Home > Central Bank of Sedalia > Nonaccrual 1- 4 Family Residential

Central Bank of Sedalia, Nonaccrual 1- 4 Family Residential

2021-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$169,0002,065
Nonaccrual loans secured by 1-4 Family first liens$169,0001,953
Nonaccrual loans secured by 1-4 Family junior liens$01,018
Nonaccrual home equity lines of credit$01,037
2021-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$171,0002,113
Nonaccrual loans secured by 1-4 Family first liens$171,0002,013
Nonaccrual loans secured by 1-4 Family junior liens$01,065
Nonaccrual home equity lines of credit$01,077
2021-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$173,0002,190
Nonaccrual loans secured by 1-4 Family first liens$173,0002,086
Nonaccrual loans secured by 1-4 Family junior liens$01,128
Nonaccrual home equity lines of credit$01,133
2020-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$211,0002,121
Nonaccrual loans secured by 1-4 Family first liens$211,0002,016
Nonaccrual loans secured by 1-4 Family junior liens$01,183
Nonaccrual home equity lines of credit$01,162
2020-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$174,0002,341
Nonaccrual loans secured by 1-4 Family first liens$174,0002,231
Nonaccrual loans secured by 1-4 Family junior liens$01,216
Nonaccrual home equity lines of credit$01,172
2020-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$125,0002,584
Nonaccrual loans secured by 1-4 Family first liens$125,0002,468
Nonaccrual loans secured by 1-4 Family junior liens$01,258
Nonaccrual home equity lines of credit$01,209
2020-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$281,0002,065
Nonaccrual loans secured by 1-4 Family first liens$281,0001,942
Nonaccrual loans secured by 1-4 Family junior liens$01,259
Nonaccrual home equity lines of credit$01,199
2019-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$292,0002,038
Nonaccrual loans secured by 1-4 Family first liens$292,0001,911
Nonaccrual loans secured by 1-4 Family junior liens$01,263
Nonaccrual home equity lines of credit$01,202
2019-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$128,0002,670
Nonaccrual loans secured by 1-4 Family first liens$128,0002,527
Nonaccrual loans secured by 1-4 Family junior liens$01,300
Nonaccrual home equity lines of credit$01,223
2019-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$129,0002,672
Nonaccrual loans secured by 1-4 Family first liens$129,0002,526
Nonaccrual loans secured by 1-4 Family junior liens$01,325
Nonaccrual home equity lines of credit$01,238
2019-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$144,0002,621
Nonaccrual loans secured by 1-4 Family first liens$144,0002,497
Nonaccrual loans secured by 1-4 Family junior liens$01,353
Nonaccrual home equity lines of credit$01,234
2018-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$186,0002,481
Nonaccrual loans secured by 1-4 Family first liens$186,0002,336
Nonaccrual loans secured by 1-4 Family junior liens$01,403
Nonaccrual home equity lines of credit$01,219
2018-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$261,0002,214
Nonaccrual loans secured by 1-4 Family first liens$261,0002,075
Nonaccrual loans secured by 1-4 Family junior liens$01,443
Nonaccrual home equity lines of credit$01,243
2018-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$263,0002,224
Nonaccrual loans secured by 1-4 Family first liens$263,0002,080
Nonaccrual loans secured by 1-4 Family junior liens$01,478
Nonaccrual home equity lines of credit$01,258
2018-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$149,0002,772
Nonaccrual loans secured by 1-4 Family first liens$149,0002,622
Nonaccrual loans secured by 1-4 Family junior liens$01,489
Nonaccrual home equity lines of credit$01,303
2017-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$581,0001,590
Nonaccrual loans secured by 1-4 Family first liens$483,0001,593
Nonaccrual loans secured by 1-4 Family junior liens$98,000610
Nonaccrual home equity lines of credit$01,333
2017-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$291,0002,277
Nonaccrual loans secured by 1-4 Family first liens$284,0002,134
Nonaccrual loans secured by 1-4 Family junior liens$01,574
Nonaccrual home equity lines of credit$7,0001,284
2017-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$317,0002,255
Nonaccrual loans secured by 1-4 Family first liens$317,0002,087
Nonaccrual loans secured by 1-4 Family junior liens$01,593
Nonaccrual home equity lines of credit$01,364
2017-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$329,0002,295
Nonaccrual loans secured by 1-4 Family first liens$226,0002,486
Nonaccrual loans secured by 1-4 Family junior liens$103,000638
Nonaccrual home equity lines of credit$01,389
2016-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$587,0001,734
Nonaccrual loans secured by 1-4 Family first liens$471,0001,804
Nonaccrual loans secured by 1-4 Family junior liens$116,000609
Nonaccrual home equity lines of credit$01,410
2016-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$1,108,0001,186
Nonaccrual loans secured by 1-4 Family first liens$929,0001,211
Nonaccrual loans secured by 1-4 Family junior liens$116,000644
Nonaccrual home equity lines of credit$63,000923
2016-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$1,173,0001,118
Nonaccrual loans secured by 1-4 Family first liens$992,0001,135
Nonaccrual loans secured by 1-4 Family junior liens$117,000658
Nonaccrual home equity lines of credit$64,000930
2016-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$888,0001,427
Nonaccrual loans secured by 1-4 Family first liens$698,0001,540
Nonaccrual loans secured by 1-4 Family junior liens$124,000653
Nonaccrual home equity lines of credit$66,000931
2015-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$919,0001,429
Nonaccrual loans secured by 1-4 Family first liens$728,0001,513
Nonaccrual loans secured by 1-4 Family junior liens$125,000651
Nonaccrual home equity lines of credit$66,000948
2015-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$864,0001,537
Nonaccrual loans secured by 1-4 Family first liens$671,0001,633
Nonaccrual loans secured by 1-4 Family junior liens$127,000693
Nonaccrual home equity lines of credit$66,0001,002
2015-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$457,0002,258
Nonaccrual loans secured by 1-4 Family first liens$263,0002,664
Nonaccrual loans secured by 1-4 Family junior liens$127,000698
Nonaccrual home equity lines of credit$67,0001,005
2015-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$615,0001,995
Nonaccrual loans secured by 1-4 Family first liens$443,0002,162
Nonaccrual loans secured by 1-4 Family junior liens$139,000689
Nonaccrual home equity lines of credit$33,0001,275
2014-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$710,0001,906
Nonaccrual loans secured by 1-4 Family first liens$553,0001,989
Nonaccrual loans secured by 1-4 Family junior liens$124,000755
Nonaccrual home equity lines of credit$33,0001,296
2014-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$752,0001,874
Nonaccrual loans secured by 1-4 Family first liens$584,0001,962
Nonaccrual loans secured by 1-4 Family junior liens$168,000654
Nonaccrual home equity lines of credit$01,651
2014-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$668,0002,039
Nonaccrual loans secured by 1-4 Family first liens$616,0001,934
Nonaccrual loans secured by 1-4 Family junior liens$52,0001,295
Nonaccrual home equity lines of credit$01,677
2014-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$561,0002,329
Nonaccrual loans secured by 1-4 Family first liens$509,0002,222
Nonaccrual loans secured by 1-4 Family junior liens$52,0001,345
Nonaccrual home equity lines of credit$01,690
2013-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$127,0003,941
Nonaccrual loans secured by 1-4 Family first liens$127,0003,713
Nonaccrual loans secured by 1-4 Family junior liens$02,269
Nonaccrual home equity lines of credit$01,736
2013-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$95,0004,220
Nonaccrual loans secured by 1-4 Family first liens$95,0003,998
Nonaccrual loans secured by 1-4 Family junior liens$02,279
Nonaccrual home equity lines of credit$01,767
2013-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$92,0004,280
Nonaccrual loans secured by 1-4 Family first liens$92,0004,059
Nonaccrual loans secured by 1-4 Family junior liens$02,302
Nonaccrual home equity lines of credit$01,772
2013-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$209,0003,674
Nonaccrual loans secured by 1-4 Family first liens$94,0004,106
Nonaccrual loans secured by 1-4 Family junior liens$02,343
Nonaccrual home equity lines of credit$115,0001,070
2012-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$222,0003,685
Nonaccrual loans secured by 1-4 Family first liens$95,0004,139
Nonaccrual loans secured by 1-4 Family junior liens$10,0002,167
Nonaccrual home equity lines of credit$117,0001,095
2012-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$227,0003,747
Nonaccrual loans secured by 1-4 Family first liens$96,0004,196
Nonaccrual loans secured by 1-4 Family junior liens$10,0002,241
Nonaccrual home equity lines of credit$121,0001,106
2012-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$231,0003,744
Nonaccrual loans secured by 1-4 Family first liens$97,0004,252
Nonaccrual loans secured by 1-4 Family junior liens$11,0002,243
Nonaccrual home equity lines of credit$123,0001,103
2012-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$578,0002,817
Nonaccrual loans secured by 1-4 Family first liens$442,0002,894
Nonaccrual loans secured by 1-4 Family junior liens$12,0002,273
Nonaccrual home equity lines of credit$124,0001,127
2011-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$140,0004,292
Nonaccrual loans secured by 1-4 Family first liens$3,0005,118
Nonaccrual loans secured by 1-4 Family junior liens$13,0002,217
Nonaccrual home equity lines of credit$124,0001,124
2011-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$152,0004,250
Nonaccrual loans secured by 1-4 Family first liens$4,0005,132
Nonaccrual loans secured by 1-4 Family junior liens$24,0002,089
Nonaccrual home equity lines of credit$124,0001,147
2011-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$532,0002,942
Nonaccrual loans secured by 1-4 Family first liens$514,0002,747
Nonaccrual loans secured by 1-4 Family junior liens$18,0002,156
Nonaccrual home equity lines of credit$01,951
2011-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$579,0002,863
Nonaccrual loans secured by 1-4 Family first liens$545,0002,706
Nonaccrual loans secured by 1-4 Family junior liens$34,0001,947
Nonaccrual home equity lines of credit$02,000
2010-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$505,0003,080
Nonaccrual loans secured by 1-4 Family first liens$487,0002,869
Nonaccrual loans secured by 1-4 Family junior liens$18,0002,249
Nonaccrual home equity lines of credit$01,975
2010-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$652,0002,753
Nonaccrual loans secured by 1-4 Family first liens$491,0002,868
Nonaccrual loans secured by 1-4 Family junior liens$161,0001,075
Nonaccrual home equity lines of credit$01,977
2010-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$154,0004,291
Nonaccrual loans secured by 1-4 Family first liens$135,0004,147
Nonaccrual loans secured by 1-4 Family junior liens$19,0002,209
Nonaccrual home equity lines of credit$01,948
2010-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$383,0003,389
Nonaccrual loans secured by 1-4 Family first liens$256,0003,573
Nonaccrual loans secured by 1-4 Family junior liens$127,0001,241
Nonaccrual home equity lines of credit$01,967
2009-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$712,0002,571
Nonaccrual loans secured by 1-4 Family first liens$693,0002,383
Nonaccrual loans secured by 1-4 Family junior liens$19,0002,162
Nonaccrual home equity lines of credit$01,906
2009-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$1,054,0002,004
Nonaccrual loans secured by 1-4 Family first liens$954,0001,917
Nonaccrual loans secured by 1-4 Family junior liens$19,0002,133
Nonaccrual home equity lines of credit$81,0001,294
2009-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$579,0002,607
Nonaccrual loans secured by 1-4 Family first liens$329,0002,988
Nonaccrual loans secured by 1-4 Family junior liens$02,415
Nonaccrual home equity lines of credit$250,000739
2009-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$509,0002,583
Nonaccrual loans secured by 1-4 Family first liens$259,0003,073
Nonaccrual loans secured by 1-4 Family junior liens$02,295
Nonaccrual home equity lines of credit$250,000656
2008-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$338,0002,869
Nonaccrual loans secured by 1-4 Family first liens$69,0004,062
Nonaccrual loans secured by 1-4 Family junior liens$19,0001,794
Nonaccrual home equity lines of credit$250,000568
2008-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$34,0004,601
Nonaccrual loans secured by 1-4 Family first liens$14,0004,496
Nonaccrual loans secured by 1-4 Family junior liens$20,0001,624
Nonaccrual home equity lines of credit$01,560
2008-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$9,0004,822
Nonaccrual loans secured by 1-4 Family first liens$9,0004,406
Nonaccrual loans secured by 1-4 Family junior liens$01,914
Nonaccrual home equity lines of credit$01,511
2008-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$123,0003,378
Nonaccrual loans secured by 1-4 Family first liens$123,0003,069
Nonaccrual loans secured by 1-4 Family junior liens$01,860
Nonaccrual home equity lines of credit$01,405
2007-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$116,0003,258
Nonaccrual loans secured by 1-4 Family first liens$116,0002,945
Nonaccrual loans secured by 1-4 Family junior liens$01,742
Nonaccrual home equity lines of credit$01,340
2007-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$59,0003,673
Nonaccrual loans secured by 1-4 Family first liens$59,0003,353
Nonaccrual loans secured by 1-4 Family junior liens$01,685
Nonaccrual home equity lines of credit$01,263
2007-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$76,0003,390
Nonaccrual loans secured by 1-4 Family first liens$76,0003,058
Nonaccrual loans secured by 1-4 Family junior liens$01,674
Nonaccrual home equity lines of credit$01,216
2007-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$04,553
Nonaccrual loans secured by 1-4 Family first liens$04,142
Nonaccrual loans secured by 1-4 Family junior liens$01,661
Nonaccrual home equity lines of credit$01,218
2006-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$60,0003,494
Nonaccrual loans secured by 1-4 Family first liens$60,0003,170
Nonaccrual loans secured by 1-4 Family junior liens$01,602
Nonaccrual home equity lines of credit$01,177
2006-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$60,0003,441
Nonaccrual loans secured by 1-4 Family first liens$60,0003,162
Nonaccrual loans secured by 1-4 Family junior liens$01,576
Nonaccrual home equity lines of credit$01,107
2006-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$60,0003,357
Nonaccrual loans secured by 1-4 Family first liens$60,0003,077
Nonaccrual loans secured by 1-4 Family junior liens$01,526
Nonaccrual home equity lines of credit$01,034
2006-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$61,0003,406
Nonaccrual loans secured by 1-4 Family first liens$61,0003,142
Nonaccrual loans secured by 1-4 Family junior liens$01,585
Nonaccrual home equity lines of credit$01,017
2005-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$115,0002,813
Nonaccrual loans secured by 1-4 Family first liens$61,0003,202
Nonaccrual loans secured by 1-4 Family junior liens$54,000746
Nonaccrual home equity lines of credit$01,015
2005-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$110,0002,853
Nonaccrual loans secured by 1-4 Family first liens$9,0004,080
Nonaccrual loans secured by 1-4 Family junior liens$101,000485
Nonaccrual home equity lines of credit$0995
2005-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$63,0003,388
Nonaccrual loans secured by 1-4 Family first liens$9,0004,086
Nonaccrual loans secured by 1-4 Family junior liens$54,000728
Nonaccrual home equity lines of credit$0937
2005-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$154,0002,456
Nonaccrual loans secured by 1-4 Family first liens$154,0002,226
Nonaccrual loans secured by 1-4 Family junior liens$01,670
Nonaccrual home equity lines of credit$0942
2004-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$54,0003,692
Nonaccrual loans secured by 1-4 Family first liens$04,394
Nonaccrual loans secured by 1-4 Family junior liens$54,000766
Nonaccrual home equity lines of credit$0937
2004-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$54,0003,701
Nonaccrual loans secured by 1-4 Family first liens$04,413
Nonaccrual loans secured by 1-4 Family junior liens$54,000786
Nonaccrual home equity lines of credit$0939
2004-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$72,0003,408
Nonaccrual loans secured by 1-4 Family first liens$18,0004,025
Nonaccrual loans secured by 1-4 Family junior liens$54,000790
Nonaccrual home equity lines of credit$0902
2004-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$70,0003,552
Nonaccrual loans secured by 1-4 Family first liens$16,0004,180
Nonaccrual loans secured by 1-4 Family junior liens$54,000813
Nonaccrual home equity lines of credit$0892
2003-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$70,0003,555
Nonaccrual loans secured by 1-4 Family first liens$16,0003,652
Nonaccrual loans secured by 1-4 Family junior liens$54,000746
Nonaccrual home equity lines of credit$0784
2003-09-30Rank
Secured by 1-4 family residential properties in nonaccrual status$98,0003,242
Nonaccrual loans secured by 1-4 Family first liens$44,0003,205
Nonaccrual loans secured by 1-4 Family junior liens$54,000764
Nonaccrual home equity lines of credit$0831
2003-06-30Rank
Secured by 1-4 family residential properties in nonaccrual status$100,0003,180
Nonaccrual loans secured by 1-4 Family first liens$34,0003,308
Nonaccrual loans secured by 1-4 Family junior liens$66,000655
Nonaccrual home equity lines of credit$0845
2003-03-31Rank
Secured by 1-4 family residential properties in nonaccrual status$63,0003,661
Nonaccrual loans secured by 1-4 Family first liens$9,0003,766
Nonaccrual loans secured by 1-4 Family junior liens$54,000708
Nonaccrual home equity lines of credit$0820
2002-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$04,918
Nonaccrual loans secured by 1-4 Family first liens$03,904
Nonaccrual loans secured by 1-4 Family junior liens$01,582
Nonaccrual home equity lines of credit$0791
2001-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$162,0002,399
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0817
2000-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$24,0004,097
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0748
1999-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$127,0002,534
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0755
1998-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$160,0002,387
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0788
1997-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$143,0002,660
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0835
1996-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$54,0004,039
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0741
1995-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$62,0003,937
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0732
1994-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$74,0003,822
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0743
1993-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$100,0003,766
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0772
1992-12-31Rank
Secured by 1-4 family residential properties in nonaccrual status$376,0002,133
Nonaccrual loans secured by 1-4 Family first liensNANA
Nonaccrual loans secured by 1-4 Family junior liensNANA
Nonaccrual home equity lines of credit$0832