Home > Central Bank of Georgia > Assets and Liabilities
Central Bank of Georgia, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 57 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $278,860,000 | 2,317 |
| Cash and due from depository institutions | $28,593,000 | 2,655 |
| Interest-bearing balances | $24,133,000 | 1,571 |
| Securities | $44,174,000 | 2,870 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $175,896,000 | 2,270 |
| Loan loss allowance | $11,786,000 | 675 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,042,000 | 1,313 |
| Other real estate owned | $12,755,000 | 2,655 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $8,400,000 | 2,106 |
| Life insurance assets | $5,083,000 | 1,336 |
| Total liabilities and capital | $278,860,000 | 2,317 |
| Total liabilities | $277,468,000 | 2,098 |
| Total deposits | $266,589,000 | 2,042 |
| Interest-bearing deposits | $216,227,000 | 2,095 |
| Deposits held in domestic offices | $266,589,000 | 2,041 |
| % insured | 97.30% | 874 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $10,000,000 | 1,948 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $879,000 | 3,479 |
| Total equity capital | $1,392,000 | 7,288 |
| Total bank equity capital | $1,392,000 | 7,288 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $256,000 | 4,433 |
| Surplus | $24,288,000 | 1,318 |
| Undivided profits | $-23,152,000 | 7,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $29,583,000 | 490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 797 |
| Income earned, not collected on loans | $1,565,000 | 1,860 |
| Earning assets | $244,203,000 | 2,402 |
| Long-term assets (5+ years) | $33,789,000 | 3,461 |
| Average Assets, year-to-date | $273,529,000 | 2,313 |
| Average Assets, quarterly | $274,399,500 | 2,335 |
| Volatile liabilities | $17,062,000 | 2,493 |
| Insider loans | $726,000 | 4,325 |
| FHLB advances | $10,000,000 | 1,851 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $12,332,000 | 3,416 |
| Tier 1 (core) risk-based capital | $1,233,000 | 7,296 |
| Tier 2 risk-based capital | $1,233,000 | 3,554 |
| Total risk weighted assets | $186,977,000 | 2,265 |
| Total unused commitments | $12,332,000 | 3,417 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 57 | 2,663 |
| Assets and Liabilities | ||
| Total Assets: | $276,225,000 | 2,325 |
| Cash and due from depository institutions | $38,009,000 | 2,663 |
| Interest-bearing balances | $34,729,000 | 1,200 |
| Securities | $17,297,000 | 4,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $189,288,000 | 2,119 |
| Loan loss allowance | $7,343,000 | 1,074 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,130,000 | 1,291 |
| Other real estate owned | $13,347,000 | 2,663 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $9,154,000 | 1,990 |
| Life insurance assets | $5,036,000 | 1,317 |
| Total liabilities and capital | $276,225,000 | 2,325 |
| Total liabilities | $266,985,000 | 2,172 |
| Total deposits | $256,049,000 | 2,112 |
| Interest-bearing deposits | $209,941,000 | 2,152 |
| Deposits held in domestic offices | $256,049,000 | 2,111 |
| % insured | 98.03% | 681 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,002 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $936,000 | 3,510 |
| Total equity capital | $9,240,000 | 5,313 |
| Total bank equity capital | $9,240,000 | 5,311 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $256,000 | 4,480 |
| Surplus | $24,288,000 | 1,333 |
| Undivided profits | $-15,304,000 | 7,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $25,716,000 | 602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 799 |
| Income earned, not collected on loans | $1,619,000 | 1,864 |
| Earning assets | $241,314,000 | 2,418 |
| Long-term assets (5+ years) | $25,860,000 | 3,930 |
| Average Assets, year-to-date | $273,767,750 | 2,328 |
| Average Assets, quarterly | $272,550,000 | 2,339 |
| Volatile liabilities | $18,667,000 | 2,347 |
| Insider loans | $707,000 | 4,395 |
| FHLB advances | $10,000,000 | 1,887 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $10,118,000 | 3,806 |
| Tier 1 (core) risk-based capital | $9,022,000 | 5,207 |
| Tier 2 risk-based capital | $2,500,000 | 2,009 |
| Total risk weighted assets | $195,157,000 | 2,173 |
| Total unused commitments | $10,118,000 | 3,809 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 62 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $268,875,000 | 2,375 |
| Cash and due from depository institutions | $23,744,000 | 2,484 |
| Interest-bearing balances | $20,226,000 | 1,731 |
| Securities | $20,315,000 | 4,536 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $192,540,000 | 2,116 |
| Loan loss allowance | $7,440,000 | 1,077 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,293,000 | 1,272 |
| Other real estate owned | $13,911,000 | 2,484 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $9,072,000 | 2,028 |
| Life insurance assets | $4,993,000 | 1,326 |
| Total liabilities and capital | $268,875,000 | 2,375 |
| Total liabilities | $259,579,000 | 2,225 |
| Total deposits | $248,505,000 | 2,162 |
| Interest-bearing deposits | $202,634,000 | 2,249 |
| Deposits held in domestic offices | $248,505,000 | 2,162 |
| % insured | 97.65% | 830 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,052 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,074,000 | 3,065 |
| Total equity capital | $9,296,000 | 5,305 |
| Total bank equity capital | $9,296,000 | 5,304 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $256,000 | 4,536 |
| Surplus | $24,288,000 | 1,317 |
| Undivided profits | $-15,248,000 | 7,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $25,224,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 871 |
| Income earned, not collected on loans | $1,585,000 | 1,834 |
| Earning assets | $233,081,000 | 2,503 |
| Long-term assets (5+ years) | $26,438,000 | 3,865 |
| Average Assets, year-to-date | $272,948,670 | 2,346 |
| Average Assets, quarterly | $274,211,500 | 2,343 |
| Volatile liabilities | $9,922,000 | 3,522 |
| Insider loans | $726,000 | 4,404 |
| FHLB advances | $10,000,000 | 1,952 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $10,438,000 | 3,786 |
| Tier 1 (core) risk-based capital | $9,052,000 | 5,220 |
| Tier 2 risk-based capital | $2,489,000 | 2,041 |
| Total risk weighted assets | $194,152,000 | 2,207 |
| Total unused commitments | $10,438,000 | 3,789 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 63 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $279,548,000 | 2,314 |
| Cash and due from depository institutions | $26,200,000 | 2,470 |
| Interest-bearing balances | $23,238,000 | 1,637 |
| Securities | $27,214,000 | 3,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $192,439,000 | 2,128 |
| Loan loss allowance | $7,500,000 | 1,089 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,419,000 | 1,256 |
| Other real estate owned | $15,094,000 | 2,470 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $9,182,000 | 2,037 |
| Life insurance assets | $4,948,000 | 1,326 |
| Total liabilities and capital | $279,548,000 | 2,314 |
| Total liabilities | $270,554,000 | 2,164 |
| Total deposits | $259,677,000 | 2,088 |
| Interest-bearing deposits | $210,600,000 | 2,190 |
| Deposits held in domestic offices | $259,677,000 | 2,086 |
| % insured | 97.77% | 829 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,098 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $877,000 | 3,399 |
| Total equity capital | $8,994,000 | 5,358 |
| Total bank equity capital | $8,994,000 | 5,357 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $256,000 | 4,582 |
| Surplus | $24,288,000 | 1,326 |
| Undivided profits | $-15,550,000 | 7,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $23,175,000 | 718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 984 |
| Income earned, not collected on loans | $1,598,000 | 1,830 |
| Earning assets | $242,891,000 | 2,429 |
| Long-term assets (5+ years) | $34,349,000 | 3,298 |
| Average Assets, year-to-date | $274,985,500 | 2,349 |
| Average Assets, quarterly | $274,985,500 | 2,349 |
| Volatile liabilities | $9,145,000 | 3,704 |
| Insider loans | $750,000 | 4,407 |
| FHLB advances | $10,000,000 | 1,989 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $12,029,000 | 3,567 |
| Tier 1 (core) risk-based capital | $8,891,000 | 5,274 |
| Tier 2 risk-based capital | $2,507,000 | 2,034 |
| Total risk weighted assets | $195,552,000 | 2,200 |
| Total unused commitments | $12,029,000 | 3,569 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 64 | 2,446 |
| Assets and Liabilities | ||
| Total Assets: | $270,423,000 | 2,393 |
| Cash and due from depository institutions | $20,684,000 | 2,446 |
| Interest-bearing balances | $17,565,000 | 1,847 |
| Securities | $17,134,000 | 4,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $197,828,000 | 2,126 |
| Loan loss allowance | $5,202,000 | 1,527 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,549,000 | 1,257 |
| Other real estate owned | $15,983,000 | 2,446 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $9,245,000 | 2,054 |
| Life insurance assets | $4,904,000 | 1,311 |
| Total liabilities and capital | $270,423,000 | 2,393 |
| Total liabilities | $255,757,000 | 2,275 |
| Total deposits | $244,999,000 | 2,199 |
| Interest-bearing deposits | $224,696,000 | 2,067 |
| Deposits held in domestic offices | $244,999,000 | 2,198 |
| % insured | 91.01% | 3,659 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,254 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $758,000 | 3,744 |
| Total equity capital | $14,666,000 | 3,984 |
| Total bank equity capital | $14,666,000 | 3,983 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $256,000 | 4,645 |
| Surplus | $24,288,000 | 1,324 |
| Undivided profits | $-9,878,000 | 7,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $22,452,000 | 761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 919 |
| Income earned, not collected on loans | $1,766,000 | 1,728 |
| Earning assets | $232,527,000 | 2,522 |
| Long-term assets (5+ years) | $22,736,000 | 3,998 |
| Average Assets, year-to-date | $303,308,600 | 2,134 |
| Average Assets, quarterly | $280,874,500 | 2,305 |
| Volatile liabilities | $120,461,000 | 1,135 |
| Insider loans | $726,000 | 4,559 |
| FHLB advances | $10,000,000 | 2,130 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $9,828,000 | 3,894 |
| Tier 1 (core) risk-based capital | $14,648,000 | 3,878 |
| Tier 2 risk-based capital | $2,528,000 | 2,048 |
| Total risk weighted assets | $199,558,000 | 2,207 |
| Total unused commitments | $9,828,000 | 3,895 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 66 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $291,326,000 | 2,265 |
| Cash and due from depository institutions | $38,268,000 | 2,368 |
| Interest-bearing balances | $34,776,000 | 1,042 |
| Securities | $10,022,000 | 5,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $205,769,000 | 2,097 |
| Loan loss allowance | $4,525,000 | 1,738 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,679,000 | 1,253 |
| Other real estate owned | $16,939,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $10,649,000 | 1,864 |
| Life insurance assets | $4,860,000 | 1,315 |
| Total liabilities and capital | $291,326,000 | 2,265 |
| Total liabilities | $273,120,000 | 2,179 |
| Total deposits | $249,984,000 | 2,188 |
| Interest-bearing deposits | $231,879,000 | 2,033 |
| Deposits held in domestic offices | $249,984,000 | 2,185 |
| % insured | 91.98% | 2,764 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $22,000,000 | 1,459 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,136,000 | 3,275 |
| Total equity capital | $18,206,000 | 3,495 |
| Total bank equity capital | $18,206,000 | 3,495 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $256,000 | 4,727 |
| Surplus | $24,288,000 | 1,312 |
| Undivided profits | $-6,338,000 | 7,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $18,463,000 | 926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,059 |
| Income earned, not collected on loans | $1,862,000 | 1,735 |
| Earning assets | $250,567,000 | 2,393 |
| Long-term assets (5+ years) | $21,268,000 | 4,063 |
| Average Assets, year-to-date | $311,530,000 | 2,118 |
| Average Assets, quarterly | $305,694,500 | 2,161 |
| Volatile liabilities | $132,550,000 | 1,059 |
| Insider loans | $655,000 | 4,759 |
| FHLB advances | $22,000,000 | 1,371 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $10,089,000 | 3,912 |
| Tier 1 (core) risk-based capital | $16,692,000 | 3,560 |
| Tier 2 risk-based capital | $2,670,000 | 1,984 |
| Total risk weighted assets | $211,769,000 | 2,108 |
| Total unused commitments | $10,089,000 | 3,915 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 66 | 2,402 |
| Assets and Liabilities | ||
| Total Assets: | $320,063,000 | 2,085 |
| Cash and due from depository institutions | $57,765,000 | 2,402 |
| Interest-bearing balances | $50,975,000 | 686 |
| Securities | $12,438,000 | 5,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $211,784,000 | 2,066 |
| Loan loss allowance | $4,768,000 | 1,664 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,731,000 | 1,263 |
| Other real estate owned | $15,296,000 | 2,402 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $13,049,000 | 1,618 |
| Life insurance assets | $4,811,000 | 1,323 |
| Total liabilities and capital | $320,063,000 | 2,085 |
| Total liabilities | $301,959,000 | 1,997 |
| Total deposits | $278,437,000 | 1,973 |
| Interest-bearing deposits | $259,515,000 | 1,854 |
| Deposits held in domestic offices | $278,437,000 | 1,971 |
| % insured | 91.78% | 2,965 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,000,000 | 1,539 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,522,000 | 2,573 |
| Total equity capital | $18,104,000 | 3,478 |
| Total bank equity capital | $18,104,000 | 3,478 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $256,000 | 4,771 |
| Surplus | $23,169,000 | 1,356 |
| Undivided profits | $-5,321,000 | 7,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $18,401,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,962,000 | 1,580 |
| Earning assets | $275,197,000 | 2,212 |
| Long-term assets (5+ years) | $21,449,000 | 4,027 |
| Average Assets, year-to-date | $318,264,670 | 2,086 |
| Average Assets, quarterly | $314,268,500 | 2,122 |
| Volatile liabilities | $90,179,000 | 1,589 |
| Insider loans | $651,000 | 4,824 |
| FHLB advances | $22,000,000 | 1,461 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $10,560,000 | 3,904 |
| Tier 1 (core) risk-based capital | $17,765,000 | 3,374 |
| Tier 2 risk-based capital | $2,736,000 | 1,962 |
| Total risk weighted assets | $216,857,000 | 2,101 |
| Total unused commitments | $10,560,000 | 3,909 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 64 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $308,474,000 | 2,217 |
| Cash and due from depository institutions | $33,947,000 | 2,501 |
| Interest-bearing balances | $27,855,000 | 1,237 |
| Securities | $15,334,000 | 4,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $222,127,000 | 2,021 |
| Loan loss allowance | $5,648,000 | 1,472 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,856,000 | 1,270 |
| Other real estate owned | $14,028,000 | 2,501 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $13,182,000 | 1,635 |
| Life insurance assets | $4,770,000 | 1,333 |
| Total liabilities and capital | $308,474,000 | 2,217 |
| Total liabilities | $290,328,000 | 2,112 |
| Total deposits | $266,959,000 | 2,095 |
| Interest-bearing deposits | $247,333,000 | 1,967 |
| Deposits held in domestic offices | $266,959,000 | 2,093 |
| % insured | 91.97% | 2,951 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,000,000 | 1,611 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,369,000 | 2,785 |
| Total equity capital | $18,146,000 | 3,484 |
| Total bank equity capital | $18,146,000 | 3,484 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $256,000 | 4,843 |
| Surplus | $23,169,000 | 1,379 |
| Undivided profits | $-5,279,000 | 7,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $20,249,000 | 890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,172,000 | 1,443 |
| Earning assets | $265,316,000 | 2,327 |
| Long-term assets (5+ years) | $25,564,000 | 3,732 |
| Average Assets, year-to-date | $317,365,500 | 2,144 |
| Average Assets, quarterly | $317,365,500 | 2,144 |
| Volatile liabilities | $71,753,000 | 2,025 |
| Insider loans | $1,105,000 | 4,048 |
| FHLB advances | $22,000,000 | 1,527 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,434,000 | 4,053 |
| Tier 1 (core) risk-based capital | $18,026,000 | 3,369 |
| Tier 2 risk-based capital | $2,735,000 | 2,011 |
| Total risk weighted assets | $215,722,000 | 2,167 |
| Total unused commitments | $10,434,000 | 4,058 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 67 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $326,257,000 | 2,110 |
| Cash and due from depository institutions | $44,856,000 | 2,418 |
| Interest-bearing balances | $36,844,000 | 792 |
| Securities | $15,875,000 | 4,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $230,237,000 | 1,995 |
| Loan loss allowance | $5,621,000 | 1,474 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,987,000 | 1,263 |
| Other real estate owned | $11,993,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,309,000 | 1,681 |
| Life insurance assets | $4,727,000 | 1,344 |
| Total liabilities and capital | $326,257,000 | 2,110 |
| Total liabilities | $308,014,000 | 2,017 |
| Total deposits | $284,712,000 | 1,978 |
| Interest-bearing deposits | $264,957,000 | 1,863 |
| Deposits held in domestic offices | $284,712,000 | 1,976 |
| % insured | 93.41% | 2,387 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,000,000 | 1,722 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,302,000 | 2,921 |
| Total equity capital | $18,243,000 | 3,430 |
| Total bank equity capital | $18,243,000 | 3,430 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $256,000 | 4,895 |
| Surplus | $23,169,000 | 1,383 |
| Undivided profits | $-5,182,000 | 7,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $20,620,000 | 843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,689,000 | 1,191 |
| Earning assets | $282,956,000 | 2,200 |
| Long-term assets (5+ years) | $31,284,000 | 3,321 |
| Average Assets, year-to-date | $351,341,000 | 1,931 |
| Average Assets, quarterly | $326,086,000 | 2,103 |
| Volatile liabilities | $73,108,000 | 1,995 |
| Insider loans | $657,000 | 4,962 |
| FHLB advances | $22,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $11,910,000 | 3,775 |
| Tier 1 (core) risk-based capital | $18,145,000 | 3,321 |
| Tier 2 risk-based capital | $2,962,000 | 1,909 |
| Total risk weighted assets | $234,146,000 | 2,057 |
| Total unused commitments | $11,910,000 | 3,777 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 73 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $325,915,000 | 2,117 |
| Cash and due from depository institutions | $5,402,000 | 2,242 |
| Interest-bearing balances | $159,000 | 6,173 |
| Securities | $16,470,000 | 4,869 |
| Federal funds sold & reverse repurchase agreements | $16,850,000 | 532 |
| Net loans & leases | $254,287,000 | 1,872 |
| Loan loss allowance | $3,464,000 | 2,080 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,059,000 | 1,270 |
| Other real estate owned | $10,534,000 | 2,242 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,313,000 | 1,589 |
| Life insurance assets | $4,682,000 | 1,348 |
| Total liabilities and capital | $325,915,000 | 2,117 |
| Total liabilities | $300,665,000 | 2,067 |
| Total deposits | $277,375,000 | 2,011 |
| Interest-bearing deposits | $257,884,000 | 1,886 |
| Deposits held in domestic offices | $277,375,000 | 2,009 |
| % insured | 93.40% | 2,533 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $22,000,000 | 1,803 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,290,000 | 3,213 |
| Total equity capital | $25,250,000 | 2,653 |
| Total bank equity capital | $25,250,000 | 2,652 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $256,000 | 4,959 |
| Surplus | $23,169,000 | 1,386 |
| Undivided profits | $1,825,000 | 5,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $13,898,000 | 1,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,408,000 | 984 |
| Earning assets | $287,766,000 | 2,194 |
| Long-term assets (5+ years) | $31,092,000 | 3,278 |
| Average Assets, year-to-date | $357,612,000 | 1,914 |
| Average Assets, quarterly | $340,281,000 | 2,025 |
| Volatile liabilities | $44,554,000 | 3,013 |
| Insider loans | $555,000 | 5,217 |
| FHLB advances | $22,000,000 | 1,700 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,347,000 | 3,521 |
| Tier 1 (core) risk-based capital | $25,138,000 | 2,517 |
| Tier 2 risk-based capital | $3,130,000 | 1,820 |
| Total risk weighted assets | $250,030,000 | 1,969 |
| Total unused commitments | $14,347,000 | 3,522 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 74 | 2,254 |
| Assets and Liabilities | ||
| Total Assets: | $354,647,000 | 1,969 |
| Cash and due from depository institutions | $9,195,000 | 2,254 |
| Interest-bearing balances | $10,000 | 7,109 |
| Securities | $21,730,000 | 4,234 |
| Federal funds sold & reverse repurchase agreements | $29,975,000 | 279 |
| Net loans & leases | $262,033,000 | 1,856 |
| Loan loss allowance | $3,920,000 | 1,819 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,202,000 | 1,273 |
| Other real estate owned | $8,638,000 | 2,254 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,874,000 | 1,567 |
| Life insurance assets | $4,637,000 | 1,357 |
| Total liabilities and capital | $354,647,000 | 1,969 |
| Total liabilities | $329,364,000 | 1,913 |
| Total deposits | $305,691,000 | 1,854 |
| Interest-bearing deposits | $284,799,000 | 1,753 |
| Deposits held in domestic offices | $305,691,000 | 1,851 |
| % insured | 45.65% | 7,856 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $22,000,000 | 1,900 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,673,000 | 2,710 |
| Total equity capital | $25,283,000 | 2,629 |
| Total bank equity capital | $25,283,000 | 2,628 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $256,000 | 5,021 |
| Surplus | $23,169,000 | 1,399 |
| Undivided profits | $1,858,000 | 5,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $16,010,000 | 984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,048,000 | 799 |
| Earning assets | $313,748,000 | 2,034 |
| Long-term assets (5+ years) | $38,935,000 | 2,776 |
| Average Assets, year-to-date | $368,177,670 | 1,884 |
| Average Assets, quarterly | $379,498,000 | 1,845 |
| Volatile liabilities | $46,548,000 | 2,933 |
| Insider loans | $564,000 | 5,250 |
| FHLB advances | $22,000,000 | 1,793 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,774,000 | 3,551 |
| Tier 1 (core) risk-based capital | $25,166,000 | 2,535 |
| Tier 2 risk-based capital | $3,260,000 | 1,749 |
| Total risk weighted assets | $260,126,000 | 1,930 |
| Total unused commitments | $14,774,000 | 3,554 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 69 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $404,349,000 | 1,761 |
| Cash and due from depository institutions | $27,487,000 | 2,418 |
| Interest-bearing balances | $20,787,000 | 908 |
| Securities | $74,452,000 | 1,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $272,755,000 | 1,799 |
| Loan loss allowance | $4,204,000 | 1,648 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,361,000 | 1,261 |
| Other real estate owned | $5,566,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $13,728,000 | 1,483 |
| Life insurance assets | $4,595,000 | 1,362 |
| Total liabilities and capital | $404,349,000 | 1,761 |
| Total liabilities | $381,745,000 | 1,700 |
| Total deposits | $357,783,000 | 1,600 |
| Interest-bearing deposits | $336,303,000 | 1,495 |
| Deposits held in domestic offices | $357,783,000 | 1,597 |
| % insured | 39.99% | 8,002 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $22,000,000 | 1,932 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,962,000 | 2,353 |
| Total equity capital | $22,604,000 | 2,928 |
| Total bank equity capital | $22,604,000 | 2,928 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $256,000 | 5,049 |
| Surplus | $21,209,000 | 1,495 |
| Undivided profits | $1,139,000 | 6,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,791,000 | 1,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,843,000 | 851 |
| Earning assets | $367,994,000 | 1,768 |
| Long-term assets (5+ years) | $37,910,000 | 2,819 |
| Average Assets, year-to-date | $374,943,000 | 1,862 |
| Average Assets, quarterly | $374,943,000 | 1,862 |
| Volatile liabilities | $49,585,000 | 2,776 |
| Insider loans | $597,000 | 5,188 |
| FHLB advances | $22,000,000 | 1,826 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $17,702,000 | 3,297 |
| Tier 1 (core) risk-based capital | $22,454,000 | 2,817 |
| Tier 2 risk-based capital | $3,364,000 | 1,700 |
| Total risk weighted assets | $268,503,000 | 1,906 |
| Total unused commitments | $17,702,000 | 3,297 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 72 | 2,347 |
| Assets and Liabilities | ||
| Total Assets: | $345,537,000 | 2,000 |
| Cash and due from depository institutions | $7,774,000 | 2,347 |
| Interest-bearing balances | $5,000 | 6,924 |
| Securities | $24,634,000 | 3,937 |
| Federal funds sold & reverse repurchase agreements | $10,040,000 | 978 |
| Net loans & leases | $273,339,000 | 1,793 |
| Loan loss allowance | $3,618,000 | 1,818 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,520,000 | 1,237 |
| Other real estate owned | $5,728,000 | 2,347 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $13,502,000 | 1,504 |
| Life insurance assets | $4,548,000 | 1,369 |
| Total liabilities and capital | $345,537,000 | 2,000 |
| Total liabilities | $324,703,000 | 1,930 |
| Total deposits | $300,031,000 | 1,832 |
| Interest-bearing deposits | $279,251,000 | 1,729 |
| Deposits held in domestic offices | $300,031,000 | 1,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,000,000 | 2,072 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,672,000 | 1,852 |
| Total equity capital | $20,834,000 | 3,132 |
| Total bank equity capital | $20,834,000 | 3,132 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $256,000 | 5,082 |
| Surplus | $20,009,000 | 1,547 |
| Undivided profits | $569,000 | 6,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,123,000 | 1,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,045,000 | 842 |
| Earning assets | $308,018,000 | 2,056 |
| Long-term assets (5+ years) | $36,589,000 | 2,855 |
| Average Assets, year-to-date | $332,882,000 | 2,009 |
| Average Assets, quarterly | $345,656,500 | 1,990 |
| Volatile liabilities | $55,146,000 | 2,522 |
| Insider loans | $724,000 | 4,952 |
| FHLB advances | $22,000,000 | 1,974 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,412,000 | 3,331 |
| Tier 1 (core) risk-based capital | $20,862,000 | 2,992 |
| Tier 2 risk-based capital | $3,292,000 | 1,717 |
| Total risk weighted assets | $263,247,000 | 1,928 |
| Total unused commitments | $17,412,000 | 3,334 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 74 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $345,776,000 | 1,982 |
| Cash and due from depository institutions | $8,530,000 | 2,315 |
| Interest-bearing balances | $6,000 | 6,566 |
| Securities | $24,979,000 | 3,817 |
| Federal funds sold & reverse repurchase agreements | $5,835,000 | 2,007 |
| Net loans & leases | $278,904,000 | 1,763 |
| Loan loss allowance | $3,316,000 | 1,793 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,694,000 | 1,200 |
| Other real estate owned | $2,997,000 | 2,315 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,837,000 | 1,449 |
| Life insurance assets | $4,501,000 | 1,367 |
| Total liabilities and capital | $345,776,000 | 1,982 |
| Total liabilities | $321,295,000 | 1,928 |
| Total deposits | $296,873,000 | 1,833 |
| Interest-bearing deposits | $278,239,000 | 1,718 |
| Deposits held in domestic offices | $296,873,000 | 1,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,000,000 | 2,109 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,422,000 | 1,992 |
| Total equity capital | $24,481,000 | 2,720 |
| Total bank equity capital | $24,481,000 | 2,720 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $256,000 | 5,130 |
| Surplus | $19,809,000 | 1,538 |
| Undivided profits | $4,416,000 | 4,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,997,000 | 1,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,606,000 | 768 |
| Earning assets | $309,724,000 | 2,030 |
| Long-term assets (5+ years) | $38,562,000 | 2,717 |
| Average Assets, year-to-date | $329,718,250 | 2,034 |
| Average Assets, quarterly | $340,152,000 | 2,002 |
| Volatile liabilities | $46,706,000 | 2,812 |
| Insider loans | $651,000 | 5,106 |
| FHLB advances | $22,000,000 | 2,012 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $24,577,000 | 2,840 |
| Tier 1 (core) risk-based capital | $24,514,000 | 2,621 |
| Tier 2 risk-based capital | $3,316,000 | 1,662 |
| Total risk weighted assets | $267,341,000 | 1,902 |
| Total unused commitments | $24,577,000 | 2,842 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 72 | 2,398 |
| Assets and Liabilities | ||
| Total Assets: | $334,528,000 | 2,042 |
| Cash and due from depository institutions | $7,778,000 | 2,398 |
| Interest-bearing balances | $5,000 | 6,562 |
| Securities | $23,087,000 | 4,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $276,420,000 | 1,767 |
| Loan loss allowance | $3,352,000 | 1,731 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,733,000 | 1,180 |
| Other real estate owned | $2,923,000 | 2,398 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,587,000 | 1,435 |
| Life insurance assets | $4,453,000 | 1,373 |
| Total liabilities and capital | $334,528,000 | 2,042 |
| Total liabilities | $310,865,000 | 1,968 |
| Total deposits | $282,536,000 | 1,893 |
| Interest-bearing deposits | $261,924,000 | 1,785 |
| Deposits held in domestic offices | $282,536,000 | 1,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $545,000 | 3,183 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,000,000 | 1,864 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,784,000 | 1,806 |
| Total equity capital | $23,663,000 | 2,823 |
| Total bank equity capital | $23,663,000 | 2,823 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $256,000 | 5,172 |
| Surplus | $19,309,000 | 1,551 |
| Undivided profits | $4,098,000 | 4,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,900,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,184,000 | 837 |
| Earning assets | $299,512,000 | 2,083 |
| Long-term assets (5+ years) | $37,926,000 | 2,742 |
| Average Assets, year-to-date | $324,365,670 | 2,059 |
| Average Assets, quarterly | $331,454,500 | 2,045 |
| Volatile liabilities | $50,102,000 | 2,649 |
| Insider loans | $643,000 | 5,114 |
| FHLB advances | $25,000,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $31,026,000 | 2,479 |
| Tier 1 (core) risk-based capital | $23,782,000 | 2,695 |
| Tier 2 risk-based capital | $3,303,000 | 1,651 |
| Total risk weighted assets | $264,179,000 | 1,912 |
| Total unused commitments | $31,026,000 | 2,482 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 71 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $328,381,000 | 2,058 |
| Cash and due from depository institutions | $13,335,000 | 2,422 |
| Interest-bearing balances | $6,844,000 | 1,091 |
| Securities | $24,734,000 | 3,905 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $262,863,000 | 1,803 |
| Loan loss allowance | $3,257,000 | 1,725 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,728,000 | 1,175 |
| Other real estate owned | $3,035,000 | 2,422 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $13,686,000 | 1,373 |
| Life insurance assets | $4,404,000 | 1,380 |
| Total liabilities and capital | $328,381,000 | 2,058 |
| Total liabilities | $305,398,000 | 1,987 |
| Total deposits | $270,688,000 | 1,977 |
| Interest-bearing deposits | $250,699,000 | 1,857 |
| Deposits held in domestic offices | $270,688,000 | 1,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,840,000 | 2,033 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $29,000,000 | 1,582 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,870,000 | 1,880 |
| Total equity capital | $22,983,000 | 2,973 |
| Total bank equity capital | $22,983,000 | 2,973 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $256,000 | 5,192 |
| Surplus | $18,809,000 | 1,577 |
| Undivided profits | $3,918,000 | 5,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,274,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,137,000 | 871 |
| Earning assets | $294,441,000 | 2,112 |
| Long-term assets (5+ years) | $37,407,000 | 2,681 |
| Average Assets, year-to-date | $319,284,500 | 2,104 |
| Average Assets, quarterly | $319,284,500 | 2,104 |
| Volatile liabilities | $57,610,000 | 2,327 |
| Insider loans | $652,000 | 5,056 |
| FHLB advances | $29,000,000 | 1,503 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $23,254,000 | 3,068 |
| Tier 1 (core) risk-based capital | $22,775,000 | 2,804 |
| Tier 2 risk-based capital | $3,184,000 | 1,661 |
| Total risk weighted assets | $254,667,000 | 1,959 |
| Total unused commitments | $23,254,000 | 3,071 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 66 | 2,614 |
| Assets and Liabilities | ||
| Total Assets: | $310,188,000 | 2,153 |
| Cash and due from depository institutions | $4,821,000 | 2,614 |
| Interest-bearing balances | $5,000 | 6,416 |
| Securities | $25,352,000 | 3,847 |
| Federal funds sold & reverse repurchase agreements | $7,255,000 | 1,861 |
| Net loans & leases | $245,676,000 | 1,911 |
| Loan loss allowance | $3,127,000 | 1,742 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,540,000 | 1,199 |
| Other real estate owned | $3,106,000 | 2,614 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $13,438,000 | 1,386 |
| Life insurance assets | $4,357,000 | 1,377 |
| Total liabilities and capital | $310,188,000 | 2,153 |
| Total liabilities | $287,578,000 | 2,080 |
| Total deposits | $251,944,000 | 2,090 |
| Interest-bearing deposits | $234,568,000 | 1,938 |
| Deposits held in domestic offices | $251,944,000 | 2,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,900,000 | 1,390 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,000,000 | 1,681 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,734,000 | 1,929 |
| Total equity capital | $22,610,000 | 2,965 |
| Total bank equity capital | $22,610,000 | 2,965 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $256,000 | 5,223 |
| Surplus | $18,809,000 | 1,555 |
| Undivided profits | $3,545,000 | 5,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,947,000 | 1,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,111,000 | 957 |
| Earning assets | $278,288,000 | 2,192 |
| Long-term assets (5+ years) | $31,291,000 | 2,809 |
| Average Assets, year-to-date | $301,484,800 | 2,137 |
| Average Assets, quarterly | $311,787,500 | 2,120 |
| Volatile liabilities | $118,418,000 | 1,241 |
| Insider loans | $685,000 | 4,982 |
| FHLB advances | $24,000,000 | 1,592 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $18,194,000 | 3,569 |
| Tier 1 (core) risk-based capital | $22,450,000 | 2,836 |
| Tier 2 risk-based capital | $3,003,000 | 1,724 |
| Total risk weighted assets | $240,142,000 | 2,030 |
| Total unused commitments | $18,194,000 | 3,570 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 65 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $313,387,000 | 2,105 |
| Cash and due from depository institutions | $15,517,000 | 2,650 |
| Interest-bearing balances | $20,000 | 5,912 |
| Securities | $23,736,000 | 4,029 |
| Federal funds sold & reverse repurchase agreements | $7,012,000 | 1,981 |
| Net loans & leases | $240,053,000 | 1,925 |
| Loan loss allowance | $2,917,000 | 1,807 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,507,000 | 1,184 |
| Other real estate owned | $3,347,000 | 2,650 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,215,000 | 1,395 |
| Life insurance assets | $4,312,000 | 1,348 |
| Total liabilities and capital | $313,387,000 | 2,105 |
| Total liabilities | $291,552,000 | 2,010 |
| Total deposits | $259,700,000 | 2,021 |
| Interest-bearing deposits | $242,138,000 | 1,889 |
| Deposits held in domestic offices | $259,700,000 | 2,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,900,000 | 1,498 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $22,000,000 | 1,658 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,952,000 | 1,816 |
| Total equity capital | $21,835,000 | 3,024 |
| Total bank equity capital | $21,835,000 | 3,024 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $256,000 | 5,230 |
| Surplus | $17,809,000 | 1,612 |
| Undivided profits | $3,770,000 | 5,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,855,000 | 1,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,925,000 | 1,085 |
| Earning assets | $270,821,000 | 2,219 |
| Long-term assets (5+ years) | $27,357,000 | 2,954 |
| Average Assets, year-to-date | $299,309,000 | 2,149 |
| Average Assets, quarterly | $308,412,000 | 2,118 |
| Volatile liabilities | $124,858,000 | 1,138 |
| Insider loans | $686,000 | 4,966 |
| FHLB advances | $22,000,000 | 1,569 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,569,000 | 3,264 |
| Tier 1 (core) risk-based capital | $22,072,000 | 2,880 |
| Tier 2 risk-based capital | $2,917,000 | 1,755 |
| Total risk weighted assets | $236,430,000 | 2,018 |
| Total unused commitments | $21,569,000 | 3,264 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 61 | 2,855 |
| Assets and Liabilities | ||
| Total Assets: | $303,437,000 | 2,183 |
| Cash and due from depository institutions | $17,158,000 | 2,855 |
| Interest-bearing balances | $9,555,000 | 599 |
| Securities | $24,336,000 | 3,943 |
| Federal funds sold & reverse repurchase agreements | $6,034,000 | 2,336 |
| Net loans & leases | $229,417,000 | 2,019 |
| Loan loss allowance | $2,825,000 | 1,868 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,129,000 | 1,223 |
| Other real estate owned | $3,189,000 | 2,855 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $13,174,000 | 1,399 |
| Life insurance assets | $4,267,000 | 1,353 |
| Total liabilities and capital | $303,437,000 | 2,183 |
| Total liabilities | $282,339,000 | 2,093 |
| Total deposits | $257,034,000 | 2,064 |
| Interest-bearing deposits | $240,547,000 | 1,923 |
| Deposits held in domestic offices | $257,034,000 | 2,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,000,000 | 1,585 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,305,000 | 1,596 |
| Total equity capital | $21,098,000 | 3,070 |
| Total bank equity capital | $21,098,000 | 3,070 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $256,000 | 5,262 |
| Surplus | $17,809,000 | 1,606 |
| Undivided profits | $3,033,000 | 5,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,800,000 | 1,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,746,000 | 1,068 |
| Earning assets | $269,342,000 | 2,233 |
| Long-term assets (5+ years) | $29,751,000 | 2,743 |
| Average Assets, year-to-date | $294,616,330 | 2,212 |
| Average Assets, quarterly | $299,389,000 | 2,196 |
| Volatile liabilities | $137,776,000 | 1,028 |
| Insider loans | $696,000 | 4,930 |
| FHLB advances | $22,000,000 | 1,493 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $22,383,000 | 3,184 |
| Tier 1 (core) risk-based capital | $21,513,000 | 2,926 |
| Tier 2 risk-based capital | $2,825,000 | 1,804 |
| Total risk weighted assets | $227,236,000 | 2,086 |
| Total unused commitments | $22,383,000 | 3,184 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 55 | 3,117 |
| Assets and Liabilities | ||
| Total Assets: | $295,341,000 | 2,232 |
| Cash and due from depository institutions | $5,336,000 | 3,117 |
| Interest-bearing balances | $5,000 | 6,414 |
| Securities | $22,520,000 | 4,180 |
| Federal funds sold & reverse repurchase agreements | $25,981,000 | 719 |
| Net loans & leases | $216,066,000 | 2,097 |
| Loan loss allowance | $2,734,000 | 1,922 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,085,000 | 1,201 |
| Other real estate owned | $3,173,000 | 3,117 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $12,180,000 | 1,442 |
| Life insurance assets | $4,223,000 | 1,348 |
| Total liabilities and capital | $295,341,000 | 2,232 |
| Total liabilities | $274,651,000 | 2,142 |
| Total deposits | $259,160,000 | 2,041 |
| Interest-bearing deposits | $246,220,000 | 1,879 |
| Deposits held in domestic offices | $259,160,000 | 2,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,000,000 | 2,201 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,491,000 | 1,561 |
| Total equity capital | $20,690,000 | 3,139 |
| Total bank equity capital | $20,690,000 | 3,139 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $256,000 | 5,275 |
| Surplus | $16,809,000 | 1,652 |
| Undivided profits | $3,625,000 | 5,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 2,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,335,000 | 1,156 |
| Earning assets | $264,572,000 | 2,267 |
| Long-term assets (5+ years) | $31,155,000 | 2,632 |
| Average Assets, year-to-date | $290,206,000 | 2,252 |
| Average Assets, quarterly | $290,206,000 | 2,252 |
| Volatile liabilities | $132,679,000 | 1,038 |
| Insider loans | $664,000 | 5,021 |
| FHLB advances | $12,000,000 | 2,093 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $20,979,000 | 3,261 |
| Tier 1 (core) risk-based capital | $20,919,000 | 2,987 |
| Tier 2 risk-based capital | $2,682,000 | 1,891 |
| Total risk weighted assets | $217,613,000 | 2,143 |
| Total unused commitments | $20,979,000 | 3,261 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 49 | 3,424 |
| Assets and Liabilities | ||
| Total Assets: | $285,071,000 | 2,283 |
| Cash and due from depository institutions | $4,939,000 | 3,424 |
| Interest-bearing balances | $6,000 | 6,388 |
| Securities | $21,001,000 | 4,395 |
| Federal funds sold & reverse repurchase agreements | $22,326,000 | 715 |
| Net loans & leases | $212,124,000 | 2,114 |
| Loan loss allowance | $2,625,000 | 1,974 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,099,000 | 1,172 |
| Other real estate owned | $2,815,000 | 3,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,767,000 | 1,505 |
| Life insurance assets | $4,179,000 | 1,337 |
| Total liabilities and capital | $285,071,000 | 2,283 |
| Total liabilities | $264,896,000 | 2,198 |
| Total deposits | $249,794,000 | 2,108 |
| Interest-bearing deposits | $235,858,000 | 1,909 |
| Deposits held in domestic offices | $249,794,000 | 2,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 2,280 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,102,000 | 1,684 |
| Total equity capital | $20,175,000 | 3,149 |
| Total bank equity capital | $20,175,000 | 3,149 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $256,000 | 5,299 |
| Surplus | $16,809,000 | 1,617 |
| Undivided profits | $3,110,000 | 5,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,979,000 | 1,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,502,000 | 1,134 |
| Earning assets | $255,457,000 | 2,316 |
| Long-term assets (5+ years) | $32,843,000 | 2,500 |
| Average Assets, year-to-date | $258,470,400 | 2,398 |
| Average Assets, quarterly | $281,638,500 | 2,285 |
| Volatile liabilities | $131,563,000 | 1,158 |
| Insider loans | $702,000 | 4,910 |
| FHLB advances | $12,000,000 | 2,172 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,994,000 | 3,540 |
| Tier 1 (core) risk-based capital | $20,450,000 | 3,005 |
| Tier 2 risk-based capital | $2,625,000 | 1,907 |
| Total risk weighted assets | $212,296,000 | 2,180 |
| Total unused commitments | $17,994,000 | 3,540 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 48 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $278,206,000 | 2,312 |
| Cash and due from depository institutions | $8,465,000 | 3,508 |
| Interest-bearing balances | $56,000 | 5,383 |
| Securities | $18,287,000 | 4,828 |
| Federal funds sold & reverse repurchase agreements | $16,873,000 | 815 |
| Net loans & leases | $210,215,000 | 2,120 |
| Loan loss allowance | $2,351,000 | 2,167 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,257,000 | 1,132 |
| Other real estate owned | $3,320,000 | 3,508 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,789,000 | 1,620 |
| Life insurance assets | $4,119,000 | 1,315 |
| Total liabilities and capital | $278,206,000 | 2,312 |
| Total liabilities | $258,625,000 | 2,234 |
| Total deposits | $244,373,000 | 2,118 |
| Interest-bearing deposits | $229,313,000 | 1,939 |
| Deposits held in domestic offices | $244,373,000 | 2,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,000,000 | 2,364 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,252,000 | 2,136 |
| Total equity capital | $19,581,000 | 3,215 |
| Total bank equity capital | $19,581,000 | 3,215 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $256,000 | 5,344 |
| Surplus | $16,809,000 | 1,599 |
| Undivided profits | $2,516,000 | 6,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 2,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,194,000 | 1,229 |
| Earning assets | $245,431,000 | 2,396 |
| Long-term assets (5+ years) | $32,100,000 | 2,511 |
| Average Assets, year-to-date | $251,820,250 | 2,461 |
| Average Assets, quarterly | $267,567,000 | 2,371 |
| Volatile liabilities | $128,983,000 | 1,188 |
| Insider loans | $702,000 | 4,891 |
| FHLB advances | $12,000,000 | 2,248 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $17,423,000 | 3,628 |
| Tier 1 (core) risk-based capital | $19,944,000 | 3,057 |
| Tier 2 risk-based capital | $2,351,000 | 2,091 |
| Total risk weighted assets | $209,104,000 | 2,211 |
| Total unused commitments | $17,423,000 | 3,629 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $256,928,000 | 2,464 |
| Cash and due from depository institutions | $4,897,000 | 3,549 |
| Interest-bearing balances | $55,000 | 5,438 |
| Securities | $18,444,000 | 4,790 |
| Federal funds sold & reverse repurchase agreements | $8,456,000 | 1,496 |
| Net loans & leases | $203,147,000 | 2,166 |
| Loan loss allowance | $2,286,000 | 2,195 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,361,000 | 1,112 |
| Other real estate owned | $1,746,000 | 3,549 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,877,000 | 1,739 |
| Life insurance assets | $4,085,000 | 1,298 |
| Total liabilities and capital | $256,928,000 | 2,464 |
| Total liabilities | $238,559,000 | 2,389 |
| Total deposits | $224,425,000 | 2,276 |
| Interest-bearing deposits | $209,708,000 | 2,076 |
| Deposits held in domestic offices | $224,425,000 | 2,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $12,000,000 | 2,394 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,134,000 | 2,049 |
| Total equity capital | $18,369,000 | 3,288 |
| Total bank equity capital | $18,369,000 | 3,288 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $256,000 | 5,350 |
| Surplus | $13,809,000 | 1,856 |
| Undivided profits | $4,304,000 | 4,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,294,000 | 1,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,777,000 | 1,281 |
| Earning assets | $230,102,000 | 2,502 |
| Long-term assets (5+ years) | $33,379,000 | 2,415 |
| Average Assets, year-to-date | $243,025,000 | 2,549 |
| Average Assets, quarterly | $245,188,000 | 2,549 |
| Volatile liabilities | $118,050,000 | 1,269 |
| Insider loans | $712,000 | 4,871 |
| FHLB advances | $12,000,000 | 2,264 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,321,000 | 4,018 |
| Tier 1 (core) risk-based capital | $18,843,000 | 3,153 |
| Tier 2 risk-based capital | $2,286,000 | 2,102 |
| Total risk weighted assets | $198,894,000 | 2,273 |
| Total unused commitments | $14,321,000 | 4,019 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 45 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $233,448,000 | 2,659 |
| Cash and due from depository institutions | $5,367,000 | 3,657 |
| Interest-bearing balances | $5,000 | 6,546 |
| Securities | $19,412,000 | 4,691 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $189,457,000 | 2,241 |
| Loan loss allowance | $2,205,000 | 2,229 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,328,000 | 1,207 |
| Other real estate owned | $2,210,000 | 3,657 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,674,000 | 2,082 |
| Life insurance assets | $2,500,000 | 1,824 |
| Total liabilities and capital | $233,448,000 | 2,659 |
| Total liabilities | $215,617,000 | 2,590 |
| Total deposits | $201,313,000 | 2,487 |
| Interest-bearing deposits | $187,454,000 | 2,286 |
| Deposits held in domestic offices | $201,313,000 | 2,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $385,000 | 3,042 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 2,307 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,919,000 | 2,243 |
| Total equity capital | $17,831,000 | 3,345 |
| Total bank equity capital | $17,831,000 | 3,345 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $256,000 | 5,349 |
| Surplus | $13,809,000 | 1,796 |
| Undivided profits | $3,766,000 | 5,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,696,000 | 1,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,454,000 | 1,379 |
| Earning assets | $208,874,000 | 2,699 |
| Long-term assets (5+ years) | $32,607,000 | 2,437 |
| Average Assets, year-to-date | $236,073,500 | 2,601 |
| Average Assets, quarterly | $236,073,500 | 2,601 |
| Volatile liabilities | $106,515,000 | 1,320 |
| Insider loans | $814,000 | 4,582 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $17,730,000 | 3,568 |
| Tier 1 (core) risk-based capital | $18,221,000 | 3,212 |
| Tier 2 risk-based capital | $2,205,000 | 2,134 |
| Total risk weighted assets | $183,650,000 | 2,362 |
| Total unused commitments | $17,730,000 | 3,570 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 44 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $238,699,000 | 2,588 |
| Cash and due from depository institutions | $1,332,000 | 3,724 |
| Interest-bearing balances | $2,000 | 6,701 |
| Securities | $33,111,000 | 3,287 |
| Federal funds sold & reverse repurchase agreements | $8,496,000 | 1,589 |
| Net loans & leases | $179,057,000 | 2,328 |
| Loan loss allowance | $2,189,000 | 2,208 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,408,000 | 1,177 |
| Other real estate owned | $2,199,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,096,000 | 2,845 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $238,699,000 | 2,588 |
| Total liabilities | $221,258,000 | 2,527 |
| Total deposits | $204,277,000 | 2,438 |
| Interest-bearing deposits | $190,523,000 | 2,213 |
| Deposits held in domestic offices | $204,277,000 | 2,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,674,000 | 2,047 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,307,000 | 2,892 |
| Total equity capital | $17,441,000 | 3,360 |
| Total bank equity capital | $17,441,000 | 3,360 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $256,000 | 5,370 |
| Surplus | $13,809,000 | 1,755 |
| Undivided profits | $3,376,000 | 5,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,061,000 | 852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,410,000 | 1,416 |
| Earning assets | $220,666,000 | 2,565 |
| Long-term assets (5+ years) | $37,346,000 | 2,173 |
| Average Assets, year-to-date | $197,969,600 | 2,885 |
| Average Assets, quarterly | $229,561,500 | 2,659 |
| Volatile liabilities | $118,413,000 | 1,177 |
| Insider loans | $855,000 | 4,504 |
| FHLB advances | $12,000,000 | 2,255 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,841,000 | 3,758 |
| Tier 1 (core) risk-based capital | $17,765,000 | 3,224 |
| Tier 2 risk-based capital | $2,189,000 | 2,115 |
| Total risk weighted assets | $178,448,000 | 2,394 |
| Total unused commitments | $15,841,000 | 3,759 |
| Derivatives | $25,000,000 | 318 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $220,424,000 | 2,713 |
| Cash and due from depository institutions | $14,458,000 | 3,774 |
| Interest-bearing balances | $3,000 | 6,697 |
| Securities | $15,421,000 | 5,311 |
| Federal funds sold & reverse repurchase agreements | $4,447,000 | 2,486 |
| Net loans & leases | $169,970,000 | 2,392 |
| Loan loss allowance | $2,061,000 | 2,315 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,334,000 | 1,141 |
| Other real estate owned | $1,972,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,822,000 | 2,920 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $220,424,000 | 2,713 |
| Total liabilities | $206,129,000 | 2,623 |
| Total deposits | $192,639,000 | 2,521 |
| Interest-bearing deposits | $180,881,000 | 2,284 |
| Deposits held in domestic offices | $192,639,000 | 2,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,000,000 | 2,397 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,490,000 | 2,599 |
| Total equity capital | $14,295,000 | 3,941 |
| Total bank equity capital | $14,295,000 | 3,941 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $256,000 | 5,384 |
| Surplus | $10,809,000 | 2,072 |
| Undivided profits | $3,230,000 | 5,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,834,000 | 946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,310,000 | 1,416 |
| Earning assets | $189,841,000 | 2,845 |
| Long-term assets (5+ years) | $33,303,000 | 2,400 |
| Average Assets, year-to-date | $187,787,250 | 2,983 |
| Average Assets, quarterly | $204,307,000 | 2,861 |
| Volatile liabilities | $114,530,000 | 1,167 |
| Insider loans | $872,000 | 4,436 |
| FHLB advances | $12,000,000 | 2,262 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,401,000 | 4,188 |
| Tier 1 (core) risk-based capital | $14,452,000 | 3,817 |
| Tier 2 risk-based capital | $2,061,000 | 2,215 |
| Total risk weighted assets | $170,334,000 | 2,454 |
| Total unused commitments | $12,401,000 | 4,190 |
| Derivatives | $25,000,000 | 325 |
| 2005-06-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $188,190,000 | 3,006 |
| Cash and due from depository institutions | $4,357,000 | 3,935 |
| Interest-bearing balances | $272,000 | 4,012 |
| Securities | $14,915,000 | 5,439 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $154,323,000 | 2,537 |
| Loan loss allowance | $1,946,000 | 2,400 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,220,000 | 1,145 |
| Other real estate owned | $1,061,000 | 3,935 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,314,000 | 3,042 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $188,190,000 | 3,006 |
| Total liabilities | $174,070,000 | 2,940 |
| Total deposits | $157,889,000 | 2,935 |
| Interest-bearing deposits | $147,679,000 | 2,701 |
| Deposits held in domestic offices | $157,889,000 | 2,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $290,000 | 3,435 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,089 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $891,000 | 3,509 |
| Total equity capital | $14,120,000 | 3,912 |
| Total bank equity capital | $14,120,000 | 3,912 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $256,000 | 5,379 |
| Surplus | $9,809,000 | 2,185 |
| Undivided profits | $4,055,000 | 5,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,980,000 | 875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,887,000 | 1,619 |
| Earning assets | $169,510,000 | 3,048 |
| Long-term assets (5+ years) | $34,042,000 | 2,362 |
| Average Assets, year-to-date | $176,908,330 | 3,114 |
| Average Assets, quarterly | $180,410,000 | 3,090 |
| Volatile liabilities | $93,739,000 | 1,360 |
| Insider loans | $792,000 | 4,601 |
| FHLB advances | $15,000,000 | 1,967 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,159,000 | 4,212 |
| Tier 1 (core) risk-based capital | $14,309,000 | 3,756 |
| Tier 2 risk-based capital | $1,946,000 | 2,288 |
| Total risk weighted assets | $155,181,000 | 2,589 |
| Total unused commitments | $12,159,000 | 4,212 |
| Derivatives | $25,000,000 | 309 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $172,630,000 | 3,216 |
| Cash and due from depository institutions | $2,928,000 | 4,612 |
| Interest-bearing balances | $1,000 | 6,790 |
| Securities | $16,065,000 | 5,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $140,551,000 | 2,693 |
| Loan loss allowance | $1,892,000 | 2,428 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,900,000 | 1,314 |
| Other real estate owned | $1,092,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,094,000 | 3,141 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $172,630,000 | 3,216 |
| Total liabilities | $159,127,000 | 3,152 |
| Total deposits | $142,814,000 | 3,190 |
| Interest-bearing deposits | $132,603,000 | 2,930 |
| Deposits held in domestic offices | $142,814,000 | 3,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,446,000 | 1,815 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,000,000 | 2,310 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $867,000 | 3,501 |
| Total equity capital | $13,503,000 | 3,984 |
| Total bank equity capital | $13,503,000 | 3,984 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $256,000 | 5,420 |
| Surplus | $9,809,000 | 2,140 |
| Undivided profits | $3,438,000 | 5,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,573,000 | 1,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,779,000 | 1,675 |
| Earning assets | $156,617,000 | 3,249 |
| Long-term assets (5+ years) | $39,047,000 | 2,184 |
| Average Assets, year-to-date | $171,267,500 | 3,220 |
| Average Assets, quarterly | $171,267,500 | 3,220 |
| Volatile liabilities | $74,590,000 | 1,580 |
| Insider loans | $775,000 | 4,631 |
| FHLB advances | $12,000,000 | 2,185 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $12,629,000 | 4,102 |
| Tier 1 (core) risk-based capital | $13,750,000 | 3,852 |
| Tier 2 risk-based capital | $1,734,000 | 2,478 |
| Total risk weighted assets | $138,570,000 | 2,808 |
| Total unused commitments | $12,629,000 | 4,102 |
| Derivatives | $25,000,000 | 285 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $169,905,000 | 3,255 |
| Cash and due from depository institutions | $6,259,000 | 5,189 |
| Interest-bearing balances | $3,000 | 6,716 |
| Securities | $16,797,000 | 5,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $135,634,000 | 2,748 |
| Loan loss allowance | $1,801,000 | 2,522 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,998,000 | 1,468 |
| Other real estate owned | $1,091,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,126,000 | 3,715 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $169,905,000 | 3,255 |
| Total liabilities | $156,687,000 | 3,182 |
| Total deposits | $136,639,000 | 3,290 |
| Interest-bearing deposits | $127,267,000 | 3,033 |
| Deposits held in domestic offices | $136,639,000 | 3,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,874 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,000,000 | 1,972 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $548,000 | 4,493 |
| Total equity capital | $13,218,000 | 4,050 |
| Total bank equity capital | $13,218,000 | 4,050 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $256,000 | 5,438 |
| Surplus | $7,809,000 | 2,528 |
| Undivided profits | $5,153,000 | 4,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,060,000 | 1,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,586,000 | 1,858 |
| Earning assets | $152,434,000 | 3,326 |
| Long-term assets (5+ years) | $36,592,000 | 2,340 |
| Average Assets, year-to-date | $154,186,400 | 3,394 |
| Average Assets, quarterly | $163,747,000 | 3,327 |
| Volatile liabilities | $65,779,000 | 1,693 |
| Insider loans | $734,000 | 4,739 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $13,245,000 | 3,865 |
| Tier 1 (core) risk-based capital | $13,324,000 | 3,904 |
| Tier 2 risk-based capital | $1,653,000 | 2,561 |
| Total risk weighted assets | $132,062,000 | 2,921 |
| Total unused commitments | $13,245,000 | 3,866 |
| Derivatives | $8,000,000 | 409 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $157,589,000 | 3,436 |
| Cash and due from depository institutions | $2,818,000 | 5,187 |
| Interest-bearing balances | $5,000 | 6,696 |
| Securities | $18,591,000 | 4,903 |
| Federal funds sold & reverse repurchase agreements | $4,521,000 | 2,275 |
| Net loans & leases | $121,173,000 | 2,966 |
| Loan loss allowance | $1,786,000 | 2,539 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,703,000 | 1,495 |
| Other real estate owned | $1,008,000 | 5,187 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,775,000 | 3,985 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $157,589,000 | 3,436 |
| Total liabilities | $145,417,000 | 3,360 |
| Total deposits | $126,818,000 | 3,455 |
| Interest-bearing deposits | $116,392,000 | 3,216 |
| Deposits held in domestic offices | $126,818,000 | 3,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,000,000 | 1,825 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $599,000 | 4,447 |
| Total equity capital | $12,172,000 | 4,327 |
| Total bank equity capital | $12,172,000 | 4,327 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $256,000 | 5,464 |
| Surplus | $7,409,000 | 2,613 |
| Undivided profits | $4,507,000 | 4,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,652,000 | 1,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,463,000 | 2,112 |
| Earning assets | $144,290,000 | 3,429 |
| Long-term assets (5+ years) | $35,448,000 | 2,430 |
| Average Assets, year-to-date | $150,256,750 | 3,480 |
| Average Assets, quarterly | $154,658,500 | 3,447 |
| Volatile liabilities | $51,135,000 | 2,063 |
| Insider loans | $869,000 | 4,381 |
| FHLB advances | $12,000,000 | 2,194 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,206,000 | 4,004 |
| Tier 1 (core) risk-based capital | $12,271,000 | 4,146 |
| Tier 2 risk-based capital | $1,492,000 | 2,738 |
| Total risk weighted assets | $119,118,000 | 3,146 |
| Total unused commitments | $12,206,000 | 4,005 |
| Derivatives | $8,000,000 | 427 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $151,728,000 | 3,513 |
| Cash and due from depository institutions | $4,679,000 | 5,124 |
| Interest-bearing balances | $5,000 | 6,730 |
| Securities | $21,239,000 | 4,627 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $117,209,000 | 3,013 |
| Loan loss allowance | $1,771,000 | 2,536 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,115,000 | 2,005 |
| Other real estate owned | $993,000 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,493,000 | 4,226 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $151,728,000 | 3,513 |
| Total liabilities | $140,741,000 | 3,423 |
| Total deposits | $122,465,000 | 3,552 |
| Interest-bearing deposits | $111,644,000 | 3,317 |
| Deposits held in domestic offices | $122,465,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,925,000 | 2,091 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $351,000 | 5,457 |
| Total equity capital | $10,987,000 | 4,534 |
| Total bank equity capital | $10,987,000 | 4,534 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $256,000 | 5,502 |
| Surplus | $7,409,000 | 2,573 |
| Undivided profits | $3,322,000 | 5,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,380,000 | 1,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,335,000 | 2,183 |
| Earning assets | $138,453,000 | 3,547 |
| Long-term assets (5+ years) | $41,648,000 | 2,205 |
| Average Assets, year-to-date | $147,812,670 | 3,539 |
| Average Assets, quarterly | $149,168,000 | 3,535 |
| Volatile liabilities | $40,179,000 | 2,425 |
| Insider loans | $856,000 | 4,418 |
| FHLB advances | $12,000,000 | 2,178 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,461,000 | 4,799 |
| Tier 1 (core) risk-based capital | $11,662,000 | 4,259 |
| Tier 2 risk-based capital | $1,426,000 | 2,827 |
| Total risk weighted assets | $113,761,000 | 3,228 |
| Total unused commitments | $8,461,000 | 4,802 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 32 | 4,775 |
| Assets and Liabilities | ||
| Total Assets: | $146,608,000 | 3,614 |
| Cash and due from depository institutions | $3,188,000 | 4,775 |
| Interest-bearing balances | $5,000 | 6,762 |
| Securities | $24,700,000 | 4,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $110,469,000 | 3,104 |
| Loan loss allowance | $1,756,000 | 2,539 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,630,000 | 2,151 |
| Other real estate owned | $1,263,000 | 4,775 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,358,000 | 4,236 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $146,608,000 | 3,614 |
| Total liabilities | $135,624,000 | 3,507 |
| Total deposits | $121,503,000 | 3,574 |
| Interest-bearing deposits | $111,761,000 | 3,324 |
| Deposits held in domestic offices | $121,503,000 | 3,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,496,000 | 2,296 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,000,000 | 2,178 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $625,000 | 4,334 |
| Total equity capital | $10,984,000 | 4,623 |
| Total bank equity capital | $10,984,000 | 4,623 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $256,000 | 5,513 |
| Surplus | $7,409,000 | 2,545 |
| Undivided profits | $3,319,000 | 5,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,276,000 | 2,253 |
| Earning assets | $135,174,000 | 3,597 |
| Long-term assets (5+ years) | $36,981,000 | 2,382 |
| Average Assets, year-to-date | $145,855,000 | 3,580 |
| Average Assets, quarterly | $145,855,000 | 3,580 |
| Volatile liabilities | $35,121,000 | 2,624 |
| Insider loans | $794,000 | 4,523 |
| FHLB advances | $12,000,000 | 2,058 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,178,000 | 4,594 |
| Tier 1 (core) risk-based capital | $10,904,000 | 4,457 |
| Tier 2 risk-based capital | $1,356,000 | 2,916 |
| Total risk weighted assets | $108,090,000 | 3,309 |
| Total unused commitments | $9,178,000 | 4,600 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $145,102,000 | 3,614 |
| Cash and due from depository institutions | $2,313,000 | 5,015 |
| Interest-bearing balances | $2,000 | 6,879 |
| Securities | $24,570,000 | 4,267 |
| Federal funds sold & reverse repurchase agreements | $621,000 | 5,448 |
| Net loans & leases | $109,946,000 | 3,098 |
| Loan loss allowance | $1,657,000 | 2,650 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,933,000 | 2,512 |
| Other real estate owned | $1,254,000 | 5,015 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,465,000 | 4,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,102,000 | 3,614 |
| Total liabilities | $134,719,000 | 3,498 |
| Total deposits | $114,644,000 | 3,724 |
| Interest-bearing deposits | $105,688,000 | 3,456 |
| Deposits held in domestic offices | $114,644,000 | 3,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,311 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,197 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $575,000 | 4,379 |
| Total equity capital | $10,383,000 | 4,750 |
| Total bank equity capital | $10,383,000 | 4,750 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $256,000 | 5,554 |
| Surplus | $5,409,000 | 3,188 |
| Undivided profits | $4,718,000 | 4,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,283,000 | 2,331 |
| Earning assets | $135,139,000 | 3,561 |
| Long-term assets (5+ years) | $41,695,000 | 2,199 |
| Average Assets, year-to-date | $139,902,600 | 3,604 |
| Average Assets, quarterly | $143,238,500 | 3,626 |
| Volatile liabilities | $35,319,000 | 2,600 |
| Insider loans | $725,000 | 4,721 |
| FHLB advances | $12,000,000 | 2,073 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,197,000 | 5,002 |
| Tier 1 (core) risk-based capital | $10,521,000 | 4,540 |
| Tier 2 risk-based capital | $1,356,000 | 2,911 |
| Total risk weighted assets | $108,142,000 | 3,301 |
| Total unused commitments | $7,197,000 | 5,005 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $141,375,000 | 3,670 |
| Cash and due from depository institutions | $2,073,000 | 5,029 |
| Interest-bearing balances | $54,000 | 5,882 |
| Securities | $27,608,000 | 3,858 |
| Federal funds sold & reverse repurchase agreements | $2,615,000 | 3,860 |
| Net loans & leases | $101,865,000 | 3,292 |
| Loan loss allowance | $1,125,000 | 3,623 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,750,000 | 2,585 |
| Other real estate owned | $1,402,000 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,062,000 | 4,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,375,000 | 3,670 |
| Total liabilities | $131,297,000 | 3,563 |
| Total deposits | $112,823,000 | 3,751 |
| Interest-bearing deposits | $105,246,000 | 3,474 |
| Deposits held in domestic offices | $112,823,000 | 3,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,420 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,128 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $474,000 | 5,178 |
| Total equity capital | $10,078,000 | 4,822 |
| Total bank equity capital | $10,078,000 | 4,822 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $256,000 | 5,589 |
| Surplus | $5,409,000 | 3,132 |
| Undivided profits | $4,413,000 | 4,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,307,000 | 2,407 |
| Earning assets | $132,142,000 | 3,597 |
| Long-term assets (5+ years) | $37,651,000 | 2,365 |
| Average Assets, year-to-date | $138,602,750 | 3,659 |
| Average Assets, quarterly | $140,952,000 | 3,662 |
| Volatile liabilities | $25,651,000 | 3,230 |
| Insider loans | $559,000 | 5,254 |
| FHLB advances | $12,000,000 | 1,994 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,380,000 | 5,255 |
| Tier 1 (core) risk-based capital | $10,213,000 | 4,626 |
| Tier 2 risk-based capital | $1,125,000 | 3,344 |
| Total risk weighted assets | $101,627,000 | 3,450 |
| Total unused commitments | $6,380,000 | 5,262 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $140,529,000 | 3,675 |
| Cash and due from depository institutions | $1,004,000 | 5,283 |
| Interest-bearing balances | $108,000 | 5,261 |
| Securities | $31,633,000 | 3,415 |
| Federal funds sold & reverse repurchase agreements | $8,746,000 | 1,835 |
| Net loans & leases | $92,606,000 | 3,511 |
| Loan loss allowance | $1,100,000 | 3,639 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,188,000 | 2,912 |
| Other real estate owned | $1,461,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,891,000 | 4,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,529,000 | 3,675 |
| Total liabilities | $130,356,000 | 3,566 |
| Total deposits | $114,766,000 | 3,700 |
| Interest-bearing deposits | $106,652,000 | 3,422 |
| Deposits held in domestic offices | $114,766,000 | 3,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,009,000 | 1,849 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $581,000 | 4,690 |
| Total equity capital | $10,173,000 | 4,795 |
| Total bank equity capital | $10,173,000 | 4,795 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $256,000 | 5,601 |
| Surplus | $5,409,000 | 3,104 |
| Undivided profits | $4,508,000 | 4,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 5,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,181,000 | 2,566 |
| Earning assets | $133,093,000 | 3,554 |
| Long-term assets (5+ years) | $35,073,000 | 2,347 |
| Average Assets, year-to-date | $137,678,670 | 3,673 |
| Average Assets, quarterly | $138,054,500 | 3,698 |
| Volatile liabilities | $20,265,000 | 3,788 |
| Insider loans | $529,000 | 5,343 |
| FHLB advances | $12,000,000 | 1,959 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,896,000 | 4,746 |
| Tier 1 (core) risk-based capital | $9,962,000 | 4,647 |
| Tier 2 risk-based capital | $1,100,000 | 3,359 |
| Total risk weighted assets | $95,294,000 | 3,596 |
| Total unused commitments | $7,896,000 | 4,758 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $135,580,000 | 3,749 |
| Cash and due from depository institutions | $2,683,000 | 5,020 |
| Interest-bearing balances | $53,000 | 5,819 |
| Securities | $36,406,000 | 3,048 |
| Federal funds sold & reverse repurchase agreements | $2,856,000 | 4,557 |
| Net loans & leases | $86,620,000 | 3,651 |
| Loan loss allowance | $842,000 | 4,395 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,726,000 | 3,296 |
| Other real estate owned | $1,158,000 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,131,000 | 3,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,580,000 | 3,749 |
| Total liabilities | $126,381,000 | 3,618 |
| Total deposits | $113,745,000 | 3,693 |
| Interest-bearing deposits | $107,015,000 | 3,400 |
| Deposits held in domestic offices | $113,745,000 | 3,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,000,000 | 2,052 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $636,000 | 4,488 |
| Total equity capital | $9,199,000 | 5,047 |
| Total bank equity capital | $9,199,000 | 5,047 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $256,000 | 5,620 |
| Surplus | $5,409,000 | 3,051 |
| Undivided profits | $3,534,000 | 5,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,101,000 | 2,787 |
| Earning assets | $125,935,000 | 3,685 |
| Long-term assets (5+ years) | $44,642,000 | 1,922 |
| Average Assets, year-to-date | $136,253,500 | 3,690 |
| Average Assets, quarterly | $136,253,500 | 3,690 |
| Volatile liabilities | $15,777,000 | 4,400 |
| Insider loans | $469,000 | 5,545 |
| FHLB advances | $12,000,000 | 1,926 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,709,000 | 5,397 |
| Tier 1 (core) risk-based capital | $8,964,000 | 4,941 |
| Tier 2 risk-based capital | $842,000 | 4,092 |
| Total risk weighted assets | $88,210,000 | 3,758 |
| Total unused commitments | $5,709,000 | 5,414 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $136,927,000 | 3,659 |
| Cash and due from depository institutions | $2,572,000 | 6,243 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $43,587,000 | 2,605 |
| Federal funds sold & reverse repurchase agreements | $7,007,000 | 2,058 |
| Net loans & leases | $77,180,000 | 3,975 |
| Loan loss allowance | $800,000 | 4,486 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,582,000 | 3,421 |
| Other real estate owned | $1,108,000 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,891,000 | 3,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,927,000 | 3,659 |
| Total liabilities | $127,765,000 | 3,541 |
| Total deposits | $115,476,000 | 3,586 |
| Interest-bearing deposits | $108,552,000 | 3,290 |
| Deposits held in domestic offices | $115,476,000 | 3,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,000,000 | 2,075 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $289,000 | 6,716 |
| Total equity capital | $9,162,000 | 5,032 |
| Total bank equity capital | $9,162,000 | 5,032 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $256,000 | 5,635 |
| Surplus | $5,409,000 | 3,020 |
| Undivided profits | $3,497,000 | 5,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 2,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,064,000 | 3,012 |
| Earning assets | $127,774,000 | 3,593 |
| Long-term assets (5+ years) | $37,882,000 | 2,127 |
| Average Assets, year-to-date | $121,634,200 | 3,897 |
| Average Assets, quarterly | $137,653,000 | 3,605 |
| Volatile liabilities | $14,579,000 | 4,592 |
| Insider loans | $452,000 | 5,649 |
| FHLB advances | $12,000,000 | 1,932 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,642,000 | 6,194 |
| Tier 1 (core) risk-based capital | $8,948,000 | 4,895 |
| Tier 2 risk-based capital | $800,000 | 4,206 |
| Total risk weighted assets | $82,113,000 | 3,949 |
| Total unused commitments | $3,642,000 | 6,196 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 19 | 6,594 |
| Assets and Liabilities | ||
| Total Assets: | $87,285,000 | 5,014 |
| Cash and due from depository institutions | $2,035,000 | 6,594 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $16,580,000 | 5,095 |
| Federal funds sold & reverse repurchase agreements | $1,847,000 | 4,962 |
| Net loans & leases | $61,826,000 | 4,582 |
| Loan loss allowance | $725,000 | 4,607 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $858,000 | 6,248 |
| Other real estate owned | $1,180,000 | 6,594 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,959,000 | 3,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,285,000 | 5,014 |
| Total liabilities | $78,836,000 | 4,982 |
| Total deposits | $65,731,000 | 5,372 |
| Interest-bearing deposits | $58,975,000 | 5,190 |
| Deposits held in domestic offices | $65,731,000 | 5,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 1,939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,105,000 | 3,226 |
| Total equity capital | $8,449,000 | 5,145 |
| Total bank equity capital | $8,449,000 | 5,145 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $256,000 | 5,759 |
| Surplus | $5,144,000 | 3,033 |
| Undivided profits | $3,049,000 | 5,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 3,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $985,000 | 3,511 |
| Earning assets | $80,253,000 | 4,985 |
| Long-term assets (5+ years) | $17,670,000 | 3,574 |
| Average Assets, year-to-date | $83,079,000 | 5,010 |
| Average Assets, quarterly | $85,356,500 | 5,048 |
| Volatile liabilities | $24,979,000 | 3,138 |
| Insider loans | $628,000 | 4,946 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,644,000 | 6,853 |
| Tier 1 (core) risk-based capital | $8,332,000 | 5,040 |
| Tier 2 risk-based capital | $725,000 | 4,329 |
| Total risk weighted assets | $65,790,000 | 4,530 |
| Total unused commitments | $2,644,000 | 6,862 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $82,484,000 | 5,093 |
| Cash and due from depository institutions | $1,855,000 | 6,531 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $18,656,000 | 4,876 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,649 |
| Net loans & leases | $57,588,000 | 4,730 |
| Loan loss allowance | $600,000 | 5,111 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $663,000 | 6,917 |
| Other real estate owned | $891,000 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,231,000 | 5,478 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,484,000 | 5,093 |
| Total liabilities | $74,269,000 | 5,078 |
| Total deposits | $58,646,000 | 5,630 |
| Interest-bearing deposits | $52,752,000 | 5,440 |
| Deposits held in domestic offices | $58,646,000 | 5,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 1,588 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $623,000 | 5,063 |
| Total equity capital | $8,215,000 | 5,137 |
| Total bank equity capital | $8,215,000 | 5,137 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $256,000 | 5,930 |
| Surplus | $4,744,000 | 3,186 |
| Undivided profits | $3,215,000 | 5,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,217,000 | 1,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,028,000 | 2,660 |
| Earning assets | $77,844,000 | 5,000 |
| Long-term assets (5+ years) | $23,792,000 | 2,828 |
| Average Assets, year-to-date | $79,944,600 | 5,037 |
| Average Assets, quarterly | $82,438,500 | 5,045 |
| Volatile liabilities | $29,885,000 | 2,678 |
| Insider loans | $677,000 | 4,751 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $620,000 | 8,770 |
| Tier 1 (core) risk-based capital | $8,130,000 | 5,056 |
| Tier 2 risk-based capital | $665,700 | 4,484 |
| Total risk weighted assets | $57,983,000 | 4,802 |
| Total unused commitments | $620,000 | 8,776 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $75,685,000 | 5,415 |
| Cash and due from depository institutions | $1,287,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $24,526,000 | 4,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $47,547,000 | 5,242 |
| Loan loss allowance | $600,000 | 5,053 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $536,000 | 7,567 |
| Other real estate owned | $741,000 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,048,000 | 6,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,685,000 | 5,415 |
| Total liabilities | $68,484,000 | 5,379 |
| Total deposits | $48,864,000 | 6,328 |
| Interest-bearing deposits | $44,454,000 | 6,122 |
| Deposits held in domestic offices | $48,864,000 | 6,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,000 | 4,075 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,100,000 | 1,359 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $480,000 | 5,477 |
| Total equity capital | $7,201,000 | 5,526 |
| Total bank equity capital | $7,201,000 | 5,526 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $256,000 | 6,135 |
| Surplus | $3,744,000 | 3,760 |
| Undivided profits | $3,201,000 | 5,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 2,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $778,000 | 3,010 |
| Earning assets | $72,073,000 | 5,263 |
| Long-term assets (5+ years) | $21,880,000 | 3,132 |
| Average Assets, year-to-date | $70,123,000 | 5,531 |
| Average Assets, quarterly | $75,982,500 | 5,354 |
| Volatile liabilities | $20,640,000 | 3,413 |
| Insider loans | $520,000 | 5,288 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $430,000 | 9,281 |
| Tier 1 (core) risk-based capital | $7,529,000 | 5,372 |
| Tier 2 risk-based capital | $600,000 | 4,713 |
| Total risk weighted assets | $48,041,300 | 5,339 |
| Total unused commitments | $430,000 | 9,286 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $64,759,000 | 6,007 |
| Cash and due from depository institutions | $1,042,000 | 8,518 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $20,934,000 | 4,697 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $40,590,000 | 5,649 |
| Loan loss allowance | $500,000 | 5,623 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $461,000 | 7,942 |
| Other real estate owned | $741,000 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $991,000 | 5,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,759,000 | 6,007 |
| Total liabilities | $57,914,000 | 5,993 |
| Total deposits | $44,688,000 | 6,767 |
| Interest-bearing deposits | $39,241,000 | 6,651 |
| Deposits held in domestic offices | $44,688,000 | 6,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $440,000 | 2,796 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,200,000 | 1,389 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $586,000 | 5,204 |
| Total equity capital | $6,845,000 | 5,861 |
| Total bank equity capital | $6,845,000 | 5,861 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $256,000 | 6,240 |
| Surplus | $3,444,000 | 3,856 |
| Undivided profits | $3,145,000 | 5,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $806,000 | 2,857 |
| Earning assets | $61,524,000 | 5,888 |
| Long-term assets (5+ years) | $14,587,000 | 3,832 |
| Average Assets, year-to-date | $62,772,400 | 5,922 |
| Average Assets, quarterly | $63,497,500 | 6,002 |
| Volatile liabilities | $9,722,000 | 5,076 |
| Insider loans | $636,000 | 4,665 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $360,000 | 9,554 |
| Tier 1 (core) risk-based capital | $6,804,000 | 5,712 |
| Tier 2 risk-based capital | $500,000 | 5,219 |
| Total risk weighted assets | $42,148,800 | 5,706 |
| Total unused commitments | $360,000 | 9,557 |
| Derivatives | $5,000,000 | 441 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $57,835,000 | 6,501 |
| Cash and due from depository institutions | $1,335,000 | 8,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,986,000 | 5,541 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $38,314,000 | 5,964 |
| Loan loss allowance | $450,000 | 6,095 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $462,000 | 8,099 |
| Other real estate owned | $53,000 | 8,855 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $685,000 | 7,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,835,000 | 6,501 |
| Total liabilities | $51,803,000 | 6,485 |
| Total deposits | $47,503,000 | 6,603 |
| Interest-bearing deposits | $41,461,000 | 6,533 |
| Deposits held in domestic offices | $47,503,000 | 6,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,430,000 | 2,416 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,300,000 | 2,721 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $570,000 | 5,392 |
| Total equity capital | $6,032,000 | 6,375 |
| Total bank equity capital | $6,032,000 | 6,375 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $256,000 | 6,507 |
| Surplus | $3,344,000 | 3,867 |
| Undivided profits | $2,432,000 | 6,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 6,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $565,000 | 4,191 |
| Earning assets | $55,300,000 | 6,306 |
| Long-term assets (5+ years) | $12,175,000 | 3,837 |
| Average Assets, year-to-date | $55,638,200 | 6,465 |
| Average Assets, quarterly | $57,171,000 | 6,495 |
| Volatile liabilities | $10,861,000 | 4,723 |
| Insider loans | $401,000 | 5,988 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $396,000 | 9,776 |
| Tier 1 (core) risk-based capital | $6,134,000 | 6,176 |
| Tier 2 risk-based capital | $450,000 | 5,547 |
| Total risk weighted assets | $38,761,200 | 6,061 |
| Total unused commitments | $396,000 | 9,782 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $53,678,000 | 6,970 |
| Cash and due from depository institutions | $1,246,000 | 9,268 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,601,000 | 6,023 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 8,175 |
| Net loans & leases | $34,379,000 | 6,434 |
| Loan loss allowance | $350,000 | 7,304 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $462,000 | 8,286 |
| Other real estate owned | $0 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $830,000 | 6,996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,678,000 | 6,970 |
| Total liabilities | $48,798,000 | 6,907 |
| Total deposits | $46,139,000 | 6,953 |
| Interest-bearing deposits | $41,750,000 | 6,695 |
| Deposits held in domestic offices | $46,139,000 | 6,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,300,000 | 2,546 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $359,000 | 7,208 |
| Total equity capital | $4,880,000 | 7,344 |
| Total bank equity capital | $4,880,000 | 7,344 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $256,000 | 6,871 |
| Surplus | $2,944,000 | 4,332 |
| Undivided profits | $1,680,000 | 7,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 6,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $599,000 | 3,856 |
| Earning assets | $51,140,000 | 6,809 |
| Long-term assets (5+ years) | $12,386,000 | 3,712 |
| Average Assets, year-to-date | $51,541,600 | 6,960 |
| Average Assets, quarterly | $54,581,000 | 6,859 |
| Volatile liabilities | $8,419,000 | 5,432 |
| Insider loans | $490,000 | 5,578 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $360,000 | 10,057 |
| Tier 1 (core) risk-based capital | $5,200,000 | 6,972 |
| Tier 2 risk-based capital | $350,000 | 6,624 |
| Total risk weighted assets | $36,394,100 | 6,376 |
| Total unused commitments | $360,000 | 10,067 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities | ||
| Total Assets: | $46,739,000 | 7,691 |
| Cash and due from depository institutions | $1,264,000 | 9,704 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,512,000 | 6,106 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $26,864,000 | 7,432 |
| Loan loss allowance | $300,000 | 8,093 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $477,000 | 8,417 |
| Other real estate owned | $5,000 | 9,704 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $617,000 | 8,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,739,000 | 7,691 |
| Total liabilities | $42,510,000 | 7,637 |
| Total deposits | $38,898,000 | 7,841 |
| Interest-bearing deposits | $34,477,000 | 7,682 |
| Deposits held in domestic offices | $38,898,000 | 7,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,450,000 | 1,805 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $162,000 | 10,267 |
| Total equity capital | $4,229,000 | 8,100 |
| Total bank equity capital | $4,229,000 | 8,100 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $256,000 | 7,233 |
| Surplus | $2,544,000 | 4,706 |
| Undivided profits | $1,429,000 | 8,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 6,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $329,000 | 6,702 |
| Earning assets | $44,376,000 | 7,527 |
| Long-term assets (5+ years) | $12,138,000 | 3,565 |
| Average Assets, year-to-date | $45,047,000 | 7,671 |
| Average Assets, quarterly | $46,218,500 | 7,692 |
| Volatile liabilities | $7,788,000 | 5,394 |
| Insider loans | $409,000 | 6,229 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $590,000 | 9,826 |
| Tier 1 (core) risk-based capital | $4,494,000 | 7,699 |
| Tier 2 risk-based capital | $300,000 | 7,334 |
| Total risk weighted assets | $30,353,300 | 7,120 |
| Total unused commitments | $590,000 | 9,835 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 12 | 10,160 |
| Assets and Liabilities | ||
| Total Assets: | $42,524,000 | 8,250 |
| Cash and due from depository institutions | $1,123,000 | 10,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,171,000 | 6,296 |
| Federal funds sold & reverse repurchase agreements | $180,000 | 7,847 |
| Net loans & leases | $21,917,000 | 8,357 |
| Loan loss allowance | $301,000 | 8,374 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $482,000 | 8,603 |
| Other real estate owned | $4,000 | 10,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $647,000 | 8,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,524,000 | 8,250 |
| Total liabilities | $38,560,000 | 8,213 |
| Total deposits | $33,774,000 | 8,666 |
| Interest-bearing deposits | $29,665,000 | 8,490 |
| Deposits held in domestic offices | $33,774,000 | 8,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,600,000 | 1,875 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $186,000 | 9,267 |
| Total equity capital | $3,964,000 | 8,227 |
| Total bank equity capital | $3,964,000 | 8,227 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $256,000 | 7,644 |
| Surplus | $2,144,000 | 5,286 |
| Undivided profits | $1,564,000 | 7,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 4,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $377,000 | 5,454 |
| Earning assets | $40,268,000 | 8,069 |
| Long-term assets (5+ years) | $13,227,000 | 3,444 |
| Average Assets, year-to-date | $38,047,400 | 8,686 |
| Average Assets, quarterly | $41,553,000 | 8,331 |
| Volatile liabilities | $9,185,000 | 4,604 |
| Insider loans | $522,000 | 5,550 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,647,000 | 7,999 |
| Tier 1 (core) risk-based capital | $4,080,000 | 8,172 |
| Tier 2 risk-based capital | $301,000 | 7,482 |
| Total risk weighted assets | $26,131,400 | 7,850 |
| Total unused commitments | $1,647,000 | 8,008 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $34,091,000 | 9,589 |
| Cash and due from depository institutions | $845,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,497,000 | 7,873 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 9,841 |
| Net loans & leases | $18,361,000 | 9,203 |
| Loan loss allowance | $300,000 | 8,671 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $487,000 | 8,805 |
| Other real estate owned | $96,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $575,000 | 8,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,091,000 | 9,589 |
| Total liabilities | $30,516,000 | 9,646 |
| Total deposits | $30,275,000 | 9,524 |
| Interest-bearing deposits | $27,270,000 | 9,263 |
| Deposits held in domestic offices | $30,275,000 | 9,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $241,000 | 8,500 |
| Total equity capital | $3,575,000 | 8,944 |
| Total bank equity capital | $3,575,000 | 8,944 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $256,000 | 8,049 |
| Surplus | $1,744,000 | 6,112 |
| Undivided profits | $1,575,000 | 8,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 5,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $277,000 | 6,487 |
| Earning assets | $32,088,000 | 9,452 |
| Long-term assets (5+ years) | $10,182,000 | 4,317 |
| Average Assets, year-to-date | $30,302,400 | 9,976 |
| Average Assets, quarterly | $32,746,500 | 9,742 |
| Volatile liabilities | $3,589,000 | 7,752 |
| Insider loans | $562,000 | 5,364 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,299,000 | 8,646 |
| Tier 1 (core) risk-based capital | $3,575,000 | 8,863 |
| Tier 2 risk-based capital | $269,350 | 8,053 |
| Total risk weighted assets | $21,517,650 | 8,835 |
| Total unused commitments | $1,299,000 | 8,672 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $26,845,000 | 10,920 |
| Cash and due from depository institutions | $607,000 | 10,697 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,551,000 | 10,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $17,624,000 | 9,474 |
| Loan loss allowance | $225,000 | 10,041 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $508,000 | 8,852 |
| Other real estate owned | $134,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $421,000 | 10,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,845,000 | 10,920 |
| Total liabilities | $23,515,000 | 11,041 |
| Total deposits | $22,629,000 | 11,097 |
| Interest-bearing deposits | $20,035,000 | 10,944 |
| Deposits held in domestic offices | $22,629,000 | 11,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $740,000 | 2,773 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $146,000 | 11,267 |
| Total equity capital | $3,330,000 | 9,210 |
| Total bank equity capital | $3,330,000 | 9,210 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $256,000 | 8,462 |
| Surplus | $1,744,000 | 6,033 |
| Undivided profits | $1,330,000 | 8,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 4,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $262,000 | 7,271 |
| Earning assets | $25,175,000 | 10,744 |
| Long-term assets (5+ years) | $5,839,000 | 5,998 |
| Average Assets, year-to-date | $25,603,800 | 10,990 |
| Average Assets, quarterly | $26,246,500 | 10,952 |
| Volatile liabilities | $4,448,000 | 7,026 |
| Insider loans | $342,000 | 2,620 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $150,000 | 11,899 |
| Tier 1 (core) risk-based capital | $3,330,000 | 9,146 |
| Tier 2 risk-based capital | $225,000 | 8,935 |
| Total risk weighted assets | $18,694,900 | 9,616 |
| Total unused commitments | $150,000 | 11,912 |
| Derivatives | $0 | 651 |