Home > Central Bank of Jefferson County > Income and Expense
Central Bank of Jefferson County, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 3,252 |
| Total interest expense | $168,000 | 3,164 |
| Net interest income | $1,484,000 | 3,223 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $221,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $94,000 | 2,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,147 |
| Total noninterest expense | $1,348,000 | 3,028 |
| Salaries and employee benefits | $642,000 | 3,343 |
| Premises and equipment expense | $255,000 | 2,115 |
| Additional noninterest expense | $451,000 | 2,872 |
| Pre-tax net operating income | $357,000 | 3,589 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $105,000 | 2,395 |
| Income before extraordinary items | $252,000 | 3,858 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $252,000 | 3,856 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $252,000 | 3,858 |
| Net charge-offs | $-16,000 | 5,175 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $252,000 | 3,839 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 3,251 |
| Total interest expense | $757,000 | 2,889 |
| Net interest income | $5,774,000 | 3,262 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,279,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $357,000 | 2,654 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $922,000 | 2,490 |
| Total noninterest expense | $5,537,000 | 2,987 |
| Salaries and employee benefits | $2,642,000 | 3,303 |
| Premises and equipment expense | $1,076,000 | 2,021 |
| Additional noninterest expense | $1,819,000 | 2,940 |
| Pre-tax net operating income | $1,516,000 | 3,500 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $471,000 | 2,304 |
| Income before extraordinary items | $1,045,000 | 3,826 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,045,000 | 3,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,045,000 | 3,825 |
| Net charge-offs | $43,000 | 3,247 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,045,000 | 3,778 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 3,280 |
| Total interest expense | $584,000 | 2,866 |
| Net interest income | $4,278,000 | 3,303 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $949,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $249,000 | 2,786 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $700,000 | 2,489 |
| Total noninterest expense | $4,200,000 | 2,971 |
| Salaries and employee benefits | $1,941,000 | 3,326 |
| Premises and equipment expense | $808,000 | 2,032 |
| Additional noninterest expense | $1,451,000 | 2,811 |
| Pre-tax net operating income | $1,027,000 | 3,681 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $319,000 | 2,449 |
| Income before extraordinary items | $708,000 | 4,025 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $708,000 | 4,023 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $708,000 | 4,025 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $708,000 | 3,949 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 3,294 |
| Total interest expense | $403,000 | 2,813 |
| Net interest income | $2,849,000 | 3,323 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $558,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $157,000 | 2,871 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $401,000 | 2,655 |
| Total noninterest expense | $2,817,000 | 2,971 |
| Salaries and employee benefits | $1,299,000 | 3,340 |
| Premises and equipment expense | $531,000 | 2,061 |
| Additional noninterest expense | $987,000 | 2,785 |
| Pre-tax net operating income | $590,000 | 3,906 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $182,000 | 2,567 |
| Income before extraordinary items | $408,000 | 4,238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $408,000 | 4,234 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $408,000 | 4,236 |
| Net charge-offs | $21,000 | 2,751 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $408,000 | 4,175 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 3,343 |
| Total interest expense | $209,000 | 2,761 |
| Net interest income | $1,387,000 | 3,382 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $308,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $80,000 | 2,824 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $228,000 | 2,453 |
| Total noninterest expense | $1,390,000 | 3,024 |
| Salaries and employee benefits | $632,000 | 3,419 |
| Premises and equipment expense | $272,000 | 2,024 |
| Additional noninterest expense | $486,000 | 2,825 |
| Pre-tax net operating income | $305,000 | 3,828 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $103,000 | 2,435 |
| Income before extraordinary items | $202,000 | 4,220 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $202,000 | 4,217 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $202,000 | 4,219 |
| Net charge-offs | $-19,000 | 5,448 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $202,000 | 4,162 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 3,167 |
| Total interest expense | $968,000 | 2,470 |
| Net interest income | $5,853,000 | 3,233 |
| Provision for loan and lease losses | $23,000 | 4,014 |
| Total noninterest income | $728,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $291,000 | 3,083 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $437,000 | 3,478 |
| Total noninterest expense | $5,414,000 | 3,053 |
| Salaries and employee benefits | $2,283,000 | 3,632 |
| Premises and equipment expense | $1,087,000 | 2,044 |
| Additional noninterest expense | $2,044,000 | 2,753 |
| Pre-tax net operating income | $1,144,000 | 3,909 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $365,000 | 2,494 |
| Income before extraordinary items | $779,000 | 4,288 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $779,000 | 4,286 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $779,000 | 4,288 |
| Net charge-offs | $-143,000 | 5,798 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $779,000 | 4,238 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 3,150 |
| Total interest expense | $740,000 | 2,471 |
| Net interest income | $4,472,000 | 3,230 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $535,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $216,000 | 3,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $319,000 | 3,523 |
| Total noninterest expense | $4,093,000 | 3,073 |
| Salaries and employee benefits | $1,722,000 | 3,633 |
| Premises and equipment expense | $820,000 | 2,056 |
| Additional noninterest expense | $1,551,000 | 2,718 |
| Pre-tax net operating income | $914,000 | 3,885 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $290,000 | 2,512 |
| Income before extraordinary items | $624,000 | 4,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $624,000 | 4,270 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $624,000 | 4,272 |
| Net charge-offs | $-194,000 | 5,954 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $624,000 | 4,215 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 3,103 |
| Total interest expense | $501,000 | 2,461 |
| Net interest income | $3,056,000 | 3,181 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $348,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $142,000 | 3,126 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 3,592 |
| Total noninterest expense | $2,721,000 | 3,096 |
| Salaries and employee benefits | $1,125,000 | 3,701 |
| Premises and equipment expense | $555,000 | 2,042 |
| Additional noninterest expense | $1,041,000 | 2,718 |
| Pre-tax net operating income | $683,000 | 3,690 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $216,000 | 2,406 |
| Income before extraordinary items | $467,000 | 4,082 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 4,083 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $467,000 | 4,084 |
