Home > Central Bank of Jefferson County > Net charge- offs to loans
Central Bank of Jefferson County, Net charge- offs to loans
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0473% | 5,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0609% | 5,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1126% | 5,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1225% | 4,159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1089% | 5,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2228% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2743% | 1,725 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 3,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 5,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0641% | 5,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0905% | 4,182 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0548% | 5,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1463% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6023% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2406% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 3,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 5,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0501% | 5,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,937 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0645% | 5,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0377% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | -7.8740% | 1,164 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6331% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0394% | 5,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0768% | 5,561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 3,998 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0983% | 5,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5712% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2386% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0586% | 5,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0755% | 5,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1505% | 5,758 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 4,100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1927% | 5,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2405% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0620% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1054% | 5,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0803% | 5,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.1180% | 5,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3829% | 5,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 4,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1762% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2767% | 6,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4926% | 5,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0164% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1889% | 5,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1655% | 5,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.1512% | 5,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5126% | 6,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 1,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9272% | 6,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1931% | 6,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0210% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1684% | 5,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1154% | 5,859 |
| Percentage Net Loans Charged-off:Construction & development | -0.2208% | 5,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2239% | 5,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 5,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0258% | 5,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2045% | 6,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.6015% | 6,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0297% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1992% | 6,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2263% | 6,091 |
| Percentage Net Loans Charged-off:Construction & development | -0.4309% | 5,525 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4292% | 6,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0380% | 5,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0521% | 5,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6528% | 5,953 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7149% | 5,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3832% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2862% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 5,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6845% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8656% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2452% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9998% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8046% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9280% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0825% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2816% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1030% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 5,751 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0457% | 5,053 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2701% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0588% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 5,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3416% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4252% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5835% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1173% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0651% | 6,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 5,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1151% | 6,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1584% | 6,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0469% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5642% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7826% | 148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1392% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1358% | 5,544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1436% | 5,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1371% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4615% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4732% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.7975% | 5,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8811% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0584% | 5,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6183% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 4,616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8561% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5937% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1880% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1963% | 3,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0749% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3434% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3104% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.7864% | 5,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5026% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0750% | 5,297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5628% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 4,637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7812% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8436% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2489% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2592% | 2,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0769% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5533% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5046% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | -1.1599% | 6,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9653% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1065% | 5,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7598% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0438% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3965% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1860% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1935% | 2,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1223% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4174% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | -2.4416% | 6,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6761% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1932% | 5,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1707% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6007% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0218% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1221% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1266% | 2,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2425% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7242% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3313% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.3684% | 1,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5224% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1327% | 732 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2151% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0930% | 5,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3217% | 2,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8066% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1041% | 6,255 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8306% | 1,354 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0806% | 6,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2571% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9170% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3845% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.4313% | 1,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7040% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0724% | 5,524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2181% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1242% | 5,116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3363% | 2,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2563% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1340% | 6,283 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1060% | 1,342 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1037% | 6,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1942% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3592% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6017% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.6279% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0359% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0648% | 5,532 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3874% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1736% | 5,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5818% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6052% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1921% | 6,305 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6902% | 1,338 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1483% | 6,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2398% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1841% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0861% | 5,586 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4636% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3154% | 5,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7325% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5632% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3626% | 6,466 |
| Percentage Net Loans Charged-off: Credit card loans | -3.6866% | 1,343 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2788% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2835% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8577% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7857% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | 2.7516% | 1,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4916% | 2,007 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0667% | 5,653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3654% | 2,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1399% | 1,718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4365% | 2,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0966% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4891% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5100% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1021% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0375% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0289% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 3.4755% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6625% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0757% | 5,667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4544% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1874% | 1,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5369% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4878% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5456% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5482% | 2,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1401% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 3,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2818% | 2,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.6263% | 1,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 2,443 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0640% | 5,695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3385% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4456% | 1,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3061% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1438% | 2,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0384% | 4,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0384% | 3,853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1066% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3247% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3923% | 2,138 |
| Percentage Net Loans Charged-off:Construction & development | 1.2247% | 1,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0775% | 5,724 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2917% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0894% | 5,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4040% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0553% | 6,126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2233% | 6,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2209% | 6,595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2138% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0895% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0413% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 6,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7102% | 1,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2801% | 634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6238% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8346% | 988 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8420% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0807% | 2,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4936% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | -16.7598% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1967% | 1,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2424% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3029% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 6,884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9850% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9383% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9247% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1409% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1378% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4351% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0833% | 4,760 |
| Percentage Net Loans Charged-off: Credit card loans | -39.0244% | 1,565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2280% | 1,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4266% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4412% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 6,900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 2,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6926% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6607% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7104% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9193% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1881% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0600% | 6,703 |
| Percentage Net Loans Charged-off: Credit card loans | -47.6190% | 1,563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2160% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2567% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1295% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 6,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3270% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7278% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3144% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1114% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6805% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2325% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | -37.2093% | 1,567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3112% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9219% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9199% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.9741% | 2,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3702% | 2,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0398% | 894 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2063% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0391% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2411% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2543% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1063% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | 36.1446% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8371% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7455% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7349% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0760% | 2,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3597% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4632% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3394% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3483% | 3,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4873% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | 81.3559% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4134% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7833% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7583% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0531% | 7,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4485% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1525% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5028% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5624% | 2,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4010% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 139.5673% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9704% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5734% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3743% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0540% | 7,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7230% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8478% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1992% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2560% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9409% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5032% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5062% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.5879% | 1,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3632% | 8,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7507% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8617% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6990% | 2,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 5,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6173% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4011% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4248% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.4788% | 1,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5032% | 8,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6759% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0571% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7742% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4566% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0145% | 5,417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2566% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5266% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5942% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.7547% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8005% | 8,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8879% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0289% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0081% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2831% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0214% | 7,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1952% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0625% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1998% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 1.0708% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6535% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0613% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8639% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5938% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0929% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6865% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6414% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.2258% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9096% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8567% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1532% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9341% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9244% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7872% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4804% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2225% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2286% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.3012% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2658% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2386% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2111% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2416% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2912% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0712% | 4,855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1602% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2070% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.4571% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3942% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1128% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7332% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0476% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1566% | 7,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1389% | 3,987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 6,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7714% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 8,048 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1314% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 7,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2077% | 7,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9607% | 8,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2606% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2907% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3500% | 7,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4592% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0844% | 8,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 7,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0479% | 8,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7516% | 8,113 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1247% | 7,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0567% | 8,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9370% | 8,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1991% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2230% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0691% | 8,165 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0350% | 7,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1005% | 8,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1135% | 8,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2247% | 8,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 8,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 8,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0741% | 6,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7407% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7863% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7929% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6593% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6210% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3035% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6573% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1000% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1223% | 8,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5434% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6225% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2770% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3834% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4097% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3804% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2616% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1662% | 8,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0773% | 8,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4282% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 8,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8832% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1916% | 7,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 85.6531% | 9 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1362% | 289 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2572% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.7612% | 6 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7002% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7857% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7495% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1339% | 7,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5829% | 119 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5223% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7469% | 50 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7814% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2054% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8474% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.7933% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9024% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1882% | 81 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6279% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9880% | 22 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7953% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1952% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8631% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 30.8506% | 11 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8715% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1123% | 57 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7409% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.7325% | 13 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6809% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7286% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7873% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 47.6736% | 6 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9485% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1256% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3919% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5812% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0160% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5332% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 82.5724% | 5 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0418% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3735% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6294% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5054% | 44 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7571% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.1676% | 17 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7224% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7735% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2061% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3269% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3069% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4812% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5270% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3928% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4176% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6606% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7224% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 4,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 8,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0357% | 8,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 8,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7645% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 6,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 3,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4406% | 4,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 5,990 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 7,832 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |