Home > Central Bank of Boone County > Income and Expense

Central Bank of Boone County, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$46,199,000569
Total interest expense$1,946,0001,100
Net interest income$44,253,000548
Provision for loan and lease losses$413,000958
Total noninterest income$28,852,000339
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,098,000248
Trading account gains and fees$0132
Additional Noninterest Income$24,754,000295
Total noninterest expense$39,125,000515
Salaries and employee benefits$18,341,000603
Premises and equipment expense$3,187,000635
Additional noninterest expense$17,597,000372
Pre-tax net operating income$33,567,000427
Securities gains (losses)$124,000724
Applicable income taxes$7,834,000392
Income before extraordinary items$25,857,000443
Extraordinary gains, net$08
Net income$25,857,000442
Minority interest net income$069
Net income of bank and minority interests.$25,857,000443
Net charge-offs$81,0001,164
Cash dividends$4,000,000685
Sale, conversion, retirement of capital stock, net$0543
Net operating income$25,759,040437
2021-06-30 (YTD Data)Rank
Total interest income$30,627,000559
Total interest expense$1,369,0001,092
Net interest income$29,258,000539
Provision for loan and lease losses$316,000851
Total noninterest income$18,413,000353
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,573,000255
Trading account gains and fees$0133
Additional Noninterest Income$15,840,000308
Total noninterest expense$25,826,000511
Salaries and employee benefits$12,208,000610
Premises and equipment expense$2,135,000634
Additional noninterest expense$11,483,000371
Pre-tax net operating income$21,529,000435
Securities gains (losses)$112,000632
Applicable income taxes$5,040,000401
Income before extraordinary items$16,601,000455
Extraordinary gains, net$06
Net income$16,601,000453
Minority interest net income$067
Net income of bank and minority interests.$16,601,000455
Net charge-offs$-200,0004,745
Cash dividends$4,000,000503
Sale, conversion, retirement of capital stock, net$0517
Net operating income$16,512,520449
2021-03-31 (YTD Data)Rank
Total interest income$15,564,000555
Total interest expense$751,0001,062
Net interest income$14,813,000524
Provision for loan and lease losses$247,000691
Total noninterest income$8,913,000368
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,230,000255
Trading account gains and fees$0127
Additional Noninterest Income$7,683,000328
Total noninterest expense$12,725,000513
Salaries and employee benefits$5,935,000624
Premises and equipment expense$1,092,000624
Additional noninterest expense$5,698,000363
Pre-tax net operating income$10,754,000435
Securities gains (losses)$01,392
Applicable income taxes$2,494,000404
Income before extraordinary items$8,260,000463
Extraordinary gains, net$03
Net income$8,260,000460
Minority interest net income$055
Net income of bank and minority interests.$8,260,000463
Net charge-offs$-67,0004,681
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,260,000453
2020-12-31 (YTD Data)Rank
Total interest income$64,926,000525
Total interest expense$4,420,0001,056
Net interest income$60,506,000492
Provision for loan and lease losses$2,940,000814
Total noninterest income$34,485,000342
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$5,080,000248
Trading account gains and fees$0133
Additional Noninterest Income$29,405,000305
Total noninterest expense$48,690,000526
Salaries and employee benefits$23,134,000610
Premises and equipment expense$4,207,000625
Additional noninterest expense$21,349,000394
Pre-tax net operating income$43,361,000326
Securities gains (losses)$2,0002,562
Applicable income taxes$9,762,000310
Income before extraordinary items$33,601,000345
Extraordinary gains, net$04
Net income$33,601,000344
Minority interest net income$072
Net income of bank and minority interests.$33,601,000345
Net charge-offs$1,583,000487
Cash dividends$14,000,000363
Sale, conversion, retirement of capital stock, net$0566
Net operating income$33,599,420338
2020-09-30 (YTD Data)Rank
Total interest income$49,287,000522
Total interest expense$3,605,0001,046
Net interest income$45,682,000482
Provision for loan and lease losses$2,485,000786
Total noninterest income$24,584,000341
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,700,000247
Trading account gains and fees$0125
Additional Noninterest Income$20,884,000307
Total noninterest expense$36,306,000516
Salaries and employee benefits$17,310,000598
Premises and equipment expense$3,140,000618
Additional noninterest expense$15,856,000385
Pre-tax net operating income$31,475,000313
Securities gains (losses)$2,0002,375
Applicable income taxes$7,063,000297
Income before extraordinary items$24,414,000328
Extraordinary gains, net$04
Net income$24,414,000327
Minority interest net income$065
Net income of bank and minority interests.$24,414,000328
Net charge-offs$1,415,000406
Cash dividends$9,000,000384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$24,412,420322
2020-06-30 (YTD Data)Rank
Total interest income$33,488,000517
Total interest expense$2,724,0001,013
Net interest income$30,764,000478
Provision for loan and lease losses$1,867,000753
Total noninterest income$13,927,000352
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,417,000249
Trading account gains and fees$0123
Additional Noninterest Income$11,510,000320
Total noninterest expense$23,768,000519
Salaries and employee benefits$11,299,000605
Premises and equipment expense$2,047,000632
Additional noninterest expense$10,422,000382
Pre-tax net operating income$19,056,000298
Securities gains (losses)$2,0002,125
Applicable income taxes$4,238,000284
Income before extraordinary items$14,820,000314
Extraordinary gains, net$04
Net income$14,820,000315
Minority interest net income$065
Net income of bank and minority interests.$14,820,000314
Net charge-offs$1,346,000327
Cash dividends$6,500,000359
Sale, conversion, retirement of capital stock, net$0504
Net operating income$14,818,420304
2020-03-31 (YTD Data)Rank
Total interest income$17,306,000508
Total interest expense$1,883,000836
Net interest income$15,423,000472
Provision for loan and lease losses$675,000749
Total noninterest income$6,631,000338
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,331,000266
Trading account gains and fees$0106
Additional Noninterest Income$5,300,000298
Total noninterest expense$11,807,000519
Salaries and employee benefits$5,529,000627
Premises and equipment expense$1,051,000612
Additional noninterest expense$5,227,000375
Pre-tax net operating income$9,572,000273
Securities gains (losses)$2,0001,565
Applicable income taxes$2,123,000246
Income before extraordinary items$7,451,000284
Extraordinary gains, net$04
Net income$7,451,000283
Minority interest net income$056
Net income of bank and minority interests.$7,451,000284
Net charge-offs$515,000361
Cash dividends$6,500,000261
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,449,420283
2019-12-31 (YTD Data)Rank
Total interest income$72,901,000487
Total interest expense$10,323,000662
Net interest income$62,578,000457
Provision for loan and lease losses$2,017,000535
Total noninterest income$27,134,000343
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$5,332,000272
Trading account gains and fees$0135
Additional Noninterest Income$21,802,000311
Total noninterest expense$44,938,000513
Salaries and employee benefits$21,095,000625
Premises and equipment expense$4,109,000618
Additional noninterest expense$19,734,000386
Pre-tax net operating income$42,757,000345
Securities gains (losses)$02,379
Applicable income taxes$10,571,000314
Income before extraordinary items$32,186,000366
Extraordinary gains, net$011
Net income$32,186,000367
Minority interest net income$076
Net income of bank and minority interests.$32,186,000367
Net charge-offs$1,391,000535
Cash dividends$21,000,000291
Sale, conversion, retirement of capital stock, net$0626
Net operating income$32,186,000362
2019-09-30 (YTD Data)Rank
Total interest income$54,607,000489
Total interest expense$8,124,000647
Net interest income$46,483,000462
Provision for loan and lease losses$1,482,000510
Total noninterest income$19,564,000347
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,935,000277
Trading account gains and fees$0129
Additional Noninterest Income$15,629,000318
Total noninterest expense$33,554,000517
Salaries and employee benefits$15,679,000630
Premises and equipment expense$3,053,000627
Additional noninterest expense$14,822,000376
Pre-tax net operating income$31,011,000356
Securities gains (losses)$2,0001,990
Applicable income taxes$7,058,000335
Income before extraordinary items$23,955,000366
Extraordinary gains, net$011
Net income$23,955,000367
Minority interest net income$072
Net income of bank and minority interests.$23,955,000367
Net charge-offs$860,000536
Cash dividends$14,000,000295
Sale, conversion, retirement of capital stock, net$0590
Net operating income$23,953,420361
2019-06-30 (YTD Data)Rank
Total interest income$36,024,000490
Total interest expense$5,494,000626
Net interest income$30,530,000469
Provision for loan and lease losses$1,003,000486
Total noninterest income$12,760,000345
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,551,000283
Trading account gains and fees$0131
Additional Noninterest Income$10,209,000310
Total noninterest expense$22,197,000523
Salaries and employee benefits$10,318,000638
Premises and equipment expense$2,072,000615
Additional noninterest expense$9,807,000390
Pre-tax net operating income$20,090,000355
Securities gains (losses)$01,702
Applicable income taxes$4,573,000340
Income before extraordinary items$15,517,000369
Extraordinary gains, net$011
Net income$15,517,000370
Minority interest net income$069
Net income of bank and minority interests.$15,517,000370
Net charge-offs$472,000594
Cash dividends$14,000,000233
Sale, conversion, retirement of capital stock, net$0573
Net operating income$15,517,000363
2019-03-31 (YTD Data)Rank
Total interest income$17,824,000493
Total interest expense$2,778,000609
Net interest income$15,046,000471
Provision for loan and lease losses$563,000434
Total noninterest income$5,988,000349
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,226,000293
Trading account gains and fees$0126
Additional Noninterest Income$4,762,000301
Total noninterest expense$10,967,000524
Salaries and employee benefits$5,134,000638
Premises and equipment expense$1,113,000573
Additional noninterest expense$4,720,000394
Pre-tax net operating income$9,504,000371
Securities gains (losses)$01,087
Applicable income taxes$2,133,000345
Income before extraordinary items$7,371,000377
Extraordinary gains, net$05
Net income$7,371,000377
Minority interest net income$052
Net income of bank and minority interests.$7,371,000378
Net charge-offs$355,000430
Cash dividends$6,000,000231
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,371,000371
2018-12-31 (YTD Data)Rank
Total interest income$62,184,000526
Total interest expense$6,447,000757
Net interest income$55,737,000490
Provision for loan and lease losses$1,436,000655
Total noninterest income$24,975,000353
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$5,154,000294
Trading account gains and fees$0126
Additional Noninterest Income$19,821,000317
Total noninterest expense$41,409,000540
Salaries and employee benefits$19,544,000638
Premises and equipment expense$4,141,000607
Additional noninterest expense$17,724,000424
Pre-tax net operating income$37,867,000376
Securities gains (losses)$-40,0004,799
Applicable income taxes$8,357,000347
Income before extraordinary items$29,470,000382
Extraordinary gains, net$06
Net income$29,470,000382
Minority interest net income$072
Net income of bank and minority interests.$29,470,000382
Net charge-offs$1,181,000507
Cash dividends$24,000,000234
Sale, conversion, retirement of capital stock, net$0671
Net operating income$29,501,600382
2018-09-30 (YTD Data)Rank
Total interest income$45,128,000529
Total interest expense$4,164,000805
Net interest income$40,964,000498
Provision for loan and lease losses$1,008,000639
Total noninterest income$18,387,000366
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,818,000291
Trading account gains and fees$0138
Additional Noninterest Income$14,569,000320
Total noninterest expense$30,830,000536
Salaries and employee benefits$14,381,000648
Premises and equipment expense$3,080,000612
Additional noninterest expense$13,369,000418
Pre-tax net operating income$27,513,000384
Securities gains (losses)$-40,0005,099
Applicable income taxes$6,082,000359
Income before extraordinary items$21,391,000396
Extraordinary gains, net$05
Net income$21,391,000396
Minority interest net income$066
Net income of bank and minority interests.$21,391,000396
Net charge-offs$728,000558
Cash dividends$17,000,000227
Sale, conversion, retirement of capital stock, net$0633
Net operating income$21,422,600393
2018-06-30 (YTD Data)Rank
Total interest income$29,156,000538
Total interest expense$2,344,000862
Net interest income$26,812,000506
Provision for loan and lease losses$805,000555
Total noninterest income$11,915,000371
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,515,000294
Trading account gains and fees$0130
Additional Noninterest Income$9,400,000329
Total noninterest expense$20,323,000545
Salaries and employee benefits$9,503,000664
Premises and equipment expense$2,062,000614
Additional noninterest expense$8,758,000420
Pre-tax net operating income$17,599,000391
Securities gains (losses)$0961
Applicable income taxes$3,901,000358
Income before extraordinary items$13,698,000400
Extraordinary gains, net$06
Net income$13,698,000399
Minority interest net income$065
Net income of bank and minority interests.$13,698,000400
Net charge-offs$478,000537
Cash dividends$12,000,000208
Sale, conversion, retirement of capital stock, net$0620
Net operating income$13,698,000397
2018-03-31 (YTD Data)Rank
Total interest income$14,177,000544
Total interest expense$1,084,000880
Net interest income$13,093,000516
Provision for loan and lease losses$472,000497
Total noninterest income$5,914,000368
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,239,000298
Trading account gains and fees$0123
Additional Noninterest Income$4,675,000326
Total noninterest expense$9,943,000555
Salaries and employee benefits$4,747,000675
Premises and equipment expense$1,026,000612
Additional noninterest expense$4,170,000429
Pre-tax net operating income$8,592,000390
Securities gains (losses)$0735
Applicable income taxes$1,895,000361
Income before extraordinary items$6,697,000404
Extraordinary gains, net$07
Net income$6,697,000403
Minority interest net income$052
Net income of bank and minority interests.$6,697,000404
Net charge-offs$264,000462
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,697,000406
2017-12-31 (YTD Data)Rank
Total interest income$53,883,000531
Total interest expense$3,110,0001,047
Net interest income$50,773,000498
Provision for loan and lease losses$436,0001,575
Total noninterest income$23,096,000379
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,977,000295
Trading account gains and fees$0151
Additional Noninterest Income$18,119,000331
Total noninterest expense$40,127,000541
Salaries and employee benefits$19,340,000629
Premises and equipment expense$4,086,000600
Additional noninterest expense$16,701,000430
Pre-tax net operating income$33,306,000374
Securities gains (losses)$6,0001,742
Applicable income taxes$12,991,000339
Income before extraordinary items$20,321,000403
Extraordinary gains, net$09
Net income$20,321,000403
Minority interest net income$076
Net income of bank and minority interests.$20,321,000403
Net charge-offs$-100,0005,291
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$20,317,160399
2017-09-30 (YTD Data)Rank
Total interest income$39,946,000539
Total interest expense$2,229,0001,075
Net interest income$37,717,000510
Provision for loan and lease losses$345,0001,493
Total noninterest income$16,637,000391
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,706,000299
Trading account gains and fees$0145
Additional Noninterest Income$12,931,000351
Total noninterest expense$29,968,000547
Salaries and employee benefits$14,493,000626
Premises and equipment expense$3,045,000618
Additional noninterest expense$12,430,000430
Pre-tax net operating income$24,041,000394
Securities gains (losses)$68,000747
Applicable income taxes$7,874,000359
Income before extraordinary items$16,235,000419
Extraordinary gains, net$09
Net income$16,235,000418
Minority interest net income$071
Net income of bank and minority interests.$16,235,000419
Net charge-offs$-298,0005,569
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$16,189,440417
2017-06-30 (YTD Data)Rank
Total interest income$26,353,000544
Total interest expense$1,388,0001,114
Net interest income$24,965,000506
Provision for loan and lease losses$250,0001,362
Total noninterest income$10,874,000398
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,431,000300
Trading account gains and fees$0139
Additional Noninterest Income$8,443,000360
Total noninterest expense$19,961,000549
Salaries and employee benefits$9,735,000625
Premises and equipment expense$2,025,000616
Additional noninterest expense$8,201,000431
Pre-tax net operating income$15,628,000401
Securities gains (losses)$-11,0005,500
Applicable income taxes$5,048,000369
Income before extraordinary items$10,569,000427
Extraordinary gains, net$011
Net income$10,569,000426
Minority interest net income$071
Net income of bank and minority interests.$10,569,000427
Net charge-offs$-532,0005,724
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$10,576,480425
2017-03-31 (YTD Data)Rank
Total interest income$12,965,000547
Total interest expense$591,0001,259
Net interest income$12,374,000511
Provision for loan and lease losses$164,0001,067
Total noninterest income$5,184,000414
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,204,000300
Trading account gains and fees$0142
Additional Noninterest Income$3,980,000364
Total noninterest expense$9,901,000555
Salaries and employee benefits$4,781,000646
Premises and equipment expense$1,003,000628
Additional noninterest expense$4,117,000433
Pre-tax net operating income$7,493,000407
Securities gains (losses)$01,153
Applicable income taxes$2,389,000378
Income before extraordinary items$5,104,000431
Extraordinary gains, net$08
Net income$5,104,000430
Minority interest net income$055
Net income of bank and minority interests.$5,104,000431
Net charge-offs$-828,0005,833
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,104,000422
2016-12-31 (YTD Data)Rank
Total interest income$50,092,000543
Total interest expense$1,921,0001,465
Net interest income$48,171,000496
Provision for loan and lease losses$844,0001,054
Total noninterest income$22,780,000385
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,776,000308
Trading account gains and fees$0170
Additional Noninterest Income$18,004,000341
Total noninterest expense$40,014,000538
Salaries and employee benefits$18,971,000615
Premises and equipment expense$4,191,000593
Additional noninterest expense$16,852,000429
Pre-tax net operating income$30,093,000371
Securities gains (losses)$-1,0005,500
Applicable income taxes$9,175,000358
Income before extraordinary items$20,917,000391
Extraordinary gains, net$05
Net income$20,917,000390
Minority interest net income$082
Net income of bank and minority interests.$20,917,000390
Net charge-offs$509,0001,072
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$20,917,700389
2016-09-30 (YTD Data)Rank
Total interest income$37,396,000541
Total interest expense$1,421,0001,484
Net interest income$35,975,000496
Provision for loan and lease losses$756,000852
Total noninterest income$16,944,000388
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,562,000309
Trading account gains and fees$0169
Additional Noninterest Income$13,382,000341
Total noninterest expense$30,376,000541
Salaries and employee benefits$14,173,000621
Premises and equipment expense$3,224,000577
Additional noninterest expense$12,979,000412
Pre-tax net operating income$21,787,000383
Securities gains (losses)$-1,0005,663
Applicable income taxes$6,455,000375
Income before extraordinary items$15,331,000397
Extraordinary gains, net$05
Net income$15,331,000396
Minority interest net income$071
Net income of bank and minority interests.$15,331,000397
Net charge-offs$371,000991
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,331,700391
2016-06-30 (YTD Data)Rank
Total interest income$24,759,000542
Total interest expense$943,0001,485
Net interest income$23,816,000501
Provision for loan and lease losses$477,000892
Total noninterest income$11,442,000374
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,312,000314
Trading account gains and fees$0157
Additional Noninterest Income$9,130,000336
Total noninterest expense$20,180,000542
Salaries and employee benefits$9,350,000628
Premises and equipment expense$2,137,000582
Additional noninterest expense$8,693,000409
Pre-tax net operating income$14,601,000378
Securities gains (losses)$-1,0005,765
Applicable income taxes$4,255,000384
Income before extraordinary items$10,345,000389
Extraordinary gains, net$016
Net income$10,345,000388
Minority interest net income$071
Net income of bank and minority interests.$10,345,000388
Net charge-offs$230,0001,027
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$10,345,710386
2016-03-31 (YTD Data)Rank
Total interest income$12,299,000548
Total interest expense$470,0001,489
Net interest income$11,829,000500
Provision for loan and lease losses$246,000823
Total noninterest income$5,391,000380
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,141,000311
Trading account gains and fees$0142
Additional Noninterest Income$4,250,000334
Total noninterest expense$9,624,000561
Salaries and employee benefits$4,500,000662
Premises and equipment expense$1,107,000573
Additional noninterest expense$4,017,000432
Pre-tax net operating income$7,350,000360
Securities gains (losses)$-2,0005,868
Applicable income taxes$2,342,000351
Income before extraordinary items$5,006,000380
Extraordinary gains, net$012
Net income$5,006,000380
Minority interest net income$062
Net income of bank and minority interests.$5,006,000380
Net charge-offs$69,0001,236
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,007,360376
2015-12-31 (YTD Data)Rank
Total interest income$46,818,000548
Total interest expense$1,452,0001,823
Net interest income$45,366,000500
Provision for loan and lease losses$314,0001,856
Total noninterest income$21,427,000392
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,776,000307
Trading account gains and fees$0159
Additional Noninterest Income$16,651,000341
Total noninterest expense$38,865,000546
Salaries and employee benefits$18,611,000612
Premises and equipment expense$4,444,000553
Additional noninterest expense$15,810,000443
Pre-tax net operating income$27,614,000381
Securities gains (losses)$97,0001,199
Applicable income taxes$8,661,000351
Income before extraordinary items$19,050,000409
Extraordinary gains, net$023
Net income$19,050,000408
Minority interest net income$081
Net income of bank and minority interests.$19,050,000409
Net charge-offs$572,0001,056
Cash dividends$13,000,000310
Sale, conversion, retirement of capital stock, net$0804
Net operating income$18,983,070409
2015-09-30 (YTD Data)Rank
Total interest income$34,661,000561
Total interest expense$1,108,0001,819
Net interest income$33,553,000512
Provision for loan and lease losses$268,0001,642
Total noninterest income$16,046,000399
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,527,000315
Trading account gains and fees$0153
Additional Noninterest Income$12,519,000356
Total noninterest expense$29,319,000540
Salaries and employee benefits$13,952,000617
Premises and equipment expense$3,300,000571
Additional noninterest expense$12,067,000436
Pre-tax net operating income$20,012,000391
Securities gains (losses)$60,0001,353
Applicable income taxes$6,231,000383
Income before extraordinary items$13,841,000423
Extraordinary gains, net$021
Net income$13,841,000422
Minority interest net income$078
Net income of bank and minority interests.$13,841,000423
Net charge-offs$494,000866
Cash dividends$13,000,000236
Sale, conversion, retirement of capital stock, net$0773
Net operating income$13,799,600419
2015-06-30 (YTD Data)Rank
Total interest income$22,907,000561
Total interest expense$758,0001,783
Net interest income$22,149,000513
Provision for loan and lease losses$219,0001,416
Total noninterest income$10,727,000394
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,254,000328
Trading account gains and fees$0157
Additional Noninterest Income$8,473,000353
Total noninterest expense$19,666,000540
Salaries and employee benefits$9,310,000607
Premises and equipment expense$2,204,000574
Additional noninterest expense$8,152,000432
Pre-tax net operating income$12,991,000396
Securities gains (losses)$55,0001,178
Applicable income taxes$4,031,000396
Income before extraordinary items$9,015,000428
Extraordinary gains, net$022
Net income$9,015,000427
Minority interest net income$075
Net income of bank and minority interests.$9,015,000428
Net charge-offs$423,000723
Cash dividends$8,600,000235
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,977,050421
2015-03-31 (YTD Data)Rank
Total interest income$11,276,000564
Total interest expense$398,0001,735
Net interest income$10,878,000521
Provision for loan and lease losses$174,000994
Total noninterest income$5,119,000397
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,088,000328
Trading account gains and fees$0152
Additional Noninterest Income$4,031,000352
Total noninterest expense$9,405,000565
Salaries and employee benefits$4,465,000646
Premises and equipment expense$1,090,000584
Additional noninterest expense$3,850,000443
Pre-tax net operating income$6,418,000394
Securities gains (losses)$02,027
Applicable income taxes$1,992,000391
Income before extraordinary items$4,426,000422
Extraordinary gains, net$013
Net income$4,426,000422
Minority interest net income$064
Net income of bank and minority interests.$4,426,000422
Net charge-offs$132,000940
Cash dividends$3,900,000233
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,426,000414
2014-12-31 (YTD Data)Rank
Total interest income$44,985,000549
Total interest expense$1,615,0001,779
Net interest income$43,370,000504
Provision for loan and lease losses$-1,365,0006,386
Total noninterest income$22,278,000357
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,614,000324
Trading account gains and fees$0180
Additional Noninterest Income$17,664,000297
Total noninterest expense$38,092,000542
Salaries and employee benefits$17,680,000615
Premises and equipment expense$4,477,000554
Additional noninterest expense$15,935,000438
Pre-tax net operating income$28,921,000350
Securities gains (losses)$71,0001,495
Applicable income taxes$8,403,000343
Income before extraordinary items$20,589,000359
Extraordinary gains, net$017
Net income$20,589,000359
Minority interest net income$084
Net income of bank and minority interests.$20,589,000359
Net charge-offs$-1,640,0006,477
Cash dividends$20,800,000207
Sale, conversion, retirement of capital stock, net$0862
Net operating income$20,538,590353
2014-09-30 (YTD Data)Rank
Total interest income$33,752,000549
Total interest expense$1,226,0001,783
Net interest income$32,526,000499
Provision for loan and lease losses$101,0002,756
Total noninterest income$16,719,000352
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,388,000331
Trading account gains and fees$0174
Additional Noninterest Income$13,331,000292
Total noninterest expense$28,768,000529
Salaries and employee benefits$13,082,000621
Premises and equipment expense$3,512,000527
Additional noninterest expense$12,174,000428
Pre-tax net operating income$20,376,000364
Securities gains (losses)$92,0001,054
Applicable income taxes$5,819,000371
Income before extraordinary items$14,649,000385
Extraordinary gains, net$015
Net income$14,649,000384
Minority interest net income$081
Net income of bank and minority interests.$14,649,000385
Net charge-offs$-1,404,0006,556
Cash dividends$13,800,000212
Sale, conversion, retirement of capital stock, net$0819
Net operating income$14,582,760378
2014-06-30 (YTD Data)Rank
Total interest income$22,320,000551
Total interest expense$843,0001,750
Net interest income$21,477,000500
Provision for loan and lease losses$65,0002,719
Total noninterest income$10,656,000356
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,177,000337
Trading account gains and fees$0172
Additional Noninterest Income$8,479,000296
Total noninterest expense$19,110,000532
Salaries and employee benefits$8,752,000616
Premises and equipment expense$2,375,000528
Additional noninterest expense$7,983,000432
Pre-tax net operating income$12,958,000371
Securities gains (losses)$92,000839
Applicable income taxes$3,653,000380
Income before extraordinary items$9,397,000392
Extraordinary gains, net$020
Net income$9,397,000391
Minority interest net income$080
Net income of bank and minority interests.$9,397,000392
Net charge-offs$-688,0006,591
Cash dividends$8,800,000205
Sale, conversion, retirement of capital stock, net$0794
Net operating income$9,330,760383
2014-03-31 (YTD Data)Rank
Total interest income$10,895,000569
Total interest expense$450,0001,677
Net interest income$10,445,000517
Provision for loan and lease losses$38,0002,482
Total noninterest income$4,920,000375
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,048,000338
Trading account gains and fees$0147
Additional Noninterest Income$3,872,000314
Total noninterest expense$9,474,000539
Salaries and employee benefits$4,332,000636
Premises and equipment expense$1,204,000525
Additional noninterest expense$3,938,000437
Pre-tax net operating income$5,853,000381
Securities gains (losses)$-10,0006,435
Applicable income taxes$1,574,000412
Income before extraordinary items$4,269,000396
Extraordinary gains, net$016
Net income$4,269,000395
Minority interest net income$066
Net income of bank and minority interests.$4,269,000396
Net charge-offs$200,000949
Cash dividends$3,800,000199
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,276,300389
2013-12-31 (YTD Data)Rank
Total interest income$44,943,000550
Total interest expense$2,157,0001,588
Net interest income$42,786,000499
Provision for loan and lease losses$696,0001,488
Total noninterest income$21,588,000388
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,488,000334
Trading account gains and fees$0184
Additional Noninterest Income$17,100,000326
Total noninterest expense$37,571,000549
Salaries and employee benefits$17,699,000617
Premises and equipment expense$4,522,000544
Additional noninterest expense$15,350,000463
Pre-tax net operating income$26,107,000352
Securities gains (losses)$936,000250
Applicable income taxes$7,778,000327
Income before extraordinary items$19,265,000373
Extraordinary gains, net$029
Net income$19,265,000372
Minority interest net income$090
Net income of bank and minority interests.$19,265,000373
Net charge-offs$671,0001,688
Cash dividends$12,500,000280
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,600,440376
2013-09-30 (YTD Data)Rank
Total interest income$33,863,000548
Total interest expense$1,721,0001,529
Net interest income$32,142,000500
Provision for loan and lease losses$656,0001,249
Total noninterest income$16,408,000396
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,345,000337
Trading account gains and fees$0180
Additional Noninterest Income$13,063,000333
Total noninterest expense$28,439,000550
Salaries and employee benefits$13,140,000627
Premises and equipment expense$3,502,000531
Additional noninterest expense$11,797,000452
Pre-tax net operating income$19,455,000361
Securities gains (losses)$967,000219
Applicable income taxes$5,890,000335
Income before extraordinary items$14,532,000371
Extraordinary gains, net$025
Net income$14,532,000372
Minority interest net income$084
Net income of bank and minority interests.$14,532,000372
Net charge-offs$535,0001,529
Cash dividends$7,500,000314
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,845,430379
2013-06-30 (YTD Data)Rank
Total interest income$22,704,000545
Total interest expense$1,211,0001,482
Net interest income$21,493,000496
Provision for loan and lease losses$623,000961
Total noninterest income$10,980,000396
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,092,000357
Trading account gains and fees$0157
Additional Noninterest Income$8,888,000335
Total noninterest expense$18,850,000555
Salaries and employee benefits$8,590,000637
Premises and equipment expense$2,330,000531
Additional noninterest expense$7,930,000452
Pre-tax net operating income$13,000,000353
Securities gains (losses)$868,000207
Applicable income taxes$4,005,000330
Income before extraordinary items$9,863,000359
Extraordinary gains, net$022
Net income$9,863,000361
Minority interest net income$082
Net income of bank and minority interests.$9,863,000361
Net charge-offs$177,0002,222
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,246,720368
2013-03-31 (YTD Data)Rank
Total interest income$11,376,000548
Total interest expense$615,0001,506
Net interest income$10,761,000501
Provision for loan and lease losses$499,000705
Total noninterest income$5,415,000403
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,014,000359
Trading account gains and fees$0148
Additional Noninterest Income$4,401,000335
Total noninterest expense$9,218,000572
Salaries and employee benefits$4,171,000666
Premises and equipment expense$1,178,000529
Additional noninterest expense$3,869,000465
Pre-tax net operating income$6,459,000357
Securities gains (losses)$43,000987
Applicable income taxes$1,824,000365
Income before extraordinary items$4,678,000368
Extraordinary gains, net$010
Net income$4,678,000369
Minority interest net income$076
Net income of bank and minority interests.$4,678,000369
Net charge-offs$-231,0006,929
Cash dividends$2,500,000250
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,647,040365
2012-12-31 (YTD Data)Rank
Total interest income$47,557,000549
Total interest expense$3,033,0001,463
Net interest income$44,524,000498
Provision for loan and lease losses$2,781,000824
Total noninterest income$21,503,000403
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,319,000358
Trading account gains and fees$0166
Additional Noninterest Income$17,184,000330
Total noninterest expense$36,271,000576
Salaries and employee benefits$16,983,000619
Premises and equipment expense$4,281,000562
Additional noninterest expense$15,007,000497
Pre-tax net operating income$26,975,000339
Securities gains (losses)$36,0002,920
Applicable income taxes$7,721,000339
Income before extraordinary items$19,290,000365
Extraordinary gains, net$029
Net income$19,290,000365
Minority interest net income$093
Net income of bank and minority interests.$19,290,000365
Net charge-offs$1,561,0001,372
Cash dividends$14,000,000248
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$19,264,440353
2012-09-30 (YTD Data)Rank
Total interest income$35,929,000552
Total interest expense$2,377,0001,471
Net interest income$33,552,000497
Provision for loan and lease losses$2,082,000823
Total noninterest income$15,240,000413
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,211,000361
Trading account gains and fees$0157
Additional Noninterest Income$12,029,000347
Total noninterest expense$27,164,000574
Salaries and employee benefits$12,681,000618
Premises and equipment expense$3,286,000551
Additional noninterest expense$11,197,000497
Pre-tax net operating income$19,546,000351
Securities gains (losses)$44,0002,510
Applicable income taxes$5,531,000345
Income before extraordinary items$14,059,000380
Extraordinary gains, net$020
Net income$14,059,000380
Minority interest net income$086
Net income of bank and minority interests.$14,059,000380
Net charge-offs$961,0001,507
Cash dividends$10,500,000201
Sale, conversion, retirement of capital stock, net$0952
Net operating income$14,027,320365
2012-06-30 (YTD Data)Rank
Total interest income$24,149,000555
Total interest expense$1,677,0001,440
Net interest income$22,472,000506
Provision for loan and lease losses$1,387,000854
Total noninterest income$9,564,000424
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,074,000370
Trading account gains and fees$0153
Additional Noninterest Income$7,490,000349
Total noninterest expense$18,143,000572
Salaries and employee benefits$8,454,000610
Premises and equipment expense$2,166,000555
Additional noninterest expense$7,523,000486
Pre-tax net operating income$12,506,000354
Securities gains (losses)$43,0002,152
Applicable income taxes$3,473,000358
Income before extraordinary items$9,076,000369
Extraordinary gains, net$019
Net income$9,076,000368
Minority interest net income$084
Net income of bank and minority interests.$9,076,000368
Net charge-offs$823,0001,306
Cash dividends$7,000,000190
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,045,040351
2012-03-31 (YTD Data)Rank
Total interest income$12,143,000552
Total interest expense$902,0001,393
Net interest income$11,241,000503
Provision for loan and lease losses$684,000838
Total noninterest income$4,622,000423
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,018,000373
Trading account gains and fees$0148
Additional Noninterest Income$3,604,000359
Total noninterest expense$8,975,000568
Salaries and employee benefits$4,187,000616
Premises and equipment expense$1,047,000577
Additional noninterest expense$3,741,000486
Pre-tax net operating income$6,204,000353
Securities gains (losses)$43,0001,295
Applicable income taxes$1,729,000355
Income before extraordinary items$4,518,000373
Extraordinary gains, net$019
Net income$4,518,000374
Minority interest net income$078
Net income of bank and minority interests.$4,518,000374
Net charge-offs$104,0002,412
Cash dividends$3,500,000167
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,487,040354
2011-12-31 (YTD Data)Rank
Total interest income$49,495,000560
Total interest expense$4,666,0001,307
Net interest income$44,829,000493
Provision for loan and lease losses$4,197,000916
Total noninterest income$17,538,000411
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,387,000357
Trading account gains and fees$0146
Additional Noninterest Income$13,151,000352
Total noninterest expense$34,997,000571
Salaries and employee benefits$16,002,000607
Premises and equipment expense$4,151,000605
Additional noninterest expense$14,844,000505
Pre-tax net operating income$23,173,000331
Securities gains (losses)$206,0001,429
Applicable income taxes$6,507,000339
Income before extraordinary items$16,872,000344
Extraordinary gains, net$029
Net income$16,872,000344
Minority interest net income$096
Net income of bank and minority interests.$16,872,000345
Net charge-offs$4,155,000932
Cash dividends$14,000,000183
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$16,723,680337
2011-09-30 (YTD Data)Rank
Total interest income$37,129,000565
Total interest expense$3,688,0001,289
Net interest income$33,441,000493
Provision for loan and lease losses$2,762,000989
Total noninterest income$12,627,000426
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,304,000359
Trading account gains and fees$0145
Additional Noninterest Income$9,323,000361
Total noninterest expense$26,400,000571
Salaries and employee benefits$11,971,000607
Premises and equipment expense$3,161,000607
Additional noninterest expense$11,268,000497
Pre-tax net operating income$16,906,000344
Securities gains (losses)$206,0001,197
Applicable income taxes$4,720,000356
Income before extraordinary items$12,392,000354
Extraordinary gains, net$021
Net income$12,392,000354
Minority interest net income$087
Net income of bank and minority interests.$12,392,000354
Net charge-offs$2,443,0001,066
Cash dividends$9,000,000170
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$12,243,680346
2011-06-30 (YTD Data)Rank
Total interest income$24,536,000578
Total interest expense$2,599,0001,258
Net interest income$21,937,000501
Provision for loan and lease losses$1,825,000983
Total noninterest income$8,570,000422
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,154,000365
Trading account gains and fees$0153
Additional Noninterest Income$6,416,000357
Total noninterest expense$17,746,000571
Salaries and employee benefits$8,107,000600
Premises and equipment expense$2,217,000587
Additional noninterest expense$7,422,000511
Pre-tax net operating income$10,936,000341
Securities gains (losses)$201,000732
Applicable income taxes$3,025,000358
Income before extraordinary items$8,112,000352
Extraordinary gains, net$015
Net income$8,112,000351
Minority interest net income$089
Net income of bank and minority interests.$8,112,000351
Net charge-offs$1,355,0001,207
Cash dividends$6,000,000149
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,965,270345
2011-03-31 (YTD Data)Rank
Total interest income$12,202,000585
Total interest expense$1,391,0001,208
Net interest income$10,811,000504
Provision for loan and lease losses$912,000925
Total noninterest income$4,341,000417
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,040,000371
Trading account gains and fees$0158
Additional Noninterest Income$3,301,000352
Total noninterest expense$9,022,000564
Salaries and employee benefits$4,085,000602
Premises and equipment expense$1,110,000596
Additional noninterest expense$3,827,000498
Pre-tax net operating income$5,218,000349
Securities gains (losses)$207,000333
Applicable income taxes$1,466,000347
Income before extraordinary items$3,959,000358
Extraordinary gains, net$09
Net income$3,959,000357
Minority interest net income$086
Net income of bank and minority interests.$3,959,000357
Net charge-offs$709,0001,079
Cash dividends$3,000,000138
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,807,890358
2010-12-31 (YTD Data)Rank
Total interest income$51,614,000576
Total interest expense$7,860,0001,053
Net interest income$43,754,000492
Provision for loan and lease losses$5,555,0001,057
Total noninterest income$18,378,000412
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,042,000310
Trading account gains and fees$0175
Additional Noninterest Income$13,336,000373
Total noninterest expense$35,048,000584
Salaries and employee benefits$16,001,000596
Premises and equipment expense$4,244,000608
Additional noninterest expense$14,803,000520
Pre-tax net operating income$21,529,000279
Securities gains (losses)$-155,0007,267
Applicable income taxes$6,066,000313
Income before extraordinary items$15,308,000312
Extraordinary gains, net$029
Net income$15,308,000311
Minority interest net income$0111
Net income of bank and minority interests.$15,308,000313
Net charge-offs$4,307,0001,144
Cash dividends$9,000,000191
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$15,419,600296
2010-09-30 (YTD Data)Rank
Total interest income$38,920,000574
Total interest expense$6,314,0001,030
Net interest income$32,606,000491
Provision for loan and lease losses$3,827,0001,081
Total noninterest income$12,728,000428
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,832,000306
Trading account gains and fees$0165
Additional Noninterest Income$8,896,000395
Total noninterest expense$26,697,000565
Salaries and employee benefits$12,096,000584
Premises and equipment expense$3,162,000604
Additional noninterest expense$11,439,000495
Pre-tax net operating income$14,810,000303
Securities gains (losses)$-155,0007,448
Applicable income taxes$4,007,000338
Income before extraordinary items$10,648,000332
Extraordinary gains, net$023
Net income$10,648,000333
Minority interest net income$0110
Net income of bank and minority interests.$10,648,000333
Net charge-offs$2,868,0001,181
Cash dividends$6,000,000181
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,761,150313
2010-06-30 (YTD Data)Rank
Total interest income$25,857,000579
Total interest expense$4,503,000997
Net interest income$21,354,000497
Provision for loan and lease losses$2,394,0001,119
Total noninterest income$8,349,000427
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,532,000312
Trading account gains and fees$0152
Additional Noninterest Income$5,817,000386
Total noninterest expense$17,539,000576
Salaries and employee benefits$7,931,000595
Premises and equipment expense$2,078,000621
Additional noninterest expense$7,530,000497
Pre-tax net operating income$9,770,000302
Securities gains (losses)$-155,0007,568
Applicable income taxes$2,601,000339
Income before extraordinary items$7,014,000319
Extraordinary gains, net$019
Net income$7,014,000318
Minority interest net income$0105
Net income of bank and minority interests.$7,014,000319
Net charge-offs$1,185,0001,571
Cash dividends$3,000,000232
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,127,150305
2010-03-31 (YTD Data)Rank
Total interest income$12,876,000599
Total interest expense$2,361,0001,001
Net interest income$10,515,000515
Provision for loan and lease losses$764,0001,374
Total noninterest income$3,860,000444
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,210,000325
Trading account gains and fees$0175
Additional Noninterest Income$2,650,000402
Total noninterest expense$8,720,000580
Salaries and employee benefits$3,969,000606
Premises and equipment expense$1,075,000620
Additional noninterest expense$3,676,000497
Pre-tax net operating income$4,891,000282
Securities gains (losses)$1,0002,151
Applicable income taxes$1,376,000299
Income before extraordinary items$3,516,000307
Extraordinary gains, net$016
Net income$3,516,000310
Minority interest net income$091
Net income of bank and minority interests.$3,516,000309
Net charge-offs$154,0002,690
Cash dividends$3,000,000108
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,515,280297
2009-12-31 (YTD Data)Rank
Total interest income$53,141,000612
Total interest expense$11,588,0001,021
Net interest income$41,553,000512
Provision for loan and lease losses$5,007,0001,433
Total noninterest income$18,554,000413
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,551,000310
Trading account gains and fees$0211
Additional Noninterest Income$13,003,000379
Total noninterest expense$36,176,000586
Salaries and employee benefits$16,111,000586
Premises and equipment expense$4,293,000617
Additional noninterest expense$15,772,000529
Pre-tax net operating income$18,924,000230
Securities gains (losses)$-145,0007,355
Applicable income taxes$5,375,000252
Income before extraordinary items$13,404,000242
Extraordinary gains, net$034
Net income$13,404,000243
Minority interest net income$0115
Net income of bank and minority interests.$13,404,000243
Net charge-offs$3,574,0001,438
Cash dividends$7,500,000244
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$13,506,950247
2009-09-30 (YTD Data)Rank
Total interest income$39,778,000630
Total interest expense$9,149,0001,027
Net interest income$30,629,000536
Provision for loan and lease losses$3,804,0001,274
Total noninterest income$13,853,000419
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,153,000311
Trading account gains and fees$0212
Additional Noninterest Income$9,700,000381
Total noninterest expense$27,385,000579
Salaries and employee benefits$12,181,000599
Premises and equipment expense$3,273,000617
Additional noninterest expense$11,931,000501
Pre-tax net operating income$13,293,000255
Securities gains (losses)$6,0003,115
Applicable income taxes$3,918,000266
Income before extraordinary items$9,381,000276
Extraordinary gains, net$027
Net income$9,381,000275
Minority interest net income$0118
Net income of bank and minority interests.$9,381,000276
Net charge-offs$2,573,0001,300
Cash dividends$4,000,000314
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,376,740269
2009-06-30 (YTD Data)Rank
Total interest income$26,369,000650
Total interest expense$6,346,0001,043
Net interest income$20,023,000547
Provision for loan and lease losses$2,836,0001,127
Total noninterest income$9,642,000402
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,663,000321
Trading account gains and fees$0193
Additional Noninterest Income$6,979,000365
Total noninterest expense$18,245,000586
Salaries and employee benefits$8,144,000607
Premises and equipment expense$2,197,000634
Additional noninterest expense$7,904,000515
Pre-tax net operating income$8,584,000262
Securities gains (losses)$6,0002,720
Applicable income taxes$2,523,000281
Income before extraordinary items$6,067,000294
Extraordinary gains, net$021
Net income$6,067,000292
Minority interest net income$0112
Net income of bank and minority interests.$6,067,000293
Net charge-offs$2,137,0001,075
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,062,740279
2009-03-31 (YTD Data)Rank
Total interest income$13,144,000660
Total interest expense$3,241,0001,067
Net interest income$9,903,000549
Provision for loan and lease losses$1,813,000800
Total noninterest income$4,892,000376
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,287,000325
Trading account gains and fees$0171
Additional Noninterest Income$3,605,000326
Total noninterest expense$8,839,000574
Salaries and employee benefits$4,097,000601
Premises and equipment expense$1,089,000655
Additional noninterest expense$3,653,000471
Pre-tax net operating income$4,143,000290
Securities gains (losses)$02,434
Applicable income taxes$1,206,000310
Income before extraordinary items$2,937,000337
Extraordinary gains, net$015
Net income$2,937,000338
Minority interest net income$0102
Net income of bank and minority interests.$2,937,000339
Net charge-offs$892,0001,019
Cash dividends$2,500,000184
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,937,000315
2008-12-31 (YTD Data)Rank
Total interest income$56,929,000648
Total interest expense$17,102,000931
Net interest income$39,827,000552
Provision for loan and lease losses$4,209,0001,133
Total noninterest income$15,125,000434
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,777,000313
Trading account gains and fees$0154
Additional Noninterest Income$9,348,000403
Total noninterest expense$31,694,000631
Salaries and employee benefits$16,004,000609
Premises and equipment expense$4,162,000661
Additional noninterest expense$11,528,000607
Pre-tax net operating income$19,049,000304
Securities gains (losses)$03,220
Applicable income taxes$6,086,000273
Income before extraordinary items$12,963,000313
Extraordinary gains, net$039
Net income$12,963,000313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,053,000988
Cash dividends$10,500,000275
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$12,963,000325
2008-09-30 (YTD Data)Rank
Total interest income$43,199,000667
Total interest expense$13,496,000921
Net interest income$29,703,000569
Provision for loan and lease losses$1,852,0001,245
Total noninterest income$11,783,000452
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$4,432,000311
Trading account gains and fees$0148
Additional Noninterest Income$7,351,000419
Total noninterest expense$24,005,000609
Salaries and employee benefits$12,035,000620
Premises and equipment expense$3,144,000665
Additional noninterest expense$8,826,000551
Pre-tax net operating income$15,629,000338
Securities gains (losses)$03,106
Applicable income taxes$5,285,000305
Income before extraordinary items$10,344,000353
Extraordinary gains, net$031
Net income$10,344,000352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,410,0001,063
Cash dividends$9,000,000261
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,344,000371
2008-06-30 (YTD Data)Rank
Total interest income$29,124,000668
Total interest expense$9,429,000908
Net interest income$19,695,000570
Provision for loan and lease losses$1,177,0001,113
Total noninterest income$8,076,000457
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,910,000308
Trading account gains and fees$0149
Additional Noninterest Income$5,166,000423
Total noninterest expense$15,973,000610
Salaries and employee benefits$7,968,000628
Premises and equipment expense$2,124,000658
Additional noninterest expense$5,881,000542
Pre-tax net operating income$10,621,000351
Securities gains (losses)$03,233
Applicable income taxes$3,595,000338
Income before extraordinary items$7,026,000391
Extraordinary gains, net$021
Net income$7,026,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$996,000867
Cash dividends$6,000,000283
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,026,000384
2008-03-31 (YTD Data)Rank
Total interest income$15,247,000656
Total interest expense$5,203,000880
Net interest income$10,044,000552
Provision for loan and lease losses$470,0001,037
Total noninterest income$4,210,000444
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,445,000302
Trading account gains and fees$0158
Additional Noninterest Income$2,765,000417
Total noninterest expense$8,327,000581
Salaries and employee benefits$4,007,000629
Premises and equipment expense$1,053,000667
Additional noninterest expense$3,267,000469
Pre-tax net operating income$5,457,000371
Securities gains (losses)$02,688
Applicable income taxes$1,843,000368
Income before extraordinary items$3,614,000409
Extraordinary gains, net$015
Net income$3,614,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,000770
Cash dividends$3,000,000288
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,614,000395
2007-12-31 (YTD Data)Rank
Total interest income$63,580,000661
Total interest expense$27,813,000704
Net interest income$35,767,000617
Provision for loan and lease losses$1,905,000875
Total noninterest income$17,477,000419
Gross Fiduciary activities income$778,000484
Service charges on deposit accounts$6,196,000297
Trading account gains and fees$0178
Additional Noninterest Income$10,503,000401
Total noninterest expense$31,867,000591
Salaries and employee benefits$15,833,000608
Premises and equipment expense$4,037,000659
Additional noninterest expense$11,997,000503
Pre-tax net operating income$19,472,000477
Securities gains (losses)$02,146
Applicable income taxes$6,475,000445
Income before extraordinary items$12,997,000510
Extraordinary gains, net$039
Net income$12,997,000507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,726,000687
Cash dividends$11,750,000370
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,997,000506
2007-09-30 (YTD Data)Rank
Total interest income$47,227,000664
Total interest expense$21,017,000697
Net interest income$26,210,000634
Provision for loan and lease losses$1,472,000660
Total noninterest income$13,470,000411
Gross Fiduciary activities income$778,000406
Service charges on deposit accounts$4,616,000294
Trading account gains and fees$0184
Additional Noninterest Income$8,076,000402
Total noninterest expense$24,600,000563
Salaries and employee benefits$12,092,000599
Premises and equipment expense$3,111,000637
Additional noninterest expense$9,397,000472
Pre-tax net operating income$13,608,000536
Securities gains (losses)$01,655
Applicable income taxes$4,490,000508
Income before extraordinary items$9,118,000579
Extraordinary gains, net$033
Net income$9,118,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,009,000653
Cash dividends$8,750,000360
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,118,000573
2007-06-30 (YTD Data)Rank
Total interest income$31,005,000688
Total interest expense$13,655,000723
Net interest income$17,350,000660
Provision for loan and lease losses$1,024,000577
Total noninterest income$9,013,000425
Gross Fiduciary activities income$778,000322
Service charges on deposit accounts$3,030,000306
Trading account gains and fees$0168
Additional Noninterest Income$5,205,000426
Total noninterest expense$16,015,000584
Salaries and employee benefits$8,161,000607
Premises and equipment expense$2,078,000654
Additional noninterest expense$5,776,000511
Pre-tax net operating income$9,324,000550
Securities gains (losses)$01,444
Applicable income taxes$3,165,000518
Income before extraordinary items$6,159,000603
Extraordinary gains, net$029
Net income$6,159,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$820,000512
Cash dividends$5,750,000365
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,159,000593
2007-03-31 (YTD Data)Rank
Total interest income$15,356,000685
Total interest expense$6,763,000725
Net interest income$8,593,000652
Provision for loan and lease losses$498,000534
Total noninterest income$4,414,000428
Gross Fiduciary activities income$778,000217
Service charges on deposit accounts$1,421,000309
Trading account gains and fees$0195
Additional Noninterest Income$2,215,000464
Total noninterest expense$8,129,000579
Salaries and employee benefits$4,202,000597
Premises and equipment expense$1,042,000647
Additional noninterest expense$2,885,000497
Pre-tax net operating income$4,380,000578
Securities gains (losses)$01,187
Applicable income taxes$1,505,000539
Income before extraordinary items$2,875,000640
Extraordinary gains, net$022
Net income$2,875,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,000387
Cash dividends$2,750,000362
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,875,000629
2006-12-31 (YTD Data)Rank
Total interest income$60,307,000645
Total interest expense$24,607,000690
Net interest income$35,700,000631
Provision for loan and lease losses$2,486,000464
Total noninterest income$18,114,000410
Gross Fiduciary activities income$4,839,000158
Service charges on deposit accounts$6,013,000296
Trading account gains and fees$0130
Additional Noninterest Income$7,262,000516
Total noninterest expense$31,724,000573
Salaries and employee benefits$16,455,000577
Premises and equipment expense$4,022,000647
Additional noninterest expense$11,247,000508
Pre-tax net operating income$19,604,000548
Securities gains (losses)$01,687
Applicable income taxes$6,905,000508
Income before extraordinary items$12,699,000595
Extraordinary gains, net$051
Net income$12,699,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,479,000322
Cash dividends$7,500,000498
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,699,000589
2006-09-30 (YTD Data)Rank
Total interest income$44,669,000663
Total interest expense$17,798,000704
Net interest income$26,871,000645
Provision for loan and lease losses$1,550,000508
Total noninterest income$13,622,000421
Gross Fiduciary activities income$3,577,000164
Service charges on deposit accounts$4,516,000298
Trading account gains and fees$0126
Additional Noninterest Income$5,529,000522
Total noninterest expense$24,084,000576
Salaries and employee benefits$12,368,000593
Premises and equipment expense$3,112,000627
Additional noninterest expense$8,604,000507
Pre-tax net operating income$14,859,000568
Securities gains (losses)$01,388
Applicable income taxes$5,235,000524
Income before extraordinary items$9,624,000619
Extraordinary gains, net$045
Net income$9,624,000618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,627,000314
Cash dividends$7,000,000389
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,624,000608
2006-06-30 (YTD Data)Rank
Total interest income$29,154,000667
Total interest expense$11,201,000703
Net interest income$17,953,000642
Provision for loan and lease losses$1,018,000505
Total noninterest income$9,069,000420
Gross Fiduciary activities income$2,348,000171
Service charges on deposit accounts$2,982,000292
Trading account gains and fees$0126
Additional Noninterest Income$3,739,000519
Total noninterest expense$16,055,000589
Salaries and employee benefits$8,213,000593
Premises and equipment expense$2,113,000611
Additional noninterest expense$5,729,000506
Pre-tax net operating income$9,949,000568
Securities gains (losses)$01,185
Applicable income taxes$3,499,000521
Income before extraordinary items$6,450,000623
Extraordinary gains, net$039
Net income$6,450,000621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,470,000263
Cash dividends$5,500,000343
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,450,000610
2006-03-31 (YTD Data)Rank
Total interest income$14,234,000663
Total interest expense$5,493,000675
Net interest income$8,741,000647
Provision for loan and lease losses$496,000493
Total noninterest income$4,414,000426
Gross Fiduciary activities income$1,038,000186
Service charges on deposit accounts$1,455,000292
Trading account gains and fees$0115
Additional Noninterest Income$1,921,000505
Total noninterest expense$7,839,000587
Salaries and employee benefits$4,097,000599
Premises and equipment expense$999,000657
Additional noninterest expense$2,743,000519
Pre-tax net operating income$4,820,000566
Securities gains (losses)$0955
Applicable income taxes$1,731,000517
Income before extraordinary items$3,089,000640
Extraordinary gains, net$021
Net income$3,089,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,000593
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,089,000625
2005-12-31 (YTD Data)Rank
Total interest income$50,325,000649
Total interest expense$15,461,000732
Net interest income$34,864,000623
Provision for loan and lease losses$2,068,000532
Total noninterest income$17,874,000437
Gross Fiduciary activities income$4,577,000171
Service charges on deposit accounts$6,517,000263
Trading account gains and fees$0138
Additional Noninterest Income$6,780,000553
Total noninterest expense$30,550,000580
Salaries and employee benefits$16,308,000562
Premises and equipment expense$3,894,000630
Additional noninterest expense$10,348,000543
Pre-tax net operating income$20,120,000532
Securities gains (losses)$02,296
Applicable income taxes$7,269,000485
Income before extraordinary items$12,851,000584
Extraordinary gains, net$046
Net income$12,851,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,017
Cash dividends$11,500,000348
Sale, conversion, retirement of capital stock, net$0934
Net operating income$12,851,000574
2005-09-30 (YTD Data)Rank
Total interest income$36,629,000648
Total interest expense$10,725,000749
Net interest income$25,904,000621
Provision for loan and lease losses$1,520,000499
Total noninterest income$13,524,000434
Gross Fiduciary activities income$3,408,000167
Service charges on deposit accounts$4,855,000258
Trading account gains and fees$0126
Additional Noninterest Income$5,261,000546
Total noninterest expense$22,800,000583
Salaries and employee benefits$12,218,000557
Premises and equipment expense$2,883,000633
Additional noninterest expense$7,699,000542
Pre-tax net operating income$15,108,000536
Securities gains (losses)$02,317
Applicable income taxes$5,451,000492
Income before extraordinary items$9,657,000582
Extraordinary gains, net$035
Net income$9,657,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,606
Cash dividends$9,000,000300
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,657,000566
2005-06-30 (YTD Data)Rank
Total interest income$23,697,000648
Total interest expense$6,685,000751
Net interest income$17,012,000624
Provision for loan and lease losses$973,000532
Total noninterest income$8,859,000435
Gross Fiduciary activities income$2,261,000167
Service charges on deposit accounts$3,151,000261
Trading account gains and fees$0116
Additional Noninterest Income$3,447,000542
Total noninterest expense$15,156,000582
Salaries and employee benefits$8,169,000558
Premises and equipment expense$1,887,000638
Additional noninterest expense$5,100,000546
Pre-tax net operating income$9,742,000539
Securities gains (losses)$02,146
Applicable income taxes$3,559,000498
Income before extraordinary items$6,183,000595
Extraordinary gains, net$030
Net income$6,183,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0001,758
Cash dividends$6,000,000292
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,183,000580
2005-03-31 (YTD Data)Rank
Total interest income$11,499,000655
Total interest expense$3,173,000755
Net interest income$8,326,000626
Provision for loan and lease losses$464,000506
Total noninterest income$4,247,000429
Gross Fiduciary activities income$1,132,000170
Service charges on deposit accounts$1,490,000263
Trading account gains and fees$0115
Additional Noninterest Income$1,625,000547
Total noninterest expense$7,595,000578
Salaries and employee benefits$4,127,000543
Premises and equipment expense$937,000643
Additional noninterest expense$2,531,000547
Pre-tax net operating income$4,514,000566
Securities gains (losses)$01,685
Applicable income taxes$1,645,000527
Income before extraordinary items$2,869,000630
Extraordinary gains, net$024
Net income$2,869,000630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,681
Cash dividends$2,500,000300
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,869,000610
2004-12-31 (YTD Data)Rank
Total interest income$42,870,000656
Total interest expense$9,246,000866
Net interest income$33,624,000596
Provision for loan and lease losses$1,837,000591
Total noninterest income$17,553,000425
Gross Fiduciary activities income$4,333,000167
Service charges on deposit accounts$6,497,000266
Trading account gains and fees$0138
Additional Noninterest Income$6,723,000537
Total noninterest expense$29,939,000566
Salaries and employee benefits$15,891,000547
Premises and equipment expense$3,708,000628
Additional noninterest expense$10,340,000528
Pre-tax net operating income$19,401,000501
Securities gains (losses)$-53,0008,608
Applicable income taxes$7,068,000466
Income before extraordinary items$12,280,000563
Extraordinary gains, net$034
Net income$12,280,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,400,000600
Cash dividends$9,000,000392
Sale, conversion, retirement of capital stock, net$0872
Net operating income$12,313,920543
2004-09-30 (YTD Data)Rank
Total interest income$31,415,000661
Total interest expense$6,500,000915
Net interest income$24,915,000598
Provision for loan and lease losses$1,384,000571
Total noninterest income$13,284,000435
Gross Fiduciary activities income$3,244,000166
Service charges on deposit accounts$4,924,000267
Trading account gains and fees$0134
Additional Noninterest Income$5,116,000533
Total noninterest expense$22,059,000578
Salaries and employee benefits$11,606,000556
Premises and equipment expense$2,727,000634
Additional noninterest expense$7,726,000523
Pre-tax net operating income$14,756,000493
Securities gains (losses)$-53,0008,810
Applicable income taxes$5,385,000458
Income before extraordinary items$9,318,000566
Extraordinary gains, net$026
Net income$9,318,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,034,000559
Cash dividends$6,500,000376
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,351,920540
2004-06-30 (YTD Data)Rank
Total interest income$20,158,000678
Total interest expense$4,092,000960
Net interest income$16,066,000609
Provision for loan and lease losses$920,000555
Total noninterest income$9,362,000415
Gross Fiduciary activities income$2,169,000170
Service charges on deposit accounts$3,280,000263
Trading account gains and fees$0130
Additional Noninterest Income$3,913,000494
Total noninterest expense$14,649,000578
Salaries and employee benefits$7,696,000562
Premises and equipment expense$1,812,000639
Additional noninterest expense$5,141,000525
Pre-tax net operating income$9,859,000490
Securities gains (losses)$-1,0008,365
Applicable income taxes$3,612,000468
Income before extraordinary items$6,246,000566
Extraordinary gains, net$021
Net income$6,246,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,000753
Cash dividends$5,000,000326
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,246,640538
2004-03-31 (YTD Data)Rank
Total interest income$10,116,000688
Total interest expense$2,057,000977
Net interest income$8,059,000614
Provision for loan and lease losses$439,000588
Total noninterest income$4,203,000438
Gross Fiduciary activities income$1,106,000167
Service charges on deposit accounts$1,601,000266
Trading account gains and fees$0121
Additional Noninterest Income$1,496,000589
Total noninterest expense$7,345,000583
Salaries and employee benefits$3,899,000570
Premises and equipment expense$932,000631
Additional noninterest expense$2,514,000527
Pre-tax net operating income$4,478,000530
Securities gains (losses)$-1,0008,686
Applicable income taxes$1,639,000498
Income before extraordinary items$2,838,000607
Extraordinary gains, net$016
Net income$2,838,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0008,894
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,838,640568
2003-12-31 (YTD Data)Rank
Total interest income$38,939,000722
Total interest expense$9,078,000983
Net interest income$29,861,000632
Provision for loan and lease losses$2,708,000524
Total noninterest income$17,830,000435
Gross Fiduciary activities income$4,003,000176
Service charges on deposit accounts$5,702,000294
Trading account gains and fees$0160
Additional Noninterest Income$8,125,000520
Total noninterest expense$28,603,000595
Salaries and employee benefits$14,987,000580
Premises and equipment expense$3,436,000666
Additional noninterest expense$10,180,000551
Pre-tax net operating income$16,380,000554
Securities gains (losses)$15,0003,390
Applicable income taxes$5,501,000576
Income before extraordinary items$10,894,000612
Extraordinary gains, net$054
Net income$10,894,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,738,000435
Cash dividends$8,000,000444
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,884,100580
2003-09-30 (YTD Data)Rank
Total interest income$29,120,000746
Total interest expense$7,014,0001,001
Net interest income$22,106,000652
Provision for loan and lease losses$2,232,000481
Total noninterest income$13,440,000454
Gross Fiduciary activities income$2,985,000184
Service charges on deposit accounts$4,074,000319
Trading account gains and fees$0153
Additional Noninterest Income$6,381,000537
Total noninterest expense$20,729,000624
Salaries and employee benefits$10,889,000610
Premises and equipment expense$2,527,000694
Additional noninterest expense$7,313,000575
Pre-tax net operating income$12,585,000557
Securities gains (losses)$04,204
Applicable income taxes$4,589,000546
Income before extraordinary items$7,996,000645
Extraordinary gains, net$040
Net income$7,996,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,151,000419
Cash dividends$6,500,000407
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,996,000596
2003-06-30 (YTD Data)Rank
Total interest income$19,532,000751
Total interest expense$4,858,000990
Net interest income$14,674,000656
Provision for loan and lease losses$1,792,000423
Total noninterest income$8,543,000470
Gross Fiduciary activities income$1,934,000190
Service charges on deposit accounts$2,688,000321
Trading account gains and fees$0150
Additional Noninterest Income$3,921,000558
Total noninterest expense$13,688,000627
Salaries and employee benefits$7,233,000614
Premises and equipment expense$1,701,000688
Additional noninterest expense$4,754,000581
Pre-tax net operating income$7,737,000598
Securities gains (losses)$03,782
Applicable income taxes$2,800,000575
Income before extraordinary items$4,937,000698
Extraordinary gains, net$030
Net income$4,937,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,592,000391
Cash dividends$4,500,000386
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,937,000642
2003-03-31 (YTD Data)Rank
Total interest income$9,877,000747
Total interest expense$2,511,000983
Net interest income$7,366,000652
Provision for loan and lease losses$1,238,000332
Total noninterest income$4,190,000477
Gross Fiduciary activities income$939,000197
Service charges on deposit accounts$1,308,000326
Trading account gains and fees$0134
Additional Noninterest Income$1,943,000552
Total noninterest expense$6,871,000615
Salaries and employee benefits$3,623,000609
Premises and equipment expense$874,000665
Additional noninterest expense$2,374,000587
Pre-tax net operating income$3,447,000656
Securities gains (losses)$02,891
Applicable income taxes$1,257,000651
Income before extraordinary items$2,190,000775
Extraordinary gains, net$021
Net income$2,190,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,263,000282
Cash dividends$2,000,000380
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,190,000711
2002-12-31 (YTD Data)Rank
Total interest income$44,228,000690
Total interest expense$13,462,000838
Net interest income$30,766,000622
Provision for loan and lease losses$4,815,000400
Total noninterest income$15,076,000482
Gross Fiduciary activities income$3,765,000199
Service charges on deposit accounts$5,348,000316
Trading account gains and fees$0153
Additional Noninterest Income$5,963,000613
Total noninterest expense$26,219,000623
Salaries and employee benefits$13,843,000593
Premises and equipment expense$3,514,000636
Additional noninterest expense$8,862,000611
Pre-tax net operating income$14,808,000596
Securities gains (losses)$04,537
Applicable income taxes$5,027,000585
Income before extraordinary items$9,781,000643
Extraordinary gains, net$070
Net income$9,781,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,376,000348
Cash dividends$7,000,000464
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,781,000612
2001-12-31 (YTD Data)Rank
Total interest income$55,441,000635
Total interest expense$24,188,000691
Net interest income$31,253,000587
Provision for loan and lease losses$2,570,000572
Total noninterest income$13,911,000482
Gross Fiduciary activities income$3,875,000198
Service charges on deposit accounts$5,341,000302
Trading account gains and fees$0177
Additional Noninterest Income$4,695,000691
Total noninterest expense$26,512,000614
Salaries and employee benefits$14,108,000561
Premises and equipment expense$3,666,000600
Additional noninterest expense$8,738,000634
Pre-tax net operating income$16,082,000515
Securities gains (losses)$04,612
Applicable income taxes$5,982,000483
Income before extraordinary items$10,100,000574
Extraordinary gains, net$0105
Net income$10,100,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,347,000507
Cash dividends$6,500,000493
Sale, conversion, retirement of capital stock, net$0922
Net operating income$10,100,000547
2000-12-31 (YTD Data)Rank
Total interest income$57,384,000641
Total interest expense$27,016,000680
Net interest income$30,368,000608
Provision for loan and lease losses$1,385,000816
Total noninterest income$12,230,000509
Gross Fiduciary activities income$3,827,000195
Service charges on deposit accounts$4,351,000327
Trading account gains and fees$0180
Additional Noninterest Income$4,052,000715
Total noninterest expense$25,413,000631
Salaries and employee benefits$13,366,000549
Premises and equipment expense$3,631,000601
Additional noninterest expense$8,416,000656
Pre-tax net operating income$15,800,000538
Securities gains (losses)$01,956
Applicable income taxes$5,910,000490
Income before extraordinary items$9,890,000580
Extraordinary gains, net$038
Net income$9,890,000580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$758,000912
Cash dividends$8,800,000420
Sale, conversion, retirement of capital stock, net$0969
Net operating income$9,890,000573
1999-12-31 (YTD Data)Rank
Total interest income$50,294,000694
Total interest expense$22,854,000713
Net interest income$27,440,000680
Provision for loan and lease losses$1,350,000767
Total noninterest income$10,577,000598
Gross Fiduciary activities income$3,909,000227
Service charges on deposit accounts$2,963,000464
Trading account gains and fees$0173
Additional Noninterest Income$3,705,000779
Total noninterest expense$23,252,000678
Salaries and employee benefits$12,710,000569
Premises and equipment expense$3,180,000662
Additional noninterest expense$7,362,000750
Pre-tax net operating income$13,415,000649
Securities gains (losses)$03,155
Applicable income taxes$4,958,000604
Income before extraordinary items$8,457,000702
Extraordinary gains, net$035
Net income$8,457,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,074,000678
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$8,457,000691
1998-12-31 (YTD Data)Rank
Total interest income$47,282,000714
Total interest expense$21,892,000747
Net interest income$25,390,000698
Provision for loan and lease losses$1,920,000595
Total noninterest income$11,109,000564
Gross Fiduciary activities income$3,520,000237
Service charges on deposit accounts$2,802,000470
Trading account gains and fees$0224
Additional Noninterest Income$4,787,000662
Total noninterest expense$20,573,000724
Salaries and employee benefits$11,771,000600
Premises and equipment expense$2,779,000725
Additional noninterest expense$6,023,000840
Pre-tax net operating income$14,006,000593
Securities gains (losses)$7,0003,223
Applicable income taxes$5,187,000563
Income before extraordinary items$8,826,000660
Extraordinary gains, net$032
Net income$8,826,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,750,000507
Cash dividends$4,500,000696
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,821,520627
1997-12-31 (YTD Data)Rank
Total interest income$44,652,000772
Total interest expense$20,414,000815
Net interest income$24,238,000751
Provision for loan and lease losses$1,500,000727
Total noninterest income$9,298,000605
Gross Fiduciary activities income$3,104,000262
Service charges on deposit accounts$2,544,000521
Trading account gains and fees$0239
Additional Noninterest Income$3,650,000751
Total noninterest expense$18,691,000784
Salaries and employee benefits$10,579,000651
Premises and equipment expense$2,505,000809
Additional noninterest expense$5,607,000890
Pre-tax net operating income$13,345,000631
Securities gains (losses)$03,944
Applicable income taxes$4,945,000606
Income before extraordinary items$8,400,000682
Extraordinary gains, net$044
Net income$8,400,000682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,079,000763
Cash dividends$4,500,000683
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,400,000664
1996-12-31 (YTD Data)Rank
Total interest income$42,423,000831
Total interest expense$19,171,000877
Net interest income$23,252,000801
Provision for loan and lease losses$1,100,000955
Total noninterest income$8,075,000681
Gross Fiduciary activities income$2,684,000304
Service charges on deposit accounts$2,394,000573
Trading account gains and fees$0262
Additional Noninterest Income$2,997,000876
Total noninterest expense$17,897,000867
Salaries and employee benefits$9,798,000715
Premises and equipment expense$2,525,000867
Additional noninterest expense$5,574,0001,041
Pre-tax net operating income$12,330,000661
Securities gains (losses)$04,148
Applicable income taxes$4,337,000649
Income before extraordinary items$7,993,000698
Extraordinary gains, net$053
Net income$7,993,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$885,000969
Cash dividends$5,000,000662
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,993,000680
1995-12-31 (YTD Data)Rank
Total interest income$39,884,000912
Total interest expense$18,298,000957
Net interest income$21,586,000872
Provision for loan and lease losses$1,225,000815
Total noninterest income$7,121,000755
Gross Fiduciary activities income$2,444,000338
Service charges on deposit accounts$2,208,000623
Trading account gains and fees$0522
Additional Noninterest Income$2,469,000998
Total noninterest expense$16,869,000912
Salaries and employee benefits$9,006,000780
Premises and equipment expense$2,590,000849
Additional noninterest expense$5,273,0001,075
Pre-tax net operating income$10,613,000802
Securities gains (losses)$03,831
Applicable income taxes$3,853,000748
Income before extraordinary items$6,760,000839
Extraordinary gains, net$065
Net income$6,760,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$810,0001,018
Cash dividends$4,500,000693
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,760,000826
1994-12-31 (YTD Data)Rank
Total interest income$31,681,0001,006
Total interest expense$12,794,0001,033
Net interest income$18,887,000979
Provision for loan and lease losses$855,0001,034
Total noninterest income$6,288,000790
Gross Fiduciary activities income$1,959,000373
Service charges on deposit accounts$2,150,000639
Trading account gains and fees$0475
Additional Noninterest Income$2,179,0001,065
Total noninterest expense$15,591,000979
Salaries and employee benefits$8,060,000848
Premises and equipment expense$2,543,000861
Additional noninterest expense$4,988,0001,182
Pre-tax net operating income$8,729,000892
Securities gains (losses)$03,600
Applicable income taxes$3,164,000832
Income before extraordinary items$5,565,000931
Extraordinary gains, net$0249
Net income$5,565,000927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,129
Cash dividends$4,500,000605
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,565,000936
1993-12-31 (YTD Data)Rank
Total interest income$29,048,0001,092
Total interest expense$11,698,0001,165
Net interest income$17,350,0001,055
Provision for loan and lease losses$780,0001,547
Total noninterest income$6,631,000793
Gross Fiduciary activities income$1,684,000414
Service charges on deposit accounts$2,208,000616
Trading account gains and fees$0532
Additional Noninterest Income$2,739,0001,026
Total noninterest expense$14,701,0001,069
Salaries and employee benefits$7,618,000898
Premises and equipment expense$2,525,000886
Additional noninterest expense$4,558,0001,371
Pre-tax net operating income$8,500,000866
Securities gains (losses)$07,477
Applicable income taxes$3,021,000854
Income before extraordinary items$5,479,000950
Extraordinary gains, net$03,149
Net income$5,479,000979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0003,502
Cash dividends$3,900,000592
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,479,000895
1992-12-31 (YTD Data)Rank
Total interest income$30,122,0001,216
Total interest expense$13,637,0001,295
Net interest income$16,485,0001,129
Provision for loan and lease losses$900,0001,967
Total noninterest income$5,506,000918
Gross Fiduciary activities income$1,613,000430
Service charges on deposit accounts$2,220,000617
Trading account gains and fees$0504
Additional Noninterest Income$1,673,0001,417
Total noninterest expense$13,744,0001,145
Salaries and employee benefits$7,327,000927
Premises and equipment expense$2,292,000994
Additional noninterest expense$4,125,0001,560
Pre-tax net operating income$7,347,000880
Securities gains (losses)$21,0005,524
Applicable income taxes$2,361,000981
Income before extraordinary items$5,007,000951
Extraordinary gains, net$01,422
Net income$5,007,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$658,0002,065
Cash dividends$3,250,000548
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,992,720869

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.