| Net charge-offs | $-117,000 | 5,954 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $467,000 | 4,016 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 3,169 |
| Total interest expense | $253,000 | 2,461 |
| Net interest income | $1,480,000 | 3,254 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $156,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $75,000 | 2,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 3,898 |
| Total noninterest expense | $1,287,000 | 3,218 |
| Salaries and employee benefits | $517,000 | 3,903 |
| Premises and equipment expense | $270,000 | 2,122 |
| Additional noninterest expense | $500,000 | 2,796 |
| Pre-tax net operating income | $349,000 | 3,637 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $108,000 | 2,375 |
| Income before extraordinary items | $241,000 | 4,014 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $241,000 | 4,019 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $241,000 | 4,018 |
| Net charge-offs | $-70,000 | 6,040 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $241,000 | 3,936 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 3,196 |
| Total interest expense | $1,248,000 | 2,190 |
| Net interest income | $5,703,000 | 3,360 |
| Provision for loan and lease losses | $81,000 | 3,402 |
| Total noninterest income | $439,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $315,000 | 3,114 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $124,000 | 5,052 |
| Total noninterest expense | $5,348,000 | 3,170 |
| Salaries and employee benefits | $2,094,000 | 3,894 |
| Premises and equipment expense | $1,058,000 | 2,146 |
| Additional noninterest expense | $2,196,000 | 2,671 |
| Pre-tax net operating income | $713,000 | 4,630 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $175,000 | 3,057 |
| Income before extraordinary items | $538,000 | 4,834 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $538,000 | 4,833 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $538,000 | 4,834 |
| Net charge-offs | $526,000 | 1,413 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $538,000 | 4,783 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 3,266 |
| Total interest expense | $954,000 | 2,188 |
| Net interest income | $4,171,000 | 3,438 |
| Provision for loan and lease losses | $66,000 | 3,212 |
| Total noninterest income | $272,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $222,000 | 3,257 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $50,000 | 5,623 |
| Total noninterest expense | $4,021,000 | 3,178 |
| Salaries and employee benefits | $1,557,000 | 3,924 |
| Premises and equipment expense | $834,000 | 2,073 |
| Additional noninterest expense | $1,630,000 | 2,707 |
| Pre-tax net operating income | $356,000 | 5,175 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $66,000 | 3,520 |
| Income before extraordinary items | $290,000 | 5,271 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $290,000 | 5,271 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $290,000 | 5,273 |
| Net charge-offs | $289,000 | 1,636 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $290,000 | 5,227 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 3,306 |
| Total interest expense | $650,000 | 2,176 |
| Net interest income | $2,721,000 | 3,484 |
| Provision for loan and lease losses | $66,000 | 2,712 |
| Total noninterest income | $248,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $148,000 | 3,256 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $100,000 | 4,561 |
| Total noninterest expense | $2,734,000 | 3,144 |
| Salaries and employee benefits | $1,036,000 | 3,945 |
| Premises and equipment expense | $579,000 | 2,018 |
| Additional noninterest expense | $1,119,000 | 2,638 |
| Pre-tax net operating income | $169,000 | 5,458 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $19,000 | 3,883 |
| Income before extraordinary items | $150,000 | 5,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $150,000 | 5,469 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $150,000 | 5,470 |
| Net charge-offs | $165,000 | 1,760 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $150,000 | 5,429 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 3,337 |
| Total interest expense | $330,000 | 2,191 |
| Net interest income | $1,339,000 | 3,530 |
| Provision for loan and lease losses | $14,000 | 3,260 |
| Total noninterest income | $100,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $71,000 | 3,306 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $29,000 | 5,193 |
| Total noninterest expense | $1,393,000 | 3,134 |
| Salaries and employee benefits | $511,000 | 4,022 |
| Premises and equipment expense | $302,000 | 1,972 |
| Additional noninterest expense | $580,000 | 2,561 |
| Pre-tax net operating income | $32,000 | 5,917 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-4,000 | 6,408 |
| Income before extraordinary items | $36,000 | 5,865 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 5,866 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $36,000 | 5,867 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $36,000 | 5,829 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,101,000 | 3,212 |
| Total interest expense | $1,485,000 | 2,187 |
| Net interest income | $5,616,000 | 3,419 |
| Provision for loan and lease losses | $247,000 | 2,709 |
| Total noninterest income | $629,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $321,000 | 3,235 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $308,000 | 4,054 |
| Total noninterest expense | $5,354,000 | 3,241 |
| Salaries and employee benefits | $2,134,000 | 3,937 |
| Premises and equipment expense | $1,162,000 | 1,975 |
| Additional noninterest expense | $2,058,000 | 2,902 |
| Pre-tax net operating income | $644,000 | 4,713 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $152,000 | 3,141 |
| Income before extraordinary items | $492,000 | 4,925 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $492,000 | 4,928 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $492,000 | 4,928 |
| Net charge-offs | $630,000 | 1,749 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $492,000 | 4,868 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,252 |
| Total interest expense | $1,133,000 | 2,210 |
| Net interest income | $4,162,000 | 3,471 |
| Provision for loan and lease losses | $260,000 | 2,241 |
| Total noninterest income | $416,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $243,000 | 3,233 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $173,000 | 4,505 |
| Total noninterest expense | $4,096,000 | 3,197 |
| Salaries and employee benefits | $1,603,000 | 3,935 |
| Premises and equipment expense | $860,000 | 2,009 |
| Additional noninterest expense | $1,633,000 | 2,785 |
| Pre-tax net operating income | $222,000 | 5,610 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $19,000 | 4,120 |
| Income before extraordinary items | $203,000 | 5,627 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $203,000 | 5,628 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $203,000 | 5,628 |
| Net charge-offs | $352,000 | 1,956 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $203,000 | 5,558 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 3,254 |
| Total interest expense | $770,000 | 2,219 |
| Net interest income | $2,766,000 | 3,481 |
| Provision for loan and lease losses | $195,000 | 2,161 |
| Total noninterest income | $309,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $158,000 | 3,253 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,202 |
| Total noninterest expense | $2,775,000 | 3,173 |
| Salaries and employee benefits | $1,072,000 | 3,959 |
| Premises and equipment expense | $608,000 | 1,903 |
| Additional noninterest expense | $1,095,000 | 2,758 |
| Pre-tax net operating income | $105,000 | 5,790 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $102,000 | 5,838 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $102,000 | 5,840 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $102,000 | 5,840 |
| Net charge-offs | $381,000 | 1,478 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $102,000 | 5,749 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 3,280 |
| Total interest expense | $391,000 | 2,247 |
| Net interest income | $1,381,000 | 3,500 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $123,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $77,000 | 3,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,816 |
| Total noninterest expense | $1,428,000 | 3,134 |
| Salaries and employee benefits | $552,000 | 3,918 |
| Premises and equipment expense | $319,000 | 1,867 |
| Additional noninterest expense | $557,000 | 2,717 |
| Pre-tax net operating income | $76,000 | 5,560 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $64,000 | 5,668 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $64,000 | 5,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $64,000 | 5,670 |
| Net charge-offs | $155,000 | 1,552 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $64,000 | 5,567 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,469,000 | 3,290 |
| Total interest expense | $1,621,000 | 2,560 |
| Net interest income | $5,848,000 | 3,431 |
| Provision for loan and lease losses | $1,189,000 | 1,597 |
| Total noninterest income | $1,582,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $346,000 | 3,206 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,236,000 | 2,100 |
| Total noninterest expense | $5,531,000 | 3,221 |
| Salaries and employee benefits | $2,135,000 | 3,980 |
| Premises and equipment expense | $1,257,000 | 1,872 |
| Additional noninterest expense | $2,139,000 | 2,927 |
| Pre-tax net operating income | $710,000 | 4,496 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $172,000 | 3,116 |
| Income before extraordinary items | $538,000 | 4,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $538,000 | 4,841 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $538,000 | 4,842 |
| Net charge-offs | $1,026,000 | 1,792 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $538,000 | 4,660 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 3,328 |
| Total interest expense | $1,207,000 | 2,662 |
| Net interest income | $4,458,000 | 3,450 |
| Provision for loan and lease losses | $1,081,000 | 1,355 |
| Total noninterest income | $1,027,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $257,000 | 3,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $770,000 | 2,318 |
| Total noninterest expense | $4,175,000 | 3,232 |
| Salaries and employee benefits | $1,583,000 | 4,020 |
| Premises and equipment expense | $992,000 | 1,800 |
| Additional noninterest expense | $1,600,000 | 2,944 |
| Pre-tax net operating income | $229,000 | 5,585 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $22,000 | 4,128 |
| Income before extraordinary items | $207,000 | 5,691 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $207,000 | 5,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $207,000 | 5,690 |
| Net charge-offs | $977,000 | 1,496 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $207,000 | 5,510 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 3,297 |
| Total interest expense | $803,000 | 2,762 |
| Net interest income | $3,049,000 | 3,395 |
| Provision for loan and lease losses | $741,000 | 1,370 |
| Total noninterest income | $638,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $173,000 | 3,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $465,000 | 2,427 |
| Total noninterest expense | $2,790,000 | 3,245 |
| Salaries and employee benefits | $1,040,000 | 4,067 |
| Premises and equipment expense | $665,000 | 1,781 |
| Additional noninterest expense | $1,085,000 | 2,922 |
| Pre-tax net operating income | $156,000 | 5,560 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $15,000 | 4,095 |
| Income before extraordinary items | $141,000 | 5,687 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $141,000 | 5,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $141,000 | 5,686 |
| Net charge-offs | $977,000 | 1,153 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $141,000 | 5,506 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 3,270 |
| Total interest expense | $403,000 | 2,852 |
| Net interest income | $1,556,000 | 3,353 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $329,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $83,000 | 3,304 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $246,000 | 2,364 |
| Total noninterest expense | $1,398,000 | 3,231 |
| Salaries and employee benefits | $512,000 | 4,142 |
| Premises and equipment expense | $339,000 | 1,746 |
| Additional noninterest expense | $547,000 | 2,875 |
| Pre-tax net operating income | $262,000 | 4,081 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $72,000 | 2,737 |
| Income before extraordinary items | $190,000 | 4,463 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $190,000 | 4,466 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $190,000 | 4,466 |
| Net charge-offs | $433,000 | 1,191 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $190,000 | 4,318 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,347,000 | 3,211 |
| Total interest expense | $1,936,000 | 2,842 |
| Net interest income | $6,411,000 | 3,294 |
| Provision for loan and lease losses | $1,443,000 | 1,944 |
| Total noninterest income | $1,484,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $396,000 | 3,046 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,088,000 | 2,022 |
| Total noninterest expense | $6,132,000 | 3,002 |
| Salaries and employee benefits | $2,025,000 | 4,143 |
| Premises and equipment expense | $1,399,000 | 1,773 |
| Additional noninterest expense | $2,708,000 | 2,429 |
| Pre-tax net operating income | $320,000 | 5,184 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $284,000 | 5,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $284,000 | 5,306 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $284,000 | 5,306 |
| Net charge-offs | $1,298,000 | 2,062 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $284,000 | 5,190 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 3,211 |
| Total interest expense | $1,497,000 | 2,873 |
| Net interest income | $4,843,000 | 3,298 |
| Provision for loan and lease losses | $929,000 | 2,052 |
| Total noninterest income | $875,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $301,000 | 3,035 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $574,000 | 2,484 |
| Total noninterest expense | $4,397,000 | 3,113 |
| Salaries and employee benefits | $1,475,000 | 4,219 |
| Premises and equipment expense | $1,042,000 | 1,803 |
| Additional noninterest expense | $1,880,000 | 2,597 |
| Pre-tax net operating income | $392,000 | 4,793 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $81,000 | 3,357 |
| Income before extraordinary items | $311,000 | 5,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 5,002 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $311,000 | 5,002 |
| Net charge-offs | $1,182,000 | 1,740 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $311,000 | 4,892 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 3,205 |
| Total interest expense | $1,023,000 | 2,907 |
| Net interest income | $3,270,000 | 3,274 |
| Provision for loan and lease losses | $518,000 | 2,270 |
| Total noninterest income | $634,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $201,000 | 3,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 2,318 |
| Total noninterest expense | $2,996,000 | 3,105 |
| Salaries and employee benefits | $982,000 | 4,254 |
| Premises and equipment expense | $700,000 | 1,807 |
| Additional noninterest expense | $1,314,000 | 2,528 |
| Pre-tax net operating income | $390,000 | 4,245 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $101,000 | 2,857 |
| Income before extraordinary items | $289,000 | 4,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 4,494 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $289,000 | 4,496 |
| Net charge-offs | $196,000 | 3,139 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $289,000 | 4,425 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 3,238 |
| Total interest expense | $531,000 | 2,900 |
| Net interest income | $1,606,000 | 3,300 |
| Provision for loan and lease losses | $350,000 | 1,781 |
| Total noninterest income | $250,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $98,000 | 3,019 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 2,879 |
| Total noninterest expense | $1,585,000 | 2,953 |
| Salaries and employee benefits | $503,000 | 4,213 |
| Premises and equipment expense | $371,000 | 1,738 |
| Additional noninterest expense | $711,000 | 2,334 |
| Pre-tax net operating income | $-79,000 | 6,634 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-22,000 | 7,087 |
| Income before extraordinary items | $-57,000 | 6,601 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-57,000 | 6,601 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-57,000 | 6,601 |
| Net charge-offs | $125,000 | 2,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-57,000 | 6,592 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 3,320 |
| Total interest expense | $3,020,000 | 2,590 |
| Net interest income | $5,661,000 | 3,634 |
| Provision for loan and lease losses | $1,352,000 | 2,605 |
| Total noninterest income | $1,479,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $300,000 | 3,635 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,179,000 | 1,979 |
| Total noninterest expense | $6,596,000 | 2,870 |
| Salaries and employee benefits | $2,182,000 | 3,981 |
| Premises and equipment expense | $1,512,000 | 1,701 |
| Additional noninterest expense | $2,902,000 | 2,344 |
| Pre-tax net operating income | $-808,000 | 6,393 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-336,000 | 7,081 |
| Income before extraordinary items | $-472,000 | 6,352 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-472,000 | 6,353 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-472,000 | 6,353 |
| Net charge-offs | $1,613,000 | 2,099 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-472,000 | 6,303 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,479,000 | 3,401 |
| Total interest expense | $2,373,000 | 2,578 |
| Net interest income | $4,106,000 | 3,760 |
| Provision for loan and lease losses | $1,323,000 | 2,157 |
| Total noninterest income | $1,059,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $222,000 | 3,728 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $837,000 | 2,022 |
| Total noninterest expense | $5,087,000 | 2,795 |
| Salaries and employee benefits | $1,639,000 | 4,015 |
| Premises and equipment expense | $1,135,000 | 1,720 |
| Additional noninterest expense | $2,313,000 | 2,211 |
| Pre-tax net operating income | $-1,245,000 | 6,863 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-474,000 | 7,361 |
| Income before extraordinary items | $-771,000 | 6,810 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-771,000 | 6,809 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-771,000 | 6,810 |
| Net charge-offs | $1,361,000 | 1,868 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-771,000 | 6,762 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 3,448 |
| Total interest expense | $1,636,000 | 2,597 |
| Net interest income | $2,685,000 | 3,823 |
| Provision for loan and lease losses | $420,000 | 3,121 |
| Total noninterest income | $751,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $151,000 | 3,682 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $600,000 | 1,856 |
| Total noninterest expense | $3,467,000 | 2,750 |
| Salaries and employee benefits | $1,052,000 | 4,146 |
| Premises and equipment expense | $758,000 | 1,740 |
| Additional noninterest expense | $1,657,000 | 2,069 |
| Pre-tax net operating income | $-451,000 | 6,710 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-181,000 | 7,305 |
| Income before extraordinary items | $-270,000 | 6,655 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-270,000 | 6,657 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-270,000 | 6,656 |
| Net charge-offs | $1,037,000 | 1,687 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-270,000 | 6,603 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 3,517 |
| Total interest expense | $844,000 | 2,646 |
| Net interest income | $1,307,000 | 3,918 |
| Provision for loan and lease losses | $362,000 | 2,181 |
| Total noninterest income | $610,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $79,000 | 3,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $531,000 | 1,235 |
| Total noninterest expense | $1,879,000 | 2,599 |
| Salaries and employee benefits | $558,000 | 4,023 |
| Premises and equipment expense | $385,000 | 1,760 |
| Additional noninterest expense | $936,000 | 1,841 |
| Pre-tax net operating income | $-324,000 | 6,997 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-123,000 | 7,483 |
| Income before extraordinary items | $-201,000 | 6,930 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-201,000 | 6,931 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-201,000 | 6,930 |
| Net charge-offs | $809,000 | 1,186 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-201,000 | 6,892 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,145,000 | 3,767 |
| Total interest expense | $4,446,000 | 2,509 |
| Net interest income | $3,699,000 | 4,808 |
| Provision for loan and lease losses | $847,000 | 3,772 |
| Total noninterest income | $1,147,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $271,000 | 4,072 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $876,000 | 2,320 |
| Total noninterest expense | $7,326,000 | 2,684 |
| Salaries and employee benefits | $3,077,000 | 3,097 |
| Premises and equipment expense | $1,584,000 | 1,703 |
| Additional noninterest expense | $2,665,000 | 2,601 |
| Pre-tax net operating income | $-3,327,000 | 6,953 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,162,000 | 7,333 |
| Income before extraordinary items | $-2,165,000 | 6,803 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,165,000 | 6,801 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,165,000 | 6,801 |
| Net charge-offs | $1,276,000 | 2,563 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,165,000 | 6,791 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 3,855 |
| Total interest expense | $3,419,000 | 2,557 |
| Net interest income | $2,600,000 | 5,010 |
| Provision for loan and lease losses | $769,000 | 3,158 |
| Total noninterest income | $1,038,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $191,000 | 4,216 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $847,000 | 2,054 |
| Total noninterest expense | $5,842,000 | 2,531 |
| Salaries and employee benefits | $2,383,000 | 3,053 |
| Premises and equipment expense | $1,249,000 | 1,629 |
| Additional noninterest expense | $2,210,000 | 2,356 |
| Pre-tax net operating income | $-2,973,000 | 7,284 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,039,000 | 7,567 |
| Income before extraordinary items | $-1,934,000 | 7,148 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,934,000 | 7,148 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,934,000 | 7,147 |
| Net charge-offs | $764,000 | 2,533 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,934,000 | 7,145 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 3,907 |
| Total interest expense | $2,342,000 | 2,593 |
| Net interest income | $1,652,000 | 5,128 |
| Provision for loan and lease losses | $554,000 | 2,825 |
| Total noninterest income | $741,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $110,000 | 4,466 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $631,000 | 1,928 |
| Total noninterest expense | $3,948,000 | 2,530 |
| Salaries and employee benefits | $1,599,000 | 3,073 |
| Premises and equipment expense | $858,000 | 1,625 |
| Additional noninterest expense | $1,491,000 | 2,348 |
| Pre-tax net operating income | $-2,109,000 | 7,410 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-733,000 | 7,680 |
| Income before extraordinary items | $-1,376,000 | 7,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,376,000 | 7,291 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,376,000 | 7,290 |
| Net charge-offs | $534,000 | 2,275 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,376,000 | 7,291 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 4,032 |
| Total interest expense | $1,165,000 | 2,698 |
| Net interest income | $773,000 | 5,320 |
| Provision for loan and lease losses | $335,000 | 2,180 |
| Total noninterest income | $322,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $272,000 | 2,091 |
| Total noninterest expense | $1,798,000 | 2,679 |
| Salaries and employee benefits | $751,000 | 3,271 |
| Premises and equipment expense | $447,000 | 1,590 |
| Additional noninterest expense | $600,000 | 2,566 |
| Pre-tax net operating income | $-1,038,000 | 7,644 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-361,000 | 7,841 |
| Income before extraordinary items | $-677,000 | 7,572 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-677,000 | 7,573 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-677,000 | 7,573 |
| Net charge-offs | $193,000 | 2,172 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-677,000 | 7,557 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,689,000 | 3,897 |
| Total interest expense | $5,161,000 | 2,890 |
| Net interest income | $3,528,000 | 4,956 |
| Provision for loan and lease losses | $972,000 | 2,751 |
| Total noninterest income | $2,803,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 5,047 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,629,000 | 1,076 |
| Total noninterest expense | $8,963,000 | 2,140 |
| Salaries and employee benefits | $3,611,000 | 2,747 |
| Premises and equipment expense | $2,005,000 | 1,374 |
| Additional noninterest expense | $3,347,000 | 1,830 |
| Pre-tax net operating income | $-3,604,000 | 7,684 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,248,000 | 7,782 |
| Income before extraordinary items | $-2,356,000 | 7,476 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,356,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 2,442 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,356,000 | 7,567 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 3,909 |
| Total interest expense | $3,940,000 | 2,939 |
| Net interest income | $2,674,000 | 4,953 |
| Provision for loan and lease losses | $511,000 | 2,699 |
| Total noninterest income | $2,559,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $157,000 | 4,733 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,402,000 | 967 |
| Total noninterest expense | $7,183,000 | 1,997 |
| Salaries and employee benefits | $3,034,000 | 2,515 |
| Premises and equipment expense | $1,651,000 | 1,247 |
| Additional noninterest expense | $2,498,000 | 1,777 |
| Pre-tax net operating income | $-2,461,000 | 7,939 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-851,000 | 8,008 |
| Income before extraordinary items | $-1,610,000 | 7,752 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,610,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 2,238 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,610,000 | 7,837 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 3,889 |
| Total interest expense | $2,730,000 | 2,949 |
| Net interest income | $1,819,000 | 4,907 |
| Provision for loan and lease losses | $274,000 | 2,686 |
| Total noninterest income | $634,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $525,000 | 2,173 |
| Total noninterest expense | $4,637,000 | 2,066 |
| Salaries and employee benefits | $1,969,000 | 2,608 |
| Premises and equipment expense | $1,091,000 | 1,254 |
| Additional noninterest expense | $1,577,000 | 1,837 |
| Pre-tax net operating income | $-2,458,000 | 8,206 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-849,000 | 8,255 |
| Income before extraordinary items | $-1,609,000 | 8,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,609,000 | 8,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,662 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,609,000 | 8,160 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 3,836 |
| Total interest expense | $1,470,000 | 2,931 |
| Net interest income | $910,000 | 4,916 |
| Provision for loan and lease losses | $215,000 | 1,749 |
| Total noninterest income | $465,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $416,000 | 1,586 |
| Total noninterest expense | $2,323,000 | 2,063 |
| Salaries and employee benefits | $1,008,000 | 2,568 |
| Premises and equipment expense | $495,000 | 1,408 |
| Additional noninterest expense | $820,000 | 1,736 |
| Pre-tax net operating income | $-1,163,000 | 8,298 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-400,000 | 8,341 |
| Income before extraordinary items | $-763,000 | 8,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-763,000 | 8,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 898 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-763,000 | 8,249 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,871,000 | 3,318 |
| Total interest expense | $7,443,000 | 2,476 |
| Net interest income | $4,428,000 | 4,333 |
| Provision for loan and lease losses | $870,000 | 1,584 |
| Total noninterest income | $2,477,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $194,000 | 4,967 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,283,000 | 1,251 |
| Total noninterest expense | $10,115,000 | 1,826 |
| Salaries and employee benefits | $4,776,000 | 2,115 |
| Premises and equipment expense | $1,995,000 | 1,328 |
| Additional noninterest expense | $3,344,000 | 1,670 |
| Pre-tax net operating income | $-4,080,000 | 8,423 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,408,000 | 8,436 |
| Income before extraordinary items | $-2,672,000 | 8,386 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,672,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $918,000 | 1,094 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,672,000 | 8,376 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,951,000 | 3,303 |
| Total interest expense | $5,730,000 | 2,412 |
| Net interest income | $3,221,000 | 4,452 |
| Provision for loan and lease losses | $630,000 | 1,301 |
| Total noninterest income | $2,343,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $138,000 | 5,088 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,205,000 | 1,032 |
| Total noninterest expense | $8,053,000 | 1,713 |
| Salaries and employee benefits | $3,923,000 | 1,917 |
| Premises and equipment expense | $1,458,000 | 1,345 |
| Additional noninterest expense | $2,672,000 | 1,516 |
| Pre-tax net operating income | $-3,119,000 | 8,494 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-1,078,000 | 8,499 |
| Income before extraordinary items | $-2,041,000 | 8,467 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,041,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,815 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,041,000 | 8,456 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 3,359 |
| Total interest expense | $3,775,000 | 2,438 |
| Net interest income | $2,089,000 | 4,563 |
| Provision for loan and lease losses | $549,000 | 951 |
| Total noninterest income | $1,591,000 | 1,599 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $74,000 | 5,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,517,000 | 1,036 |
| Total noninterest expense | $5,256,000 | 1,757 |
| Salaries and employee benefits | $2,562,000 | 1,987 |
| Premises and equipment expense | $942,000 | 1,411 |
| Additional noninterest expense | $1,752,000 | 1,542 |
| Pre-tax net operating income | $-2,125,000 | 8,557 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-739,000 | 8,567 |
| Income before extraordinary items | $-1,386,000 | 8,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,386,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,967 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,386,000 | 8,521 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 3,373 |
| Total interest expense | $1,873,000 | 2,440 |
| Net interest income | $1,027,000 | 4,611 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $811,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $779,000 | 1,009 |
| Total noninterest expense | $2,560,000 | 1,804 |
| Salaries and employee benefits | $1,289,000 | 1,994 |
| Premises and equipment expense | $458,000 | 1,460 |
| Additional noninterest expense | $813,000 | 1,654 |
| Pre-tax net operating income | $-762,000 | 8,569 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-251,000 | 8,579 |
| Income before extraordinary items | $-511,000 | 8,535 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-511,000 | 8,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-511,000 | 8,529 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,090,000 | 3,297 |
| Total interest expense | $6,605,000 | 2,392 |
| Net interest income | $4,485,000 | 4,346 |
| Provision for loan and lease losses | $-400,000 | 8,583 |
| Total noninterest income | $3,380,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $126,000 | 5,816 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,254,000 | 939 |
| Total noninterest expense | $9,599,000 | 1,860 |
| Salaries and employee benefits | $4,620,000 | 2,116 |
| Premises and equipment expense | $1,695,000 | 1,522 |
| Additional noninterest expense | $3,284,000 | 1,607 |
| Pre-tax net operating income | $-1,334,000 | 8,502 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-554,000 | 8,582 |
| Income before extraordinary items | $-780,000 | 8,401 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-780,000 | 8,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,598 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-780,000 | 8,388 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,181,000 | 3,313 |
| Total interest expense | $4,799,000 | 2,400 |
| Net interest income | $3,382,000 | 4,365 |
| Provision for loan and lease losses | $-500,000 | 8,671 |
| Total noninterest income | $2,863,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $97,000 | 5,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,766,000 | 875 |
| Total noninterest expense | $7,268,000 | 1,835 |
| Salaries and employee benefits | $3,542,000 | 2,068 |
| Premises and equipment expense | $1,309,000 | 1,483 |
| Additional noninterest expense | $2,417,000 | 1,633 |
| Pre-tax net operating income | $-523,000 | 8,457 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-293,000 | 8,654 |
| Income before extraordinary items | $-230,000 | 8,339 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-230,000 | 8,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,484 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-230,000 | 8,334 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 3,348 |
| Total interest expense | $3,130,000 | 2,343 |
| Net interest income | $2,160,000 | 4,500 |
| Provision for loan and lease losses | $-500,000 | 8,712 |
| Total noninterest income | $1,139,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 5,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,075,000 | 1,288 |
| Total noninterest expense | $4,901,000 | 1,818 |
| Salaries and employee benefits | $2,423,000 | 2,016 |
| Premises and equipment expense | $868,000 | 1,498 |
| Additional noninterest expense | $1,610,000 | 1,642 |
| Pre-tax net operating income | $-1,102,000 | 8,704 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-386,000 | 8,731 |
| Income before extraordinary items | $-716,000 | 8,650 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-716,000 | 8,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,314 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-716,000 | 8,641 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 3,379 |
| Total interest expense | $1,509,000 | 2,325 |
| Net interest income | $1,048,000 | 4,576 |
| Provision for loan and lease losses | $-500,000 | 8,744 |
| Total noninterest income | $604,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $579,000 | 1,204 |
| Total noninterest expense | $2,517,000 | 1,764 |
| Salaries and employee benefits | $1,254,000 | 1,955 |
| Premises and equipment expense | $449,000 | 1,451 |
| Additional noninterest expense | $814,000 | 1,601 |
| Pre-tax net operating income | $-365,000 | 8,647 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-128,000 | 8,711 |
| Income before extraordinary items | $-237,000 | 8,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-237,000 | 8,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,328 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-237,000 | 8,588 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 3,871 |
| Total interest expense | $4,589,000 | 2,387 |
| Net interest income | $3,089,000 | 5,411 |
| Provision for loan and lease losses | $73,000 | 5,242 |
| Total noninterest income | $1,170,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $80,000 | 6,585 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,090,000 | 2,090 |
| Total noninterest expense | $6,415,000 | 2,588 |
| Salaries and employee benefits | $3,629,000 | 2,518 |
| Premises and equipment expense | $908,000 | 2,576 |
| Additional noninterest expense | $1,878,000 | 2,644 |
| Pre-tax net operating income | $-2,229,000 | 8,773 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-780,000 | 8,790 |
| Income before extraordinary items | $-1,449,000 | 8,736 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,449,000 | 8,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $984,000 | 685 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,449,000 | 8,719 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 4,142 |
| Total interest expense | $3,130,000 | 2,453 |
| Net interest income | $2,028,000 | 5,846 |
| Provision for loan and lease losses | $134,000 | 3,726 |
| Total noninterest income | $838,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $780,000 | 2,162 |
| Total noninterest expense | $3,952,000 | 3,063 |
| Salaries and employee benefits | $2,221,000 | 2,967 |
| Premises and equipment expense | $521,000 | 3,245 |
| Additional noninterest expense | $1,210,000 | 3,019 |
| Pre-tax net operating income | $-1,220,000 | 8,758 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-427,000 | 8,814 |
| Income before extraordinary items | $-793,000 | 8,713 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-793,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 778 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-793,000 | 8,690 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 4,987 |
| Total interest expense | $1,689,000 | 2,760 |
| Net interest income | $873,000 | 7,000 |
| Provision for loan and lease losses | $134,000 | 2,865 |
| Total noninterest income | $431,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $28,000 | 7,031 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $403,000 | 2,526 |
| Total noninterest expense | $2,147,000 | 3,619 |
| Salaries and employee benefits | $1,140,000 | 3,708 |
| Premises and equipment expense | $257,000 | 4,062 |
| Additional noninterest expense | $750,000 | 3,181 |
| Pre-tax net operating income | $-977,000 | 8,777 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-345,000 | 8,819 |
| Income before extraordinary items | $-632,000 | 8,739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-632,000 | 8,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,044 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-632,000 | 8,716 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 2,993 |
| Total interest expense | $1,452,000 | 1,646 |
| Net interest income | $1,047,000 | 4,472 |
| Provision for loan and lease losses | $432,000 | 549 |
| Total noninterest income | $317,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $294,000 | 1,913 |
| Total noninterest expense | $2,313,000 | 1,804 |
| Salaries and employee benefits | $967,000 | 2,357 |
| Premises and equipment expense | $200,000 | 2,883 |
| Additional noninterest expense | $1,146,000 | 1,080 |
| Pre-tax net operating income | $-1,381,000 | 8,908 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-441,000 | 8,910 |
| Income before extraordinary items | $-940,000 | 8,900 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-940,000 | 8,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 426 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-940,000 | 8,888 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,730,000 | 2,647 |
| Total interest expense | $5,910,000 | 1,395 |
| Net interest income | $4,820,000 | 3,912 |
| Provision for loan and lease losses | $1,179,000 | 914 |
| Total noninterest income | $968,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $115,000 | 6,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $853,000 | 2,382 |
| Total noninterest expense | $8,330,000 | 1,924 |
| Salaries and employee benefits | $4,072,000 | 2,128 |
| Premises and equipment expense | $842,000 | 2,667 |
| Additional noninterest expense | $3,416,000 | 1,451 |
| Pre-tax net operating income | $-3,721,000 | 8,945 |
| Securities gains (losses) | $79,000 | 1,404 |
| Applicable income taxes | $-1,337,000 | 8,947 |
| Income before extraordinary items | $-2,305,000 | 8,927 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,305,000 | 8,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,847,000 | 279 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-2,355,560 | 8,914 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,185,000 | 2,572 |
| Total interest expense | $4,519,000 | 1,337 |
| Net interest income | $3,666,000 | 3,859 |
| Provision for loan and lease losses | $880,000 | 885 |
| Total noninterest income | $927,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $91,000 | 6,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $836,000 | 2,016 |
| Total noninterest expense | $6,501,000 | 1,849 |
| Salaries and employee benefits | $3,013,000 | 2,164 |
| Premises and equipment expense | $642,000 | 2,621 |
| Additional noninterest expense | $2,846,000 | 1,299 |
| Pre-tax net operating income | $-2,788,000 | 8,994 |
| Securities gains (losses) | $77,000 | 1,352 |
| Applicable income taxes | $-921,000 | 8,994 |
| Income before extraordinary items | $-1,790,000 | 8,973 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,790,000 | 8,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,625,000 | 232 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,840,820 | 8,965 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 2,545 |
| Total interest expense | $3,070,000 | 1,285 |
| Net interest income | $2,429,000 | 3,873 |
| Provision for loan and lease losses | $650,000 | 778 |
| Total noninterest income | $665,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $602,000 | 1,919 |
| Total noninterest expense | $4,429,000 | 1,802 |
| Salaries and employee benefits | $2,029,000 | 2,146 |
| Premises and equipment expense | $497,000 | 2,305 |
| Additional noninterest expense | $1,903,000 | 1,281 |
| Pre-tax net operating income | $-1,985,000 | 9,042 |
| Securities gains (losses) | $51,000 | 1,448 |
| Applicable income taxes | $-649,000 | 9,041 |
| Income before extraordinary items | $-1,285,000 | 9,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,285,000 | 9,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,173,000 | 197 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,318,660 | 9,019 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 2,475 |
| Total interest expense | $1,572,000 | 1,267 |
| Net interest income | $1,255,000 | 3,755 |
| Provision for loan and lease losses | $136,000 | 1,658 |
| Total noninterest income | $498,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $464,000 | 1,370 |
| Total noninterest expense | $2,284,000 | 1,776 |
| Salaries and employee benefits | $1,072,000 | 2,053 |
| Premises and equipment expense | $254,000 | 2,268 |
| Additional noninterest expense | $958,000 | 1,251 |
| Pre-tax net operating income | $-667,000 | 9,062 |
| Securities gains (losses) | $51,000 | 1,182 |
| Applicable income taxes | $-204,000 | 9,070 |
| Income before extraordinary items | $-412,000 | 9,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-412,000 | 9,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,640,000 | 198 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-446,170 | 9,022 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,401,000 | 2,325 |
| Total interest expense | $6,937,000 | 1,274 |
| Net interest income | $5,464,000 | 3,454 |
| Provision for loan and lease losses | $8,526,000 | 222 |
| Total noninterest income | $3,651,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $184,000 | 5,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,467,000 | 981 |
| Total noninterest expense | $8,806,000 | 1,801 |
| Salaries and employee benefits | $4,537,000 | 1,897 |
| Premises and equipment expense | $1,108,000 | 2,053 |
| Additional noninterest expense | $3,161,000 | 1,560 |
| Pre-tax net operating income | $-8,217,000 | 9,158 |
| Securities gains (losses) | $245,000 | 1,198 |
| Applicable income taxes | $-2,708,000 | 9,161 |
| Income before extraordinary items | $-5,264,000 | 9,157 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-5,264,000 | 9,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,967,000 | 332 |
| Cash dividends | $277,000 | 4,492 |
| Sale, conversion, retirement of capital stock, net | $4,119,000 | 222 |
| Net operating income | $-5,425,700 | 9,137 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 2,234 |
| Total interest expense | $5,436,000 | 1,275 |
| Net interest income | $4,325,000 | 3,308 |
| Provision for loan and lease losses | $2,041,000 | 525 |
| Total noninterest income | $3,490,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $151,000 | 5,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,339,000 | 856 |
| Total noninterest expense | $6,588,000 | 1,809 |
| Salaries and employee benefits | $3,523,000 | 1,841 |
| Premises and equipment expense | $835,000 | 2,061 |
| Additional noninterest expense | $2,230,000 | 1,634 |
| Pre-tax net operating income | $-814,000 | 9,045 |
| Securities gains (losses) | $248,000 | 1,091 |
| Applicable income taxes | $-179,000 | 9,106 |
| Income before extraordinary items | $-387,000 | 8,988 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-387,000 | 8,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $918,000 | 734 |
| Cash dividends | $292,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $4,199,000 | 142 |
| Net operating income | $-555,640 | 8,990 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,779,000 | 2,145 |
| Total interest expense | $3,764,000 | 1,273 |
| Net interest income | $3,015,000 | 3,173 |
| Provision for loan and lease losses | $877,000 | 710 |
| Total noninterest income | $2,634,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $109,000 | 5,055 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,525,000 | 781 |
| Total noninterest expense | $4,084,000 | 1,931 |
| Salaries and employee benefits | $2,445,000 | 1,760 |
| Premises and equipment expense | $565,000 | 2,028 |
| Additional noninterest expense | $1,074,000 | 2,214 |
| Pre-tax net operating income | $688,000 | 4,474 |
| Securities gains (losses) | $239,000 | 938 |
| Applicable income taxes | $298,000 | 3,254 |
| Income before extraordinary items | $629,000 | 4,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $629,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,394 |
| Cash dividends | $287,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $2,510,000 | 130 |
| Net operating income | $466,480 | 4,776 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 2,113 |
| Total interest expense | $1,964,000 | 1,244 |
| Net interest income | $1,519,000 | 3,143 |
| Provision for loan and lease losses | $332,000 | 848 |
| Total noninterest income | $1,341,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,287,000 | 743 |
| Total noninterest expense | $2,090,000 | 1,875 |
| Salaries and employee benefits | $1,212,000 | 1,762 |
| Premises and equipment expense | $286,000 | 1,995 |
| Additional noninterest expense | $592,000 | 1,987 |
| Pre-tax net operating income | $438,000 | 3,827 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $144,000 | 3,290 |
| Income before extraordinary items | $313,000 | 4,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,012 |
| Cash dividends | $208,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 205 |
| Net operating income | $300,080 | 4,048 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,097,000 | 2,040 |
| Total interest expense | $8,595,000 | 1,301 |
| Net interest income | $6,502,000 | 2,926 |
| Provision for loan and lease losses | $780,000 | 1,676 |
| Total noninterest income | $5,259,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $272,000 | 4,474 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,987,000 | 690 |
| Total noninterest expense | $7,922,000 | 1,901 |
| Salaries and employee benefits | $4,712,000 | 1,699 |
| Premises and equipment expense | $1,017,000 | 2,148 |
| Additional noninterest expense | $2,193,000 | 2,116 |
| Pre-tax net operating income | $3,059,000 | 2,464 |
| Securities gains (losses) | $-98,000 | 9,130 |
| Applicable income taxes | $1,011,000 | 2,191 |
| Income before extraordinary items | $1,950,000 | 2,859 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,950,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,387 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,298,000 | 219 |
| Net operating income | $2,014,680 | 2,694 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,222,000 | 2,771 |
| Total interest expense | $7,400,000 | 2,168 |
| Net interest income | $4,822,000 | 3,538 |
| Provision for loan and lease losses | $355,000 | 2,884 |
| Total noninterest income | $3,004,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $162,000 | 5,640 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,842,000 | 981 |
| Total noninterest expense | $5,802,000 | 2,454 |
| Salaries and employee benefits | $3,345,000 | 2,240 |
| Premises and equipment expense | $692,000 | 2,968 |
| Additional noninterest expense | $1,765,000 | 2,516 |
| Pre-tax net operating income | $1,669,000 | 3,603 |
| Securities gains (losses) | $-82,000 | 9,484 |
| Applicable income taxes | $579,000 | 3,032 |
| Income before extraordinary items | $1,008,000 | 4,273 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,008,000 | 4,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-1,248,000 | 9,581 |
| Net operating income | $1,060,480 | 4,007 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,904,000 | 3,424 |
| Total interest expense | $5,824,000 | 2,864 |
| Net interest income | $4,080,000 | 4,117 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $1,376,000 | 2,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,266,000 | 1,590 |
| Total noninterest expense | $4,248,000 | 3,170 |
| Salaries and employee benefits | $2,522,000 | 2,810 |
| Premises and equipment expense | $681,000 | 2,933 |
| Additional noninterest expense | $1,045,000 | 3,857 |
| Pre-tax net operating income | $1,188,000 | 4,743 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $404,000 | 3,966 |
| Income before extraordinary items | $784,000 | 5,100 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $784,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,671,000 | 314 |
| Net operating income | $784,000 | 5,099 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 3,875 |
| Total interest expense | $4,404,000 | 3,305 |
| Net interest income | $3,671,000 | 4,494 |
| Provision for loan and lease losses | $177,000 | 3,878 |
| Total noninterest income | $3,544,000 | 1,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,424,000 | 821 |
| Total noninterest expense | $6,225,000 | 2,192 |
| Salaries and employee benefits | $4,069,000 | 1,699 |
| Premises and equipment expense | $941,000 | 2,170 |
| Additional noninterest expense | $1,215,000 | 3,389 |
| Pre-tax net operating income | $813,000 | 5,876 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $255,000 | 5,153 |
| Income before extraordinary items | $558,000 | 6,112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $558,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $558,000 | 6,086 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 4,714 |
| Total interest expense | $3,494,000 | 4,132 |
| Net interest income | $2,943,000 | 5,199 |
| Provision for loan and lease losses | $186,000 | 3,656 |
| Total noninterest income | $3,847,000 | 1,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,749,000 | 789 |
| Total noninterest expense | $5,842,000 | 2,239 |
| Salaries and employee benefits | $3,510,000 | 1,893 |
| Premises and equipment expense | $636,000 | 3,003 |
| Additional noninterest expense | $1,696,000 | 2,454 |
| Pre-tax net operating income | $762,000 | 6,249 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $298,000 | 5,184 |
| Income before extraordinary items | $464,000 | 6,821 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $464,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $464,000 | 6,715 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 7,821 |
| Total interest expense | $2,432,000 | 5,514 |
| Net interest income | $518,000 | 10,343 |
| Provision for loan and lease losses | $357,000 | 2,295 |
| Total noninterest income | $4,131,000 | 1,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,086,000 | 700 |
| Total noninterest expense | $4,693,000 | 2,727 |
| Salaries and employee benefits | $2,397,000 | 2,764 |
| Premises and equipment expense | $453,000 | 4,019 |
| Additional noninterest expense | $1,843,000 | 2,260 |
| Pre-tax net operating income | $-401,000 | 10,699 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $-116,000 | 10,722 |
| Income before extraordinary items | $-284,000 | 10,663 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-284,000 | 10,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,010 |
| Net operating income | $-284,710 | 10,639 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 10,810 |
| Total interest expense | $724,000 | 9,899 |
| Net interest income | $279,000 | 11,256 |
| Provision for loan and lease losses | $112,000 | 4,844 |
| Total noninterest income | $2,959,000 | 1,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,950,000 | 885 |
| Total noninterest expense | $3,410,000 | 3,869 |
| Salaries and employee benefits | $1,642,000 | 3,977 |
| Premises and equipment expense | $234,000 | 6,482 |
| Additional noninterest expense | $1,534,000 | 3,064 |
| Pre-tax net operating income | $-284,000 | 11,129 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-77,000 | 11,141 |
| Income before extraordinary items | $-207,000 | 11,113 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-207,000 | 11,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $5,986,000 | 116 |
| Net operating income | $-207,000 | 11,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.