Home > Central Bank of Oklahoma > Net charge- offs to loans

Central Bank of Oklahoma, Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0173%3,913
Percentage Net Loans Charged-off: Total real estate loans-0.0136%3,947
Percentage Net Loans Charged-off:Construction & development-0.0148%4,097
Percentage Net Loans Charged-off: Commercial real estate-0.0097%4,231
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0295%4,146
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0322%4,205
Percentage Net Loans Charged-off: Commercial and industrial-0.0087%3,462
Percentage Net Loans Charged-off: Loans to individuals1.9176%190
Percentage Net Loans Charged-off: Credit card loans2.4948%133
Percentage Net Loans Charged-off: Other loans to individual1.5333%217
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0173%3,921
Percentage Net Loans Charged-off: Total real estate loans-0.0121%3,985
Percentage Net Loans Charged-off:Construction & development-0.0224%4,187
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0432%4,338
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0472%4,377
Percentage Net Loans Charged-off: Commercial and industrial0.0098%1,031
Percentage Net Loans Charged-off: Loans to individuals2.2659%159
Percentage Net Loans Charged-off: Credit card loans3.4901%93
Percentage Net Loans Charged-off: Other loans to individual1.4847%222
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0240%4,080
Percentage Net Loans Charged-off: Total real estate loans-0.0234%4,323
Percentage Net Loans Charged-off:Construction & development-0.0464%4,325
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0796%4,571
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0871%4,595
Percentage Net Loans Charged-off: Commercial and industrial0.0551%635
Percentage Net Loans Charged-off: Loans to individuals0.4512%827
Percentage Net Loans Charged-off: Credit card loans-0.5822%815
Percentage Net Loans Charged-off: Other loans to individual1.1050%362
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0072%3,083
Percentage Net Loans Charged-off: Total real estate loans0.0129%1,559
Percentage Net Loans Charged-off:Construction & development0.1251%196
Percentage Net Loans Charged-off: Commercial real estate-0.0023%4,252
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0173%4,217
Percentage Net Loans Charged-off: Home equity loans-0.1109%3,614
All other 1-4 family - Percent of loans charged-off, net-0.0061%3,977
Percentage Net Loans Charged-off: Commercial and industrial0.0011%2,087
Percentage Net Loans Charged-off: Loans to individuals0.9912%643
Percentage Net Loans Charged-off: Credit card loans-0.5525%879
Percentage Net Loans Charged-off: Other loans to individual2.0147%242
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0033%3,965
Percentage Net Loans Charged-off: Total real estate loans0.0174%1,243
Percentage Net Loans Charged-off:Construction & development0.1654%146
Percentage Net Loans Charged-off: Commercial real estate-0.0030%4,288
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0220%4,323
Percentage Net Loans Charged-off: Home equity loans-0.1413%3,662
All other 1-4 family - Percent of loans charged-off, net-0.0069%4,006
Percentage Net Loans Charged-off: Commercial and industrial-0.0950%4,448
Percentage Net Loans Charged-off: Loans to individuals1.4666%383
Percentage Net Loans Charged-off: Credit card loans0.3683%481
Percentage Net Loans Charged-off: Other loans to individual2.1932%202
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0003%3,715
Percentage Net Loans Charged-off: Total real estate loans0.0151%1,125
Percentage Net Loans Charged-off:Construction & development0.0861%109
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,387
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0239%838
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0271%760
Percentage Net Loans Charged-off: Commercial and industrial-0.0313%4,119
Percentage Net Loans Charged-off: Loans to individuals1.4291%456
Percentage Net Loans Charged-off: Credit card loans0.8167%422
Percentage Net Loans Charged-off: Other loans to individual1.8439%278
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%2,430
Percentage Net Loans Charged-off: Total real estate loans0.0358%652
Percentage Net Loans Charged-off:Construction & development0.1800%63
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0515%533
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0587%463
Percentage Net Loans Charged-off: Commercial and industrial-0.0603%4,240
Percentage Net Loans Charged-off: Loans to individuals1.9068%377
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual3.2028%164
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0973%1,749
Percentage Net Loans Charged-off: Total real estate loans0.0308%1,427
Percentage Net Loans Charged-off:Construction & development0.0375%291
Percentage Net Loans Charged-off: Commercial real estate0.0037%1,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1091%616
Percentage Net Loans Charged-off: Home equity loans-0.0221%3,545
All other 1-4 family - Percent of loans charged-off, net0.1278%530
Percentage Net Loans Charged-off: Commercial and industrial0.2637%1,273
Percentage Net Loans Charged-off: Loans to individuals10.7821%35
Percentage Net Loans Charged-off: Credit card loans23.5001%12
Percentage Net Loans Charged-off: Other loans to individual3.2099%152
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0393%2,302
Percentage Net Loans Charged-off: Total real estate loans0.0294%1,198
Percentage Net Loans Charged-off:Construction & development0.0487%207
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1040%555
Percentage Net Loans Charged-off: Home equity loans-0.0294%3,619
All other 1-4 family - Percent of loans charged-off, net0.1230%471
Percentage Net Loans Charged-off: Commercial and industrial0.0499%1,628
Percentage Net Loans Charged-off: Loans to individuals2.4172%251
Percentage Net Loans Charged-off: Credit card loans1.9016%311
Percentage Net Loans Charged-off: Other loans to individual2.7103%185
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0413%2,070
Percentage Net Loans Charged-off: Total real estate loans0.0403%906
Percentage Net Loans Charged-off:Construction & development0.0730%148
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,366
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1415%413
Percentage Net Loans Charged-off: Home equity loans-0.0439%3,700
All other 1-4 family - Percent of loans charged-off, net0.1685%351
Percentage Net Loans Charged-off: Commercial and industrial-0.0113%3,889
Percentage Net Loans Charged-off: Loans to individuals2.9381%189
Percentage Net Loans Charged-off: Credit card loans3.2211%185
Percentage Net Loans Charged-off: Other loans to individual2.7800%186
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0198%2,057
Percentage Net Loans Charged-off: Total real estate loans0.0187%938
Percentage Net Loans Charged-off:Construction & development0.0262%126
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0711%528
Percentage Net Loans Charged-off: Home equity loans-0.0294%3,702
All other 1-4 family - Percent of loans charged-off, net0.0858%452
Percentage Net Loans Charged-off: Commercial and industrial-0.0356%4,219
Percentage Net Loans Charged-off: Loans to individuals3.3596%177
Percentage Net Loans Charged-off: Credit card loans7.7037%51
Percentage Net Loans Charged-off: Other loans to individual0.9756%694
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1624%1,184
Percentage Net Loans Charged-off: Total real estate loans0.0498%1,200
Percentage Net Loans Charged-off:Construction & development-0.0646%4,557
Percentage Net Loans Charged-off: Commercial real estate0.0356%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.1919%422
Percentage Net Loans Charged-off: Home equity loans0.0478%429
All other 1-4 family - Percent of loans charged-off, net0.2159%379
Percentage Net Loans Charged-off: Commercial and industrial0.4355%895
Percentage Net Loans Charged-off: Loans to individuals4.0795%105
Percentage Net Loans Charged-off: Credit card loans8.0498%52
Percentage Net Loans Charged-off: Other loans to individual1.9943%291
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1692%977
Percentage Net Loans Charged-off: Total real estate loans0.0637%865
Percentage Net Loans Charged-off:Construction & development-0.0974%4,665
Percentage Net Loans Charged-off: Commercial real estate0.0480%587
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.2527%279
Percentage Net Loans Charged-off: Home equity loans0.0808%304
All other 1-4 family - Percent of loans charged-off, net0.2821%254
Percentage Net Loans Charged-off: Commercial and industrial0.3079%921
Percentage Net Loans Charged-off: Loans to individuals4.4928%101
Percentage Net Loans Charged-off: Credit card loans8.6453%45
Percentage Net Loans Charged-off: Other loans to individual2.3436%228
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1484%1,034
Percentage Net Loans Charged-off: Total real estate loans0.0742%700
Percentage Net Loans Charged-off:Construction & development-0.1400%4,770
Percentage Net Loans Charged-off: Commercial real estate0.0705%402
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.2828%242
Percentage Net Loans Charged-off: Home equity loans-0.0926%3,894
All other 1-4 family - Percent of loans charged-off, net0.3494%196
Percentage Net Loans Charged-off: Commercial and industrial-0.0171%4,079
Percentage Net Loans Charged-off: Loans to individuals2.8960%188
Percentage Net Loans Charged-off: Credit card loans4.7771%95
Percentage Net Loans Charged-off: Other loans to individual1.9407%265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0987%1,194
Percentage Net Loans Charged-off: Total real estate loans0.1100%455
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.5469%108
Percentage Net Loans Charged-off: Home equity loans-0.1058%3,968
All other 1-4 family - Percent of loans charged-off, net0.6649%83
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%4,076
Percentage Net Loans Charged-off: Loans to individuals3.3296%173
Percentage Net Loans Charged-off: Credit card loans7.0968%57
Percentage Net Loans Charged-off: Other loans to individual1.3536%509
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1591%1,530
Percentage Net Loans Charged-off: Total real estate loans0.0272%1,902
Percentage Net Loans Charged-off:Construction & development-0.0046%4,404
Percentage Net Loans Charged-off: Commercial real estate0.0007%1,307
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1380%838
Percentage Net Loans Charged-off: Home equity loans0.7504%82
All other 1-4 family - Percent of loans charged-off, net0.0279%1,805
Percentage Net Loans Charged-off: Commercial and industrial0.3549%1,180
Percentage Net Loans Charged-off: Loans to individuals8.1833%45
Percentage Net Loans Charged-off: Credit card loans17.0045%20
Percentage Net Loans Charged-off: Other loans to individual3.0803%159
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1307%1,477
Percentage Net Loans Charged-off: Total real estate loans-0.0041%4,310
Percentage Net Loans Charged-off:Construction & development-0.0047%4,458
Percentage Net Loans Charged-off: Commercial real estate0.0019%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0221%4,910
Percentage Net Loans Charged-off: Home equity loans-0.0905%4,061
All other 1-4 family - Percent of loans charged-off, net-0.0098%4,684
Percentage Net Loans Charged-off: Commercial and industrial0.2854%1,052
Percentage Net Loans Charged-off: Loans to individuals5.4961%86
Percentage Net Loans Charged-off: Credit card loans10.8023%34
Percentage Net Loans Charged-off: Other loans to individual2.5104%220
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0291%2,625
Percentage Net Loans Charged-off: Total real estate loans-0.0041%4,286
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0028%795
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0294%4,982
Percentage Net Loans Charged-off: Home equity loans-0.1109%4,090
All other 1-4 family - Percent of loans charged-off, net-0.0149%4,804
Percentage Net Loans Charged-off: Commercial and industrial0.0698%1,388
Percentage Net Loans Charged-off: Loans to individuals6.1043%69
Percentage Net Loans Charged-off: Credit card loans13.0666%25
Percentage Net Loans Charged-off: Other loans to individual2.1862%259
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0332%2,112
Percentage Net Loans Charged-off: Total real estate loans-0.0050%4,374
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,789
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0212%4,925
Percentage Net Loans Charged-off: Home equity loans-0.1367%4,168
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0416%1,004
Percentage Net Loans Charged-off: Loans to individuals10.7065%39
Percentage Net Loans Charged-off: Credit card loans24.5184%12
Percentage Net Loans Charged-off: Other loans to individual3.0903%189
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2267%1,228
Percentage Net Loans Charged-off: Total real estate loans0.0362%2,035
Percentage Net Loans Charged-off:Construction & development0.0277%501
Percentage Net Loans Charged-off: Commercial real estate0.0523%1,022
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0079%2,599
Percentage Net Loans Charged-off: Home equity loans-0.1756%4,269
All other 1-4 family - Percent of loans charged-off, net0.0395%1,951
Percentage Net Loans Charged-off: Commercial and industrial0.1337%1,765
Percentage Net Loans Charged-off: Loans to individuals5.6744%82
Percentage Net Loans Charged-off: Credit card loans7.7450%56
Percentage Net Loans Charged-off: Other loans to individual4.7869%92
Percentage Net Loans Charged-off: All other loans and lease70.1523%28
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2497%938
Percentage Net Loans Charged-off: Total real estate loans0.0426%1,652
Percentage Net Loans Charged-off:Construction & development-0.0055%4,548
Percentage Net Loans Charged-off: Commercial real estate0.0706%748
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0243%2,019
Percentage Net Loans Charged-off: Home equity loans-0.1462%4,265
All other 1-4 family - Percent of loans charged-off, net0.0533%1,564
Percentage Net Loans Charged-off: Commercial and industrial0.2129%1,236
Percentage Net Loans Charged-off: Loans to individuals4.0818%117
Percentage Net Loans Charged-off: Credit card loans2.9493%182
Percentage Net Loans Charged-off: Other loans to individual4.5362%98
Percentage Net Loans Charged-off: All other loans and lease71.4691%29
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2983%802
Percentage Net Loans Charged-off: Total real estate loans0.0538%1,433
Percentage Net Loans Charged-off:Construction & development-0.0062%4,640
Percentage Net Loans Charged-off: Commercial real estate0.1062%563
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0228%5,155
Percentage Net Loans Charged-off: Home equity loans-0.1449%4,306
All other 1-4 family - Percent of loans charged-off, net-0.0027%4,759
Percentage Net Loans Charged-off: Commercial and industrial-0.0271%4,478
Percentage Net Loans Charged-off: Loans to individuals3.7475%139
Percentage Net Loans Charged-off: Credit card loans1.1257%421
Percentage Net Loans Charged-off: Other loans to individual4.7168%86
Percentage Net Loans Charged-off: All other loans and lease119.1303%20
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0021%4,124
Percentage Net Loans Charged-off: Total real estate loans-0.0103%4,803
Percentage Net Loans Charged-off:Construction & development-0.0084%4,779
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,945
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0420%5,420
Percentage Net Loans Charged-off: Home equity loans-0.1295%4,311
All other 1-4 family - Percent of loans charged-off, net-0.0273%5,298
Percentage Net Loans Charged-off: Commercial and industrial-0.0237%4,484
Percentage Net Loans Charged-off: Loans to individuals2.7184%244
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual3.6387%142
Percentage Net Loans Charged-off: All other loans and lease0.4338%443
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2962%1,024
Percentage Net Loans Charged-off: Total real estate loans0.0482%2,301
Percentage Net Loans Charged-off:Construction & development-0.0685%4,954
Percentage Net Loans Charged-off: Commercial real estate0.0132%1,526
Percentage Net Loans Charged-off: Multi-family residential-0.3798%4,883
Percentage Net Loans Charged-off: 1-4 family residential0.4076%509
Percentage Net Loans Charged-off: Home equity loans-0.1889%4,445
All other 1-4 family - Percent of loans charged-off, net0.5064%395
Percentage Net Loans Charged-off: Commercial and industrial1.2907%470
Percentage Net Loans Charged-off: Loans to individuals3.9881%110
Percentage Net Loans Charged-off: Credit card loans5.0232%94
Percentage Net Loans Charged-off: Other loans to individual3.6969%100
Percentage Net Loans Charged-off: All other loans and lease0.8364%457
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2023%1,276
Percentage Net Loans Charged-off: Total real estate loans0.0647%1,866
Percentage Net Loans Charged-off:Construction & development-0.0934%5,090
Percentage Net Loans Charged-off: Commercial real estate0.0140%1,284
Percentage Net Loans Charged-off: Multi-family residential-0.5204%4,934
Percentage Net Loans Charged-off: 1-4 family residential0.5655%314
Percentage Net Loans Charged-off: Home equity loans-0.2087%4,487
All other 1-4 family - Percent of loans charged-off, net0.6925%230
Percentage Net Loans Charged-off: Commercial and industrial0.7344%635
Percentage Net Loans Charged-off: Loans to individuals3.1024%153
Percentage Net Loans Charged-off: Credit card loans2.0860%280
Percentage Net Loans Charged-off: Other loans to individual3.3773%116
Percentage Net Loans Charged-off: All other loans and lease-0.1079%5,452
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1553%1,546
Percentage Net Loans Charged-off: Total real estate loans0.0989%1,410
Percentage Net Loans Charged-off:Construction & development-0.0163%4,872
Percentage Net Loans Charged-off: Commercial real estate0.0221%1,047
Percentage Net Loans Charged-off: Multi-family residential-0.8061%4,975
Percentage Net Loans Charged-off: 1-4 family residential0.7176%256
Percentage Net Loans Charged-off: Home equity loans-0.2211%4,526
All other 1-4 family - Percent of loans charged-off, net0.8724%199
Percentage Net Loans Charged-off: Commercial and industrial0.3002%948
Percentage Net Loans Charged-off: Loans to individuals4.4183%101
Percentage Net Loans Charged-off: Credit card loans2.3453%232
Percentage Net Loans Charged-off: Other loans to individual4.9545%76
Percentage Net Loans Charged-off: All other loans and lease-0.4655%5,622
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1277%1,492
Percentage Net Loans Charged-off: Total real estate loans-0.0092%5,028
Percentage Net Loans Charged-off:Construction & development-0.0133%4,976
Percentage Net Loans Charged-off: Commercial real estate-0.0016%5,264
Percentage Net Loans Charged-off: Multi-family residential0.1023%93
Percentage Net Loans Charged-off: 1-4 family residential-0.0572%5,779
Percentage Net Loans Charged-off: Home equity loans-0.2249%4,560
All other 1-4 family - Percent of loans charged-off, net-0.0302%5,602
Percentage Net Loans Charged-off: Commercial and industrial0.6563%468
Percentage Net Loans Charged-off: Loans to individuals2.4270%297
Percentage Net Loans Charged-off: Credit card loans-0.7782%1,162
Percentage Net Loans Charged-off: Other loans to individual3.2030%176
Percentage Net Loans Charged-off: All other loans and lease-0.3151%5,630
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2769%1,562
Percentage Net Loans Charged-off: Total real estate loans0.2343%1,308
Percentage Net Loans Charged-off:Construction & development0.5871%547
Percentage Net Loans Charged-off: Commercial real estate0.0469%1,830
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.4912%682
Percentage Net Loans Charged-off: Home equity loans-0.1900%4,661
All other 1-4 family - Percent of loans charged-off, net0.6138%508
Percentage Net Loans Charged-off: Commercial and industrial0.3961%1,368
Percentage Net Loans Charged-off: Loans to individuals2.0327%380
Percentage Net Loans Charged-off: Credit card loans2.2258%299
Percentage Net Loans Charged-off: Other loans to individual1.9946%355
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1985%1,878
Percentage Net Loans Charged-off: Total real estate loans0.1958%1,388
Percentage Net Loans Charged-off:Construction & development0.3909%582
Percentage Net Loans Charged-off: Commercial real estate0.0182%1,721
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.5962%525
Percentage Net Loans Charged-off: Home equity loans-0.1916%4,704
All other 1-4 family - Percent of loans charged-off, net0.7408%395
Percentage Net Loans Charged-off: Commercial and industrial0.1526%1,710
Percentage Net Loans Charged-off: Loans to individuals2.0806%365
Percentage Net Loans Charged-off: Credit card loans3.0185%195
Percentage Net Loans Charged-off: Other loans to individual1.9046%359
Percentage Net Loans Charged-off: All other loans and lease0.0913%1,031
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2730%1,450
Percentage Net Loans Charged-off: Total real estate loans0.2718%1,099
Percentage Net Loans Charged-off:Construction & development0.6153%449
Percentage Net Loans Charged-off: Commercial real estate0.0387%1,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.7220%445
Percentage Net Loans Charged-off: Home equity loans-0.1755%4,717
All other 1-4 family - Percent of loans charged-off, net0.8906%357
Percentage Net Loans Charged-off: Commercial and industrial0.2073%1,375
Percentage Net Loans Charged-off: Loans to individuals2.6059%276
Percentage Net Loans Charged-off: Credit card loans4.1096%118
Percentage Net Loans Charged-off: Other loans to individual2.3308%286
Percentage Net Loans Charged-off: All other loans and lease0.1290%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0173%5,284
Percentage Net Loans Charged-off: Total real estate loans0.0452%2,014
Percentage Net Loans Charged-off:Construction & development-0.0058%5,187
Percentage Net Loans Charged-off: Commercial real estate-0.0036%5,605
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2542%1,033
Percentage Net Loans Charged-off: Home equity loans-0.1728%4,731
All other 1-4 family - Percent of loans charged-off, net0.3355%858
Percentage Net Loans Charged-off: Commercial and industrial-0.3430%5,931
Percentage Net Loans Charged-off: Loans to individuals3.0085%251
Percentage Net Loans Charged-off: Credit card loans5.0420%103
Percentage Net Loans Charged-off: Other loans to individual2.6519%272
Percentage Net Loans Charged-off: All other loans and lease-0.2487%5,795
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4174%1,605
Percentage Net Loans Charged-off: Total real estate loans0.0847%3,305
Percentage Net Loans Charged-off:Construction & development-0.0451%5,451
Percentage Net Loans Charged-off: Commercial real estate0.1294%1,957
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1057%2,948
Percentage Net Loans Charged-off: Home equity loans0.2877%914
All other 1-4 family - Percent of loans charged-off, net0.0680%3,168
Percentage Net Loans Charged-off: Commercial and industrial1.6120%696
Percentage Net Loans Charged-off: Loans to individuals2.1188%460
Percentage Net Loans Charged-off: Credit card loans15.2339%19
Percentage Net Loans Charged-off: Other loans to individual0.5990%1,692
Percentage Net Loans Charged-off: All other loans and lease0.3403%783
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0832%3,762
Percentage Net Loans Charged-off: Total real estate loans0.0295%3,747
Percentage Net Loans Charged-off:Construction & development-0.0572%5,544
Percentage Net Loans Charged-off: Commercial real estate0.0891%1,862
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.0530%6,346
Percentage Net Loans Charged-off: Home equity loans0.4198%709
All other 1-4 family - Percent of loans charged-off, net-0.1527%6,519
Percentage Net Loans Charged-off: Commercial and industrial0.2546%1,822
Percentage Net Loans Charged-off: Loans to individuals0.7075%1,436
Percentage Net Loans Charged-off: Credit card loans3.5062%179
Percentage Net Loans Charged-off: Other loans to individual0.4120%1,947
Percentage Net Loans Charged-off: All other loans and lease0.4670%636
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1373%3,004
Percentage Net Loans Charged-off: Total real estate loans0.1303%2,500
Percentage Net Loans Charged-off:Construction & development-0.0114%5,434
Percentage Net Loans Charged-off: Commercial real estate0.1338%1,501
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2884%1,628
Percentage Net Loans Charged-off: Home equity loans0.6907%509
All other 1-4 family - Percent of loans charged-off, net0.2007%1,900
Percentage Net Loans Charged-off: Commercial and industrial0.1253%1,914
Percentage Net Loans Charged-off: Loans to individuals0.8725%1,165
Percentage Net Loans Charged-off: Credit card loans5.6663%82
Percentage Net Loans Charged-off: Other loans to individual0.4179%1,834
Percentage Net Loans Charged-off: All other loans and lease0.5481%539
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2462%1,976
Percentage Net Loans Charged-off: Total real estate loans0.1808%1,859
Percentage Net Loans Charged-off:Construction & development-0.0054%5,521
Percentage Net Loans Charged-off: Commercial real estate0.2560%902
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2004%1,683
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.2440%1,460
Percentage Net Loans Charged-off: Commercial and industrial0.5008%932
Percentage Net Loans Charged-off: Loans to individuals0.5394%1,571
Percentage Net Loans Charged-off: Credit card loans2.4922%285
Percentage Net Loans Charged-off: Other loans to individual0.3543%1,783
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6897%1,712
Percentage Net Loans Charged-off: Total real estate loans0.6373%1,615
Percentage Net Loans Charged-off:Construction & development1.9360%1,118
Percentage Net Loans Charged-off: Commercial real estate-0.0246%6,510
Percentage Net Loans Charged-off: Multi-family residential1.4588%375
Percentage Net Loans Charged-off: 1-4 family residential0.6876%1,350
Percentage Net Loans Charged-off: Home equity loans0.5280%997
All other 1-4 family - Percent of loans charged-off, net0.7200%1,253
Percentage Net Loans Charged-off: Commercial and industrial0.8080%1,634
Percentage Net Loans Charged-off: Loans to individuals1.1693%1,177
Percentage Net Loans Charged-off: Credit card loans6.9713%89
Percentage Net Loans Charged-off: Other loans to individual0.8188%1,514
Percentage Net Loans Charged-off: All other loans and lease2.3835%356
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7145%1,545
Percentage Net Loans Charged-off: Total real estate loans0.7574%1,319
Percentage Net Loans Charged-off:Construction & development1.4169%1,201
Percentage Net Loans Charged-off: Commercial real estate-0.0356%6,620
Percentage Net Loans Charged-off: Multi-family residential1.9945%289
Percentage Net Loans Charged-off: 1-4 family residential1.7798%418
Percentage Net Loans Charged-off: Home equity loans0.4307%1,001
All other 1-4 family - Percent of loans charged-off, net2.0521%360
Percentage Net Loans Charged-off: Commercial and industrial0.4573%1,923
Percentage Net Loans Charged-off: Loans to individuals1.3378%967
Percentage Net Loans Charged-off: Credit card loans9.5654%59
Percentage Net Loans Charged-off: Other loans to individual0.8994%1,288
Percentage Net Loans Charged-off: All other loans and lease2.9678%280
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7297%1,517
Percentage Net Loans Charged-off: Total real estate loans0.7209%1,381
Percentage Net Loans Charged-off:Construction & development2.1605%922
Percentage Net Loans Charged-off: Commercial real estate-0.0451%6,690
Percentage Net Loans Charged-off: Multi-family residential2.9935%204
Percentage Net Loans Charged-off: 1-4 family residential0.4973%1,657
Percentage Net Loans Charged-off: Home equity loans-0.1469%5,136
All other 1-4 family - Percent of loans charged-off, net0.6268%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.6109%1,583
Percentage Net Loans Charged-off: Loans to individuals1.5214%855
Percentage Net Loans Charged-off: Credit card loans15.7648%36
Percentage Net Loans Charged-off: Other loans to individual0.8605%1,281
Percentage Net Loans Charged-off: All other loans and lease4.1808%209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5061%1,821
Percentage Net Loans Charged-off: Total real estate loans0.4596%1,683
Percentage Net Loans Charged-off:Construction & development2.1899%716
Percentage Net Loans Charged-off: Commercial real estate-0.0916%6,847
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0604%6,775
Percentage Net Loans Charged-off: Home equity loans-0.1294%5,145
All other 1-4 family - Percent of loans charged-off, net-0.0463%6,711
Percentage Net Loans Charged-off: Commercial and industrial0.3461%1,430
Percentage Net Loans Charged-off: Loans to individuals2.1222%573
Percentage Net Loans Charged-off: Credit card loans28.4360%16
Percentage Net Loans Charged-off: Other loans to individual0.9383%1,077
Percentage Net Loans Charged-off: All other loans and lease7.2912%140
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0201%1,710
Percentage Net Loans Charged-off: Total real estate loans0.8710%1,816
Percentage Net Loans Charged-off:Construction & development2.0213%1,690
Percentage Net Loans Charged-off: Commercial real estate0.1877%2,771
Percentage Net Loans Charged-off: Multi-family residential2.0339%449
Percentage Net Loans Charged-off: 1-4 family residential0.5863%1,993
Percentage Net Loans Charged-off: Home equity loans-0.2035%5,346
All other 1-4 family - Percent of loans charged-off, net0.7554%1,585
Percentage Net Loans Charged-off: Commercial and industrial1.5074%1,524
Percentage Net Loans Charged-off: Loans to individuals2.0611%772
Percentage Net Loans Charged-off: Credit card loans5.1073%210
Percentage Net Loans Charged-off: Other loans to individual1.8703%729
Percentage Net Loans Charged-off: All other loans and lease0.3882%895
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8536%1,863
Percentage Net Loans Charged-off: Total real estate loans0.7913%1,801
Percentage Net Loans Charged-off:Construction & development1.3609%1,744
Percentage Net Loans Charged-off: Commercial real estate0.2544%2,197
Percentage Net Loans Charged-off: Multi-family residential2.6943%343
Percentage Net Loans Charged-off: 1-4 family residential0.7880%1,459
Percentage Net Loans Charged-off: Home equity loans-0.2380%5,376
All other 1-4 family - Percent of loans charged-off, net1.0101%1,155
Percentage Net Loans Charged-off: Commercial and industrial0.9794%1,791
Percentage Net Loans Charged-off: Loans to individuals2.5217%581
Percentage Net Loans Charged-off: Credit card loans4.2105%260
Percentage Net Loans Charged-off: Other loans to individual2.3251%542
Percentage Net Loans Charged-off: All other loans and lease0.3293%880
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7117%2,088
Percentage Net Loans Charged-off: Total real estate loans0.5422%2,178
Percentage Net Loans Charged-off:Construction & development1.1286%1,630
Percentage Net Loans Charged-off: Commercial real estate0.3503%1,743
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2023%2,879
Percentage Net Loans Charged-off: Home equity loans-0.2776%5,406
All other 1-4 family - Percent of loans charged-off, net0.3074%2,302
Percentage Net Loans Charged-off: Commercial and industrial1.3572%1,338
Percentage Net Loans Charged-off: Loans to individuals0.3502%2,864
Percentage Net Loans Charged-off: Credit card loans6.7163%155
Percentage Net Loans Charged-off: Other loans to individual0.1652%3,242
Percentage Net Loans Charged-off: All other loans and lease0.3396%786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3129%2,797
Percentage Net Loans Charged-off: Total real estate loans0.2491%2,559
Percentage Net Loans Charged-off:Construction & development0.4322%1,403
Percentage Net Loans Charged-off: Commercial real estate0.1074%1,650
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3369%1,878
Percentage Net Loans Charged-off: Home equity loans0.2108%898
All other 1-4 family - Percent of loans charged-off, net0.3658%1,707
Percentage Net Loans Charged-off: Commercial and industrial0.5395%1,596
Percentage Net Loans Charged-off: Loans to individuals0.3615%2,429
Percentage Net Loans Charged-off: Credit card loans9.6970%112
Percentage Net Loans Charged-off: Other loans to individual0.1083%2,897
Percentage Net Loans Charged-off: All other loans and lease0.3984%591
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2919%1,726
Percentage Net Loans Charged-off: Total real estate loans1.1267%1,715
Percentage Net Loans Charged-off:Construction & development2.0057%2,060
Percentage Net Loans Charged-off: Commercial real estate0.2518%2,640
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.4310%973
Percentage Net Loans Charged-off: Home equity loans2.9351%315
All other 1-4 family - Percent of loans charged-off, net1.0965%1,265
Percentage Net Loans Charged-off: Commercial and industrial1.9125%1,701
Percentage Net Loans Charged-off: Loans to individuals1.9515%1,109
Percentage Net Loans Charged-off: Credit card loans9.3496%117
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8403%862
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6248%2,875
Percentage Net Loans Charged-off: Total real estate loans0.5458%2,583
Percentage Net Loans Charged-off:Construction & development0.7947%2,383
Percentage Net Loans Charged-off: Commercial real estate0.1125%2,736
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.1611%1,079
Percentage Net Loans Charged-off: Home equity loans0.5386%1,069
All other 1-4 family - Percent of loans charged-off, net1.2992%966
Percentage Net Loans Charged-off: Commercial and industrial0.8256%2,447
Percentage Net Loans Charged-off: Loans to individuals1.8526%1,138
Percentage Net Loans Charged-off: Credit card loans4.4944%343
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9355%761
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4824%3,095
Percentage Net Loans Charged-off: Total real estate loans0.3717%2,835
Percentage Net Loans Charged-off:Construction & development0.4636%2,279
Percentage Net Loans Charged-off: Commercial real estate0.1328%2,188
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.8193%1,363
Percentage Net Loans Charged-off: Home equity loans0.8098%789
All other 1-4 family - Percent of loans charged-off, net0.8214%1,330
Percentage Net Loans Charged-off: Commercial and industrial0.7986%2,223
Percentage Net Loans Charged-off: Loans to individuals2.2988%890
Percentage Net Loans Charged-off: Credit card loans5.8442%272
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2581%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6262%2,255
Percentage Net Loans Charged-off: Total real estate loans0.5432%1,967
Percentage Net Loans Charged-off:Construction & development0.5353%1,668
Percentage Net Loans Charged-off: Commercial real estate0.2045%1,441
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.5013%739
Percentage Net Loans Charged-off: Home equity loans1.6426%435
All other 1-4 family - Percent of loans charged-off, net1.4704%742
Percentage Net Loans Charged-off: Commercial and industrial0.6702%1,815
Percentage Net Loans Charged-off: Loans to individuals4.2650%455
Percentage Net Loans Charged-off: Credit card loans9.3750%153
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2597%847
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4363%1,746
Percentage Net Loans Charged-off: Total real estate loans1.4284%1,430
Percentage Net Loans Charged-off:Construction & development1.0813%2,524
Percentage Net Loans Charged-off: Commercial real estate0.2347%2,324
Percentage Net Loans Charged-off: Multi-family residential17.7890%69
Percentage Net Loans Charged-off: 1-4 family residential1.3840%965
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net1.6942%781
Percentage Net Loans Charged-off: Commercial and industrial1.4989%2,306
Percentage Net Loans Charged-off: Loans to individuals2.1457%1,234
Percentage Net Loans Charged-off: Credit card loans7.7720%235
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2039%1,601
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5829%1,292
Percentage Net Loans Charged-off: Total real estate loans1.5086%1,114
Percentage Net Loans Charged-off:Construction & development0.9336%2,194
Percentage Net Loans Charged-off: Commercial real estate0.1701%2,062
Percentage Net Loans Charged-off: Multi-family residential23.4120%39
Percentage Net Loans Charged-off: 1-4 family residential1.0897%996
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net1.3357%824
Percentage Net Loans Charged-off: Commercial and industrial1.9721%1,545
Percentage Net Loans Charged-off: Loans to individuals1.9051%1,336
Percentage Net Loans Charged-off: Credit card loans7.2122%253
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2104%1,386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2732%1,455
Percentage Net Loans Charged-off: Total real estate loans1.3795%1,074
Percentage Net Loans Charged-off:Construction & development0.4920%2,132
Percentage Net Loans Charged-off: Commercial real estate0.0068%2,212
Percentage Net Loans Charged-off: Multi-family residential25.4828%34
Percentage Net Loans Charged-off: 1-4 family residential0.9969%980
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net1.2229%801
Percentage Net Loans Charged-off: Commercial and industrial0.8341%2,185
Percentage Net Loans Charged-off: Loans to individuals2.3141%1,028
Percentage Net Loans Charged-off: Credit card loans11.5245%117
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2707%1,142
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1355%3,875
Percentage Net Loans Charged-off: Total real estate loans0.1099%2,841
Percentage Net Loans Charged-off:Construction & development0.1445%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2763%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.3392%1,406
Percentage Net Loans Charged-off: Commercial and industrial-0.1019%7,260
Percentage Net Loans Charged-off: Loans to individuals3.1437%685
Percentage Net Loans Charged-off: Credit card loans25.4473%46
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3691%826
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0609%1,157
Percentage Net Loans Charged-off: Total real estate loans0.2031%2,851
Percentage Net Loans Charged-off:Construction & development0.0885%2,628
Percentage Net Loans Charged-off: Commercial real estate0.0403%2,051
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.9506%648
Percentage Net Loans Charged-off: Home equity loans-0.1547%6,009
All other 1-4 family - Percent of loans charged-off, net1.1467%511
Percentage Net Loans Charged-off: Commercial and industrial4.1027%483
Percentage Net Loans Charged-off: Loans to individuals1.2476%1,808
Percentage Net Loans Charged-off: Credit card loans1.6797%789
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2525%1,270
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6682%1,279
Percentage Net Loans Charged-off: Total real estate loans0.0970%2,959
Percentage Net Loans Charged-off:Construction & development0.1196%1,937
Percentage Net Loans Charged-off: Commercial real estate0.0553%1,425
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1453%2,010
Percentage Net Loans Charged-off: Home equity loans-0.2271%6,038
All other 1-4 family - Percent of loans charged-off, net0.2059%1,563
Percentage Net Loans Charged-off: Commercial and industrial2.5639%591
Percentage Net Loans Charged-off: Loans to individuals1.4068%1,297
Percentage Net Loans Charged-off: Credit card loans2.4024%546
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2505%1,089
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4374%1,548
Percentage Net Loans Charged-off: Total real estate loans0.1247%2,163
Percentage Net Loans Charged-off:Construction & development0.1831%1,331
Percentage Net Loans Charged-off: Commercial real estate0.0834%988
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0709%2,153
Percentage Net Loans Charged-off: Home equity loans-0.3992%6,046
All other 1-4 family - Percent of loans charged-off, net0.1376%1,585
Percentage Net Loans Charged-off: Commercial and industrial1.3739%835
Percentage Net Loans Charged-off: Loans to individuals1.3891%1,213
Percentage Net Loans Charged-off: Credit card loans4.6037%271
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3158%905
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3688%1,385
Percentage Net Loans Charged-off: Total real estate loans0.1005%1,687
Percentage Net Loans Charged-off:Construction & development0.1763%869
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1105%1,347
Percentage Net Loans Charged-off: Home equity loans-0.9767%6,015
All other 1-4 family - Percent of loans charged-off, net0.2389%890
Percentage Net Loans Charged-off: Commercial and industrial1.1966%714
Percentage Net Loans Charged-off: Loans to individuals1.1672%1,344
Percentage Net Loans Charged-off: Credit card loans11.8812%71
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5667%940
Percentage Net Loans Charged-off: Total real estate loans0.1470%1,699
Percentage Net Loans Charged-off:Construction & development0.0570%1,318
Percentage Net Loans Charged-off: Commercial real estate0.0132%1,538
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.7688%341
Percentage Net Loans Charged-off: Home equity loans2.7021%74
All other 1-4 family - Percent of loans charged-off, net0.5637%459
Percentage Net Loans Charged-off: Commercial and industrial1.6399%766
Percentage Net Loans Charged-off: Loans to individuals3.0753%299
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2034%7,261
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6885%541
Percentage Net Loans Charged-off: Total real estate loans0.0954%1,548
Percentage Net Loans Charged-off:Construction & development-0.0066%7,594
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.6621%289
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.7266%257
Percentage Net Loans Charged-off: Commercial and industrial2.2077%471
Percentage Net Loans Charged-off: Loans to individuals4.1544%154
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7530%7,399
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0626%3,401
Percentage Net Loans Charged-off: Total real estate loans0.0803%1,362
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.5441%330
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.5993%298
Percentage Net Loans Charged-off: Commercial and industrial-0.0022%6,636
Percentage Net Loans Charged-off: Loans to individuals0.2445%3,435
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1106%2,081
Percentage Net Loans Charged-off: Total real estate loans0.1402%728
Percentage Net Loans Charged-off:Construction & development0.0450%364
Percentage Net Loans Charged-off: Commercial real estate0.1080%330
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.5944%261
Percentage Net Loans Charged-off: Home equity loans1.3673%72
All other 1-4 family - Percent of loans charged-off, net0.5140%293
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%6,649
Percentage Net Loans Charged-off: Loans to individuals0.4756%2,203
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1613%2,354
Percentage Net Loans Charged-off: Total real estate loans0.1277%1,092
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.3241%419
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.2165%772
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2356%705
Percentage Net Loans Charged-off: Commercial and industrial0.2422%2,306
Percentage Net Loans Charged-off: Loans to individuals0.5187%2,796
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1017%2,679
Percentage Net Loans Charged-off: Total real estate loans0.1443%790
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.4069%291
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1644%820
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1783%751
Percentage Net Loans Charged-off: Commercial and industrial-0.0516%7,182
Percentage Net Loans Charged-off: Loans to individuals0.3259%3,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2162%1,431
Percentage Net Loans Charged-off: Total real estate loans0.2132%522
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.6170%187
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2001%657
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.2166%603
Percentage Net Loans Charged-off: Commercial and industrial0.2297%1,634
Percentage Net Loans Charged-off: Loans to individuals0.3330%3,018
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1472%1,640
Percentage Net Loans Charged-off: Total real estate loans0.0618%937
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.3493%341
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.3787%310
Percentage Net Loans Charged-off: Commercial and industrial0.4385%894
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4269%1,038
Percentage Net Loans Charged-off: Total real estate loans0.1955%702
Percentage Net Loans Charged-off:Construction & development0.1405%343
Percentage Net Loans Charged-off: Commercial real estate-0.0034%7,943
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.5591%258
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.5991%262
Percentage Net Loans Charged-off: Commercial and industrial0.9442%1,197
Percentage Net Loans Charged-off: Loans to individuals1.1660%1,519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2808%505
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4692%802
Percentage Net Loans Charged-off: Total real estate loans0.1569%797
Percentage Net Loans Charged-off:Construction & development0.2090%231
Percentage Net Loans Charged-off: Commercial real estate-0.0047%7,964
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.3113%466
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.3328%455
Percentage Net Loans Charged-off: Commercial and industrial1.1182%890
Percentage Net Loans Charged-off: Loans to individuals1.8135%714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3476%434
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6132%587
Percentage Net Loans Charged-off: Total real estate loans0.2479%505
Percentage Net Loans Charged-off:Construction & development0.3576%149
Percentage Net Loans Charged-off: Commercial real estate-0.0077%8,048
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.4322%329
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.4599%330
Percentage Net Loans Charged-off: Commercial and industrial1.3560%734
Percentage Net Loans Charged-off: Loans to individuals2.0958%562
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9879%451
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0578%310
Percentage Net Loans Charged-off: Total real estate loans0.4935%224
Percentage Net Loans Charged-off:Construction & development0.8200%70
Percentage Net Loans Charged-off: Commercial real estate-0.0165%8,262
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.7334%195
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.7712%196
Percentage Net Loans Charged-off: Commercial and industrial2.1233%433
Percentage Net Loans Charged-off: Loans to individuals3.9776%233
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5048%310
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5160%1,053
Percentage Net Loans Charged-off: Total real estate loans0.0463%2,379
Percentage Net Loans Charged-off:Construction & development0.1213%460
Percentage Net Loans Charged-off: Commercial real estate0.0350%1,282
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0207%2,724
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0219%2,556
Percentage Net Loans Charged-off: Commercial and industrial1.8334%811
Percentage Net Loans Charged-off: Loans to individuals0.0619%6,249
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3690%473
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5808%796
Percentage Net Loans Charged-off: Total real estate loans0.0499%1,953
Percentage Net Loans Charged-off:Construction & development0.1482%351
Percentage Net Loans Charged-off: Commercial real estate0.0515%928
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial2.1025%602
Percentage Net Loans Charged-off: Loans to individuals0.0337%6,001
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3359%424
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0651%4,024
Percentage Net Loans Charged-off: Total real estate loans0.0682%1,537
Percentage Net Loans Charged-off:Construction & development0.2525%239
Percentage Net Loans Charged-off: Commercial real estate0.0345%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2786%391
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%4,455
Percentage Net Loans Charged-off: Total real estate loans-0.0084%8,072
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0235%8,496
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9772%267
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1175%4,465
Percentage Net Loans Charged-off: Total real estate loans0.1041%1,791
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2552%730
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.1338%3,937
Percentage Net Loans Charged-off: Loans to individuals0.1681%6,066
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5064%976
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1202%3,956
Percentage Net Loans Charged-off: Total real estate loans0.1457%1,189
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.3462%502
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.0280%3,979
Percentage Net Loans Charged-off: Loans to individuals0.2381%5,205
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0024%6,466
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.0830%5,652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,539
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%6,945
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0871%4,339
Percentage Net Loans Charged-off: Loans to individuals0.0251%7,059
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0013%7,747
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,235
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0298%1,767
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,622
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA