Home > Central Bank of Moberly > Income and Expense
Central Bank of Moberly, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 3,375 |
| Total interest expense | $184,000 | 4,051 |
| Net interest income | $4,023,000 | 3,277 |
| Provision for loan and lease losses | $36,000 | 2,518 |
| Total noninterest income | $1,883,000 | 2,038 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $385,000 | 1,575 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,498,000 | 1,956 |
| Total noninterest expense | $3,601,000 | 3,095 |
| Salaries and employee benefits | $1,395,000 | 3,643 |
| Premises and equipment expense | $262,000 | 3,586 |
| Additional noninterest expense | $1,944,000 | 2,200 |
| Pre-tax net operating income | $2,269,000 | 2,794 |
| Securities gains (losses) | $11,000 | 1,610 |
| Applicable income taxes | $518,000 | 1,953 |
| Income before extraordinary items | $1,762,000 | 2,955 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,762,000 | 2,955 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,762,000 | 2,955 |
| Net charge-offs | $-75,000 | 4,356 |
| Cash dividends | $1,000,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,753,310 | 2,932 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 3,418 |
| Total interest expense | $131,000 | 4,052 |
| Net interest income | $2,632,000 | 3,329 |
| Provision for loan and lease losses | $23,000 | 2,516 |
| Total noninterest income | $1,244,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $239,000 | 1,606 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,005,000 | 1,897 |
| Total noninterest expense | $2,395,000 | 3,091 |
| Salaries and employee benefits | $940,000 | 3,644 |
| Premises and equipment expense | $176,000 | 3,577 |
| Additional noninterest expense | $1,279,000 | 2,205 |
| Pre-tax net operating income | $1,458,000 | 2,809 |
| Securities gains (losses) | $9,000 | 1,454 |
| Applicable income taxes | $331,000 | 1,956 |
| Income before extraordinary items | $1,136,000 | 2,987 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,136,000 | 2,986 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,136,000 | 2,987 |
| Net charge-offs | $-49,000 | 4,355 |
| Cash dividends | $1,000,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,128,890 | 2,964 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 3,419 |
| Total interest expense | $69,000 | 4,065 |
| Net interest income | $1,319,000 | 3,316 |
| Provision for loan and lease losses | $9,000 | 2,512 |
| Total noninterest income | $644,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $115,000 | 1,644 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $529,000 | 1,865 |
| Total noninterest expense | $1,188,000 | 3,104 |
| Salaries and employee benefits | $468,000 | 3,654 |
| Premises and equipment expense | $89,000 | 3,578 |
| Additional noninterest expense | $631,000 | 2,186 |
| Pre-tax net operating income | $766,000 | 2,720 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $171,000 | 1,922 |
| Income before extraordinary items | $595,000 | 2,920 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $595,000 | 2,919 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $595,000 | 2,920 |
| Net charge-offs | $-19,000 | 4,315 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $595,000 | 2,880 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,335,000 | 3,210 |
| Total interest expense | $498,000 | 3,850 |
| Net interest income | $5,837,000 | 3,094 |
| Provision for loan and lease losses | $157,000 | 3,228 |
| Total noninterest income | $2,348,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $503,000 | 1,615 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,845,000 | 1,866 |
| Total noninterest expense | $4,541,000 | 3,176 |
| Salaries and employee benefits | $1,752,000 | 3,747 |
| Premises and equipment expense | $360,000 | 3,565 |
| Additional noninterest expense | $2,429,000 | 2,245 |
| Pre-tax net operating income | $3,487,000 | 2,235 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $774,000 | 1,644 |
| Income before extraordinary items | $2,713,000 | 2,432 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,713,000 | 2,432 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,713,000 | 2,432 |
| Net charge-offs | $-127,000 | 4,798 |
| Cash dividends | $2,300,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,713,000 | 2,379 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 3,211 |
| Total interest expense | $422,000 | 3,795 |
| Net interest income | $4,429,000 | 3,087 |
| Provision for loan and lease losses | $140,000 | 3,049 |
| Total noninterest income | $1,552,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $368,000 | 1,640 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,184,000 | 1,992 |
| Total noninterest expense | $3,387,000 | 3,170 |
| Salaries and employee benefits | $1,283,000 | 3,774 |
| Premises and equipment expense | $274,000 | 3,552 |
| Additional noninterest expense | $1,830,000 | 2,211 |
| Pre-tax net operating income | $2,454,000 | 2,317 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $540,000 | 1,681 |
| Income before extraordinary items | $1,914,000 | 2,505 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,914,000 | 2,505 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,914,000 | 2,505 |
| Net charge-offs | $-79,000 | 4,770 |
| Cash dividends | $1,800,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,914,000 | 2,456 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 3,211 |
| Total interest expense | $339,000 | 3,677 |
| Net interest income | $2,976,000 | 3,104 |
| Provision for loan and lease losses | $66,000 | 3,265 |
| Total noninterest income | $874,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $240,000 | 1,677 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $634,000 | 2,125 |
| Total noninterest expense | $2,204,000 | 3,215 |
| Salaries and employee benefits | $856,000 | 3,786 |
| Premises and equipment expense | $177,000 | 3,603 |
| Additional noninterest expense | $1,171,000 | 2,259 |
| Pre-tax net operating income | $1,580,000 | 2,325 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $345,000 | 1,642 |
| Income before extraordinary items | $1,235,000 | 2,506 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,235,000 | 2,505 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,235,000 | 2,506 |
| Net charge-offs | $-54,000 | 4,764 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,235,000 | 2,473 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 3,166 |
| Total interest expense | $248,000 | 3,278 |
| Net interest income | $1,462,000 | 3,097 |
| Provision for loan and lease losses | $12,000 | 3,361 |
| Total noninterest income | $459,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $138,000 | 1,730 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $321,000 | 1,934 |
| Total noninterest expense | $1,096,000 | 3,251 |
| Salaries and employee benefits | $428,000 | 3,817 |
| Premises and equipment expense | $90,000 | 3,591 |
| Additional noninterest expense | $578,000 | 2,305 |
| Pre-tax net operating income | $813,000 | 2,145 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $176,000 | 1,491 |
| Income before extraordinary items | $637,000 | 2,309 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $637,000 | 2,308 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $637,000 | 2,309 |
| Net charge-offs | $-88,000 | 4,949 |
| Cash dividends | $300,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $637,000 | 2,280 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,160,000 | 3,151 |
| Total interest expense | $1,171,000 | 3,086 |
| Net interest income | $5,989,000 | 3,104 |
| Provision for loan and lease losses | $375,000 | 1,744 |
| Total noninterest income | $1,589,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $585,000 | 1,704 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,004,000 | 2,242 |
| Total noninterest expense | $4,016,000 | 3,410 |
| Salaries and employee benefits | $1,614,000 | 3,946 |
| Premises and equipment expense | $344,000 | 3,709 |
| Additional noninterest expense | $2,058,000 | 2,507 |
| Pre-tax net operating income | $3,187,000 | 2,369 |
| Securities gains (losses) | $-1,000 | 4,531 |
| Applicable income taxes | $739,000 | 1,662 |
| Income before extraordinary items | $2,447,000 | 2,600 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,447,000 | 2,601 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,447,000 | 2,602 |
| Net charge-offs | $83,000 | 2,328 |
| Cash dividends | $2,350,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,447,790 | 2,568 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 3,177 |
| Total interest expense | $926,000 | 3,034 |
| Net interest income | $4,475,000 | 3,155 |
| Provision for loan and lease losses | $358,000 | 1,453 |
| Total noninterest income | $1,131,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $431,000 | 1,732 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $700,000 | 2,327 |
| Total noninterest expense | $3,014,000 | 3,425 |
| Salaries and employee benefits | $1,201,000 | 3,972 |
| Premises and equipment expense | $258,000 | 3,754 |
| Additional noninterest expense | $1,555,000 | 2,500 |
| Pre-tax net operating income | $2,234,000 | 2,541 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $498,000 | 1,799 |
| Income before extraordinary items | $1,736,000 | 2,747 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,736,000 | 2,748 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,736,000 | 2,748 |
| Net charge-offs | $82,000 | 1,890 |
| Cash dividends | $1,500,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,736,000 | 2,712 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 3,176 |
| Total interest expense | $628,000 | 2,998 |
| Net interest income | $2,976,000 | 3,168 |
| Provision for loan and lease losses | $314,000 | 1,167 |
| Total noninterest income | $731,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $270,000 | 1,796 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $461,000 | 2,299 |
| Total noninterest expense | $1,992,000 | 3,473 |
| Salaries and employee benefits | $786,000 | 4,034 |
| Premises and equipment expense | $172,000 | 3,766 |
| Additional noninterest expense | $1,034,000 | 2,525 |
| Pre-tax net operating income | $1,401,000 | 2,632 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $309,000 | 1,830 |
| Income before extraordinary items | $1,092,000 | 2,814 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,092,000 | 2,812 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,092,000 | 2,813 |
| Net charge-offs | $65,000 | 1,656 |
| Cash dividends | $750,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,092,000 | 2,792 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 3,235 |
| Total interest expense | $304,000 | 3,019 |
| Net interest income | $1,461,000 | 3,233 |
| Provision for loan and lease losses | $132,000 | 1,283 |
| Total noninterest income | $359,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $129,000 | 1,854 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 2,250 |
| Total noninterest expense | $983,000 | 3,529 |
| Salaries and employee benefits | $396,000 | 4,082 |
| Premises and equipment expense | $89,000 | 3,724 |
| Additional noninterest expense | $498,000 | 2,594 |
| Pre-tax net operating income | $705,000 | 2,567 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $154,000 | 1,814 |
| Income before extraordinary items | $551,000 | 2,753 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $551,000 | 2,752 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $551,000 | 2,752 |
| Net charge-offs | $57,000 | 1,144 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $551,000 | 2,741 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,099,000 | 3,406 |
| Total interest expense | $912,000 | 3,070 |
| Net interest income | $5,187,000 | 3,433 |
| Provision for loan and lease losses | $539,000 | 1,396 |
| Total noninterest income | $1,466,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $527,000 | 1,902 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $939,000 | 2,313 |
| Total noninterest expense | $3,797,000 | 3,592 |
| Salaries and employee benefits | $1,494,000 | 4,177 |
| Premises and equipment expense | $372,000 | 3,659 |
| Additional noninterest expense | $1,931,000 | 2,646 |
| Pre-tax net operating income | $2,317,000 | 2,901 |
| Securities gains (losses) | $-4,000 | 4,208 |
| Applicable income taxes | $424,000 | 2,123 |
| Income before extraordinary items | $1,889,000 | 3,011 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,889,000 | 3,010 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,889,000 | 3,010 |
| Net charge-offs | $648,000 | 811 |
| Cash dividends | $250,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,892,280 | 3,010 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 3,476 |
| Total interest expense | $652,000 | 3,076 |
| Net interest income | $3,781,000 | 3,515 |
| Provision for loan and lease losses | $249,000 | 1,769 |
| Total noninterest income | $1,087,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $378,000 | 1,977 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $709,000 | 2,329 |
| Total noninterest expense | $2,866,000 | 3,591 |
| Salaries and employee benefits | $1,111,000 | 4,206 |
| Premises and equipment expense | $282,000 | 3,675 |
| Additional noninterest expense | $1,473,000 | 2,641 |
| Pre-tax net operating income | $1,753,000 | 2,956 |
| Securities gains (losses) | $-3,000 | 4,544 |
| Applicable income taxes | $365,000 | 2,065 |
| Income before extraordinary items | $1,385,000 | 3,100 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,385,000 | 3,097 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,385,000 | 3,099 |
| Net charge-offs | $364,000 | 880 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,387,370 | 3,087 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 3,494 |
| Total interest expense | $447,000 | 2,961 |
| Net interest income | $2,456,000 | 3,563 |
| Provision for loan and lease losses | $124,000 | 1,993 |
| Total noninterest income | $695,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $239,000 | 2,046 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $456,000 | 2,353 |
| Total noninterest expense | $1,910,000 | 3,611 |
| Salaries and employee benefits | $743,000 | 4,239 |
| Premises and equipment expense | $189,000 | 3,695 |
| Additional noninterest expense | $978,000 | 2,659 |
| Pre-tax net operating income | $1,117,000 | 2,994 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $237,000 | 2,064 |
| Income before extraordinary items | $880,000 | 3,153 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $880,000 | 3,151 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $880,000 | 3,152 |
| Net charge-offs | $49,000 | 1,785 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $880,000 | 3,141 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 3,534 |
| Total interest expense | $216,000 | 2,971 |
| Net interest income | $1,215,000 | 3,598 |
| Provision for loan and lease losses | $64,000 | 1,854 |
| Total noninterest income | $348,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $116,000 | 2,094 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $232,000 | 2,312 |
| Total noninterest expense | $940,000 | 3,675 |
| Salaries and employee benefits | $370,000 | 4,288 |
| Premises and equipment expense | $94,000 | 3,749 |
| Additional noninterest expense | $476,000 | 2,719 |
| Pre-tax net operating income | $559,000 | 2,940 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $118,000 | 2,029 |
| Income before extraordinary items | $441,000 | 3,100 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $441,000 | 3,100 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $441,000 | 3,100 |
| Net charge-offs | $-13,000 | 4,839 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $441,000 | 3,099 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 3,627 |
| Total interest expense | $689,000 | 3,150 |
| Net interest income | $4,684,000 | 3,653 |
| Provision for loan and lease losses | $223,000 | 2,281 |
| Total noninterest income | $1,249,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $496,000 | 2,043 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $753,000 | 2,629 |
| Total noninterest expense | $3,749,000 | 3,677 |
| Salaries and employee benefits | $1,460,000 | 4,338 |
| Premises and equipment expense | $388,000 | 3,714 |
| Additional noninterest expense | $1,901,000 | 2,746 |
| Pre-tax net operating income | $1,961,000 | 3,157 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $680,000 | 2,183 |
| Income before extraordinary items | $1,282,000 | 3,387 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,282,000 | 3,385 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,282,000 | 3,387 |
| Net charge-offs | $81,000 | 2,623 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,281,350 | 3,372 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 3,673 |
| Total interest expense | $518,000 | 3,158 |
| Net interest income | $3,470,000 | 3,706 |
| Provision for loan and lease losses | $97,000 | 2,697 |
| Total noninterest income | $930,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $366,000 | 2,079 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $564,000 | 2,669 |
| Total noninterest expense | $2,805,000 | 3,695 |
| Salaries and employee benefits | $1,071,000 | 4,397 |
| Premises and equipment expense | $290,000 | 3,741 |
| Additional noninterest expense | $1,444,000 | 2,734 |
| Pre-tax net operating income | $1,498,000 | 3,180 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $459,000 | 2,152 |
| Income before extraordinary items | $1,040,000 | 3,475 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,040,000 | 3,475 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,040,000 | 3,475 |
| Net charge-offs | $55,000 | 2,399 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,039,310 | 3,442 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 3,699 |
| Total interest expense | $341,000 | 3,148 |
| Net interest income | $2,290,000 | 3,730 |
| Provision for loan and lease losses | $51,000 | 2,823 |
| Total noninterest income | $630,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $239,000 | 2,105 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $391,000 | 2,614 |
| Total noninterest expense | $1,862,000 | 3,718 |
| Salaries and employee benefits | $708,000 | 4,443 |
| Premises and equipment expense | $195,000 | 3,742 |
| Additional noninterest expense | $959,000 | 2,748 |
| Pre-tax net operating income | $1,007,000 | 3,107 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $309,000 | 2,119 |
| Income before extraordinary items | $701,000 | 3,405 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $701,000 | 3,404 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $701,000 | 3,405 |
| Net charge-offs | $50,000 | 2,000 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $698,930 | 3,384 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 3,750 |
| Total interest expense | $171,000 | 3,138 |
| Net interest income | $1,119,000 | 3,786 |
| Provision for loan and lease losses | $25,000 | 2,651 |
| Total noninterest income | $335,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $122,000 | 2,072 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $213,000 | 2,499 |
| Total noninterest expense | $919,000 | 3,787 |
| Salaries and employee benefits | $347,000 | 4,532 |
| Premises and equipment expense | $95,000 | 3,835 |
| Additional noninterest expense | $477,000 | 2,768 |
| Pre-tax net operating income | $510,000 | 3,052 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $158,000 | 2,067 |
| Income before extraordinary items | $355,000 | 3,335 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $355,000 | 3,334 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $355,000 | 3,335 |
| Net charge-offs | $-8,000 | 4,903 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $352,930 | 3,333 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 3,898 |
| Total interest expense | $558,000 | 3,441 |
| Net interest income | $4,190,000 | 3,924 |
| Provision for loan and lease losses | $98,000 | 3,182 |
| Total noninterest income | $1,374,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $481,000 | 2,145 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $893,000 | 2,531 |
| Total noninterest expense | $3,693,000 | 3,795 |
| Salaries and employee benefits | $1,385,000 | 4,536 |
| Premises and equipment expense | $355,000 | 4,010 |
| Additional noninterest expense | $1,953,000 | 2,804 |
| Pre-tax net operating income | $1,773,000 | 3,267 |
| Securities gains (losses) | $-85,000 | 5,790 |
| Applicable income taxes | $481,000 | 2,282 |
| Income before extraordinary items | $1,207,000 | 3,634 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,207,000 | 3,632 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,207,000 | 3,633 |
| Net charge-offs | $65,000 | 2,952 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,268,200 | 3,484 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 3,944 |
| Total interest expense | $418,000 | 3,477 |
| Net interest income | $3,102,000 | 3,969 |
| Provision for loan and lease losses | $72,000 | 3,066 |
| Total noninterest income | $1,058,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $352,000 | 2,197 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $706,000 | 2,474 |
| Total noninterest expense | $2,855,000 | 3,751 |
| Salaries and employee benefits | $1,041,000 | 4,555 |
| Premises and equipment expense | $262,000 | 4,049 |
| Additional noninterest expense | $1,552,000 | 2,699 |
| Pre-tax net operating income | $1,233,000 | 3,436 |
| Securities gains (losses) | $-85,000 | 5,913 |
| Applicable income taxes | $315,000 | 2,463 |
| Income before extraordinary items | $833,000 | 3,793 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $833,000 | 3,791 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $833,000 | 3,793 |
| Net charge-offs | $27,000 | 2,972 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $895,050 | 3,632 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 3,978 |
| Total interest expense | $281,000 | 3,480 |
| Net interest income | $2,068,000 | 4,003 |
| Provision for loan and lease losses | $47,000 | 3,001 |
| Total noninterest income | $729,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $226,000 | 2,230 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $503,000 | 2,361 |
| Total noninterest expense | $1,883,000 | 3,797 |
| Salaries and employee benefits | $689,000 | 4,602 |
| Premises and equipment expense | $168,000 | 4,148 |
| Additional noninterest expense | $1,026,000 | 2,721 |
| Pre-tax net operating income | $867,000 | 3,322 |
| Securities gains (losses) | $-85,000 | 5,993 |
| Applicable income taxes | $218,000 | 2,429 |
| Income before extraordinary items | $564,000 | 3,785 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $564,000 | 3,782 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $564,000 | 3,784 |
| Net charge-offs | $16,000 | 2,882 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $625,200 | 3,535 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 4,010 |
| Total interest expense | $145,000 | 3,443 |
| Net interest income | $1,018,000 | 4,044 |
| Provision for loan and lease losses | $24,000 | 2,793 |
| Total noninterest income | $366,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $109,000 | 2,286 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $257,000 | 2,302 |
| Total noninterest expense | $916,000 | 3,899 |
| Salaries and employee benefits | $333,000 | 4,688 |
| Premises and equipment expense | $86,000 | 4,157 |
| Additional noninterest expense | $497,000 | 2,788 |
| Pre-tax net operating income | $444,000 | 3,231 |
| Securities gains (losses) | $-54,000 | 6,066 |
| Applicable income taxes | $109,000 | 2,387 |
| Income before extraordinary items | $281,000 | 3,727 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $281,000 | 3,724 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $281,000 | 3,725 |
| Net charge-offs | $9,000 | 2,377 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $319,880 | 3,463 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 4,092 |
| Total interest expense | $478,000 | 3,815 |
| Net interest income | $3,996,000 | 4,074 |
| Provision for loan and lease losses | $75,000 | 3,289 |
| Total noninterest income | $1,498,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $484,000 | 2,193 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,014,000 | 2,362 |
| Total noninterest expense | $3,625,000 | 3,931 |
| Salaries and employee benefits | $1,445,000 | 4,576 |
| Premises and equipment expense | $329,000 | 4,290 |
| Additional noninterest expense | $1,851,000 | 2,951 |
| Pre-tax net operating income | $1,794,000 | 3,207 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $528,000 | 2,179 |
| Income before extraordinary items | $1,268,000 | 3,521 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,268,000 | 3,518 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,268,000 | 3,521 |
| Net charge-offs | $-55,000 | 5,595 |
| Cash dividends | $1,250,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,266,580 | 3,471 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 4,141 |
| Total interest expense | $357,000 | 3,874 |
| Net interest income | $2,993,000 | 4,111 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $1,094,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $358,000 | 2,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $736,000 | 2,419 |
| Total noninterest expense | $2,765,000 | 3,906 |
| Salaries and employee benefits | $1,099,000 | 4,578 |
| Premises and equipment expense | $248,000 | 4,331 |
| Additional noninterest expense | $1,418,000 | 2,902 |
| Pre-tax net operating income | $1,272,000 | 3,351 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $368,000 | 2,288 |
| Income before extraordinary items | $905,000 | 3,670 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $905,000 | 3,669 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $905,000 | 3,670 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $900,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $904,290 | 3,626 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 4,206 |
| Total interest expense | $238,000 | 3,905 |
| Net interest income | $1,951,000 | 4,183 |
| Provision for loan and lease losses | $28,000 | 3,331 |
| Total noninterest income | $719,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $231,000 | 2,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $488,000 | 2,440 |
| Total noninterest expense | $1,815,000 | 3,984 |
| Salaries and employee benefits | $721,000 | 4,661 |
| Premises and equipment expense | $161,000 | 4,407 |
| Additional noninterest expense | $933,000 | 2,961 |
| Pre-tax net operating income | $827,000 | 3,390 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $238,000 | 2,312 |
| Income before extraordinary items | $590,000 | 3,693 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $590,000 | 3,694 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $590,000 | 3,695 |
| Net charge-offs | $-17,000 | 5,433 |
| Cash dividends | $550,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $589,290 | 3,634 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 4,267 |
| Total interest expense | $124,000 | 3,856 |
| Net interest income | $944,000 | 4,274 |
| Provision for loan and lease losses | $9,000 | 3,298 |
| Total noninterest income | $352,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $108,000 | 2,347 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $244,000 | 2,383 |
| Total noninterest expense | $876,000 | 4,105 |
| Salaries and employee benefits | $342,000 | 4,786 |
| Premises and equipment expense | $82,000 | 4,427 |
| Additional noninterest expense | $452,000 | 3,020 |
| Pre-tax net operating income | $411,000 | 3,336 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $121,000 | 2,296 |
| Income before extraordinary items | $291,000 | 3,705 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $291,000 | 3,707 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $291,000 | 3,708 |
| Net charge-offs | $8,000 | 2,565 |
| Cash dividends | $300,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $290,290 | 3,618 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 4,458 |
| Total interest expense | $423,000 | 4,345 |
| Net interest income | $3,597,000 | 4,415 |
| Provision for loan and lease losses | $11,000 | 4,394 |
| Total noninterest income | $1,447,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $511,000 | 2,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $936,000 | 2,410 |
| Total noninterest expense | $3,451,000 | 4,165 |
| Salaries and employee benefits | $1,366,000 | 4,838 |
| Premises and equipment expense | $326,000 | 4,517 |
| Additional noninterest expense | $1,759,000 | 3,174 |
| Pre-tax net operating income | $1,582,000 | 3,383 |
| Securities gains (losses) | $-9,000 | 6,022 |
| Applicable income taxes | $451,000 | 2,301 |
| Income before extraordinary items | $1,122,000 | 3,748 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,122,000 | 3,748 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,122,000 | 3,750 |
| Net charge-offs | $72,000 | 3,485 |
| Cash dividends | $1,120,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,128,390 | 3,694 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 4,520 |
| Total interest expense | $318,000 | 4,397 |
| Net interest income | $2,675,000 | 4,469 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $1,083,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $380,000 | 2,271 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $703,000 | 2,431 |
| Total noninterest expense | $2,594,000 | 4,182 |
| Salaries and employee benefits | $1,013,000 | 4,885 |
| Premises and equipment expense | $261,000 | 4,425 |
| Additional noninterest expense | $1,320,000 | 3,171 |
| Pre-tax net operating income | $1,154,000 | 3,516 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $328,000 | 2,374 |
| Income before extraordinary items | $829,000 | 3,837 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $829,000 | 3,839 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $829,000 | 3,840 |
| Net charge-offs | $37,000 | 3,473 |
| Cash dividends | $800,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $826,840 | 3,802 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 4,565 |
| Total interest expense | $213,000 | 4,442 |
| Net interest income | $1,747,000 | 4,520 |
| Provision for loan and lease losses | $6,000 | 4,008 |
| Total noninterest income | $712,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $247,000 | 2,289 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $465,000 | 2,406 |
| Total noninterest expense | $1,700,000 | 4,250 |
| Salaries and employee benefits | $664,000 | 4,952 |
| Premises and equipment expense | $169,000 | 4,534 |
| Additional noninterest expense | $867,000 | 3,214 |
| Pre-tax net operating income | $753,000 | 3,495 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $213,000 | 2,353 |
| Income before extraordinary items | $543,000 | 3,807 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $543,000 | 3,812 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $543,000 | 3,813 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $540,840 | 3,763 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 4,675 |
| Total interest expense | $107,000 | 4,496 |
| Net interest income | $844,000 | 4,647 |
| Provision for loan and lease losses | $2,000 | 3,744 |
| Total noninterest income | $359,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $118,000 | 2,341 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $241,000 | 2,294 |
| Total noninterest expense | $850,000 | 4,275 |
| Salaries and employee benefits | $325,000 | 5,054 |
| Premises and equipment expense | $89,000 | 4,483 |
| Additional noninterest expense | $436,000 | 3,207 |
| Pre-tax net operating income | $351,000 | 3,541 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $97,000 | 2,389 |
| Income before extraordinary items | $254,000 | 3,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $254,000 | 3,831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $254,000 | 3,831 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $225,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $254,000 | 3,789 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 4,617 |
| Total interest expense | $496,000 | 4,471 |
| Net interest income | $3,498,000 | 4,591 |
| Provision for loan and lease losses | $12,000 | 4,872 |
| Total noninterest income | $1,544,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $533,000 | 2,271 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,011,000 | 2,364 |
| Total noninterest expense | $3,619,000 | 4,171 |
| Salaries and employee benefits | $1,596,000 | 4,595 |
| Premises and equipment expense | $344,000 | 4,552 |
| Additional noninterest expense | $1,679,000 | 3,375 |
| Pre-tax net operating income | $1,411,000 | 3,516 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $409,000 | 2,345 |
| Income before extraordinary items | $1,002,000 | 3,899 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,002,000 | 3,902 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,002,000 | 3,903 |
| Net charge-offs | $32,000 | 4,614 |
| Cash dividends | $900,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,002,000 | 3,842 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 4,661 |
| Total interest expense | $400,000 | 4,413 |
| Net interest income | $2,607,000 | 4,655 |
| Provision for loan and lease losses | $8,000 | 4,778 |
| Total noninterest income | $1,164,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $397,000 | 2,293 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $767,000 | 2,388 |
| Total noninterest expense | $2,873,000 | 4,042 |
| Salaries and employee benefits | $1,206,000 | 4,605 |
| Premises and equipment expense | $337,000 | 4,021 |
| Additional noninterest expense | $1,330,000 | 3,254 |
| Pre-tax net operating income | $890,000 | 3,879 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $240,000 | 2,618 |
| Income before extraordinary items | $650,000 | 4,181 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $650,000 | 4,183 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $650,000 | 4,185 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $600,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $650,000 | 4,110 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 4,641 |
| Total interest expense | $305,000 | 4,188 |
| Net interest income | $1,730,000 | 4,669 |
| Provision for loan and lease losses | $9,000 | 4,543 |
| Total noninterest income | $790,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $244,000 | 2,408 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $546,000 | 2,359 |
| Total noninterest expense | $1,914,000 | 4,061 |
| Salaries and employee benefits | $795,000 | 4,660 |
| Premises and equipment expense | $225,000 | 4,036 |
| Additional noninterest expense | $894,000 | 3,219 |
| Pre-tax net operating income | $597,000 | 3,831 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $161,000 | 2,623 |
| Income before extraordinary items | $436,000 | 4,173 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $436,000 | 4,175 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $436,000 | 4,176 |
| Net charge-offs | $18,000 | 4,060 |
| Cash dividends | $400,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $436,000 | 4,068 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 4,685 |
| Total interest expense | $150,000 | 4,312 |
| Net interest income | $863,000 | 4,691 |
| Provision for loan and lease losses | $6,000 | 4,140 |
| Total noninterest income | $406,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $121,000 | 2,415 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $285,000 | 2,295 |
| Total noninterest expense | $946,000 | 4,130 |
| Salaries and employee benefits | $389,000 | 4,742 |
| Premises and equipment expense | $110,000 | 4,105 |
| Additional noninterest expense | $447,000 | 3,235 |
| Pre-tax net operating income | $317,000 | 3,704 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $87,000 | 2,533 |
| Income before extraordinary items | $230,000 | 4,030 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $230,000 | 4,033 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $230,000 | 4,033 |
| Net charge-offs | $10,000 | 3,448 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $230,000 | 3,939 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 4,743 |
| Total interest expense | $569,000 | 4,867 |
| Net interest income | $3,630,000 | 4,661 |
| Provision for loan and lease losses | $26,000 | 5,501 |
| Total noninterest income | $1,526,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $567,000 | 2,247 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $959,000 | 2,429 |
| Total noninterest expense | $3,680,000 | 4,255 |
| Salaries and employee benefits | $1,629,000 | 4,652 |
| Premises and equipment expense | $346,000 | 4,635 |
| Additional noninterest expense | $1,705,000 | 3,482 |
| Pre-tax net operating income | $1,450,000 | 3,388 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $419,000 | 2,348 |
| Income before extraordinary items | $1,031,000 | 3,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,031,000 | 3,850 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,031,000 | 3,852 |
| Net charge-offs | $26,000 | 5,271 |
| Cash dividends | $975,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,031,000 | 3,692 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 4,814 |
| Total interest expense | $442,000 | 4,921 |
| Net interest income | $2,723,000 | 4,729 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $1,103,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $417,000 | 2,312 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $686,000 | 2,497 |
| Total noninterest expense | $2,950,000 | 4,103 |
| Salaries and employee benefits | $1,260,000 | 4,589 |
| Premises and equipment expense | $326,000 | 4,185 |
| Additional noninterest expense | $1,364,000 | 3,349 |
| Pre-tax net operating income | $866,000 | 3,901 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $231,000 | 2,710 |
| Income before extraordinary items | $635,000 | 4,268 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $635,000 | 4,268 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $635,000 | 4,268 |
| Net charge-offs | $16,000 | 5,158 |
| Cash dividends | $625,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $635,000 | 4,091 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 4,838 |
| Total interest expense | $300,000 | 4,974 |
| Net interest income | $1,829,000 | 4,731 |
| Provision for loan and lease losses | $4,000 | 5,527 |
| Total noninterest income | $722,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $266,000 | 2,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $456,000 | 2,455 |
| Total noninterest expense | $1,975,000 | 4,112 |
| Salaries and employee benefits | $842,000 | 4,607 |
| Premises and equipment expense | $219,000 | 4,178 |
| Additional noninterest expense | $914,000 | 3,352 |
| Pre-tax net operating income | $572,000 | 3,884 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $152,000 | 2,702 |
| Income before extraordinary items | $420,000 | 4,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $420,000 | 4,298 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $420,000 | 4,297 |
| Net charge-offs | $20,000 | 4,645 |
| Cash dividends | $425,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $420,000 | 4,107 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 4,864 |
| Total interest expense | $139,000 | 5,243 |
| Net interest income | $933,000 | 4,719 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $358,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $127,000 | 2,440 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $231,000 | 2,444 |
| Total noninterest expense | $995,000 | 4,114 |
| Salaries and employee benefits | $430,000 | 4,594 |
| Premises and equipment expense | $113,000 | 4,128 |
| Additional noninterest expense | $452,000 | 3,337 |
| Pre-tax net operating income | $295,000 | 3,868 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $79,000 | 2,658 |
| Income before extraordinary items | $216,000 | 4,242 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $216,000 | 4,246 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $216,000 | 4,246 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $225,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $216,000 | 4,092 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 4,810 |
| Total interest expense | $661,000 | 5,323 |
| Net interest income | $3,875,000 | 4,619 |
| Provision for loan and lease losses | $41,000 | 5,959 |
| Total noninterest income | $1,468,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $589,000 | 2,267 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $879,000 | 2,314 |
| Total noninterest expense | $3,646,000 | 4,381 |
| Salaries and employee benefits | $1,560,000 | 4,858 |
| Premises and equipment expense | $347,000 | 4,888 |
| Additional noninterest expense | $1,739,000 | 3,506 |
| Pre-tax net operating income | $1,656,000 | 2,864 |
| Securities gains (losses) | $-4,000 | 6,806 |
| Applicable income taxes | $525,000 | 1,982 |
| Income before extraordinary items | $1,127,000 | 3,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,127,000 | 3,308 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,127,000 | 3,308 |
| Net charge-offs | $41,000 | 5,579 |
| Cash dividends | $1,100,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,129,720 | 3,216 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 4,828 |
| Total interest expense | $521,000 | 5,326 |
| Net interest income | $2,931,000 | 4,622 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $1,067,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $438,000 | 2,299 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $629,000 | 2,359 |
| Total noninterest expense | $2,883,000 | 4,225 |
| Salaries and employee benefits | $1,190,000 | 4,796 |
| Premises and equipment expense | $336,000 | 4,355 |
| Additional noninterest expense | $1,357,000 | 3,399 |
| Pre-tax net operating income | $1,106,000 | 3,134 |
| Securities gains (losses) | $-4,000 | 6,937 |
| Applicable income taxes | $347,000 | 2,104 |
| Income before extraordinary items | $755,000 | 3,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $755,000 | 3,616 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $755,000 | 3,616 |
| Net charge-offs | $21,000 | 5,520 |
| Cash dividends | $750,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $757,760 | 3,502 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 4,857 |
| Total interest expense | $363,000 | 5,344 |
| Net interest income | $1,956,000 | 4,643 |
| Provision for loan and lease losses | $3,000 | 6,142 |
| Total noninterest income | $724,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $282,000 | 2,334 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $442,000 | 2,288 |
| Total noninterest expense | $1,972,000 | 4,204 |
| Salaries and employee benefits | $811,000 | 4,778 |
| Premises and equipment expense | $228,000 | 4,356 |
| Additional noninterest expense | $933,000 | 3,362 |
| Pre-tax net operating income | $705,000 | 3,175 |
| Securities gains (losses) | $-19,000 | 7,126 |
| Applicable income taxes | $217,000 | 2,143 |
| Income before extraordinary items | $469,000 | 3,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $469,000 | 3,707 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $469,000 | 3,708 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $477,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $481,920 | 3,559 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 4,872 |
| Total interest expense | $176,000 | 5,514 |
| Net interest income | $990,000 | 4,603 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $375,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $134,000 | 2,396 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $241,000 | 2,201 |
| Total noninterest expense | $983,000 | 4,221 |
| Salaries and employee benefits | $411,000 | 4,793 |
| Premises and equipment expense | $114,000 | 4,406 |
| Additional noninterest expense | $458,000 | 3,400 |
| Pre-tax net operating income | $381,000 | 3,071 |
| Securities gains (losses) | $-7,000 | 7,136 |
| Applicable income taxes | $123,000 | 1,973 |
| Income before extraordinary items | $251,000 | 3,576 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $251,000 | 3,573 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $251,000 | 3,574 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $255,690 | 3,485 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 4,586 |
| Total interest expense | $928,000 | 5,394 |
| Net interest income | $4,504,000 | 4,242 |
| Provision for loan and lease losses | $113,000 | 5,939 |
| Total noninterest income | $1,553,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $656,000 | 2,152 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $897,000 | 2,328 |
| Total noninterest expense | $3,763,000 | 4,381 |
| Salaries and employee benefits | $1,694,000 | 4,702 |
| Premises and equipment expense | $332,000 | 5,200 |
| Additional noninterest expense | $1,737,000 | 3,618 |
| Pre-tax net operating income | $2,181,000 | 2,086 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $785,000 | 1,452 |
| Income before extraordinary items | $1,399,000 | 2,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,399,000 | 2,618 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,399,000 | 2,623 |
| Net charge-offs | $112,000 | 5,329 |
| Cash dividends | $1,375,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,397,080 | 2,525 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 4,590 |
| Total interest expense | $742,000 | 5,405 |
| Net interest income | $3,467,000 | 4,230 |
| Provision for loan and lease losses | $12,000 | 6,805 |
| Total noninterest income | $1,113,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $497,000 | 2,186 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $616,000 | 2,446 |
| Total noninterest expense | $3,006,000 | 4,229 |
| Salaries and employee benefits | $1,295,000 | 4,676 |
| Premises and equipment expense | $331,000 | 4,586 |
| Additional noninterest expense | $1,380,000 | 3,457 |
| Pre-tax net operating income | $1,562,000 | 2,297 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $567,000 | 1,538 |
| Income before extraordinary items | $998,000 | 2,890 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $998,000 | 2,885 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $998,000 | 2,889 |
| Net charge-offs | $91,000 | 5,003 |
| Cash dividends | $1,000,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $996,080 | 2,753 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 4,552 |
| Total interest expense | $515,000 | 5,412 |
| Net interest income | $2,374,000 | 4,153 |
| Provision for loan and lease losses | $8,000 | 6,692 |
| Total noninterest income | $745,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $316,000 | 2,258 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $429,000 | 2,314 |
| Total noninterest expense | $2,020,000 | 4,200 |
| Salaries and employee benefits | $867,000 | 4,695 |
| Premises and equipment expense | $224,000 | 4,570 |
| Additional noninterest expense | $929,000 | 3,406 |
| Pre-tax net operating income | $1,091,000 | 2,212 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $401,000 | 1,441 |
| Income before extraordinary items | $693,000 | 2,789 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $693,000 | 2,785 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $693,000 | 2,788 |
| Net charge-offs | $76,000 | 4,521 |
| Cash dividends | $675,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $691,080 | 2,694 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,606 |
| Total interest expense | $270,000 | 5,434 |
| Net interest income | $1,177,000 | 4,214 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $401,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $150,000 | 2,342 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $251,000 | 2,062 |
| Total noninterest expense | $1,035,000 | 4,182 |
| Salaries and employee benefits | $444,000 | 4,692 |
| Premises and equipment expense | $117,000 | 4,526 |
| Additional noninterest expense | $474,000 | 3,331 |
| Pre-tax net operating income | $540,000 | 2,269 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $200,000 | 1,425 |
| Income before extraordinary items | $340,000 | 2,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $340,000 | 2,883 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $340,000 | 2,885 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $325,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $340,000 | 2,771 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,465,000 | 4,401 |
| Total interest expense | $1,867,000 | 4,655 |
| Net interest income | $4,598,000 | 4,162 |
| Provision for loan and lease losses | $48,000 | 6,877 |
| Total noninterest income | $1,580,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $719,000 | 2,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $861,000 | 2,346 |
| Total noninterest expense | $3,793,000 | 4,483 |
| Salaries and employee benefits | $1,730,000 | 4,775 |
| Premises and equipment expense | $376,000 | 5,146 |
| Additional noninterest expense | $1,687,000 | 3,765 |
| Pre-tax net operating income | $2,337,000 | 1,674 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $865,000 | 1,069 |
| Income before extraordinary items | $1,472,000 | 2,148 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,472,000 | 2,146 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,472,000 | 2,148 |
| Net charge-offs | $50,000 | 6,213 |
| Cash dividends | $1,425,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,472,000 | 2,122 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 4,418 |
| Total interest expense | $1,495,000 | 4,610 |
| Net interest income | $3,416,000 | 4,199 |
| Provision for loan and lease losses | $8,000 | 7,164 |
| Total noninterest income | $1,190,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $547,000 | 2,190 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $643,000 | 2,420 |
| Total noninterest expense | $3,022,000 | 4,333 |
| Salaries and employee benefits | $1,344,000 | 4,711 |
| Premises and equipment expense | $330,000 | 4,778 |
| Additional noninterest expense | $1,348,000 | 3,558 |
| Pre-tax net operating income | $1,576,000 | 1,966 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $580,000 | 1,284 |
| Income before extraordinary items | $996,000 | 2,487 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $996,000 | 2,485 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $996,000 | 2,488 |
| Net charge-offs | $-214,000 | 8,079 |
| Cash dividends | $975,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $996,000 | 2,436 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 4,420 |
| Total interest expense | $1,043,000 | 4,611 |
| Net interest income | $2,277,000 | 4,182 |
| Provision for loan and lease losses | $2,000 | 7,120 |
| Total noninterest income | $850,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $356,000 | 2,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $494,000 | 2,246 |
| Total noninterest expense | $2,026,000 | 4,351 |
| Salaries and employee benefits | $901,000 | 4,744 |
| Premises and equipment expense | $218,000 | 4,845 |
| Additional noninterest expense | $907,000 | 3,532 |
| Pre-tax net operating income | $1,099,000 | 1,960 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $406,000 | 1,253 |
| Income before extraordinary items | $693,000 | 2,512 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $693,000 | 2,509 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $693,000 | 2,511 |
| Net charge-offs | $-10,000 | 7,898 |
| Cash dividends | $675,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $693,000 | 2,434 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 4,415 |
| Total interest expense | $537,000 | 4,638 |
| Net interest income | $1,147,000 | 4,145 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $420,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $168,000 | 2,251 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $252,000 | 2,193 |
| Total noninterest expense | $968,000 | 4,403 |
| Salaries and employee benefits | $450,000 | 4,789 |
| Premises and equipment expense | $111,000 | 4,833 |
| Additional noninterest expense | $407,000 | 3,530 |
| Pre-tax net operating income | $599,000 | 2,057 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $221,000 | 1,347 |
| Income before extraordinary items | $378,000 | 2,681 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $378,000 | 2,680 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $378,000 | 2,682 |
| Net charge-offs | $-43,000 | 8,121 |
| Cash dividends | $375,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $378,000 | 2,539 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,812,000 | 4,200 |
| Total interest expense | $2,937,000 | 4,314 |
| Net interest income | $4,875,000 | 4,019 |
| Provision for loan and lease losses | $130,000 | 5,723 |
| Total noninterest income | $1,604,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $820,000 | 2,086 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $784,000 | 2,474 |
| Total noninterest expense | $3,938,000 | 4,290 |
| Salaries and employee benefits | $1,809,000 | 4,770 |
| Premises and equipment expense | $390,000 | 5,153 |
| Additional noninterest expense | $1,739,000 | 3,224 |
| Pre-tax net operating income | $2,411,000 | 2,156 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $888,000 | 1,299 |
| Income before extraordinary items | $1,523,000 | 2,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,523,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,333 |
| Cash dividends | $1,475,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,523,000 | 2,631 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 4,197 |
| Total interest expense | $2,344,000 | 4,262 |
| Net interest income | $3,662,000 | 4,036 |
| Provision for loan and lease losses | $26,000 | 6,375 |
| Total noninterest income | $1,252,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $634,000 | 2,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $618,000 | 2,488 |
| Total noninterest expense | $3,181,000 | 4,041 |
| Salaries and employee benefits | $1,403,000 | 4,690 |
| Premises and equipment expense | $338,000 | 4,758 |
| Additional noninterest expense | $1,440,000 | 2,876 |
| Pre-tax net operating income | $1,707,000 | 2,578 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $627,000 | 1,649 |
| Income before extraordinary items | $1,080,000 | 2,956 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,080,000 | 2,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,323 |
| Cash dividends | $1,100,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,080,000 | 3,098 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 4,158 |
| Total interest expense | $1,695,000 | 4,163 |
| Net interest income | $2,435,000 | 4,049 |
| Provision for loan and lease losses | $13,000 | 6,212 |
| Total noninterest income | $838,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $425,000 | 1,997 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $413,000 | 2,542 |
| Total noninterest expense | $2,121,000 | 4,067 |
| Salaries and employee benefits | $936,000 | 4,736 |
| Premises and equipment expense | $214,000 | 4,950 |
| Additional noninterest expense | $971,000 | 2,817 |
| Pre-tax net operating income | $1,139,000 | 2,690 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $418,000 | 1,824 |
| Income before extraordinary items | $721,000 | 3,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $721,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,637 |
| Cash dividends | $725,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $721,000 | 3,209 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 4,065 |
| Total interest expense | $962,000 | 3,999 |
| Net interest income | $1,237,000 | 4,017 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $420,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $206,000 | 2,030 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $214,000 | 2,479 |
| Total noninterest expense | $1,062,000 | 4,064 |
| Salaries and employee benefits | $473,000 | 4,742 |
| Premises and equipment expense | $111,000 | 4,858 |
| Additional noninterest expense | $478,000 | 2,828 |
| Pre-tax net operating income | $586,000 | 2,755 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $215,000 | 1,875 |
| Income before extraordinary items | $371,000 | 3,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $371,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $375,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $371,000 | 3,256 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,480,000 | 3,907 |
| Total interest expense | $4,598,000 | 3,671 |
| Net interest income | $4,882,000 | 4,074 |
| Provision for loan and lease losses | $117,000 | 4,711 |
| Total noninterest income | $1,568,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $901,000 | 1,922 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $667,000 | 2,833 |
| Total noninterest expense | $3,882,000 | 4,216 |
| Salaries and employee benefits | $1,802,000 | 4,745 |
| Premises and equipment expense | $347,000 | 5,429 |
| Additional noninterest expense | $1,733,000 | 3,039 |
| Pre-tax net operating income | $2,451,000 | 2,868 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $899,000 | 1,987 |
| Income before extraordinary items | $1,552,000 | 3,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,552,000 | 3,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,562 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,552,000 | 3,352 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 3,915 |
| Total interest expense | $3,445,000 | 3,685 |
| Net interest income | $3,686,000 | 4,064 |
| Provision for loan and lease losses | $26,000 | 5,655 |
| Total noninterest income | $1,165,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $661,000 | 1,954 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $504,000 | 2,826 |
| Total noninterest expense | $3,046,000 | 4,058 |
| Salaries and employee benefits | $1,372,000 | 4,656 |
| Premises and equipment expense | $321,000 | 4,809 |
| Additional noninterest expense | $1,353,000 | 2,867 |
| Pre-tax net operating income | $1,779,000 | 3,088 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $651,000 | 2,173 |
| Income before extraordinary items | $1,128,000 | 3,624 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,128,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,893 |
| Cash dividends | $1,100,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,128,000 | 3,605 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 4,000 |
| Total interest expense | $2,172,000 | 3,799 |
| Net interest income | $2,460,000 | 4,082 |
| Provision for loan and lease losses | $13,000 | 5,620 |
| Total noninterest income | $774,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $429,000 | 1,995 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $345,000 | 2,799 |
| Total noninterest expense | $2,032,000 | 4,085 |
| Salaries and employee benefits | $917,000 | 4,687 |
| Premises and equipment expense | $210,000 | 4,864 |
| Additional noninterest expense | $905,000 | 2,869 |
| Pre-tax net operating income | $1,189,000 | 3,141 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $438,000 | 2,251 |
| Income before extraordinary items | $751,000 | 3,664 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $751,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,769 |
| Cash dividends | $725,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $751,000 | 3,642 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 4,012 |
| Total interest expense | $1,055,000 | 3,870 |
| Net interest income | $1,246,000 | 4,042 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $365,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $202,000 | 2,036 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $163,000 | 2,873 |
| Total noninterest expense | $1,007,000 | 4,119 |
| Salaries and employee benefits | $459,000 | 4,718 |
| Premises and equipment expense | $106,000 | 4,871 |
| Additional noninterest expense | $442,000 | 2,909 |
| Pre-tax net operating income | $602,000 | 3,107 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $222,000 | 2,264 |
| Income before extraordinary items | $380,000 | 3,619 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $380,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $400,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $380,000 | 3,599 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,471,000 | 4,045 |
| Total interest expense | $3,724,000 | 3,766 |
| Net interest income | $4,747,000 | 4,167 |
| Provision for loan and lease losses | $128,000 | 4,290 |
| Total noninterest income | $1,473,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $873,000 | 1,972 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $600,000 | 3,017 |
| Total noninterest expense | $3,766,000 | 4,154 |
| Salaries and employee benefits | $1,854,000 | 4,523 |
| Premises and equipment expense | $315,000 | 5,617 |
| Additional noninterest expense | $1,597,000 | 3,129 |
| Pre-tax net operating income | $2,326,000 | 3,307 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $856,000 | 2,381 |
| Income before extraordinary items | $1,470,000 | 3,813 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,470,000 | 3,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,090 |
| Cash dividends | $1,450,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,470,000 | 3,795 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 4,053 |
| Total interest expense | $2,727,000 | 3,748 |
| Net interest income | $3,539,000 | 4,208 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $1,129,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $658,000 | 1,955 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $471,000 | 2,945 |
| Total noninterest expense | $2,981,000 | 3,998 |
| Salaries and employee benefits | $1,413,000 | 4,444 |
| Premises and equipment expense | $308,000 | 4,848 |
| Additional noninterest expense | $1,260,000 | 2,991 |
| Pre-tax net operating income | $1,669,000 | 3,533 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $612,000 | 2,566 |
| Income before extraordinary items | $1,057,000 | 4,035 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,057,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,035 |
| Cash dividends | $1,025,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,057,000 | 4,024 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 4,048 |
| Total interest expense | $1,753,000 | 3,714 |
| Net interest income | $2,355,000 | 4,220 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $751,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $430,000 | 1,971 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $321,000 | 2,890 |
| Total noninterest expense | $1,988,000 | 4,018 |
| Salaries and employee benefits | $948,000 | 4,439 |
| Premises and equipment expense | $202,000 | 4,898 |
| Additional noninterest expense | $838,000 | 2,998 |
| Pre-tax net operating income | $1,109,000 | 3,545 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $408,000 | 2,594 |
| Income before extraordinary items | $701,000 | 4,065 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $701,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,354 |
| Cash dividends | $700,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $701,000 | 4,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 4,043 |
| Total interest expense | $831,000 | 3,722 |
| Net interest income | $1,196,000 | 4,167 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $357,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $204,000 | 2,010 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $153,000 | 2,941 |
| Total noninterest expense | $990,000 | 4,042 |
| Salaries and employee benefits | $484,000 | 4,377 |
| Premises and equipment expense | $103,000 | 4,872 |
| Additional noninterest expense | $403,000 | 3,092 |
| Pre-tax net operating income | $563,000 | 3,479 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $208,000 | 2,553 |
| Income before extraordinary items | $355,000 | 3,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $355,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $355,000 | 3,972 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,129,000 | 4,091 |
| Total interest expense | $2,491,000 | 3,833 |
| Net interest income | $4,638,000 | 4,172 |
| Provision for loan and lease losses | $446,000 | 2,087 |
| Total noninterest income | $1,566,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $882,000 | 1,944 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $684,000 | 2,816 |
| Total noninterest expense | $3,596,000 | 4,202 |
| Salaries and employee benefits | $1,868,000 | 4,344 |
| Premises and equipment expense | $310,000 | 5,630 |
| Additional noninterest expense | $1,418,000 | 3,373 |
| Pre-tax net operating income | $2,162,000 | 3,504 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $801,000 | 2,601 |
| Income before extraordinary items | $1,361,000 | 4,026 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,361,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 1,118 |
| Cash dividends | $1,350,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,361,000 | 3,996 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 4,105 |
| Total interest expense | $1,772,000 | 3,844 |
| Net interest income | $3,453,000 | 4,190 |
| Provision for loan and lease losses | $62,000 | 4,925 |
| Total noninterest income | $1,165,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $656,000 | 1,953 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $509,000 | 2,852 |
| Total noninterest expense | $2,803,000 | 4,043 |
| Salaries and employee benefits | $1,417,000 | 4,279 |
| Premises and equipment expense | $302,000 | 4,822 |
| Additional noninterest expense | $1,084,000 | 3,295 |
| Pre-tax net operating income | $1,753,000 | 3,360 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $651,000 | 2,507 |
| Income before extraordinary items | $1,102,000 | 3,896 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,102,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $1,075,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,102,000 | 3,855 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 4,108 |
| Total interest expense | $1,120,000 | 3,813 |
| Net interest income | $2,294,000 | 4,187 |
| Provision for loan and lease losses | $51,000 | 4,505 |
| Total noninterest income | $784,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $434,000 | 1,940 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $350,000 | 2,776 |
| Total noninterest expense | $1,862,000 | 4,035 |
| Salaries and employee benefits | $952,000 | 4,232 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $710,000 | 3,335 |
| Pre-tax net operating income | $1,165,000 | 3,328 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $432,000 | 2,483 |
| Income before extraordinary items | $733,000 | 3,850 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $733,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,094 |
| Cash dividends | $725,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $733,000 | 3,796 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 4,175 |
| Total interest expense | $523,000 | 3,900 |
| Net interest income | $1,132,000 | 4,237 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $380,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $206,000 | 1,957 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $174,000 | 2,715 |
| Total noninterest expense | $930,000 | 4,059 |
| Salaries and employee benefits | $479,000 | 4,236 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $352,000 | 3,344 |
| Pre-tax net operating income | $580,000 | 3,302 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $215,000 | 2,481 |
| Income before extraordinary items | $365,000 | 3,865 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $365,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $350,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $365,000 | 3,822 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 4,202 |
| Total interest expense | $1,704,000 | 4,137 |
| Net interest income | $4,409,000 | 4,179 |
| Provision for loan and lease losses | $139,000 | 4,397 |
| Total noninterest income | $1,550,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $936,000 | 1,872 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $614,000 | 2,947 |
| Total noninterest expense | $3,502,000 | 4,177 |
| Salaries and employee benefits | $1,821,000 | 4,299 |
| Premises and equipment expense | $318,000 | 5,511 |
| Additional noninterest expense | $1,363,000 | 3,379 |
| Pre-tax net operating income | $2,318,000 | 3,186 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $866,000 | 2,394 |
| Income before extraordinary items | $1,454,000 | 3,711 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,454,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,149 |
| Cash dividends | $1,400,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,452,720 | 3,654 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 4,245 |
| Total interest expense | $1,250,000 | 4,145 |
| Net interest income | $3,248,000 | 4,227 |
| Provision for loan and lease losses | $31,000 | 5,966 |
| Total noninterest income | $1,168,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $711,000 | 1,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $457,000 | 2,955 |
| Total noninterest expense | $2,735,000 | 4,002 |
| Salaries and employee benefits | $1,392,000 | 4,202 |
| Premises and equipment expense | $291,000 | 4,851 |
| Additional noninterest expense | $1,052,000 | 3,275 |
| Pre-tax net operating income | $1,650,000 | 3,366 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $617,000 | 2,524 |
| Income before extraordinary items | $1,035,000 | 3,917 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,035,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,138 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,033,720 | 3,850 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 4,298 |
| Total interest expense | $831,000 | 4,162 |
| Net interest income | $2,126,000 | 4,291 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $779,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $470,000 | 1,857 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $309,000 | 2,937 |
| Total noninterest expense | $1,821,000 | 4,044 |
| Salaries and employee benefits | $930,000 | 4,210 |
| Premises and equipment expense | $193,000 | 4,879 |
| Additional noninterest expense | $698,000 | 3,316 |
| Pre-tax net operating income | $1,067,000 | 3,379 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $398,000 | 2,570 |
| Income before extraordinary items | $669,000 | 3,960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $669,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $650,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $669,000 | 3,880 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 4,324 |
| Total interest expense | $424,000 | 4,152 |
| Net interest income | $1,049,000 | 4,338 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $367,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $227,000 | 1,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $140,000 | 3,060 |
| Total noninterest expense | $926,000 | 4,001 |
| Salaries and employee benefits | $472,000 | 4,192 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $354,000 | 3,249 |
| Pre-tax net operating income | $483,000 | 3,617 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $303,000 | 4,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $303,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $303,000 | 4,117 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 4,473 |
| Total interest expense | $2,004,000 | 4,022 |
| Net interest income | $3,646,000 | 4,659 |
| Provision for loan and lease losses | $31,000 | 6,757 |
| Total noninterest income | $1,785,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $871,000 | 1,970 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $914,000 | 2,527 |
| Total noninterest expense | $3,505,000 | 4,110 |
| Salaries and employee benefits | $1,786,000 | 4,289 |
| Premises and equipment expense | $305,000 | 5,624 |
| Additional noninterest expense | $1,414,000 | 3,252 |
| Pre-tax net operating income | $1,895,000 | 3,511 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $621,000 | 2,993 |
| Income before extraordinary items | $1,278,000 | 3,969 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,278,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,879 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,275,320 | 3,806 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 4,594 |
| Total interest expense | $1,566,000 | 4,009 |
| Net interest income | $2,595,000 | 4,838 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $1,427,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $625,000 | 2,068 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $802,000 | 2,368 |
| Total noninterest expense | $2,899,000 | 3,798 |
| Salaries and employee benefits | $1,358,000 | 4,237 |
| Premises and equipment expense | $364,000 | 4,155 |
| Additional noninterest expense | $1,177,000 | 2,934 |
| Pre-tax net operating income | $1,098,000 | 4,310 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $408,000 | 3,378 |
| Income before extraordinary items | $690,000 | 5,034 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $690,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,280 |
| Cash dividends | $650,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $690,000 | 4,840 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 4,667 |
| Total interest expense | $1,094,000 | 3,972 |
| Net interest income | $1,653,000 | 4,986 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $907,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $412,000 | 2,042 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $495,000 | 2,452 |
| Total noninterest expense | $1,915,000 | 3,817 |
| Salaries and employee benefits | $903,000 | 4,246 |
| Premises and equipment expense | $238,000 | 4,211 |
| Additional noninterest expense | $774,000 | 2,956 |
| Pre-tax net operating income | $627,000 | 4,718 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $232,000 | 3,689 |
| Income before extraordinary items | $395,000 | 5,444 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $395,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $375,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $395,000 | 5,234 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 4,674 |
| Total interest expense | $570,000 | 3,927 |
| Net interest income | $809,000 | 5,060 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $442,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $195,000 | 2,065 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $247,000 | 2,379 |
| Total noninterest expense | $913,000 | 3,949 |
| Salaries and employee benefits | $453,000 | 4,219 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $342,000 | 3,259 |
| Pre-tax net operating income | $328,000 | 4,562 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $121,000 | 3,610 |
| Income before extraordinary items | $207,000 | 5,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $207,000 | 5,048 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,267,000 | 3,925 |
| Total interest expense | $2,835,000 | 3,696 |
| Net interest income | $4,432,000 | 4,048 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $1,500,000 | 2,616 |
| Gross Fiduciary activities income | $33,000 | 1,196 |
| Service charges on deposit accounts | $800,000 | 1,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $667,000 | 2,781 |
| Total noninterest expense | $3,484,000 | 3,990 |
| Salaries and employee benefits | $1,763,000 | 4,154 |
| Premises and equipment expense | $360,000 | 4,992 |
| Additional noninterest expense | $1,361,000 | 3,222 |
| Pre-tax net operating income | $2,428,000 | 2,950 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $804,000 | 2,591 |
| Income before extraordinary items | $1,624,000 | 3,288 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,624,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,109 |
| Cash dividends | $1,450,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,624,000 | 3,195 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,081,000 | 3,284 |
| Total interest expense | $5,238,000 | 3,037 |
| Net interest income | $4,843,000 | 3,529 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,416,000 | 2,626 |
| Gross Fiduciary activities income | $37,000 | 1,191 |
| Service charges on deposit accounts | $877,000 | 1,735 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $502,000 | 3,124 |
| Total noninterest expense | $3,430,000 | 3,891 |
| Salaries and employee benefits | $1,826,000 | 3,872 |
| Premises and equipment expense | $384,000 | 4,725 |
| Additional noninterest expense | $1,220,000 | 3,444 |
| Pre-tax net operating income | $2,829,000 | 2,403 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,052,000 | 2,000 |
| Income before extraordinary items | $1,777,000 | 2,827 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,777,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,244 |
| Cash dividends | $1,775,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,777,000 | 2,740 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,445,000 | 3,017 |
| Total interest expense | $5,861,000 | 2,849 |
| Net interest income | $5,584,000 | 3,150 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $1,423,000 | 2,440 |
| Gross Fiduciary activities income | $28,000 | 1,119 |
| Service charges on deposit accounts | $776,000 | 1,788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $619,000 | 2,588 |
| Total noninterest expense | $3,583,000 | 3,627 |
| Salaries and employee benefits | $1,819,000 | 3,745 |
| Premises and equipment expense | $399,000 | 4,519 |
| Additional noninterest expense | $1,365,000 | 3,046 |
| Pre-tax net operating income | $3,316,000 | 2,176 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $1,237,000 | 1,783 |
| Income before extraordinary items | $2,078,000 | 2,469 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,078,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $2,050,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,078,640 | 2,471 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,765,000 | 2,996 |
| Total interest expense | $5,405,000 | 2,712 |
| Net interest income | $5,360,000 | 3,234 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $1,088,000 | 2,907 |
| Gross Fiduciary activities income | $29,000 | 1,170 |
| Service charges on deposit accounts | $577,000 | 2,318 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $482,000 | 3,022 |
| Total noninterest expense | $3,527,000 | 3,688 |
| Salaries and employee benefits | $1,838,000 | 3,680 |
| Premises and equipment expense | $403,000 | 4,509 |
| Additional noninterest expense | $1,286,000 | 3,241 |
| Pre-tax net operating income | $2,886,000 | 2,497 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,080,000 | 2,089 |
| Income before extraordinary items | $1,806,000 | 2,803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,806,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,829 |
| Cash dividends | $1,750,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,806,000 | 2,761 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,863,000 | 2,734 |
| Total interest expense | $6,187,000 | 2,446 |
| Net interest income | $5,676,000 | 3,036 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,199,000 | 2,694 |
| Gross Fiduciary activities income | $53,000 | 1,104 |
| Service charges on deposit accounts | $548,000 | 2,351 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $598,000 | 2,656 |
| Total noninterest expense | $3,663,000 | 3,472 |
| Salaries and employee benefits | $1,940,000 | 3,440 |
| Premises and equipment expense | $433,000 | 4,151 |
| Additional noninterest expense | $1,290,000 | 3,156 |
| Pre-tax net operating income | $3,092,000 | 2,309 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $1,156,000 | 2,058 |
| Income before extraordinary items | $1,937,000 | 2,629 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,937,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,577 |
| Cash dividends | $1,650,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,936,360 | 2,551 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,856,000 | 2,770 |
| Total interest expense | $6,025,000 | 2,485 |
| Net interest income | $5,831,000 | 2,995 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,004,000 | 3,032 |
| Gross Fiduciary activities income | $36,000 | 1,216 |
| Service charges on deposit accounts | $553,000 | 2,382 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $415,000 | 3,214 |
| Total noninterest expense | $3,488,000 | 3,624 |
| Salaries and employee benefits | $1,843,000 | 3,556 |
| Premises and equipment expense | $459,000 | 3,981 |
| Additional noninterest expense | $1,186,000 | 3,391 |
| Pre-tax net operating income | $3,227,000 | 2,327 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $1,213,000 | 2,061 |
| Income before extraordinary items | $2,035,000 | 2,543 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,035,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,195 |
| Cash dividends | $1,800,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,021,560 | 2,506 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,109,000 | 2,734 |
| Total interest expense | $6,100,000 | 2,516 |
| Net interest income | $6,009,000 | 2,954 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $943,000 | 3,285 |
| Gross Fiduciary activities income | $46,000 | 1,252 |
| Service charges on deposit accounts | $555,000 | 2,454 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $342,000 | 3,746 |
| Total noninterest expense | $3,403,000 | 3,880 |
| Salaries and employee benefits | $1,790,000 | 3,694 |
| Premises and equipment expense | $445,000 | 4,155 |
| Additional noninterest expense | $1,168,000 | 3,867 |
| Pre-tax net operating income | $3,429,000 | 2,088 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,282,000 | 1,881 |
| Income before extraordinary items | $2,147,000 | 2,289 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,147,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $1,900,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,147,000 | 2,241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,790,000 | 2,826 |
| Total interest expense | $5,889,000 | 2,607 |
| Net interest income | $5,901,000 | 3,020 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $929,000 | 3,280 |
| Gross Fiduciary activities income | $26,000 | 1,378 |
| Service charges on deposit accounts | $550,000 | 2,453 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $353,000 | 3,590 |
| Total noninterest expense | $3,435,000 | 3,812 |
| Salaries and employee benefits | $1,706,000 | 3,815 |
| Premises and equipment expense | $448,000 | 4,129 |
| Additional noninterest expense | $1,281,000 | 3,546 |
| Pre-tax net operating income | $3,275,000 | 2,255 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,220,000 | 1,997 |
| Income before extraordinary items | $2,055,000 | 2,445 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,055,000 | 2,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 11,703 |
| Cash dividends | $1,700,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,055,000 | 2,417 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,677,000 | 3,132 |
| Total interest expense | $4,388,000 | 2,791 |
| Net interest income | $5,289,000 | 3,387 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $1,062,000 | 2,982 |
| Gross Fiduciary activities income | $71,000 | 1,247 |
| Service charges on deposit accounts | $591,000 | 2,308 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $400,000 | 3,410 |
| Total noninterest expense | $3,387,000 | 3,955 |
| Salaries and employee benefits | $1,604,000 | 4,038 |
| Premises and equipment expense | $451,000 | 4,141 |
| Additional noninterest expense | $1,332,000 | 3,696 |
| Pre-tax net operating income | $2,874,000 | 2,470 |
| Securities gains (losses) | $-101,000 | 11,531 |
| Applicable income taxes | $1,022,000 | 2,189 |
| Income before extraordinary items | $1,751,000 | 2,760 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,751,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-171,000 | 12,380 |
| Cash dividends | $1,700,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,815,640 | 2,684 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,671,000 | 3,200 |
| Total interest expense | $4,523,000 | 2,847 |
| Net interest income | $5,148,000 | 3,474 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $1,303,000 | 2,735 |
| Gross Fiduciary activities income | $61,000 | 1,306 |
| Service charges on deposit accounts | $639,000 | 2,146 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $603,000 | 2,887 |
| Total noninterest expense | $3,508,000 | 3,900 |
| Salaries and employee benefits | $1,656,000 | 3,917 |
| Premises and equipment expense | $395,000 | 4,769 |
| Additional noninterest expense | $1,457,000 | 3,598 |
| Pre-tax net operating income | $2,823,000 | 2,437 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $1,036,000 | 2,171 |
| Income before extraordinary items | $1,794,000 | 2,769 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,794,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $1,800,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,789,520 | 2,627 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,767,000 | 3,247 |
| Total interest expense | $5,546,000 | 3,001 |
| Net interest income | $5,221,000 | 3,485 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $896,000 | 3,635 |
| Gross Fiduciary activities income | $57,000 | 1,347 |
| Service charges on deposit accounts | $572,000 | 2,417 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $267,000 | 4,754 |
| Total noninterest expense | $3,498,000 | 3,938 |
| Salaries and employee benefits | $1,718,000 | 3,728 |
| Premises and equipment expense | $349,000 | 5,384 |
| Additional noninterest expense | $1,431,000 | 3,728 |
| Pre-tax net operating income | $2,499,000 | 2,492 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $892,000 | 2,342 |
| Income before extraordinary items | $1,653,000 | 2,788 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,653,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 5,287 |
| Cash dividends | $1,500,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,623,100 | 2,619 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.