Central Bank of Lake of the Ozarks, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$21,413,0001,128
Total interest expense$965,0001,933
Net interest income$20,448,0001,080
Provision for loan and lease losses$265,0001,261
Total noninterest income$12,628,000603
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,998,000435
Trading account gains and fees$0132
Additional Noninterest Income$10,630,000547
Total noninterest expense$18,715,000989
Salaries and employee benefits$8,254,0001,207
Premises and equipment expense$1,286,0001,398
Additional noninterest expense$9,175,000645
Pre-tax net operating income$14,096,000817
Securities gains (losses)$44,0001,101
Applicable income taxes$3,251,000715
Income before extraordinary items$10,889,000886
Extraordinary gains, net$08
Net income$10,889,000886
Minority interest net income$069
Net income of bank and minority interests.$10,889,000886
Net charge-offs$142,000935
Cash dividends$8,200,000436
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,854,240867
2021-06-30 (YTD Data)Rank
Total interest income$14,142,0001,126
Total interest expense$671,0001,956
Net interest income$13,471,0001,070
Provision for loan and lease losses$194,0001,220
Total noninterest income$8,370,000601
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,233,000455
Trading account gains and fees$0133
Additional Noninterest Income$7,137,000555
Total noninterest expense$12,643,000973
Salaries and employee benefits$5,622,0001,185
Premises and equipment expense$856,0001,396
Additional noninterest expense$6,165,000627
Pre-tax net operating income$9,004,000834
Securities gains (losses)$39,000971
Applicable income taxes$2,087,000729
Income before extraordinary items$6,956,000896
Extraordinary gains, net$06
Net income$6,956,000896
Minority interest net income$067
Net income of bank and minority interests.$6,956,000896
Net charge-offs$128,000818
Cash dividends$6,000,000387
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,925,190884
2021-03-31 (YTD Data)Rank
Total interest income$7,439,0001,059
Total interest expense$358,0001,948
Net interest income$7,081,0001,005
Provision for loan and lease losses$119,0001,173
Total noninterest income$4,191,000608
Gross Fiduciary activities income$0922
Service charges on deposit accounts$580,000465
Trading account gains and fees$0127
Additional Noninterest Income$3,611,000555
Total noninterest expense$6,037,000994
Salaries and employee benefits$2,796,0001,178
Premises and equipment expense$444,0001,367
Additional noninterest expense$2,797,000673
Pre-tax net operating income$5,116,000749
Securities gains (losses)$01,392
Applicable income taxes$1,188,000664
Income before extraordinary items$3,928,000822
Extraordinary gains, net$03
Net income$3,928,000822
Minority interest net income$055
Net income of bank and minority interests.$3,928,000822
Net charge-offs$67,000726
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,928,000800
2020-12-31 (YTD Data)Rank
Total interest income$30,035,0001,044
Total interest expense$2,462,0001,723
Net interest income$27,573,000986
Provision for loan and lease losses$952,0001,646
Total noninterest income$16,440,000566
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,485,000446
Trading account gains and fees$0133
Additional Noninterest Income$13,955,000516
Total noninterest expense$23,104,0001,006
Salaries and employee benefits$10,521,0001,203
Premises and equipment expense$1,864,0001,252
Additional noninterest expense$10,719,000698
Pre-tax net operating income$19,957,000591
Securities gains (losses)$02,675
Applicable income taxes$4,593,000525
Income before extraordinary items$15,364,000650
Extraordinary gains, net$04
Net income$15,364,000650
Minority interest net income$072
Net income of bank and minority interests.$15,364,000650
Net charge-offs$371,0001,167
Cash dividends$3,200,0001,066
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,364,000624
2020-09-30 (YTD Data)Rank
Total interest income$23,037,0001,032
Total interest expense$2,006,0001,691
Net interest income$21,031,000960
Provision for loan and lease losses$652,0001,722
Total noninterest income$11,050,000593
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,832,000447
Trading account gains and fees$0125
Additional Noninterest Income$9,218,000542
Total noninterest expense$17,258,000992
Salaries and employee benefits$7,732,0001,214
Premises and equipment expense$1,395,0001,261
Additional noninterest expense$8,131,000675
Pre-tax net operating income$14,171,000591
Securities gains (losses)$02,494
Applicable income taxes$3,250,000516
Income before extraordinary items$10,921,000648
Extraordinary gains, net$04
Net income$10,921,000647
Minority interest net income$065
Net income of bank and minority interests.$10,921,000648
Net charge-offs$110,0001,607
Cash dividends$3,200,000774
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,921,000620
2020-06-30 (YTD Data)Rank
Total interest income$15,617,0001,032
Total interest expense$1,479,0001,660
Net interest income$14,138,000960
Provision for loan and lease losses$352,0001,885
Total noninterest income$6,242,000632
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,226,000440
Trading account gains and fees$0123
Additional Noninterest Income$5,016,000569
Total noninterest expense$11,175,0001,005
Salaries and employee benefits$5,013,0001,230
Premises and equipment expense$928,0001,247
Additional noninterest expense$5,234,000678
Pre-tax net operating income$8,853,000567
Securities gains (losses)$02,249
Applicable income taxes$2,023,000488
Income before extraordinary items$6,830,000637
Extraordinary gains, net$04
Net income$6,830,000637
Minority interest net income$065
Net income of bank and minority interests.$6,830,000637
Net charge-offs$86,0001,435
Cash dividends$3,200,000584
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,830,000608
2020-03-31 (YTD Data)Rank
Total interest income$7,947,0001,023
Total interest expense$889,0001,556
Net interest income$7,058,000954
Provision for loan and lease losses$151,0001,623
Total noninterest income$2,896,000621
Gross Fiduciary activities income$0941
Service charges on deposit accounts$731,000432
Trading account gains and fees$0106
Additional Noninterest Income$2,165,000563
Total noninterest expense$5,438,0001,039
Salaries and employee benefits$2,416,0001,277
Premises and equipment expense$470,0001,249
Additional noninterest expense$2,552,000707
Pre-tax net operating income$4,365,000530
Securities gains (losses)$01,705
Applicable income taxes$991,000467
Income before extraordinary items$3,374,000578
Extraordinary gains, net$04
Net income$3,374,000579
Minority interest net income$056
Net income of bank and minority interests.$3,374,000578
Net charge-offs$37,0001,329
Cash dividends$3,200,000391
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,374,000557
2019-12-31 (YTD Data)Rank
Total interest income$33,133,000995
Total interest expense$3,996,0001,473
Net interest income$29,137,000922
Provision for loan and lease losses$770,0001,112
Total noninterest income$10,835,000655
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,870,000435
Trading account gains and fees$0135
Additional Noninterest Income$7,965,000611
Total noninterest expense$21,682,0001,020
Salaries and employee benefits$9,533,0001,247
Premises and equipment expense$1,875,0001,227
Additional noninterest expense$10,274,000690
Pre-tax net operating income$17,520,000675
Securities gains (losses)$-3,0004,646
Applicable income taxes$4,352,000553
Income before extraordinary items$13,165,000747
Extraordinary gains, net$011
Net income$13,165,000748
Minority interest net income$076
Net income of bank and minority interests.$13,165,000748
Net charge-offs$504,0001,025
Cash dividends$9,000,000510
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,167,370732
2019-09-30 (YTD Data)Rank
Total interest income$24,777,0001,001
Total interest expense$3,022,0001,480
Net interest income$21,755,000928
Provision for loan and lease losses$484,0001,189
Total noninterest income$7,756,000672
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,092,000447
Trading account gains and fees$0129
Additional Noninterest Income$5,664,000638
Total noninterest expense$16,145,0001,022
Salaries and employee benefits$7,083,0001,265
Premises and equipment expense$1,375,0001,260
Additional noninterest expense$7,687,000687
Pre-tax net operating income$12,882,000689
Securities gains (losses)$02,167
Applicable income taxes$3,085,000572
Income before extraordinary items$9,797,000750
Extraordinary gains, net$011
Net income$9,797,000752
Minority interest net income$072
Net income of bank and minority interests.$9,797,000751
Net charge-offs$266,0001,103
Cash dividends$3,000,000869
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,797,000737
2019-06-30 (YTD Data)Rank
Total interest income$16,204,0001,012
Total interest expense$1,971,0001,484
Net interest income$14,233,000944
Provision for loan and lease losses$150,0001,792
Total noninterest income$4,995,000677
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,365,000451
Trading account gains and fees$0131
Additional Noninterest Income$3,630,000638
Total noninterest expense$10,529,0001,045
Salaries and employee benefits$4,612,0001,287
Premises and equipment expense$880,0001,315
Additional noninterest expense$5,037,000707
Pre-tax net operating income$8,549,000677
Securities gains (losses)$01,702
Applicable income taxes$2,049,000563
Income before extraordinary items$6,500,000734
Extraordinary gains, net$011
Net income$6,500,000735
Minority interest net income$069
Net income of bank and minority interests.$6,500,000734
Net charge-offs$84,0001,509
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,500,000720
2019-03-31 (YTD Data)Rank
Total interest income$7,895,0001,026
Total interest expense$950,0001,485
Net interest income$6,945,000963
Provision for loan and lease losses$59,0001,969
Total noninterest income$2,344,000683
Gross Fiduciary activities income$0972
Service charges on deposit accounts$653,000470
Trading account gains and fees$0126
Additional Noninterest Income$1,691,000637
Total noninterest expense$5,074,0001,062
Salaries and employee benefits$2,229,0001,331
Premises and equipment expense$446,0001,320
Additional noninterest expense$2,399,000727
Pre-tax net operating income$4,156,000670
Securities gains (losses)$01,087
Applicable income taxes$990,000575
Income before extraordinary items$3,166,000740
Extraordinary gains, net$05
Net income$3,166,000740
Minority interest net income$052
Net income of bank and minority interests.$3,166,000739
Net charge-offs$-1,0003,818
Cash dividends$3,000,000372
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,166,000730
2018-12-31 (YTD Data)Rank
Total interest income$28,453,0001,056
Total interest expense$2,378,0001,711
Net interest income$26,075,000998
Provision for loan and lease losses$496,0001,470
Total noninterest income$9,618,000700
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,711,000473
Trading account gains and fees$0126
Additional Noninterest Income$6,907,000658
Total noninterest expense$19,065,0001,103
Salaries and employee benefits$8,402,0001,366
Premises and equipment expense$1,910,0001,227
Additional noninterest expense$8,753,000787
Pre-tax net operating income$16,132,000704
Securities gains (losses)$7,000778
Applicable income taxes$3,366,000611
Income before extraordinary items$12,773,000733
Extraordinary gains, net$06
Net income$12,773,000732
Minority interest net income$072
Net income of bank and minority interests.$12,773,000732
Net charge-offs$501,000958
Cash dividends$10,000,000415
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,767,470735
2018-09-30 (YTD Data)Rank
Total interest income$20,752,0001,068
Total interest expense$1,566,0001,805
Net interest income$19,186,0001,012
Provision for loan and lease losses$345,0001,461
Total noninterest income$7,182,000709
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,987,000479
Trading account gains and fees$0138
Additional Noninterest Income$5,195,000660
Total noninterest expense$14,274,0001,102
Salaries and employee benefits$6,199,0001,379
Premises and equipment expense$1,406,0001,245
Additional noninterest expense$6,669,000768
Pre-tax net operating income$11,749,000726
Securities gains (losses)$7,000778
Applicable income taxes$2,776,000583
Income before extraordinary items$8,980,000787
Extraordinary gains, net$05
Net income$8,980,000786
Minority interest net income$066
Net income of bank and minority interests.$8,980,000786
Net charge-offs$454,000751
Cash dividends$7,500,000394
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,974,470781
2018-06-30 (YTD Data)Rank
Total interest income$13,524,0001,080
Total interest expense$969,0001,819
Net interest income$12,555,0001,028
Provision for loan and lease losses$248,0001,356
Total noninterest income$4,637,000724
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,315,000483
Trading account gains and fees$0130
Additional Noninterest Income$3,322,000685
Total noninterest expense$9,436,0001,112
Salaries and employee benefits$4,134,0001,386
Premises and equipment expense$929,0001,257
Additional noninterest expense$4,373,000772
Pre-tax net operating income$7,508,000732
Securities gains (losses)$0961
Applicable income taxes$1,778,000594
Income before extraordinary items$5,730,000802
Extraordinary gains, net$06
Net income$5,730,000800
Minority interest net income$065
Net income of bank and minority interests.$5,730,000801
Net charge-offs$279,000765
Cash dividends$5,000,000391
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,730,000796
2018-03-31 (YTD Data)Rank
Total interest income$6,572,0001,103
Total interest expense$439,0001,896
Net interest income$6,133,0001,046
Provision for loan and lease losses$205,000924
Total noninterest income$2,331,000706
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$652,000491
Trading account gains and fees$0123
Additional Noninterest Income$1,679,000655
Total noninterest expense$4,640,0001,131
Salaries and employee benefits$2,081,0001,386
Premises and equipment expense$448,0001,319
Additional noninterest expense$2,111,000783
Pre-tax net operating income$3,619,000733
Securities gains (losses)$0735
Applicable income taxes$846,000595
Income before extraordinary items$2,773,000799
Extraordinary gains, net$07
Net income$2,773,000799
Minority interest net income$052
Net income of bank and minority interests.$2,773,000799
Net charge-offs$86,000927
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,773,000792
2017-12-31 (YTD Data)Rank
Total interest income$24,607,0001,131
Total interest expense$1,356,0002,069
Net interest income$23,251,0001,072
Provision for loan and lease losses$741,0001,109
Total noninterest income$9,331,000722
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,631,000490
Trading account gains and fees$0151
Additional Noninterest Income$6,700,000685
Total noninterest expense$18,660,0001,118
Salaries and employee benefits$8,532,0001,322
Premises and equipment expense$1,806,0001,286
Additional noninterest expense$8,322,000800
Pre-tax net operating income$13,181,000775
Securities gains (losses)$-61,0005,339
Applicable income taxes$5,678,000610
Income before extraordinary items$7,442,000966
Extraordinary gains, net$09
Net income$7,442,000966
Minority interest net income$076
Net income of bank and minority interests.$7,442,000966
Net charge-offs$908,000741
Cash dividends$16,600,000264
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,481,040950
2017-09-30 (YTD Data)Rank
Total interest income$18,066,0001,152
Total interest expense$967,0002,127
Net interest income$17,099,0001,090
Provision for loan and lease losses$452,0001,227
Total noninterest income$6,950,000737
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,961,000496
Trading account gains and fees$0145
Additional Noninterest Income$4,989,000698
Total noninterest expense$14,129,0001,114
Salaries and employee benefits$6,417,0001,323
Premises and equipment expense$1,322,0001,325
Additional noninterest expense$6,390,000774
Pre-tax net operating income$9,468,000821
Securities gains (losses)$-9,0005,385
Applicable income taxes$3,328,000631
Income before extraordinary items$6,131,000968
Extraordinary gains, net$09
Net income$6,131,000968
Minority interest net income$071
Net income of bank and minority interests.$6,131,000968
Net charge-offs$339,0001,043
Cash dividends$13,600,000231
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,136,850949
2017-06-30 (YTD Data)Rank
Total interest income$11,654,0001,179
Total interest expense$607,0002,189
Net interest income$11,047,0001,111
Provision for loan and lease losses$276,0001,288
Total noninterest income$4,507,000748
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,283,000500
Trading account gains and fees$0139
Additional Noninterest Income$3,224,000702
Total noninterest expense$9,315,0001,128
Salaries and employee benefits$4,293,0001,324
Premises and equipment expense$843,0001,375
Additional noninterest expense$4,179,000788
Pre-tax net operating income$5,963,000845
Securities gains (losses)$-5,0005,412
Applicable income taxes$2,083,000649
Income before extraordinary items$3,875,0001,002
Extraordinary gains, net$011
Net income$3,875,0001,003
Minority interest net income$071
Net income of bank and minority interests.$3,875,0001,002
Net charge-offs$15,0002,739
Cash dividends$3,600,000470
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,878,250987
2017-03-31 (YTD Data)Rank
Total interest income$5,715,0001,189
Total interest expense$289,0002,238
Net interest income$5,426,0001,116
Provision for loan and lease losses$148,0001,208
Total noninterest income$2,146,000760
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$617,000519
Trading account gains and fees$0142
Additional Noninterest Income$1,529,000715
Total noninterest expense$4,529,0001,160
Salaries and employee benefits$2,098,0001,366
Premises and equipment expense$428,0001,372
Additional noninterest expense$2,003,000820
Pre-tax net operating income$2,895,000843
Securities gains (losses)$01,153
Applicable income taxes$1,013,000653
Income before extraordinary items$1,882,0001,007
Extraordinary gains, net$08
Net income$1,882,0001,008
Minority interest net income$055
Net income of bank and minority interests.$1,882,0001,007
Net charge-offs$99,000934
Cash dividends$1,800,000441
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,882,000990
2016-12-31 (YTD Data)Rank
Total interest income$22,993,0001,151
Total interest expense$1,076,0002,293
Net interest income$21,917,0001,076
Provision for loan and lease losses$511,0001,446
Total noninterest income$9,231,000734
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,475,000524
Trading account gains and fees$0170
Additional Noninterest Income$6,756,000681
Total noninterest expense$18,355,0001,133
Salaries and employee benefits$8,446,0001,316
Premises and equipment expense$1,751,0001,324
Additional noninterest expense$8,158,000814
Pre-tax net operating income$12,282,000771
Securities gains (losses)$03,212
Applicable income taxes$4,166,000630
Income before extraordinary items$8,116,000916
Extraordinary gains, net$05
Net income$8,116,000915
Minority interest net income$082
Net income of bank and minority interests.$8,116,000915
Net charge-offs$746,000825
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,116,000894
2016-09-30 (YTD Data)Rank
Total interest income$17,265,0001,149
Total interest expense$812,0002,291
Net interest income$16,453,0001,080
Provision for loan and lease losses$437,0001,287
Total noninterest income$6,704,000754
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,827,000539
Trading account gains and fees$0169
Additional Noninterest Income$4,877,000703
Total noninterest expense$13,886,0001,126
Salaries and employee benefits$6,286,0001,319
Premises and equipment expense$1,270,0001,360
Additional noninterest expense$6,330,000785
Pre-tax net operating income$8,834,000804
Securities gains (losses)$03,160
Applicable income taxes$3,080,000641
Income before extraordinary items$5,754,000975
Extraordinary gains, net$05
Net income$5,754,000975
Minority interest net income$071
Net income of bank and minority interests.$5,754,000975
Net charge-offs$542,000749
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,754,000943
2016-06-30 (YTD Data)Rank
Total interest income$11,465,0001,155
Total interest expense$538,0002,311
Net interest income$10,927,0001,088
Provision for loan and lease losses$348,0001,138
Total noninterest income$4,511,000739
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,187,000543
Trading account gains and fees$0157
Additional Noninterest Income$3,324,000678
Total noninterest expense$9,280,0001,118
Salaries and employee benefits$4,184,0001,328
Premises and equipment expense$857,0001,351
Additional noninterest expense$4,239,000785
Pre-tax net operating income$5,810,000809
Securities gains (losses)$-5,0005,854
Applicable income taxes$2,009,000649
Income before extraordinary items$3,796,000971
Extraordinary gains, net$016
Net income$3,796,000970
Minority interest net income$071
Net income of bank and minority interests.$3,796,000970
Net charge-offs$406,000690
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,799,250938
2016-03-31 (YTD Data)Rank
Total interest income$5,730,0001,154
Total interest expense$271,0002,308
Net interest income$5,459,0001,090
Provision for loan and lease losses$183,0001,031
Total noninterest income$2,210,000741
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$577,000552
Trading account gains and fees$0142
Additional Noninterest Income$1,633,000666
Total noninterest expense$4,588,0001,132
Salaries and employee benefits$2,089,0001,334
Premises and equipment expense$427,0001,362
Additional noninterest expense$2,072,000789
Pre-tax net operating income$2,898,000790
Securities gains (losses)$-8,0005,967
Applicable income taxes$1,001,000642
Income before extraordinary items$1,889,000948
Extraordinary gains, net$012
Net income$1,889,000949
Minority interest net income$062
Net income of bank and minority interests.$1,889,000949
Net charge-offs$183,000705
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,894,200910
2015-12-31 (YTD Data)Rank
Total interest income$22,609,0001,132
Total interest expense$1,080,0002,295
Net interest income$21,529,0001,059
Provision for loan and lease losses$289,0001,954
Total noninterest income$8,970,000734
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,382,000554
Trading account gains and fees$0159
Additional Noninterest Income$6,588,000662
Total noninterest expense$17,798,0001,130
Salaries and employee benefits$8,303,0001,310
Premises and equipment expense$1,801,0001,297
Additional noninterest expense$7,694,000848
Pre-tax net operating income$12,412,000726
Securities gains (losses)$34,0001,912
Applicable income taxes$4,338,000584
Income before extraordinary items$8,108,000874
Extraordinary gains, net$023
Net income$8,108,000875
Minority interest net income$081
Net income of bank and minority interests.$8,108,000874
Net charge-offs$568,0001,062
Cash dividends$5,900,000577
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,085,900865
2015-09-30 (YTD Data)Rank
Total interest income$16,939,0001,139
Total interest expense$807,0002,328
Net interest income$16,132,0001,069
Provision for loan and lease losses$222,0001,867
Total noninterest income$6,602,000751
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,768,000562
Trading account gains and fees$0153
Additional Noninterest Income$4,834,000672
Total noninterest expense$13,410,0001,135
Salaries and employee benefits$6,190,0001,326
Premises and equipment expense$1,318,0001,345
Additional noninterest expense$5,902,000838
Pre-tax net operating income$9,102,000760
Securities gains (losses)$64,0001,303
Applicable income taxes$3,191,000606
Income before extraordinary items$5,975,000896
Extraordinary gains, net$021
Net income$5,975,000897
Minority interest net income$078
Net income of bank and minority interests.$5,975,000896
Net charge-offs$159,0001,733
Cash dividends$5,900,000425
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,933,400877
2015-06-30 (YTD Data)Rank
Total interest income$11,225,0001,145
Total interest expense$535,0002,347
Net interest income$10,690,0001,077
Provision for loan and lease losses$185,0001,580
Total noninterest income$4,340,000769
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,156,000562
Trading account gains and fees$0157
Additional Noninterest Income$3,184,000686
Total noninterest expense$8,872,0001,141
Salaries and employee benefits$4,088,0001,338
Premises and equipment expense$890,0001,335
Additional noninterest expense$3,894,000848
Pre-tax net operating income$5,973,000769
Securities gains (losses)$46,0001,281
Applicable income taxes$2,094,000617
Income before extraordinary items$3,925,000911
Extraordinary gains, net$022
Net income$3,925,000910
Minority interest net income$075
Net income of bank and minority interests.$3,925,000911
Net charge-offs$138,0001,442
Cash dividends$3,700,000430
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,895,100885
2015-03-31 (YTD Data)Rank
Total interest income$5,519,0001,158
Total interest expense$267,0002,375
Net interest income$5,252,0001,084
Provision for loan and lease losses$101,0001,422
Total noninterest income$2,058,000770
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$557,000572
Trading account gains and fees$0152
Additional Noninterest Income$1,501,000682
Total noninterest expense$4,349,0001,171
Salaries and employee benefits$1,954,0001,395
Premises and equipment expense$436,0001,377
Additional noninterest expense$1,959,000825
Pre-tax net operating income$2,860,000775
Securities gains (losses)$39,000958
Applicable income taxes$1,007,000624
Income before extraordinary items$1,892,000908
Extraordinary gains, net$013
Net income$1,892,000908
Minority interest net income$064
Net income of bank and minority interests.$1,892,000908
Net charge-offs$111,0001,043
Cash dividends$1,800,000396
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,866,650890
2014-12-31 (YTD Data)Rank
Total interest income$21,999,0001,168
Total interest expense$1,125,0002,376
Net interest income$20,874,0001,078
Provision for loan and lease losses$656,0001,188
Total noninterest income$8,609,000719
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,488,000547
Trading account gains and fees$0180
Additional Noninterest Income$6,121,000656
Total noninterest expense$17,116,0001,167
Salaries and employee benefits$7,561,0001,394
Premises and equipment expense$1,946,0001,228
Additional noninterest expense$7,609,000858
Pre-tax net operating income$11,711,000715
Securities gains (losses)$8,0002,740
Applicable income taxes$4,036,000582
Income before extraordinary items$7,683,000859
Extraordinary gains, net$017
Net income$7,683,000858
Minority interest net income$084
Net income of bank and minority interests.$7,683,000858
Net charge-offs$743,0001,118
Cash dividends$7,500,000428
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,677,720841
2014-09-30 (YTD Data)Rank
Total interest income$16,541,0001,170
Total interest expense$851,0002,396
Net interest income$15,690,0001,081
Provision for loan and lease losses$923,000717
Total noninterest income$6,409,000721
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,852,000550
Trading account gains and fees$0174
Additional Noninterest Income$4,557,000662
Total noninterest expense$12,833,0001,181
Salaries and employee benefits$5,639,0001,414
Premises and equipment expense$1,499,0001,201
Additional noninterest expense$5,695,000858
Pre-tax net operating income$8,343,000757
Securities gains (losses)$14,0002,191
Applicable income taxes$2,861,000612
Income before extraordinary items$5,496,000902
Extraordinary gains, net$015
Net income$5,496,000901
Minority interest net income$081
Net income of bank and minority interests.$5,496,000901
Net charge-offs$534,0001,093
Cash dividends$5,200,000425
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,486,760886
2014-06-30 (YTD Data)Rank
Total interest income$11,003,0001,156
Total interest expense$573,0002,403
Net interest income$10,430,0001,076
Provision for loan and lease losses$740,000618
Total noninterest income$4,285,000715
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,232,000549
Trading account gains and fees$0172
Additional Noninterest Income$3,053,000643
Total noninterest expense$8,511,0001,181
Salaries and employee benefits$3,727,0001,415
Premises and equipment expense$1,030,0001,185
Additional noninterest expense$3,754,000865
Pre-tax net operating income$5,464,000747
Securities gains (losses)$14,0001,800
Applicable income taxes$1,868,000608
Income before extraordinary items$3,610,000897
Extraordinary gains, net$020
Net income$3,610,000897
Minority interest net income$080
Net income of bank and minority interests.$3,610,000897
Net charge-offs$313,0001,229
Cash dividends$3,400,000424
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,600,760876
2014-03-31 (YTD Data)Rank
Total interest income$5,437,0001,177
Total interest expense$290,0002,421
Net interest income$5,147,0001,089
Provision for loan and lease losses$380,000567
Total noninterest income$2,110,000702
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$591,000555
Trading account gains and fees$0147
Additional Noninterest Income$1,519,000616
Total noninterest expense$4,166,0001,220
Salaries and employee benefits$1,817,0001,451
Premises and equipment expense$517,0001,198
Additional noninterest expense$1,832,000870
Pre-tax net operating income$2,711,000743
Securities gains (losses)$-7,0006,400
Applicable income taxes$930,000595
Income before extraordinary items$1,774,000889
Extraordinary gains, net$016
Net income$1,774,000890
Minority interest net income$066
Net income of bank and minority interests.$1,774,000890
Net charge-offs$236,000848
Cash dividends$1,600,000394
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,778,620858
2013-12-31 (YTD Data)Rank
Total interest income$22,747,0001,130
Total interest expense$1,392,0002,299
Net interest income$21,355,0001,026
Provision for loan and lease losses$1,572,000753
Total noninterest income$9,523,000701
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,449,000561
Trading account gains and fees$0184
Additional Noninterest Income$7,074,000621
Total noninterest expense$18,102,0001,128
Salaries and employee benefits$7,707,0001,372
Premises and equipment expense$1,990,0001,195
Additional noninterest expense$8,405,000813
Pre-tax net operating income$11,204,000706
Securities gains (losses)$-28,0006,375
Applicable income taxes$3,866,000558
Income before extraordinary items$7,310,000858
Extraordinary gains, net$029
Net income$7,310,000860
Minority interest net income$090
Net income of bank and minority interests.$7,310,000860
Net charge-offs$1,673,000869
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,328,200841
2013-09-30 (YTD Data)Rank
Total interest income$17,223,0001,119
Total interest expense$1,089,0002,282
Net interest income$16,134,0001,026
Provision for loan and lease losses$1,397,000681
Total noninterest income$7,212,000708
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,830,000562
Trading account gains and fees$0180
Additional Noninterest Income$5,382,000629
Total noninterest expense$13,019,0001,184
Salaries and employee benefits$5,816,0001,366
Premises and equipment expense$1,482,0001,211
Additional noninterest expense$5,721,000887
Pre-tax net operating income$8,930,000673
Securities gains (losses)$-6,0006,453
Applicable income taxes$3,110,000535
Income before extraordinary items$5,814,000821
Extraordinary gains, net$025
Net income$5,814,000823
Minority interest net income$084
Net income of bank and minority interests.$5,814,000823
Net charge-offs$991,0001,013
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,817,900801
2013-06-30 (YTD Data)Rank
Total interest income$11,566,0001,100
Total interest expense$751,0002,269
Net interest income$10,815,0001,000
Provision for loan and lease losses$1,129,000623
Total noninterest income$4,787,000720
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,152,000575
Trading account gains and fees$0157
Additional Noninterest Income$3,635,000628
Total noninterest expense$8,523,0001,196
Salaries and employee benefits$3,777,0001,393
Premises and equipment expense$984,0001,214
Additional noninterest expense$3,762,000901
Pre-tax net operating income$5,950,000657
Securities gains (losses)$02,791
Applicable income taxes$2,071,000531
Income before extraordinary items$3,879,000801
Extraordinary gains, net$022
Net income$3,879,000801
Minority interest net income$082
Net income of bank and minority interests.$3,879,000803
Net charge-offs$900,000830
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,879,000774
2013-03-31 (YTD Data)Rank
Total interest income$5,776,0001,111
Total interest expense$390,0002,253
Net interest income$5,386,0001,007
Provision for loan and lease losses$601,000592
Total noninterest income$2,437,000706
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$558,000596
Trading account gains and fees$0148
Additional Noninterest Income$1,879,000618
Total noninterest expense$4,151,0001,229
Salaries and employee benefits$1,829,0001,454
Premises and equipment expense$480,0001,279
Additional noninterest expense$1,842,000922
Pre-tax net operating income$3,071,000626
Securities gains (losses)$01,966
Applicable income taxes$1,071,000520
Income before extraordinary items$2,000,000781
Extraordinary gains, net$010
Net income$2,000,000782
Minority interest net income$076
Net income of bank and minority interests.$2,000,000783
Net charge-offs$549,000723
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,000,000744
2012-12-31 (YTD Data)Rank
Total interest income$24,215,0001,111
Total interest expense$1,941,0002,182
Net interest income$22,274,000981
Provision for loan and lease losses$6,020,000438
Total noninterest income$9,943,000688
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,541,000565
Trading account gains and fees$0166
Additional Noninterest Income$7,402,000595
Total noninterest expense$17,303,0001,167
Salaries and employee benefits$7,848,0001,314
Premises and equipment expense$2,006,0001,177
Additional noninterest expense$7,449,000935
Pre-tax net operating income$8,894,000815
Securities gains (losses)$-6,0006,705
Applicable income taxes$2,984,000612
Income before extraordinary items$5,904,0001,017
Extraordinary gains, net$029
Net income$5,904,0001,017
Minority interest net income$093
Net income of bank and minority interests.$5,904,0001,017
Net charge-offs$6,201,000490
Cash dividends$2,725,000946
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,907,960968
2012-09-30 (YTD Data)Rank
Total interest income$18,378,0001,110
Total interest expense$1,511,0002,199
Net interest income$16,867,000979
Provision for loan and lease losses$3,406,000563
Total noninterest income$6,786,000732
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,895,000571
Trading account gains and fees$0157
Additional Noninterest Income$4,891,000649
Total noninterest expense$13,137,0001,143
Salaries and employee benefits$6,018,0001,292
Premises and equipment expense$1,541,0001,156
Additional noninterest expense$5,578,000935
Pre-tax net operating income$7,110,000789
Securities gains (losses)$-2,0006,774
Applicable income taxes$2,411,000605
Income before extraordinary items$4,697,000986
Extraordinary gains, net$020
Net income$4,697,000986
Minority interest net income$086
Net income of bank and minority interests.$4,697,000986
Net charge-offs$3,712,000571
Cash dividends$2,725,000601
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,698,320923
2012-06-30 (YTD Data)Rank
Total interest income$12,453,0001,103
Total interest expense$1,034,0002,224
Net interest income$11,419,000966
Provision for loan and lease losses$2,208,000593
Total noninterest income$4,504,000739
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,266,000565
Trading account gains and fees$0153
Additional Noninterest Income$3,238,000650
Total noninterest expense$8,705,0001,152
Salaries and employee benefits$3,986,0001,305
Premises and equipment expense$1,027,0001,153
Additional noninterest expense$3,692,000940
Pre-tax net operating income$5,010,000739
Securities gains (losses)$03,178
Applicable income taxes$1,708,000576
Income before extraordinary items$3,302,000918
Extraordinary gains, net$019
Net income$3,302,000917
Minority interest net income$084
Net income of bank and minority interests.$3,302,000918
Net charge-offs$2,381,000608
Cash dividends$2,725,000412
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,302,000862
2012-03-31 (YTD Data)Rank
Total interest income$6,248,0001,101
Total interest expense$535,0002,235
Net interest income$5,713,000960
Provision for loan and lease losses$885,000690
Total noninterest income$2,329,000706
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$624,000571
Trading account gains and fees$0148
Additional Noninterest Income$1,705,000624
Total noninterest expense$4,398,0001,133
Salaries and employee benefits$1,975,0001,312
Premises and equipment expense$497,0001,207
Additional noninterest expense$1,926,000885
Pre-tax net operating income$2,759,000671
Securities gains (losses)$02,210
Applicable income taxes$954,000529
Income before extraordinary items$1,805,000832
Extraordinary gains, net$019
Net income$1,805,000831
Minority interest net income$078
Net income of bank and minority interests.$1,805,000833
Net charge-offs$1,299,000566
Cash dividends$1,725,000301
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,805,000782
2011-12-31 (YTD Data)Rank
Total interest income$25,649,0001,101
Total interest expense$2,567,0002,258
Net interest income$23,082,000947
Provision for loan and lease losses$3,815,000986
Total noninterest income$7,887,000738
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,737,000544
Trading account gains and fees$0146
Additional Noninterest Income$5,150,000684
Total noninterest expense$17,339,0001,133
Salaries and employee benefits$7,469,0001,327
Premises and equipment expense$2,196,0001,135
Additional noninterest expense$7,674,000927
Pre-tax net operating income$9,815,000636
Securities gains (losses)$03,838
Applicable income taxes$3,467,000525
Income before extraordinary items$6,348,000780
Extraordinary gains, net$029
Net income$6,348,000778
Minority interest net income$096
Net income of bank and minority interests.$6,348,000780
Net charge-offs$3,498,0001,078
Cash dividends$4,700,000443
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,348,000757
2011-09-30 (YTD Data)Rank
Total interest income$19,295,0001,120
Total interest expense$1,979,0002,287
Net interest income$17,316,000958
Provision for loan and lease losses$2,281,0001,136
Total noninterest income$5,707,000757
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,050,000547
Trading account gains and fees$0145
Additional Noninterest Income$3,657,000723
Total noninterest expense$13,110,0001,126
Salaries and employee benefits$5,742,0001,291
Premises and equipment expense$1,683,0001,132
Additional noninterest expense$5,685,000929
Pre-tax net operating income$7,632,000633
Securities gains (losses)$03,555
Applicable income taxes$2,726,000498
Income before extraordinary items$4,906,000787
Extraordinary gains, net$021
Net income$4,906,000786
Minority interest net income$087
Net income of bank and minority interests.$4,906,000787
Net charge-offs$2,459,0001,062
Cash dividends$3,200,000426
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,906,000756
2011-06-30 (YTD Data)Rank
Total interest income$12,840,0001,131
Total interest expense$1,347,0002,322
Net interest income$11,493,000963
Provision for loan and lease losses$1,730,0001,014
Total noninterest income$4,094,000717
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,359,000548
Trading account gains and fees$0153
Additional Noninterest Income$2,735,000663
Total noninterest expense$8,840,0001,129
Salaries and employee benefits$3,841,0001,301
Premises and equipment expense$1,153,0001,105
Additional noninterest expense$3,846,000945
Pre-tax net operating income$5,017,000632
Securities gains (losses)$02,914
Applicable income taxes$1,807,000498
Income before extraordinary items$3,210,000780
Extraordinary gains, net$015
Net income$3,210,000779
Minority interest net income$089
Net income of bank and minority interests.$3,210,000780
Net charge-offs$1,957,000938
Cash dividends$3,200,000293
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,210,000750
2011-03-31 (YTD Data)Rank
Total interest income$6,403,0001,141
Total interest expense$687,0002,354
Net interest income$5,716,000972
Provision for loan and lease losses$750,0001,063
Total noninterest income$2,055,000717
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$656,000554
Trading account gains and fees$0158
Additional Noninterest Income$1,399,000659
Total noninterest expense$4,369,0001,152
Salaries and employee benefits$1,874,0001,344
Premises and equipment expense$578,0001,136
Additional noninterest expense$1,917,000930
Pre-tax net operating income$2,652,000611
Securities gains (losses)$01,772
Applicable income taxes$966,000464
Income before extraordinary items$1,686,000754
Extraordinary gains, net$09
Net income$1,686,000754
Minority interest net income$086
Net income of bank and minority interests.$1,686,000754
Net charge-offs$907,000915
Cash dividends$1,700,000238
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,686,000738
2010-12-31 (YTD Data)Rank
Total interest income$27,460,0001,131
Total interest expense$3,414,0002,314
Net interest income$24,046,000922
Provision for loan and lease losses$3,444,0001,477
Total noninterest income$9,469,000664
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,844,000525
Trading account gains and fees$0175
Additional Noninterest Income$6,625,000603
Total noninterest expense$17,199,0001,177
Salaries and employee benefits$7,670,0001,282
Premises and equipment expense$2,236,0001,166
Additional noninterest expense$7,293,0001,014
Pre-tax net operating income$12,872,000435
Securities gains (losses)$1,0003,687
Applicable income taxes$4,787,000373
Income before extraordinary items$8,086,000561
Extraordinary gains, net$029
Net income$8,086,000560
Minority interest net income$0111
Net income of bank and minority interests.$8,086,000561
Net charge-offs$2,477,0001,637
Cash dividends$6,900,000252
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,085,360545
2010-09-30 (YTD Data)Rank
Total interest income$20,667,0001,138
Total interest expense$2,626,0002,359
Net interest income$18,041,000924
Provision for loan and lease losses$1,771,0001,798
Total noninterest income$5,953,000737
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,155,000530
Trading account gains and fees$0165
Additional Noninterest Income$3,798,000693
Total noninterest expense$13,202,0001,117
Salaries and employee benefits$5,861,0001,260
Premises and equipment expense$1,683,0001,169
Additional noninterest expense$5,658,000949
Pre-tax net operating income$9,021,000470
Securities gains (losses)$1,0003,533
Applicable income taxes$3,359,000394
Income before extraordinary items$5,663,000612
Extraordinary gains, net$023
Net income$5,663,000610
Minority interest net income$0110
Net income of bank and minority interests.$5,663,000612
Net charge-offs$1,832,0001,588
Cash dividends$4,400,000255
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,662,360584
2010-06-30 (YTD Data)Rank
Total interest income$13,648,0001,164
Total interest expense$1,753,0002,452
Net interest income$11,895,000935
Provision for loan and lease losses$1,059,0001,874
Total noninterest income$3,785,000752
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,423,000542
Trading account gains and fees$0152
Additional Noninterest Income$2,362,000703
Total noninterest expense$8,626,0001,147
Salaries and employee benefits$3,855,0001,276
Premises and equipment expense$1,125,0001,180
Additional noninterest expense$3,646,000973
Pre-tax net operating income$5,995,000457
Securities gains (losses)$1,0003,060
Applicable income taxes$2,232,000372
Income before extraordinary items$3,764,000587
Extraordinary gains, net$019
Net income$3,764,000588
Minority interest net income$0105
Net income of bank and minority interests.$3,764,000588
Net charge-offs$575,0002,284
Cash dividends$1,900,000375
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,763,360569
2010-03-31 (YTD Data)Rank
Total interest income$6,746,0001,202
Total interest expense$869,0002,579
Net interest income$5,877,000955
Provision for loan and lease losses$455,0001,912
Total noninterest income$1,957,000730
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$665,000576
Trading account gains and fees$0175
Additional Noninterest Income$1,292,000657
Total noninterest expense$4,223,0001,198
Salaries and employee benefits$1,905,0001,314
Premises and equipment expense$564,0001,204
Additional noninterest expense$1,754,000999
Pre-tax net operating income$3,156,000427
Securities gains (losses)$02,284
Applicable income taxes$1,177,000338
Income before extraordinary items$1,979,000561
Extraordinary gains, net$016
Net income$1,979,000563
Minority interest net income$091
Net income of bank and minority interests.$1,979,000563
Net charge-offs$433,0001,699
Cash dividends$1,900,000191
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,979,000541
2009-12-31 (YTD Data)Rank
Total interest income$28,613,0001,204
Total interest expense$5,184,0002,188
Net interest income$23,429,000924
Provision for loan and lease losses$2,043,0002,452
Total noninterest income$11,561,000583
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,194,000521
Trading account gains and fees$0211
Additional Noninterest Income$8,367,000502
Total noninterest expense$18,594,0001,122
Salaries and employee benefits$7,756,0001,271
Premises and equipment expense$2,283,0001,187
Additional noninterest expense$8,555,000920
Pre-tax net operating income$14,353,000294
Securities gains (losses)$03,754
Applicable income taxes$5,131,000261
Income before extraordinary items$9,222,000350
Extraordinary gains, net$034
Net income$9,222,000349
Minority interest net income$0115
Net income of bank and minority interests.$9,222,000350
Net charge-offs$1,616,0002,285
Cash dividends$8,500,000209
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,222,000349
2009-09-30 (YTD Data)Rank
Total interest income$21,600,0001,219
Total interest expense$4,148,0002,147
Net interest income$17,452,000932
Provision for loan and lease losses$1,301,0002,404
Total noninterest income$8,784,000581
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,377,000525
Trading account gains and fees$0212
Additional Noninterest Income$6,407,000501
Total noninterest expense$14,371,0001,077
Salaries and employee benefits$5,870,0001,279
Premises and equipment expense$1,695,0001,216
Additional noninterest expense$6,806,000829
Pre-tax net operating income$10,564,000309
Securities gains (losses)$03,497
Applicable income taxes$3,719,000277
Income before extraordinary items$6,845,000386
Extraordinary gains, net$027
Net income$6,845,000384
Minority interest net income$0118
Net income of bank and minority interests.$6,845,000386
Net charge-offs$1,301,0001,917
Cash dividends$6,500,000193
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,845,000381
2009-06-30 (YTD Data)Rank
Total interest income$14,532,0001,232
Total interest expense$2,926,0002,143
Net interest income$11,606,000932
Provision for loan and lease losses$757,0002,394
Total noninterest income$6,229,000571
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,561,000524
Trading account gains and fees$0193
Additional Noninterest Income$4,668,000472
Total noninterest expense$9,156,0001,147
Salaries and employee benefits$3,936,0001,302
Premises and equipment expense$1,122,0001,254
Additional noninterest expense$4,098,000932
Pre-tax net operating income$7,922,000282
Securities gains (losses)$03,136
Applicable income taxes$2,976,000248
Income before extraordinary items$4,946,000354
Extraordinary gains, net$021
Net income$4,946,000351
Minority interest net income$0112
Net income of bank and minority interests.$4,946,000353
Net charge-offs$410,0002,576
Cash dividends$4,500,000195
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,946,000340
2009-03-31 (YTD Data)Rank
Total interest income$7,223,0001,255
Total interest expense$1,549,0002,114
Net interest income$5,674,000947
Provision for loan and lease losses$375,0002,048
Total noninterest income$3,525,000489
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$783,000520
Trading account gains and fees$0171
Additional Noninterest Income$2,742,000396
Total noninterest expense$4,371,0001,146
Salaries and employee benefits$2,019,0001,277
Premises and equipment expense$538,0001,330
Additional noninterest expense$1,814,000919
Pre-tax net operating income$4,453,000274
Securities gains (losses)$02,434
Applicable income taxes$1,676,000239
Income before extraordinary items$2,777,000353
Extraordinary gains, net$015
Net income$2,777,000353
Minority interest net income$0102
Net income of bank and minority interests.$2,777,000355
Net charge-offs$172,0002,282
Cash dividends$2,000,000212
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,777,000329
2008-12-31 (YTD Data)Rank
Total interest income$30,339,0001,275
Total interest expense$7,274,0002,134
Net interest income$23,065,000923
Provision for loan and lease losses$990,0002,723
Total noninterest income$9,177,000641
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,642,000475
Trading account gains and fees$0154
Additional Noninterest Income$5,535,000600
Total noninterest expense$17,932,0001,099
Salaries and employee benefits$8,088,0001,242
Premises and equipment expense$2,175,0001,257
Additional noninterest expense$7,669,000855
Pre-tax net operating income$13,320,000396
Securities gains (losses)$03,220
Applicable income taxes$4,805,000331
Income before extraordinary items$8,515,000456
Extraordinary gains, net$039
Net income$8,515,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$989,0001,973
Cash dividends$7,250,000393
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,515,000477
2008-09-30 (YTD Data)Rank
Total interest income$23,059,0001,272
Total interest expense$5,547,0002,182
Net interest income$17,512,000930
Provision for loan and lease losses$474,0002,810
Total noninterest income$7,358,000628
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,759,000474
Trading account gains and fees$0148
Additional Noninterest Income$4,599,000587
Total noninterest expense$13,619,0001,078
Salaries and employee benefits$6,182,0001,236
Premises and equipment expense$1,633,0001,262
Additional noninterest expense$5,804,000806
Pre-tax net operating income$10,777,000473
Securities gains (losses)$03,106
Applicable income taxes$4,023,000371
Income before extraordinary items$6,754,000541
Extraordinary gains, net$031
Net income$6,754,000540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,0001,596
Cash dividends$6,250,000365
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,754,000568
2008-06-30 (YTD Data)Rank
Total interest income$15,584,0001,277
Total interest expense$4,012,0002,118
Net interest income$11,572,000932
Provision for loan and lease losses$293,0002,601
Total noninterest income$4,820,000654
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,842,000464
Trading account gains and fees$0149
Additional Noninterest Income$2,978,000624
Total noninterest expense$8,824,0001,105
Salaries and employee benefits$4,113,0001,252
Premises and equipment expense$1,112,0001,228
Additional noninterest expense$3,599,000833
Pre-tax net operating income$7,275,000497
Securities gains (losses)$03,233
Applicable income taxes$2,714,000406
Income before extraordinary items$4,561,000605
Extraordinary gains, net$021
Net income$4,561,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,916
Cash dividends$4,000,000406
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,561,000588
2008-03-31 (YTD Data)Rank
Total interest income$8,172,0001,240
Total interest expense$2,347,0001,972
Net interest income$5,825,000913
Provision for loan and lease losses$161,0002,056
Total noninterest income$2,423,000652
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$885,000470
Trading account gains and fees$0158
Additional Noninterest Income$1,538,000605
Total noninterest expense$4,404,0001,098
Salaries and employee benefits$2,075,0001,262
Premises and equipment expense$559,0001,228
Additional noninterest expense$1,770,000814
Pre-tax net operating income$3,683,000537
Securities gains (losses)$02,688
Applicable income taxes$1,372,000461
Income before extraordinary items$2,311,000669
Extraordinary gains, net$015
Net income$2,311,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,317
Cash dividends$1,750,000481
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,311,000640
2007-12-31 (YTD Data)Rank
Total interest income$36,610,0001,159
Total interest expense$12,149,0001,644
Net interest income$24,461,000906
Provision for loan and lease losses$467,0002,444
Total noninterest income$7,538,000782
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,517,000493
Trading account gains and fees$0178
Additional Noninterest Income$4,021,000818
Total noninterest expense$16,180,0001,158
Salaries and employee benefits$8,204,0001,214
Premises and equipment expense$2,186,0001,210
Additional noninterest expense$5,790,000974
Pre-tax net operating income$15,352,000579
Securities gains (losses)$02,146
Applicable income taxes$5,652,000493
Income before extraordinary items$9,700,000673
Extraordinary gains, net$039
Net income$9,700,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,390
Cash dividends$7,250,000539
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,700,000665
2007-09-30 (YTD Data)Rank
Total interest income$27,633,0001,154
Total interest expense$9,216,0001,628
Net interest income$18,417,000895
Provision for loan and lease losses$529,0001,490
Total noninterest income$5,630,000785
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,575,000499
Trading account gains and fees$0184
Additional Noninterest Income$3,055,000815
Total noninterest expense$12,074,0001,155
Salaries and employee benefits$6,097,0001,222
Premises and equipment expense$1,619,0001,220
Additional noninterest expense$4,358,000939
Pre-tax net operating income$11,444,000629
Securities gains (losses)$01,655
Applicable income taxes$4,255,000533
Income before extraordinary items$7,189,000728
Extraordinary gains, net$033
Net income$7,189,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,995
Cash dividends$6,250,000469
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,189,000718
2007-06-30 (YTD Data)Rank
Total interest income$18,287,0001,173
Total interest expense$6,099,0001,648
Net interest income$12,188,000924
Provision for loan and lease losses$390,0001,262
Total noninterest income$3,677,000826
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,688,000516
Trading account gains and fees$0168
Additional Noninterest Income$1,989,000859
Total noninterest expense$7,998,0001,180
Salaries and employee benefits$4,052,0001,258
Premises and equipment expense$1,095,0001,219
Additional noninterest expense$2,851,000976
Pre-tax net operating income$7,477,000661
Securities gains (losses)$01,444
Applicable income taxes$2,783,000557
Income before extraordinary items$4,694,000766
Extraordinary gains, net$029
Net income$4,694,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,834
Cash dividends$3,250,000604
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,694,000758
2007-03-31 (YTD Data)Rank
Total interest income$8,981,0001,182
Total interest expense$2,979,0001,675
Net interest income$6,002,000941
Provision for loan and lease losses$189,0001,225
Total noninterest income$1,765,000831
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$817,000515
Trading account gains and fees$0195
Additional Noninterest Income$948,000876
Total noninterest expense$3,976,0001,178
Salaries and employee benefits$2,031,0001,271
Premises and equipment expense$551,0001,219
Additional noninterest expense$1,394,000978
Pre-tax net operating income$3,602,000677
Securities gains (losses)$01,187
Applicable income taxes$1,344,000579
Income before extraordinary items$2,258,000795
Extraordinary gains, net$022
Net income$2,258,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,624
Cash dividends$2,250,000410
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,258,000783
2006-12-31 (YTD Data)Rank
Total interest income$34,610,0001,143
Total interest expense$9,885,0001,695
Net interest income$24,725,000894
Provision for loan and lease losses$886,0001,168
Total noninterest income$7,058,000827
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,282,000525
Trading account gains and fees$0130
Additional Noninterest Income$3,776,000845
Total noninterest expense$14,864,0001,212
Salaries and employee benefits$7,858,0001,239
Premises and equipment expense$2,047,0001,257
Additional noninterest expense$4,959,0001,075
Pre-tax net operating income$16,033,000644
Securities gains (losses)$01,687
Applicable income taxes$5,913,000561
Income before extraordinary items$10,120,000733
Extraordinary gains, net$051
Net income$10,120,000733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,893
Cash dividends$7,900,000480
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,120,000724
2006-09-30 (YTD Data)Rank
Total interest income$25,508,0001,163
Total interest expense$6,965,0001,755
Net interest income$18,543,000913
Provision for loan and lease losses$729,0001,014
Total noninterest income$5,349,000829
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,423,000533
Trading account gains and fees$0126
Additional Noninterest Income$2,926,000833
Total noninterest expense$11,256,0001,218
Salaries and employee benefits$5,906,0001,254
Premises and equipment expense$1,492,0001,306
Additional noninterest expense$3,858,0001,050
Pre-tax net operating income$11,907,000683
Securities gains (losses)$01,388
Applicable income taxes$4,383,000593
Income before extraordinary items$7,524,000780
Extraordinary gains, net$045
Net income$7,524,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,053
Cash dividends$5,900,000457
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,524,000772
2006-06-30 (YTD Data)Rank
Total interest income$16,566,0001,174
Total interest expense$4,364,0001,771
Net interest income$12,202,000925
Provision for loan and lease losses$507,000962
Total noninterest income$3,537,000830
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,603,000532
Trading account gains and fees$0126
Additional Noninterest Income$1,934,000843
Total noninterest expense$7,436,0001,235
Salaries and employee benefits$3,899,0001,274
Premises and equipment expense$960,0001,349
Additional noninterest expense$2,577,0001,048
Pre-tax net operating income$7,796,000694
Securities gains (losses)$01,185
Applicable income taxes$2,852,000610
Income before extraordinary items$4,944,000788
Extraordinary gains, net$039
Net income$4,944,000788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,173
Cash dividends$4,400,000420
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,944,000778
2006-03-31 (YTD Data)Rank
Total interest income$7,976,0001,196
Total interest expense$2,043,0001,789
Net interest income$5,933,000954
Provision for loan and lease losses$238,000981
Total noninterest income$1,690,000848
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$773,000529
Trading account gains and fees$0115
Additional Noninterest Income$917,000861
Total noninterest expense$3,582,0001,280
Salaries and employee benefits$1,933,0001,284
Premises and equipment expense$468,0001,385
Additional noninterest expense$1,181,0001,134
Pre-tax net operating income$3,803,000698
Securities gains (losses)$0955
Applicable income taxes$1,433,000608
Income before extraordinary items$2,370,000805
Extraordinary gains, net$021
Net income$2,370,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$2,200,000394
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,370,000791
2005-12-31 (YTD Data)Rank
Total interest income$27,444,0001,222
Total interest expense$5,794,0001,943
Net interest income$21,650,000982
Provision for loan and lease losses$992,0001,049
Total noninterest income$7,132,000815
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,249,000523
Trading account gains and fees$0138
Additional Noninterest Income$3,883,000818
Total noninterest expense$13,548,0001,267
Salaries and employee benefits$7,245,0001,282
Premises and equipment expense$1,787,0001,375
Additional noninterest expense$4,516,0001,128
Pre-tax net operating income$14,242,000696
Securities gains (losses)$5,0001,712
Applicable income taxes$5,305,000615
Income before extraordinary items$8,942,000806
Extraordinary gains, net$046
Net income$8,942,000808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0001,348
Cash dividends$5,500,000613
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,938,800791
2005-09-30 (YTD Data)Rank
Total interest income$19,849,0001,226
Total interest expense$3,922,0002,027
Net interest income$15,927,000988
Provision for loan and lease losses$667,0001,122
Total noninterest income$5,313,000823
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,390,000530
Trading account gains and fees$0126
Additional Noninterest Income$2,923,000831
Total noninterest expense$10,061,0001,267
Salaries and employee benefits$5,416,0001,273
Premises and equipment expense$1,324,0001,381
Additional noninterest expense$3,321,0001,132
Pre-tax net operating income$10,512,000705
Securities gains (losses)$5,0001,712
Applicable income taxes$3,965,000622
Income before extraordinary items$6,552,000816
Extraordinary gains, net$035
Net income$6,552,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,424
Cash dividends$4,000,000571
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,548,800802
2005-06-30 (YTD Data)Rank
Total interest income$12,605,0001,242
Total interest expense$2,344,0002,103
Net interest income$10,261,0001,014
Provision for loan and lease losses$435,0001,111
Total noninterest income$3,338,000849
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,543,000536
Trading account gains and fees$0116
Additional Noninterest Income$1,795,000872
Total noninterest expense$6,598,0001,287
Salaries and employee benefits$3,552,0001,292
Premises and equipment expense$892,0001,356
Additional noninterest expense$2,154,0001,159
Pre-tax net operating income$6,566,000742
Securities gains (losses)$5,0001,582
Applicable income taxes$2,478,000648
Income before extraordinary items$4,093,000852
Extraordinary gains, net$030
Net income$4,093,000852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,480
Cash dividends$2,800,000542
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,089,800832
2005-03-31 (YTD Data)Rank
Total interest income$5,978,0001,282
Total interest expense$1,040,0002,254
Net interest income$4,938,0001,056
Provision for loan and lease losses$213,0001,079
Total noninterest income$1,645,000842
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$756,000529
Trading account gains and fees$0115
Additional Noninterest Income$889,000868
Total noninterest expense$3,257,0001,312
Salaries and employee benefits$1,777,0001,297
Premises and equipment expense$442,0001,371
Additional noninterest expense$1,038,0001,192
Pre-tax net operating income$3,113,000773
Securities gains (losses)$01,685
Applicable income taxes$1,171,000673
Income before extraordinary items$1,942,000900
Extraordinary gains, net$024
Net income$1,942,000900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,332
Cash dividends$1,600,000449
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,942,000877
2004-12-31 (YTD Data)Rank
Total interest income$20,836,0001,365
Total interest expense$2,648,0002,913
Net interest income$18,188,0001,098
Provision for loan and lease losses$659,0001,530
Total noninterest income$7,168,000787
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,056,000561
Trading account gains and fees$0138
Additional Noninterest Income$4,112,000770
Total noninterest expense$12,833,0001,284
Salaries and employee benefits$6,952,0001,265
Premises and equipment expense$1,801,0001,279
Additional noninterest expense$4,080,0001,206
Pre-tax net operating income$11,864,000745
Securities gains (losses)$03,819
Applicable income taxes$4,467,000649
Income before extraordinary items$7,397,000889
Extraordinary gains, net$034
Net income$7,397,000890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,462
Cash dividends$6,500,000493
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,397,000855
2004-09-30 (YTD Data)Rank
Total interest income$15,278,0001,382
Total interest expense$1,838,0003,050
Net interest income$13,440,0001,098
Provision for loan and lease losses$481,0001,493
Total noninterest income$5,348,000801
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,280,000571
Trading account gains and fees$0134
Additional Noninterest Income$3,068,000780
Total noninterest expense$9,661,0001,274
Salaries and employee benefits$5,300,0001,236
Premises and equipment expense$1,250,0001,385
Additional noninterest expense$3,111,0001,180
Pre-tax net operating income$8,646,000772
Securities gains (losses)$03,710
Applicable income taxes$3,256,000678
Income before extraordinary items$5,390,000926
Extraordinary gains, net$026
Net income$5,390,000927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,251
Cash dividends$4,500,000500
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,390,000882
2004-06-30 (YTD Data)Rank
Total interest income$9,996,0001,396
Total interest expense$1,184,0003,117
Net interest income$8,812,0001,117
Provision for loan and lease losses$321,0001,453
Total noninterest income$3,780,000770
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,489,000582
Trading account gains and fees$0130
Additional Noninterest Income$2,291,000724
Total noninterest expense$6,448,0001,260
Salaries and employee benefits$3,606,0001,211
Premises and equipment expense$855,0001,343
Additional noninterest expense$1,987,0001,214
Pre-tax net operating income$5,823,000759
Securities gains (losses)$03,413
Applicable income taxes$2,193,000674
Income before extraordinary items$3,630,000902
Extraordinary gains, net$021
Net income$3,630,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,762
Cash dividends$3,000,000492
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,630,000860
2004-03-31 (YTD Data)Rank
Total interest income$4,887,0001,453
Total interest expense$612,0003,068
Net interest income$4,275,0001,155
Provision for loan and lease losses$155,0001,385
Total noninterest income$1,512,000905
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$722,000599
Trading account gains and fees$0121
Additional Noninterest Income$790,000937
Total noninterest expense$3,212,0001,271
Salaries and employee benefits$1,834,0001,198
Premises and equipment expense$411,0001,427
Additional noninterest expense$967,0001,242
Pre-tax net operating income$2,420,000890
Securities gains (losses)$02,934
Applicable income taxes$910,000789
Income before extraordinary items$1,510,0001,084
Extraordinary gains, net$016
Net income$1,510,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,510,0001,023
2003-12-31 (YTD Data)Rank
Total interest income$19,516,0001,469
Total interest expense$3,413,0002,554
Net interest income$16,103,0001,202
Provision for loan and lease losses$644,0001,757
Total noninterest income$8,417,000748
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,494,000689
Trading account gains and fees$0160
Additional Noninterest Income$5,923,000669
Total noninterest expense$12,975,0001,246
Salaries and employee benefits$7,054,0001,211
Premises and equipment expense$1,658,0001,373
Additional noninterest expense$4,263,0001,180
Pre-tax net operating income$10,901,000796
Securities gains (losses)$04,500
Applicable income taxes$3,766,000771
Income before extraordinary items$7,135,000909
Extraordinary gains, net$054
Net income$7,135,000911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$527,0001,549
Cash dividends$5,750,000560
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,135,000851
2003-09-30 (YTD Data)Rank
Total interest income$14,587,0001,502
Total interest expense$2,716,0002,517
Net interest income$11,871,0001,230
Provision for loan and lease losses$455,0001,790
Total noninterest income$6,388,000772
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,766,000729
Trading account gains and fees$0153
Additional Noninterest Income$4,622,000676
Total noninterest expense$9,571,0001,277
Salaries and employee benefits$5,163,0001,258
Premises and equipment expense$1,247,0001,379
Additional noninterest expense$3,161,0001,198
Pre-tax net operating income$8,233,000823
Securities gains (losses)$04,204
Applicable income taxes$3,083,000756
Income before extraordinary items$5,150,000977
Extraordinary gains, net$040
Net income$5,150,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,705
Cash dividends$3,750,000605
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,150,000913
2003-06-30 (YTD Data)Rank
Total interest income$9,721,0001,519
Total interest expense$1,930,0002,455
Net interest income$7,791,0001,253
Provision for loan and lease losses$300,0001,769
Total noninterest income$3,614,000857
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,188,000716
Trading account gains and fees$0150
Additional Noninterest Income$2,426,000802
Total noninterest expense$6,240,0001,305
Salaries and employee benefits$3,345,0001,296
Premises and equipment expense$820,0001,400
Additional noninterest expense$2,075,0001,209
Pre-tax net operating income$4,865,000909
Securities gains (losses)$03,782
Applicable income taxes$1,806,000848
Income before extraordinary items$3,059,0001,094
Extraordinary gains, net$030
Net income$3,059,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,053
Cash dividends$3,050,000502
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,059,0001,014
2003-03-31 (YTD Data)Rank
Total interest income$4,860,0001,530
Total interest expense$1,025,0002,381
Net interest income$3,835,0001,276
Provision for loan and lease losses$153,0001,654
Total noninterest income$1,673,000899
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$581,000712
Trading account gains and fees$0134
Additional Noninterest Income$1,092,000847
Total noninterest expense$3,135,0001,293
Salaries and employee benefits$1,661,0001,310
Premises and equipment expense$428,0001,349
Additional noninterest expense$1,046,0001,168
Pre-tax net operating income$2,220,000993
Securities gains (losses)$02,891
Applicable income taxes$832,000927
Income before extraordinary items$1,388,0001,197
Extraordinary gains, net$021
Net income$1,388,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,943
Cash dividends$1,350,000527
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,388,0001,115
2002-12-31 (YTD Data)Rank
Total interest income$20,985,0001,466
Total interest expense$5,272,0002,136
Net interest income$15,713,0001,226
Provision for loan and lease losses$560,0002,185
Total noninterest income$6,591,000830
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,282,000704
Trading account gains and fees$0153
Additional Noninterest Income$4,309,000774
Total noninterest expense$11,809,0001,305
Salaries and employee benefits$6,259,0001,304
Premises and equipment expense$1,705,0001,286
Additional noninterest expense$3,845,0001,258
Pre-tax net operating income$9,935,000878
Securities gains (losses)$04,537
Applicable income taxes$3,594,000792
Income before extraordinary items$6,341,000987
Extraordinary gains, net$070
Net income$6,341,000989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0002,008
Cash dividends$6,050,000530
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,341,000946
2001-12-31 (YTD Data)Rank
Total interest income$26,974,0001,273
Total interest expense$10,742,0001,515
Net interest income$16,232,0001,099
Provision for loan and lease losses$1,044,0001,205
Total noninterest income$5,585,000897
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,235,000664
Trading account gains and fees$0177
Additional Noninterest Income$3,350,000874
Total noninterest expense$10,755,0001,363
Salaries and employee benefits$5,850,0001,275
Premises and equipment expense$1,466,0001,473
Additional noninterest expense$3,439,0001,360
Pre-tax net operating income$10,018,000765
Securities gains (losses)$04,612
Applicable income taxes$3,768,000689
Income before extraordinary items$6,250,000880
Extraordinary gains, net$0105
Net income$6,250,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$771,0001,132
Cash dividends$4,900,000628
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,250,000839
2000-12-31 (YTD Data)Rank
Total interest income$29,774,0001,182
Total interest expense$12,870,0001,350
Net interest income$16,904,0001,040
Provision for loan and lease losses$1,265,000873
Total noninterest income$5,056,000923
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,937,000700
Trading account gains and fees$0180
Additional Noninterest Income$3,119,000843
Total noninterest expense$10,796,0001,278
Salaries and employee benefits$5,479,0001,291
Premises and equipment expense$1,382,0001,507
Additional noninterest expense$3,935,0001,164
Pre-tax net operating income$9,899,000787
Securities gains (losses)$01,956
Applicable income taxes$3,664,000695
Income before extraordinary items$6,235,000851
Extraordinary gains, net$038
Net income$6,235,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,392
Cash dividends$4,300,000710
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,235,000847
1999-12-31 (YTD Data)Rank
Total interest income$25,691,0001,269
Total interest expense$10,859,0001,378
Net interest income$14,832,0001,186
Provision for loan and lease losses$642,0001,419
Total noninterest income$4,793,000978
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,401,000941
Trading account gains and fees$0173
Additional Noninterest Income$3,392,000828
Total noninterest expense$9,898,0001,402
Salaries and employee benefits$5,231,0001,324
Premises and equipment expense$1,326,0001,550
Additional noninterest expense$3,341,0001,380
Pre-tax net operating income$9,085,000907
Securities gains (losses)$03,155
Applicable income taxes$3,380,000795
Income before extraordinary items$5,705,000972
Extraordinary gains, net$-39,00010,173
Net income$5,666,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$593,0001,060
Cash dividends$5,250,000626
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,705,000962
1998-12-31 (YTD Data)Rank
Total interest income$25,026,0001,293
Total interest expense$11,159,0001,385
Net interest income$13,867,0001,223
Provision for loan and lease losses$670,0001,368
Total noninterest income$5,068,000933
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,438,000858
Trading account gains and fees$0224
Additional Noninterest Income$3,630,000798
Total noninterest expense$9,366,0001,409
Salaries and employee benefits$5,012,0001,307
Premises and equipment expense$1,296,0001,517
Additional noninterest expense$3,058,0001,424
Pre-tax net operating income$8,899,000889
Securities gains (losses)$04,449
Applicable income taxes$3,317,000797
Income before extraordinary items$5,582,000967
Extraordinary gains, net$032
Net income$5,582,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,486
Cash dividends$2,900,0001,015
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,582,000936
1997-12-31 (YTD Data)Rank
Total interest income$22,929,0001,432
Total interest expense$9,651,0001,604
Net interest income$13,278,0001,307
Provision for loan and lease losses$418,0002,037
Total noninterest income$3,818,0001,109
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,276,000986
Trading account gains and fees$0239
Additional Noninterest Income$2,542,000936
Total noninterest expense$8,525,0001,540
Salaries and employee benefits$4,510,0001,453
Premises and equipment expense$1,238,0001,570
Additional noninterest expense$2,777,0001,545
Pre-tax net operating income$8,153,0001,009
Securities gains (losses)$03,944
Applicable income taxes$3,045,000919
Income before extraordinary items$5,108,0001,081
Extraordinary gains, net$044
Net income$5,108,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,828
Cash dividends$4,000,000738
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,108,0001,049
1996-12-31 (YTD Data)Rank
Total interest income$21,774,0001,535
Total interest expense$9,089,0001,743
Net interest income$12,685,0001,413
Provision for loan and lease losses$530,0001,661
Total noninterest income$3,138,0001,317
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,211,0001,088
Trading account gains and fees$0262
Additional Noninterest Income$1,927,0001,182
Total noninterest expense$7,800,0001,818
Salaries and employee benefits$4,273,0001,555
Premises and equipment expense$1,202,0001,692
Additional noninterest expense$2,325,0002,150
Pre-tax net operating income$7,493,0001,011
Securities gains (losses)$04,148
Applicable income taxes$2,801,000924
Income before extraordinary items$4,692,0001,100
Extraordinary gains, net$053
Net income$4,692,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0002,045
Cash dividends$3,050,000937
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,692,0001,083
1995-12-31 (YTD Data)Rank
Total interest income$20,555,0001,651
Total interest expense$8,289,0001,902
Net interest income$12,266,0001,465
Provision for loan and lease losses$438,0001,744
Total noninterest income$2,424,0001,580
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,142,0001,167
Trading account gains and fees$0522
Additional Noninterest Income$1,282,0001,523
Total noninterest expense$6,955,0001,983
Salaries and employee benefits$3,652,0001,813
Premises and equipment expense$1,039,0001,961
Additional noninterest expense$2,264,0002,178
Pre-tax net operating income$7,297,0001,073
Securities gains (losses)$03,831
Applicable income taxes$2,718,000983
Income before extraordinary items$4,579,0001,151
Extraordinary gains, net$065
Net income$4,579,0001,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,435
Cash dividends$3,600,000819
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,579,0001,129
1994-12-31 (YTD Data)Rank
Total interest income$16,593,0001,853
Total interest expense$5,624,0002,212
Net interest income$10,969,0001,647
Provision for loan and lease losses$246,0002,633
Total noninterest income$2,216,0001,704
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$978,0001,371
Trading account gains and fees$0475
Additional Noninterest Income$1,238,0001,594
Total noninterest expense$6,738,0002,105
Salaries and employee benefits$3,248,0002,032
Premises and equipment expense$937,0002,154
Additional noninterest expense$2,553,0002,106
Pre-tax net operating income$6,201,0001,211
Securities gains (losses)$03,600
Applicable income taxes$2,282,0001,071
Income before extraordinary items$3,919,0001,286
Extraordinary gains, net$0249
Net income$3,919,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,175
Cash dividends$2,400,000953
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,919,0001,298
1993-12-31 (YTD Data)Rank
Total interest income$13,689,0002,268
Total interest expense$4,824,0002,660
Net interest income$8,865,0002,040
Provision for loan and lease losses$629,0001,789
Total noninterest income$2,711,0001,581
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$881,0001,547
Trading account gains and fees$0532
Additional Noninterest Income$1,830,0001,338
Total noninterest expense$6,173,0002,330
Salaries and employee benefits$2,877,0002,320
Premises and equipment expense$842,0002,427
Additional noninterest expense$2,454,0002,272
Pre-tax net operating income$4,774,0001,471
Securities gains (losses)$-1,00012,247
Applicable income taxes$1,725,0001,376
Income before extraordinary items$3,048,0001,660
Extraordinary gains, net$03,149
Net income$3,048,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$585,0001,611
Cash dividends$2,600,000803
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,048,6401,570
1992-12-31 (YTD Data)Rank
Total interest income$13,596,0002,595
Total interest expense$5,596,0002,972
Net interest income$8,000,0002,273
Provision for loan and lease losses$870,0002,036
Total noninterest income$2,375,0001,720
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$746,0001,818
Trading account gains and fees$0504
Additional Noninterest Income$1,629,0001,434
Total noninterest expense$5,865,0002,473
Salaries and employee benefits$2,744,0002,361
Premises and equipment expense$822,0002,518
Additional noninterest expense$2,299,0002,491
Pre-tax net operating income$3,640,0001,697
Securities gains (losses)$4,0007,235
Applicable income taxes$1,163,0001,812
Income before extraordinary items$2,481,0001,835
Extraordinary gains, net$01,422
Net income$2,481,0001,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$916,0001,651
Cash dividends$2,200,000773
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,478,2801,690

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.