Home > CENTRAL BANK OF ST. LOUIS > Income and Expense

CENTRAL BANK OF ST. LOUIS, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$56,080,000479
Total interest expense$2,262,000951
Net interest income$53,818,000458
Provision for loan and lease losses$819,000541
Total noninterest income$28,031,000348
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,894,000321
Trading account gains and fees$0132
Additional Noninterest Income$25,137,000293
Total noninterest expense$43,754,000457
Salaries and employee benefits$25,093,000455
Premises and equipment expense$3,783,000538
Additional noninterest expense$14,878,000427
Pre-tax net operating income$37,276,000401
Securities gains (losses)$25,0001,323
Applicable income taxes$8,067,000387
Income before extraordinary items$29,234,000411
Extraordinary gains, net$08
Net income$29,234,000410
Minority interest net income$069
Net income of bank and minority interests.$29,234,000411
Net charge-offs$-366,0004,781
Cash dividends$11,000,000353
Sale, conversion, retirement of capital stock, net$0543
Net operating income$29,214,250401
2021-06-30 (YTD Data)Rank
Total interest income$37,540,000474
Total interest expense$1,515,000992
Net interest income$36,025,000449
Provision for loan and lease losses$790,000395
Total noninterest income$19,287,000341
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,869,000319
Trading account gains and fees$0133
Additional Noninterest Income$17,418,000290
Total noninterest expense$30,067,000440
Salaries and employee benefits$17,480,000434
Premises and equipment expense$2,586,000526
Additional noninterest expense$10,001,000413
Pre-tax net operating income$24,455,000400
Securities gains (losses)$17,0001,238
Applicable income taxes$5,198,000391
Income before extraordinary items$19,274,000411
Extraordinary gains, net$06
Net income$19,274,000409
Minority interest net income$067
Net income of bank and minority interests.$19,274,000411
Net charge-offs$-390,0004,846
Cash dividends$11,000,000253
Sale, conversion, retirement of capital stock, net$0517
Net operating income$19,260,570401
2021-03-31 (YTD Data)Rank
Total interest income$19,143,000465
Total interest expense$775,0001,023
Net interest income$18,368,000440
Provision for loan and lease losses$466,000396
Total noninterest income$9,899,000341
Gross Fiduciary activities income$0922
Service charges on deposit accounts$899,000325
Trading account gains and fees$0127
Additional Noninterest Income$9,000,000295
Total noninterest expense$15,872,000419
Salaries and employee benefits$8,973,000426
Premises and equipment expense$1,235,000549
Additional noninterest expense$5,664,000366
Pre-tax net operating income$11,929,000406
Securities gains (losses)$01,392
Applicable income taxes$2,558,000396
Income before extraordinary items$9,371,000424
Extraordinary gains, net$03
Net income$9,371,000422
Minority interest net income$055
Net income of bank and minority interests.$9,371,000424
Net charge-offs$63,000749
Cash dividends$8,000,000180
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,371,000412
2020-12-31 (YTD Data)Rank
Total interest income$76,601,000459
Total interest expense$5,764,000835
Net interest income$70,837,000421
Provision for loan and lease losses$2,783,000843
Total noninterest income$40,161,000314
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,727,000314
Trading account gains and fees$0133
Additional Noninterest Income$36,434,000268
Total noninterest expense$53,179,000482
Salaries and employee benefits$32,979,000440
Premises and equipment expense$4,926,000534
Additional noninterest expense$15,274,000508
Pre-tax net operating income$55,036,000271
Securities gains (losses)$02,675
Applicable income taxes$11,659,000267
Income before extraordinary items$43,377,000278
Extraordinary gains, net$04
Net income$43,377,000276
Minority interest net income$072
Net income of bank and minority interests.$43,377,000278
Net charge-offs$729,000788
Cash dividends$38,000,000189
Sale, conversion, retirement of capital stock, net$0566
Net operating income$43,377,000272
2020-09-30 (YTD Data)Rank
Total interest income$57,471,000455
Total interest expense$4,971,000780
Net interest income$52,500,000421
Provision for loan and lease losses$1,974,000900
Total noninterest income$25,492,000335
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,755,000313
Trading account gains and fees$0125
Additional Noninterest Income$22,737,000291
Total noninterest expense$38,603,000485
Salaries and employee benefits$23,326,000449
Premises and equipment expense$3,863,000513
Additional noninterest expense$11,414,000494
Pre-tax net operating income$37,415,000273
Securities gains (losses)$02,494
Applicable income taxes$7,812,000275
Income before extraordinary items$29,603,000282
Extraordinary gains, net$04
Net income$29,603,000279
Minority interest net income$065
Net income of bank and minority interests.$29,603,000282
Net charge-offs$399,000871
Cash dividends$14,000,000284
Sale, conversion, retirement of capital stock, net$0532
Net operating income$29,603,000277
2020-06-30 (YTD Data)Rank
Total interest income$38,853,000454
Total interest expense$4,051,000685
Net interest income$34,802,000422
Provision for loan and lease losses$1,186,000982
Total noninterest income$13,098,000370
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,802,000323
Trading account gains and fees$0123
Additional Noninterest Income$11,296,000326
Total noninterest expense$24,605,000500
Salaries and employee benefits$14,493,000472
Premises and equipment expense$2,585,000513
Additional noninterest expense$7,527,000494
Pre-tax net operating income$22,109,000263
Securities gains (losses)$02,249
Applicable income taxes$4,522,000272
Income before extraordinary items$17,587,000274
Extraordinary gains, net$04
Net income$17,587,000273
Minority interest net income$065
Net income of bank and minority interests.$17,587,000274
Net charge-offs$486,000607
Cash dividends$7,000,000342
Sale, conversion, retirement of capital stock, net$0504
Net operating income$17,587,000266
2020-03-31 (YTD Data)Rank
Total interest income$19,755,000452
Total interest expense$2,901,000566
Net interest income$16,854,000429
Provision for loan and lease losses$398,0001,036
Total noninterest income$5,400,000401
Gross Fiduciary activities income$0941
Service charges on deposit accounts$993,000342
Trading account gains and fees$0106
Additional Noninterest Income$4,407,000342
Total noninterest expense$11,887,000513
Salaries and employee benefits$6,706,000520
Premises and equipment expense$1,305,000510
Additional noninterest expense$3,876,000480
Pre-tax net operating income$9,969,000265
Securities gains (losses)$01,705
Applicable income taxes$1,989,000259
Income before extraordinary items$7,980,000274
Extraordinary gains, net$04
Net income$7,980,000274
Minority interest net income$056
Net income of bank and minority interests.$7,980,000274
Net charge-offs$86,000953
Cash dividends$7,000,000248
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,980,000271
2019-12-31 (YTD Data)Rank
Total interest income$80,932,000446
Total interest expense$15,453,000469
Net interest income$65,479,000442
Provision for loan and lease losses$656,0001,267
Total noninterest income$18,817,000446
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,156,000333
Trading account gains and fees$0135
Additional Noninterest Income$14,661,000402
Total noninterest expense$44,109,000523
Salaries and employee benefits$25,239,000518
Premises and equipment expense$3,751,000679
Additional noninterest expense$15,119,000479
Pre-tax net operating income$39,531,000363
Securities gains (losses)$02,379
Applicable income taxes$6,174,000436
Income before extraordinary items$33,357,000358
Extraordinary gains, net$011
Net income$33,357,000359
Minority interest net income$076
Net income of bank and minority interests.$33,357,000359
Net charge-offs$-50,0004,774
Cash dividends$30,000,000235
Sale, conversion, retirement of capital stock, net$0626
Net operating income$33,357,000354
2019-09-30 (YTD Data)Rank
Total interest income$60,963,000449
Total interest expense$12,447,000456
Net interest income$48,516,000452
Provision for loan and lease losses$535,0001,111
Total noninterest income$13,303,000467
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,083,000337
Trading account gains and fees$0129
Additional Noninterest Income$10,220,000414
Total noninterest expense$32,746,000528
Salaries and employee benefits$18,517,000536
Premises and equipment expense$2,924,000656
Additional noninterest expense$11,305,000482
Pre-tax net operating income$28,538,000380
Securities gains (losses)$02,167
Applicable income taxes$5,861,000372
Income before extraordinary items$22,677,000386
Extraordinary gains, net$011
Net income$22,677,000387
Minority interest net income$072
Net income of bank and minority interests.$22,677,000387
Net charge-offs$54,0002,172
Cash dividends$18,000,000256
Sale, conversion, retirement of capital stock, net$0590
Net operating income$22,677,000380
2019-06-30 (YTD Data)Rank
Total interest income$40,862,000441
Total interest expense$8,820,000438
Net interest income$32,042,000452
Provision for loan and lease losses$486,000876
Total noninterest income$8,123,000488
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,010,000340
Trading account gains and fees$0131
Additional Noninterest Income$6,113,000445
Total noninterest expense$20,925,000562
Salaries and employee benefits$11,878,000549
Premises and equipment expense$1,661,000771
Additional noninterest expense$7,386,000495
Pre-tax net operating income$18,754,000376
Securities gains (losses)$01,702
Applicable income taxes$3,813,000372
Income before extraordinary items$14,941,000386
Extraordinary gains, net$011
Net income$14,941,000386
Minority interest net income$069
Net income of bank and minority interests.$14,941,000387
Net charge-offs$22,0002,303
Cash dividends$8,000,000313
Sale, conversion, retirement of capital stock, net$0573
Net operating income$14,941,000378
2019-03-31 (YTD Data)Rank
Total interest income$20,277,000437
Total interest expense$4,409,000428
Net interest income$15,868,000452
Provision for loan and lease losses$345,000619
Total noninterest income$3,848,000491
Gross Fiduciary activities income$0972
Service charges on deposit accounts$967,000344
Trading account gains and fees$0126
Additional Noninterest Income$2,881,000456
Total noninterest expense$9,671,000599
Salaries and employee benefits$5,809,000555
Premises and equipment expense$467,0001,277
Additional noninterest expense$3,395,000527
Pre-tax net operating income$9,700,000359
Securities gains (losses)$01,087
Applicable income taxes$1,966,000366
Income before extraordinary items$7,734,000365
Extraordinary gains, net$05
Net income$7,734,000366
Minority interest net income$052
Net income of bank and minority interests.$7,734,000366
Net charge-offs$116,000824
Cash dividends$6,000,000231
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,734,000357
2018-12-31 (YTD Data)Rank
Total interest income$73,769,000449
Total interest expense$11,044,000476
Net interest income$62,725,000446
Provision for loan and lease losses$2,599,000418
Total noninterest income$18,696,000436
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,110,000350
Trading account gains and fees$0126
Additional Noninterest Income$14,586,000385
Total noninterest expense$43,403,000518
Salaries and employee benefits$23,741,000522
Premises and equipment expense$4,788,000533
Additional noninterest expense$14,874,000473
Pre-tax net operating income$35,419,000394
Securities gains (losses)$-32,0004,735
Applicable income taxes$5,922,000424
Income before extraordinary items$29,465,000383
Extraordinary gains, net$06
Net income$29,465,000383
Minority interest net income$072
Net income of bank and minority interests.$29,465,000383
Net charge-offs$3,246,000266
Cash dividends$25,000,000229
Sale, conversion, retirement of capital stock, net$0671
Net operating income$29,491,560383
2018-09-30 (YTD Data)Rank
Total interest income$54,308,000446
Total interest expense$7,682,000478
Net interest income$46,626,000448
Provision for loan and lease losses$1,759,000428
Total noninterest income$14,058,000438
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,049,000350
Trading account gains and fees$0138
Additional Noninterest Income$11,009,000391
Total noninterest expense$32,061,000517
Salaries and employee benefits$17,747,000529
Premises and equipment expense$3,488,000548
Additional noninterest expense$10,826,000477
Pre-tax net operating income$26,864,000392
Securities gains (losses)$-7,0004,683
Applicable income taxes$4,987,000407
Income before extraordinary items$21,870,000390
Extraordinary gains, net$05
Net income$21,870,000390
Minority interest net income$066
Net income of bank and minority interests.$21,870,000390
Net charge-offs$1,453,000344
Cash dividends$19,000,000214
Sale, conversion, retirement of capital stock, net$0633
Net operating income$21,875,670390
2018-06-30 (YTD Data)Rank
Total interest income$35,669,000444
Total interest expense$4,747,000477
Net interest income$30,922,000447
Provision for loan and lease losses$1,085,000443
Total noninterest income$9,330,000443
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,972,000354
Trading account gains and fees$0130
Additional Noninterest Income$7,358,000391
Total noninterest expense$20,980,000527
Salaries and employee benefits$11,822,000529
Premises and equipment expense$2,290,000556
Additional noninterest expense$6,868,000497
Pre-tax net operating income$18,187,000378
Securities gains (losses)$-4,0004,827
Applicable income taxes$3,581,000389
Income before extraordinary items$14,602,000381
Extraordinary gains, net$06
Net income$14,602,000381
Minority interest net income$065
Net income of bank and minority interests.$14,602,000381
Net charge-offs$662,000433
Cash dividends$14,000,000191
Sale, conversion, retirement of capital stock, net$0620
Net operating income$14,605,200379
2018-03-31 (YTD Data)Rank
Total interest income$17,200,000458
Total interest expense$2,237,000478
Net interest income$14,963,000463
Provision for loan and lease losses$338,000627
Total noninterest income$4,997,000412
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,005,000354
Trading account gains and fees$0123
Additional Noninterest Income$3,992,000366
Total noninterest expense$10,354,000539
Salaries and employee benefits$5,865,000536
Premises and equipment expense$1,183,000542
Additional noninterest expense$3,306,000518
Pre-tax net operating income$9,268,000370
Securities gains (losses)$0735
Applicable income taxes$1,836,000371
Income before extraordinary items$7,432,000376
Extraordinary gains, net$07
Net income$7,432,000376
Minority interest net income$052
Net income of bank and minority interests.$7,432,000376
Net charge-offs$334,000396
Cash dividends$7,000,000168
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,432,000373
2017-12-31 (YTD Data)Rank
Total interest income$66,405,000439
Total interest expense$6,946,000504
Net interest income$59,459,000439
Provision for loan and lease losses$3,849,000293
Total noninterest income$18,333,000449
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,028,000356
Trading account gains and fees$0151
Additional Noninterest Income$14,305,000399
Total noninterest expense$43,902,000495
Salaries and employee benefits$24,271,000489
Premises and equipment expense$4,074,000602
Additional noninterest expense$15,557,000449
Pre-tax net operating income$30,041,000399
Securities gains (losses)$28,0001,181
Applicable income taxes$224,0002,916
Income before extraordinary items$29,845,000299
Extraordinary gains, net$09
Net income$29,845,000298
Minority interest net income$076
Net income of bank and minority interests.$29,845,000299
Net charge-offs$4,473,000223
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$29,817,280297
2017-09-30 (YTD Data)Rank
Total interest income$49,516,000443
Total interest expense$5,126,000501
Net interest income$44,390,000439
Provision for loan and lease losses$1,705,000469
Total noninterest income$13,320,000467
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,000,000366
Trading account gains and fees$0145
Additional Noninterest Income$10,320,000410
Total noninterest expense$33,161,000498
Salaries and employee benefits$17,985,000501
Premises and equipment expense$3,363,000562
Additional noninterest expense$11,813,000443
Pre-tax net operating income$22,844,000408
Securities gains (losses)$28,0001,157
Applicable income taxes$6,938,000388
Income before extraordinary items$15,934,000426
Extraordinary gains, net$09
Net income$15,934,000425
Minority interest net income$071
Net income of bank and minority interests.$15,934,000426
Net charge-offs$4,538,000174
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$15,914,400423
2017-06-30 (YTD Data)Rank
Total interest income$32,642,000444
Total interest expense$3,410,000493
Net interest income$29,232,000444
Provision for loan and lease losses$810,000583
Total noninterest income$8,629,000475
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,962,000366
Trading account gains and fees$0139
Additional Noninterest Income$6,667,000418
Total noninterest expense$22,002,000504
Salaries and employee benefits$11,881,000506
Premises and equipment expense$2,171,000573
Additional noninterest expense$7,950,000445
Pre-tax net operating income$15,049,000412
Securities gains (losses)$01,906
Applicable income taxes$4,546,000393
Income before extraordinary items$10,503,000433
Extraordinary gains, net$011
Net income$10,503,000432
Minority interest net income$071
Net income of bank and minority interests.$10,503,000433
Net charge-offs$2,416,000199
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$10,503,000430
2017-03-31 (YTD Data)Rank
Total interest income$16,023,000448
Total interest expense$1,644,000489
Net interest income$14,379,000449
Provision for loan and lease losses$326,000633
Total noninterest income$4,302,000468
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$956,000371
Trading account gains and fees$0142
Additional Noninterest Income$3,346,000419
Total noninterest expense$10,749,000515
Salaries and employee benefits$5,895,000521
Premises and equipment expense$1,090,000584
Additional noninterest expense$3,764,000466
Pre-tax net operating income$7,606,000403
Securities gains (losses)$01,153
Applicable income taxes$2,310,000388
Income before extraordinary items$5,296,000422
Extraordinary gains, net$08
Net income$5,296,000421
Minority interest net income$055
Net income of bank and minority interests.$5,296,000422
Net charge-offs$1,420,000176
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,296,000416
2016-12-31 (YTD Data)Rank
Total interest income$62,450,000435
Total interest expense$4,921,000613
Net interest income$57,529,000424
Provision for loan and lease losses$2,617,000424
Total noninterest income$19,444,000431
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,679,000383
Trading account gains and fees$0170
Additional Noninterest Income$15,765,000372
Total noninterest expense$42,640,000517
Salaries and employee benefits$24,975,000488
Premises and equipment expense$3,763,000662
Additional noninterest expense$13,902,000504
Pre-tax net operating income$31,716,000359
Securities gains (losses)$17,0002,451
Applicable income taxes$9,629,000345
Income before extraordinary items$22,104,000379
Extraordinary gains, net$05
Net income$22,104,000378
Minority interest net income$082
Net income of bank and minority interests.$22,104,000378
Net charge-offs$2,615,000324
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$22,092,100373
2016-09-30 (YTD Data)Rank
Total interest income$46,246,000439
Total interest expense$3,589,000625
Net interest income$42,657,000426
Provision for loan and lease losses$300,0001,615
Total noninterest income$13,843,000444
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,691,000387
Trading account gains and fees$0169
Additional Noninterest Income$11,152,000386
Total noninterest expense$32,090,000518
Salaries and employee benefits$18,557,000491
Premises and equipment expense$3,034,000616
Additional noninterest expense$10,499,000496
Pre-tax net operating income$24,110,000359
Securities gains (losses)$17,0002,378
Applicable income taxes$7,349,000347
Income before extraordinary items$16,778,000376
Extraordinary gains, net$05
Net income$16,778,000376
Minority interest net income$071
Net income of bank and minority interests.$16,778,000376
Net charge-offs$959,000491
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$16,766,100370
2016-06-30 (YTD Data)Rank
Total interest income$30,559,000443
Total interest expense$2,315,000638
Net interest income$28,244,000428
Provision for loan and lease losses$190,0001,677
Total noninterest income$8,929,000452
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,732,000396
Trading account gains and fees$0157
Additional Noninterest Income$7,197,000383
Total noninterest expense$20,897,000528
Salaries and employee benefits$12,087,000495
Premises and equipment expense$1,909,000650
Additional noninterest expense$6,901,000502
Pre-tax net operating income$16,086,000347
Securities gains (losses)$12,0002,186
Applicable income taxes$4,885,000349
Income before extraordinary items$11,213,000364
Extraordinary gains, net$016
Net income$11,213,000363
Minority interest net income$071
Net income of bank and minority interests.$11,213,000363
Net charge-offs$450,000648
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,204,600360
2016-03-31 (YTD Data)Rank
Total interest income$15,116,000449
Total interest expense$1,156,000644
Net interest income$13,960,000434
Provision for loan and lease losses$103,0001,488
Total noninterest income$3,966,000474
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$842,000401
Trading account gains and fees$0142
Additional Noninterest Income$3,124,000407
Total noninterest expense$9,884,000552
Salaries and employee benefits$5,770,000512
Premises and equipment expense$966,000649
Additional noninterest expense$3,148,000546
Pre-tax net operating income$7,939,000336
Securities gains (losses)$12,0001,443
Applicable income taxes$2,403,000345
Income before extraordinary items$5,548,000359
Extraordinary gains, net$012
Net income$5,548,000359
Minority interest net income$062
Net income of bank and minority interests.$5,548,000359
Net charge-offs$104,000994
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,539,600352
2015-12-31 (YTD Data)Rank
Total interest income$58,457,000439
Total interest expense$2,868,000986
Net interest income$55,589,000417
Provision for loan and lease losses$542,0001,274
Total noninterest income$16,643,000465
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,379,000406
Trading account gains and fees$0159
Additional Noninterest Income$13,264,000400
Total noninterest expense$41,066,000511
Salaries and employee benefits$23,576,000486
Premises and equipment expense$3,979,000623
Additional noninterest expense$13,511,000507
Pre-tax net operating income$30,624,000347
Securities gains (losses)$6,0002,777
Applicable income taxes$8,663,000350
Income before extraordinary items$21,967,000363
Extraordinary gains, net$023
Net income$21,967,000363
Minority interest net income$081
Net income of bank and minority interests.$21,967,000363
Net charge-offs$-577,0006,024
Cash dividends$16,500,000263
Sale, conversion, retirement of capital stock, net$0804
Net operating income$21,962,680356
2015-09-30 (YTD Data)Rank
Total interest income$43,678,000441
Total interest expense$1,983,0001,075
Net interest income$41,695,000421
Provision for loan and lease losses$456,0001,105
Total noninterest income$12,140,000488
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,484,000415
Trading account gains and fees$0153
Additional Noninterest Income$9,656,000418
Total noninterest expense$30,314,000525
Salaries and employee benefits$17,361,000497
Premises and equipment expense$2,830,000672
Additional noninterest expense$10,123,000510
Pre-tax net operating income$23,065,000354
Securities gains (losses)$6,0002,557
Applicable income taxes$6,546,000366
Income before extraordinary items$16,525,000361
Extraordinary gains, net$021
Net income$16,525,000361
Minority interest net income$078
Net income of bank and minority interests.$16,525,000361
Net charge-offs$-540,0006,123
Cash dividends$16,500,000201
Sale, conversion, retirement of capital stock, net$0773
Net operating income$16,520,680354
2015-06-30 (YTD Data)Rank
Total interest income$28,787,000441
Total interest expense$1,198,0001,178
Net interest income$27,589,000418
Provision for loan and lease losses$282,0001,197
Total noninterest income$7,822,000497
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,591,000429
Trading account gains and fees$0157
Additional Noninterest Income$6,231,000432
Total noninterest expense$19,975,000530
Salaries and employee benefits$11,486,000496
Premises and equipment expense$1,896,000673
Additional noninterest expense$6,593,000523
Pre-tax net operating income$15,154,000359
Securities gains (losses)$5,0002,231
Applicable income taxes$4,274,000371
Income before extraordinary items$10,885,000368
Extraordinary gains, net$022
Net income$10,885,000367
Minority interest net income$075
Net income of bank and minority interests.$10,885,000367
Net charge-offs$-268,0006,125
Cash dividends$10,500,000208
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,881,400361
2015-03-31 (YTD Data)Rank
Total interest income$14,053,000450
Total interest expense$585,0001,206
Net interest income$13,468,000424
Provision for loan and lease losses$146,0001,172
Total noninterest income$3,436,000532
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$759,000438
Trading account gains and fees$0152
Additional Noninterest Income$2,677,000464
Total noninterest expense$9,590,000556
Salaries and employee benefits$5,468,000524
Premises and equipment expense$970,000665
Additional noninterest expense$3,152,000541
Pre-tax net operating income$7,168,000368
Securities gains (losses)$5,0001,653
Applicable income taxes$1,979,000394
Income before extraordinary items$5,194,000372
Extraordinary gains, net$013
Net income$5,194,000372
Minority interest net income$064
Net income of bank and minority interests.$5,194,000372
Net charge-offs$136,000923
Cash dividends$4,000,000222
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,190,400365
2014-12-31 (YTD Data)Rank
Total interest income$54,856,000449
Total interest expense$2,270,0001,277
Net interest income$52,586,000427
Provision for loan and lease losses$777,0001,044
Total noninterest income$14,281,000500
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,285,000424
Trading account gains and fees$0180
Additional Noninterest Income$10,996,000422
Total noninterest expense$38,741,000534
Salaries and employee benefits$20,302,000532
Premises and equipment expense$3,610,000686
Additional noninterest expense$14,829,000464
Pre-tax net operating income$27,349,000366
Securities gains (losses)$109,0001,195
Applicable income taxes$7,386,000377
Income before extraordinary items$20,072,000374
Extraordinary gains, net$017
Net income$20,072,000374
Minority interest net income$084
Net income of bank and minority interests.$20,072,000374
Net charge-offs$1,151,000802
Cash dividends$20,000,000210
Sale, conversion, retirement of capital stock, net$0862
Net operating income$19,992,430367
2014-09-30 (YTD Data)Rank
Total interest income$40,835,000452
Total interest expense$1,731,0001,269
Net interest income$39,104,000429
Provision for loan and lease losses$848,000780
Total noninterest income$10,578,000501
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,457,000430
Trading account gains and fees$0174
Additional Noninterest Income$8,121,000425
Total noninterest expense$28,552,000535
Salaries and employee benefits$14,940,000543
Premises and equipment expense$2,544,000729
Additional noninterest expense$11,068,000462
Pre-tax net operating income$20,282,000365
Securities gains (losses)$124,000868
Applicable income taxes$5,492,000389
Income before extraordinary items$14,914,000378
Extraordinary gains, net$015
Net income$14,914,000377
Minority interest net income$081
Net income of bank and minority interests.$14,914,000378
Net charge-offs$649,000946
Cash dividends$9,600,000260
Sale, conversion, retirement of capital stock, net$0819
Net operating income$14,823,480369
2014-06-30 (YTD Data)Rank
Total interest income$27,179,000450
Total interest expense$1,176,0001,257
Net interest income$26,003,000429
Provision for loan and lease losses$556,000766
Total noninterest income$6,716,000518
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,552,000445
Trading account gains and fees$0172
Additional Noninterest Income$5,164,000434
Total noninterest expense$18,620,000549
Salaries and employee benefits$9,780,000551
Premises and equipment expense$1,673,000745
Additional noninterest expense$7,167,000480
Pre-tax net operating income$13,543,000357
Securities gains (losses)$124,000676
Applicable income taxes$3,663,000379
Income before extraordinary items$10,004,000369
Extraordinary gains, net$020
Net income$10,004,000369
Minority interest net income$080
Net income of bank and minority interests.$10,004,000369
Net charge-offs$956,000517
Cash dividends$9,600,000193
Sale, conversion, retirement of capital stock, net$0794
Net operating income$9,913,480361
2014-03-31 (YTD Data)Rank
Total interest income$13,513,000457
Total interest expense$598,0001,262
Net interest income$12,915,000428
Provision for loan and lease losses$278,000767
Total noninterest income$3,099,000537
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$736,000454
Trading account gains and fees$0147
Additional Noninterest Income$2,363,000437
Total noninterest expense$8,917,000573
Salaries and employee benefits$4,713,000578
Premises and equipment expense$842,000756
Additional noninterest expense$3,362,000498
Pre-tax net operating income$6,819,000339
Securities gains (losses)$40,000735
Applicable income taxes$1,838,000358
Income before extraordinary items$5,021,000348
Extraordinary gains, net$016
Net income$5,021,000348
Minority interest net income$066
Net income of bank and minority interests.$5,021,000348
Net charge-offs$63,0001,685
Cash dividends$4,800,000174
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,991,800342
2013-12-31 (YTD Data)Rank
Total interest income$55,650,000446
Total interest expense$2,582,0001,308
Net interest income$53,068,000417
Provision for loan and lease losses$3,032,000430
Total noninterest income$16,528,000473
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,060,000463
