Home > Central Bank of Boone County > Net charge- offs to loans
Central Bank of Boone County, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 4,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0652% | 4,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1586% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1254% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0394% | 2,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0292% | 4,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2617% | 4,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1243% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2576% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0131% | 3,638 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 3,984 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0542% | 4,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2723% | 4,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3139% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0009% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2303% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1143% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1761% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6960% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1640% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5083% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6161% | 12 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 742 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 4,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1523% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2325% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7534% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1875% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5708% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.9921% | 6 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1333% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6390% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9868% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2958% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8186% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.7464% | 6 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2678% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0032% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7595% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6038% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5185% | 1,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0872% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0707% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7437% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0253% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5919% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0932% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0926% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8061% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9286% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6773% | 1,033 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0241% | 4,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1084% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6586% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2758% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4771% | 1,288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 4,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0539% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3972% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9051% | 746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | -0.0121% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0383% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 4,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0486% | 3,743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8811% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0696% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7538% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0520% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0654% | 3,816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 4,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6989% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7838% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5846% | 1,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.0240% | 4,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0789% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0657% | 3,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 4,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6659% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5640% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5713% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.0472% | 4,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 4,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1314% | 3,989 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1242% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8356% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1455% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6967% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 4,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1246% | 5,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.8328% | 5,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8352% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0148% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5930% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0356% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1669% | 5,490 |
| Percentage Net Loans Charged-off:Construction & development | -1.1129% | 5,181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 2,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0616% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8696% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4248% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5849% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0962% | 5,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2524% | 5,603 |
| Percentage Net Loans Charged-off:Construction & development | -1.6088% | 5,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 3,767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1152% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9016% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0692% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5415% | 1,303 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3036% | 5,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4914% | 5,728 |
| Percentage Net Loans Charged-off:Construction & development | -3.0344% | 5,292 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8206% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5673% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6186% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.0963% | 4,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1374% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5018% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6419% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3664% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0885% | 4,921 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1800% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1219% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4345% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4244% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3173% | 1,933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1122% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,697 |
| Percentage Net Loans Charged-off:Construction & development | -0.1033% | 5,025 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2438% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1636% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5087% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2280% | 2,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1121% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0490% | 4,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3174% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4848% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1755% | 1,917 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1311% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 2,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0595% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 4,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5057% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4832% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3839% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1546% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 4,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0808% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0709% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4000% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4814% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2659% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1447% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 1,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 4,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1627% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1220% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1692% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1249% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3162% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1353% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2122% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1337% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 5,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0720% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 5,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 5,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 4,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4533% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0714% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2473% | 1,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1299% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1908% | 6,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3663% | 6,327 |
| Percentage Net Loans Charged-off:Construction & development | -1.9296% | 5,822 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1556% | 6,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 3,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 3,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 2,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9330% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6318% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8512% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1595% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2188% | 6,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4151% | 6,416 |
| Percentage Net Loans Charged-off:Construction & development | -2.5647% | 5,899 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 5,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 2,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 2,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0747% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7599% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9967% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2002% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1617% | 6,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3396% | 6,450 |
| Percentage Net Loans Charged-off:Construction & development | -2.0731% | 5,898 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 5,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 5,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 5,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0422% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4589% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9949% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2446% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 5,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.0896% | 5,489 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 5,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 5,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 5,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 4,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0488% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8692% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9581% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3620% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1592% | 6,536 |
| Percentage Net Loans Charged-off:Construction & development | -1.0511% | 5,986 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 6,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 3,370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 4,614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9061% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2777% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5460% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2530% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1670% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9158% | 39 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2059% | 6,635 |
| Percentage Net Loans Charged-off:Construction & development | -1.3696% | 6,082 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 6,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 4,635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2196% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4503% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2935% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3769% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1371% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4102% | 32 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3165% | 6,748 |
| Percentage Net Loans Charged-off:Construction & development | -2.0095% | 6,163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 6,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8747% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4103% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7241% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2987% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0932% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8248% | 29 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1126% | 6,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6025% | 6,842 |
| Percentage Net Loans Charged-off:Construction & development | -3.8246% | 6,234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0401% | 6,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1980% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2255% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3069% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8611% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5343% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8048% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0521% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.1014% | 14 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 3,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.8900% | 1,540 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0602% | 6,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 3,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 1,711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 3,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 5,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7140% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2870% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6658% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1370% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 3,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1360% | 3,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.7769% | 1,491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0701% | 6,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 3,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 5,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5506% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2960% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4884% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1487% | 1,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 3,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2043% | 2,900 |
| Percentage Net Loans Charged-off:Construction & development | 1.2756% | 1,177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0751% | 6,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 6,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 6,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 5,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5113% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2862% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4459% | 2,014 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1610% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.4579% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1274% | 6,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 6,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 6,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0407% | 5,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3100% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0850% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2437% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1504% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5586% | 2,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6150% | 2,347 |
| Percentage Net Loans Charged-off:Construction & development | 1.1588% | 2,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8100% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2953% | 2,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5703% | 1,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2635% | 3,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1029% | 3,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5794% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9843% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3993% | 2,861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0670% | 1,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2437% | 1,408 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4409% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4650% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 1.1566% | 1,824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5014% | 1,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1952% | 3,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4292% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1680% | 3,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1456% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5631% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3409% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3480% | 2,782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3337% | 1,386 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3686% | 3,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3694% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.9714% | 1,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2082% | 2,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3472% | 2,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6309% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3138% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2345% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5546% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9658% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3474% | 2,566 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0904% | 6,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3879% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4052% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 2.0130% | 984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2426% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 2,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 5,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6657% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6512% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3619% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2288% | 6,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5900% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5971% | 2,708 |
| Percentage Net Loans Charged-off:Construction & development | 2.7834% | 1,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 3,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 4,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0459% | 1,874 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 4,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0754% | 4,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0649% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1621% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3073% | 149 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5252% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5364% | 2,606 |
| Percentage Net Loans Charged-off:Construction & development | 2.4171% | 1,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0416% | 2,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 4,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0304% | 1,670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 3,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1646% | 3,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8409% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7686% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0113% | 1,744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3916% | 128 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3269% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3176% | 3,030 |
| Percentage Net Loans Charged-off:Construction & development | 1.2273% | 1,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 2,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 3,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 1,371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0952% | 3,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0259% | 3,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7644% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6131% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1396% | 6,599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5440% | 93 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 4,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 3,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0793% | 1,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0870% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 2,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 2,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4453% | 2,738 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9016% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7230% | 6,788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0663% | 58 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4770% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4905% | 2,935 |
| Percentage Net Loans Charged-off:Construction & development | 1.6482% | 2,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1555% | 2,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 3,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 1,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 3,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1908% | 7,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9216% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9829% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7290% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.6739% | 101 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4542% | 3,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4392% | 2,618 |
| Percentage Net Loans Charged-off:Construction & development | 1.4827% | 1,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 2,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2286% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0123% | 1,600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2547% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0663% | 7,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9642% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5603% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7115% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6851% | 105 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5601% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6203% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 2.1744% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1007% | 1,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2234% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0187% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2476% | 2,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2698% | 7,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8188% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4793% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3094% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.9716% | 74 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4576% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3277% | 1,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.6290% | 1,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5254% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5867% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0963% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8124% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5546% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1837% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.0557% | 33 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4009% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2011% | 2,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.5988% | 1,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 1,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 3,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 2,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2721% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0145% | 2,239 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8912% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0450% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2489% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 2,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.2801% | 1,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0930% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1126% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3072% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8859% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3824% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1675% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2663% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 2,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.2453% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1269% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0460% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7365% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8643% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9110% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2337% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.2174% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7635% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8398% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0788% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2506% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2389% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.2592% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0546% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8329% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8114% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3319% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6068% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3127% | 57 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1876% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.3301% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 7,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1890% | 2,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7355% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2942% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6728% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1505% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.4373% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 7,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2842% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7975% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2264% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7148% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3190% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3125% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.8867% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 7,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2339% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 6,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7244% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7304% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1856% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3583% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.5086% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1662% | 8,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 2,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 2,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 3,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4653% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6212% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3403% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3160% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 8,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0152% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2247% | 8,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 2,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1043% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7986% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5816% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4312% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0635% | 8,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0230% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3346% | 8,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3494% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0392% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8203% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0481% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0862% | 7,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7521% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5277% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9412% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 8,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0076% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1360% | 8,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 2,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1230% | 3,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5396% | 3,404 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4436% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1144% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5958% | 1,360 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 8,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0106% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0982% | 8,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 2,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1538% | 7,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4742% | 3,210 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7272% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9601% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5621% | 1,315 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 7,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0167% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1064% | 8,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 1,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1989% | 7,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4613% | 3,004 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4492% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5999% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0346% | 7,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 8,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1411% | 8,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7302% | 8,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5065% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8788% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1864% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0107% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1161% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0431% | 8,424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0493% | 6,028 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0426% | 8,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9282% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5451% | 3,601 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7487% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3256% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0566% | 1,361 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2225% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1003% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0635% | 8,510 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0670% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0633% | 8,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1021% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4369% | 3,696 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3120% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1633% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0826% | 1,323 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0351% | 8,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0235% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0888% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1729% | 8,720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1036% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1779% | 8,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9694% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2919% | 4,130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3184% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0669% | 1,272 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0414% | 7,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1052% | 8,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 7,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2946% | 8,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0358% | 5,925 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3130% | 8,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 3,934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8449% | 988 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6912% | 7,666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4672% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.1183% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0580% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0510% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0887% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3188% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5004% | 4,246 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2470% | 1,096 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2536% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.7182% | 20 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4915% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0743% | 8,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0056% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3763% | 4,423 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8687% | 1,176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6915% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.2280% | 18 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5475% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0367% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0805% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1318% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3000% | 4,435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6949% | 1,113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7207% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.4772% | 14 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8716% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0978% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0461% | 5,890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3803% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2216% | 4,177 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9975% | 898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1345% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 30.6481% | 8 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7719% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1686% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.1146% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1511% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0734% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2381% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6322% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6660% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2808% | 1,163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4477% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.8915% | 11 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4187% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2522% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0525% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6611% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0848% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 1,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1389% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3348% | 5,073 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6179% | 1,424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1142% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 3,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0678% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1860% | 1,407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3861% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1466% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5077% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5328% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4471% | 467 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 2,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0512% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.0293% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4771% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1523% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0281% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1609% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4931% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1487% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1467% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4041% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4441% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0509% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2960% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5879% | 472 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2536% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 400 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 1,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1148% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0990% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4768% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7191% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0237% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 3,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.8132% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1702% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1040% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8324% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2536% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9012% | 1,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2111% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.2072% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4076% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4675% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3189% | 59 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 6,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5075% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0834% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 8,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1462% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1362% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3431% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7515% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2407% | 6,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3513% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9924% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2746% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2322% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0248% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |