Home > Central Bank of Sedalia > Net charge- offs to loans

Central Bank of Sedalia, Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0786%879
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,596
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0172%4,326
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.0125%1,168
Percentage Net Loans Charged-off: Loans to individuals0.2843%1,165
Percentage Net Loans Charged-off: Credit card loans4.7536%59
Percentage Net Loans Charged-off: Other loans to individual0.1251%1,562
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0806%864
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,695
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0164%4,391
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals0.3106%1,035
Percentage Net Loans Charged-off: Credit card loans6.0745%46
Percentage Net Loans Charged-off: Other loans to individual0.1043%1,496
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0905%740
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,779
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0160%4,491
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0119%3,685
Percentage Net Loans Charged-off: Loans to individuals0.3789%913
Percentage Net Loans Charged-off: Credit card loans7.2972%39
Percentage Net Loans Charged-off: Other loans to individual0.1231%1,279
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1068%1,404
Percentage Net Loans Charged-off: Total real estate loans0.0130%1,551
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0159%4,467
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0656%682
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0929%508
Percentage Net Loans Charged-off: Commercial and industrial0.0053%2,055
Percentage Net Loans Charged-off: Loans to individuals0.3888%1,480
Percentage Net Loans Charged-off: Credit card loans1.5831%317
Percentage Net Loans Charged-off: Other loans to individual0.3411%1,481
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1108%1,233
Percentage Net Loans Charged-off: Total real estate loans0.0188%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0133%4,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0830%507
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.1170%382
Percentage Net Loans Charged-off: Commercial and industrial0.0104%1,756
Percentage Net Loans Charged-off: Loans to individuals0.4035%1,360
Percentage Net Loans Charged-off: Credit card loans1.6108%302
Percentage Net Loans Charged-off: Other loans to individual0.3551%1,359
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1574%939
Percentage Net Loans Charged-off: Total real estate loans0.0291%916
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0158%4,567
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.1235%359
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.1739%262
Percentage Net Loans Charged-off: Commercial and industrial0.0055%1,553
Percentage Net Loans Charged-off: Loans to individuals0.5970%1,081
Percentage Net Loans Charged-off: Credit card loans1.4881%334
Percentage Net Loans Charged-off: Other loans to individual0.5603%1,038
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2187%643
Percentage Net Loans Charged-off: Total real estate loans0.0483%565
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0154%4,602
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.1945%242
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.2740%169
Percentage Net Loans Charged-off: Commercial and industrial0.0122%1,075
Percentage Net Loans Charged-off: Loans to individuals0.7753%952
Percentage Net Loans Charged-off: Credit card loans3.0091%192
Percentage Net Loans Charged-off: Other loans to individual0.6806%957
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1596%1,263
Percentage Net Loans Charged-off: Total real estate loans0.0567%1,053
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0154%4,545
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2248%321
Percentage Net Loans Charged-off: Home equity loans0.0077%467
All other 1-4 family - Percent of loans charged-off, net0.3065%233
Percentage Net Loans Charged-off: Commercial and industrial0.1695%1,516
Percentage Net Loans Charged-off: Loans to individuals0.3843%1,846
Percentage Net Loans Charged-off: Credit card loans3.5776%165
Percentage Net Loans Charged-off: Other loans to individual0.2587%2,122
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1481%1,101
Percentage Net Loans Charged-off: Total real estate loans0.0336%1,147
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0155%4,599
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1404%434
Percentage Net Loans Charged-off: Home equity loans0.0103%381
All other 1-4 family - Percent of loans charged-off, net0.1888%329
Percentage Net Loans Charged-off: Commercial and industrial0.0638%1,569
Percentage Net Loans Charged-off: Loans to individuals0.4270%1,635
Percentage Net Loans Charged-off: Credit card loans3.0284%199
Percentage Net Loans Charged-off: Other loans to individual0.3274%1,766
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1466%1,058
Percentage Net Loans Charged-off: Total real estate loans0.0322%993
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0157%4,705
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1338%433
Percentage Net Loans Charged-off: Home equity loans0.0158%304
All other 1-4 family - Percent of loans charged-off, net0.1763%337
Percentage Net Loans Charged-off: Commercial and industrial0.0827%1,252
Percentage Net Loans Charged-off: Loans to individuals0.4466%1,475
Percentage Net Loans Charged-off: Credit card loans4.5886%113
Percentage Net Loans Charged-off: Other loans to individual0.2923%1,708
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1612%837
Percentage Net Loans Charged-off: Total real estate loans0.0664%564
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0158%4,835
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.2533%238
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.3409%184
Percentage Net Loans Charged-off: Commercial and industrial0.0133%1,073
Percentage Net Loans Charged-off: Loans to individuals0.4640%1,357
Percentage Net Loans Charged-off: Credit card loans5.0737%96
Percentage Net Loans Charged-off: Other loans to individual0.2971%1,554
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1687%1,141
Percentage Net Loans Charged-off: Total real estate loans0.0023%2,259
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0174%4,713
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0240%1,577
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0320%1,390
Percentage Net Loans Charged-off: Commercial and industrial0.0143%2,092
Percentage Net Loans Charged-off: Loans to individuals0.5687%1,431
Percentage Net Loans Charged-off: Credit card loans3.6969%153
Percentage Net Loans Charged-off: Other loans to individual0.4728%1,514
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1593%1,038
Percentage Net Loans Charged-off: Total real estate loans0.0047%1,838
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0176%4,759
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0318%1,265
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0425%1,092
Percentage Net Loans Charged-off: Commercial and industrial0.0097%1,838
Percentage Net Loans Charged-off: Loans to individuals0.5269%1,359
Percentage Net Loans Charged-off: Credit card loans3.3557%168
Percentage Net Loans Charged-off: Other loans to individual0.4435%1,407
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1984%792
Percentage Net Loans Charged-off: Total real estate loans0.0095%1,453
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0182%4,834
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0472%969
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0629%812
Percentage Net Loans Charged-off: Commercial and industrial0.0147%1,525
Percentage Net Loans Charged-off: Loans to individuals0.6455%1,101
Percentage Net Loans Charged-off: Credit card loans4.4359%108
Percentage Net Loans Charged-off: Other loans to individual0.5369%1,173
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1823%801
Percentage Net Loans Charged-off: Total real estate loans0.0239%925
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0182%4,981
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0939%561
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1247%457
Percentage Net Loans Charged-off: Commercial and industrial0.0156%1,053
Percentage Net Loans Charged-off: Loans to individuals0.5689%1,235
Percentage Net Loans Charged-off: Credit card loans3.7923%143
Percentage Net Loans Charged-off: Other loans to individual0.4782%1,256
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1465%1,621
Percentage Net Loans Charged-off: Total real estate loans-0.0030%4,326
Percentage Net Loans Charged-off:Construction & development-0.0602%4,702
Percentage Net Loans Charged-off: Commercial real estate-0.0169%4,893
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0192%2,028
Percentage Net Loans Charged-off: Home equity loans0.0590%508
All other 1-4 family - Percent of loans charged-off, net0.0075%2,141
Percentage Net Loans Charged-off: Commercial and industrial0.0189%2,266
Percentage Net Loans Charged-off: Loans to individuals0.4748%1,799
Percentage Net Loans Charged-off: Credit card loans2.9331%210
Percentage Net Loans Charged-off: Other loans to individual0.4106%1,841
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1303%1,485
Percentage Net Loans Charged-off: Total real estate loans-0.0024%4,201
Percentage Net Loans Charged-off:Construction & development-0.0820%4,798
Percentage Net Loans Charged-off: Commercial real estate-0.0163%4,918
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0255%1,711
Percentage Net Loans Charged-off: Home equity loans0.0801%413
All other 1-4 family - Percent of loans charged-off, net0.0099%1,837
Percentage Net Loans Charged-off: Commercial and industrial0.0147%1,922
Percentage Net Loans Charged-off: Loans to individuals0.4274%1,767
Percentage Net Loans Charged-off: Credit card loans3.9219%137
Percentage Net Loans Charged-off: Other loans to individual0.3391%1,908
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0907%1,705
Percentage Net Loans Charged-off: Total real estate loans-0.0012%4,049
Percentage Net Loans Charged-off:Construction & development-0.1270%4,903
Percentage Net Loans Charged-off: Commercial real estate-0.0196%5,045
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0421%1,323
Percentage Net Loans Charged-off: Home equity loans0.1221%306
All other 1-4 family - Percent of loans charged-off, net0.0196%1,475
Percentage Net Loans Charged-off: Commercial and industrial0.0292%1,546
Percentage Net Loans Charged-off: Loans to individuals0.2930%2,031
Percentage Net Loans Charged-off: Credit card loans2.4333%253
Percentage Net Loans Charged-off: Other loans to individual0.2393%2,046
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0989%1,379
Percentage Net Loans Charged-off: Total real estate loans-0.0074%4,514
Percentage Net Loans Charged-off:Construction & development-0.2496%5,093
Percentage Net Loans Charged-off: Commercial real estate-0.0203%5,190
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0535%959
Percentage Net Loans Charged-off: Home equity loans0.2483%170
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0575%958
Percentage Net Loans Charged-off: Loans to individuals0.3282%1,738
Percentage Net Loans Charged-off: Credit card loans0.1902%462
Percentage Net Loans Charged-off: Other loans to individual0.3316%1,608
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0893%2,422
Percentage Net Loans Charged-off: Total real estate loans-0.0083%4,748
Percentage Net Loans Charged-off:Construction & development0.1479%360
Percentage Net Loans Charged-off: Commercial real estate-0.0721%5,369
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,739
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial-0.3699%5,404
Percentage Net Loans Charged-off: Loans to individuals0.4772%1,862
Percentage Net Loans Charged-off: Credit card loans0.9562%517
Percentage Net Loans Charged-off: Other loans to individual0.4645%1,777
Percentage Net Loans Charged-off: All other loans and lease0.0192%1,471
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0396%2,841
Percentage Net Loans Charged-off: Total real estate loans-0.0231%5,031
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0911%5,482
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,407
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0000%2,312
Percentage Net Loans Charged-off: Commercial and industrial-0.4796%5,498
Percentage Net Loans Charged-off: Loans to individuals0.3752%1,895
Percentage Net Loans Charged-off: Credit card loans1.4337%387
Percentage Net Loans Charged-off: Other loans to individual0.3468%1,835
Percentage Net Loans Charged-off: All other loans and lease0.0131%1,327
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0139%3,261
Percentage Net Loans Charged-off: Total real estate loans-0.0701%5,488
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.2979%5,763
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0234%1,825
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0291%1,683
Percentage Net Loans Charged-off: Commercial and industrial-0.2870%5,421
Percentage Net Loans Charged-off: Loans to individuals0.3142%1,933
Percentage Net Loans Charged-off: Credit card loans1.1240%422
Percentage Net Loans Charged-off: Other loans to individual0.2914%1,880
Percentage Net Loans Charged-off: All other loans and lease0.0099%1,164
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0030%3,016
Percentage Net Loans Charged-off: Total real estate loans-0.0679%5,542
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.2541%5,823
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial-0.3559%5,542
Percentage Net Loans Charged-off: Loans to individuals0.3091%1,752
Percentage Net Loans Charged-off: Credit card loans1.9632%278
Percentage Net Loans Charged-off: Other loans to individual0.2575%1,711
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0737%2,778
Percentage Net Loans Charged-off: Total real estate loans0.0091%3,084
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.1815%5,755
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1835%1,189
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.2230%979
Percentage Net Loans Charged-off: Commercial and industrial-0.4469%5,632
Percentage Net Loans Charged-off: Loans to individuals0.4722%1,703
Percentage Net Loans Charged-off: Credit card loans2.8544%205
Percentage Net Loans Charged-off: Other loans to individual0.3965%1,762
Percentage Net Loans Charged-off: All other loans and lease0.0721%1,114
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0435%3,023
Percentage Net Loans Charged-off: Total real estate loans-0.0009%4,615
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.1634%5,833
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1393%1,317
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1684%1,114
Percentage Net Loans Charged-off: Commercial and industrial-0.4622%5,703
Percentage Net Loans Charged-off: Loans to individuals0.3823%1,781
Percentage Net Loans Charged-off: Credit card loans2.2326%258
Percentage Net Loans Charged-off: Other loans to individual0.3239%1,845
Percentage Net Loans Charged-off: All other loans and lease0.0528%1,059
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0171%5,114
Percentage Net Loans Charged-off: Total real estate loans0.0319%2,162
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.1253%5,857
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.2098%990
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.2518%829
Percentage Net Loans Charged-off: Commercial and industrial-0.4779%5,761
Percentage Net Loans Charged-off: Loans to individuals0.0119%3,024
Percentage Net Loans Charged-off: Credit card loans0.9784%422
Percentage Net Loans Charged-off: Other loans to individual-0.0205%4,901
Percentage Net Loans Charged-off: All other loans and lease0.0229%1,038
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0344%5,328
Percentage Net Loans Charged-off: Total real estate loans0.0483%1,518
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0176%5,580
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1663%957
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1985%816
Percentage Net Loans Charged-off: Commercial and industrial-0.5236%5,854
Percentage Net Loans Charged-off: Loans to individuals-0.1228%5,267
Percentage Net Loans Charged-off: Credit card loans-1.4737%1,184
Percentage Net Loans Charged-off: Other loans to individual-0.0762%5,078
Percentage Net Loans Charged-off: All other loans and lease0.0453%794
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1752%2,271
Percentage Net Loans Charged-off: Total real estate loans0.1418%1,921
Percentage Net Loans Charged-off:Construction & development1.1401%395
Percentage Net Loans Charged-off: Commercial real estate0.0061%2,149
Percentage Net Loans Charged-off: Multi-family residential0.2135%285
Percentage Net Loans Charged-off: 1-4 family residential0.2175%1,513
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.2598%1,286
Percentage Net Loans Charged-off: Commercial and industrial-0.4285%5,883
Percentage Net Loans Charged-off: Loans to individuals0.5753%1,628
Percentage Net Loans Charged-off: Credit card loans3.5948%162
Percentage Net Loans Charged-off: Other loans to individual0.4716%1,731
Percentage Net Loans Charged-off: All other loans and lease0.0969%1,103
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0991%2,809
Percentage Net Loans Charged-off: Total real estate loans0.0585%2,605
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0927%6,046
Percentage Net Loans Charged-off: Multi-family residential0.2914%229
Percentage Net Loans Charged-off: 1-4 family residential0.2396%1,303
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2865%1,094
Percentage Net Loans Charged-off: Commercial and industrial-0.3988%5,898
Percentage Net Loans Charged-off: Loans to individuals0.4508%1,803
Percentage Net Loans Charged-off: Credit card loans4.0094%122
Percentage Net Loans Charged-off: Other loans to individual0.3299%1,986
Percentage Net Loans Charged-off: All other loans and lease0.1010%1,011
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1129%2,533
Percentage Net Loans Charged-off: Total real estate loans0.0309%2,755
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.1328%6,181
Percentage Net Loans Charged-off: Multi-family residential0.4481%160
Percentage Net Loans Charged-off: 1-4 family residential0.1741%1,578
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.2088%1,363
Percentage Net Loans Charged-off: Commercial and industrial0.0849%1,672
Percentage Net Loans Charged-off: Loans to individuals0.4221%1,699
Percentage Net Loans Charged-off: Credit card loans3.1385%183
Percentage Net Loans Charged-off: Other loans to individual0.3307%1,804
Percentage Net Loans Charged-off: All other loans and lease0.1070%879
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%2,531
Percentage Net Loans Charged-off: Total real estate loans-0.0124%5,525
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.2465%6,374
Percentage Net Loans Charged-off: Multi-family residential0.9472%79
Percentage Net Loans Charged-off: 1-4 family residential0.0915%1,619
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.1108%1,447
Percentage Net Loans Charged-off: Commercial and industrial0.1719%957
Percentage Net Loans Charged-off: Loans to individuals0.2474%2,039
Percentage Net Loans Charged-off: Credit card loans-0.8214%1,220
Percentage Net Loans Charged-off: Other loans to individual0.2831%1,825
Percentage Net Loans Charged-off: All other loans and lease0.1666%629
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2601%2,408
Percentage Net Loans Charged-off: Total real estate loans0.1488%2,732
Percentage Net Loans Charged-off:Construction & development0.0574%1,506
Percentage Net Loans Charged-off: Commercial real estate0.3577%1,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0854%3,126
Percentage Net Loans Charged-off: Home equity loans0.2927%905
All other 1-4 family - Percent of loans charged-off, net0.0439%3,421
Percentage Net Loans Charged-off: Commercial and industrial0.0465%2,820
Percentage Net Loans Charged-off: Loans to individuals0.8028%1,436
Percentage Net Loans Charged-off: Credit card loans3.9535%157
Percentage Net Loans Charged-off: Other loans to individual0.7172%1,463
Percentage Net Loans Charged-off: All other loans and lease0.0994%1,124
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2266%2,456
Percentage Net Loans Charged-off: Total real estate loans0.1539%2,495
Percentage Net Loans Charged-off:Construction & development0.0767%1,337
Percentage Net Loans Charged-off: Commercial real estate0.3846%1,111
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0647%3,100
Percentage Net Loans Charged-off: Home equity loans0.3925%736
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial0.0679%2,381
Percentage Net Loans Charged-off: Loans to individuals0.5994%1,651
Percentage Net Loans Charged-off: Credit card loans3.0573%228
Percentage Net Loans Charged-off: Other loans to individual0.5365%1,663
Percentage Net Loans Charged-off: All other loans and lease0.0945%1,031
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2425%2,267
Percentage Net Loans Charged-off: Total real estate loans0.1855%2,181
Percentage Net Loans Charged-off:Construction & development0.1157%1,133
Percentage Net Loans Charged-off: Commercial real estate0.4364%959
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0964%2,569
Percentage Net Loans Charged-off: Home equity loans0.5903%560
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial0.0700%2,093
Percentage Net Loans Charged-off: Loans to individuals0.5713%1,634
Percentage Net Loans Charged-off: Credit card loans3.9251%154
Percentage Net Loans Charged-off: Other loans to individual0.4898%1,676
Percentage Net Loans Charged-off: All other loans and lease0.0964%928
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1965%2,237
Percentage Net Loans Charged-off: Total real estate loans0.0467%2,632
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1323%1,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.8503%1,143
Percentage Net Loans Charged-off: Credit card loans5.4496%113
Percentage Net Loans Charged-off: Other loans to individual0.7401%1,146
Percentage Net Loans Charged-off: All other loans and lease0.1262%734
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2891%3,212
Percentage Net Loans Charged-off: Total real estate loans0.2230%3,144
Percentage Net Loans Charged-off:Construction & development2.6058%939
Percentage Net Loans Charged-off: Commercial real estate0.0066%3,181
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1284%3,465
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.1526%3,149
Percentage Net Loans Charged-off: Commercial and industrial0.1336%2,996
Percentage Net Loans Charged-off: Loans to individuals0.6385%1,993
Percentage Net Loans Charged-off: Credit card loans3.7608%230
Percentage Net Loans Charged-off: Other loans to individual0.5620%2,045
Percentage Net Loans Charged-off: All other loans and lease0.2091%1,041
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2267%3,363
Percentage Net Loans Charged-off: Total real estate loans0.1200%3,628
Percentage Net Loans Charged-off:Construction & development1.1330%1,325
Percentage Net Loans Charged-off: Commercial real estate-0.0022%6,377
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1365%3,146
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.1622%2,861
Percentage Net Loans Charged-off: Commercial and industrial0.1900%2,523
Percentage Net Loans Charged-off: Loans to individuals0.6664%1,777
Percentage Net Loans Charged-off: Credit card loans3.7875%224
Percentage Net Loans Charged-off: Other loans to individual0.5898%1,804
Percentage Net Loans Charged-off: All other loans and lease0.2144%917
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2389%3,140
Percentage Net Loans Charged-off: Total real estate loans0.1698%3,081
Percentage Net Loans Charged-off:Construction & development1.6248%1,059
Percentage Net Loans Charged-off: Commercial real estate-0.0032%6,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1731%2,739
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.2060%2,446
Percentage Net Loans Charged-off: Commercial and industrial0.3015%2,025
Percentage Net Loans Charged-off: Loans to individuals0.5050%2,031
Percentage Net Loans Charged-off: Credit card loans5.3501%146
Percentage Net Loans Charged-off: Other loans to individual0.3845%2,153
Percentage Net Loans Charged-off: All other loans and lease0.1914%860
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0898%3,619
Percentage Net Loans Charged-off: Total real estate loans0.0121%3,612
Percentage Net Loans Charged-off:Construction & development-0.0355%6,041
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0464%2,796
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0554%2,572
Percentage Net Loans Charged-off: Commercial and industrial0.0237%1,969
Percentage Net Loans Charged-off: Loans to individuals0.4165%1,991
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.4273%1,804
Percentage Net Loans Charged-off: All other loans and lease0.1471%717
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5416%2,845
Percentage Net Loans Charged-off: Total real estate loans0.3953%2,982
Percentage Net Loans Charged-off:Construction & development4.4053%1,096
Percentage Net Loans Charged-off: Commercial real estate0.2638%2,542
Percentage Net Loans Charged-off: Multi-family residential0.1458%912
Percentage Net Loans Charged-off: 1-4 family residential0.0068%4,853
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0082%4,668
Percentage Net Loans Charged-off: Commercial and industrial2.3869%1,010
Percentage Net Loans Charged-off: Loans to individuals0.4755%2,872
Percentage Net Loans Charged-off: Credit card loans3.3557%333
Percentage Net Loans Charged-off: Other loans to individual0.3343%3,127
Percentage Net Loans Charged-off: All other loans and lease0.0720%1,415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4813%2,811
Percentage Net Loans Charged-off: Total real estate loans0.2121%3,537
Percentage Net Loans Charged-off:Construction & development3.0527%1,248
Percentage Net Loans Charged-off: Commercial real estate0.0711%2,773
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential-0.0596%7,079
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net-0.0722%7,090
Percentage Net Loans Charged-off: Commercial and industrial3.2490%670
Percentage Net Loans Charged-off: Loans to individuals0.4609%2,694
Percentage Net Loans Charged-off: Credit card loans4.1380%268
Percentage Net Loans Charged-off: Other loans to individual0.2905%3,013
Percentage Net Loans Charged-off: All other loans and lease0.0557%1,322
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6529%2,216
Percentage Net Loans Charged-off: Total real estate loans0.3233%2,816
Percentage Net Loans Charged-off:Construction & development4.5692%879
Percentage Net Loans Charged-off: Commercial real estate0.1071%2,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-0.0856%7,157
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net-0.1038%7,159
Percentage Net Loans Charged-off: Commercial and industrial4.7607%421
Percentage Net Loans Charged-off: Loans to individuals0.3735%2,785
Percentage Net Loans Charged-off: Credit card loans5.8547%186
Percentage Net Loans Charged-off: Other loans to individual0.1665%3,229
Percentage Net Loans Charged-off: All other loans and lease-0.0169%5,982
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1807%3,407
Percentage Net Loans Charged-off: Total real estate loans0.0504%3,539
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.2113%1,454
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0664%7,131
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0803%7,137
Percentage Net Loans Charged-off: Commercial and industrial1.2213%1,131
Percentage Net Loans Charged-off: Loans to individuals0.3251%2,529
Percentage Net Loans Charged-off: Credit card loans3.0618%348
Percentage Net Loans Charged-off: Other loans to individual0.1728%2,655
Percentage Net Loans Charged-off: All other loans and lease-0.0688%6,137
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2572%4,747
Percentage Net Loans Charged-off: Total real estate loans0.2264%4,064
Percentage Net Loans Charged-off:Construction & development0.4048%2,925
Percentage Net Loans Charged-off: Commercial real estate0.0205%3,535
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.4665%2,384
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.5573%2,090
Percentage Net Loans Charged-off: Commercial and industrial-0.0554%6,757
Percentage Net Loans Charged-off: Loans to individuals0.5155%3,364
Percentage Net Loans Charged-off: Credit card loans5.2320%287
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1630%1,455
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2766%4,285
Percentage Net Loans Charged-off: Total real estate loans0.2284%3,735
Percentage Net Loans Charged-off:Construction & development0.2720%2,765
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4884%2,134
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.5828%1,839
Percentage Net Loans Charged-off: Commercial and industrial-0.0458%6,684
Percentage Net Loans Charged-off: Loans to individuals0.5968%2,869
Percentage Net Loans Charged-off: Credit card loans5.8477%251
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1735%1,317
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2389%4,169
Percentage Net Loans Charged-off: Total real estate loans0.2233%3,431
Percentage Net Loans Charged-off:Construction & development1.0516%1,977
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4078%2,116
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.4870%1,854
Percentage Net Loans Charged-off: Commercial and industrial-0.1212%6,893
Percentage Net Loans Charged-off: Loans to individuals0.4504%3,075
Percentage Net Loans Charged-off: Credit card loans5.9908%265
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1758%1,137
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3989%2,850
Percentage Net Loans Charged-off: Total real estate loans0.4517%2,147
Percentage Net Loans Charged-off:Construction & development2.0570%1,187
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.8399%1,155
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.0039%969
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals0.4699%2,684
Percentage Net Loans Charged-off: Credit card loans6.4294%256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0701%1,062
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5160%3,712
Percentage Net Loans Charged-off: Total real estate loans0.4832%2,956
Percentage Net Loans Charged-off:Construction & development0.5266%2,912
Percentage Net Loans Charged-off: Commercial real estate0.1288%2,731
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.1801%1,134
Percentage Net Loans Charged-off: Home equity loans3.5774%272
All other 1-4 family - Percent of loans charged-off, net0.7187%1,580
Percentage Net Loans Charged-off: Commercial and industrial0.7222%3,298
Percentage Net Loans Charged-off: Loans to individuals0.6415%3,651
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1849%1,630
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4551%3,411
Percentage Net Loans Charged-off: Total real estate loans0.3757%2,826
Percentage Net Loans Charged-off:Construction & development0.6985%2,346
Percentage Net Loans Charged-off: Commercial real estate0.1719%2,053
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.7580%1,347
Percentage Net Loans Charged-off: Home equity loans3.7930%230
All other 1-4 family - Percent of loans charged-off, net0.1749%2,817
Percentage Net Loans Charged-off: Commercial and industrial0.9943%2,388
Percentage Net Loans Charged-off: Loans to individuals0.6045%3,397
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1365%1,500
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2069%4,220
Percentage Net Loans Charged-off: Total real estate loans0.1145%3,669
Percentage Net Loans Charged-off:Construction & development0.2458%2,346
Percentage Net Loans Charged-off: Commercial real estate0.2654%1,400
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0092%3,789
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0109%3,520
Percentage Net Loans Charged-off: Commercial and industrial-0.0135%6,945
Percentage Net Loans Charged-off: Loans to individuals0.6239%3,161
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1688%1,264
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1470%3,792
Percentage Net Loans Charged-off: Total real estate loans0.0606%3,191
Percentage Net Loans Charged-off:Construction & development0.4952%1,476
Percentage Net Loans Charged-off: Commercial real estate0.0180%1,326
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0274%2,601
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0325%2,359
Percentage Net Loans Charged-off: Commercial and industrial0.1312%2,451
Percentage Net Loans Charged-off: Loans to individuals0.4955%2,960
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3662%3,001
Percentage Net Loans Charged-off: Total real estate loans0.2123%2,787
Percentage Net Loans Charged-off:Construction & development0.8915%1,649
Percentage Net Loans Charged-off: Commercial real estate0.1681%1,495
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2002%2,164
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2349%1,903
Percentage Net Loans Charged-off: Commercial and industrial1.9860%1,061
Percentage Net Loans Charged-off: Loans to individuals0.8265%2,702
Percentage Net Loans Charged-off: Credit card loans5.8521%221
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.9173%7,291
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0431%5,402
Percentage Net Loans Charged-off: Total real estate loans-0.1012%8,126
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.4340%8,081
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1442%2,025
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1687%1,743
Percentage Net Loans Charged-off: Commercial and industrial1.2247%1,146
Percentage Net Loans Charged-off: Loans to individuals0.8487%2,205
Percentage Net Loans Charged-off: Credit card loans5.3215%225
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.7460%7,324
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0812%4,109
Percentage Net Loans Charged-off: Total real estate loans-0.1595%8,208
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.6548%8,148
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1987%1,444
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.2327%1,233
Percentage Net Loans Charged-off: Commercial and industrial0.1211%2,589
Percentage Net Loans Charged-off: Loans to individuals0.9030%1,878
Percentage Net Loans Charged-off: Credit card loans6.2144%168
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4071%850
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2221%2,023
Percentage Net Loans Charged-off: Total real estate loans0.1303%1,539
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0274%7,971
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.4224%691
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.4965%563
Percentage Net Loans Charged-off: Commercial and industrial0.0438%2,028
Percentage Net Loans Charged-off: Loans to individuals0.6577%2,092
Percentage Net Loans Charged-off: Credit card loans9.2333%101
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2678%744
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3824%1,459
Percentage Net Loans Charged-off: Total real estate loans0.4587%614
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate1.3071%187
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0443%2,525
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0509%2,293
Percentage Net Loans Charged-off: Commercial and industrial0.0053%3,912
Percentage Net Loans Charged-off: Loans to individuals0.2977%4,031
Percentage Net Loans Charged-off: Credit card loans5.2124%182
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4377%915
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2166%1,850
Percentage Net Loans Charged-off: Total real estate loans0.2204%822
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.6556%230
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%7,620
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0038%7,612
Percentage Net Loans Charged-off: Commercial and industrial0.0285%3,058
Percentage Net Loans Charged-off: Loans to individuals0.2695%3,729
Percentage Net Loans Charged-off: Credit card loans5.9735%142
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3622%860
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3028%1,192
Percentage Net Loans Charged-off: Total real estate loans0.3331%470
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.9953%136
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0440%2,457
Percentage Net Loans Charged-off: Loans to individuals0.3136%3,100
Percentage Net Loans Charged-off: Credit card loans8.4567%100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3854%776
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0373%3,229
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0435%1,704
Percentage Net Loans Charged-off: Loans to individuals0.1151%3,421
Percentage Net Loans Charged-off: Credit card loans0.8686%670
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2621%672
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1310%2,749
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,585
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%7,819
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0059%7,807
Percentage Net Loans Charged-off: Commercial and industrial0.5240%1,590
Percentage Net Loans Charged-off: Loans to individuals0.3449%3,658
Percentage Net Loans Charged-off: Credit card loans4.9250%175
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3139%920
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1371%2,174
Percentage Net Loans Charged-off: Total real estate loans-0.0011%7,461
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,708
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0040%7,716
Percentage Net Loans Charged-off: Commercial and industrial0.6493%1,098
Percentage Net Loans Charged-off: Loans to individuals0.2994%3,434
Percentage Net Loans Charged-off: Credit card loans5.1429%164
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3291%808
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%4,414
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,522
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%7,790
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0060%7,800
Percentage Net Loans Charged-off: Commercial and industrial0.0102%2,591
Percentage Net Loans Charged-off: Loans to individuals0.0660%4,449
Percentage Net Loans Charged-off: Credit card loans3.9377%257
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1444%904
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0089%4,007
Percentage Net Loans Charged-off: Total real estate loans-0.0034%7,647
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0107%7,945
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0122%7,961
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0360%3,776
Percentage Net Loans Charged-off: Credit card loans3.9409%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1146%759
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0933%3,779
Percentage Net Loans Charged-off: Total real estate loans0.0569%1,817
Percentage Net Loans Charged-off:Construction & development0.1453%337
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1101%1,344
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1255%1,217
Percentage Net Loans Charged-off: Commercial and industrial0.0900%3,381
Percentage Net Loans Charged-off: Loans to individuals0.1843%5,181
Percentage Net Loans Charged-off: Credit card loans2.2087%758
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3067%973
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%3,942
Percentage Net Loans Charged-off: Total real estate loans0.0425%1,824
Percentage Net Loans Charged-off:Construction & development0.2045%236
Percentage Net Loans Charged-off: Commercial real estate0.0038%1,009
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0371%1,921
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0420%1,761
Percentage Net Loans Charged-off: Commercial and industrial0.0654%2,975
Percentage Net Loans Charged-off: Loans to individuals0.0720%5,385
Percentage Net Loans Charged-off: Credit card loans0.3784%1,248
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2770%889
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0533%3,808
Percentage Net Loans Charged-off: Total real estate loans0.0377%1,672
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0685%586
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0514%1,490
Percentage Net Loans Charged-off: Home equity loans-0.0495%5,956
All other 1-4 family - Percent of loans charged-off, net0.0645%1,303
Percentage Net Loans Charged-off: Commercial and industrial0.2397%1,889
Percentage Net Loans Charged-off: Loans to individuals-0.0704%7,480
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1784%841
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0289%7,525
Percentage Net Loans Charged-off: Total real estate loans-0.0219%8,131
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0682%8,386
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals-0.1184%7,374
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1187%687
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1143%3,959
Percentage Net Loans Charged-off: Total real estate loans0.0296%2,790
Percentage Net Loans Charged-off:Construction & development0.1603%410
Percentage Net Loans Charged-off: Commercial real estate-0.1000%8,489
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1296%1,337
Percentage Net Loans Charged-off: Home equity loans0.6216%122
All other 1-4 family - Percent of loans charged-off, net0.0848%1,703
Percentage Net Loans Charged-off: Commercial and industrial-0.0234%7,329
Percentage Net Loans Charged-off: Loans to individuals0.5796%3,451
Percentage Net Loans Charged-off: Credit card loans0.6188%1,481
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0394%1,501
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1413%3,019
Percentage Net Loans Charged-off: Total real estate loans0.0210%2,590
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.1074%8,531
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1722%924
Percentage Net Loans Charged-off: Home equity loans0.8965%87
All other 1-4 family - Percent of loans charged-off, net0.1119%1,248
Percentage Net Loans Charged-off: Commercial and industrial-0.0381%7,262
Percentage Net Loans Charged-off: Loans to individuals0.7945%2,400
Percentage Net Loans Charged-off: Credit card loans0.8463%1,303
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0173%7,099
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1140%3,171
Percentage Net Loans Charged-off: Total real estate loans-0.0056%7,911
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0985%8,571
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0801%1,371
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0862%1,266
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.7293%2,498
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1266%7,437
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2332%1,768
Percentage Net Loans Charged-off: Total real estate loans0.2289%574
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.6940%226
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.7415%209
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.5638%2,740
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2490%7,517
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0982%4,808
Percentage Net Loans Charged-off: Total real estate loans0.0180%3,343
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0032%8,350
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0531%2,316
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0559%2,200
Percentage Net Loans Charged-off: Commercial and industrial-0.0944%7,977
Percentage Net Loans Charged-off: Loans to individuals0.4400%4,542
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3868%1,083
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0574%5,197
Percentage Net Loans Charged-off: Total real estate loans-0.0063%8,133
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0175%8,431
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0183%8,446
Percentage Net Loans Charged-off: Commercial and industrial-0.1132%7,948
Percentage Net Loans Charged-off: Loans to individuals0.2970%4,849
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4383%942
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0345%5,347
Percentage Net Loans Charged-off: Total real estate loans-0.0230%8,493
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0622%8,721
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0652%8,731
Percentage Net Loans Charged-off: Commercial and industrial-0.2372%8,120
Percentage Net Loans Charged-off: Loans to individuals0.3346%4,267
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3602%875
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0626%3,934
Percentage Net Loans Charged-off: Total real estate loans-0.0039%8,158
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%8,421
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0108%8,448
Percentage Net Loans Charged-off: Commercial and industrial-0.2788%8,195
Percentage Net Loans Charged-off: Loans to individuals0.4929%3,212
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1572%800
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2177%3,478
Percentage Net Loans Charged-off: Total real estate loans0.1583%1,314
Percentage Net Loans Charged-off:Construction & development0.3745%388
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential-0.0113%6,534
Percentage Net Loans Charged-off: 1-4 family residential0.2622%821
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2716%812
Percentage Net Loans Charged-off: Commercial and industrial-0.1990%8,354
Percentage Net Loans Charged-off: Loans to individuals0.6190%3,740
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5031%1,023
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0605%5,889
Percentage Net Loans Charged-off: Total real estate loans0.0022%3,899
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0651%8,975
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0344%2,382
Percentage Net Loans Charged-off: Home equity loans-0.1180%6,027
All other 1-4 family - Percent of loans charged-off, net0.0375%2,220
Percentage Net Loans Charged-off: Commercial and industrial0.0251%4,632
Percentage Net Loans Charged-off: Loans to individuals0.4873%4,215
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7031%8,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0720%5,231
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0264%9,355
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0178%9,390
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%8,385
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0701%6,444
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4192%2,063
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1674%4,516
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6496%2,128
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4700%1,244
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA