Home > Central Bank of Oklahoma > Income and Expense

Central Bank of Oklahoma, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$23,161,0001,051
Total interest expense$1,892,0001,137
Net interest income$21,269,0001,037
Provision for loan and lease losses$114,0001,874
Total noninterest income$2,748,0001,628
Gross Fiduciary activities income$0957
Service charges on deposit accounts$576,0001,165
Trading account gains and fees$0132
Additional Noninterest Income$2,172,0001,589
Total noninterest expense$10,700,0001,518
Salaries and employee benefits$5,930,0001,582
Premises and equipment expense$1,123,0001,549
Additional noninterest expense$3,647,0001,368
Pre-tax net operating income$13,203,000865
Securities gains (losses)$1,0001,947
Applicable income taxes$3,388,000693
Income before extraordinary items$9,816,000966
Extraordinary gains, net$08
Net income$9,816,000966
Minority interest net income$069
Net income of bank and minority interests.$9,816,000966
Net charge-offs$-80,0004,385
Cash dividends$9,600,000395
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,815,210950
2021-06-30 (YTD Data)Rank
Total interest income$15,216,0001,050
Total interest expense$1,309,0001,140
Net interest income$13,907,0001,042
Provision for loan and lease losses$106,0001,646
Total noninterest income$1,669,0001,694
Gross Fiduciary activities income$0951
Service charges on deposit accounts$358,0001,194
Trading account gains and fees$0133
Additional Noninterest Income$1,311,0001,636
Total noninterest expense$7,134,0001,512
Salaries and employee benefits$3,978,0001,565
Premises and equipment expense$745,0001,555
Additional noninterest expense$2,411,0001,361
Pre-tax net operating income$8,336,000884
Securities gains (losses)$01,818
Applicable income taxes$2,145,000711
Income before extraordinary items$6,191,000999
Extraordinary gains, net$06
Net income$6,191,000999
Minority interest net income$067
Net income of bank and minority interests.$6,191,000999
Net charge-offs$-53,0004,373
Cash dividends$5,800,000408
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,191,000976
2021-03-31 (YTD Data)Rank
Total interest income$7,714,0001,030
Total interest expense$684,0001,156
Net interest income$7,030,0001,016
Provision for loan and lease losses$84,0001,395
Total noninterest income$846,0001,682
Gross Fiduciary activities income$0922
Service charges on deposit accounts$170,0001,236
Trading account gains and fees$0127
Additional Noninterest Income$676,0001,618
Total noninterest expense$3,556,0001,503
Salaries and employee benefits$1,954,0001,579
Premises and equipment expense$348,0001,656
Additional noninterest expense$1,254,0001,293
Pre-tax net operating income$4,236,000879
Securities gains (losses)$01,392
Applicable income taxes$1,091,000703
Income before extraordinary items$3,145,000972
Extraordinary gains, net$03
Net income$3,145,000972
Minority interest net income$055
Net income of bank and minority interests.$3,145,000972
Net charge-offs$-37,0004,526
Cash dividends$2,800,000367
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,145,000952
2020-12-31 (YTD Data)Rank
Total interest income$30,869,0001,024
Total interest expense$4,255,0001,101
Net interest income$26,614,0001,013
Provision for loan and lease losses$248,0002,868
Total noninterest income$2,740,0001,810
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$756,0001,183
Trading account gains and fees$0133
Additional Noninterest Income$1,984,0001,791
Total noninterest expense$13,421,0001,550
Salaries and employee benefits$7,611,0001,574
Premises and equipment expense$1,385,0001,618
Additional noninterest expense$4,425,0001,414
Pre-tax net operating income$15,685,000715
Securities gains (losses)$02,675
Applicable income taxes$4,029,000572
Income before extraordinary items$11,656,000828
Extraordinary gains, net$04
Net income$11,656,000828
Minority interest net income$072
Net income of bank and minority interests.$11,656,000828
Net charge-offs$44,0002,464
Cash dividends$9,000,000494
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,656,000793
2020-09-30 (YTD Data)Rank
Total interest income$23,040,0001,031
Total interest expense$3,484,0001,078
Net interest income$19,556,0001,024
Provision for loan and lease losses$187,0002,834
Total noninterest income$1,939,0001,821
Gross Fiduciary activities income$0981
Service charges on deposit accounts$567,0001,179
Trading account gains and fees$0125
Additional Noninterest Income$1,372,0001,836
Total noninterest expense$10,007,0001,537
Salaries and employee benefits$5,667,0001,570
Premises and equipment expense$1,045,0001,602
Additional noninterest expense$3,295,0001,402
Pre-tax net operating income$11,301,000715
Securities gains (losses)$02,494
Applicable income taxes$2,902,000571
Income before extraordinary items$8,399,000829
Extraordinary gains, net$04
Net income$8,399,000829
Minority interest net income$065
Net income of bank and minority interests.$8,399,000829
Net charge-offs$-15,0004,350
Cash dividends$2,000,0001,100
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,399,000800
2020-06-30 (YTD Data)Rank
Total interest income$15,322,0001,046
Total interest expense$2,627,0001,040
Net interest income$12,695,0001,052
Provision for loan and lease losses$97,0003,028
Total noninterest income$1,115,0001,904
Gross Fiduciary activities income$0970
Service charges on deposit accounts$380,0001,180
Trading account gains and fees$0123
Additional Noninterest Income$735,0001,988
Total noninterest expense$6,597,0001,537
Salaries and employee benefits$3,724,0001,577
Premises and equipment expense$699,0001,599
Additional noninterest expense$2,174,0001,396
Pre-tax net operating income$7,116,000685
Securities gains (losses)$02,249
Applicable income taxes$1,826,000533
Income before extraordinary items$5,290,000808
Extraordinary gains, net$04
Net income$5,290,000808
Minority interest net income$065
Net income of bank and minority interests.$5,290,000808
Net charge-offs$-1,0003,744
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,290,000775
2020-03-31 (YTD Data)Rank
Total interest income$7,704,0001,050
Total interest expense$1,609,000950
Net interest income$6,095,0001,067
Provision for loan and lease losses$15,0003,204
Total noninterest income$532,0001,883
Gross Fiduciary activities income$0941
Service charges on deposit accounts$217,0001,224
Trading account gains and fees$0106
Additional Noninterest Income$315,0001,952
Total noninterest expense$3,312,0001,547
Salaries and employee benefits$1,869,0001,589
Premises and equipment expense$338,0001,659
Additional noninterest expense$1,105,0001,399
Pre-tax net operating income$3,300,000672
Securities gains (losses)$01,705
Applicable income taxes$848,000516
Income before extraordinary items$2,452,000782
Extraordinary gains, net$04
Net income$2,452,000782
Minority interest net income$056
Net income of bank and minority interests.$2,452,000782
Net charge-offs$6,0002,039
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,452,000768
2019-12-31 (YTD Data)Rank
Total interest income$33,139,000994
Total interest expense$7,213,000905
Net interest income$25,926,0001,015
Provision for loan and lease losses$465,0001,553
Total noninterest income$1,946,0001,997
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$923,0001,189
Trading account gains and fees$0135
Additional Noninterest Income$1,023,0002,222
Total noninterest expense$13,253,0001,509
Salaries and employee benefits$7,520,0001,541
Premises and equipment expense$1,326,0001,661
Additional noninterest expense$4,407,0001,403
Pre-tax net operating income$14,154,000786
Securities gains (losses)$02,379
Applicable income taxes$3,602,000627
Income before extraordinary items$10,552,000903
Extraordinary gains, net$011
Net income$10,552,000904
Minority interest net income$076
Net income of bank and minority interests.$10,552,000904
Net charge-offs$585,000939
Cash dividends$8,000,000558
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,552,000884
2019-09-30 (YTD Data)Rank
Total interest income$25,047,000994
Total interest expense$5,455,000908
Net interest income$19,592,0001,017
Provision for loan and lease losses$451,0001,244
Total noninterest income$1,532,0001,956
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$672,0001,222
Trading account gains and fees$0129
Additional Noninterest Income$860,0002,084
Total noninterest expense$10,106,0001,488
Salaries and employee benefits$5,744,0001,510
Premises and equipment expense$983,0001,693
Additional noninterest expense$3,379,0001,366
Pre-tax net operating income$10,567,000805
Securities gains (losses)$02,167
Applicable income taxes$2,721,000630
Income before extraordinary items$7,846,000918
Extraordinary gains, net$011
Net income$7,846,000919
Minority interest net income$072
Net income of bank and minority interests.$7,846,000919
Net charge-offs$178,0001,382
Cash dividends$6,500,000494
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,846,000905
2019-06-30 (YTD Data)Rank
Total interest income$16,621,000989
Total interest expense$3,527,000914
Net interest income$13,094,0001,010
Provision for loan and lease losses$368,0001,056
Total noninterest income$1,005,0001,952
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$432,0001,237
Trading account gains and fees$0131
Additional Noninterest Income$573,0002,058
Total noninterest expense$6,792,0001,489
Salaries and employee benefits$3,837,0001,510
Premises and equipment expense$660,0001,692
Additional noninterest expense$2,295,0001,366
Pre-tax net operating income$6,939,000796
Securities gains (losses)$01,702
Applicable income taxes$1,786,000617
Income before extraordinary items$5,153,000902
Extraordinary gains, net$011
Net income$5,153,000902
Minority interest net income$069
Net income of bank and minority interests.$5,153,000902
Net charge-offs$125,0001,264
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,153,000888
2019-03-31 (YTD Data)Rank
Total interest income$8,256,000993
Total interest expense$1,706,000913
Net interest income$6,550,0001,011
Provision for loan and lease losses$226,000846
Total noninterest income$507,0001,913
Gross Fiduciary activities income$0972
Service charges on deposit accounts$210,0001,264
Trading account gains and fees$0126
Additional Noninterest Income$297,0001,971
Total noninterest expense$3,463,0001,478
Salaries and employee benefits$1,952,0001,497
Premises and equipment expense$347,0001,644
Additional noninterest expense$1,164,0001,328
Pre-tax net operating income$3,368,000801
Securities gains (losses)$01,087
Applicable income taxes$867,000610
Income before extraordinary items$2,501,000915
Extraordinary gains, net$05
Net income$2,501,000913
Minority interest net income$052
Net income of bank and minority interests.$2,501,000914
Net charge-offs$30,0001,503
Cash dividends$2,301,000455
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,501,000899
2018-12-31 (YTD Data)Rank
Total interest income$31,046,000990
Total interest expense$5,187,000889
Net interest income$25,859,0001,009
Provision for loan and lease losses$973,000907
Total noninterest income$2,213,0001,876
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$960,0001,200
Trading account gains and fees$0126
Additional Noninterest Income$1,253,0001,998
Total noninterest expense$13,631,0001,459
Salaries and employee benefits$7,619,0001,477
Premises and equipment expense$1,317,0001,679
Additional noninterest expense$4,695,0001,312
Pre-tax net operating income$13,468,000818
Securities gains (losses)$01,125
Applicable income taxes$3,311,000621
Income before extraordinary items$10,157,000902
Extraordinary gains, net$06
Net income$10,157,000901
Minority interest net income$072
Net income of bank and minority interests.$10,157,000901
Net charge-offs$966,000603
Cash dividends$12,998,000339
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,157,000902
2018-09-30 (YTD Data)Rank
Total interest income$22,827,000998
Total interest expense$3,642,000889
Net interest income$19,185,0001,013
Provision for loan and lease losses$682,000883
Total noninterest income$1,632,0001,924
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$686,0001,255
Trading account gains and fees$0138
Additional Noninterest Income$946,0002,002
Total noninterest expense$10,171,0001,467
Salaries and employee benefits$5,504,0001,522
Premises and equipment expense$952,0001,750
Additional noninterest expense$3,715,0001,253
Pre-tax net operating income$9,964,000826
Securities gains (losses)$01,118
Applicable income taxes$2,557,000615
Income before extraordinary items$7,407,000932
Extraordinary gains, net$05
Net income$7,407,000930
Minority interest net income$066
Net income of bank and minority interests.$7,407,000931
Net charge-offs$751,000543
Cash dividends$6,500,000441
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,407,000929
2018-06-30 (YTD Data)Rank
Total interest income$14,833,0001,009
Total interest expense$2,257,000889
Net interest income$12,576,0001,023
Provision for loan and lease losses$444,000912
Total noninterest income$1,075,0001,930
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$455,0001,256
Trading account gains and fees$0130
Additional Noninterest Income$620,0002,026
Total noninterest expense$6,813,0001,469
Salaries and employee benefits$3,687,0001,521
Premises and equipment expense$642,0001,746
Additional noninterest expense$2,484,0001,248
Pre-tax net operating income$6,394,000844
Securities gains (losses)$0961
Applicable income taxes$1,642,000623
Income before extraordinary items$4,752,000957
Extraordinary gains, net$06
Net income$4,752,000955
Minority interest net income$065
Net income of bank and minority interests.$4,752,000956
Net charge-offs$435,000572
Cash dividends$2,500,000632
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,752,000948
2018-03-31 (YTD Data)Rank
Total interest income$7,293,0001,015
Total interest expense$1,053,000905
Net interest income$6,240,0001,029
Provision for loan and lease losses$231,000845
Total noninterest income$529,0001,917
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$227,0001,254
Trading account gains and fees$0123
Additional Noninterest Income$302,0002,016
Total noninterest expense$3,385,0001,491
Salaries and employee benefits$1,881,0001,512
Premises and equipment expense$314,0001,804
Additional noninterest expense$1,190,0001,294
Pre-tax net operating income$3,153,000827
Securities gains (losses)$0735
Applicable income taxes$811,000617
Income before extraordinary items$2,342,000933
Extraordinary gains, net$07
Net income$2,342,000933
Minority interest net income$052
Net income of bank and minority interests.$2,342,000933
Net charge-offs$145,000694
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,342,000926
2017-12-31 (YTD Data)Rank
Total interest income$29,127,000984
Total interest expense$3,471,000945
Net interest income$25,656,000987
Provision for loan and lease losses$967,000928
Total noninterest income$1,959,0002,051
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$945,0001,241
Trading account gains and fees$0151
Additional Noninterest Income$1,014,0002,271
Total noninterest expense$13,224,0001,502
Salaries and employee benefits$7,367,0001,508
Premises and equipment expense$1,324,0001,706
Additional noninterest expense$4,533,0001,353
Pre-tax net operating income$13,424,000762
Securities gains (losses)$02,243
Applicable income taxes$5,853,000598
Income before extraordinary items$7,571,000949
Extraordinary gains, net$09
Net income$7,571,000949
Minority interest net income$076
Net income of bank and minority interests.$7,571,000949
Net charge-offs$941,000722
Cash dividends$10,000,000372
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,571,000939
2017-09-30 (YTD Data)Rank
Total interest income$21,808,000979
Total interest expense$2,531,000952
Net interest income$19,277,000984
Provision for loan and lease losses$731,000897
Total noninterest income$1,521,0002,037
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$712,0001,240
Trading account gains and fees$0145
Additional Noninterest Income$809,0002,240
Total noninterest expense$10,045,0001,501
Salaries and employee benefits$5,574,0001,498
Premises and equipment expense$1,009,0001,679
Additional noninterest expense$3,462,0001,325
Pre-tax net operating income$10,022,000767
Securities gains (losses)$02,274
Applicable income taxes$3,881,000577
Income before extraordinary items$6,141,000965
Extraordinary gains, net$09
Net income$6,141,000965
Minority interest net income$071
Net income of bank and minority interests.$6,141,000965
Net charge-offs$582,000717
Cash dividends$8,000,000338
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,141,000947
2017-06-30 (YTD Data)Rank
Total interest income$14,379,000988
Total interest expense$1,590,000981
Net interest income$12,789,000982
Provision for loan and lease losses$484,000883
Total noninterest income$1,067,0001,967
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$473,0001,233
Trading account gains and fees$0139
Additional Noninterest Income$594,0002,121
Total noninterest expense$6,787,0001,482
Salaries and employee benefits$3,772,0001,485
Premises and equipment expense$682,0001,667
Additional noninterest expense$2,333,0001,313
Pre-tax net operating income$6,585,000757
Securities gains (losses)$01,906
Applicable income taxes$2,549,000571
Income before extraordinary items$4,036,000959
Extraordinary gains, net$011
Net income$4,036,000960
Minority interest net income$071
Net income of bank and minority interests.$4,036,000959
Net charge-offs$86,0001,635
Cash dividends$5,000,000353
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,036,000949
2017-03-31 (YTD Data)Rank
Total interest income$7,260,000977
Total interest expense$744,0001,021
Net interest income$6,516,000956
Provision for loan and lease losses$238,000825
Total noninterest income$520,0001,993
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$240,0001,229
Trading account gains and fees$0142
Additional Noninterest Income$280,0002,188
Total noninterest expense$3,425,0001,466
Salaries and employee benefits$1,934,0001,477
Premises and equipment expense$334,0001,713
Additional noninterest expense$1,157,0001,322
Pre-tax net operating income$3,373,000737
Securities gains (losses)$01,153
Applicable income taxes$1,306,000553
Income before extraordinary items$2,067,000913
Extraordinary gains, net$08
Net income$2,067,000913
Minority interest net income$055
Net income of bank and minority interests.$2,067,000913
Net charge-offs$49,0001,353
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,067,000897
2016-12-31 (YTD Data)Rank
Total interest income$27,795,000981
Total interest expense$2,623,0001,094
Net interest income$25,172,000959
Provision for loan and lease losses$1,312,000719
Total noninterest income$2,550,0001,825
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,268,000970
Trading account gains and fees$0170
Additional Noninterest Income$1,282,0002,086
Total noninterest expense$14,944,0001,322
Salaries and employee benefits$7,736,0001,411
Premises and equipment expense$1,354,0001,670
Additional noninterest expense$5,854,0001,117
Pre-tax net operating income$11,466,000821
Securities gains (losses)$03,212
Applicable income taxes$4,429,000604
Income before extraordinary items$7,037,0001,050
Extraordinary gains, net$05
Net income$7,037,0001,049
Minority interest net income$082
Net income of bank and minority interests.$7,037,0001,049
Net charge-offs$1,321,000538
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,037,0001,029
2016-09-30 (YTD Data)Rank
Total interest income$20,699,000984
Total interest expense$1,926,0001,116
Net interest income$18,773,000963
Provision for loan and lease losses$800,000821
Total noninterest income$1,843,0001,872
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$938,000978
Trading account gains and fees$0169
Additional Noninterest Income$905,0002,170
Total noninterest expense$10,899,0001,351
Salaries and employee benefits$5,808,0001,398
Premises and equipment expense$997,0001,704
Additional noninterest expense$4,094,0001,183
Pre-tax net operating income$8,917,000799
Securities gains (losses)$03,160
Applicable income taxes$3,445,000596
Income before extraordinary items$5,472,0001,030
Extraordinary gains, net$05
Net income$5,472,0001,030
Minority interest net income$071
Net income of bank and minority interests.$5,472,0001,030
Net charge-offs$1,087,000451
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,472,0001,004
2016-06-30 (YTD Data)Rank
Total interest income$13,621,000999
Total interest expense$1,241,0001,156
Net interest income$12,380,000972
Provision for loan and lease losses$487,000873
Total noninterest income$1,174,0001,908
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$579,0001,044
Trading account gains and fees$0157
Additional Noninterest Income$595,0002,156
Total noninterest expense$7,129,0001,379
Salaries and employee benefits$3,748,0001,452
Premises and equipment expense$658,0001,711
Additional noninterest expense$2,723,0001,189
Pre-tax net operating income$5,938,000790
Securities gains (losses)$02,835
Applicable income taxes$2,294,000591
Income before extraordinary items$3,644,0001,012
Extraordinary gains, net$016
Net income$3,644,0001,011
Minority interest net income$071
Net income of bank and minority interests.$3,644,0001,011
Net charge-offs$862,000402
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,644,000983
2016-03-31 (YTD Data)Rank
Total interest income$6,641,0001,024
Total interest expense$600,0001,184
Net interest income$6,041,0001,001
Provision for loan and lease losses$226,000865
Total noninterest income$606,0001,838
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$293,0001,027
Trading account gains and fees$0142
Additional Noninterest Income$313,0002,044
Total noninterest expense$3,534,0001,386
Salaries and employee benefits$1,870,0001,464
Premises and equipment expense$323,0001,760
Additional noninterest expense$1,341,0001,199
Pre-tax net operating income$2,887,000794
Securities gains (losses)$02,077
Applicable income taxes$1,113,000592
Income before extraordinary items$1,774,0001,015
Extraordinary gains, net$012
Net income$1,774,0001,016
Minority interest net income$062
Net income of bank and minority interests.$1,774,0001,016
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,774,000984
2015-12-31 (YTD Data)Rank
Total interest income$26,549,000984
Total interest expense$2,402,0001,160
Net interest income$24,147,000957
Provision for loan and lease losses$1,117,000742
Total noninterest income$2,217,0001,977
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,052,0001,170
Trading account gains and fees$0159
Additional Noninterest Income$1,165,0002,182
Total noninterest expense$14,025,0001,388
Salaries and employee benefits$7,627,0001,408
Premises and equipment expense$1,341,0001,703
Additional noninterest expense$5,057,0001,256
Pre-tax net operating income$11,222,000797
Securities gains (losses)$11,0002,544
Applicable income taxes$4,340,000583
Income before extraordinary items$6,893,0001,039
Extraordinary gains, net$023
Net income$6,893,0001,038
Minority interest net income$081
Net income of bank and minority interests.$6,893,0001,039
Net charge-offs$1,623,000461
Cash dividends$5,300,000628
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,885,9601,016
2015-09-30 (YTD Data)Rank
Total interest income$19,803,000995
Total interest expense$1,798,0001,174
Net interest income$18,005,000965
Provision for loan and lease losses$673,000826
Total noninterest income$1,735,0001,940
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$743,0001,238
Trading account gains and fees$0153
Additional Noninterest Income$992,0002,039
Total noninterest expense$10,475,0001,392
Salaries and employee benefits$5,635,0001,432
Premises and equipment expense$989,0001,750
Additional noninterest expense$3,851,0001,252
Pre-tax net operating income$8,592,000790
Securities gains (losses)$03,031
Applicable income taxes$3,320,000598
Income before extraordinary items$5,272,0001,004
Extraordinary gains, net$021
Net income$5,272,0001,004
Minority interest net income$078
Net income of bank and minority interests.$5,272,0001,004
Net charge-offs$828,000583
Cash dividends$5,300,000463
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,272,000978
2015-06-30 (YTD Data)Rank
Total interest income$13,201,000992
Total interest expense$1,190,0001,189
Net interest income$12,011,000956
Provision for loan and lease losses$515,000740
Total noninterest income$1,167,0001,949
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$463,0001,300
Trading account gains and fees$0157
Additional Noninterest Income$704,0001,956
Total noninterest expense$6,940,0001,410
Salaries and employee benefits$3,732,0001,441
Premises and equipment expense$669,0001,734
Additional noninterest expense$2,539,0001,255
Pre-tax net operating income$5,723,000792
Securities gains (losses)$02,636
Applicable income taxes$2,211,000602
Income before extraordinary items$3,512,0001,008
Extraordinary gains, net$022
Net income$3,512,0001,008
Minority interest net income$075
Net income of bank and minority interests.$3,512,0001,008
Net charge-offs$421,000728
Cash dividends$3,400,000461
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,512,000979
2015-03-31 (YTD Data)Rank
Total interest income$6,510,0001,002
Total interest expense$591,0001,191
Net interest income$5,919,000969
Provision for loan and lease losses$258,000731
Total noninterest income$571,0001,942
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$220,0001,335
Trading account gains and fees$0152
Additional Noninterest Income$351,0001,921
Total noninterest expense$3,444,0001,423
Salaries and employee benefits$1,858,0001,452
Premises and equipment expense$346,0001,698
Additional noninterest expense$1,240,0001,268
Pre-tax net operating income$2,788,000795
Securities gains (losses)$02,027
Applicable income taxes$1,077,000602
Income before extraordinary items$1,711,0001,001
Extraordinary gains, net$013
Net income$1,711,0001,001
Minority interest net income$064
Net income of bank and minority interests.$1,711,0001,002
Net charge-offs$172,000813
Cash dividends$1,500,000470
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,711,000969
2014-12-31 (YTD Data)Rank
Total interest income$25,207,0001,015
Total interest expense$2,457,0001,189
Net interest income$22,750,000984
Provision for loan and lease losses$1,060,000835
Total noninterest income$2,675,0001,711
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,161,0001,140
Trading account gains and fees$0180
Additional Noninterest Income$1,514,0001,763
Total noninterest expense$13,808,0001,395
Salaries and employee benefits$7,299,0001,431
Premises and equipment expense$1,460,0001,606
Additional noninterest expense$5,049,0001,291
Pre-tax net operating income$10,557,000786
Securities gains (losses)$03,259
Applicable income taxes$4,078,000573
Income before extraordinary items$6,479,0001,025
Extraordinary gains, net$017
Net income$6,479,0001,024
Minority interest net income$084
Net income of bank and minority interests.$6,479,0001,024
Net charge-offs$1,393,000689
Cash dividends$6,476,000487
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,479,0001,003
2014-09-30 (YTD Data)Rank
Total interest income$18,820,0001,024
Total interest expense$1,856,0001,195
Net interest income$16,964,000996
Provision for loan and lease losses$754,000839
Total noninterest income$2,076,0001,671
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$883,0001,130
Trading account gains and fees$0174
Additional Noninterest Income$1,193,0001,732
Total noninterest expense$10,426,0001,396
Salaries and employee benefits$5,449,0001,448
Premises and equipment expense$1,116,0001,592
Additional noninterest expense$3,861,0001,259
Pre-tax net operating income$7,860,000802
Securities gains (losses)$02,980
Applicable income taxes$3,035,000590
Income before extraordinary items$4,825,0001,036
Extraordinary gains, net$015
Net income$4,825,0001,036
Minority interest net income$081
Net income of bank and minority interests.$4,825,0001,036
Net charge-offs$740,000859
Cash dividends$4,750,000473
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,825,0001,019
2014-06-30 (YTD Data)Rank
Total interest income$12,402,0001,031
Total interest expense$1,238,0001,203
Net interest income$11,164,0001,001
Provision for loan and lease losses$503,000839
Total noninterest income$1,210,0001,834
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$566,0001,145
Trading account gains and fees$0172
Additional Noninterest Income$644,0001,953
Total noninterest expense$6,883,0001,405
Salaries and employee benefits$3,618,0001,448
Premises and equipment expense$746,0001,591
Additional noninterest expense$2,519,0001,286
Pre-tax net operating income$4,988,000813
Securities gains (losses)$02,580
Applicable income taxes$1,924,000599
Income before extraordinary items$3,064,0001,051
Extraordinary gains, net$020
Net income$3,064,0001,051
Minority interest net income$080
Net income of bank and minority interests.$3,064,0001,052
Net charge-offs$677,000680
Cash dividends$3,050,000464
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,064,0001,035
2014-03-31 (YTD Data)Rank
Total interest income$6,114,0001,046
Total interest expense$627,0001,206
Net interest income$5,487,0001,018
Provision for loan and lease losses$251,000824
Total noninterest income$598,0001,800
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$268,0001,196
Trading account gains and fees$0147
Additional Noninterest Income$330,0001,877
Total noninterest expense$3,405,0001,429
Salaries and employee benefits$1,774,0001,484
Premises and equipment expense$374,0001,616
Additional noninterest expense$1,257,0001,277
Pre-tax net operating income$2,429,000812
Securities gains (losses)$01,715
Applicable income taxes$937,000594
Income before extraordinary items$1,492,0001,054
Extraordinary gains, net$016
Net income$1,492,0001,055
Minority interest net income$066
Net income of bank and minority interests.$1,492,0001,055
Net charge-offs$-21,0006,063
Cash dividends$1,350,000468
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,492,0001,027
2013-12-31 (YTD Data)Rank
Total interest income$24,792,0001,019
Total interest expense$3,068,0001,098
Net interest income$21,724,0001,011
Provision for loan and lease losses$1,738,000697
Total noninterest income$2,624,0001,793
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$991,0001,373
Trading account gains and fees$0184
Additional Noninterest Income$1,633,0001,756
Total noninterest expense$14,387,0001,375
Salaries and employee benefits$7,551,0001,390
Premises and equipment expense$1,534,0001,547
Additional noninterest expense$5,302,0001,268
Pre-tax net operating income$8,223,000932
Securities gains (losses)$2,0002,972
Applicable income taxes$3,180,000639
Income before extraordinary items$5,045,0001,215
Extraordinary gains, net$029
Net income$5,045,0001,217
Minority interest net income$090
Net income of bank and minority interests.$5,045,0001,218
Net charge-offs$1,987,000750
Cash dividends$4,675,000604
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,043,7201,189
2013-09-30 (YTD Data)Rank
Total interest income$18,602,0001,023
Total interest expense$2,373,0001,101
Net interest income$16,229,0001,019
Provision for loan and lease losses$1,377,000687
Total noninterest income$2,078,0001,742
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$698,0001,463
Trading account gains and fees$0180
Additional Noninterest Income$1,380,0001,649
Total noninterest expense$10,926,0001,365
Salaries and employee benefits$5,684,0001,391
Premises and equipment expense$1,170,0001,538
Additional noninterest expense$4,072,0001,227
Pre-tax net operating income$6,004,000968
Securities gains (losses)$2,0002,831
Applicable income taxes$2,322,000655
Income before extraordinary items$3,684,0001,249
Extraordinary gains, net$025
Net income$3,684,0001,249
Minority interest net income$084
Net income of bank and minority interests.$3,684,0001,251
Net charge-offs$296,0002,133
Cash dividends$3,506,000566
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,682,7201,224
2013-06-30 (YTD Data)Rank
Total interest income$12,464,0001,016
Total interest expense$1,617,0001,099
Net interest income$10,847,000996
Provision for loan and lease losses$919,000725
Total noninterest income$1,397,0001,734
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$466,0001,436
Trading account gains and fees$0157
Additional Noninterest Income$931,0001,666
Total noninterest expense$7,158,0001,377
Salaries and employee benefits$3,757,0001,398
Premises and equipment expense$761,0001,572
Additional noninterest expense$2,640,0001,258
Pre-tax net operating income$4,167,000917
Securities gains (losses)$02,791
Applicable income taxes$1,611,000632
Income before extraordinary items$2,556,0001,193
Extraordinary gains, net$022
Net income$2,556,0001,195
Minority interest net income$082
Net income of bank and minority interests.$2,556,0001,196
Net charge-offs$325,0001,617
Cash dividends$2,337,000553
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,556,0001,143
2013-03-31 (YTD Data)Rank
Total interest income$6,244,0001,018
Total interest expense$832,0001,108
Net interest income$5,412,000997
Provision for loan and lease losses$455,000731
Total noninterest income$755,0001,632
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$231,0001,424
Trading account gains and fees$0148
Additional Noninterest Income$524,0001,523
Total noninterest expense$3,597,0001,388
Salaries and employee benefits$1,864,0001,425
Premises and equipment expense$381,0001,596
Additional noninterest expense$1,352,0001,217
Pre-tax net operating income$2,115,000884
Securities gains (losses)$01,966
Applicable income taxes$817,000632
Income before extraordinary items$1,298,0001,148
Extraordinary gains, net$010
Net income$1,298,0001,150
Minority interest net income$076
Net income of bank and minority interests.$1,298,0001,150
Net charge-offs$293,0001,074
Cash dividends$1,169,000471
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,298,0001,093
2012-12-31 (YTD Data)Rank
Total interest income$25,724,0001,030
Total interest expense$3,770,0001,184
Net interest income$21,954,0001,001
Provision for loan and lease losses$3,292,000712
Total noninterest income$2,802,0001,724
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$996,0001,416
Trading account gains and fees$0166
Additional Noninterest Income$1,806,0001,643
Total noninterest expense$15,135,0001,321
Salaries and employee benefits$7,679,0001,343
Premises and equipment expense$1,605,0001,482
Additional noninterest expense$5,851,0001,180
Pre-tax net operating income$6,329,0001,129
Securities gains (losses)$03,810
Applicable income taxes$2,449,000737
Income before extraordinary items$3,880,0001,491
Extraordinary gains, net$029
Net income$3,880,0001,491
Minority interest net income$093
Net income of bank and minority interests.$3,880,0001,492
Net charge-offs$3,288,000801
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,880,0001,403
2012-09-30 (YTD Data)Rank
Total interest income$19,293,0001,056
Total interest expense$2,884,0001,236
Net interest income$16,409,0001,012
Provision for loan and lease losses$2,235,000780
Total noninterest income$2,028,0001,768
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$751,0001,428
Trading account gains and fees$0157
Additional Noninterest Income$1,277,0001,712
Total noninterest expense$11,502,0001,300
Salaries and employee benefits$5,717,0001,353
Premises and equipment expense$1,210,0001,481
Additional noninterest expense$4,575,0001,122
Pre-tax net operating income$4,700,0001,142
Securities gains (losses)$03,575
Applicable income taxes$1,819,000772
Income before extraordinary items$2,881,0001,536
Extraordinary gains, net$020
Net income$2,881,0001,537
Minority interest net income$086
Net income of bank and minority interests.$2,881,0001,537
Net charge-offs$2,544,000766
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,881,0001,447
2012-06-30 (YTD Data)Rank
Total interest income$12,866,0001,059
Total interest expense$1,971,0001,245
Net interest income$10,895,0001,015
Provision for loan and lease losses$1,476,000813
Total noninterest income$1,271,0001,840
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$498,0001,422
Trading account gains and fees$0153
Additional Noninterest Income$773,0001,789
Total noninterest expense$7,726,0001,295
Salaries and employee benefits$3,818,0001,351
Premises and equipment expense$815,0001,455
Additional noninterest expense$3,093,0001,120
Pre-tax net operating income$2,964,0001,199
Securities gains (losses)$03,178
Applicable income taxes$1,145,000794
Income before extraordinary items$1,819,0001,611
Extraordinary gains, net$019
Net income$1,819,0001,610
Minority interest net income$084
Net income of bank and minority interests.$1,819,0001,611
Net charge-offs$1,736,000766
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,819,0001,526
2012-03-31 (YTD Data)Rank
Total interest income$6,371,0001,072
Total interest expense$1,027,0001,240
Net interest income$5,344,0001,029
Provision for loan and lease losses$712,000810
Total noninterest income$724,0001,650
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$257,0001,365
Trading account gains and fees$0148
Additional Noninterest Income$467,0001,581
Total noninterest expense$3,889,0001,273
Salaries and employee benefits$1,954,0001,322
Premises and equipment expense$398,0001,494
Additional noninterest expense$1,537,0001,108
Pre-tax net operating income$1,467,0001,196
Securities gains (losses)$02,210
Applicable income taxes$565,000796
Income before extraordinary items$902,0001,614
Extraordinary gains, net$019
Net income$902,0001,615
Minority interest net income$078
Net income of bank and minority interests.$902,0001,615
Net charge-offs$601,000970
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$902,0001,509
2011-12-31 (YTD Data)Rank
Total interest income$26,678,0001,059
Total interest expense$4,781,0001,270
Net interest income$21,897,0001,000
Provision for loan and lease losses$4,395,000871
Total noninterest income$2,151,0001,895
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,168,0001,260
Trading account gains and fees$0146
Additional Noninterest Income$983,0002,163
Total noninterest expense$15,639,0001,263
Salaries and employee benefits$7,572,0001,301
Premises and equipment expense$1,835,0001,352
Additional noninterest expense$6,232,0001,130
Pre-tax net operating income$4,014,0001,428
Securities gains (losses)$03,838
Applicable income taxes$1,541,000974
Income before extraordinary items$2,473,0001,893
Extraordinary gains, net$029
Net income$2,473,0001,894
Minority interest net income$096
Net income of bank and minority interests.$2,473,0001,894
Net charge-offs$4,912,000806
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,473,0001,803
2011-09-30 (YTD Data)Rank
Total interest income$20,177,0001,066
Total interest expense$3,687,0001,290
Net interest income$16,490,0001,005
Provision for loan and lease losses$2,239,0001,151
Total noninterest income$1,464,0002,040
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$878,0001,265
Trading account gains and fees$0145
Additional Noninterest Income$586,0002,460
Total noninterest expense$11,808,0001,255
Salaries and employee benefits$5,795,0001,281
Premises and equipment expense$1,206,0001,551
Additional noninterest expense$4,807,0001,095
Pre-tax net operating income$3,907,0001,179
Securities gains (losses)$03,555
Applicable income taxes$1,505,000795
Income before extraordinary items$2,402,0001,591
Extraordinary gains, net$021
Net income$2,402,0001,591
Minority interest net income$087
Net income of bank and minority interests.$2,402,0001,591
Net charge-offs$3,088,000934
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,402,0001,507
2011-06-30 (YTD Data)Rank
Total interest income$13,532,0001,058
Total interest expense$2,495,0001,316
Net interest income$11,037,0001,001
Provision for loan and lease losses$1,440,0001,173
Total noninterest income$1,005,0001,981
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$573,0001,263
Trading account gains and fees$0153
Additional Noninterest Income$432,0002,322
Total noninterest expense$7,944,0001,255
Salaries and employee benefits$3,929,0001,268
Premises and equipment expense$805,0001,565
Additional noninterest expense$3,210,0001,109
Pre-tax net operating income$2,658,0001,126
Securities gains (losses)$02,914
Applicable income taxes$1,025,000747
Income before extraordinary items$1,633,0001,503
Extraordinary gains, net$015
Net income$1,633,0001,503
Minority interest net income$089
Net income of bank and minority interests.$1,633,0001,503
Net charge-offs$1,719,0001,019
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,633,0001,435
2011-03-31 (YTD Data)Rank
Total interest income$6,795,0001,065
Total interest expense$1,259,0001,352
Net interest income$5,536,000999
Provision for loan and lease losses$772,0001,045
Total noninterest income$494,0002,002
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$280,0001,270
Trading account gains and fees$0158
Additional Noninterest Income$214,0002,380
Total noninterest expense$3,905,0001,280
Salaries and employee benefits$1,972,0001,270
Premises and equipment expense$372,0001,731
Additional noninterest expense$1,561,0001,145
Pre-tax net operating income$1,353,0001,090
Securities gains (losses)$01,772
Applicable income taxes$520,000725
Income before extraordinary items$833,0001,431
Extraordinary gains, net$09
Net income$833,0001,431
Minority interest net income$086
Net income of bank and minority interests.$833,0001,431
Net charge-offs$380,0001,562
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$833,0001,388
2010-12-31 (YTD Data)Rank
Total interest income$27,500,0001,128
Total interest expense$6,151,0001,348
Net interest income$21,349,0001,034
Provision for loan and lease losses$5,872,0001,012
Total noninterest income$2,281,0001,890
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,242,0001,209
Trading account gains and fees$0175
Additional Noninterest Income$1,039,0002,136
Total noninterest expense$15,826,0001,265
Salaries and employee benefits$7,739,0001,269
Premises and equipment expense$1,607,0001,590
Additional noninterest expense$6,480,0001,142
Pre-tax net operating income$1,932,0002,304
Securities gains (losses)$03,793
Applicable income taxes$743,0001,491
Income before extraordinary items$1,189,0002,930
Extraordinary gains, net$029
Net income$1,189,0002,926
Minority interest net income$0111
Net income of bank and minority interests.$1,189,0002,930
Net charge-offs$6,329,000845
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,189,0002,809
2010-09-30 (YTD Data)Rank
Total interest income$20,626,0001,140
Total interest expense$4,713,0001,373
Net interest income$15,913,0001,044
Provision for loan and lease losses$2,273,0001,525
Total noninterest income$1,885,0001,772
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$926,0001,252
Trading account gains and fees$0165
Additional Noninterest Income$959,0001,848
Total noninterest expense$11,898,0001,253
Salaries and employee benefits$5,842,0001,265
Premises and equipment expense$1,219,0001,595
Additional noninterest expense$4,837,0001,119
Pre-tax net operating income$3,627,0001,120
Securities gains (losses)$03,651
Applicable income taxes$1,406,000778
Income before extraordinary items$2,221,0001,502
Extraordinary gains, net$023
Net income$2,221,0001,505
Minority interest net income$0110
Net income of bank and minority interests.$2,221,0001,505
Net charge-offs$2,298,0001,377
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,221,0001,441
2010-06-30 (YTD Data)Rank
Total interest income$13,839,0001,144
Total interest expense$3,162,0001,426
Net interest income$10,677,0001,038
Provision for loan and lease losses$1,526,0001,499
Total noninterest income$1,326,0001,641
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$599,0001,306
Trading account gains and fees$0152
Additional Noninterest Income$727,0001,632
Total noninterest expense$7,727,0001,277
Salaries and employee benefits$3,818,0001,293
Premises and equipment expense$812,0001,614
Additional noninterest expense$3,097,0001,158
Pre-tax net operating income$2,750,000984
Securities gains (losses)$03,184
Applicable income taxes$1,067,000682
Income before extraordinary items$1,683,0001,314
Extraordinary gains, net$019
Net income$1,683,0001,315
Minority interest net income$0105
Net income of bank and minority interests.$1,683,0001,315
Net charge-offs$1,190,0001,567
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,683,0001,267
2010-03-31 (YTD Data)Rank
Total interest income$7,063,0001,140
Total interest expense$1,620,0001,458
Net interest income$5,443,0001,031
Provision for loan and lease losses$762,0001,375
Total noninterest income$771,0001,490
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$294,0001,331
Trading account gains and fees$0175
Additional Noninterest Income$477,0001,342
Total noninterest expense$3,864,0001,290
Salaries and employee benefits$1,894,0001,324
Premises and equipment expense$408,0001,659
Additional noninterest expense$1,562,0001,123
Pre-tax net operating income$1,588,000843
Securities gains (losses)$02,284
Applicable income taxes$614,000600
Income before extraordinary items$974,0001,115
Extraordinary gains, net$016
Net income$974,0001,115
Minority interest net income$091
Net income of bank and minority interests.$974,0001,117
Net charge-offs$781,0001,228
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$974,0001,080
2009-12-31 (YTD Data)Rank
Total interest income$29,754,0001,151
Total interest expense$10,413,0001,145
Net interest income$19,341,0001,138
Provision for loan and lease losses$10,028,000873
Total noninterest income$2,210,0001,984
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,271,0001,355
Trading account gains and fees$0211
Additional Noninterest Income$939,0002,229
Total noninterest expense$17,097,0001,223
Salaries and employee benefits$8,349,0001,175
Premises and equipment expense$1,798,0001,503
Additional noninterest expense$6,950,0001,117
Pre-tax net operating income$-5,574,0007,230
Securities gains (losses)$76,0002,337
Applicable income taxes$-2,140,0007,535
Income before extraordinary items$-3,358,0007,058
Extraordinary gains, net$034
Net income$-3,358,0007,056
Minority interest net income$0115
Net income of bank and minority interests.$-3,358,0007,056
Net charge-offs$7,622,000840
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,406,6407,072
2009-09-30 (YTD Data)Rank
Total interest income$22,441,0001,168
Total interest expense$8,319,0001,121
Net interest income$14,122,0001,178
Provision for loan and lease losses$9,462,000649
Total noninterest income$1,341,0002,339
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$944,0001,371
Trading account gains and fees$0212
Additional Noninterest Income$397,0003,198
Total noninterest expense$12,824,0001,201
Salaries and employee benefits$6,419,0001,151
Premises and equipment expense$1,397,0001,466
Additional noninterest expense$5,008,0001,121
Pre-tax net operating income$-6,823,0007,608
Securities gains (losses)$76,0002,013
Applicable income taxes$-2,359,0007,761
Income before extraordinary items$-4,388,0007,529
Extraordinary gains, net$027
Net income$-4,388,0007,529
Minority interest net income$0118
Net income of bank and minority interests.$-4,388,0007,529
Net charge-offs$6,379,000695
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,437,4007,534
2009-06-30 (YTD Data)Rank
Total interest income$14,878,0001,198
Total interest expense$5,804,0001,129
Net interest income$9,074,0001,229
Provision for loan and lease losses$3,722,000934
Total noninterest income$811,0002,503
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$633,0001,343
Trading account gains and fees$0193
Additional Noninterest Income$178,0003,834
Total noninterest expense$8,619,0001,207
Salaries and employee benefits$4,327,0001,170
Premises and equipment expense$980,0001,426
Additional noninterest expense$3,312,0001,157
Pre-tax net operating income$-2,456,0007,491
Securities gains (losses)$03,136
Applicable income taxes$-858,0007,713
Income before extraordinary items$-1,598,0007,360
Extraordinary gains, net$021
Net income$-1,598,0007,359
Minority interest net income$0112
Net income of bank and minority interests.$-1,598,0007,358
Net charge-offs$3,436,000759
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,598,0007,364
2009-03-31 (YTD Data)Rank
Total interest income$7,253,0001,248
Total interest expense$3,096,0001,110
Net interest income$4,157,0001,329
Provision for loan and lease losses$342,0002,162
Total noninterest income$525,0002,060
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$322,0001,276
Trading account gains and fees$0171
Additional Noninterest Income$203,0002,494
Total noninterest expense$4,257,0001,176
Salaries and employee benefits$2,204,0001,148
Premises and equipment expense$494,0001,434
Additional noninterest expense$1,559,0001,077
Pre-tax net operating income$83,0005,211
Securities gains (losses)$02,434
Applicable income taxes$32,0003,243
Income before extraordinary items$51,0005,667
Extraordinary gains, net$015
Net income$51,0005,670
Minority interest net income$0102
Net income of bank and minority interests.$51,0005,670
Net charge-offs$184,0002,213
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$51,0005,498
2008-12-31 (YTD Data)Rank
Total interest income$33,765,0001,130
Total interest expense$14,415,0001,128
Net interest income$19,350,0001,141
Provision for loan and lease losses$8,582,000666
Total noninterest income$2,510,0001,801
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,195,0001,495
Trading account gains and fees$0154
Additional Noninterest Income$1,315,0001,760
Total noninterest expense$18,442,0001,069
Salaries and employee benefits$9,794,0001,019
Premises and equipment expense$2,085,0001,315
Additional noninterest expense$6,563,000973
Pre-tax net operating income$-5,164,0007,811
Securities gains (losses)$03,220
Applicable income taxes$-1,794,0007,888
Income before extraordinary items$-3,370,0007,666
Extraordinary gains, net$039
Net income$-3,370,0007,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,542,000629
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,370,0007,733
2008-09-30 (YTD Data)Rank
Total interest income$25,859,0001,134
Total interest expense$11,002,0001,153
Net interest income$14,857,0001,125
Provision for loan and lease losses$3,370,000835
Total noninterest income$1,952,0001,803
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$871,0001,551
Trading account gains and fees$0148
Additional Noninterest Income$1,081,0001,710
Total noninterest expense$14,445,0001,023
Salaries and employee benefits$7,780,000988
Premises and equipment expense$1,519,0001,367
Additional noninterest expense$5,146,000885
Pre-tax net operating income$-1,006,0007,536
Securities gains (losses)$03,106
Applicable income taxes$-341,0007,783
Income before extraordinary items$-665,0007,318
Extraordinary gains, net$031
Net income$-665,0007,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,581,000706
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-665,0007,445
2008-06-30 (YTD Data)Rank
Total interest income$17,324,0001,140
Total interest expense$7,686,0001,138
Net interest income$9,638,0001,148
Provision for loan and lease losses$1,599,000913
Total noninterest income$1,341,0001,787
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$584,0001,525
Trading account gains and fees$0149
Additional Noninterest Income$757,0001,698
Total noninterest expense$9,812,0001,002
Salaries and employee benefits$5,307,000977
Premises and equipment expense$1,008,0001,378
Additional noninterest expense$3,497,000845
Pre-tax net operating income$-432,0007,547
Securities gains (losses)$03,233
Applicable income taxes$-143,0007,924
Income before extraordinary items$-289,0007,510
Extraordinary gains, net$021
Net income$-289,0007,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,105,000803
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-289,0007,492
2008-03-31 (YTD Data)Rank
Total interest income$8,964,0001,123
Total interest expense$4,277,0001,095
Net interest income$4,687,0001,171
Provision for loan and lease losses$533,000968
Total noninterest income$686,0001,776
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$287,0001,522
Trading account gains and fees$0158
Additional Noninterest Income$399,0001,633
Total noninterest expense$5,376,000900
Salaries and employee benefits$2,872,000896
Premises and equipment expense$500,0001,390
Additional noninterest expense$2,004,000722
Pre-tax net operating income$-536,0008,106
Securities gains (losses)$02,688
Applicable income taxes$-182,0008,247
Income before extraordinary items$-354,0008,041
Extraordinary gains, net$015
Net income$-354,0008,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,000756
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-354,0008,014
2007-12-31 (YTD Data)Rank
Total interest income$34,981,0001,206
Total interest expense$15,925,0001,248
Net interest income$19,056,0001,172
Provision for loan and lease losses$2,067,000824
Total noninterest income$3,287,0001,537
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,241,0001,445
Trading account gains and fees$0178
Additional Noninterest Income$2,046,0001,347
Total noninterest expense$16,157,0001,161
Salaries and employee benefits$8,993,0001,115
Premises and equipment expense$1,763,0001,514
Additional noninterest expense$5,401,0001,042
Pre-tax net operating income$4,119,0001,937
Securities gains (losses)$02,146
Applicable income taxes$1,629,0001,327
Income before extraordinary items$2,490,0002,374
Extraordinary gains, net$039
Net income$2,490,0002,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,382,000544
Cash dividends$1,500,0001,987
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,490,0002,365
2007-09-30 (YTD Data)Rank
Total interest income$24,664,0001,291
Total interest expense$11,062,0001,358
Net interest income$13,602,0001,233
Provision for loan and lease losses$1,739,000579
Total noninterest income$2,483,0001,525
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$878,0001,495
Trading account gains and fees$0184
Additional Noninterest Income$1,605,0001,315
Total noninterest expense$11,201,0001,237
Salaries and employee benefits$6,226,0001,198
Premises and equipment expense$1,209,0001,631
Additional noninterest expense$3,766,0001,092
Pre-tax net operating income$3,145,0002,026
Securities gains (losses)$01,655
Applicable income taxes$1,226,0001,425
Income before extraordinary items$1,919,0002,459
Extraordinary gains, net$033
Net income$1,919,0002,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,080,000391
Cash dividends$1,500,0001,491
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,919,0002,433
2007-06-30 (YTD Data)Rank
Total interest income$8,884,0002,341
Total interest expense$4,283,0002,205
Net interest income$4,601,0002,453
Provision for loan and lease losses$160,0002,495
Total noninterest income$787,0002,624
Gross Fiduciary activities income$1,0001,345
Service charges on deposit accounts$158,0003,991
Trading account gains and fees$0168
Additional Noninterest Income$628,0001,921
Total noninterest expense$3,315,0002,723
Salaries and employee benefits$2,152,0002,370
Premises and equipment expense$288,0003,952
Additional noninterest expense$875,0002,951
Pre-tax net operating income$1,913,0002,245
Securities gains (losses)$01,444
Applicable income taxes$751,0001,564
Income before extraordinary items$1,162,0002,703
Extraordinary gains, net$029
Net income$1,162,0002,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,875
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,162,0002,690
2007-03-31 (YTD Data)Rank
Total interest income$8,481,0001,248
Total interest expense$4,111,0001,200
Net interest income$4,370,0001,306
Provision for loan and lease losses$2,105,000176
Total noninterest income$1,116,0001,201
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$175,0002,297
Trading account gains and fees$0195
Additional Noninterest Income$940,000885
Total noninterest expense$4,814,000974
Salaries and employee benefits$2,561,000992
Premises and equipment expense$284,0002,301
Additional noninterest expense$1,969,000706
Pre-tax net operating income$-1,433,0008,611
Securities gains (losses)$01,187
Applicable income taxes$-209,0008,566
Income before extraordinary items$-1,224,0008,604
Extraordinary gains, net$022
Net income$-1,224,0008,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,146
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-1,224,0008,599
2006-12-31 (YTD Data)Rank
Total interest income$30,904,0001,276
Total interest expense$14,000,0001,201
Net interest income$16,904,0001,346
Provision for loan and lease losses$871,0001,187
Total noninterest income$3,717,0001,358
Gross Fiduciary activities income$3,0001,398
Service charges on deposit accounts$666,0002,472
Trading account gains and fees$0130
Additional Noninterest Income$3,048,000986
Total noninterest expense$13,538,0001,327
Salaries and employee benefits$9,295,0001,040
Premises and equipment expense$1,101,0002,257
Additional noninterest expense$3,142,0001,680
Pre-tax net operating income$6,212,0001,554
Securities gains (losses)$01,687
Applicable income taxes$2,251,0001,211
Income before extraordinary items$3,961,0001,804
Extraordinary gains, net$051
Net income$3,961,0001,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,0001,066
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,961,0001,783
2006-09-30 (YTD Data)Rank
Total interest income$22,325,0001,316
Total interest expense$10,065,0001,216
Net interest income$12,260,0001,411
Provision for loan and lease losses$635,0001,146
Total noninterest income$2,912,0001,332
Gross Fiduciary activities income$2,0001,362
Service charges on deposit accounts$483,0002,555
Trading account gains and fees$0126
Additional Noninterest Income$2,427,000960
Total noninterest expense$10,063,0001,340
Salaries and employee benefits$6,807,0001,082
Premises and equipment expense$795,0002,345
Additional noninterest expense$2,461,0001,600
Pre-tax net operating income$4,474,0001,661
Securities gains (losses)$01,388
Applicable income taxes$1,615,0001,320
Income before extraordinary items$2,859,0001,911
Extraordinary gains, net$045
Net income$2,859,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,272
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,859,0001,898
2006-06-30 (YTD Data)Rank
Total interest income$14,149,0001,362
Total interest expense$6,377,0001,228
Net interest income$7,772,0001,485
Provision for loan and lease losses$545,000910
Total noninterest income$1,903,0001,356
Gross Fiduciary activities income$1,0001,376
Service charges on deposit accounts$307,0002,614
Trading account gains and fees$0126
Additional Noninterest Income$1,595,000974
Total noninterest expense$6,556,0001,378
Salaries and employee benefits$4,382,0001,122
Premises and equipment expense$522,0002,376
Additional noninterest expense$1,652,0001,590
Pre-tax net operating income$2,574,0001,905
Securities gains (losses)$01,185
Applicable income taxes$927,0001,484
Income before extraordinary items$1,647,0002,171
Extraordinary gains, net$039
Net income$1,647,0002,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,000725
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,647,0002,159
2006-03-31 (YTD Data)Rank
Total interest income$6,667,0001,422
Total interest expense$3,028,0001,225
Net interest income$3,639,0001,574
Provision for loan and lease losses$372,000654
Total noninterest income$970,0001,306
Gross Fiduciary activities income$1,0001,305
Service charges on deposit accounts$141,0002,720
Trading account gains and fees$0115
Additional Noninterest Income$828,000939
Total noninterest expense$3,248,0001,392
Salaries and employee benefits$2,196,0001,133
Premises and equipment expense$258,0002,409
Additional noninterest expense$794,0001,648
Pre-tax net operating income$989,0002,291
Securities gains (losses)$0955
Applicable income taxes$362,0001,781
Income before extraordinary items$627,0002,650
Extraordinary gains, net$021
Net income$627,0002,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,000849
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$627,0002,628
2005-12-31 (YTD Data)Rank
Total interest income$20,099,0001,677
Total interest expense$8,021,0001,413
Net interest income$12,078,0001,812
Provision for loan and lease losses$1,061,000995
Total noninterest income$2,033,0002,182
Gross Fiduciary activities income$3,0001,412
Service charges on deposit accounts$587,0002,712
Trading account gains and fees$0138
Additional Noninterest Income$1,443,0001,715
Total noninterest expense$10,176,0001,676
Salaries and employee benefits$6,371,0001,471
Premises and equipment expense$927,0002,527
Additional noninterest expense$2,878,0001,751
Pre-tax net operating income$2,874,0002,858
Securities gains (losses)$02,296
Applicable income taxes$1,053,0002,197
Income before extraordinary items$1,821,0003,329
Extraordinary gains, net$046
Net income$1,821,0003,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,168,000600
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$90,000736
Net operating income$1,821,0003,295
2005-09-30 (YTD Data)Rank
Total interest income$14,034,0001,749
Total interest expense$5,392,0001,486
Net interest income$8,642,0001,901
Provision for loan and lease losses$816,000927
Total noninterest income$1,160,0002,642
Gross Fiduciary activities income$2,0001,379
Service charges on deposit accounts$431,0002,741
Trading account gains and fees$0126
Additional Noninterest Income$727,0002,259
Total noninterest expense$7,023,0001,790
Salaries and employee benefits$4,350,0001,601
Premises and equipment expense$648,0002,678
Additional noninterest expense$2,025,0001,844
Pre-tax net operating income$1,963,0003,099
Securities gains (losses)$02,317
Applicable income taxes$691,0002,410
Income before extraordinary items$1,272,0003,524
Extraordinary gains, net$035
Net income$1,272,0003,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$924,000527
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,272,0003,488
2005-06-30 (YTD Data)Rank
Total interest income$8,865,0001,791
Total interest expense$3,310,0001,519
Net interest income$5,555,0001,945
Provision for loan and lease losses$690,000726
Total noninterest income$629,0002,990
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$282,0002,738
Trading account gains and fees$0116
Additional Noninterest Income$346,0002,798
Total noninterest expense$4,492,0001,844
Salaries and employee benefits$2,802,0001,644
Premises and equipment expense$408,0002,795
Additional noninterest expense$1,282,0001,919
Pre-tax net operating income$1,002,0003,698
Securities gains (losses)$02,146
Applicable income taxes$354,0002,800
Income before extraordinary items$648,0004,215
Extraordinary gains, net$030
Net income$648,0004,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$778,000438
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$648,0004,160
2005-03-31 (YTD Data)Rank
Total interest income$4,215,0001,850
Total interest expense$1,456,0001,639
Net interest income$2,759,0001,950
Provision for loan and lease losses$640,000381
Total noninterest income$317,0002,928
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$134,0002,786
Trading account gains and fees$0115
Additional Noninterest Income$182,0002,636
Total noninterest expense$2,186,0001,892
Salaries and employee benefits$1,410,0001,645
Premises and equipment expense$194,0002,954
Additional noninterest expense$582,0002,107
Pre-tax net operating income$250,0005,450
Securities gains (losses)$01,685
Applicable income taxes$92,0003,902
Income before extraordinary items$158,0005,988
Extraordinary gains, net$024
Net income$158,0005,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$663,000287
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$158,0005,948
2004-12-31 (YTD Data)Rank
Total interest income$14,360,0001,973
Total interest expense$4,329,0001,878
Net interest income$10,031,0002,022
Provision for loan and lease losses$1,383,000782
Total noninterest income$1,614,0002,550
Gross Fiduciary activities income$3,0001,452
Service charges on deposit accounts$486,0003,212
Trading account gains and fees$0138
Additional Noninterest Income$1,125,0001,995
Total noninterest expense$8,176,0001,963
Salaries and employee benefits$5,189,0001,702
Premises and equipment expense$774,0002,871
Additional noninterest expense$2,213,0002,202
Pre-tax net operating income$2,086,0003,402
Securities gains (losses)$03,819
Applicable income taxes$766,0002,603
Income before extraordinary items$1,320,0003,947
Extraordinary gains, net$034
Net income$1,320,0003,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,150,000698
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,320,0003,886
2004-09-30 (YTD Data)Rank
Total interest income$10,342,0002,022
Total interest expense$2,997,0002,002
Net interest income$7,345,0002,053
Provision for loan and lease losses$1,207,000642
Total noninterest income$1,210,0002,561
Gross Fiduciary activities income$2,0001,430
Service charges on deposit accounts$362,0003,237
Trading account gains and fees$0134
Additional Noninterest Income$846,0001,996
Total noninterest expense$5,833,0002,048
Salaries and employee benefits$3,770,0001,740
Premises and equipment expense$555,0002,973
Additional noninterest expense$1,508,0002,379
Pre-tax net operating income$1,515,0003,554
Securities gains (losses)$03,710
Applicable income taxes$532,0002,796
Income before extraordinary items$983,0004,047
Extraordinary gains, net$026
Net income$983,0004,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$948,000593
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$983,0003,980
2004-06-30 (YTD Data)Rank
Total interest income$6,563,0002,137
Total interest expense$1,885,0002,097
Net interest income$4,678,0002,139
Provision for loan and lease losses$642,000792
Total noninterest income$711,0002,811
Gross Fiduciary activities income$1,0001,443
Service charges on deposit accounts$238,0003,254
Trading account gains and fees$0130
Additional Noninterest Income$472,0002,287
Total noninterest expense$3,765,0002,124
Salaries and employee benefits$2,478,0001,769
Premises and equipment expense$359,0003,064
Additional noninterest expense$928,0002,556
Pre-tax net operating income$982,0003,578
Securities gains (losses)$03,413
Applicable income taxes$354,0002,783
Income before extraordinary items$628,0004,116
Extraordinary gains, net$021
Net income$628,0004,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,667
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$628,0004,033
2004-03-31 (YTD Data)Rank
Total interest income$3,254,0002,147
Total interest expense$916,0002,174
Net interest income$2,338,0002,144
Provision for loan and lease losses$441,000586
Total noninterest income$335,0002,877
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$113,0003,294
Trading account gains and fees$0121
Additional Noninterest Income$221,0002,308
Total noninterest expense$1,868,0002,147
Salaries and employee benefits$1,239,0001,785
Premises and equipment expense$167,0003,286
Additional noninterest expense$462,0002,544
Pre-tax net operating income$364,0004,320
Securities gains (losses)$02,934
Applicable income taxes$129,0003,364
Income before extraordinary items$235,0004,919
Extraordinary gains, net$016
Net income$235,0004,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$235,0004,791
2003-12-31 (YTD Data)Rank
Total interest income$11,600,0002,458
Total interest expense$3,934,0002,241
Net interest income$7,666,0002,513
Provision for loan and lease losses$904,0001,305
Total noninterest income$1,407,0002,977
Gross Fiduciary activities income$3,0001,497
Service charges on deposit accounts$359,0003,880
Trading account gains and fees$0160
Additional Noninterest Income$1,045,0002,325
Total noninterest expense$7,064,0002,229
Salaries and employee benefits$4,440,0001,937
Premises and equipment expense$629,0003,392
Additional noninterest expense$1,995,0002,411
Pre-tax net operating income$1,105,0004,902
Securities gains (losses)$04,500
Applicable income taxes$345,0004,063
Income before extraordinary items$760,0005,363
Extraordinary gains, net$054
Net income$760,0005,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,841
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$760,0005,218
2003-09-30 (YTD Data)Rank
Total interest income$8,499,0002,555
Total interest expense$3,062,0002,250
Net interest income$5,437,0002,679
Provision for loan and lease losses$721,0001,183
Total noninterest income$955,0003,233
Gross Fiduciary activities income$2,0001,482
Service charges on deposit accounts$236,0004,208
Trading account gains and fees$0153
Additional Noninterest Income$717,0002,522
Total noninterest expense$5,101,0002,318
Salaries and employee benefits$3,240,0001,988
Premises and equipment expense$444,0003,560
Additional noninterest expense$1,417,0002,521
Pre-tax net operating income$570,0005,992
Securities gains (losses)$04,204
Applicable income taxes$148,0005,112
Income before extraordinary items$422,0006,230
Extraordinary gains, net$040
Net income$422,0006,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,572
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$422,0006,065
2003-06-30 (YTD Data)Rank
Total interest income$5,584,0002,615
Total interest expense$2,128,0002,233
Net interest income$3,456,0002,792
Provision for loan and lease losses$460,0001,230
Total noninterest income$522,0003,657
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$146,0004,360
Trading account gains and fees$0150
Additional Noninterest Income$375,0002,890
Total noninterest expense$3,242,0002,415
Salaries and employee benefits$2,066,0002,052
Premises and equipment expense$263,0003,880
Additional noninterest expense$913,0002,580
Pre-tax net operating income$276,0006,653
Securities gains (losses)$03,782
Applicable income taxes$41,0006,076
Income before extraordinary items$235,0006,659
Extraordinary gains, net$030
Net income$235,0006,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,160
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$235,0006,450
2003-03-31 (YTD Data)Rank
Total interest income$2,678,0002,724
Total interest expense$1,101,0002,218
Net interest income$1,577,0003,030
Provision for loan and lease losses$215,0001,290
Total noninterest income$262,0003,532
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$69,0004,419
Trading account gains and fees$0134
Additional Noninterest Income$193,0002,781
Total noninterest expense$1,588,0002,447
Salaries and employee benefits$970,0002,178
Premises and equipment expense$127,0003,981
Additional noninterest expense$491,0002,374
Pre-tax net operating income$36,0008,212
Securities gains (losses)$02,891
Applicable income taxes$13,0006,407
Income before extraordinary items$23,0008,430
Extraordinary gains, net$021
Net income$23,0008,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$23,0008,302
2002-12-31 (YTD Data)Rank
Total interest income$9,668,0003,111
Total interest expense$4,238,0002,611
Net interest income$5,430,0003,411
Provision for loan and lease losses$713,0001,800
Total noninterest income$685,0004,389
Gross Fiduciary activities income$1,0001,652
Service charges on deposit accounts$221,0004,992
Trading account gains and fees$0153
Additional Noninterest Income$463,0003,430
Total noninterest expense$4,649,0003,126
Salaries and employee benefits$3,015,0002,616
Premises and equipment expense$232,0006,364
Additional noninterest expense$1,402,0003,123
Pre-tax net operating income$753,0005,919
Securities gains (losses)$04,537
Applicable income taxes$289,0004,515
Income before extraordinary items$464,0006,554
Extraordinary gains, net$070
Net income$464,0006,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,049
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$464,0006,427
2001-12-31 (YTD Data)Rank
Total interest income$7,350,0004,287
Total interest expense$4,034,0003,770
Net interest income$3,316,0004,726
Provision for loan and lease losses$708,0001,651
Total noninterest income$332,0006,151
Gross Fiduciary activities income$1,0001,678
Service charges on deposit accounts$139,0005,956
Trading account gains and fees$0177
Additional Noninterest Income$192,0005,021
Total noninterest expense$2,912,0004,430
Salaries and employee benefits$1,934,0003,693
Premises and equipment expense$19,0009,504
Additional noninterest expense$959,0004,205
Pre-tax net operating income$28,0008,621
Securities gains (losses)$74,0002,003
Applicable income taxes$37,0006,929
Income before extraordinary items$65,0008,536
Extraordinary gains, net$0105
Net income$65,0008,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,648
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$17,6408,655
2000-12-31 (YTD Data)Rank
Total interest income$2,883,0007,531
Total interest expense$1,576,0007,014
Net interest income$1,307,0007,853
Provision for loan and lease losses$390,0002,319
Total noninterest income$49,0009,349
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,0007,929
Trading account gains and feesNANA
Additional Noninterest Income$12,0009,315
Total noninterest expense$2,072,0005,548
Salaries and employee benefits$1,195,0005,248
Premises and equipment expense$201,0006,755
Additional noninterest expense$676,0005,315
Pre-tax net operating income$-1,106,0009,745
Securities gains (losses)$01,956
Applicable income taxes$-385,0009,768
Income before extraordinary items$-721,0009,666
Extraordinary gains, net$038
Net income$-721,0009,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$8,255,00092
Net operating income$-721,0009,666

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.