Home > Central Bank of Audrain County > Net charge- offs to loans
Central Bank of Audrain County, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0523% | 4,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 4,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2412% | 4,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0656% | 4,078 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1866% | 4,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2147% | 4,334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0466% | 4,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0871% | 4,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3532% | 4,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0692% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2654% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0398% | 1,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0395% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0685% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0787% | 3,893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0631% | 4,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1792% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4983% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3286% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0717% | 2,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0745% | 4,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2019% | 4,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 4,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5307% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3234% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1172% | 2,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7499% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1667% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2412% | 1,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0624% | 4,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1947% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3579% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4139% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 4,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0555% | 4,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0618% | 4,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7730% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1595% | 2,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 2,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 4,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0624% | 4,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0696% | 4,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2948% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2573% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0209% | 2,975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1985% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7335% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4617% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7001% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4763% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0611% | 2,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1029% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1114% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9532% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3337% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7819% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1943% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2259% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0704% | 634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4048% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6305% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2582% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1901% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2094% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0539% | 4,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3531% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3495% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0009% | 312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4694% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1048% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6201% | 5,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0665% | 87 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6381% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5585% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3914% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7215% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 4,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 5,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0980% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8689% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9240% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4699% | 1,522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 4,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0391% | 5,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1344% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9672% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1752% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5325% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0762% | 5,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1257% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1372% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1033% | 4,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3447% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3922% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7682% | 946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.1149% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1539% | 5,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0183% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9352% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7125% | 1,248 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0408% | 5,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.1294% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 5,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1728% | 5,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6740% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4517% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3908% | 1,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0358% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.1563% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 5,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 4,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0937% | 4,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7778% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9139% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4306% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0266% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0643% | 4,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2250% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2622% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0266% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.5848% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0754% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1360% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1462% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1933% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9974% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3103% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4672% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1121% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1075% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1690% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3135% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5119% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2236% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0888% | 2,855 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0263% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 3,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 4,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0386% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2837% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0128% | 1,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1548% | 5,351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1795% | 5,357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2105% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0886% | 2,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3820% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 3,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4292% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 3,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7043% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9589% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9661% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7979% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0470% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 2,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5136% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5788% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 5,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4699% | 5,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6012% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2076% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6640% | 1,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0555% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1607% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7662% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 2,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8820% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7092% | 6,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7386% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8546% | 935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0428% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0650% | 6,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1079% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7626% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1912% | 6,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3116% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5175% | 528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0571% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1201% | 6,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2079% | 6,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1689% | 6,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 3,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 3,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1550% | 5,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5930% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2727% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2397% | 2,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1022% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 3,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 6,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 3,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 2,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1489% | 5,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3360% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5198% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0631% | 3,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0882% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1398% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 2,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 2,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1720% | 5,856 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0413% | 5,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0463% | 5,463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1203% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3812% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2459% | 6,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2464% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2835% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1022% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4531% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5359% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1048% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 3,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 3,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 6,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7257% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4218% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7560% | 1,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0512% | 1,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4595% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5369% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9973% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 3,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0898% | 6,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8046% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8798% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0462% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6640% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7804% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0558% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0809% | 3,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 3,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0417% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4402% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0973% | 1,019 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0359% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3272% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7167% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.5777% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2238% | 2,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2393% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1458% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1592% | 2,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 4,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2288% | 3,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7213% | 1,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 4,209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0450% | 5,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 3,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 4,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8870% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3364% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6613% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1456% | 1,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1691% | 3,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7546% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0582% | 7,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0602% | 5,293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0580% | 7,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0750% | 6,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5361% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5641% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3091% | 2,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1586% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 4,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1708% | 3,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7872% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0820% | 7,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0882% | 7,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 6,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5411% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8533% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3488% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2180% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2997% | 2,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3760% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5612% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0506% | 7,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 7,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 6,254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1865% | 6,458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1407% | 6,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3215% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 5,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1834% | 4,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2499% | 2,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 3,204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0439% | 5,516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2796% | 2,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1758% | 6,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3329% | 3,990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8981% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0365% | 1,822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 7,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 5,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0552% | 7,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 4,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 4,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1895% | 7,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2292% | 7,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6000% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0248% | 1,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0435% | 7,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 5,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 7,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 3,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 3,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1872% | 7,020 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3734% | 7,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8633% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 6,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0553% | 7,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 4,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 7,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 2,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2483% | 7,089 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5734% | 7,383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0379% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4204% | 4,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4203% | 3,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9794% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3449% | 2,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3736% | 2,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 4,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9740% | 2,751 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1784% | 609 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1899% | 1,620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2276% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7505% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 3,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 3,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8683% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4608% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1918% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2407% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1734% | 7,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0947% | 3,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1024% | 2,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7815% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8281% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1759% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2685% | 1,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 4,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2364% | 7,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1622% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1757% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0525% | 7,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0515% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4945% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 4,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 3,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1267% | 1,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1556% | 2,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1690% | 2,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1830% | 3,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0121% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9403% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2162% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 5,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 7,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 7,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0497% | 7,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0539% | 7,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2517% | 7,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6512% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0836% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0876% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 5,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0696% | 8,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1074% | 8,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0964% | 8,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1047% | 8,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3294% | 7,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8514% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7366% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0429% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 6,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1328% | 8,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1922% | 8,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1928% | 8,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2092% | 8,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6047% | 7,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4103% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8018% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.1635% | 7,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0844% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1854% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2011% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5604% | 7,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0361% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1390% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2433% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 4,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 7,982 |
| Percentage Net Loans Charged-off:Construction & development | -0.2193% | 7,731 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1197% | 8,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 2,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9722% | 7,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9115% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8066% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1595% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 7,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 7,972 |
| Percentage Net Loans Charged-off:Construction & development | -0.3376% | 7,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1915% | 8,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3568% | 8,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6493% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6343% | 1,856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1522% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0325% | 7,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9755% | 8,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2267% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1284% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.0506% | 7,767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1589% | 2,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1866% | 4,562 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2407% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0740% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 5,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 7,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.0731% | 7,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 7,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 7,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0703% | 4,844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5846% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0853% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 7,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 7,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1120% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9063% | 1,938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0648% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3720% | 7,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3102% | 2,691 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8265% | 1,940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0436% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0370% | 3,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7237% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1344% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1186% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1267% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0830% | 2,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3045% | 4,033 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1332% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1742% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0982% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1793% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6463% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2973% | 3,689 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8982% | 2,067 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0751% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1320% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2459% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2625% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1483% | 7,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7208% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7978% | 2,081 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0967% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 4,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 3,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 8,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 8,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5189% | 8,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2989% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1204% | 927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1132% | 7,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 5,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 7,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 8,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 8,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 8,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3649% | 8,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6276% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5636% | 1,385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2458% | 7,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 7,389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 8,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 8,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 8,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4822% | 8,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6627% | 2,672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8584% | 1,189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3709% | 7,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1306% | 8,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8215% | 8,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2315% | 3,831 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6913% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8163% | 7,688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 4,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 8,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5890% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 5,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4292% | 1,749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1171% | 7,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 5,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 5,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5846% | 1,606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1755% | 7,681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1489% | 2,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4134% | 3,923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3548% | 7,801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 7,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1513% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1584% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4796% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1462% | 7,915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1193% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1968% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2029% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 4,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8714% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4843% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0710% | 7,696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 4,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1480% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1509% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2365% | 3,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7205% | 3,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3965% | 2,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0611% | 7,902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0668% | 5,929 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 6,754 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3248% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2516% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 6,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0204% | 12,430 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |