Home > Central Bank of Branson > Net charge- offs to loans

Central Bank of Branson, Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0377%1,334
Percentage Net Loans Charged-off: Total real estate loans0.0281%697
Percentage Net Loans Charged-off:Construction & development-0.0291%4,170
Percentage Net Loans Charged-off: Commercial real estate0.0789%350
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,414
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0022%3,483
Percentage Net Loans Charged-off: Commercial and industrial-0.2660%4,474
Percentage Net Loans Charged-off: Loans to individuals0.6971%563
Percentage Net Loans Charged-off: Credit card loans1.8115%191
Percentage Net Loans Charged-off: Other loans to individual0.5700%605
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.4935%1,066
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0433%1,205
Percentage Net Loans Charged-off: Total real estate loans0.0422%558
Percentage Net Loans Charged-off:Construction & development-0.0480%4,279
Percentage Net Loans Charged-off: Commercial real estate0.1151%273
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%3,549
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0033%3,636
Percentage Net Loans Charged-off: Commercial and industrial-0.3032%4,574
Percentage Net Loans Charged-off: Loans to individuals0.7724%489
Percentage Net Loans Charged-off: Credit card loans2.9259%115
Percentage Net Loans Charged-off: Other loans to individual0.5235%637
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.8773%1,042
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0375%4,279
Percentage Net Loans Charged-off: Total real estate loans-0.0065%3,869
Percentage Net Loans Charged-off:Construction & development-0.0404%4,312
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%3,815
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0068%3,874
Percentage Net Loans Charged-off: Commercial and industrial-0.3892%4,661
Percentage Net Loans Charged-off: Loans to individuals0.4419%842
Percentage Net Loans Charged-off: Credit card loans3.2075%119
Percentage Net Loans Charged-off: Other loans to individual0.1124%1,302
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-3.8321%1,003
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0077%4,210
Percentage Net Loans Charged-off: Total real estate loans-0.0016%3,764
Percentage Net Loans Charged-off:Construction & development-0.0629%4,361
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0143%1,238
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0163%1,132
Percentage Net Loans Charged-off: Commercial and industrial-0.5708%4,736
Percentage Net Loans Charged-off: Loans to individuals0.8767%714
Percentage Net Loans Charged-off: Credit card loans2.8561%183
Percentage Net Loans Charged-off: Other loans to individual0.6372%904
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-7.8436%1,075
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0625%4,734
Percentage Net Loans Charged-off: Total real estate loans-0.0109%4,218
Percentage Net Loans Charged-off:Construction & development-0.0976%4,442
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%3,743
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0024%3,806
Percentage Net Loans Charged-off: Commercial and industrial-0.7698%4,790
Percentage Net Loans Charged-off: Loans to individuals0.6641%916
Percentage Net Loans Charged-off: Credit card loans2.7271%196
Percentage Net Loans Charged-off: Other loans to individual0.4177%1,218
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-10.3900%1,059
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0940%4,830
Percentage Net Loans Charged-off: Total real estate loans-0.0077%4,134
Percentage Net Loans Charged-off:Construction & development-0.0661%4,428
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%3,844
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0037%3,908
Percentage Net Loans Charged-off: Commercial and industrial-1.0406%4,834
Percentage Net Loans Charged-off: Loans to individuals0.6776%980
Percentage Net Loans Charged-off: Credit card loans1.9220%297
Percentage Net Loans Charged-off: Other loans to individual0.5273%1,101
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-13.5502%1,045
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1927%4,936
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,756
Percentage Net Loans Charged-off:Construction & development-0.0230%4,373
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial-2.1309%4,870
Percentage Net Loans Charged-off: Loans to individuals0.7489%983
Percentage Net Loans Charged-off: Credit card loans2.0206%260
Percentage Net Loans Charged-off: Other loans to individual0.5942%1,060
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-22.9097%1,035
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1858%1,089
Percentage Net Loans Charged-off: Total real estate loans0.0965%743
Percentage Net Loans Charged-off:Construction & development0.3985%129
Percentage Net Loans Charged-off: Commercial real estate0.1143%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%3,958
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0019%4,001
Percentage Net Loans Charged-off: Commercial and industrial0.0454%1,992
Percentage Net Loans Charged-off: Loans to individuals1.0444%777
Percentage Net Loans Charged-off: Credit card loans5.4711%81
Percentage Net Loans Charged-off: Other loans to individual0.5249%1,386
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1972%883
Percentage Net Loans Charged-off: Total real estate loans0.1320%482
Percentage Net Loans Charged-off:Construction & development0.5499%82
Percentage Net Loans Charged-off: Commercial real estate0.1524%389
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%3,966
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0026%4,008
Percentage Net Loans Charged-off: Commercial and industrial0.0431%1,657
Percentage Net Loans Charged-off: Loans to individuals0.8701%894
Percentage Net Loans Charged-off: Credit card loans6.4587%64
Percentage Net Loans Charged-off: Other loans to individual0.2189%2,095
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1461%1,080
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3464%486
Percentage Net Loans Charged-off: Total real estate loans0.3305%193
Percentage Net Loans Charged-off:Construction & development2.0976%27
Percentage Net Loans Charged-off: Commercial real estate0.2274%269
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%4,009
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0040%4,063
Percentage Net Loans Charged-off: Commercial and industrial0.0129%1,508
Percentage Net Loans Charged-off: Loans to individuals0.9227%803
Percentage Net Loans Charged-off: Credit card loans5.9780%76
Percentage Net Loans Charged-off: Other loans to individual0.3232%1,635
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2158%1,062
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1556%863
Percentage Net Loans Charged-off: Total real estate loans0.0589%605
Percentage Net Loans Charged-off:Construction & development0.5639%50
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial0.0391%993
Percentage Net Loans Charged-off: Loans to individuals1.1359%672
Percentage Net Loans Charged-off: Credit card loans5.7705%77
Percentage Net Loans Charged-off: Other loans to individual0.5732%1,083
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6375%266
Percentage Net Loans Charged-off: Total real estate loans0.1451%500
Percentage Net Loans Charged-off:Construction & development0.0679%277
Percentage Net Loans Charged-off: Commercial real estate0.2202%387
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0867%870
Percentage Net Loans Charged-off: Home equity loans0.5666%81
All other 1-4 family - Percent of loans charged-off, net0.0000%1,969
Percentage Net Loans Charged-off: Commercial and industrial3.0090%162
Percentage Net Loans Charged-off: Loans to individuals1.4224%508
Percentage Net Loans Charged-off: Credit card loans7.5317%55
Percentage Net Loans Charged-off: Other loans to individual0.6194%1,223
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE15.8300%9
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4062%399
Percentage Net Loans Charged-off: Total real estate loans0.0302%1,271
Percentage Net Loans Charged-off:Construction & development-0.0374%4,512
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.1164%610
Percentage Net Loans Charged-off: Home equity loans0.7379%62
All other 1-4 family - Percent of loans charged-off, net0.0000%1,693
Percentage Net Loans Charged-off: Commercial and industrial1.9207%233
Percentage Net Loans Charged-off: Loans to individuals1.5107%454
Percentage Net Loans Charged-off: Credit card loans8.5248%46
Percentage Net Loans Charged-off: Other loans to individual0.5760%1,169
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE9.6738%10
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1895%826
Percentage Net Loans Charged-off: Total real estate loans0.0450%915
Percentage Net Loans Charged-off:Construction & development-0.0520%4,620
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.1762%395
Percentage Net Loans Charged-off: Home equity loans1.0857%43
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial0.0522%1,330
Percentage Net Loans Charged-off: Loans to individuals1.7751%352
Percentage Net Loans Charged-off: Credit card loans9.9349%36
Percentage Net Loans Charged-off: Other loans to individual0.6489%989
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1481%938
Percentage Net Loans Charged-off: Total real estate loans-0.0131%4,557
Percentage Net Loans Charged-off:Construction & development-0.0946%4,795
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.1103%822
Percentage Net Loans Charged-off: Loans to individuals1.7274%434
Percentage Net Loans Charged-off: Credit card loans8.1093%48
Percentage Net Loans Charged-off: Other loans to individual0.8238%837
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6517%336
Percentage Net Loans Charged-off: Total real estate loans0.6938%100
Percentage Net Loans Charged-off:Construction & development0.3977%194
Percentage Net Loans Charged-off: Commercial real estate1.2425%105
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0647%1,372
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0785%1,205
Percentage Net Loans Charged-off: Commercial and industrial-0.0745%4,735
Percentage Net Loans Charged-off: Loans to individuals1.7277%432
Percentage Net Loans Charged-off: Credit card loans7.0640%54
Percentage Net Loans Charged-off: Other loans to individual0.9757%825
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8132%225
Percentage Net Loans Charged-off: Total real estate loans0.9099%57
Percentage Net Loans Charged-off:Construction & development0.5511%138
Percentage Net Loans Charged-off: Commercial real estate1.6687%56
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,100
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial-0.0957%4,796
Percentage Net Loans Charged-off: Loans to individuals1.8414%383
Percentage Net Loans Charged-off: Credit card loans7.9352%51
Percentage Net Loans Charged-off: Other loans to individual0.9875%746
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1982%165
Percentage Net Loans Charged-off: Total real estate loans1.4227%36
Percentage Net Loans Charged-off:Construction & development1.1237%71
Percentage Net Loans Charged-off: Commercial real estate2.5479%33
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,811
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial-0.1546%4,987
Percentage Net Loans Charged-off: Loans to individuals2.1253%314
Percentage Net Loans Charged-off: Credit card loans9.6370%39
Percentage Net Loans Charged-off: Other loans to individual1.0698%642
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1977%874
Percentage Net Loans Charged-off: Total real estate loans0.1433%495
Percentage Net Loans Charged-off:Construction & development1.1332%52
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial-0.3469%5,300
Percentage Net Loans Charged-off: Loans to individuals1.9577%384
Percentage Net Loans Charged-off: Credit card loans12.0418%34
Percentage Net Loans Charged-off: Other loans to individual0.5444%1,220
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3679%738
Percentage Net Loans Charged-off: Total real estate loans0.2494%535
Percentage Net Loans Charged-off:Construction & development1.8855%79
Percentage Net Loans Charged-off: Commercial real estate-0.0294%5,175
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0585%5,383
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net-0.0700%5,446
Percentage Net Loans Charged-off: Commercial and industrial0.5629%970
Percentage Net Loans Charged-off: Loans to individuals1.2664%679
Percentage Net Loans Charged-off: Credit card loans4.2021%111
Percentage Net Loans Charged-off: Other loans to individual0.8618%991
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4512%467
Percentage Net Loans Charged-off: Total real estate loans0.3525%305
Percentage Net Loans Charged-off:Construction & development2.4057%58
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0773%5,494
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0923%5,542
Percentage Net Loans Charged-off: Commercial and industrial0.7314%649
Percentage Net Loans Charged-off: Loans to individuals0.9600%855
Percentage Net Loans Charged-off: Credit card loans3.1680%162
Percentage Net Loans Charged-off: Other loans to individual0.6569%1,178
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6217%334
Percentage Net Loans Charged-off: Total real estate loans0.5169%208
Percentage Net Loans Charged-off:Construction & development2.8964%53
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1854%783
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.2208%663
Percentage Net Loans Charged-off: Commercial and industrial1.0511%445
Percentage Net Loans Charged-off: Loans to individuals0.8466%962
Percentage Net Loans Charged-off: Credit card loans4.0161%115
Percentage Net Loans Charged-off: Other loans to individual0.4054%1,569
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1439%1,252
Percentage Net Loans Charged-off: Total real estate loans0.1317%724
Percentage Net Loans Charged-off:Construction & development0.2319%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2946%474
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.3501%415
Percentage Net Loans Charged-off: Commercial and industrial-0.0686%4,911
Percentage Net Loans Charged-off: Loans to individuals0.8666%926
Percentage Net Loans Charged-off: Credit card loans3.1000%178
Percentage Net Loans Charged-off: Other loans to individual0.5394%1,181
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1663%1,704
Percentage Net Loans Charged-off: Total real estate loans0.1232%1,392
Percentage Net Loans Charged-off:Construction & development-0.1044%5,030
Percentage Net Loans Charged-off: Commercial real estate0.0301%1,375
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.3729%564
Percentage Net Loans Charged-off: Home equity loans-0.0378%4,222
All other 1-4 family - Percent of loans charged-off, net0.4414%474
Percentage Net Loans Charged-off: Commercial and industrial-0.0405%4,772
Percentage Net Loans Charged-off: Loans to individuals1.1703%650
Percentage Net Loans Charged-off: Credit card loans3.6315%148
Percentage Net Loans Charged-off: Other loans to individual0.7136%1,074
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1507%1,629
Percentage Net Loans Charged-off: Total real estate loans0.1083%1,413
Percentage Net Loans Charged-off:Construction & development-0.1890%5,236
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.4128%450
Percentage Net Loans Charged-off: Home equity loans-0.0524%4,290
All other 1-4 family - Percent of loans charged-off, net0.4874%386
Percentage Net Loans Charged-off: Commercial and industrial-0.0556%4,865
Percentage Net Loans Charged-off: Loans to individuals1.1405%597
Percentage Net Loans Charged-off: Credit card loans3.1807%169
Percentage Net Loans Charged-off: Other loans to individual0.7501%930
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0628%2,480
Percentage Net Loans Charged-off: Total real estate loans0.0012%2,705
Percentage Net Loans Charged-off:Construction & development-0.3351%5,405
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1629%1,156
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.1870%1,047
Percentage Net Loans Charged-off: Commercial and industrial-0.0794%5,037
Percentage Net Loans Charged-off: Loans to individuals1.1168%642
Percentage Net Loans Charged-off: Credit card loans3.7194%123
Percentage Net Loans Charged-off: Other loans to individual0.5942%1,074
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0504%2,281
Percentage Net Loans Charged-off: Total real estate loans0.0191%1,806
Percentage Net Loans Charged-off:Construction & development-0.6599%5,587
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.3704%535
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.4227%473
Percentage Net Loans Charged-off: Commercial and industrial-0.0516%4,873
Percentage Net Loans Charged-off: Loans to individuals0.6975%1,018
Percentage Net Loans Charged-off: Credit card loans2.7990%199
Percentage Net Loans Charged-off: Other loans to individual0.2568%1,706
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2622%1,648
Percentage Net Loans Charged-off: Total real estate loans0.2391%1,289
Percentage Net Loans Charged-off:Construction & development0.1112%921
Percentage Net Loans Charged-off: Commercial real estate0.3056%950
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2008%1,617
Percentage Net Loans Charged-off: Home equity loans0.1003%922
All other 1-4 family - Percent of loans charged-off, net0.2150%1,478
Percentage Net Loans Charged-off: Commercial and industrial-0.1713%5,539
Percentage Net Loans Charged-off: Loans to individuals1.3595%654
Percentage Net Loans Charged-off: Credit card loans3.4010%175
Percentage Net Loans Charged-off: Other loans to individual0.9395%900
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0211%4,102
Percentage Net Loans Charged-off: Total real estate loans-0.0485%5,928
Percentage Net Loans Charged-off:Construction & development-0.1521%5,420
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0733%6,091
Percentage Net Loans Charged-off: Home equity loans0.1330%785
All other 1-4 family - Percent of loans charged-off, net-0.1027%6,155
Percentage Net Loans Charged-off: Commercial and industrial-0.1131%5,401
Percentage Net Loans Charged-off: Loans to individuals1.1028%776
Percentage Net Loans Charged-off: Credit card loans3.2227%173
Percentage Net Loans Charged-off: Other loans to individual0.6704%1,186
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%3,600
Percentage Net Loans Charged-off: Total real estate loans-0.0066%5,404
Percentage Net Loans Charged-off:Construction & development-0.2313%5,560
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0705%2,229
Percentage Net Loans Charged-off: Home equity loans0.1991%611
All other 1-4 family - Percent of loans charged-off, net0.0523%2,271
Percentage Net Loans Charged-off: Commercial and industrial-0.1500%5,535
Percentage Net Loans Charged-off: Loans to individuals0.7833%1,105
Percentage Net Loans Charged-off: Credit card loans2.1123%290
Percentage Net Loans Charged-off: Other loans to individual0.5112%1,368
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0949%2,216
Percentage Net Loans Charged-off: Total real estate loans0.0581%1,920
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1539%1,351
Percentage Net Loans Charged-off: Home equity loans1.6917%111
All other 1-4 family - Percent of loans charged-off, net-0.0639%6,130
Percentage Net Loans Charged-off: Commercial and industrial-0.0431%5,011
Percentage Net Loans Charged-off: Loans to individuals0.8069%1,065
Percentage Net Loans Charged-off: Credit card loans1.4092%342
Percentage Net Loans Charged-off: Other loans to individual0.6861%1,086
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2347%2,574
Percentage Net Loans Charged-off: Total real estate loans0.1564%2,645
Percentage Net Loans Charged-off:Construction & development0.2644%1,260
Percentage Net Loans Charged-off: Commercial real estate0.0697%2,226
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2194%2,122
Percentage Net Loans Charged-off: Home equity loans-0.0131%4,641
All other 1-4 family - Percent of loans charged-off, net0.2545%1,878
Percentage Net Loans Charged-off: Commercial and industrial0.1365%2,408
Percentage Net Loans Charged-off: Loans to individuals1.5795%665
Percentage Net Loans Charged-off: Credit card loans4.8504%110
Percentage Net Loans Charged-off: Other loans to individual0.9696%1,087
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2492%2,321
Percentage Net Loans Charged-off: Total real estate loans0.1517%2,512
Percentage Net Loans Charged-off:Construction & development0.3411%1,064
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2575%1,802
Percentage Net Loans Charged-off: Home equity loans-0.0172%4,673
All other 1-4 family - Percent of loans charged-off, net0.2995%1,591
Percentage Net Loans Charged-off: Commercial and industrial0.2244%1,886
Percentage Net Loans Charged-off: Loans to individuals1.7952%548
Percentage Net Loans Charged-off: Credit card loans6.1464%73
Percentage Net Loans Charged-off: Other loans to individual0.9898%958
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3046%1,968
Percentage Net Loans Charged-off: Total real estate loans0.1617%2,295
Percentage Net Loans Charged-off:Construction & development0.5232%881
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2091%1,966
Percentage Net Loans Charged-off: Home equity loans-0.0255%4,684
All other 1-4 family - Percent of loans charged-off, net0.2456%1,743
Percentage Net Loans Charged-off: Commercial and industrial0.4687%1,294
Percentage Net Loans Charged-off: Loans to individuals2.3157%411
Percentage Net Loans Charged-off: Credit card loans9.9101%42
Percentage Net Loans Charged-off: Other loans to individual0.9485%983
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2034%2,200
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,055
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial1.1818%615
Percentage Net Loans Charged-off: Loans to individuals2.1066%487
Percentage Net Loans Charged-off: Credit card loans4.2394%153
Percentage Net Loans Charged-off: Other loans to individual1.7111%542
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0682%1,001
Percentage Net Loans Charged-off: Total real estate loans1.0507%936
Percentage Net Loans Charged-off:Construction & development3.1912%812
Percentage Net Loans Charged-off: Commercial real estate0.2293%2,178
Percentage Net Loans Charged-off: Multi-family residential-4.8176%5,619
Percentage Net Loans Charged-off: 1-4 family residential1.2411%682
Percentage Net Loans Charged-off: Home equity loans6.5804%79
All other 1-4 family - Percent of loans charged-off, net0.3285%2,258
Percentage Net Loans Charged-off: Commercial and industrial1.2854%1,216
Percentage Net Loans Charged-off: Loans to individuals1.5568%856
Percentage Net Loans Charged-off: Credit card loans4.5177%172
Percentage Net Loans Charged-off: Other loans to individual1.0171%1,257
Percentage Net Loans Charged-off: All other loans and lease0.1483%1,137
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8027%1,368
Percentage Net Loans Charged-off: Total real estate loans0.7099%1,400
Percentage Net Loans Charged-off:Construction & development0.1313%1,985
Percentage Net Loans Charged-off: Commercial real estate0.2981%1,769
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.5167%526
Percentage Net Loans Charged-off: Home equity loans8.5034%58
All other 1-4 family - Percent of loans charged-off, net0.2878%2,294
Percentage Net Loans Charged-off: Commercial and industrial1.6873%894
Percentage Net Loans Charged-off: Loans to individuals1.4777%867
Percentage Net Loans Charged-off: Credit card loans4.1175%197
Percentage Net Loans Charged-off: Other loans to individual0.9961%1,154
Percentage Net Loans Charged-off: All other loans and lease0.1712%984
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3831%2,487
Percentage Net Loans Charged-off: Total real estate loans0.1491%3,209
Percentage Net Loans Charged-off:Construction & development0.1961%1,728
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3317%2,123
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.3909%1,844
Percentage Net Loans Charged-off: Commercial and industrial2.5729%637
Percentage Net Loans Charged-off: Loans to individuals1.4511%892
Percentage Net Loans Charged-off: Credit card loans4.4867%186
Percentage Net Loans Charged-off: Other loans to individual0.8956%1,242
Percentage Net Loans Charged-off: All other loans and lease0.1082%979
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5009%1,835
Percentage Net Loans Charged-off: Total real estate loans0.0760%3,130
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2112%2,153
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.2494%1,897
Percentage Net Loans Charged-off: Commercial and industrial5.5308%280
Percentage Net Loans Charged-off: Loans to individuals1.0200%1,124
Percentage Net Loans Charged-off: Credit card loans4.9383%161
Percentage Net Loans Charged-off: Other loans to individual0.3018%2,076
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5431%2,840
Percentage Net Loans Charged-off: Total real estate loans0.5633%2,478
Percentage Net Loans Charged-off:Construction & development0.2887%2,600
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential32.7391%25
Percentage Net Loans Charged-off: 1-4 family residential1.1318%1,100
Percentage Net Loans Charged-off: Home equity loans0.7956%973
All other 1-4 family - Percent of loans charged-off, net1.1879%1,049
Percentage Net Loans Charged-off: Commercial and industrial-0.0496%6,313
Percentage Net Loans Charged-off: Loans to individuals1.1216%1,511
Percentage Net Loans Charged-off: Credit card loans2.8281%394
Percentage Net Loans Charged-off: Other loans to individual0.7587%1,843
Percentage Net Loans Charged-off: All other loans and lease0.3047%995
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5988%2,465
Percentage Net Loans Charged-off: Total real estate loans0.6285%2,089
Percentage Net Loans Charged-off:Construction & development0.3852%2,248
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential39.2181%25
Percentage Net Loans Charged-off: 1-4 family residential1.1684%999
Percentage Net Loans Charged-off: Home equity loans0.4752%1,114
All other 1-4 family - Percent of loans charged-off, net1.2806%898
Percentage Net Loans Charged-off: Commercial and industrial-0.0566%6,260
Percentage Net Loans Charged-off: Loans to individuals1.1174%1,389
Percentage Net Loans Charged-off: Credit card loans3.0204%362
Percentage Net Loans Charged-off: Other loans to individual0.7116%1,741
Percentage Net Loans Charged-off: All other loans and lease0.2779%931
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1716%4,151
Percentage Net Loans Charged-off: Total real estate loans0.1456%3,654
Percentage Net Loans Charged-off:Construction & development-0.0495%6,438
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.4334%2,072
Percentage Net Loans Charged-off: Home equity loans0.7370%843
All other 1-4 family - Percent of loans charged-off, net0.3864%2,086
Percentage Net Loans Charged-off: Commercial and industrial-0.0438%6,166
Percentage Net Loans Charged-off: Loans to individuals0.9143%1,607
Percentage Net Loans Charged-off: Credit card loans3.5145%317
Percentage Net Loans Charged-off: Other loans to individual0.4192%2,321
Percentage Net Loans Charged-off: All other loans and lease0.1042%1,074
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1660%3,484
Percentage Net Loans Charged-off: Total real estate loans0.1532%2,940
Percentage Net Loans Charged-off:Construction & development-0.0972%6,514
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.4770%1,607
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.5510%1,379
Percentage Net Loans Charged-off: Commercial and industrial-0.0302%5,943
Percentage Net Loans Charged-off: Loans to individuals0.6026%1,912
Percentage Net Loans Charged-off: Credit card loans4.8295%239
Percentage Net Loans Charged-off: Other loans to individual-0.0328%5,940
Percentage Net Loans Charged-off: All other loans and lease0.2326%691
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3902%4,086
Percentage Net Loans Charged-off: Total real estate loans0.3115%3,667
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.8727%1,553
Percentage Net Loans Charged-off: Home equity loans1.4790%642
All other 1-4 family - Percent of loans charged-off, net0.7780%1,675
Percentage Net Loans Charged-off: Commercial and industrial0.1329%4,270
Percentage Net Loans Charged-off: Loans to individuals1.9204%1,126
Percentage Net Loans Charged-off: Credit card loans4.7256%325
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5406%1,049
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3582%3,869
Percentage Net Loans Charged-off: Total real estate loans0.3139%3,334
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.8786%1,395
Percentage Net Loans Charged-off: Home equity loans1.9568%466
All other 1-4 family - Percent of loans charged-off, net0.7105%1,600
Percentage Net Loans Charged-off: Commercial and industrial0.1742%3,723
Percentage Net Loans Charged-off: Loans to individuals1.2150%1,670
Percentage Net Loans Charged-off: Credit card loans3.5667%439
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4978%990
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3774%3,473
Percentage Net Loans Charged-off: Total real estate loans0.2843%3,159
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.8065%1,379
Percentage Net Loans Charged-off: Home equity loans2.9078%310
All other 1-4 family - Percent of loans charged-off, net0.4784%1,875
Percentage Net Loans Charged-off: Commercial and industrial0.2974%3,002
Percentage Net Loans Charged-off: Loans to individuals1.8085%1,124
Percentage Net Loans Charged-off: Credit card loans4.3044%377
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7002%782
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3149%3,158
Percentage Net Loans Charged-off: Total real estate loans0.2437%2,726
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.6947%1,296
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.8030%1,135
Percentage Net Loans Charged-off: Commercial and industrial-0.0559%6,649
Percentage Net Loans Charged-off: Loans to individuals1.7452%1,147
Percentage Net Loans Charged-off: Credit card loans1.5619%599
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6754%640
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3224%4,622
Percentage Net Loans Charged-off: Total real estate loans0.2809%3,704
Percentage Net Loans Charged-off:Construction & development0.0560%3,410
Percentage Net Loans Charged-off: Commercial real estate0.1243%2,753
Percentage Net Loans Charged-off: Multi-family residential0.5431%670
Percentage Net Loans Charged-off: 1-4 family residential0.5731%1,919
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.6567%1,673
Percentage Net Loans Charged-off: Commercial and industrial-0.9468%7,607
Percentage Net Loans Charged-off: Loans to individuals2.5704%996
Percentage Net Loans Charged-off: Credit card loans6.8353%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4240%1,327
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2625%4,408
Percentage Net Loans Charged-off: Total real estate loans0.2772%3,204
Percentage Net Loans Charged-off:Construction & development0.0726%2,983
Percentage Net Loans Charged-off: Commercial real estate0.1674%2,072
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.5447%1,674
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.6224%1,467
Percentage Net Loans Charged-off: Commercial and industrial-1.5871%7,703
Percentage Net Loans Charged-off: Loans to individuals2.3884%1,038
Percentage Net Loans Charged-off: Credit card loans7.3272%246
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3888%1,186
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3734%3,325
Percentage Net Loans Charged-off: Total real estate loans0.3934%2,399
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.2441%1,447
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.8242%1,126
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.9399%980
Percentage Net Loans Charged-off: Commercial and industrial-0.4094%7,584
Percentage Net Loans Charged-off: Loans to individuals1.1364%2,076
Percentage Net Loans Charged-off: Credit card loans5.9406%331
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3091%1,111
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0438%4,864
Percentage Net Loans Charged-off: Total real estate loans0.0101%3,654
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0283%2,595
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0321%2,363
Percentage Net Loans Charged-off: Commercial and industrial-0.8095%7,701
Percentage Net Loans Charged-off: Loans to individuals1.5149%1,480
Percentage Net Loans Charged-off: Credit card loans8.5594%192
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2528%899
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0607%5,910
Percentage Net Loans Charged-off: Total real estate loans-0.1166%8,102
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.3068%8,009
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0229%3,851
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0255%3,577
Percentage Net Loans Charged-off: Commercial and industrial0.1322%3,844
Percentage Net Loans Charged-off: Loans to individuals2.1466%925
Percentage Net Loans Charged-off: Credit card loans6.6569%170
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4506%646
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0107%6,173
Percentage Net Loans Charged-off: Total real estate loans-0.1681%8,192
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.4155%8,077
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0019%3,493
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0021%3,243
Percentage Net Loans Charged-off: Commercial and industrial0.1026%3,253
Percentage Net Loans Charged-off: Loans to individuals2.0891%782
Percentage Net Loans Charged-off: Credit card loans6.8019%143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5664%508
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0452%7,868
Percentage Net Loans Charged-off: Total real estate loans-0.2503%8,265
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.6283%8,146
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0177%2,656
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0196%2,431
Percentage Net Loans Charged-off: Commercial and industrial0.2793%2,091
Percentage Net Loans Charged-off: Loans to individuals2.4020%606
Percentage Net Loans Charged-off: Credit card loans7.6859%123
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0214%568
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1325%2,661
Percentage Net Loans Charged-off: Total real estate loans0.0171%2,465
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0052%7,848
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0541%1,612
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0598%1,451
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals1.6454%942
Percentage Net Loans Charged-off: Credit card loans6.8464%140
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1560%342
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1726%2,918
Percentage Net Loans Charged-off: Total real estate loans0.0272%3,348
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0596%1,238
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.4626%1,961
Percentage Net Loans Charged-off: Loans to individuals1.6420%868
Percentage Net Loans Charged-off: Credit card loans6.4950%129
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0161%274
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1241%2,814
Percentage Net Loans Charged-off: Total real estate loans0.0189%2,730
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0402%935
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0150%3,171
Percentage Net Loans Charged-off: Loans to individuals1.5302%822
Percentage Net Loans Charged-off: Credit card loans6.9411%118
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2672%224
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0939%2,848
Percentage Net Loans Charged-off: Total real estate loans-0.0073%7,681
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0149%7,934
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0228%2,587
Percentage Net Loans Charged-off: Loans to individuals1.5530%752
Percentage Net Loans Charged-off: Credit card loans4.8864%188
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7946%275
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0504%2,956
Percentage Net Loans Charged-off: Total real estate loans-0.0074%7,701
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0146%8,006
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0447%1,699
Percentage Net Loans Charged-off: Loans to individuals0.8352%1,483
Percentage Net Loans Charged-off: Credit card loans5.2061%204
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1818%274
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0716%3,847
Percentage Net Loans Charged-off: Total real estate loans-0.1150%8,423
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.2652%8,305
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0832%1,573
Percentage Net Loans Charged-off: Home equity loans0.9887%87
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial1.0420%977
Percentage Net Loans Charged-off: Loans to individuals0.8568%1,748
Percentage Net Loans Charged-off: Credit card loans0.3426%1,171
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.1901%157
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0741%8,244
Percentage Net Loans Charged-off: Total real estate loans-0.1632%8,487
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.3442%8,365
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0677%1,452
Percentage Net Loans Charged-off: Home equity loans0.8050%77
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0572%2,666
Percentage Net Loans Charged-off: Loans to individuals0.9353%1,433
Percentage Net Loans Charged-off: Credit card loans1.4159%687
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.5126%126
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1702%8,454
Percentage Net Loans Charged-off: Total real estate loans-0.2765%8,545
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.5049%8,415
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0753%2,176
Percentage Net Loans Charged-off: Loans to individuals0.7847%1,610
Percentage Net Loans Charged-off: Credit card loans1.4493%642
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease42.0680%33
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0483%2,873
Percentage Net Loans Charged-off: Total real estate loans-0.0108%7,914
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0192%8,130
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.8005%1,528
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease47.0588%26
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3395%1,351
Percentage Net Loans Charged-off: Total real estate loans-0.0165%8,054
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0275%8,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial2.6462%423
Percentage Net Loans Charged-off: Loans to individuals1.4771%1,094
Percentage Net Loans Charged-off: Credit card loans3.8877%389
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease20.5100%65
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%3,876
Percentage Net Loans Charged-off: Total real estate loans-0.0155%7,980
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0255%8,128
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.1363%7,571
Percentage Net Loans Charged-off: Loans to individuals1.3372%1,107
Percentage Net Loans Charged-off: Credit card loans2.9281%525
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease17.2428%66
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1344%2,436
Percentage Net Loans Charged-off: Total real estate loans0.0207%1,983
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0339%672
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.3215%1,701
Percentage Net Loans Charged-off: Loans to individuals1.1986%1,276
Percentage Net Loans Charged-off: Credit card loans2.6529%558
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.3673%50
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1957%1,609
Percentage Net Loans Charged-off: Total real estate loans0.0658%1,036
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.1068%342
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.6677%889
Percentage Net Loans Charged-off: Loans to individuals1.1203%1,353
Percentage Net Loans Charged-off: Credit card loans2.6696%483
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.1888%69
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2034%2,715
Percentage Net Loans Charged-off: Total real estate loans0.0131%3,310
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0268%8,346
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0863%1,729
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0911%1,636
Percentage Net Loans Charged-off: Commercial and industrial0.3593%2,512
Percentage Net Loans Charged-off: Loans to individuals2.1763%650
Percentage Net Loans Charged-off: Credit card loans3.0095%666
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.7022%124
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1224%3,298
Percentage Net Loans Charged-off: Total real estate loans0.0270%2,436
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0223%8,352
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1177%1,232
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1239%1,172
Percentage Net Loans Charged-off: Commercial and industrial-0.2015%7,875
Percentage Net Loans Charged-off: Loans to individuals1.7855%835
Percentage Net Loans Charged-off: Credit card loans2.8286%689
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7639%583
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1273%3,002
Percentage Net Loans Charged-off: Total real estate loans0.0475%1,803
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0211%8,414
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1707%879
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1791%829
Percentage Net Loans Charged-off: Commercial and industrial-0.1603%7,733
Percentage Net Loans Charged-off: Loans to individuals1.5461%1,081
Percentage Net Loans Charged-off: Credit card loans3.4043%565
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6612%7,692
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0641%3,430
Percentage Net Loans Charged-off: Total real estate loans0.0320%1,511
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0215%8,486
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1231%872
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1284%817
Percentage Net Loans Charged-off: Commercial and industrial-0.3224%8,006
Percentage Net Loans Charged-off: Loans to individuals0.9951%1,802
Percentage Net Loans Charged-off: Credit card loans0.8658%982
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5358%7,636
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7082%938
Percentage Net Loans Charged-off: Total real estate loans0.5539%347
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.9579%286
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%8,304
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0084%8,309
Percentage Net Loans Charged-off: Commercial and industrial0.3803%2,964
Percentage Net Loans Charged-off: Loans to individuals2.4012%626
Percentage Net Loans Charged-off: Credit card loans1.0267%1,508
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.8719%256
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3952%1,645
Percentage Net Loans Charged-off: Total real estate loans0.2128%874
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.3732%472
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0080%8,293
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0082%8,303
Percentage Net Loans Charged-off: Commercial and industrial0.1991%3,121
Percentage Net Loans Charged-off: Loans to individuals2.0210%772
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.9956%194
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3034%2,018
Percentage Net Loans Charged-off: Total real estate loans-0.0188%8,430
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0273%8,598
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0078%8,303
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0080%8,332
Percentage Net Loans Charged-off: Commercial and industrial0.7767%1,539
Percentage Net Loans Charged-off: Loans to individuals2.4426%591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.8125%228
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3231%1,668
Percentage Net Loans Charged-off: Total real estate loans-0.0249%8,591
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0326%8,708
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0155%8,491
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0159%8,511
Percentage Net Loans Charged-off: Commercial and industrial0.8432%1,139
Percentage Net Loans Charged-off: Loans to individuals2.5834%625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.4884%231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2675%3,013
Percentage Net Loans Charged-off: Total real estate loans0.0154%3,480
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0220%8,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0675%2,065
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0688%1,985
Percentage Net Loans Charged-off: Commercial and industrial0.8203%2,163
Percentage Net Loans Charged-off: Loans to individuals1.4117%1,510
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0647%306
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2841%2,814
Percentage Net Loans Charged-off: Total real estate loans0.2326%853
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.3130%574
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1413%1,223
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1438%1,176
Percentage Net Loans Charged-off: Commercial and industrial-0.0272%8,122
Percentage Net Loans Charged-off: Loans to individuals1.0777%2,043
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%6,073
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3136%2,218
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0421%571
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1144%5,204
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4176%2,136
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5932%1,353
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1300%5,127
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1100%6,890
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%11,197
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA