Home > Central Bank Illinois > Net charge- offs to loans
Central Bank Illinois, Net charge- offs to loans
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 4,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 4,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1127% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1269% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0100% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 3,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2199% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4258% | 4,715 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 3,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0153% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0521% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0521% | 2,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0858% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1042% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3125% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 3,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0227% | 2,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0227% | 2,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 3,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 3,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 3,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0672% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0672% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 3,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 3,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 3,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 3,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 4,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0320% | 4,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 4,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 3,696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1016% | 4,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1016% | 4,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0369% | 4,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 4,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0306% | 4,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 3,794 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0901% | 4,109 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0901% | 4,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 4,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0388% | 4,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 3,944 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0342% | 3,767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0342% | 3,727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0280% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0734% | 4,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 4,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0604% | 4,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1610% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1381% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 4,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 3,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 4,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2725% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2725% | 1,678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0470% | 4,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0295% | 3,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0503% | 4,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2309% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2309% | 1,723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0587% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0427% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0618% | 4,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 3,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4397% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4397% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0419% | 4,590 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0822% | 3,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 4,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6836% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6836% | 953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 4,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2557% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3100% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 4,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0697% | 3,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0697% | 2,930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 4,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2802% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 3,488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3398% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 4,128 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0182% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0182% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 3,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0377% | 4,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 4,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0275% | 2,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0275% | 2,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 4,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 4,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0834% | 5,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1003% | 5,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1094% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1094% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0944% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1011% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1011% | 2,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0633% | 4,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1280% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0988% | 5,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0662% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0662% | 2,771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1283% | 33 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0658% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 4,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2103% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0900% | 5,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 2,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 5,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0600% | 5,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1052% | 5,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0301% | 3,821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1187% | 5,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2414% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2414% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 3,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.1472% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4574% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 3,880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5455% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7803% | 5,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1330% | 3,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1330% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0873% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0414% | 3,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0781% | 5,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1478% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1478% | 2,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1640% | 5,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0890% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0469% | 3,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7953% | 5,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2789% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2789% | 1,941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3007% | 5,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 4,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 4,608 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0475% | 4,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4847% | 5,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5444% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5444% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | -0.1701% | 5,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4830% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0380% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5738% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 4,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4809% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4809% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7958% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0369% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0543% | 5,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.3961% | 5,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2204% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 4,116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2678% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0467% | 4,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6699% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6699% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 4,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 2,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.4148% | 5,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 5,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3397% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0261% | 4,063 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4031% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 4,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2606% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2606% | 1,963 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0086% | 5,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 4,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0749% | 5,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 4,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0853% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0853% | 2,151 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0086% | 5,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0287% | 5,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1305% | 5,789 |
| Percentage Net Loans Charged-off:Construction & development | -0.4744% | 5,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0849% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5705% | 6,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0785% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6849% | 6,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 2,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1647% | 5,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1647% | 5,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4483% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 3,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0621% | 5,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0199% | 5,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2353% | 5,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1216% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2985% | 6,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1101% | 5,158 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1646% | 5,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1646% | 5,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4542% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0470% | 5,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 5,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0334% | 5,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1510% | 5,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1833% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2108% | 6,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1067% | 5,168 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2081% | 5,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2081% | 5,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0850% | 5,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0824% | 5,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 5,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3346% | 6,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3949% | 6,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2070% | 5,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2491% | 5,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2491% | 5,509 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0086% | 5,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6142% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0904% | 6,066 |
| Percentage Net Loans Charged-off:Construction & development | -2.6097% | 5,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 2,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 2,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3828% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 5,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1396% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1079% | 3,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1079% | 3,216 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0025% | 5,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1625% | 6,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1317% | 6,212 |
| Percentage Net Loans Charged-off:Construction & development | -3.5353% | 5,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 2,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2205% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 5,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5922% | 6,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0877% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0877% | 3,050 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 5,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2352% | 6,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2063% | 6,371 |
| Percentage Net Loans Charged-off:Construction & development | -5.3999% | 5,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 2,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1792% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 5,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7449% | 6,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1771% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1771% | 2,375 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0107% | 5,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3944% | 6,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3977% | 6,524 |
| Percentage Net Loans Charged-off:Construction & development | -11.3179% | 6,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4056% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 5,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9776% | 6,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7930% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7930% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0109% | 5,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1478% | 2,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.2321% | 5,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1153% | 2,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4291% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2082% | 1,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4670% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2105% | 2,187 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2827% | 6,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2827% | 6,200 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0064% | 5,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1081% | 2,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.3534% | 5,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1517% | 1,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2516% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 4,732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3005% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1425% | 5,792 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3179% | 6,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3179% | 6,205 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 5,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0324% | 6,121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 5,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0452% | 6,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 2,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 2,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1852% | 5,886 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4694% | 6,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4694% | 6,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0071% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 2,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3984% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4640% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1485% | 5,810 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5353% | 6,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5353% | 6,325 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0138% | 5,641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1970% | 3,287 |
| Percentage Net Loans Charged-off:Construction & development | 1.1360% | 1,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5457% | 1,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 3,977 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0265% | 4,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 3,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8513% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3608% | 6,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3608% | 6,549 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0068% | 5,777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 3,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1050% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6165% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1883% | 6,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 5,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2132% | 6,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4537% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3818% | 6,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3818% | 6,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0279% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1180% | 6,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1218% | 6,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1164% | 6,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2833% | 7,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0537% | 5,078 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3203% | 7,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2210% | 6,328 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4635% | 6,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4635% | 6,603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0498% | 1,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1056% | 6,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1186% | 6,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1292% | 6,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2610% | 7,029 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1078% | 5,134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2856% | 7,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0799% | 5,881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4897% | 6,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4897% | 6,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0278% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6669% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7626% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.8913% | 2,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4003% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9641% | 611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 4,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4018% | 1,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 6,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4657% | 2,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6582% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5963% | 2,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2588% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8072% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8891% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 1.2057% | 1,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7001% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2747% | 478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 3,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5340% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 6,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6773% | 2,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9442% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8359% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3907% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1771% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2978% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9890% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9499% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1027% | 3,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8043% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 6,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1688% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7403% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6313% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5961% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 4,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 6,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0423% | 7,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0523% | 5,306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 7,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4546% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1062% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0844% | 2,985 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0255% | 6,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3382% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4574% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 10.4175% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7718% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8933% | 721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4090% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9367% | 914 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4812% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0934% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1247% | 4,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6531% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8900% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0185% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 12.6885% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8821% | 1,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8985% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9002% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8983% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7715% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0297% | 6,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4873% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8400% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9632% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 18.3598% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 2,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2773% | 2,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7325% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2087% | 2,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1882% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1747% | 7,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7511% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4801% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8787% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 35.0019% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 1,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4042% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3185% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4169% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4822% | 1,999 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0870% | 6,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2347% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2620% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2158% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 8.3336% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1399% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2806% | 2,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3185% | 2,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8102% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9688% | 2,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1899% | 1,621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1247% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8757% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 8.0740% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2186% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1162% | 3,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1903% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1947% | 2,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2502% | 1,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 4,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 4,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 3,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 3,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1326% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0654% | 7,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0362% | 1,534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 7,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 7,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 7,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2220% | 7,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0146% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4374% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2439% | 2,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7116% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 3,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0808% | 2,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0197% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3240% | 4,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0544% | 1,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2872% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4493% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 3,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 3,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1615% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1487% | 4,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0489% | 1,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3807% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2144% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6840% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7248% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0448% | 4,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0585% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4786% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4352% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3944% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6745% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1374% | 3,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1037% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 2,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1295% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 2,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5846% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2718% | 4,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1335% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 4,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1749% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1009% | 4,683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0792% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2659% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0517% | 7,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1158% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5422% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0539% | 6,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0172% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3038% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5713% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0411% | 1,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4321% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6763% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0213% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4874% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0226% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3155% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0243% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2591% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8023% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1877% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0447% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2374% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3629% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8522% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1651% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0504% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 2,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5782% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5290% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0315% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 3,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1652% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1916% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1261% | 7,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 8,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 3,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 2,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8533% | 8,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6817% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 4,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 7,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9368% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0156% | 1,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 4,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2182% | 7,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6930% | 2,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0285% | 7,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4497% | 8,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3923% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3798% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4282% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5906% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5906% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4070% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0291% | 6,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7580% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 8,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 8,481 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 8,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2735% | 2,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0585% | 6,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6267% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 8,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 8,513 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 8,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4128% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0879% | 5,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9572% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2117% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 8,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 8,633 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 8,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0703% | 7,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1168% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9158% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0422% | 8,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 8,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 8,688 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0258% | 8,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 4,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0481% | 6,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3235% | 7,934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3709% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0973% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1918% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1918% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 4,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2363% | 5,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8577% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 5,746 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 7,501 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1043% | 5,036 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4295% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 6,340 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0636% | 10,864 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0722% | 11,176 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 9,198 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 8,807 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |