Home > Central Bank of Sedalia > Income and Expense

Central Bank of Sedalia, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$12,096,000	1,796
Total interest expense	$678,000	2,452
Net interest income	$11,418,000	1,725
Provision for loan and lease losses	$250,000	1,285
Total noninterest income	$4,432,000	1,194
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,080,000	705
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,352,000	1,187
Total noninterest expense	$8,603,000	1,798
Salaries and employee benefits	$3,157,000	2,436
Premises and equipment expense	$598,000	2,344
Additional noninterest expense	$4,848,000	1,082
Pre-tax net operating income	$6,997,000	1,389
Securities gains (losses)	$2,000	1,903
Applicable income taxes	$1,626,000	1,091
Income before extraordinary items	$5,373,000	1,536
Extraordinary gains, net	$0	8
Net income	$5,373,000	1,536
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,373,000	1,536
Net charge-offs	$167,000	863
Cash dividends	$5,200,000	577
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,371,420	1,505
2021-06-30 (YTD Data)		Rank
Total interest income	$7,728,000	1,843
Total interest expense	$504,000	2,365
Net interest income	$7,224,000	1,789
Provision for loan and lease losses	$250,000	1,025
Total noninterest income	$2,742,000	1,251
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$660,000	736
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,082,000	1,259
Total noninterest expense	$5,643,000	1,813
Salaries and employee benefits	$2,120,000	2,414
Premises and equipment expense	$388,000	2,377
Additional noninterest expense	$3,135,000	1,095
Pre-tax net operating income	$4,073,000	1,501
Securities gains (losses)	$-3,000	4,550
Applicable income taxes	$942,000	1,188
Income before extraordinary items	$3,128,000	1,665
Extraordinary gains, net	$0	6
Net income	$3,128,000	1,665
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,128,000	1,665
Net charge-offs	$115,000	855
Cash dividends	$2,000,000	837
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,130,370	1,635
2021-03-31 (YTD Data)		Rank
Total interest income	$3,824,000	1,858
Total interest expense	$259,000	2,393
Net interest income	$3,565,000	1,796
Provision for loan and lease losses	$122,000	1,128
Total noninterest income	$1,367,000	1,247
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$306,000	784
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,061,000	1,228
Total noninterest expense	$2,886,000	1,768
Salaries and employee benefits	$1,098,000	2,343
Premises and equipment expense	$211,000	2,288
Additional noninterest expense	$1,577,000	1,075
Pre-tax net operating income	$1,924,000	1,566
Securities gains (losses)	$-32,000	4,785
Applicable income taxes	$436,000	1,238
Income before extraordinary items	$1,456,000	1,758
Extraordinary gains, net	$0	3
Net income	$1,456,000	1,758
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,456,000	1,758
Net charge-offs	$64,000	742
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,481,280	1,695
2020-12-31 (YTD Data)		Rank
Total interest income	$16,982,000	1,720
Total interest expense	$1,713,000	2,172
Net interest income	$15,269,000	1,630
Provision for loan and lease losses	$698,000	1,944
Total noninterest income	$5,341,000	1,212
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,355,000	742
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,986,000	1,208
Total noninterest expense	$10,572,000	1,879
Salaries and employee benefits	$4,034,000	2,467
Premises and equipment expense	$812,000	2,324
Additional noninterest expense	$5,726,000	1,140
Pre-tax net operating income	$9,340,000	1,120
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,150,000	898
Income before extraordinary items	$7,190,000	1,233
Extraordinary gains, net	$0	4
Net income	$7,190,000	1,234
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,190,000	1,234
Net charge-offs	$314,000	1,254
Cash dividends	$1,800,000	1,621
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,190,000	1,201
2020-09-30 (YTD Data)		Rank
Total interest income	$12,757,000	1,718
Total interest expense	$1,401,000	2,132
Net interest income	$11,356,000	1,625
Provision for loan and lease losses	$656,000	1,715
Total noninterest income	$3,841,000	1,216
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$995,000	745
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,846,000	1,209
Total noninterest expense	$7,895,000	1,859
Salaries and employee benefits	$3,029,000	2,449
Premises and equipment expense	$579,000	2,381
Additional noninterest expense	$4,287,000	1,125
Pre-tax net operating income	$6,646,000	1,129
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,524,000	886
Income before extraordinary items	$5,122,000	1,240
Extraordinary gains, net	$0	4
Net income	$5,122,000	1,240
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,122,000	1,240
Net charge-offs	$246,000	1,133
Cash dividends	$1,800,000	1,191
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,122,000	1,204
2020-06-30 (YTD Data)		Rank
Total interest income	$8,646,000	1,711
Total interest expense	$1,014,000	2,123
Net interest income	$7,632,000	1,611
Provision for loan and lease losses	$397,000	1,817
Total noninterest income	$2,313,000	1,240
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$655,000	763
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,658,000	1,237
Total noninterest expense	$5,233,000	1,871
Salaries and employee benefits	$2,030,000	2,444
Premises and equipment expense	$394,000	2,351
Additional noninterest expense	$2,809,000	1,130
Pre-tax net operating income	$4,315,000	1,108
Securities gains (losses)	$0	2,249
Applicable income taxes	$987,000	840
Income before extraordinary items	$3,328,000	1,209
Extraordinary gains, net	$0	4
Net income	$3,328,000	1,209
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,328,000	1,209
Net charge-offs	$232,000	929
Cash dividends	$1,800,000	873
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,328,000	1,177
2020-03-31 (YTD Data)		Rank
Total interest income	$4,513,000	1,639
Total interest expense	$584,000	2,089
Net interest income	$3,929,000	1,525
Provision for loan and lease losses	$158,000	1,606
Total noninterest income	$1,186,000	1,155
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$378,000	779
Trading account gains and fees	$0	106
Additional Noninterest Income	$808,000	1,127
Total noninterest expense	$2,561,000	1,913
Salaries and employee benefits	$1,021,000	2,449
Premises and equipment expense	$177,000	2,516
Additional noninterest expense	$1,363,000	1,175
Pre-tax net operating income	$2,396,000	916
Securities gains (losses)	$0	1,705
Applicable income taxes	$548,000	696
Income before extraordinary items	$1,848,000	1,000
Extraordinary gains, net	$0	4
Net income	$1,848,000	1,000
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,848,000	1,000
Net charge-offs	$161,000	698
Cash dividends	$1,800,000	553
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,848,000	995
2019-12-31 (YTD Data)		Rank
Total interest income	$18,522,000	1,620
Total interest expense	$2,382,000	2,101
Net interest income	$16,140,000	1,497
Provision for loan and lease losses	$501,000	1,468
Total noninterest income	$5,449,000	1,066
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,589,000	770
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,860,000	988
Total noninterest expense	$10,633,000	1,827
Salaries and employee benefits	$4,350,000	2,308
Premises and equipment expense	$721,000	2,496
Additional noninterest expense	$5,562,000	1,144
Pre-tax net operating income	$10,455,000	1,025
Securities gains (losses)	$0	2,379
Applicable income taxes	$2,581,000	765
Income before extraordinary items	$7,874,000	1,131
Extraordinary gains, net	$0	11
Net income	$7,874,000	1,133
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,874,000	1,133
Net charge-offs	$479,000	1,062
Cash dividends	$7,501,000	588
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,874,000	1,110
2019-09-30 (YTD Data)		Rank
Total interest income	$13,836,000	1,641
Total interest expense	$1,783,000	2,118
Net interest income	$12,053,000	1,521
Provision for loan and lease losses	$409,000	1,333
Total noninterest income	$3,989,000	1,071
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,174,000	777
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,815,000	1,001
Total noninterest expense	$8,017,000	1,816
Salaries and employee benefits	$3,286,000	2,307
Premises and equipment expense	$512,000	2,596
Additional noninterest expense	$4,219,000	1,141
Pre-tax net operating income	$7,616,000	1,063
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,834,000	812
Income before extraordinary items	$5,782,000	1,173
Extraordinary gains, net	$0	11
Net income	$5,782,000	1,175
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,782,000	1,175
Net charge-offs	$334,000	969
Cash dividends	$5,000,000	606
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,782,000	1,149
2019-06-30 (YTD Data)		Rank
Total interest income	$9,122,000	1,658
Total interest expense	$1,143,000	2,148
Net interest income	$7,979,000	1,532
Provision for loan and lease losses	$270,000	1,320
Total noninterest income	$2,704,000	1,034
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$761,000	793
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,943,000	948
Total noninterest expense	$5,308,000	1,827
Salaries and employee benefits	$2,192,000	2,309
Premises and equipment expense	$344,000	2,583
Additional noninterest expense	$2,772,000	1,156
Pre-tax net operating income	$5,105,000	1,032
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,230,000	787
Income before extraordinary items	$3,875,000	1,140
Extraordinary gains, net	$0	11
Net income	$3,875,000	1,140
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,875,000	1,140
Net charge-offs	$221,000	933
Cash dividends	$3,000,000	630
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,875,000	1,120
2019-03-31 (YTD Data)		Rank
Total interest income	$4,453,000	1,683
Total interest expense	$553,000	2,169
Net interest income	$3,900,000	1,571
Provision for loan and lease losses	$134,000	1,282
Total noninterest income	$1,129,000	1,142
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$370,000	800
Trading account gains and fees	$0	126
Additional Noninterest Income	$759,000	1,100
Total noninterest expense	$2,635,000	1,853
Salaries and employee benefits	$1,121,000	2,300
Premises and equipment expense	$183,000	2,517
Additional noninterest expense	$1,331,000	1,185
Pre-tax net operating income	$2,260,000	1,115
Securities gains (losses)	$0	1,087
Applicable income taxes	$541,000	855
Income before extraordinary items	$1,719,000	1,231
Extraordinary gains, net	$0	5
Net income	$1,719,000	1,230
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,719,000	1,230
Net charge-offs	$122,000	803
Cash dividends	$1,500,000	619
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,719,000	1,208
2018-12-31 (YTD Data)		Rank
Total interest income	$16,938,000	1,674
Total interest expense	$1,318,000	2,531
Net interest income	$15,620,000	1,541
Provision for loan and lease losses	$411,000	1,643
Total noninterest income	$4,557,000	1,151
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,554,000	794
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,003,000	1,142
Total noninterest expense	$10,355,000	1,848
Salaries and employee benefits	$4,358,000	2,320
Premises and equipment expense	$664,000	2,662
Additional noninterest expense	$5,333,000	1,186
Pre-tax net operating income	$9,411,000	1,092
Securities gains (losses)	$-3,000	4,159
Applicable income taxes	$2,202,000	827
Income before extraordinary items	$7,206,000	1,188
Extraordinary gains, net	$0	6
Net income	$7,206,000	1,187
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,206,000	1,187
Net charge-offs	$514,000	940
Cash dividends	$7,000,000	555
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,208,370	1,183
2018-09-30 (YTD Data)		Rank
Total interest income	$12,459,000	1,685
Total interest expense	$861,000	2,671
Net interest income	$11,598,000	1,556
Provision for loan and lease losses	$289,000	1,614
Total noninterest income	$3,409,000	1,167
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,145,000	803
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,264,000	1,155
Total noninterest expense	$7,872,000	1,824
Salaries and employee benefits	$3,281,000	2,312
Premises and equipment expense	$499,000	2,674
Additional noninterest expense	$4,092,000	1,162
Pre-tax net operating income	$6,846,000	1,117
Securities gains (losses)	$-4,000	4,587
Applicable income taxes	$1,632,000	840
Income before extraordinary items	$5,210,000	1,225
Extraordinary gains, net	$0	5
Net income	$5,210,000	1,224
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,210,000	1,224
Net charge-offs	$364,000	880
Cash dividends	$4,250,000	611
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,213,160	1,226
2018-06-30 (YTD Data)		Rank
Total interest income	$8,196,000	1,693
Total interest expense	$547,000	2,654
Net interest income	$7,649,000	1,568
Provision for loan and lease losses	$171,000	1,683
Total noninterest income	$2,239,000	1,178
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$751,000	809
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,488,000	1,165
Total noninterest expense	$5,234,000	1,841
Salaries and employee benefits	$2,185,000	2,330
Premises and equipment expense	$324,000	2,742
Additional noninterest expense	$2,725,000	1,160
Pre-tax net operating income	$4,483,000	1,116
Securities gains (losses)	$0	961
Applicable income taxes	$1,069,000	845
Income before extraordinary items	$3,414,000	1,222
Extraordinary gains, net	$0	6
Net income	$3,414,000	1,221
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,414,000	1,221
Net charge-offs	$302,000	724
Cash dividends	$1,500,000	946
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,414,000	1,217
2018-03-31 (YTD Data)		Rank
Total interest income	$4,000,000	1,709
Total interest expense	$265,000	2,653
Net interest income	$3,735,000	1,594
Provision for loan and lease losses	$80,000	1,644
Total noninterest income	$1,083,000	1,203
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$359,000	844
Trading account gains and fees	$0	123
Additional Noninterest Income	$724,000	1,171
Total noninterest expense	$2,598,000	1,873
Salaries and employee benefits	$1,103,000	2,339
Premises and equipment expense	$159,000	2,805
Additional noninterest expense	$1,336,000	1,174
Pre-tax net operating income	$2,140,000	1,138
Securities gains (losses)	$0	735
Applicable income taxes	$510,000	851
Income before extraordinary items	$1,630,000	1,246
Extraordinary gains, net	$0	7
Net income	$1,630,000	1,246
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,630,000	1,246
Net charge-offs	$138,000	711
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,630,000	1,234
2017-12-31 (YTD Data)		Rank
Total interest income	$15,528,000	1,700
Total interest expense	$847,000	2,846
Net interest income	$14,681,000	1,596
Provision for loan and lease losses	$456,000	1,531
Total noninterest income	$4,724,000	1,162
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,610,000	773
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,114,000	1,133
Total noninterest expense	$10,156,000	1,893
Salaries and employee benefits	$4,313,000	2,349
Premises and equipment expense	$732,000	2,589
Additional noninterest expense	$5,111,000	1,225
Pre-tax net operating income	$8,793,000	1,093
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$3,525,000	853
Income before extraordinary items	$5,269,000	1,294
Extraordinary gains, net	$0	9
Net income	$5,269,000	1,294
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,269,000	1,294
Net charge-offs	$441,000	1,176
Cash dividends	$5,500,000	616
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,268,360	1,283
2017-09-30 (YTD Data)		Rank
Total interest income	$11,501,000	1,714
Total interest expense	$609,000	2,891
Net interest income	$10,892,000	1,608
Provision for loan and lease losses	$262,000	1,772
Total noninterest income	$3,512,000	1,195
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,203,000	778
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,309,000	1,158
Total noninterest expense	$7,638,000	1,873
Salaries and employee benefits	$3,279,000	2,330
Premises and equipment expense	$527,000	2,669
Additional noninterest expense	$3,832,000	1,217
Pre-tax net operating income	$6,504,000	1,132
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$2,323,000	835
Income before extraordinary items	$4,182,000	1,336
Extraordinary gains, net	$0	9
Net income	$4,182,000	1,335
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,182,000	1,336
Net charge-offs	$294,000	1,133
Cash dividends	$4,000,000	592
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,181,360	1,314
2017-06-30 (YTD Data)		Rank
Total interest income	$7,531,000	1,736
Total interest expense	$384,000	2,939
Net interest income	$7,147,000	1,628
Provision for loan and lease losses	$169,000	1,741
Total noninterest income	$2,326,000	1,186
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$792,000	779
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,534,000	1,174
Total noninterest expense	$5,058,000	1,889
Salaries and employee benefits	$2,177,000	2,360
Premises and equipment expense	$346,000	2,709
Additional noninterest expense	$2,535,000	1,227
Pre-tax net operating income	$4,246,000	1,135
Securities gains (losses)	$-4,000	5,393
Applicable income taxes	$1,508,000	822
Income before extraordinary items	$2,734,000	1,342
Extraordinary gains, net	$0	11
Net income	$2,734,000	1,340
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,734,000	1,342
Net charge-offs	$136,000	1,303
Cash dividends	$2,500,000	624
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,736,560	1,321
2017-03-31 (YTD Data)		Rank
Total interest income	$3,711,000	1,749
Total interest expense	$186,000	2,989
Net interest income	$3,525,000	1,631
Provision for loan and lease losses	$82,000	1,637
Total noninterest income	$1,095,000	1,238
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$395,000	780
Trading account gains and fees	$0	142
Additional Noninterest Income	$700,000	1,227
Total noninterest expense	$2,529,000	1,907
Salaries and employee benefits	$1,100,000	2,357
Premises and equipment expense	$175,000	2,733
Additional noninterest expense	$1,254,000	1,241
Pre-tax net operating income	$2,009,000	1,168
Securities gains (losses)	$0	1,153
Applicable income taxes	$710,000	845
Income before extraordinary items	$1,299,000	1,365
Extraordinary gains, net	$0	8
Net income	$1,299,000	1,364
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,299,000	1,365
Net charge-offs	$74,000	1,100
Cash dividends	$1,200,000	621
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,299,000	1,348
2016-12-31 (YTD Data)		Rank
Total interest income	$14,713,000	1,720
Total interest expense	$632,000	3,229
Net interest income	$14,081,000	1,590
Provision for loan and lease losses	$252,000	2,171
Total noninterest income	$4,805,000	1,183
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,595,000	793
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,210,000	1,153
Total noninterest expense	$10,154,000	1,881
Salaries and employee benefits	$4,386,000	2,324
Premises and equipment expense	$806,000	2,484
Additional noninterest expense	$4,962,000	1,267
Pre-tax net operating income	$8,480,000	1,053
Securities gains (losses)	$-4,000	5,580
Applicable income taxes	$2,969,000	786
Income before extraordinary items	$5,507,000	1,282
Extraordinary gains, net	$0	5
Net income	$5,507,000	1,281
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,507,000	1,281
Net charge-offs	$253,000	1,698
Cash dividends	$3,900,000	838
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,509,600	1,257
2016-09-30 (YTD Data)		Rank
Total interest income	$10,989,000	1,736
Total interest expense	$469,000	3,253
Net interest income	$10,520,000	1,594
Provision for loan and lease losses	$262,000	1,773
Total noninterest income	$3,650,000	1,167
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,182,000	803
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,468,000	1,135
Total noninterest expense	$7,790,000	1,836
Salaries and employee benefits	$3,337,000	2,290
Premises and equipment expense	$612,000	2,472
Additional noninterest expense	$3,841,000	1,235
Pre-tax net operating income	$6,118,000	1,103
Securities gains (losses)	$-4,000	5,742
Applicable income taxes	$2,132,000	838
Income before extraordinary items	$3,982,000	1,341
Extraordinary gains, net	$0	5
Net income	$3,982,000	1,341
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,982,000	1,341
Net charge-offs	$83,000	2,219
Cash dividends	$3,900,000	619
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,984,600	1,298
2016-06-30 (YTD Data)		Rank
Total interest income	$7,288,000	1,749
Total interest expense	$317,000	3,236
Net interest income	$6,971,000	1,607
Provision for loan and lease losses	$166,000	1,809
Total noninterest income	$2,548,000	1,113
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$771,000	808
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,777,000	1,059
Total noninterest expense	$5,194,000	1,838
Salaries and employee benefits	$2,223,000	2,305
Premises and equipment expense	$423,000	2,412
Additional noninterest expense	$2,548,000	1,247
Pre-tax net operating income	$4,159,000	1,075
Securities gains (losses)	$-4,000	5,836
Applicable income taxes	$1,444,000	812
Income before extraordinary items	$2,711,000	1,311
Extraordinary gains, net	$0	16
Net income	$2,711,000	1,311
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,711,000	1,311
Net charge-offs	$19,000	2,811
Cash dividends	$2,600,000	626
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,713,600	1,269
2016-03-31 (YTD Data)		Rank
Total interest income	$3,613,000	1,766
Total interest expense	$159,000	3,240
Net interest income	$3,454,000	1,625
Provision for loan and lease losses	$80,000	1,699
Total noninterest income	$1,137,000	1,186
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$375,000	825
Trading account gains and fees	$0	142
Additional Noninterest Income	$762,000	1,132
Total noninterest expense	$2,523,000	1,887
Salaries and employee benefits	$1,098,000	2,332
Premises and equipment expense	$195,000	2,584
Additional noninterest expense	$1,230,000	1,279
Pre-tax net operating income	$1,988,000	1,093
Securities gains (losses)	$-4,000	5,921
Applicable income taxes	$685,000	830
Income before extraordinary items	$1,299,000	1,327
Extraordinary gains, net	$0	12
Net income	$1,299,000	1,326
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,299,000	1,328
Net charge-offs	$2,000	2,815
Cash dividends	$1,100,000	679
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,301,600	1,289
2015-12-31 (YTD Data)		Rank
Total interest income	$14,057,000	1,760
Total interest expense	$617,000	3,334
Net interest income	$13,440,000	1,633
Provision for loan and lease losses	$241,000	2,130
Total noninterest income	$4,558,000	1,198
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,572,000	817
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,986,000	1,162
Total noninterest expense	$9,989,000	1,895
Salaries and employee benefits	$4,339,000	2,314
Premises and equipment expense	$774,000	2,619
Additional noninterest expense	$4,876,000	1,294
Pre-tax net operating income	$7,768,000	1,099
Securities gains (losses)	$7,000	2,729
Applicable income taxes	$2,667,000	822
Income before extraordinary items	$5,108,000	1,326
Extraordinary gains, net	$0	23
Net income	$5,108,000	1,326
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,108,000	1,326
Net charge-offs	$184,000	2,060
Cash dividends	$4,875,000	686
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,103,380	1,306
2015-09-30 (YTD Data)		Rank
Total interest income	$10,469,000	1,793
Total interest expense	$461,000	3,378
Net interest income	$10,008,000	1,658
Provision for loan and lease losses	$218,000	1,883
Total noninterest income	$3,332,000	1,222
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,161,000	835
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,171,000	1,211
Total noninterest expense	$7,532,000	1,888
Salaries and employee benefits	$3,266,000	2,319
Premises and equipment expense	$551,000	2,769
Additional noninterest expense	$3,715,000	1,278
Pre-tax net operating income	$5,590,000	1,156
Securities gains (losses)	$7,000	2,511
Applicable income taxes	$1,908,000	875
Income before extraordinary items	$3,689,000	1,387
Extraordinary gains, net	$0	21
Net income	$3,689,000	1,388
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,689,000	1,388
Net charge-offs	$81,000	2,360
Cash dividends	$3,550,000	633
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,684,380	1,358
2015-06-30 (YTD Data)		Rank
Total interest income	$6,949,000	1,799
Total interest expense	$302,000	3,439
Net interest income	$6,647,000	1,669
Provision for loan and lease losses	$193,000	1,554
Total noninterest income	$2,169,000	1,258
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$741,000	855
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,428,000	1,219
Total noninterest expense	$4,981,000	1,914
Salaries and employee benefits	$2,179,000	2,327
Premises and equipment expense	$342,000	2,904
Additional noninterest expense	$2,460,000	1,288
Pre-tax net operating income	$3,642,000	1,166
Securities gains (losses)	$7,000	2,148
Applicable income taxes	$1,238,000	882
Income before extraordinary items	$2,411,000	1,384
Extraordinary gains, net	$0	22
Net income	$2,411,000	1,386
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,411,000	1,385
Net charge-offs	$-21,000	5,481
Cash dividends	$2,225,000	643
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,406,380	1,348
2015-03-31 (YTD Data)		Rank
Total interest income	$3,446,000	1,812
Total interest expense	$150,000	3,471
Net interest income	$3,296,000	1,679
Provision for loan and lease losses	$98,000	1,489
Total noninterest income	$991,000	1,305
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$346,000	887
Trading account gains and fees	$0	152
Additional Noninterest Income	$645,000	1,259
Total noninterest expense	$2,402,000	1,984
Salaries and employee benefits	$1,065,000	2,374
Premises and equipment expense	$168,000	2,968
Additional noninterest expense	$1,169,000	1,322
Pre-tax net operating income	$1,787,000	1,150
Securities gains (losses)	$0	2,027
Applicable income taxes	$605,000	892
Income before extraordinary items	$1,182,000	1,392
Extraordinary gains, net	$0	13
Net income	$1,182,000	1,394
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,182,000	1,394
Net charge-offs	$-21,000	5,688
Cash dividends	$1,625,000	440
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,182,000	1,349
2014-12-31 (YTD Data)		Rank
Total interest income	$14,244,000	1,766
Total interest expense	$726,000	3,235
Net interest income	$13,518,000	1,641
Provision for loan and lease losses	$98,000	3,257
Total noninterest income	$4,437,000	1,191
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,556,000	856
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,881,000	1,116
Total noninterest expense	$9,701,000	1,953
Salaries and employee benefits	$4,289,000	2,344
Premises and equipment expense	$733,000	2,823
Additional noninterest expense	$4,679,000	1,370
Pre-tax net operating income	$8,156,000	1,009
Securities gains (losses)	$51,000	1,723
Applicable income taxes	$2,781,000	766
Income before extraordinary items	$5,426,000	1,209
Extraordinary gains, net	$0	17
Net income	$5,426,000	1,206
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,426,000	1,208
Net charge-offs	$427,000	1,644
Cash dividends	$5,125,000	583
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,392,340	1,188
2014-09-30 (YTD Data)		Rank
Total interest income	$10,636,000	1,787
Total interest expense	$568,000	3,208
Net interest income	$10,068,000	1,655
Provision for loan and lease losses	$384,000	1,417
Total noninterest income	$3,161,000	1,241
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,149,000	878
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,012,000	1,197
Total noninterest expense	$7,366,000	1,929
Salaries and employee benefits	$3,244,000	2,332
Premises and equipment expense	$548,000	2,860
Additional noninterest expense	$3,574,000	1,351
Pre-tax net operating income	$5,479,000	1,125
Securities gains (losses)	$51,000	1,437
Applicable income taxes	$1,843,000	861
Income before extraordinary items	$3,687,000	1,315
Extraordinary gains, net	$0	15
Net income	$3,687,000	1,315
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,687,000	1,315
Net charge-offs	$181,000	2,105
Cash dividends	$3,500,000	597
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,652,830	1,306
2014-06-30 (YTD Data)		Rank
Total interest income	$7,039,000	1,789
Total interest expense	$398,000	3,142
Net interest income	$6,641,000	1,658
Provision for loan and lease losses	$323,000	1,175
Total noninterest income	$2,054,000	1,262
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$749,000	884
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,305,000	1,202
Total noninterest expense	$4,874,000	1,943
Salaries and employee benefits	$2,160,000	2,335
Premises and equipment expense	$373,000	2,843
Additional noninterest expense	$2,341,000	1,376
Pre-tax net operating income	$3,498,000	1,133
Securities gains (losses)	$53,000	1,133
Applicable income taxes	$1,174,000	859
Income before extraordinary items	$2,377,000	1,317
Extraordinary gains, net	$0	20
Net income	$2,377,000	1,317
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,377,000	1,318
Net charge-offs	$137,000	1,925
Cash dividends	$2,250,000	590
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,341,490	1,314
2014-03-31 (YTD Data)		Rank
Total interest income	$3,466,000	1,801
Total interest expense	$206,000	3,104
Net interest income	$3,260,000	1,677
Provision for loan and lease losses	$161,000	1,145
Total noninterest income	$990,000	1,258
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$367,000	889
Trading account gains and fees	$0	147
Additional Noninterest Income	$623,000	1,215
Total noninterest expense	$2,424,000	1,960
Salaries and employee benefits	$1,078,000	2,349
Premises and equipment expense	$192,000	2,830
Additional noninterest expense	$1,154,000	1,379
Pre-tax net operating income	$1,665,000	1,155
Securities gains (losses)	$3,000	1,458
Applicable income taxes	$544,000	879
Income before extraordinary items	$1,124,000	1,352
Extraordinary gains, net	$0	16
Net income	$1,124,000	1,354
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,124,000	1,354
Net charge-offs	$38,000	2,059
Cash dividends	$1,000,000	600
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,121,990	1,327
2013-12-31 (YTD Data)		Rank
Total interest income	$15,048,000	1,658
Total interest expense	$1,070,000	2,810
Net interest income	$13,978,000	1,557
Provision for loan and lease losses	$794,000	1,344
Total noninterest income	$4,947,000	1,139
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,566,000	887
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,381,000	1,065
Total noninterest expense	$9,929,000	1,911
Salaries and employee benefits	$4,520,000	2,248
Premises and equipment expense	$812,000	2,671
Additional noninterest expense	$4,597,000	1,447
Pre-tax net operating income	$8,202,000	935
Securities gains (losses)	$499,000	453
Applicable income taxes	$2,950,000	674
Income before extraordinary items	$5,751,000	1,078
Extraordinary gains, net	$0	29
Net income	$5,751,000	1,080
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,751,000	1,080
Net charge-offs	$650,000	1,717
Cash dividends	$5,500,000	518
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,421,660	1,115
2013-09-30 (YTD Data)		Rank
Total interest income	$11,402,000	1,651
Total interest expense	$852,000	2,767
Net interest income	$10,550,000	1,557
Provision for loan and lease losses	$779,000	1,081
Total noninterest income	$3,717,000	1,163
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,164,000	894
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,553,000	1,089
Total noninterest expense	$7,612,000	1,872
Salaries and employee benefits	$3,406,000	2,239
Premises and equipment expense	$608,000	2,699
Additional noninterest expense	$3,598,000	1,391
Pre-tax net operating income	$5,876,000	985
Securities gains (losses)	$499,000	411
Applicable income taxes	$2,145,000	694
Income before extraordinary items	$4,230,000	1,104
Extraordinary gains, net	$0	25
Net income	$4,230,000	1,106
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,230,000	1,106
Net charge-offs	$428,000	1,766
Cash dividends	$3,750,000	533
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,900,660	1,156
2013-06-30 (YTD Data)		Rank
Total interest income	$7,699,000	1,632
Total interest expense	$611,000	2,670
Net interest income	$7,088,000	1,522
Provision for loan and lease losses	$615,000	973
Total noninterest income	$2,436,000	1,184
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$728,000	931
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,708,000	1,090
Total noninterest expense	$5,008,000	1,902
Salaries and employee benefits	$2,219,000	2,289
Premises and equipment expense	$388,000	2,807
Additional noninterest expense	$2,401,000	1,377
Pre-tax net operating income	$3,901,000	968
Securities gains (losses)	$455,000	399
Applicable income taxes	$1,461,000	688
Income before extraordinary items	$2,895,000	1,074
Extraordinary gains, net	$0	22
Net income	$2,895,000	1,075
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,895,000	1,077
Net charge-offs	$307,000	1,667
Cash dividends	$2,500,000	509
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,594,700	1,126
2013-03-31 (YTD Data)		Rank
Total interest income	$3,902,000	1,618
Total interest expense	$323,000	2,630
Net interest income	$3,579,000	1,514
Provision for loan and lease losses	$382,000	837
Total noninterest income	$1,212,000	1,172
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$354,000	936
Trading account gains and fees	$0	148
Additional Noninterest Income	$858,000	1,090
Total noninterest expense	$2,431,000	1,965
Salaries and employee benefits	$1,094,000	2,331
Premises and equipment expense	$188,000	2,879
Additional noninterest expense	$1,149,000	1,417
Pre-tax net operating income	$1,978,000	946
Securities gains (losses)	$0	1,966
Applicable income taxes	$655,000	732
Income before extraordinary items	$1,323,000	1,131
Extraordinary gains, net	$0	10
Net income	$1,323,000	1,132
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,323,000	1,133
Net charge-offs	$125,000	1,720
Cash dividends	$1,250,000	435
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,323,000	1,075
2012-12-31 (YTD Data)		Rank
Total interest income	$16,205,000	1,637
Total interest expense	$1,489,000	2,733
Net interest income	$14,716,000	1,488
Provision for loan and lease losses	$1,544,000	1,295
Total noninterest income	$5,183,000	1,129
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,671,000	844
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,512,000	1,054
Total noninterest expense	$9,985,000	1,914
Salaries and employee benefits	$4,545,000	2,198
Premises and equipment expense	$817,000	2,691
Additional noninterest expense	$4,623,000	1,459
Pre-tax net operating income	$8,370,000	855
Securities gains (losses)	$30,000	3,019
Applicable income taxes	$2,768,000	655
Income before extraordinary items	$5,632,000	1,056
Extraordinary gains, net	$0	29
Net income	$5,632,000	1,056
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,632,000	1,056
Net charge-offs	$707,000	2,220
Cash dividends	$5,550,000	523
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,611,900	1,003
2012-09-30 (YTD Data)		Rank
Total interest income	$12,299,000	1,652
Total interest expense	$1,165,000	2,745
Net interest income	$11,134,000	1,497
Provision for loan and lease losses	$1,051,000	1,388
Total noninterest income	$3,680,000	1,154
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,267,000	838
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,413,000	1,100
Total noninterest expense	$7,547,000	1,901
Salaries and employee benefits	$3,384,000	2,201
Premises and equipment expense	$620,000	2,704
Additional noninterest expense	$3,543,000	1,435
Pre-tax net operating income	$6,216,000	892
Securities gains (losses)	$32,000	2,680
Applicable income taxes	$2,045,000	690
Income before extraordinary items	$4,203,000	1,084
Extraordinary gains, net	$0	20
Net income	$4,203,000	1,085
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,203,000	1,085
Net charge-offs	$412,000	2,429
Cash dividends	$2,800,000	589
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,181,560	1,027
2012-06-30 (YTD Data)		Rank
Total interest income	$8,239,000	1,653
Total interest expense	$801,000	2,768
Net interest income	$7,438,000	1,500
Provision for loan and lease losses	$655,000	1,478
Total noninterest income	$2,441,000	1,145
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$864,000	804
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,577,000	1,096
Total noninterest expense	$4,995,000	1,926
Salaries and employee benefits	$2,309,000	2,150
Premises and equipment expense	$415,000	2,699
Additional noninterest expense	$2,271,000	1,492
Pre-tax net operating income	$4,229,000	862
Securities gains (losses)	$32,000	2,302
Applicable income taxes	$1,420,000	672
Income before extraordinary items	$2,841,000	1,059
Extraordinary gains, net	$0	19
Net income	$2,841,000	1,059
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,841,000	1,059
Net charge-offs	$287,000	2,371
Cash dividends	$2,800,000	400
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,819,560	1,003
2012-03-31 (YTD Data)		Rank
Total interest income	$4,065,000	1,687
Total interest expense	$410,000	2,818
Net interest income	$3,655,000	1,526
Provision for loan and lease losses	$314,000	1,458
Total noninterest income	$1,261,000	1,111
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$441,000	789
Trading account gains and fees	$0	148
Additional Noninterest Income	$820,000	1,059
Total noninterest expense	$2,526,000	1,898
Salaries and employee benefits	$1,182,000	2,109
Premises and equipment expense	$211,000	2,689
Additional noninterest expense	$1,133,000	1,488
Pre-tax net operating income	$2,076,000	864
Securities gains (losses)	$2,000	2,023
Applicable income taxes	$693,000	664
Income before extraordinary items	$1,385,000	1,073
Extraordinary gains, net	$0	19
Net income	$1,385,000	1,075
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,385,000	1,074
Net charge-offs	$53,000	2,973
Cash dividends	$1,200,000	397
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,383,660	1,009
2011-12-31 (YTD Data)		Rank
Total interest income	$14,360,000	1,964
Total interest expense	$1,834,000	2,950
Net interest income	$12,526,000	1,784
Provision for loan and lease losses	$1,127,000	2,244
Total noninterest income	$3,905,000	1,250
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,650,000	889
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,255,000	1,249
Total noninterest expense	$9,248,000	2,068
Salaries and employee benefits	$4,139,000	2,328
Premises and equipment expense	$857,000	2,757
Additional noninterest expense	$4,252,000	1,606
Pre-tax net operating income	$6,056,000	992
Securities gains (losses)	$-20,000	6,928
Applicable income taxes	$2,025,000	778
Income before extraordinary items	$4,011,000	1,255
Extraordinary gains, net	$0	29
Net income	$4,011,000	1,255
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,011,000	1,255
Net charge-offs	$1,061,000	2,284
Cash dividends	$4,050,000	517
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,024,200	1,176
2011-09-30 (YTD Data)		Rank
Total interest income	$10,271,000	2,061
Total interest expense	$1,398,000	3,028
Net interest income	$8,873,000	1,871
Provision for loan and lease losses	$611,000	2,617
Total noninterest income	$2,763,000	1,291
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,207,000	920
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,556,000	1,309
Total noninterest expense	$6,234,000	2,295
Salaries and employee benefits	$2,738,000	2,635
Premises and equipment expense	$572,000	3,036
Additional noninterest expense	$2,924,000	1,741
Pre-tax net operating income	$4,791,000	969
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,652,000	725
Income before extraordinary items	$3,139,000	1,238
Extraordinary gains, net	$0	21
Net income	$3,139,000	1,237
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,139,000	1,238
Net charge-offs	$675,000	2,329
Cash dividends	$1,800,000	704
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,139,000	1,163
2011-06-30 (YTD Data)		Rank
Total interest income	$6,758,000	2,113
Total interest expense	$966,000	3,036
Net interest income	$5,792,000	1,906
Provision for loan and lease losses	$401,000	2,588
Total noninterest income	$1,818,000	1,311
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$776,000	945
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,042,000	1,302
Total noninterest expense	$4,152,000	2,322
Salaries and employee benefits	$1,827,000	2,642
Premises and equipment expense	$377,000	3,082
Additional noninterest expense	$1,948,000	1,764
Pre-tax net operating income	$3,057,000	989
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,064,000	722
Income before extraordinary items	$1,993,000	1,258
Extraordinary gains, net	$0	15
Net income	$1,993,000	1,258
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,993,000	1,258
Net charge-offs	$606,000	1,943
Cash dividends	$1,800,000	466
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,993,000	1,198
2011-03-31 (YTD Data)		Rank
Total interest income	$3,357,000	2,131
Total interest expense	$500,000	3,043
Net interest income	$2,857,000	1,930
Provision for loan and lease losses	$196,000	2,473
Total noninterest income	$901,000	1,311
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$374,000	961
Trading account gains and fees	$0	158
Additional Noninterest Income	$527,000	1,301
Total noninterest expense	$2,068,000	2,353
Salaries and employee benefits	$899,000	2,699
Premises and equipment expense	$166,000	3,447
Additional noninterest expense	$1,003,000	1,709
Pre-tax net operating income	$1,494,000	1,013
Securities gains (losses)	$0	1,772
Applicable income taxes	$526,000	714
Income before extraordinary items	$968,000	1,276
Extraordinary gains, net	$0	9
Net income	$968,000	1,275
Minority interest net income	$0	86
Net income of bank and minority interests.	$968,000	1,276
Net charge-offs	$84,000	2,913
Cash dividends	$900,000	427
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$968,000	1,236
2010-12-31 (YTD Data)		Rank
Total interest income	$14,288,000	2,106
Total interest expense	$2,532,000	2,960
Net interest income	$11,756,000	1,869
Provision for loan and lease losses	$950,000	3,143
Total noninterest income	$4,057,000	1,252
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,731,000	882
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,326,000	1,272
Total noninterest expense	$8,343,000	2,318
Salaries and employee benefits	$3,600,000	2,654
Premises and equipment expense	$712,000	3,254
Additional noninterest expense	$4,031,000	1,789
Pre-tax net operating income	$6,520,000	816
Securities gains (losses)	$3,000	3,556
Applicable income taxes	$2,359,000	640
Income before extraordinary items	$4,164,000	1,037
Extraordinary gains, net	$0	29
Net income	$4,164,000	1,039
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,164,000	1,040
Net charge-offs	$494,000	3,673
Cash dividends	$2,400,000	694
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,162,080	996
2010-09-30 (YTD Data)		Rank
Total interest income	$10,853,000	2,123
Total interest expense	$1,984,000	2,971
Net interest income	$8,869,000	1,887
Provision for loan and lease losses	$628,000	3,177
Total noninterest income	$2,869,000	1,291
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,300,000	906
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,569,000	1,300
Total noninterest expense	$6,405,000	2,267
Salaries and employee benefits	$2,706,000	2,657
Premises and equipment expense	$504,000	3,468
Additional noninterest expense	$3,195,000	1,668
Pre-tax net operating income	$4,705,000	892
Securities gains (losses)	$3,000	3,393
Applicable income taxes	$1,699,000	678
Income before extraordinary items	$3,009,000	1,123
Extraordinary gains, net	$0	23
Net income	$3,009,000	1,126
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,009,000	1,126
Net charge-offs	$400,000	3,355
Cash dividends	$1,800,000	599
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,007,080	1,083
2010-06-30 (YTD Data)		Rank
Total interest income	$7,262,000	2,145
Total interest expense	$1,374,000	2,983
Net interest income	$5,888,000	1,898
Provision for loan and lease losses	$400,000	3,175
Total noninterest income	$1,762,000	1,344
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$846,000	934
Trading account gains and fees	$0	152
Additional Noninterest Income	$916,000	1,376
Total noninterest expense	$4,186,000	2,309
Salaries and employee benefits	$1,788,000	2,708
Premises and equipment expense	$336,000	3,498
Additional noninterest expense	$2,062,000	1,712
Pre-tax net operating income	$3,064,000	889
Securities gains (losses)	$3,000	2,902
Applicable income taxes	$1,098,000	666
Income before extraordinary items	$1,969,000	1,133
Extraordinary gains, net	$0	19
Net income	$1,969,000	1,132
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,969,000	1,134
Net charge-offs	$231,000	3,373
Cash dividends	$1,200,000	577
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,967,080	1,089
2010-03-31 (YTD Data)		Rank
Total interest income	$3,614,000	2,219
Total interest expense	$710,000	3,030
Net interest income	$2,904,000	1,954
Provision for loan and lease losses	$223,000	2,869
Total noninterest income	$874,000	1,365
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$397,000	993
Trading account gains and fees	$0	175
Additional Noninterest Income	$477,000	1,342
Total noninterest expense	$2,102,000	2,321
Salaries and employee benefits	$889,000	2,762
Premises and equipment expense	$167,000	3,595
Additional noninterest expense	$1,046,000	1,675
Pre-tax net operating income	$1,453,000	930
Securities gains (losses)	$0	2,284
Applicable income taxes	$521,000	686
Income before extraordinary items	$932,000	1,173
Extraordinary gains, net	$0	16
Net income	$932,000	1,175
Minority interest net income	$0	91
Net income of bank and minority interests.	$932,000	1,175
Net charge-offs	$193,000	2,472
Cash dividends	$600,000	554
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$932,000	1,144
2009-12-31 (YTD Data)		Rank
Total interest income	$15,000,000	2,224
Total interest expense	$3,468,000	3,072
Net interest income	$11,532,000	1,920
Provision for loan and lease losses	$1,298,000	3,096
Total noninterest income	$4,050,000	1,290
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,855,000	940
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,195,000	1,284
Total noninterest expense	$7,981,000	2,468
Salaries and employee benefits	$3,624,000	2,691
Premises and equipment expense	$723,000	3,375
Additional noninterest expense	$3,634,000	2,005
Pre-tax net operating income	$6,303,000	687
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,271,000	512
Income before extraordinary items	$4,032,000	859
Extraordinary gains, net	$0	34
Net income	$4,032,000	857
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,032,000	858
Net charge-offs	$1,004,000	2,851
Cash dividends	$3,600,000	481
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,032,000	854
2009-09-30 (YTD Data)		Rank
Total interest income	$11,275,000	2,251
Total interest expense	$2,679,000	3,124
Net interest income	$8,596,000	1,926
Provision for loan and lease losses	$692,000	3,303
Total noninterest income	$3,066,000	1,295
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,390,000	935
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,676,000	1,294
Total noninterest expense	$6,133,000	2,417
Salaries and employee benefits	$2,678,000	2,751
Premises and equipment expense	$544,000	3,413
Additional noninterest expense	$2,911,000	1,837
Pre-tax net operating income	$4,837,000	697
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,742,000	530
Income before extraordinary items	$3,095,000	878
Extraordinary gains, net	$0	27
Net income	$3,095,000	879
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,095,000	879
Net charge-offs	$665,000	2,689
Cash dividends	$3,000,000	406
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,095,000	867
2009-06-30 (YTD Data)		Rank
Total interest income	$7,515,000	2,289
Total interest expense	$1,816,000	3,199
Net interest income	$5,699,000	1,927
Provision for loan and lease losses	$381,000	3,352
Total noninterest income	$2,104,000	1,289
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$906,000	937
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,198,000	1,265
Total noninterest expense	$4,026,000	2,484
Salaries and employee benefits	$1,773,000	2,812
Premises and equipment expense	$330,000	3,669
Additional noninterest expense	$1,923,000	1,865
Pre-tax net operating income	$3,396,000	678
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,225,000	511
Income before extraordinary items	$2,171,000	872
Extraordinary gains, net	$0	21
Net income	$2,171,000	872
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,171,000	872
Net charge-offs	$201,000	3,411
Cash dividends	$2,100,000	420
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,171,000	843
2009-03-31 (YTD Data)		Rank
Total interest income	$3,797,000	2,302
Total interest expense	$922,000	3,277
Net interest income	$2,875,000	1,905
Provision for loan and lease losses	$152,000	3,191
Total noninterest income	$1,017,000	1,266
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$434,000	956
Trading account gains and fees	$0	171
Additional Noninterest Income	$583,000	1,259
Total noninterest expense	$1,891,000	2,555
Salaries and employee benefits	$895,000	2,825
Premises and equipment expense	$162,000	3,754
Additional noninterest expense	$834,000	1,922
Pre-tax net operating income	$1,849,000	670
Securities gains (losses)	$0	2,434
Applicable income taxes	$669,000	495
Income before extraordinary items	$1,180,000	901
Extraordinary gains, net	$0	15
Net income	$1,180,000	901
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,180,000	903
Net charge-offs	$72,000	3,207
Cash dividends	$1,050,000	414
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,180,000	840
2008-12-31 (YTD Data)		Rank
Total interest income	$17,012,000	2,224
Total interest expense	$5,542,000	2,704
Net interest income	$11,470,000	1,936
Provision for loan and lease losses	$879,000	2,904
Total noninterest income	$3,566,000	1,384
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,898,000	946
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,668,000	1,484
Total noninterest expense	$7,578,000	2,493
Salaries and employee benefits	$3,667,000	2,709
Premises and equipment expense	$736,000	3,386
Additional noninterest expense	$3,175,000	1,914
Pre-tax net operating income	$6,579,000	845
Securities gains (losses)	$0	3,220
Applicable income taxes	$2,359,000	582
Income before extraordinary items	$4,220,000	969
Extraordinary gains, net	$0	39
Net income	$4,220,000	969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$695,000	2,378
Cash dividends	$4,000,000	688
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,220,000	1,048
2008-09-30 (YTD Data)		Rank
Total interest income	$13,068,000	2,227
Total interest expense	$4,519,000	2,600
Net interest income	$8,549,000	1,971
Provision for loan and lease losses	$371,000	3,199
Total noninterest income	$2,750,000	1,398
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,434,000	932
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,316,000	1,491
Total noninterest expense	$5,820,000	2,431
Salaries and employee benefits	$2,762,000	2,724
Premises and equipment expense	$544,000	3,441
Additional noninterest expense	$2,514,000	1,767
Pre-tax net operating income	$5,108,000	991
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,836,000	697
Income before extraordinary items	$3,272,000	1,121
Extraordinary gains, net	$0	31
Net income	$3,272,000	1,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,479
Cash dividends	$3,200,000	676
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,272,000	1,203
2008-06-30 (YTD Data)		Rank
Total interest income	$8,958,000	2,193
Total interest expense	$3,291,000	2,497
Net interest income	$5,667,000	1,973
Provision for loan and lease losses	$221,000	2,995
Total noninterest income	$1,828,000	1,421
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$942,000	929
Trading account gains and fees	$0	149
Additional Noninterest Income	$886,000	1,539
Total noninterest expense	$3,900,000	2,429
Salaries and employee benefits	$1,871,000	2,723
Premises and equipment expense	$362,000	3,470
Additional noninterest expense	$1,667,000	1,753
Pre-tax net operating income	$3,374,000	1,062
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,211,000	796
Income before extraordinary items	$2,163,000	1,273
Extraordinary gains, net	$0	21
Net income	$2,163,000	1,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	3,355
Cash dividends	$2,000,000	774
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,163,000	1,253
2008-03-31 (YTD Data)		Rank
Total interest income	$4,599,000	2,194
Total interest expense	$1,835,000	2,412
Net interest income	$2,764,000	2,016
Provision for loan and lease losses	$105,000	2,634
Total noninterest income	$822,000	1,535
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$440,000	984
Trading account gains and fees	$0	158
Additional Noninterest Income	$382,000	1,686
Total noninterest expense	$1,977,000	2,393
Salaries and employee benefits	$982,000	2,623
Premises and equipment expense	$185,000	3,427
Additional noninterest expense	$810,000	1,756
Pre-tax net operating income	$1,504,000	1,261
Securities gains (losses)	$0	2,688
Applicable income taxes	$536,000	955
Income before extraordinary items	$968,000	1,541
Extraordinary gains, net	$0	15
Net income	$968,000	1,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	1,774
Cash dividends	$800,000	908
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$968,000	1,489
2007-12-31 (YTD Data)		Rank
Total interest income	$18,305,000	2,248
Total interest expense	$8,208,000	2,268
Net interest income	$10,097,000	2,227
Provision for loan and lease losses	$472,000	2,429
Total noninterest income	$3,429,000	1,482
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,806,000	982
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,623,000	1,586
Total noninterest expense	$7,463,000	2,448
Salaries and employee benefits	$3,793,000	2,617
Premises and equipment expense	$683,000	3,501
Additional noninterest expense	$2,987,000	1,844
Pre-tax net operating income	$5,591,000	1,494
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,009,000	1,131
Income before extraordinary items	$3,582,000	1,757
Extraordinary gains, net	$0	39
Net income	$3,582,000	1,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$707,000	1,324
Cash dividends	$3,200,000	1,124
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,582,000	1,748
2007-09-30 (YTD Data)		Rank
Total interest income	$13,609,000	2,283
Total interest expense	$6,149,000	2,281
Net interest income	$7,460,000	2,265
Provision for loan and lease losses	$331,000	2,164
Total noninterest income	$2,610,000	1,463
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,342,000	979
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,268,000	1,539
Total noninterest expense	$5,672,000	2,386
Salaries and employee benefits	$2,851,000	2,599
Premises and equipment expense	$489,000	3,607
Additional noninterest expense	$2,332,000	1,734
Pre-tax net operating income	$4,067,000	1,648
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,465,000	1,250
Income before extraordinary items	$2,602,000	1,939
Extraordinary gains, net	$0	33
Net income	$2,602,000	1,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$299,000	1,537
Cash dividends	$2,400,000	1,055
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,602,000	1,930
2007-06-30 (YTD Data)		Rank
Total interest income	$8,905,000	2,336
Total interest expense	$3,975,000	2,340
Net interest income	$4,930,000	2,309
Provision for loan and lease losses	$183,000	2,287
Total noninterest income	$1,601,000	1,589
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$880,000	1,004
Trading account gains and fees	$0	168
Additional Noninterest Income	$721,000	1,735
Total noninterest expense	$3,675,000	2,480
Salaries and employee benefits	$1,833,000	2,714
Premises and equipment expense	$316,000	3,712
Additional noninterest expense	$1,526,000	1,779
Pre-tax net operating income	$2,673,000	1,715
Securities gains (losses)	$0	1,444
Applicable income taxes	$969,000	1,302
Income before extraordinary items	$1,704,000	2,010
Extraordinary gains, net	$0	29
Net income	$1,704,000	2,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	1,084
Cash dividends	$1,600,000	1,051
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,704,000	1,988
2007-03-31 (YTD Data)		Rank
Total interest income	$4,407,000	2,357
Total interest expense	$1,970,000	2,342
Net interest income	$2,437,000	2,337
Provision for loan and lease losses	$74,000	2,544
Total noninterest income	$743,000	1,658
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$402,000	1,066
Trading account gains and fees	$0	195
Additional Noninterest Income	$341,000	1,787
Total noninterest expense	$1,837,000	2,493
Salaries and employee benefits	$932,000	2,711
Premises and equipment expense	$155,000	3,786
Additional noninterest expense	$750,000	1,780
Pre-tax net operating income	$1,269,000	1,788
Securities gains (losses)	$0	1,187
Applicable income taxes	$458,000	1,369
Income before extraordinary items	$811,000	2,042
Extraordinary gains, net	$0	22
Net income	$811,000	2,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,691
Cash dividends	$800,000	962
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$811,000	2,033
2006-12-31 (YTD Data)		Rank
Total interest income	$16,218,000	2,394
Total interest expense	$6,415,000	2,448
Net interest income	$9,803,000	2,327
Provision for loan and lease losses	$292,000	2,851
Total noninterest income	$3,132,000	1,561
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,747,000	1,016
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,385,000	1,767
Total noninterest expense	$7,079,000	2,494
Salaries and employee benefits	$3,663,000	2,639
Premises and equipment expense	$625,000	3,649
Additional noninterest expense	$2,791,000	1,884
Pre-tax net operating income	$5,564,000	1,724
Securities gains (losses)	$0	1,687
Applicable income taxes	$2,016,000	1,323
Income before extraordinary items	$3,548,000	1,995
Extraordinary gains, net	$0	51
Net income	$3,548,000	1,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	1,974
Cash dividends	$3,450,000	990
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,548,000	1,980
2006-09-30 (YTD Data)		Rank
Total interest income	$11,904,000	2,424
Total interest expense	$4,617,000	2,471
Net interest income	$7,287,000	2,375
Provision for loan and lease losses	$213,000	2,769
Total noninterest income	$2,392,000	1,544
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,278,000	1,045
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,114,000	1,674
Total noninterest expense	$5,391,000	2,451
Salaries and employee benefits	$2,740,000	2,648
Premises and equipment expense	$468,000	3,659
Additional noninterest expense	$2,183,000	1,779
Pre-tax net operating income	$4,075,000	1,806
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,473,000	1,411
Income before extraordinary items	$2,602,000	2,087
Extraordinary gains, net	$0	45
Net income	$2,602,000	2,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	1,609
Cash dividends	$2,550,000	938
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,602,000	2,076
2006-06-30 (YTD Data)		Rank
Total interest income	$7,759,000	2,435
Total interest expense	$2,938,000	2,478
Net interest income	$4,821,000	2,401
Provision for loan and lease losses	$133,000	2,853
Total noninterest income	$1,559,000	1,579
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$845,000	1,048
Trading account gains and fees	$0	126
Additional Noninterest Income	$714,000	1,738
Total noninterest expense	$3,613,000	2,450
Salaries and employee benefits	$1,861,000	2,609
Premises and equipment expense	$299,000	3,777
Additional noninterest expense	$1,453,000	1,802
Pre-tax net operating income	$2,634,000	1,870
Securities gains (losses)	$0	1,185
Applicable income taxes	$950,000	1,461
Income before extraordinary items	$1,684,000	2,134
Extraordinary gains, net	$0	39
Net income	$1,684,000	2,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	3,712
Cash dividends	$1,650,000	967
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,684,000	2,115
2006-03-31 (YTD Data)		Rank
Total interest income	$3,766,000	2,451
Total interest expense	$1,397,000	2,474
Net interest income	$2,369,000	2,425
Provision for loan and lease losses	$61,000	2,778
Total noninterest income	$757,000	1,591
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$402,000	1,070
Trading account gains and fees	$0	115
Additional Noninterest Income	$355,000	1,706
Total noninterest expense	$1,838,000	2,396
Salaries and employee benefits	$977,000	2,501
Premises and equipment expense	$152,000	3,747
Additional noninterest expense	$709,000	1,844
Pre-tax net operating income	$1,227,000	1,935
Securities gains (losses)	$0	955
Applicable income taxes	$443,000	1,533
Income before extraordinary items	$784,000	2,241
Extraordinary gains, net	$0	21
Net income	$784,000	2,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,605
Cash dividends	$750,000	954
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$784,000	2,218
2005-12-31 (YTD Data)		Rank
Total interest income	$13,705,000	2,414
Total interest expense	$4,221,000	2,536
Net interest income	$9,484,000	2,329
Provision for loan and lease losses	$318,000	2,710
Total noninterest income	$3,268,000	1,496
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,861,000	929
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,407,000	1,753
Total noninterest expense	$6,801,000	2,456
Salaries and employee benefits	$3,710,000	2,462
Premises and equipment expense	$606,000	3,626
Additional noninterest expense	$2,485,000	2,027
Pre-tax net operating income	$5,633,000	1,662
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,044,000	1,337
Income before extraordinary items	$3,589,000	1,913
Extraordinary gains, net	$0	46
Net income	$3,589,000	1,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,619
Cash dividends	$3,400,000	937
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,589,000	1,892
2005-09-30 (YTD Data)		Rank
Total interest income	$10,081,000	2,393
Total interest expense	$2,991,000	2,543
Net interest income	$7,090,000	2,316
Provision for loan and lease losses	$233,000	2,662
Total noninterest income	$2,353,000	1,545
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,367,000	953
Trading account gains and fees	$0	126
Additional Noninterest Income	$986,000	1,834
Total noninterest expense	$5,109,000	2,427
Salaries and employee benefits	$2,763,000	2,439
Premises and equipment expense	$447,000	3,676
Additional noninterest expense	$1,899,000	1,964
Pre-tax net operating income	$4,101,000	1,730
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,486,000	1,393
Income before extraordinary items	$2,615,000	1,988
Extraordinary gains, net	$0	35
Net income	$2,615,000	1,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,900
Cash dividends	$2,400,000	913
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,615,000	1,950
2005-06-30 (YTD Data)		Rank
Total interest income	$6,564,000	2,395
Total interest expense	$1,894,000	2,525
Net interest income	$4,670,000	2,317
Provision for loan and lease losses	$142,000	2,775
Total noninterest income	$1,522,000	1,575
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$892,000	956
Trading account gains and fees	$0	116
Additional Noninterest Income	$630,000	1,865
Total noninterest expense	$3,396,000	2,416
Salaries and employee benefits	$1,860,000	2,391
Premises and equipment expense	$288,000	3,731
Additional noninterest expense	$1,248,000	1,965
Pre-tax net operating income	$2,654,000	1,746
Securities gains (losses)	$0	2,146
Applicable income taxes	$960,000	1,407
Income before extraordinary items	$1,694,000	2,006
Extraordinary gains, net	$0	30
Net income	$1,694,000	2,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,851
Cash dividends	$1,650,000	870
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,694,000	1,968
2005-03-31 (YTD Data)		Rank
Total interest income	$3,200,000	2,414
Total interest expense	$915,000	2,508
Net interest income	$2,285,000	2,354
Provision for loan and lease losses	$62,000	2,802
Total noninterest income	$693,000	1,662
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$418,000	988
Trading account gains and fees	$0	115
Additional Noninterest Income	$275,000	2,003
Total noninterest expense	$1,683,000	2,436
Salaries and employee benefits	$926,000	2,437
Premises and equipment expense	$143,000	3,777
Additional noninterest expense	$614,000	1,994
Pre-tax net operating income	$1,233,000	1,833
Securities gains (losses)	$0	1,685
Applicable income taxes	$442,000	1,485
Income before extraordinary items	$791,000	2,097
Extraordinary gains, net	$0	24
Net income	$791,000	2,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,076
Cash dividends	$750,000	848
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$791,000	2,068
2004-12-31 (YTD Data)		Rank
Total interest income	$12,227,000	2,355
Total interest expense	$2,959,000	2,663
Net interest income	$9,268,000	2,201
Provision for loan and lease losses	$277,000	3,069
Total noninterest income	$3,171,000	1,525
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,822,000	964
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,349,000	1,759
Total noninterest expense	$6,506,000	2,450
Salaries and employee benefits	$3,629,000	2,396
Premises and equipment expense	$621,000	3,434
Additional noninterest expense	$2,256,000	2,162
Pre-tax net operating income	$5,656,000	1,507
Securities gains (losses)	$3,000	3,369
Applicable income taxes	$2,076,000	1,228
Income before extraordinary items	$3,583,000	1,775
Extraordinary gains, net	$0	34
Net income	$3,583,000	1,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	2,666
Cash dividends	$3,500,000	848
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,581,080	1,730
2004-09-30 (YTD Data)		Rank
Total interest income	$9,165,000	2,322
Total interest expense	$2,153,000	2,684
Net interest income	$7,012,000	2,163
Provision for loan and lease losses	$207,000	2,929
Total noninterest income	$2,337,000	1,556
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,356,000	977
Trading account gains and fees	$0	134
Additional Noninterest Income	$981,000	1,791
Total noninterest expense	$4,882,000	2,430
Salaries and employee benefits	$2,678,000	2,417
Premises and equipment expense	$467,000	3,450
Additional noninterest expense	$1,737,000	2,082
Pre-tax net operating income	$4,260,000	1,513
Securities gains (losses)	$3,000	3,253
Applicable income taxes	$1,572,000	1,234
Income before extraordinary items	$2,691,000	1,785
Extraordinary gains, net	$0	26
Net income	$2,691,000	1,786
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	2,086
Cash dividends	$2,600,000	782
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,689,080	1,737
2004-06-30 (YTD Data)		Rank
Total interest income	$6,170,000	2,275
Total interest expense	$1,430,000	2,670
Net interest income	$4,740,000	2,113
Provision for loan and lease losses	$132,000	2,955
Total noninterest income	$1,548,000	1,553
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$885,000	991
Trading account gains and fees	$0	130
Additional Noninterest Income	$663,000	1,792
Total noninterest expense	$3,259,000	2,438
Salaries and employee benefits	$1,790,000	2,403
Premises and equipment expense	$325,000	3,329
Additional noninterest expense	$1,144,000	2,112
Pre-tax net operating income	$2,897,000	1,469
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,070,000	1,210
Income before extraordinary items	$1,827,000	1,740
Extraordinary gains, net	$0	21
Net income	$1,827,000	1,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	2,249
Cash dividends	$1,700,000	792
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,827,000	1,687
2004-03-31 (YTD Data)		Rank
Total interest income	$3,051,000	2,304
Total interest expense	$736,000	2,644
Net interest income	$2,315,000	2,162
Provision for loan and lease losses	$65,000	2,836
Total noninterest income	$685,000	1,694
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$423,000	1,013
Trading account gains and fees	$0	121
Additional Noninterest Income	$262,000	2,058
Total noninterest expense	$1,610,000	2,480
Salaries and employee benefits	$898,000	2,422
Premises and equipment expense	$147,000	3,640
Additional noninterest expense	$565,000	2,100
Pre-tax net operating income	$1,325,000	1,558
Securities gains (losses)	$0	2,934
Applicable income taxes	$488,000	1,319
Income before extraordinary items	$837,000	1,871
Extraordinary gains, net	$0	16
Net income	$837,000	1,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	1,351
Cash dividends	$800,000	795
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$837,000	1,784
2003-12-31 (YTD Data)		Rank
Total interest income	$11,954,000	2,392
Total interest expense	$3,391,000	2,569
Net interest income	$8,563,000	2,264
Provision for loan and lease losses	$309,000	3,096
Total noninterest income	$3,234,000	1,583
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,510,000	1,143
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,724,000	1,628
Total noninterest expense	$6,490,000	2,422
Salaries and employee benefits	$3,643,000	2,329
Premises and equipment expense	$598,000	3,529
Additional noninterest expense	$2,249,000	2,137
Pre-tax net operating income	$4,998,000	1,628
Securities gains (losses)	$14,000	3,435
Applicable income taxes	$1,671,000	1,477
Income before extraordinary items	$3,341,000	1,856
Extraordinary gains, net	$0	54
Net income	$3,341,000	1,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	3,241
Cash dividends	$3,150,000	952
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,331,620	1,776
2003-09-30 (YTD Data)		Rank
Total interest income	$8,885,000	2,448
Total interest expense	$2,620,000	2,584
Net interest income	$6,265,000	2,329
Provision for loan and lease losses	$221,000	3,163
Total noninterest income	$2,335,000	1,674
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,026,000	1,280
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,309,000	1,694
Total noninterest expense	$4,887,000	2,414
Salaries and employee benefits	$2,693,000	2,358
Premises and equipment expense	$451,000	3,519
Additional noninterest expense	$1,743,000	2,052
Pre-tax net operating income	$3,492,000	1,799
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,264,000	1,541
Income before extraordinary items	$2,228,000	2,114
Extraordinary gains, net	$0	40
Net income	$2,228,000	2,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	3,765
Cash dividends	$1,950,000	1,029
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,228,000	2,008
2003-06-30 (YTD Data)		Rank
Total interest income	$5,875,000	2,485
Total interest expense	$1,761,000	2,632
Net interest income	$4,114,000	2,357
Provision for loan and lease losses	$142,000	3,214
Total noninterest income	$1,407,000	1,813
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$652,000	1,317
Trading account gains and fees	$0	150
Additional Noninterest Income	$755,000	1,869
Total noninterest expense	$3,267,000	2,399
Salaries and employee benefits	$1,806,000	2,332
Premises and equipment expense	$301,000	3,474
Additional noninterest expense	$1,160,000	2,064
Pre-tax net operating income	$2,112,000	1,945
Securities gains (losses)	$0	3,782
Applicable income taxes	$759,000	1,701
Income before extraordinary items	$1,353,000	2,304
Extraordinary gains, net	$0	30
Net income	$1,353,000	2,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,181
Cash dividends	$1,300,000	1,040
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,353,000	2,180
2003-03-31 (YTD Data)		Rank
Total interest income	$3,011,000	2,439
Total interest expense	$900,000	2,647
Net interest income	$2,111,000	2,306
Provision for loan and lease losses	$62,000	3,213
Total noninterest income	$687,000	1,804
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$296,000	1,396
Trading account gains and fees	$0	134
Additional Noninterest Income	$391,000	1,766
Total noninterest expense	$1,628,000	2,384
Salaries and employee benefits	$909,000	2,312
Premises and equipment expense	$145,000	3,578
Additional noninterest expense	$574,000	2,054
Pre-tax net operating income	$1,108,000	1,867
Securities gains (losses)	$0	2,891
Applicable income taxes	$404,000	1,609
Income before extraordinary items	$704,000	2,176
Extraordinary gains, net	$0	21
Net income	$704,000	2,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,967
Cash dividends	$650,000	977
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$704,000	2,066
2002-12-31 (YTD Data)		Rank
Total interest income	$13,606,000	2,262
Total interest expense	$4,453,000	2,496
Net interest income	$9,153,000	2,115
Provision for loan and lease losses	$233,000	4,048
Total noninterest income	$2,568,000	1,765
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,284,000	1,261
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,284,000	1,854
Total noninterest expense	$6,395,000	2,333
Salaries and employee benefits	$3,661,000	2,191
Premises and equipment expense	$615,000	3,342
Additional noninterest expense	$2,119,000	2,190
Pre-tax net operating income	$5,093,000	1,603
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,725,000	1,461
Income before extraordinary items	$3,368,000	1,776
Extraordinary gains, net	$0	70
Net income	$3,368,000	1,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$348,000	2,143
Cash dividends	$3,100,000	904
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,368,000	1,723
2001-12-31 (YTD Data)		Rank
Total interest income	$17,251,000	1,982
Total interest expense	$8,011,000	2,015
Net interest income	$9,240,000	1,929
Provision for loan and lease losses	$60,000	6,353
Total noninterest income	$2,395,000	1,741
Gross Fiduciary activities income	$9,000	1,449
Service charges on deposit accounts	$1,192,000	1,252
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,194,000	1,810
Total noninterest expense	$6,549,000	2,200
Salaries and employee benefits	$3,653,000	2,061
Premises and equipment expense	$654,000	3,118
Additional noninterest expense	$2,242,000	2,009
Pre-tax net operating income	$5,026,000	1,428
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,883,000	1,237
Income before extraordinary items	$3,143,000	1,672
Extraordinary gains, net	$0	105
Net income	$3,143,000	1,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	4,051
Cash dividends	$3,040,000	906
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,143,000	1,606
2000-12-31 (YTD Data)		Rank
Total interest income	$18,038,000	1,949
Total interest expense	$8,809,000	1,958
Net interest income	$9,229,000	1,908
Provision for loan and lease losses	$30,000	7,204
Total noninterest income	$1,856,000	1,989
Gross Fiduciary activities income	$12,000	1,200
Service charges on deposit accounts	$949,000	1,439
Trading account gains and fees	$0	180
Additional Noninterest Income	$895,000	2,003
Total noninterest expense	$6,375,000	2,156
Salaries and employee benefits	$3,517,000	2,018
Premises and equipment expense	$716,000	2,829
Additional noninterest expense	$2,142,000	2,027
Pre-tax net operating income	$4,680,000	1,580
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,749,000	1,314
Income before extraordinary items	$2,931,000	1,780
Extraordinary gains, net	$0	38
Net income	$2,931,000	1,780
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	3,296
Cash dividends	$2,800,000	1,020
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,931,000	1,772
1999-12-31 (YTD Data)		Rank
Total interest income	$16,733,000	1,947
Total interest expense	$7,631,000	1,957
Net interest income	$9,102,000	1,940
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$1,700,000	2,100
Gross Fiduciary activities income	$17,000	1,220
Service charges on deposit accounts	$655,000	2,028
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,028,000	1,829
Total noninterest expense	$6,161,000	2,224
Salaries and employee benefits	$3,461,000	2,024
Premises and equipment expense	$776,000	2,611
Additional noninterest expense	$1,924,000	2,272
Pre-tax net operating income	$4,581,000	1,640
Securities gains (losses)	$-12,000	9,370
Applicable income taxes	$1,712,000	1,422
Income before extraordinary items	$2,857,000	1,860
Extraordinary gains, net	$0	35
Net income	$2,857,000	1,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	9,826
Cash dividends	$2,650,000	1,072
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,864,680	1,822
1998-12-31 (YTD Data)		Rank
Total interest income	$17,545,000	1,846
Total interest expense	$8,408,000	1,820
Net interest income	$9,137,000	1,875
Provision for loan and lease losses	$144,000	4,268
Total noninterest income	$1,596,000	2,161
Gross Fiduciary activities income	$14,000	1,254
Service charges on deposit accounts	$742,000	1,712
Trading account gains and fees	$0	224
Additional Noninterest Income	$840,000	2,085
Total noninterest expense	$6,024,000	2,163
Salaries and employee benefits	$3,293,000	2,049
Premises and equipment expense	$790,000	2,486
Additional noninterest expense	$1,941,000	2,161
Pre-tax net operating income	$4,565,000	1,620
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,637,000	1,495
Income before extraordinary items	$2,928,000	1,800
Extraordinary gains, net	$0	32
Net income	$2,928,000	1,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	9,938
Cash dividends	$2,700,000	1,061
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,928,000	1,724
1997-12-31 (YTD Data)		Rank
Total interest income	$17,467,000	1,892
Total interest expense	$8,223,000	1,877
Net interest income	$9,244,000	1,882
Provision for loan and lease losses	$147,000	4,197
Total noninterest income	$1,391,000	2,342
Gross Fiduciary activities income	$13,000	1,317
Service charges on deposit accounts	$737,000	1,761
Trading account gains and fees	$0	239
Additional Noninterest Income	$641,000	2,366
Total noninterest expense	$5,927,000	2,166
Salaries and employee benefits	$3,206,000	2,053
Premises and equipment expense	$760,000	2,543
Additional noninterest expense	$1,961,000	2,134
Pre-tax net operating income	$4,561,000	1,683
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,586,000	1,626
Income before extraordinary items	$2,975,000	1,783
Extraordinary gains, net	$0	44
Net income	$2,975,000	1,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,728
Cash dividends	$2,600,000	1,057
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,975,000	1,744
1996-12-31 (YTD Data)		Rank
Total interest income	$17,010,000	1,985
Total interest expense	$8,070,000	1,942
Net interest income	$8,940,000	2,005
Provision for loan and lease losses	$240,000	3,003
Total noninterest income	$1,174,000	2,731
Gross Fiduciary activities income	$6,000	1,446
Service charges on deposit accounts	$710,000	1,911
Trading account gains and fees	$0	262
Additional Noninterest Income	$458,000	3,106
Total noninterest expense	$5,721,000	2,402
Salaries and employee benefits	$3,052,000	2,193
Premises and equipment expense	$740,000	2,639
Additional noninterest expense	$1,929,000	2,544
Pre-tax net operating income	$4,153,000	1,732
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,399,000	1,706
Income before extraordinary items	$2,754,000	1,794
Extraordinary gains, net	$0	53
Net income	$2,754,000	1,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,939
Cash dividends	$2,750,000	1,025
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,754,000	1,764
1995-12-31 (YTD Data)		Rank
Total interest income	$15,872,000	2,116
Total interest expense	$7,451,000	2,100
Net interest income	$8,421,000	2,130
Provision for loan and lease losses	$240,000	2,643
Total noninterest income	$1,127,000	2,831
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$688,000	1,962
Trading account gains and fees	$0	522
Additional Noninterest Income	$439,000	3,125
Total noninterest expense	$5,657,000	2,402
Salaries and employee benefits	$2,939,000	2,245
Premises and equipment expense	$685,000	2,872
Additional noninterest expense	$2,033,000	2,368
Pre-tax net operating income	$3,651,000	2,009
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,166,000	2,076
Income before extraordinary items	$2,485,000	2,034
Extraordinary gains, net	$0	65
Net income	$2,485,000	2,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$576,000	1,259
Cash dividends	$2,550,000	1,039
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,485,000	2,005
1994-12-31 (YTD Data)		Rank
Total interest income	$13,287,000	2,299
Total interest expense	$5,699,000	2,185
Net interest income	$7,588,000	2,380
Provision for loan and lease losses	$305,000	2,214
Total noninterest income	$972,000	3,172
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$607,000	2,249
Trading account gains and fees	$0	475
Additional Noninterest Income	$365,000	3,622
Total noninterest expense	$5,498,000	2,538
Salaries and employee benefits	$2,808,000	2,384
Premises and equipment expense	$595,000	3,293
Additional noninterest expense	$2,095,000	2,481
Pre-tax net operating income	$2,757,000	2,572
Securities gains (losses)	$0	3,600
Applicable income taxes	$787,000	2,815
Income before extraordinary items	$1,970,000	2,469
Extraordinary gains, net	$0	249
Net income	$1,970,000	2,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	2,592
Cash dividends	$1,920,000	1,156
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,970,000	2,483
1993-12-31 (YTD Data)		Rank
Total interest income	$13,233,000	2,337
Total interest expense	$6,250,000	2,072
Net interest income	$6,983,000	2,580
Provision for loan and lease losses	$480,000	2,158
Total noninterest income	$800,000	3,990
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$531,000	2,623
Trading account gains and fees	$0	532
Additional Noninterest Income	$269,000	4,782
Total noninterest expense	$5,893,000	2,428
Salaries and employee benefits	$2,965,000	2,245
Premises and equipment expense	$707,000	2,849
Additional noninterest expense	$2,221,000	2,495
Pre-tax net operating income	$1,410,000	4,572
Securities gains (losses)	$-4,000	12,523
Applicable income taxes	$249,000	6,818
Income before extraordinary items	$1,157,000	4,155
Extraordinary gains, net	$0	3,149
Net income	$1,157,000	4,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$601,000	1,582
Cash dividends	$800,000	2,140
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,160,280	3,941
1992-12-31 (YTD Data)		Rank
Total interest income	$12,523,000	2,800
Total interest expense	$7,221,000	2,336
Net interest income	$5,302,000	3,436
Provision for loan and lease losses	$885,000	2,004
Total noninterest income	$429,000	6,277
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$238,000	5,314
Trading account gains and fees	$0	504
Additional Noninterest Income	$191,000	5,818
Total noninterest expense	$4,859,000	2,945
Salaries and employee benefits	$2,374,000	2,732
Premises and equipment expense	$628,000	3,213
Additional noninterest expense	$1,857,000	2,986
Pre-tax net operating income	$-13,000	12,770
Securities gains (losses)	$-35,000	13,611
Applicable income taxes	$-296,000	13,706
Income before extraordinary items	$248,000	9,946
Extraordinary gains, net	$0	1,422
Net income	$248,000	10,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,302,000	1,317
Cash dividends	$8,000,000	261
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$270,400	9,302

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.