Home > CENTRAL BANK OF ST. LOUIS > Net charge- offs to loans
CENTRAL BANK OF ST. LOUIS, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0664% | 4,541 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,078 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0874% | 4,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 4,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0857% | 4,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4430% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9859% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3603% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1006% | 1,051 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0446% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0998% | 4,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1311% | 4,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1093% | 4,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1298% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0088% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7953% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7924% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3338% | 893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1538% | 1,030 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2442% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2090% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0416% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2867% | 994 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0793% | 4,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0972% | 4,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0579% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3503% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6227% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4352% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2082% | 1,063 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 4,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0384% | 4,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 4,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 4,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0683% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3846% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9253% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3040% | 1,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1859% | 1,051 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 4,208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 4,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7223% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7618% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2666% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1939% | 1,037 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 4,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0920% | 4,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1145% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2525% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8939% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2338% | 1,658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2241% | 1,019 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 4,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,196 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0532% | 4,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 4,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 4,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1539% | 4,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8150% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9198% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9298% | 792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2002% | 1,102 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 4,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0250% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0652% | 4,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1964% | 4,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6577% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4172% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0391% | 653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1939% | 1,084 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0372% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0415% | 4,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2466% | 4,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3869% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8873% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9683% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1776% | 1,060 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0744% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 4,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1293% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3552% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9219% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2114% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 4,925 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 4,281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0617% | 4,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0592% | 4,951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 3,502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0740% | 5,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0468% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9601% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4744% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3888% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0409% | 1,140 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0503% | 4,925 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 3,514 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 4,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4443% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6258% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9284% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2996% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 4,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 4,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1345% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6993% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2866% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0955% | 578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 4,524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3313% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6489% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5986% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7697% | 897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0763% | 5,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.2921% | 4,961 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1121% | 5,338 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 3,704 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1422% | 5,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6676% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5779% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5369% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7263% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4139% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0781% | 5,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.3546% | 5,038 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 5,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0639% | 5,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 3,731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0802% | 5,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2463% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3276% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0258% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7223% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3319% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1044% | 5,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.4069% | 5,086 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0373% | 5,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0911% | 5,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 3,725 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1155% | 5,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1273% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1495% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1182% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3690% | 1,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3930% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0880% | 5,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,738 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0699% | 5,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1721% | 5,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,865 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2184% | 5,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3065% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7682% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5620% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1749% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1898% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 5,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.1678% | 5,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1909% | 5,639 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,909 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2464% | 5,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6264% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2620% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8747% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6913% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8899% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0488% | 5,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.1478% | 5,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0671% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2703% | 5,743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,923 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3525% | 5,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 4,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3097% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5555% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6181% | 1,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9319% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1607% | 5,732 |
| Percentage Net Loans Charged-off:Construction & development | -0.1092% | 5,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5741% | 5,888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7606% | 5,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1336% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3911% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5544% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4495% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,867 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 5,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 5,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 4,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0256% | 5,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0456% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8106% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8333% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3765% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1008% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0459% | 5,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2036% | 5,900 |
| Percentage Net Loans Charged-off:Construction & development | -2.2151% | 5,597 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0504% | 5,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 4,136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3702% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7384% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8105% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5891% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0497% | 1,194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0579% | 5,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1146% | 5,817 |
| Percentage Net Loans Charged-off:Construction & development | -1.3057% | 5,585 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 5,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 5,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0052% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 5,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 4,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6126% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7294% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4607% | 1,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0514% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0436% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0892% | 5,792 |
| Percentage Net Loans Charged-off:Construction & development | -1.0087% | 5,582 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 5,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 4,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4028% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2101% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2909% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0586% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0838% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 4,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6160% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7828% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5909% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1024% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 3,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 3,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0802% | 5,236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 5,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 3,030 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 4,401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3200% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7146% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4060% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2695% | 2,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0777% | 1,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0773% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 5,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.4977% | 5,659 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0542% | 5,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2148% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 4,421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2848% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4230% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5996% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9748% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2029% | 2,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0684% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 2,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 5,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2968% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3923% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6490% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4969% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3606% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1749% | 2,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0490% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 2,503 |
| Percentage Net Loans Charged-off:Construction & development | -0.0294% | 5,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 4,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5278% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4957% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1758% | 2,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0543% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3163% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.7157% | 959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3996% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 4,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0631% | 2,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7171% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9503% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4339% | 2,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0710% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 2,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0036% | 1,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3207% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 3,179 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 4,632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 2,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 4,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8125% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0169% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5238% | 1,690 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0749% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2979% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 1,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4783% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1121% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1489% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 4,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0613% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4100% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7124% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0647% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4077% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4980% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8369% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 4,645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1372% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 5,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8613% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5559% | 1,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0907% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6647% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8154% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 2.2504% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1660% | 2,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8052% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7138% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8364% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1924% | 6,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9109% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2198% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4489% | 2,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0798% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5050% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6127% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 1.3633% | 1,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 2,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8666% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9069% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8524% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2260% | 6,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1331% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6637% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5650% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0783% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6438% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7844% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 1.7938% | 1,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0529% | 2,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8212% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2141% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0347% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3002% | 6,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1004% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1053% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6950% | 1,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0740% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5951% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7274% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 1.3554% | 864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1049% | 1,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2178% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2928% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2368% | 6,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4650% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3384% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0835% | 2,676 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0204% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1320% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2888% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 5.7492% | 865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3519% | 2,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8347% | 644 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5224% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2570% | 1,548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6174% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2959% | 3,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2798% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8453% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5810% | 2,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0413% | 1,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9810% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0963% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 5.8132% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 2,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0250% | 835 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4582% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2826% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5217% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4034% | 2,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5673% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3463% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7742% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0405% | 1,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4116% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5898% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 8.3930% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 2,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5788% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4143% | 1,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6408% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6473% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0656% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6697% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7717% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0306% | 1,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5746% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8386% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 8.6989% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0822% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8199% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1822% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1410% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4151% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0449% | 3,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0218% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7791% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8856% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 1.9892% | 2,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4313% | 2,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3587% | 2,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5548% | 1,204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2841% | 2,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1235% | 6,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0395% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9614% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2486% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9149% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0702% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 2.1709% | 1,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5563% | 1,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4296% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6455% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3472% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3384% | 7,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7429% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1403% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1947% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3434% | 2,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.9376% | 2,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 2,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6052% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9627% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4664% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1707% | 3,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5024% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4226% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1842% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4514% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5047% | 2,038 |
| Percentage Net Loans Charged-off:Construction & development | 1.7444% | 1,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7634% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5313% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4702% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4169% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9208% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1856% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4653% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4843% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | 2.1479% | 2,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 3,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2658% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3527% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3004% | 4,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0559% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7488% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1618% | 1,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9979% | 1,733 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3560% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3476% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 1.6956% | 1,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0621% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0819% | 3,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4602% | 3,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8620% | 2,755 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2435% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1533% | 1,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6584% | 1,698 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4492% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4430% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 2.1520% | 1,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 3,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 2,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6397% | 2,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8154% | 2,674 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0945% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1261% | 1,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7414% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8238% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 4.1912% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 7,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 7,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1840% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0274% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0943% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1296% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 5,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 4,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.1562% | 2,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 2,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1089% | 1,188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1319% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4426% | 2,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8965% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8202% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2085% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4144% | 1,765 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.1798% | 1,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1244% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1803% | 2,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8027% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4396% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2297% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5460% | 1,674 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.2849% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 2,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 3,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7977% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7773% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2094% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.3584% | 712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8070% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6628% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2427% | 768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0901% | 1,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3453% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2209% | 2,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9194% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2981% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2589% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2948% | 1,636 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.1165% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2739% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3142% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9743% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0561% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2271% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3709% | 1,555 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1120% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4184% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4406% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8674% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9731% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1849% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 7,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 7,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8080% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9001% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3398% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1399% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 4,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 2,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4618% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 8,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 3,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2731% | 4,042 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5564% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1359% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2713% | 1,473 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 7,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 7,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 8,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 8,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1643% | 7,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2044% | 3,968 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3396% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1191% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 7,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 7,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0328% | 8,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 8,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2446% | 7,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1733% | 3,819 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8115% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1280% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 6,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2354% | 7,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1709% | 3,221 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0680% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1270% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0360% | 8,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 7,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 3,020 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1807% | 7,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5286% | 3,456 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5776% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6036% | 7,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2877% | 1,359 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0741% | 8,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 7,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 2,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4273% | 8,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5009% | 3,109 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7716% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8587% | 7,631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3826% | 1,313 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0967% | 8,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 7,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 7,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 7,963 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 5,909 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 7,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3385% | 7,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5591% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4170% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3702% | 7,656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0447% | 7,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 7,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.0326% | 7,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 8,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 8,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6733% | 8,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8691% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6240% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0381% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 5,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 8,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1157% | 3,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3978% | 4,330 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7567% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0579% | 1,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4026% | 1,370 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 5,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 8,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 8,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 8,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0213% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 8,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2277% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3384% | 4,179 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4843% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0206% | 1,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 8,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 8,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 8,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0323% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 8,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3686% | 1,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2067% | 4,582 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1949% | 1,097 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0044% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0333% | 7,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 8,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0448% | 8,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 8,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0363% | 8,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1825% | 7,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2770% | 3,659 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2772% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 5,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 3,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 8,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 3,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 2,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1949% | 8,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6434% | 3,592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3392% | 1,409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9108% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7612% | 1,388 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 5,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 8,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1867% | 8,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7317% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7924% | 1,531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5680% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3684% | 1,365 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 4,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 8,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2405% | 8,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9472% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6873% | 1,435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7704% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3087% | 1,323 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 8,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1199% | 7,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7466% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0372% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3330% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3046% | 1,284 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 6,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0756% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 3,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1363% | 8,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2431% | 5,752 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5250% | 1,460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0888% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.1981% | 1,485 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 5,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.7838% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0466% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1529% | 9,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1876% | 9,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 8,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2339% | 5,758 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8236% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1445% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3792% | 1,668 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 7,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 1,336 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3568% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6326% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0020% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5960% | 463 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 6,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0586% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0369% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2314% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5841% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5498% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0072% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2313% | 490 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 5,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0444% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0532% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0636% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3616% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4449% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8413% | 851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1490% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.9864% | 477 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 6,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0601% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0714% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0628% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1703% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0480% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0468% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -6.4192% | 504 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 7,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2415% | 1,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1199% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1777% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3525% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6359% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3395% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0597% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9993% | 525 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2824% | 11,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3983% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6454% | 1,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6052% | 1,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6949% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2060% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4897% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3317% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3006% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6533% | 552 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2133% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1699% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6720% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8211% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4013% | 41 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 8,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4313% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0083% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1120% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3099% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0434% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.2933% | 529 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6552% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |