Home > Central Bank Fulton > Income and Expense

Central Bank Fulton, Income and Expense

2004-09-30 (YTD Data)Rank
Total interest income$1,917,0006,861
Total interest expense$558,0006,420
Net interest income$1,359,0006,897
Provision for loan and lease losses$-94,0008,866
Total noninterest income$241,0006,293
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$119,0005,723
Trading account gains and fees$0134
Additional Noninterest Income$122,0005,538
Total noninterest expense$1,161,0006,774
Salaries and employee benefits$677,0006,555
Premises and equipment expense$199,0005,992
Additional noninterest expense$285,0007,216
Pre-tax net operating income$533,0006,173
Securities gains (losses)$36,0001,910
Applicable income taxes$152,0004,833
Income before extraordinary items$417,0006,218
Extraordinary gains, net$026
Net income$417,0006,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,782
Cash dividends$564,0002,516
Sale, conversion, retirement of capital stock, net$0738
Net operating income$390,7206,310
2004-06-30 (YTD Data)Rank
Total interest income$1,298,0006,851
Total interest expense$373,0006,450
Net interest income$925,0006,872
Provision for loan and lease losses$-94,0008,956
Total noninterest income$172,0006,163
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$79,0005,743
Trading account gains and fees$0130
Additional Noninterest Income$93,0005,304
Total noninterest expense$760,0006,856
Salaries and employee benefits$443,0006,664
Premises and equipment expense$129,0006,121
Additional noninterest expense$188,0007,273
Pre-tax net operating income$431,0005,685
Securities gains (losses)$23,0001,953
Applicable income taxes$116,0004,650
Income before extraordinary items$338,0005,760
Extraordinary gains, net$021
Net income$338,0005,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,0008,874
Cash dividends$64,0004,544
Sale, conversion, retirement of capital stock, net$0638
Net operating income$320,9805,806
2004-03-31 (YTD Data)Rank
Total interest income$634,0006,939
Total interest expense$191,0006,459
Net interest income$443,0007,018
Provision for loan and lease losses$06,501
Total noninterest income$73,0006,491
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$34,0005,974
Trading account gains and fees$0121
Additional Noninterest Income$39,0005,616
Total noninterest expense$376,0006,927
Salaries and employee benefits$217,0006,761
Premises and equipment expense$62,0006,230
Additional noninterest expense$97,0007,220
Pre-tax net operating income$140,0006,574
Securities gains (losses)$29,0001,519
Applicable income taxes$30,0005,394
Income before extraordinary items$139,0006,188
Extraordinary gains, net$016
Net income$139,0006,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$115,2206,492
2003-12-31 (YTD Data)Rank
Total interest income$2,605,0006,932
Total interest expense$942,0006,281
Net interest income$1,663,0007,122
Provision for loan and lease losses$07,651
Total noninterest income$304,0006,571
Gross Fiduciary activities income$1,0001,575
Service charges on deposit accounts$141,0005,980
Trading account gains and fees$0160
Additional Noninterest Income$162,0005,688
Total noninterest expense$1,554,0006,793
Salaries and employee benefits$879,0006,666
Premises and equipment expense$249,0006,190
Additional noninterest expense$426,0006,999
Pre-tax net operating income$413,0006,986
Securities gains (losses)$119,0001,735
Applicable income taxes$122,0005,513
Income before extraordinary items$410,0006,769
Extraordinary gains, net$054
Net income$410,0006,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,462
Cash dividends$34,0006,050
Sale, conversion, retirement of capital stock, net$0868
Net operating income$318,3707,038
2003-09-30 (YTD Data)Rank
Total interest income$1,961,0007,000
Total interest expense$726,0006,360
Net interest income$1,235,0007,181
Provision for loan and lease losses$07,481
Total noninterest income$207,0006,802
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$102,0006,087
Trading account gains and fees$0153
Additional Noninterest Income$105,0005,986
Total noninterest expense$1,181,0006,744
Salaries and employee benefits$656,0006,672
Premises and equipment expense$191,0006,116
Additional noninterest expense$334,0006,856
Pre-tax net operating income$261,0007,381
Securities gains (losses)$78,0001,960
Applicable income taxes$80,0005,808
Income before extraordinary items$259,0007,198
Extraordinary gains, net$040
Net income$259,0007,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,943
Cash dividends$34,0005,246
Sale, conversion, retirement of capital stock, net$0722
Net operating income$199,7207,440
2003-06-30 (YTD Data)Rank
Total interest income$1,338,0006,985
Total interest expense$501,0006,390
Net interest income$837,0007,155
Provision for loan and lease losses$07,324
Total noninterest income$133,0006,869
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$64,0006,188
Trading account gains and fees$0150
Additional Noninterest Income$69,0006,016
Total noninterest expense$807,0006,683
Salaries and employee benefits$446,0006,635
Premises and equipment expense$127,0006,126
Additional noninterest expense$234,0006,720
Pre-tax net operating income$163,0007,505
Securities gains (losses)$103,0001,487
Applicable income taxes$67,0005,612
Income before extraordinary items$199,0006,975
Extraordinary gains, net$030
Net income$199,0006,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$34,0004,920
Sale, conversion, retirement of capital stock, net$0589
Net operating income$121,7507,561
2003-03-31 (YTD Data)Rank
Total interest income$679,0006,984
Total interest expense$262,0006,355
Net interest income$417,0007,182
Provision for loan and lease losses$06,934
Total noninterest income$61,0006,982
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$31,0006,193
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$418,0006,580
Salaries and employee benefits$223,0006,648
Premises and equipment expense$64,0006,109
Additional noninterest expense$131,0006,392
Pre-tax net operating income$60,0007,837
Securities gains (losses)$103,000984
Applicable income taxes$51,0005,066
Income before extraordinary items$112,0006,674
Extraordinary gains, net$021
Net income$112,0006,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$34,0003,600
Sale, conversion, retirement of capital stock, net$0419
Net operating income$40,9307,949
2002-12-31 (YTD Data)Rank
Total interest income$3,195,0006,652
Total interest expense$1,273,0006,249
Net interest income$1,922,0006,752
Provision for loan and lease losses$08,089
Total noninterest income$359,0006,035
Gross Fiduciary activities income$1,0001,652
Service charges on deposit accounts$138,0005,996
Trading account gains and fees$0153
Additional Noninterest Income$220,0004,830
Total noninterest expense$1,787,0006,282
Salaries and employee benefits$1,032,0006,013
Premises and equipment expense$232,0006,364
Additional noninterest expense$523,0006,377
Pre-tax net operating income$494,0006,781
Securities gains (losses)$151,0001,383
Applicable income taxes$197,0005,143
Income before extraordinary items$448,0006,614
Extraordinary gains, net$070
Net income$448,0006,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,455
Cash dividends$323,0004,199
Sale, conversion, retirement of capital stock, net$0862
Net operating income$343,8106,993
2001-12-31 (YTD Data)Rank
Total interest income$4,028,0006,329
Total interest expense$2,195,0005,818
Net interest income$1,833,0006,736
Provision for loan and lease losses$08,228
Total noninterest income$299,0006,441
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$157,0005,715
Trading account gains and fees$0177
Additional Noninterest Income$142,0005,644
Total noninterest expense$2,011,0005,703
Salaries and employee benefits$993,0006,005
Premises and equipment expense$240,0006,209
Additional noninterest expense$778,0004,877
Pre-tax net operating income$121,0008,233
Securities gains (losses)$133,0001,503
Applicable income taxes$16,0007,411
Income before extraordinary items$238,0007,501
Extraordinary gains, net$0105
Net income$238,0007,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,371
Cash dividends$137,0005,442
Sale, conversion, retirement of capital stock, net$0922
Net operating income$112,9808,151
2000-12-31 (YTD Data)Rank
Total interest income$404,0009,751
Total interest expense$219,0009,633
Net interest income$185,0009,781
Provision for loan and lease losses$08,337
Total noninterest income$32,0009,558
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$16,0008,326
Trading account gains and feesNANA
Additional Noninterest Income$16,0009,131
Total noninterest expense$125,0009,876
Salaries and employee benefits$48,0009,871
Premises and equipment expense$11,0009,829
Additional noninterest expense$66,0009,788
Pre-tax net operating income$92,0008,822
Securities gains (losses)$27,000874
Applicable income taxes$12,0008,023
Income before extraordinary items$107,0008,659
Extraordinary gains, net$038
Net income$107,0008,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$82,7008,801
1999-12-31 (YTD Data)Rank
Total interest income$4,776,0005,730
Total interest expense$2,520,0005,173
Net interest income$2,256,0006,171
Provision for loan and lease losses$192,0003,644
Total noninterest income$426,0005,428
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0004,664
Trading account gains and feesNANA
Additional Noninterest Income$189,0005,068
Total noninterest expense$1,839,0006,001
Salaries and employee benefits$674,0007,376
Premises and equipment expense$218,0006,530
Additional noninterest expense$947,0004,192
Pre-tax net operating income$651,0006,516
Securities gains (losses)$03,155
Applicable income taxes$125,0006,576
Income before extraordinary items$526,0006,271
Extraordinary gains, net$035
Net income$526,0006,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,869
Cash dividends$450,0003,697
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$526,0006,253
1998-12-31 (YTD Data)Rank
Total interest income$4,925,0005,740
Total interest expense$2,740,0005,039
Net interest income$2,185,0006,319
Provision for loan and lease losses$43,0006,849
Total noninterest income$454,0005,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0004,861
Trading account gains and feesNANA
Additional Noninterest Income$234,0004,560
Total noninterest expense$1,769,0006,069
Salaries and employee benefits$764,0006,846
Premises and equipment expense$224,0006,354
Additional noninterest expense$781,0004,767
Pre-tax net operating income$827,0005,983
Securities gains (losses)$19,0002,467
Applicable income taxes$191,0006,301
Income before extraordinary items$655,0005,792
Extraordinary gains, net$032
Net income$655,0005,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,584
Cash dividends$490,0003,597
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$640,3705,753
1997-12-31 (YTD Data)Rank
Total interest income$4,969,0005,831
Total interest expense$2,834,0004,945
Net interest income$2,135,0006,648
Provision for loan and lease losses$200,0003,424
Total noninterest income$323,0006,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0005,813
Trading account gains and feesNANA
Additional Noninterest Income$152,0005,651
Total noninterest expense$1,574,0006,599
Salaries and employee benefits$747,0007,040
Premises and equipment expense$199,0006,876
Additional noninterest expense$628,0005,633
Pre-tax net operating income$684,0007,038
Securities gains (losses)$8,0002,485
Applicable income taxes$146,0007,669
Income before extraordinary items$546,0006,696
Extraordinary gains, net$044
Net income$546,0006,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,629
Cash dividends$1,030,0002,111
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$539,6806,684
1996-12-31 (YTD Data)Rank
Total interest income$4,815,0006,098
Total interest expense$2,929,0004,877
Net interest income$1,886,0007,382
Provision for loan and lease losses$60,0006,086
Total noninterest income$286,0007,115
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,499
Trading account gains and feesNANA
Additional Noninterest Income$138,0006,206
Total noninterest expense$1,358,0007,491
Salaries and employee benefits$697,0007,554
Premises and equipment expense$200,0007,027
Additional noninterest expense$461,0007,373
Pre-tax net operating income$754,0006,681
Securities gains (losses)$3,0003,304
Applicable income taxes$165,0007,653
Income before extraordinary items$592,0006,320
Extraordinary gains, net$053
Net income$592,0006,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,561
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$589,6606,269
1995-12-31 (YTD Data)Rank
Total interest income$4,783,0006,176
Total interest expense$3,028,0004,713
Net interest income$1,755,0007,883
Provision for loan and lease losses$5,0008,671
Total noninterest income$188,0008,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0007,064
Trading account gains and feesNANA
Additional Noninterest Income$57,0008,889
Total noninterest expense$1,372,0007,676
Salaries and employee benefits$657,0008,010
Premises and equipment expense$181,0007,579
Additional noninterest expense$534,0007,000
Pre-tax net operating income$566,0008,076
Securities gains (losses)$-5,0009,676
Applicable income taxes$2,00011,074
Income before extraordinary items$559,0006,853
Extraordinary gains, net$065
Net income$559,0006,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$5,468,000595
Sale, conversion, retirement of capital stock, net$0809
Net operating income$564,0006,805
1994-12-31 (YTD Data)Rank
Total interest income$4,128,0006,544
Total interest expense$1,990,0005,637
Net interest income$2,138,0007,230
Provision for loan and lease losses$48,0006,241
Total noninterest income$161,0009,489
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0007,891
Trading account gains and feesNANA
Additional Noninterest Income$53,0009,460
Total noninterest expense$1,233,0008,489
Salaries and employee benefits$511,0009,294
Premises and equipment expense$113,0009,600
Additional noninterest expense$609,0006,968
Pre-tax net operating income$1,018,0005,877
Securities gains (losses)$10,0002,219
Applicable income taxes$275,0006,190
Income before extraordinary items$753,0005,595
Extraordinary gains, net$0249
Net income$753,0005,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,075
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$745,7005,704
1993-12-31 (YTD Data)Rank
Total interest income$4,338,0006,484
Total interest expense$2,106,0005,595
Net interest income$2,232,0007,085
Provision for loan and lease losses$102,0005,694
Total noninterest income$125,00010,734
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$110,0008,108
Trading account gains and feesNANA
Additional Noninterest Income$15,00012,399
Total noninterest expense$1,161,0009,055
Salaries and employee benefits$496,0009,707
Premises and equipment expense$128,0009,539
Additional noninterest expense$537,0007,891
Pre-tax net operating income$1,094,0005,528
Securities gains (losses)$48,0003,456
Applicable income taxes$303,0006,046
Income before extraordinary items$839,0005,364
Extraordinary gains, net$03,149
Net income$839,0005,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0006,087
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$803,9605,318
1992-12-31 (YTD Data)Rank
Total interest income$4,669,0006,711
Total interest expense$2,482,0006,029
Net interest income$2,187,0007,277
Provision for loan and lease losses$104,0007,172
Total noninterest income$136,00010,779
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$114,0008,107
Trading account gains and feesNANA
Additional Noninterest Income$22,00012,406
Total noninterest expense$1,124,0009,392
Salaries and employee benefits$478,00010,004
Premises and equipment expense$123,0009,930
Additional noninterest expense$523,0008,256
Pre-tax net operating income$1,095,0005,284
Securities gains (losses)$45,0004,303
Applicable income taxes$331,0005,563
Income before extraordinary items$809,0005,313
Extraordinary gains, net$01,422
Net income$809,0005,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00012,539
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$777,0505,162

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.