31 (YTD Data)Rank
Total interest income$2,034,0003,346
Total interest expense$456,0003,926
Net interest income$1,578,0003,132
Provision for loan and lease losses$25,0004,502
Total noninterest income$525,0002,083
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$354,0001,203
Trading account gains and fees$0121
Additional Noninterest Income$171,0002,720
Total noninterest expense$1,495,0002,631
Salaries and employee benefits$768,0002,794
Premises and equipment expense$205,0002,758
Additional noninterest expense$522,0002,269
Pre-tax net operating income$583,0003,149
Securities gains (losses)$02,934
Applicable income taxes$221,0002,402
Income before extraordinary items$362,0003,768
Extraordinary gains, net$016
Net income$362,0003,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,000397
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$362,0003,649
2003-12-31 (YTD Data)Rank
Total interest income$9,320,0003,015
Total interest expense$2,385,0003,472
Net interest income$6,935,0002,773
Provision for loan and lease losses$4,137,000369
Total noninterest income$2,275,0002,111
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,270,0001,366
Trading account gains and fees$0160
Additional Noninterest Income$1,005,0002,379
Total noninterest expense$6,246,0002,504
Salaries and employee benefits$3,109,0002,691
Premises and equipment expense$893,0002,504
Additional noninterest expense$2,244,0002,147
Pre-tax net operating income$-1,173,0009,005
Securities gains (losses)$04,500
Applicable income taxes$-516,0009,096
Income before extraordinary items$-657,0008,952
Extraordinary gains, net$054
Net income$-657,0008,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,503,000359
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-657,0008,901
2003-09-30 (YTD Data)Rank
Total interest income$7,273,0002,954
Total interest expense$1,892,0003,426
Net interest income$5,381,0002,700
Provision for loan and lease losses$4,111,000318
Total noninterest income$1,677,0002,172
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$901,0001,458
Trading account gains and fees$0153
Additional Noninterest Income$776,0002,411
Total noninterest expense$4,664,0002,529
Salaries and employee benefits$2,306,0002,717
Premises and equipment expense$659,0002,551
Additional noninterest expense$1,699,0002,115
Pre-tax net operating income$-1,717,0009,145
Securities gains (losses)$04,204
Applicable income taxes$-595,0009,178
Income before extraordinary items$-1,122,0009,139
Extraordinary gains, net$040
Net income$-1,122,0009,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,493,000293
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-1,122,0009,097
2003-06-30 (YTD Data)Rank
Total interest income$4,964,0002,916
Total interest expense$1,332,0003,374
Net interest income$3,632,0002,683
Provision for loan and lease losses$4,026,000241
Total noninterest income$1,086,0002,216
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$595,0001,433
Trading account gains and fees$0150
Additional Noninterest Income$491,0002,462
Total noninterest expense$2,989,0002,608
Salaries and employee benefits$1,462,0002,845
Premises and equipment expense$424,0002,622
Additional noninterest expense$1,103,0002,166
Pre-tax net operating income$-2,297,0009,223
Securities gains (losses)$03,782
Applicable income taxes$-816,0009,234
Income before extraordinary items$-1,481,0009,235
Extraordinary gains, net$030
Net income$-1,481,0009,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,049,000251
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-1,481,0009,200
2003-03-31 (YTD Data)Rank
Total interest income$2,601,0002,805
Total interest expense$697,0003,332
Net interest income$1,904,0002,551
Provision for loan and lease losses$1,720,000268
Total noninterest income$575,0002,063
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$290,0001,426
Trading account gains and fees$0134
Additional Noninterest Income$285,0002,182
Total noninterest expense$1,398,0002,757
Salaries and employee benefits$698,0002,961
Premises and equipment expense$198,0002,780
Additional noninterest expense$502,0002,334
Pre-tax net operating income$-639,0009,234
Securities gains (losses)$02,891
Applicable income taxes$-222,0009,260
Income before extraordinary items$-417,0009,226
Extraordinary gains, net$021
Net income$-417,0009,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,933,000217
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-417,0009,178
2002-12-31 (YTD Data)Rank
Total interest income$11,613,0002,631
Total interest expense$3,685,0002,951
Net interest income$7,928,0002,420
Provision for loan and lease losses$2,489,000629
Total noninterest income$2,306,0001,901
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,367,0001,177
Trading account gains and fees$0153
Additional Noninterest Income$939,0002,272
Total noninterest expense$5,349,0002,752
Salaries and employee benefits$2,503,0003,126
Premises and equipment expense$915,0002,370
Additional noninterest expense$1,931,0002,382
Pre-tax net operating income$2,396,0002,980
Securities gains (losses)$04,537
Applicable income taxes$907,0002,379
Income before extraordinary items$1,489,0003,525
Extraordinary gains, net$070
Net income$1,489,0003,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,903,000585
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,489,0003,416
2001-12-31 (YTD Data)Rank
Total interest income$12,855,0002,653
Total interest expense$5,104,0003,100
Net interest income$7,751,0002,306
Provision for loan and lease losses$300,0003,194
Total noninterest income$2,090,0001,952
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,226,0001,223
Trading account gains and fees$0177
Additional Noninterest Income$864,0002,265
Total noninterest expense$5,081,0002,789
Salaries and employee benefits$2,509,0002,943
Premises and equipment expense$847,0002,491
Additional noninterest expense$1,725,0002,565
Pre-tax net operating income$4,460,0001,606
Securities gains (losses)$04,612
Applicable income taxes$1,741,0001,318
Income before extraordinary items$2,719,0001,926
Extraordinary gains, net$0105
Net income$2,719,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,319
Cash dividends$700,0002,851
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,719,0001,853
2000-12-31 (YTD Data)Rank
Total interest income$13,026,0002,662
Total interest expense$5,558,0002,987
Net interest income$7,468,0002,377
Provision for loan and lease losses$300,0002,819
Total noninterest income$1,703,0002,120
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$841,0001,651
Trading account gains and fees$0180
Additional Noninterest Income$862,0002,055
Total noninterest expense$4,411,0003,050
Salaries and employee benefits$2,206,0003,177
Premises and equipment expense$695,0002,893
Additional noninterest expense$1,510,0002,799
Pre-tax net operating income$4,460,0001,645
Securities gains (losses)$01,956
Applicable income taxes$1,745,0001,316
Income before extraordinary items$2,715,0001,923
Extraordinary gains, net$038
Net income$2,715,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,868
Cash dividends$1,350,0001,782
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,715,0001,921
1999-12-31 (YTD Data)Rank
Total interest income$10,492,0003,081
Total interest expense$4,010,0003,582
Net interest income$6,482,0002,713
Provision for loan and lease losses$300,0002,624
Total noninterest income$1,257,0002,615
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$513,0002,571
Trading account gains and fees$0173
Additional Noninterest Income$744,0002,272
Total noninterest expense$4,026,0003,294
Salaries and employee benefits$2,019,0003,411
Premises and equipment expense$694,0002,879
Additional noninterest expense$1,313,0003,192
Pre-tax net operating income$3,413,0002,157
Securities gains (losses)$03,155
Applicable income taxes$1,347,0001,735
Income before extraordinary items$2,066,0002,506
Extraordinary gains, net$035
Net income$2,066,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,661
Cash dividends$1,600,0001,596
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,066,0002,465
1998-12-31 (YTD Data)Rank
Total interest income$10,352,0003,124
Total interest expense$4,189,0003,533
Net interest income$6,163,0002,783
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,120,0002,843
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$450,0002,814
Trading account gains and fees$0224
Additional Noninterest Income$670,0002,472
Total noninterest expense$3,643,0003,492
Salaries and employee benefits$1,750,0003,755
Premises and equipment expense$674,0002,857
Additional noninterest expense$1,219,0003,318
Pre-tax net operating income$3,340,0002,156
Securities gains (losses)$04,449
Applicable income taxes$1,315,0001,834
Income before extraordinary items$2,025,0002,519
Extraordinary gains, net$032
Net income$2,025,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,805
Cash dividends$1,500,0001,647
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,025,0002,441
1997-12-31 (YTD Data)Rank
Total interest income$9,213,0003,505
Total interest expense$3,791,0003,873
Net interest income$5,422,0003,224
Provision for loan and lease losses$240,0003,015
Total noninterest income$911,0003,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$414,0003,132
Trading account gains and feesNANA
Additional Noninterest Income$497,0002,835
Total noninterest expense$3,324,0003,773
Salaries and employee benefits$1,584,0004,046
Premises and equipment expense$615,0003,075
Additional noninterest expense$1,125,0003,533
Pre-tax net operating income$2,769,0002,673
Securities gains (losses)$03,944
Applicable income taxes$1,094,0002,258
Income before extraordinary items$1,675,0003,033
Extraordinary gains, net$044
Net income$1,675,0003,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,724
Cash dividends$1,050,0002,075
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,675,0002,974
1996-12-31 (YTD Data)Rank
Total interest income$7,798,0004,133
Total interest expense$3,112,0004,625
Net interest income$4,686,0003,763
Provision for loan and lease losses$210,0003,297
Total noninterest income$696,0004,132
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$365,0003,616
Trading account gains and feesNANA
Additional Noninterest Income$331,0003,831
Total noninterest expense$2,928,0004,378
Salaries and employee benefits$1,379,0004,636
Premises and equipment expense$491,0003,830
Additional noninterest expense$1,058,0004,203
Pre-tax net operating income$2,244,0003,100
Securities gains (losses)$04,148
Applicable income taxes$894,0002,594
Income before extraordinary items$1,350,0003,510
Extraordinary gains, net$053
Net income$1,350,0003,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,676
Cash dividends$1,300,0001,758
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,350,0003,467
1995-12-31 (YTD Data)Rank
Total interest income$5,664,0005,467
Total interest expense$2,445,0005,662
Net interest income$3,219,0005,202
Provision for loan and lease losses$164,0003,466
Total noninterest income$594,0004,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,267
Trading account gains and feesNANA
Additional Noninterest Income$291,0004,077
Total noninterest expense$2,229,0005,493
Salaries and employee benefits$981,0006,158
Premises and equipment expense$365,0004,887
Additional noninterest expense$883,0004,849
Pre-tax net operating income$1,420,0004,644
Securities gains (losses)$03,831
Applicable income taxes$566,0003,817
Income before extraordinary items$854,0005,201
Extraordinary gains, net$065
Net income$854,0005,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,677
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$854,0005,188
1994-12-31 (YTD Data)Rank
Total interest income$3,916,0006,805
Total interest expense$1,517,0006,841
Net interest income$2,399,0006,666
Provision for loan and lease losses$230,0002,783
Total noninterest income$684,0004,199
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$334,0003,993
Trading account gains and feesNANA
Additional Noninterest Income$350,0003,719
Total noninterest expense$2,107,0005,951
Salaries and employee benefits$948,0006,366
Premises and equipment expense$328,0005,336
Additional noninterest expense$831,0005,523
Pre-tax net operating income$746,0007,153
Securities gains (losses)$03,600
Applicable income taxes$256,0006,437
Income before extraordinary items$490,0007,387
Extraordinary gains, net$0249
Net income$490,0007,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,265
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$490,0007,423
1993-12-31 (YTD Data)Rank
Total interest income$3,259,0007,909
Total interest expense$1,367,0007,650
Net interest income$1,892,0007,968
Provision for loan and lease losses$100,0005,727
Total noninterest income$380,0006,701
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$256,0005,015
Trading account gains and feesNANA
Additional Noninterest Income$124,0007,197
Total noninterest expense$1,691,0007,215
Salaries and employee benefits$736,0007,738
Premises and equipment expense$244,0006,805
Additional noninterest expense$711,0006,481
Pre-tax net operating income$481,0008,774
Securities gains (losses)$07,477
Applicable income taxes$249,0006,818
Income before extraordinary items$232,00010,252
Extraordinary gains, net$03,149
Net income$232,00010,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0004,557
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$232,00010,006
1992-12-31 (YTD Data)Rank
Total interest income$3,791,0007,791
Total interest expense$1,885,0007,390
Net interest income$1,906,0008,021
Provision for loan and lease losses$181,0005,488
Total noninterest income$690,0004,453
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$383,0003,626
Trading account gains and feesNANA
Additional Noninterest Income$307,0004,358
Total noninterest expense$1,782,0007,002
Salaries and employee benefits$838,0007,010
Premises and equipment expense$158,0008,881
Additional noninterest expense$786,0006,157
Pre-tax net operating income$633,0007,497
Securities gains (losses)$08,369
Applicable income taxes$235,0006,910
Income before extraordinary items$398,0008,243
Extraordinary gains, net$01,422
Net income$398,0008,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0006,806
Cash dividends$68,0007,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$398,0007,883

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.