Trading account gains and fees$0184
Additional Noninterest Income$13,468,000384
Total noninterest expense$39,879,000526
Salaries and employee benefits$21,306,000514
Premises and equipment expense$3,378,000717
Additional noninterest expense$15,195,000466
Pre-tax net operating income$26,685,000345
Securities gains (losses)$931,000253
Applicable income taxes$7,586,000333
Income before extraordinary items$20,030,000358
Extraordinary gains, net$029
Net income$20,030,000358
Minority interest net income$090
Net income of bank and minority interests.$20,030,000358
Net charge-offs$2,968,000548
Cash dividends$19,300,000205
Sale, conversion, retirement of capital stock, net$0924
Net operating income$19,350,370367
2013-09-30 (YTD Data)Rank
Total interest income$42,157,000445
Total interest expense$2,017,0001,290
Net interest income$40,140,000416
Provision for loan and lease losses$2,711,000370
Total noninterest income$12,823,000468
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,286,000464
Trading account gains and fees$0180
Additional Noninterest Income$10,537,000387
Total noninterest expense$29,716,000529
Salaries and employee benefits$16,267,000508
Premises and equipment expense$2,479,000737
Additional noninterest expense$10,970,000481
Pre-tax net operating income$20,536,000342
Securities gains (losses)$943,000226
Applicable income taxes$5,991,000329
Income before extraordinary items$15,488,000350
Extraordinary gains, net$025
Net income$15,488,000351
Minority interest net income$084
Net income of bank and minority interests.$15,488,000351
Net charge-offs$1,410,000779
Cash dividends$14,800,000185
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,809,040361
2013-06-30 (YTD Data)Rank
Total interest income$28,309,000443
Total interest expense$1,391,0001,283
Net interest income$26,918,000414
Provision for loan and lease losses$1,802,000402
Total noninterest income$8,700,000466
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,397,000491
Trading account gains and fees$0157
Additional Noninterest Income$7,303,000389
Total noninterest expense$19,732,000529
Salaries and employee benefits$10,753,000511
Premises and equipment expense$1,666,000735
Additional noninterest expense$7,313,000486
Pre-tax net operating income$14,084,000331
Securities gains (losses)$753,000251
Applicable income taxes$4,162,000316
Income before extraordinary items$10,675,000340
Extraordinary gains, net$022
Net income$10,675,000341
Minority interest net income$082
Net income of bank and minority interests.$10,675,000341
Net charge-offs$1,389,000602
Cash dividends$9,800,000179
Sale, conversion, retirement of capital stock, net$0838
Net operating income$10,132,840338
2013-03-31 (YTD Data)Rank
Total interest income$14,187,000446
Total interest expense$711,0001,295
Net interest income$13,476,000415
Provision for loan and lease losses$904,000434
Total noninterest income$5,152,000415
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$691,000494
Trading account gains and fees$0148
Additional Noninterest Income$4,461,000328
Total noninterest expense$9,935,000533
Salaries and employee benefits$5,420,000517
Premises and equipment expense$833,000745
Additional noninterest expense$3,682,000489
Pre-tax net operating income$7,789,000308
Securities gains (losses)$-2,0006,691
Applicable income taxes$2,216,000317
Income before extraordinary items$5,571,000322
Extraordinary gains, net$010
Net income$5,571,000323
Minority interest net income$076
Net income of bank and minority interests.$5,571,000323
Net charge-offs$1,108,000438
Cash dividends$5,300,000139
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,572,440310
2012-12-31 (YTD Data)Rank
Total interest income$58,768,000443
Total interest expense$3,087,0001,445
Net interest income$55,681,000408
Provision for loan and lease losses$7,011,000384
Total noninterest income$14,775,000511
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,925,000496
Trading account gains and fees$0166
Additional Noninterest Income$11,850,000436
Total noninterest expense$37,394,000556
Salaries and employee benefits$20,579,000523
Premises and equipment expense$3,554,000680
Additional noninterest expense$13,261,000557
Pre-tax net operating income$26,051,000345
Securities gains (losses)$-4,0006,676
Applicable income taxes$7,851,000333
Income before extraordinary items$18,196,000380
Extraordinary gains, net$029
Net income$18,196,000380
Minority interest net income$093
Net income of bank and minority interests.$18,196,000380
Net charge-offs$7,021,000432
Cash dividends$17,500,000210
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$18,198,800372
2012-09-30 (YTD Data)Rank
Total interest income$44,407,000449
Total interest expense$2,398,0001,456
Net interest income$42,009,000408
Provision for loan and lease losses$3,633,000525
Total noninterest income$9,871,000553
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,200,000500
Trading account gains and fees$0157
Additional Noninterest Income$7,671,000481
Total noninterest expense$27,645,000566
Salaries and employee benefits$15,284,000524
Premises and equipment expense$2,620,000698
Additional noninterest expense$9,741,000567
Pre-tax net operating income$20,602,000332
Securities gains (losses)$5,0003,269
Applicable income taxes$6,585,000310
Income before extraordinary items$14,022,000381
Extraordinary gains, net$020
Net income$14,022,000381
Minority interest net income$086
Net income of bank and minority interests.$14,022,000381
Net charge-offs$3,961,000555
Cash dividends$13,500,000173
Sale, conversion, retirement of capital stock, net$0952
Net operating income$14,018,600366
2012-06-30 (YTD Data)Rank
Total interest income$29,816,000454
Total interest expense$1,642,0001,474
Net interest income$28,174,000404
Provision for loan and lease losses$2,402,000556
Total noninterest income$6,464,000551
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,445,000504
Trading account gains and fees$0153
Additional Noninterest Income$5,019,000472
Total noninterest expense$17,904,000581
Salaries and employee benefits$10,152,000523
Premises and equipment expense$1,765,000693
Additional noninterest expense$5,987,000601
Pre-tax net operating income$14,332,000313
Securities gains (losses)$03,178
Applicable income taxes$4,837,000288
Income before extraordinary items$9,495,000357
Extraordinary gains, net$019
Net income$9,495,000356
Minority interest net income$084
Net income of bank and minority interests.$9,495,000356
Net charge-offs$3,363,000478
Cash dividends$8,500,000168
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,495,000337
2012-03-31 (YTD Data)Rank
Total interest income$14,898,000454
Total interest expense$854,0001,468
Net interest income$14,044,000400
Provision for loan and lease losses$1,209,000540
Total noninterest income$3,237,000549
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$721,000502
Trading account gains and fees$0148
Additional Noninterest Income$2,516,000470
Total noninterest expense$8,686,000587
Salaries and employee benefits$4,920,000532
Premises and equipment expense$903,000672
Additional noninterest expense$2,863,000611
Pre-tax net operating income$7,386,000307
Securities gains (losses)$02,210
Applicable income taxes$2,505,000276
Income before extraordinary items$4,881,000354
Extraordinary gains, net$019
Net income$4,881,000355
Minority interest net income$078
Net income of bank and minority interests.$4,881,000355
Net charge-offs$1,558,000483
Cash dividends$3,500,000167
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,881,000337
2011-12-31 (YTD Data)Rank
Total interest income$61,714,000439
Total interest expense$4,340,0001,395
Net interest income$57,374,000385
Provision for loan and lease losses$7,567,000542
Total noninterest income$12,080,000540
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,042,000497
Trading account gains and fees$0146
Additional Noninterest Income$9,038,000463
Total noninterest expense$34,410,000579
Salaries and employee benefits$18,221,000534
Premises and equipment expense$3,392,000732
Additional noninterest expense$12,797,000569
Pre-tax net operating income$27,477,000282
Securities gains (losses)$14,0003,210
Applicable income taxes$9,604,000256
Income before extraordinary items$17,887,000329
Extraordinary gains, net$029
Net income$17,887,000329
Minority interest net income$096
Net income of bank and minority interests.$17,887,000329
Net charge-offs$12,151,000374
Cash dividends$17,000,000163
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$17,877,900319
2011-09-30 (YTD Data)Rank
Total interest income$46,513,000445
Total interest expense$3,469,0001,371
Net interest income$43,044,000389
Provision for loan and lease losses$3,798,000774
Total noninterest income$8,628,000560
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,288,000501
Trading account gains and fees$0145
Additional Noninterest Income$6,340,000488
Total noninterest expense$25,284,000596
Salaries and employee benefits$13,380,000547
Premises and equipment expense$2,400,000789
Additional noninterest expense$9,504,000565
Pre-tax net operating income$22,590,000269
Securities gains (losses)$1,0003,451
Applicable income taxes$8,027,000251
Income before extraordinary items$14,564,000310
Extraordinary gains, net$021
Net income$14,564,000311
Minority interest net income$087
Net income of bank and minority interests.$14,564,000311
Net charge-offs$7,966,000425
Cash dividends$12,000,000135
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$14,563,360297
2011-06-30 (YTD Data)Rank
Total interest income$30,882,000455
Total interest expense$2,487,0001,321
Net interest income$28,395,000396
Provision for loan and lease losses$2,521,000775
Total noninterest income$6,164,000540
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,514,000503
Trading account gains and fees$0153
Additional Noninterest Income$4,650,000454
Total noninterest expense$16,780,000612
Salaries and employee benefits$8,916,000549
Premises and equipment expense$1,586,000807
Additional noninterest expense$6,278,000585
Pre-tax net operating income$15,258,000268
Securities gains (losses)$1,0002,791
Applicable income taxes$5,447,000241
Income before extraordinary items$9,812,000301
Extraordinary gains, net$015
Net income$9,812,000302
Minority interest net income$089
Net income of bank and minority interests.$9,812,000302
Net charge-offs$7,672,000330
Cash dividends$8,000,000121
Sale, conversion, retirement of capital stock, net$0986
Net operating income$9,811,360293
2011-03-31 (YTD Data)Rank
Total interest income$15,412,000464
Total interest expense$1,320,0001,280
Net interest income$14,092,000395
Provision for loan and lease losses$1,262,000729
Total noninterest income$3,476,000487
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$725,000516
Trading account gains and fees$0158
Additional Noninterest Income$2,751,000406
Total noninterest expense$8,559,000593
Salaries and employee benefits$4,551,000544
Premises and equipment expense$820,000798
Additional noninterest expense$3,188,000562
Pre-tax net operating income$7,747,000264
Securities gains (losses)$1,0001,662
Applicable income taxes$2,784,000231
Income before extraordinary items$4,964,000297
Extraordinary gains, net$09
Net income$4,964,000296
Minority interest net income$086
Net income of bank and minority interests.$4,964,000297
Net charge-offs$4,332,000302
Cash dividends$4,000,000108
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,963,360287
2010-12-31 (YTD Data)Rank
Total interest income$66,886,000443
Total interest expense$7,320,0001,127
Net interest income$59,566,000370
Provision for loan and lease losses$10,583,000628
Total noninterest income$14,146,000494
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,408,000450
Trading account gains and fees$0175
Additional Noninterest Income$10,738,000433
Total noninterest expense$35,011,000586
Salaries and employee benefits$18,610,000526
Premises and equipment expense$3,319,000770
Additional noninterest expense$13,082,000581
Pre-tax net operating income$28,118,000234
Securities gains (losses)$03,793
Applicable income taxes$10,413,000217
Income before extraordinary items$17,705,000277
Extraordinary gains, net$029
Net income$17,705,000277
Minority interest net income$0111
Net income of bank and minority interests.$17,705,000278
Net charge-offs$9,049,000657
Cash dividends$13,500,000141
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$17,705,000264
2010-09-30 (YTD Data)Rank
Total interest income$50,471,000445
Total interest expense$5,768,0001,112
Net interest income$44,703,000364
Provision for loan and lease losses$5,610,000798
Total noninterest income$8,200,000575
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,596,000442
Trading account gains and fees$0165
Additional Noninterest Income$5,604,000533
Total noninterest expense$25,787,000582
Salaries and employee benefits$13,466,000535
Premises and equipment expense$2,369,000817
Additional noninterest expense$9,952,000555
Pre-tax net operating income$21,506,000230
Securities gains (losses)$03,651
Applicable income taxes$8,010,000204
Income before extraordinary items$13,496,000272
Extraordinary gains, net$023
Net income$13,496,000274
Minority interest net income$0110
Net income of bank and minority interests.$13,496,000274
Net charge-offs$8,034,000545
Cash dividends$12,000,00094
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$13,496,000259
2010-06-30 (YTD Data)Rank
Total interest income$33,829,000450
Total interest expense$4,042,0001,104
Net interest income$29,787,000369
Provision for loan and lease losses$3,824,000789
Total noninterest income$5,667,000564
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,727,000440
Trading account gains and fees$0152
Additional Noninterest Income$3,940,000496
Total noninterest expense$16,718,000597
Salaries and employee benefits$8,680,000546
Premises and equipment expense$1,534,000849
Additional noninterest expense$6,504,000565
Pre-tax net operating income$14,912,000214
Securities gains (losses)$03,184
Applicable income taxes$5,561,000189
Income before extraordinary items$9,351,000249
Extraordinary gains, net$019
Net income$9,351,000248
Minority interest net income$0105
Net income of bank and minority interests.$9,351,000249
Net charge-offs$1,919,0001,157
Cash dividends$8,000,00087
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$9,351,000243
2010-03-31 (YTD Data)Rank
Total interest income$16,846,000466
Total interest expense$2,135,0001,100
Net interest income$14,711,000381
Provision for loan and lease losses$2,083,000734
Total noninterest income$3,056,000520
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$838,000451
Trading account gains and fees$0175
Additional Noninterest Income$2,218,000454
Total noninterest expense$8,343,000601
Salaries and employee benefits$4,305,000560
Premises and equipment expense$785,000856
Additional noninterest expense$3,253,000565
Pre-tax net operating income$7,341,000216
Securities gains (losses)$02,284
Applicable income taxes$2,732,000194
Income before extraordinary items$4,609,000245
Extraordinary gains, net$016
Net income$4,609,000246
Minority interest net income$091
Net income of bank and minority interests.$4,609,000247
Net charge-offs$1,346,000852
Cash dividends$3,000,000108
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,609,000238
2009-12-31 (YTD Data)Rank
Total interest income$71,921,000459
Total interest expense$12,852,000920
Net interest income$59,069,000366
Provision for loan and lease losses$11,054,000798
Total noninterest income$15,014,000475
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,720,000443
Trading account gains and fees$0211
Additional Noninterest Income$11,294,000411
Total noninterest expense$35,734,000596
Salaries and employee benefits$19,017,000508
Premises and equipment expense$3,166,000857
Additional noninterest expense$13,551,000596
Pre-tax net operating income$27,295,000178
Securities gains (losses)$03,754
Applicable income taxes$9,817,000166
Income before extraordinary items$17,478,000204
Extraordinary gains, net$034
Net income$17,478,000204
Minority interest net income$0115
Net income of bank and minority interests.$17,478,000204
Net charge-offs$5,717,0001,031
Cash dividends$11,000,000165
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$17,478,000203
2009-09-30 (YTD Data)Rank
Total interest income$54,373,000474
Total interest expense$10,633,000870
Net interest income$43,740,000378
Provision for loan and lease losses$5,609,000969
Total noninterest income$11,154,000482
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,782,000445
Trading account gains and fees$0212
Additional Noninterest Income$8,372,000419
Total noninterest expense$27,167,000585
Salaries and employee benefits$14,550,000510
Premises and equipment expense$2,351,000869
Additional noninterest expense$10,266,000574
Pre-tax net operating income$22,118,000173
Securities gains (losses)$03,497
Applicable income taxes$8,068,000163
Income before extraordinary items$14,050,000199
Extraordinary gains, net$027
Net income$14,050,000198
Minority interest net income$0118
Net income of bank and minority interests.$14,050,000199
Net charge-offs$3,294,0001,120
Cash dividends$7,500,000173
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$14,050,000200
2009-06-30 (YTD Data)Rank
Total interest income$36,693,000480
Total interest expense$8,026,000809
Net interest income$28,667,000392
Provision for loan and lease losses$3,770,000925
Total noninterest income$7,860,000468
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,844,000451
Trading account gains and fees$0193
Additional Noninterest Income$6,016,000407
Total noninterest expense$18,187,000590
Salaries and employee benefits$9,868,000514
Premises and equipment expense$1,525,000923
Additional noninterest expense$6,794,000584
Pre-tax net operating income$14,570,000174
Securities gains (losses)$03,136
Applicable income taxes$5,483,000161
Income before extraordinary items$9,087,000204
Extraordinary gains, net$021
Net income$9,087,000204
Minority interest net income$0112
Net income of bank and minority interests.$9,087,000204
Net charge-offs$2,794,000906
Cash dividends$6,000,000144
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$9,087,000195
2009-03-31 (YTD Data)Rank
Total interest income$18,341,000492
Total interest expense$4,769,000701
Net interest income$13,572,000403
Provision for loan and lease losses$1,528,000900
Total noninterest income$3,666,000471
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$894,000456
Trading account gains and fees$0171
Additional Noninterest Income$2,772,000394
Total noninterest expense$8,489,000601
Salaries and employee benefits$4,718,000536
Premises and equipment expense$761,000938
Additional noninterest expense$3,010,000579
Pre-tax net operating income$7,221,000190
Securities gains (losses)$02,434
Applicable income taxes$2,723,000164
Income before extraordinary items$4,498,000234
Extraordinary gains, net$015
Net income$4,498,000234
Minority interest net income$0102
Net income of bank and minority interests.$4,498,000235
Net charge-offs$2,332,000541
Cash dividends$3,000,000141
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,498,000220
2008-12-31 (YTD Data)Rank
Total interest income$78,632,000485
Total interest expense$27,145,000578
Net interest income$51,487,000435
Provision for loan and lease losses$2,004,0001,787
Total noninterest income$10,344,000572
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,597,000479
Trading account gains and fees$0154
Additional Noninterest Income$6,747,000523
Total noninterest expense$32,492,000609
Salaries and employee benefits$17,284,000556
Premises and equipment expense$3,156,000875
Additional noninterest expense$12,052,000579
Pre-tax net operating income$27,335,000217
Securities gains (losses)$03,220
Applicable income taxes$10,028,000179
Income before extraordinary items$17,307,000231
Extraordinary gains, net$039
Net income$17,307,000231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,479,0001,575
Cash dividends$10,500,000275
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$17,307,000241
2008-09-30 (YTD Data)Rank
Total interest income$59,318,000502
Total interest expense$21,046,000594
Net interest income$38,272,000453
Provision for loan and lease losses$760,0002,154
Total noninterest income$8,081,000579
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,733,000480
Trading account gains and fees$0148
Additional Noninterest Income$5,348,000526
Total noninterest expense$24,484,000600
Salaries and employee benefits$13,182,000565
Premises and equipment expense$2,330,000890
Additional noninterest expense$8,972,000542
Pre-tax net operating income$21,109,000265
Securities gains (losses)$03,106
Applicable income taxes$7,851,000221
Income before extraordinary items$13,258,000283
Extraordinary gains, net$031
Net income$13,258,000282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$867,0001,426
Cash dividends$10,500,000225
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$13,258,000296
2008-06-30 (YTD Data)Rank
Total interest income$40,045,000504
Total interest expense$14,926,000574
Net interest income$25,119,000460
Provision for loan and lease losses$405,0002,142
Total noninterest income$5,647,000592
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,834,000465
Trading account gains and fees$0149
Additional Noninterest Income$3,813,000520
Total noninterest expense$16,304,000597
Salaries and employee benefits$8,693,000576
Premises and equipment expense$1,533,000895
Additional noninterest expense$6,078,000526
Pre-tax net operating income$14,057,000286
Securities gains (losses)$03,233
Applicable income taxes$5,196,000246
Income before extraordinary items$8,861,000321
Extraordinary gains, net$021
Net income$8,861,000320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0001,249
Cash dividends$8,000,000219
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$8,861,000316
2008-03-31 (YTD Data)Rank
Total interest income$21,342,000489
Total interest expense$8,698,000546
Net interest income$12,644,000454
Provision for loan and lease losses$173,0001,974
Total noninterest income$2,686,000611
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$919,000456
Trading account gains and fees$0158
Additional Noninterest Income$1,767,000547
Total noninterest expense$8,181,000591
Salaries and employee benefits$4,345,000582
Premises and equipment expense$762,000910
Additional noninterest expense$3,074,000496
Pre-tax net operating income$6,976,000311
Securities gains (losses)$02,688
Applicable income taxes$2,582,000268
Income before extraordinary items$4,394,000349
Extraordinary gains, net$015
Net income$4,394,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000928
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,394,000334
2007-12-31 (YTD Data)Rank
Total interest income$88,660,000494
Total interest expense$40,297,000501
Net interest income$48,363,000478
Provision for loan and lease losses$1,402,0001,108
Total noninterest income$8,390,000707
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,652,000469
Trading account gains and fees$0178
Additional Noninterest Income$4,738,000713
Total noninterest expense$27,836,000678
Salaries and employee benefits$15,700,000612
Premises and equipment expense$2,866,000904
Additional noninterest expense$9,270,000625
Pre-tax net operating income$27,515,000370
Securities gains (losses)$-1,0007,069
Applicable income taxes$10,295,000320
Income before extraordinary items$17,219,000402
Extraordinary gains, net$039
Net income$17,219,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,038,000997
Cash dividends$12,500,000349
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$17,219,640395
2007-09-30 (YTD Data)Rank
Total interest income$65,757,000498
Total interest expense$30,363,000504
Net interest income$35,394,000486
Provision for loan and lease losses$1,108,000830
Total noninterest income$6,288,000710
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,667,000477
Trading account gains and fees$0184
Additional Noninterest Income$3,621,000714
Total noninterest expense$20,384,000679
Salaries and employee benefits$11,734,000618
Premises and equipment expense$2,031,000950
Additional noninterest expense$6,619,000628
Pre-tax net operating income$20,190,000409
Securities gains (losses)$01,655
Applicable income taxes$7,566,000357
Income before extraordinary items$12,624,000444
Extraordinary gains, net$033
Net income$12,624,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$859,000724
Cash dividends$7,500,000404
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$12,624,000435
2007-06-30 (YTD Data)Rank
Total interest income$43,701,000514
Total interest expense$20,146,000514
Net interest income$23,555,000503
Provision for loan and lease losses$728,000757
Total noninterest income$4,161,000744
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,750,000493
Trading account gains and fees$0168
Additional Noninterest Income$2,411,000726
Total noninterest expense$13,389,000709
Salaries and employee benefits$7,848,000628
Premises and equipment expense$1,344,000973
Additional noninterest expense$4,197,000672
Pre-tax net operating income$13,599,000441
Securities gains (losses)$01,444
Applicable income taxes$5,081,000384
Income before extraordinary items$8,518,000475
Extraordinary gains, net$029
Net income$8,518,000474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,000672
Cash dividends$5,000,000421
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,518,000466
2007-03-31 (YTD Data)Rank
Total interest income$21,796,000511
Total interest expense$10,236,000499
Net interest income$11,560,000507
Provision for loan and lease losses$347,000705
Total noninterest income$1,998,000756
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$898,000467
Trading account gains and fees$0195
Additional Noninterest Income$1,100,000774
Total noninterest expense$6,610,000709
Salaries and employee benefits$3,927,000636
Premises and equipment expense$656,0001,006
Additional noninterest expense$2,027,000687
Pre-tax net operating income$6,601,000440
Securities gains (losses)$01,187
Applicable income taxes$2,460,000389
Income before extraordinary items$4,141,000477
Extraordinary gains, net$022
Net income$4,141,000476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,000596
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,141,000467
2006-12-31 (YTD Data)Rank
Total interest income$80,125,000522
Total interest expense$34,211,000511
Net interest income$45,914,000499
Provision for loan and lease losses$1,276,000818
Total noninterest income$7,398,000794
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,829,000449
Trading account gains and fees$0130
Additional Noninterest Income$3,569,000885
Total noninterest expense$25,879,000691
Salaries and employee benefits$14,719,000641
Premises and equipment expense$2,543,000983
Additional noninterest expense$8,617,000633
Pre-tax net operating income$26,157,000451
Securities gains (losses)$-204,0008,379
Applicable income taxes$9,729,000399
Income before extraordinary items$16,224,000494
Extraordinary gains, net$051
Net income$16,224,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,305
Cash dividends$9,500,000412
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$16,354,560484
2006-09-30 (YTD Data)Rank
Total interest income$58,894,000535
Total interest expense$24,508,000525
Net interest income$34,386,000515
Provision for loan and lease losses$1,024,000742
Total noninterest income$5,294,000835
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,862,000456
Trading account gains and fees$0126
Additional Noninterest Income$2,432,000958
Total noninterest expense$19,114,000712
Salaries and employee benefits$10,872,000660
Premises and equipment expense$1,845,0001,032
Additional noninterest expense$6,397,000650
Pre-tax net operating income$19,542,000469
Securities gains (losses)$-204,0008,536
Applicable income taxes$7,238,000425
Income before extraordinary items$12,100,000521
Extraordinary gains, net$045
Net income$12,100,000521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,310
Cash dividends$7,500,000372
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$12,230,560500
2006-06-30 (YTD Data)Rank
Total interest income$38,360,000536
Total interest expense$15,527,000522
Net interest income$22,833,000523
Provision for loan and lease losses$705,000713
Total noninterest income$3,332,000869
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,865,000464
Trading account gains and fees$0126
Additional Noninterest Income$1,467,0001,027
Total noninterest expense$12,408,000728
Salaries and employee benefits$6,958,000689
Premises and equipment expense$1,210,0001,052
Additional noninterest expense$4,240,000660
Pre-tax net operating income$13,052,000469
Securities gains (losses)$-204,0008,631
Applicable income taxes$4,793,000431
Income before extraordinary items$8,055,000513
Extraordinary gains, net$039
Net income$8,055,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,500
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,185,560495
2006-03-31 (YTD Data)Rank
Total interest income$18,534,000533
Total interest expense$7,112,000535
Net interest income$11,422,000515
Provision for loan and lease losses$378,000635
Total noninterest income$1,543,000912
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$923,000449
Trading account gains and fees$0115
Additional Noninterest Income$620,0001,146
Total noninterest expense$6,047,000742
Salaries and employee benefits$3,485,000686
Premises and equipment expense$564,0001,133
Additional noninterest expense$1,998,000697
Pre-tax net operating income$6,540,000461
Securities gains (losses)$-204,0008,711
Applicable income taxes$2,382,000432
Income before extraordinary items$3,954,000525
Extraordinary gains, net$021
Net income$3,954,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,032
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,084,560499
2005-12-31 (YTD Data)Rank
Total interest income$66,269,000527
Total interest expense$21,569,000549
Net interest income$44,700,000500
Provision for loan and lease losses$1,702,000627
Total noninterest income$7,565,000767
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,838,000445
Trading account gains and fees$0138
Additional Noninterest Income$3,727,000857
Total noninterest expense$23,192,000742
Salaries and employee benefits$13,110,000686
Premises and equipment expense$2,416,000997
Additional noninterest expense$7,666,000690
Pre-tax net operating income$27,371,000434
Securities gains (losses)$02,296
Applicable income taxes$10,164,000392
Income before extraordinary items$17,207,000465
Extraordinary gains, net$046
Net income$17,207,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-347,0008,763
Cash dividends$16,500,000275
Sale, conversion, retirement of capital stock, net$0934
Net operating income$17,207,000454
2005-09-30 (YTD Data)Rank
Total interest income$48,454,000523
Total interest expense$15,197,000546
Net interest income$33,257,000493
Provision for loan and lease losses$1,228,000624
Total noninterest income$5,765,000766
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,894,000441
Trading account gains and fees$0126
Additional Noninterest Income$2,871,000841
Total noninterest expense$17,319,000727
Salaries and employee benefits$9,653,000693
Premises and equipment expense$1,789,000994
Additional noninterest expense$5,877,000680
Pre-tax net operating income$20,475,000437
Securities gains (losses)$02,317
Applicable income taxes$7,584,000406
Income before extraordinary items$12,891,000467
Extraordinary gains, net$035
Net income$12,891,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-534,0008,815
Cash dividends$11,500,000268
Sale, conversion, retirement of capital stock, net$0769
Net operating income$12,891,000453
2005-06-30 (YTD Data)Rank
Total interest income$31,310,000523
Total interest expense$9,181,000561
Net interest income$22,129,000487
Provision for loan and lease losses$890,000584
Total noninterest income$3,699,000775
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,933,000430
Trading account gains and fees$0116
Additional Noninterest Income$1,766,000883
Total noninterest expense$11,457,000731
Salaries and employee benefits$6,361,000698
Premises and equipment expense$1,162,0001,023
Additional noninterest expense$3,934,000673
Pre-tax net operating income$13,481,000434
Securities gains (losses)$02,146
Applicable income taxes$4,932,000408
Income before extraordinary items$8,549,000468
Extraordinary gains, net$030
Net income$8,549,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-463,0008,821
Cash dividends$8,000,000240
Sale, conversion, retirement of capital stock, net$0643
Net operating income$8,549,000451
2005-03-31 (YTD Data)Rank
Total interest income$15,167,000525
Total interest expense$4,050,000595
Net interest income$11,117,000480
Provision for loan and lease losses$465,000503
Total noninterest income$1,881,000745
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$951,000421
Trading account gains and fees$0115
Additional Noninterest Income$930,000832
Total noninterest expense$5,538,000757
Salaries and employee benefits$3,184,000690
Premises and equipment expense$584,0001,022
Additional noninterest expense$1,770,000720
Pre-tax net operating income$6,995,000410
Securities gains (losses)$01,685
Applicable income taxes$2,629,000385
Income before extraordinary items$4,366,000455
Extraordinary gains, net$024
Net income$4,366,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-106,0008,797
Cash dividends$3,500,000231
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,366,000438
2004-12-31 (YTD Data)Rank
Total interest income$53,118,000550
Total interest expense$12,847,000641
Net interest income$40,271,000511
Provision for loan and lease losses$1,873,000582
Total noninterest income$7,127,000791
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,220,000413
Trading account gains and fees$0138
Additional Noninterest Income$2,907,0001,013
Total noninterest expense$21,953,000741
Salaries and employee benefits$12,465,000683
Premises and equipment expense$2,419,000934
Additional noninterest expense$7,069,000728
Pre-tax net operating income$23,572,000439
Securities gains (losses)$65,0001,541
Applicable income taxes$8,774,000398
Income before extraordinary items$14,863,000483
Extraordinary gains, net$034
Net income$14,863,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,434
Cash dividends$5,000,000614
Sale, conversion, retirement of capital stock, net$0872
Net operating income$14,821,400475
2004-09-30 (YTD Data)Rank
Total interest income$38,429,000564
Total interest expense$9,066,000660
Net interest income$29,363,000520
Provision for loan and lease losses$1,384,000571
Total noninterest income$5,403,000794
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,190,000418
Trading account gains and fees$0134
Additional Noninterest Income$2,213,0001,001
Total noninterest expense$16,626,000720
Salaries and employee benefits$9,384,000671
Premises and equipment expense$1,815,000930
Additional noninterest expense$5,427,000710
Pre-tax net operating income$16,756,000459
Securities gains (losses)$65,0001,465
Applicable income taxes$6,203,000414
Income before extraordinary items$10,618,000502
Extraordinary gains, net$026
Net income$10,618,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,205
Cash dividends$5,000,000454
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,576,400482
2004-06-30 (YTD Data)Rank
Total interest income$24,707,000572
Total interest expense$5,590,000713
Net interest income$19,117,000525
Provision for loan and lease losses$932,000549
Total noninterest income$3,746,000777
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,102,000415
Trading account gains and fees$0130
Additional Noninterest Income$1,644,000926
Total noninterest expense$11,104,000724
Salaries and employee benefits$6,257,000676
Premises and equipment expense$1,208,000933
Additional noninterest expense$3,639,000702
Pre-tax net operating income$10,827,000460
Securities gains (losses)$03,413
Applicable income taxes$3,952,000434
Income before extraordinary items$6,875,000514
Extraordinary gains, net$021
Net income$6,875,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0001,857
Cash dividends$5,000,000326
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,875,000488
2004-03-31 (YTD Data)Rank
Total interest income$12,259,000588
Total interest expense$2,745,000737
Net interest income$9,514,000535
Provision for loan and lease losses$470,000547
Total noninterest income$1,634,000845
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,019,000421
Trading account gains and fees$0121
Additional Noninterest Income$615,0001,119
Total noninterest expense$5,403,000744
Salaries and employee benefits$3,057,000703
Premises and equipment expense$567,0001,040
Additional noninterest expense$1,779,000709
Pre-tax net operating income$5,275,000466
Securities gains (losses)$02,934
Applicable income taxes$1,991,000435
Income before extraordinary items$3,284,000548
Extraordinary gains, net$016
Net income$3,284,000547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,916
Cash dividends$3,000,000261
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,284,000510
2003-12-31 (YTD Data)Rank
Total interest income$48,267,000581
Total interest expense$10,962,000811
Net interest income$37,305,000525
Provision for loan and lease losses$1,895,000680
Total noninterest income$8,922,000719
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,731,000457
Trading account gains and fees$0160
Additional Noninterest Income$5,191,000741
Total noninterest expense$23,227,000707
Salaries and employee benefits$12,498,000681
Premises and equipment expense$2,373,000956
Additional noninterest expense$8,356,000649
Pre-tax net operating income$21,105,000470
Securities gains (losses)$-92,0009,013
Applicable income taxes$6,315,000512
Income before extraordinary items$14,698,000486
Extraordinary gains, net$054
Net income$14,698,000488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,671
Cash dividends$14,400,000296
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,762,400451
2003-09-30 (YTD Data)Rank
Total interest income$36,256,000597
Total interest expense$8,563,000813
Net interest income$27,693,000536
Provision for loan and lease losses$1,424,000678
Total noninterest income$7,016,000717
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,670,000492
Trading account gains and fees$0153
Additional Noninterest Income$4,346,000706
Total noninterest expense$17,430,000722
Salaries and employee benefits$9,528,000688
Premises and equipment expense$1,767,000979
Additional noninterest expense$6,135,000664
Pre-tax net operating income$15,855,000469
Securities gains (losses)$-105,0009,122
Applicable income taxes$5,035,000505
Income before extraordinary items$10,715,000513
Extraordinary gains, net$040
Net income$10,715,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,866
Cash dividends$10,400,000294
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,786,400473
2003-06-30 (YTD Data)Rank
Total interest income$24,331,000598
Total interest expense$6,170,000774
Net interest income$18,161,000547
Provision for loan and lease losses$953,000662
Total noninterest income$4,254,000763
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,755,000495
Trading account gains and fees$0150
Additional Noninterest Income$2,499,000786
Total noninterest expense$10,574,000777
Salaries and employee benefits$6,223,000702
Premises and equipment expense$1,183,000974
Additional noninterest expense$3,168,000828
Pre-tax net operating income$10,888,000460
Securities gains (losses)$-105,0009,194
Applicable income taxes$4,052,000447
Income before extraordinary items$6,731,000543
Extraordinary gains, net$030
Net income$6,731,000543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,439
Cash dividends$6,800,000266
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,798,200500
2003-03-31 (YTD Data)Rank
Total interest income$12,144,000605
Total interest expense$3,297,000737
Net interest income$8,847,000561
Provision for loan and lease losses$489,000632
Total noninterest income$2,152,000742
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$858,000494
Trading account gains and fees$0134
Additional Noninterest Income$1,294,000737
Total noninterest expense$5,201,000786
Salaries and employee benefits$3,063,000708
Premises and equipment expense$617,000936
Additional noninterest expense$1,521,000830
Pre-tax net operating income$5,309,000468
Securities gains (losses)$-105,0009,262
Applicable income taxes$1,969,000462
Income before extraordinary items$3,235,000552
Extraordinary gains, net$021
Net income$3,235,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,000769
Cash dividends$3,200,000262
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,302,200512
2002-12-31 (YTD Data)Rank
Total interest income$53,029,000586
Total interest expense$16,294,000694
Net interest income$36,735,000536
Provision for loan and lease losses$1,897,000778
Total noninterest income$8,261,000709
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,167,000518
Trading account gains and fees$0153
Additional Noninterest Income$5,094,000679
Total noninterest expense$20,229,000792
Salaries and employee benefits$11,900,000696
Premises and equipment expense$2,468,000879
Additional noninterest expense$5,861,000849
Pre-tax net operating income$22,870,000417
Securities gains (losses)$04,537
Applicable income taxes$8,334,000410
Income before extraordinary items$14,536,000470
Extraordinary gains, net$070
Net income$14,536,000472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,876
Cash dividends$9,800,000369
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,536,000448
2001-12-31 (YTD Data)Rank
Total interest income$64,242,000558
Total interest expense$29,566,000577
Net interest income$34,676,000537
Provision for loan and lease losses$1,680,000815
Total noninterest income$6,874,000767
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,778,000551
Trading account gains and fees$0177
Additional Noninterest Income$4,096,000760
Total noninterest expense$20,331,000750
Salaries and employee benefits$10,962,000688
Premises and equipment expense$2,509,000840
Additional noninterest expense$6,860,000742
Pre-tax net operating income$19,539,000435
Securities gains (losses)$04,612
Applicable income taxes$7,386,000417
Income before extraordinary items$12,153,000498
Extraordinary gains, net$0105
Net income$12,153,000499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,616
Cash dividends$4,500,000663
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,153,000475
2000-12-31 (YTD Data)Rank
Total interest income$64,223,000586
Total interest expense$29,797,000627
Net interest income$34,426,000547
Provision for loan and lease losses$1,390,000815
Total noninterest income$4,527,000994
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,101,000637
Trading account gains and fees$0180
Additional Noninterest Income$2,426,000999
Total noninterest expense$18,443,000806
Salaries and employee benefits$9,759,000719
Premises and equipment expense$2,586,000783
Additional noninterest expense$6,098,000815
Pre-tax net operating income$19,120,000465
Securities gains (losses)$01,956
Applicable income taxes$7,185,000427
Income before extraordinary items$11,935,000493
Extraordinary gains, net$038
Net income$11,935,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$4,000,000747
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,935,000494
1999-12-31 (YTD Data)Rank
Total interest income$51,416,000684
Total interest expense$21,493,000748
Net interest income$29,923,000634
Provision for loan and lease losses$840,0001,139
Total noninterest income$4,390,0001,024
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,677,000791
Trading account gains and fees$0173
Additional Noninterest Income$2,713,000955
Total noninterest expense$17,871,000825
Salaries and employee benefits$9,267,000752
Premises and equipment expense$2,668,000764
Additional noninterest expense$5,936,000852
Pre-tax net operating income$15,602,000586
Securities gains (losses)$27,0001,241
Applicable income taxes$5,840,000544
Income before extraordinary items$9,789,000633
Extraordinary gains, net$035
Net income$9,789,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,132
Cash dividends$8,500,000455
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,771,720621
1998-12-31 (YTD Data)Rank
Total interest income$40,147,000833
Total interest expense$17,894,000887
Net interest income$22,253,000776
Provision for loan and lease losses$570,0001,556
Total noninterest income$3,424,0001,215
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,414,000871
Trading account gains and fees$0224
Additional Noninterest Income$2,010,0001,155
Total noninterest expense$12,369,0001,071
Salaries and employee benefits$6,702,000973
Premises and equipment expense$1,816,0001,059
Additional noninterest expense$3,851,0001,161
Pre-tax net operating income$12,738,000648
Securities gains (losses)$04,449
Applicable income taxes$4,751,000603
Income before extraordinary items$7,987,000711
Extraordinary gains, net$032
Net income$7,987,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,016
Cash dividends$3,000,000967
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,987,000686
1997-12-31 (YTD Data)Rank
Total interest income$32,790,0001,043
Total interest expense$15,294,0001,072
Net interest income$17,496,0001,009
Provision for loan and lease losses$240,0003,015
Total noninterest income$1,945,0001,806
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$877,0001,470
Trading account gains and fees$0239
Additional Noninterest Income$1,068,0001,672
Total noninterest expense$8,974,0001,465
Salaries and employee benefits$5,006,0001,321
Premises and equipment expense$1,443,0001,362
Additional noninterest expense$2,525,0001,681
Pre-tax net operating income$10,227,000804
Securities gains (losses)$03,944
Applicable income taxes$3,829,000754
Income before extraordinary items$6,398,000863
Extraordinary gains, net$044
Net income$6,398,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,947
Cash dividends$1,500,0001,600
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,398,000842
1996-12-31 (YTD Data)Rank
Total interest income$28,203,0001,218
Total interest expense$12,637,0001,277
Net interest income$15,566,0001,159
Provision for loan and lease losses$192,0003,515
Total noninterest income$1,881,0001,940
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$741,0001,831
Trading account gains and fees$0262
Additional Noninterest Income$1,140,0001,652
Total noninterest expense$8,800,0001,610
Salaries and employee benefits$4,639,0001,452
Premises and equipment expense$1,308,0001,553
Additional noninterest expense$2,853,0001,817
Pre-tax net operating income$8,455,000910
Securities gains (losses)$04,148
Applicable income taxes$2,954,000882
Income before extraordinary items$5,501,000963
Extraordinary gains, net$053
Net income$5,501,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,632
Cash dividends$3,300,000882
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,501,000942
1995-12-31 (YTD Data)Rank
Total interest income$26,370,0001,297
Total interest expense$11,986,0001,369
Net interest income$14,384,0001,253
Provision for loan and lease losses$230,0002,756
Total noninterest income$1,600,0002,184
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$653,0002,080
Trading account gains and fees$0522
Additional Noninterest Income$947,0001,868
Total noninterest expense$8,540,0001,650
Salaries and employee benefits$4,343,0001,530
Premises and equipment expense$1,507,0001,365
Additional noninterest expense$2,690,0001,855
Pre-tax net operating income$7,214,0001,085
Securities gains (losses)$03,831
Applicable income taxes$2,708,000986
Income before extraordinary items$4,506,0001,171
Extraordinary gains, net$065
Net income$4,506,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-708,00011,942
Cash dividends$2,700,000997
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,506,0001,153
1994-12-31 (YTD Data)Rank
Total interest income$22,036,0001,408
Total interest expense$8,819,0001,468
Net interest income$13,217,0001,355
Provision for loan and lease losses$175,0003,305
Total noninterest income$1,399,0002,434
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$631,0002,147
Trading account gains and fees$0475
Additional Noninterest Income$768,0002,187
Total noninterest expense$8,737,0001,682
Salaries and employee benefits$4,150,0001,609
Premises and equipment expense$1,753,0001,200
Additional noninterest expense$2,834,0001,908
Pre-tax net operating income$5,704,0001,312
Securities gains (losses)$03,600
Applicable income taxes$2,117,0001,142
Income before extraordinary items$3,587,0001,386
Extraordinary gains, net$0249
Net income$3,587,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,463
Cash dividends$2,000,0001,095
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,587,0001,405
1993-12-31 (YTD Data)Rank
Total interest income$19,452,0001,621
Total interest expense$7,623,0001,732
Net interest income$11,829,0001,522
Provision for loan and lease losses$687,0001,688
Total noninterest income$1,606,0002,311
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$658,0002,071
Trading account gains and fees$0532
Additional Noninterest Income$948,0002,106
Total noninterest expense$8,000,0001,858
Salaries and employee benefits$3,869,0001,735
Premises and equipment expense$1,258,0001,663
Additional noninterest expense$2,873,0001,980
Pre-tax net operating income$4,748,0001,482
Securities gains (losses)$07,477
Applicable income taxes$1,732,0001,372
Income before extraordinary items$3,016,0001,677
Extraordinary gains, net$03,149
Net income$3,016,0001,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0004,303
Cash dividends$1,600,0001,208
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,016,0001,584
1992-12-31 (YTD Data)Rank
Total interest income$19,527,0001,817
Total interest expense$8,073,0002,107
Net interest income$11,454,0001,619
Provision for loan and lease losses$1,128,0001,702
Total noninterest income$1,088,0003,087
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$620,0002,197
Trading account gains and fees$0504
Additional Noninterest Income$468,0003,324
Total noninterest expense$8,066,0001,877
Salaries and employee benefits$3,933,0001,682
Premises and equipment expense$1,303,0001,639
Additional noninterest expense$2,830,0002,092
Pre-tax net operating income$3,348,0001,849
Securities gains (losses)$7,0006,774
Applicable income taxes$1,008,0002,098
Income before extraordinary items$2,347,0001,952
Extraordinary gains, net$01,422
Net income$2,347,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,305,0001,314
Cash dividends$1,200,0001,321
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,342,1001,799

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.