Home > Central Bank, FSB > Income and Expense
Central Bank, FSB, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,277,000 | 3,458 |
| Total interest expense | $2,164,000 | 3,346 |
| Net interest income | $6,113,000 | 3,426 |
| Provision for loan and lease losses | $2,980,000 | 1,621 |
| Total noninterest income | $2,544,000 | 1,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,544,000 | 1,185 |
| Total noninterest expense | $5,291,000 | 3,444 |
| Salaries and employee benefits | $2,239,000 | 3,910 |
| Premises and equipment expense | $1,518,000 | 1,694 |
| Additional noninterest expense | $1,534,000 | 3,947 |
| Pre-tax net operating income | $386,000 | 4,663 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $64,000 | 3,508 |
| Income before extraordinary items | $322,000 | 4,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $322,000 | 4,876 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $322,000 | 4,876 |
| Net charge-offs | $3,038,000 | 1,459 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $322,000 | 4,719 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,251,000 | 3,511 |
| Total interest expense | $1,617,000 | 3,503 |
| Net interest income | $4,634,000 | 3,448 |
| Provision for loan and lease losses | $2,293,000 | 1,516 |
| Total noninterest income | $1,872,000 | 1,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,872,000 | 1,162 |
| Total noninterest expense | $3,776,000 | 3,595 |
| Salaries and employee benefits | $1,623,000 | 4,046 |
| Premises and equipment expense | $1,154,000 | 1,700 |
| Additional noninterest expense | $999,000 | 4,303 |
| Pre-tax net operating income | $437,000 | 4,398 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $112,000 | 3,038 |
| Income before extraordinary items | $325,000 | 4,760 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $325,000 | 4,763 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $325,000 | 4,763 |
| Net charge-offs | $2,381,000 | 1,355 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $325,000 | 4,567 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 3,593 |
| Total interest expense | $1,055,000 | 3,662 |
| Net interest income | $3,040,000 | 3,483 |
| Provision for loan and lease losses | $1,183,000 | 1,769 |
| Total noninterest income | $1,236,000 | 1,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,236,000 | 1,125 |
| Total noninterest expense | $2,486,000 | 3,634 |
| Salaries and employee benefits | $1,080,000 | 4,067 |
| Premises and equipment expense | $789,000 | 1,670 |
| Additional noninterest expense | $617,000 | 4,517 |
| Pre-tax net operating income | $607,000 | 3,285 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $186,000 | 2,199 |
| Income before extraordinary items | $421,000 | 3,696 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $421,000 | 3,694 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $421,000 | 3,695 |
| Net charge-offs | $984,000 | 1,747 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $421,000 | 3,594 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,698 |
| Total interest expense | $516,000 | 3,844 |
| Net interest income | $1,494,000 | 3,566 |
| Provision for loan and lease losses | $806,000 | 1,341 |
| Total noninterest income | $621,000 | 1,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $621,000 | 1,098 |
| Total noninterest expense | $1,230,000 | 3,697 |
| Salaries and employee benefits | $554,000 | 4,050 |
| Premises and equipment expense | $423,000 | 1,594 |
| Additional noninterest expense | $253,000 | 5,084 |
| Pre-tax net operating income | $79,000 | 5,306 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $64,000 | 5,478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 5,480 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $64,000 | 5,479 |
| Net charge-offs | $680,000 | 1,356 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $64,000 | 5,374 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,346,000 | 3,706 |
| Total interest expense | $2,651,000 | 3,744 |
| Net interest income | $5,695,000 | 3,607 |
| Provision for loan and lease losses | $1,560,000 | 2,829 |
| Total noninterest income | $2,309,000 | 1,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,309,000 | 1,237 |
| Total noninterest expense | $5,472,000 | 3,422 |
| Salaries and employee benefits | $2,411,000 | 3,793 |
| Premises and equipment expense | $1,655,000 | 1,625 |
| Additional noninterest expense | $1,406,000 | 4,257 |
| Pre-tax net operating income | $972,000 | 3,034 |
| Securities gains (losses) | $311,000 | 1,205 |
| Applicable income taxes | $399,000 | 1,764 |
| Income before extraordinary items | $884,000 | 2,976 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $884,000 | 2,976 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $884,000 | 2,976 |
| Net charge-offs | $1,821,000 | 2,143 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $669,410 | 3,367 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 3,745 |
| Total interest expense | $2,074,000 | 3,766 |
| Net interest income | $4,195,000 | 3,669 |
| Provision for loan and lease losses | $1,236,000 | 2,483 |
| Total noninterest income | $1,595,000 | 2,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,595,000 | 1,337 |
| Total noninterest expense | $4,207,000 | 3,370 |
| Salaries and employee benefits | $1,812,000 | 3,832 |
| Premises and equipment expense | $1,242,000 | 1,640 |
| Additional noninterest expense | $1,153,000 | 3,987 |
| Pre-tax net operating income | $347,000 | 4,364 |
| Securities gains (losses) | $311,000 | 972 |
| Applicable income taxes | $222,000 | 2,224 |
| Income before extraordinary items | $436,000 | 3,917 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $436,000 | 3,914 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $436,000 | 3,916 |
| Net charge-offs | $730,000 | 2,589 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $230,740 | 4,654 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 3,768 |
| Total interest expense | $1,428,000 | 3,792 |
| Net interest income | $2,781,000 | 3,668 |
| Provision for loan and lease losses | $841,000 | 2,272 |
| Total noninterest income | $911,000 | 2,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $911,000 | 1,507 |
| Total noninterest expense | $2,829,000 | 3,370 |
| Salaries and employee benefits | $1,219,000 | 3,851 |
| Premises and equipment expense | $812,000 | 1,712 |
| Additional noninterest expense | $798,000 | 3,875 |
| Pre-tax net operating income | $22,000 | 5,677 |
| Securities gains (losses) | $311,000 | 733 |
| Applicable income taxes | $108,000 | 2,565 |
| Income before extraordinary items | $225,000 | 4,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 4,392 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $225,000 | 4,392 |
| Net charge-offs | $391,000 | 2,636 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $13,520 | 5,752 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 3,786 |
| Total interest expense | $712,000 | 3,894 |
| Net interest income | $1,399,000 | 3,641 |
| Provision for loan and lease losses | $396,000 | 2,007 |
| Total noninterest income | $417,000 | 2,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $417,000 | 1,575 |
| Total noninterest expense | $1,303,000 | 3,519 |
| Salaries and employee benefits | $566,000 | 4,074 |
| Premises and equipment expense | $390,000 | 1,815 |
| Additional noninterest expense | $347,000 | 3,978 |
| Pre-tax net operating income | $117,000 | 4,845 |
| Securities gains (losses) | $85,000 | 1,081 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $140,000 | 4,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $140,000 | 4,462 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $140,000 | 4,462 |
| Net charge-offs | $178,000 | 2,238 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $81,350 | 5,039 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,832,000 | 3,584 |
| Total interest expense | $3,573,000 | 3,797 |
| Net interest income | $6,259,000 | 3,357 |
| Provision for loan and lease losses | $864,000 | 2,928 |
| Total noninterest income | $1,866,000 | 2,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,866,000 | 1,366 |
| Total noninterest expense | $4,948,000 | 3,595 |
| Salaries and employee benefits | $2,173,000 | 4,185 |
| Premises and equipment expense | $1,765,000 | 1,567 |
| Additional noninterest expense | $1,010,000 | 4,793 |
| Pre-tax net operating income | $2,313,000 | 2,223 |
| Securities gains (losses) | $245,000 | 631 |
| Applicable income taxes | $880,000 | 1,316 |
| Income before extraordinary items | $1,678,000 | 2,329 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,678,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 2,410 |
| Cash dividends | $1,012,000 | 2,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,516,300 | 2,636 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 3,609 |
| Total interest expense | $2,753,000 | 3,829 |
| Net interest income | $4,710,000 | 3,367 |
| Provision for loan and lease losses | $320,000 | 3,446 |
| Total noninterest income | $1,386,000 | 2,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,386,000 | 1,435 |
| Total noninterest expense | $3,780,000 | 3,526 |
| Salaries and employee benefits | $1,674,000 | 4,135 |
| Premises and equipment expense | $1,325,000 | 1,582 |
| Additional noninterest expense | $781,000 | 4,617 |
| Pre-tax net operating income | $1,996,000 | 2,316 |
| Securities gains (losses) | $198,000 | 630 |
| Applicable income taxes | $768,000 | 1,417 |
| Income before extraordinary items | $1,426,000 | 2,425 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,426,000 | 2,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,926 |
| Cash dividends | $1,012,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,297,300 | 2,731 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 3,623 |
| Total interest expense | $1,879,000 | 3,891 |
| Net interest income | $3,172,000 | 3,342 |
| Provision for loan and lease losses | $163,000 | 3,481 |
| Total noninterest income | $929,000 | 2,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $929,000 | 1,479 |
| Total noninterest expense | $2,541,000 | 3,522 |
| Salaries and employee benefits | $1,099,000 | 4,210 |
| Premises and equipment expense | $889,000 | 1,574 |
| Additional noninterest expense | $553,000 | 4,428 |
| Pre-tax net operating income | $1,397,000 | 2,332 |
| Securities gains (losses) | $145,000 | 754 |
| Applicable income taxes | $540,000 | 1,512 |
| Income before extraordinary items | $1,002,000 | 2,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,002,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,444 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $907,750 | 2,734 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 3,569 |
| Total interest expense | $1,024,000 | 3,849 |
| Net interest income | $1,627,000 | 3,277 |
| Provision for loan and lease losses | $124,000 | 2,424 |
| Total noninterest income | $437,000 | 2,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $437,000 | 1,542 |
| Total noninterest expense | $1,277,000 | 3,524 |
| Salaries and employee benefits | $576,000 | 4,093 |
| Premises and equipment expense | $446,000 | 1,568 |
| Additional noninterest expense | $255,000 | 4,622 |
| Pre-tax net operating income | $663,000 | 2,516 |
| Securities gains (losses) | $96,000 | 733 |
| Applicable income taxes | $266,000 | 1,608 |
| Income before extraordinary items | $493,000 | 2,729 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $493,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 863 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $430,600 | 2,941 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,144,000 | 3,255 |
| Total interest expense | $5,467,000 | 3,235 |
| Net interest income | $6,677,000 | 3,216 |
| Provision for loan and lease losses | $932,000 | 1,496 |
| Total noninterest income | $1,662,000 | 2,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,662,000 | 1,560 |
| Total noninterest expense | $4,628,000 | 3,679 |
| Salaries and employee benefits | $2,142,000 | 4,164 |
| Premises and equipment expense | $1,611,000 | 1,639 |
| Additional noninterest expense | $875,000 | 5,050 |
| Pre-tax net operating income | $2,779,000 | 2,603 |
| Securities gains (losses) | $298,000 | 362 |
| Applicable income taxes | $1,063,000 | 1,793 |
| Income before extraordinary items | $2,014,000 | 2,802 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,014,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,347 |
| Cash dividends | $2,850,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,820,300 | 3,027 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,187,000 | 3,234 |
| Total interest expense | $4,218,000 | 3,173 |
| Net interest income | $4,969,000 | 3,250 |
| Provision for loan and lease losses | $552,000 | 1,440 |
| Total noninterest income | $1,294,000 | 2,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,294,000 | 1,522 |
| Total noninterest expense | $3,501,000 | 3,620 |
| Salaries and employee benefits | $1,672,000 | 4,029 |
| Premises and equipment expense | $1,181,000 | 1,670 |
| Additional noninterest expense | $648,000 | 5,041 |
| Pre-tax net operating income | $2,210,000 | 2,663 |
| Securities gains (losses) | $234,000 | 351 |
| Applicable income taxes | $860,000 | 1,804 |
| Income before extraordinary items | $1,584,000 | 2,859 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,584,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,017 |
| Cash dividends | $2,850,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,431,900 | 3,057 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 3,254 |
| Total interest expense | $2,762,000 | 3,200 |
| Net interest income | $3,324,000 | 3,265 |
| Provision for loan and lease losses | $408,000 | 1,219 |
| Total noninterest income | $835,000 | 2,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $835,000 | 1,574 |
| Total noninterest expense | $2,321,000 | 3,668 |
| Salaries and employee benefits | $1,122,000 | 4,048 |
| Premises and equipment expense | $772,000 | 1,726 |
| Additional noninterest expense | $427,000 | 5,068 |
| Pre-tax net operating income | $1,430,000 | 2,768 |
| Securities gains (losses) | $145,000 | 354 |
| Applicable income taxes | $555,000 | 1,932 |
| Income before extraordinary items | $1,020,000 | 3,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,020,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,671 |
| Cash dividends | $2,850,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $925,750 | 3,171 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 3,231 |
| Total interest expense | $1,384,000 | 3,191 |
| Net interest income | $1,672,000 | 3,250 |
| Provision for loan and lease losses | $47,000 | 3,165 |
| Total noninterest income | $405,000 | 2,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $405,000 | 1,575 |
| Total noninterest expense | $1,121,000 | 3,775 |
| Salaries and employee benefits | $558,000 | 4,088 |
| Premises and equipment expense | $371,000 | 1,797 |
| Additional noninterest expense | $192,000 | 5,396 |
| Pre-tax net operating income | $909,000 | 2,324 |
| Securities gains (losses) | $86,000 | 327 |
| Applicable income taxes | $352,000 | 1,660 |
| Income before extraordinary items | $643,000 | 2,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $643,000 | 2,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,502 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $587,100 | 2,664 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,227,000 | 3,262 |
| Total interest expense | $4,835,000 | 3,121 |
| Net interest income | $6,392,000 | 3,352 |
| Provision for loan and lease losses | $653,000 | 1,499 |
| Total noninterest income | $1,632,000 | 2,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,632,000 | 1,566 |
| Total noninterest expense | $3,767,000 | 4,153 |
| Salaries and employee benefits | $1,969,000 | 4,324 |
| Premises and equipment expense | $910,000 | 2,691 |
| Additional noninterest expense | $888,000 | 4,908 |
| Pre-tax net operating income | $3,604,000 | 2,426 |
| Securities gains (losses) | $300,000 | 325 |
| Applicable income taxes | $1,336,000 | 1,829 |
| Income before extraordinary items | $2,568,000 | 2,556 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,568,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,372 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,370,000 | 2,717 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,071,000 | 3,352 |
| Total interest expense | $3,372,000 | 3,204 |
| Net interest income | $4,699,000 | 3,432 |
| Provision for loan and lease losses | $558,000 | 1,281 |
| Total noninterest income | $1,248,000 | 2,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,248,000 | 1,546 |
| Total noninterest expense | $2,807,000 | 4,165 |
| Salaries and employee benefits | $1,456,000 | 4,339 |
| Premises and equipment expense | $656,000 | 2,788 |
| Additional noninterest expense | $695,000 | 4,735 |
| Pre-tax net operating income | $2,582,000 | 2,586 |
| Securities gains (losses) | $244,000 | 300 |
| Applicable income taxes | $989,000 | 1,902 |
| Income before extraordinary items | $1,837,000 | 2,752 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,837,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,778 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,678,400 | 2,938 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 3,414 |
| Total interest expense | $2,142,000 | 3,207 |
| Net interest income | $3,037,000 | 3,516 |
| Provision for loan and lease losses | $409,000 | 1,152 |
| Total noninterest income | $834,000 | 2,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $834,000 | 1,550 |
| Total noninterest expense | $1,904,000 | 4,131 |
| Salaries and employee benefits | $968,000 | 4,367 |
| Premises and equipment expense | $427,000 | 2,831 |
| Additional noninterest expense | $509,000 | 4,435 |
| Pre-tax net operating income | $1,558,000 | 2,808 |
| Securities gains (losses) | $139,000 | 312 |
| Applicable income taxes | $594,000 | 2,067 |
| Income before extraordinary items | $1,103,000 | 2,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,103,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,179 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,012,650 | 3,172 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 3,464 |
| Total interest expense | $1,012,000 | 3,229 |
| Net interest income | $1,471,000 | 3,596 |
| Provision for loan and lease losses | $215,000 | 1,084 |
| Total noninterest income | $384,000 | 2,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $384,000 | 1,617 |
| Total noninterest expense | $916,000 | 4,269 |
| Salaries and employee benefits | $504,000 | 4,258 |
| Premises and equipment expense | $213,000 | 2,850 |
| Additional noninterest expense | $199,000 | 5,188 |
| Pre-tax net operating income | $724,000 | 2,908 |
| Securities gains (losses) | $90,000 | 264 |
| Applicable income taxes | $285,000 | 2,084 |
| Income before extraordinary items | $529,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $529,000 | 3,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,517 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $470,500 | 3,297 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,231,000 | 3,681 |
| Total interest expense | $3,068,000 | 3,268 |
| Net interest income | $5,163,000 | 3,863 |
| Provision for loan and lease losses | $592,000 | 1,662 |
| Total noninterest income | $1,435,000 | 2,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,435,000 | 1,723 |
| Total noninterest expense | $3,289,000 | 4,491 |
| Salaries and employee benefits | $1,737,000 | 4,590 |
| Premises and equipment expense | $798,000 | 2,903 |
| Additional noninterest expense | $754,000 | 5,360 |
| Pre-tax net operating income | $2,717,000 | 2,988 |
| Securities gains (losses) | $411,000 | 326 |
| Applicable income taxes | $1,087,000 | 2,147 |
| Income before extraordinary items | $2,041,000 | 3,052 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,041,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,644 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,773,850 | 3,365 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 3,785 |
| Total interest expense | $2,122,000 | 3,340 |
| Net interest income | $3,742,000 | 3,952 |
| Provision for loan and lease losses | $346,000 | 1,964 |
| Total noninterest income | $1,030,000 | 2,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,030,000 | 1,784 |
| Total noninterest expense | $2,446,000 | 4,495 |
| Salaries and employee benefits | $1,294,000 | 4,593 |
| Premises and equipment expense | $595,000 | 2,899 |
| Additional noninterest expense | $557,000 | 5,367 |
| Pre-tax net operating income | $1,980,000 | 3,088 |
| Securities gains (losses) | $316,000 | 376 |
| Applicable income taxes | $796,000 | 2,208 |
| Income before extraordinary items | $1,500,000 | 3,130 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,500,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,294,600 | 3,457 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 3,880 |
| Total interest expense | $1,288,000 | 3,455 |
| Net interest income | $2,401,000 | 4,049 |
| Provision for loan and lease losses | $212,000 | 2,047 |
| Total noninterest income | $657,000 | 2,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $657,000 | 1,817 |
| Total noninterest expense | $1,623,000 | 4,494 |
| Salaries and employee benefits | $862,000 | 4,556 |
| Premises and equipment expense | $399,000 | 2,853 |
| Additional noninterest expense | $362,000 | 5,421 |
| Pre-tax net operating income | $1,223,000 | 3,196 |
| Securities gains (losses) | $214,000 | 393 |
| Applicable income taxes | $495,000 | 2,289 |
| Income before extraordinary items | $942,000 | 3,237 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $942,000 | 3,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $800,760 | 3,588 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 4,031 |
| Total interest expense | $581,000 | 3,594 |
| Net interest income | $1,157,000 | 4,186 |
| Provision for loan and lease losses | $140,000 | 1,548 |
| Total noninterest income | $302,000 | 3,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $302,000 | 1,884 |
| Total noninterest expense | $783,000 | 4,626 |
| Salaries and employee benefits | $413,000 | 4,716 |
| Premises and equipment expense | $200,000 | 2,883 |
| Additional noninterest expense | $170,000 | 5,595 |
| Pre-tax net operating income | $536,000 | 3,496 |
| Securities gains (losses) | $73,000 | 445 |
| Applicable income taxes | $213,000 | 2,495 |
| Income before extraordinary items | $396,000 | 3,649 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $396,000 | 3,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $348,550 | 3,929 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 4,610 |
| Total interest expense | $1,425,000 | 4,652 |
| Net interest income | $3,952,000 | 4,518 |
| Provision for loan and lease losses | $561,000 | 1,776 |
| Total noninterest income | $1,114,000 | 3,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,114,000 | 2,014 |
| Total noninterest expense | $3,033,000 | 4,624 |
| Salaries and employee benefits | $1,502,000 | 4,945 |
| Premises and equipment expense | $824,000 | 2,715 |
| Additional noninterest expense | $707,000 | 5,491 |
| Pre-tax net operating income | $1,472,000 | 4,292 |
| Securities gains (losses) | $390,000 | 530 |
| Applicable income taxes | $628,000 | 2,954 |
| Income before extraordinary items | $1,234,000 | 4,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,234,000 | 4,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,551 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $976,600 | 4,693 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 4,799 |
| Total interest expense | $974,000 | 4,853 |
| Net interest income | $2,814,000 | 4,686 |
| Provision for loan and lease losses | $464,000 | 1,545 |
| Total noninterest income | $814,000 | 3,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $814,000 | 2,055 |
| Total noninterest expense | $2,173,000 | 4,728 |
| Salaries and employee benefits | $1,092,000 | 4,996 |
| Premises and equipment expense | $586,000 | 2,843 |
| Additional noninterest expense | $495,000 | 5,670 |
| Pre-tax net operating income | $991,000 | 4,632 |
| Securities gains (losses) | $298,000 | 602 |
| Applicable income taxes | $452,000 | 3,073 |
| Income before extraordinary items | $837,000 | 4,489 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $837,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,256 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $643,300 | 5,102 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 4,984 |
| Total interest expense | $656,000 | 4,848 |
| Net interest income | $1,745,000 | 4,892 |
| Provision for loan and lease losses | $336,000 | 1,411 |
| Total noninterest income | $514,000 | 3,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $514,000 | 2,152 |
| Total noninterest expense | $1,443,000 | 4,769 |
| Salaries and employee benefits | $722,000 | 5,056 |
| Premises and equipment expense | $387,000 | 2,864 |
| Additional noninterest expense | $334,000 | 5,640 |
| Pre-tax net operating income | $480,000 | 5,407 |
| Securities gains (losses) | $185,000 | 681 |
| Applicable income taxes | $233,000 | 3,507 |
| Income before extraordinary items | $432,000 | 5,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 964 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $311,750 | 5,862 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 5,099 |
| Total interest expense | $323,000 | 4,949 |
| Net interest income | $842,000 | 5,026 |
| Provision for loan and lease losses | $259,000 | 925 |
| Total noninterest income | $237,000 | 3,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $237,000 | 2,209 |
| Total noninterest expense | $712,000 | 4,860 |
| Salaries and employee benefits | $358,000 | 5,107 |
| Premises and equipment expense | $195,000 | 2,887 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $108,000 | 7,023 |
| Securities gains (losses) | $95,000 | 832 |
| Applicable income taxes | $71,000 | 4,329 |
| Income before extraordinary items | $132,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $132,000 | 6,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 577 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $70,250 | 7,326 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 5,469 |
| Total interest expense | $1,344,000 | 5,227 |
| Net interest income | $2,855,000 | 5,459 |
| Provision for loan and lease losses | $410,000 | 2,542 |
| Total noninterest income | $827,000 | 4,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $827,000 | 2,681 |
| Total noninterest expense | $2,688,000 | 4,960 |
| Salaries and employee benefits | $1,358,000 | 5,191 |
| Premises and equipment expense | $768,000 | 2,856 |
| Additional noninterest expense | $562,000 | 6,187 |
| Pre-tax net operating income | $584,000 | 6,396 |
| Securities gains (losses) | $549,000 | 708 |
| Applicable income taxes | $396,000 | 3,801 |
| Income before extraordinary items | $737,000 | 5,445 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $737,000 | 5,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,012 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $380,150 | 6,750 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 5,571 |
| Total interest expense | $1,032,000 | 5,283 |
| Net interest income | $2,081,000 | 5,591 |
| Provision for loan and lease losses | $256,000 | 2,812 |
| Total noninterest income | $598,000 | 4,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $598,000 | 2,838 |
| Total noninterest expense | $1,997,000 | 4,986 |
| Salaries and employee benefits | $979,000 | 5,323 |
| Premises and equipment expense | $579,000 | 2,860 |
| Additional noninterest expense | $439,000 | 6,064 |
| Pre-tax net operating income | $426,000 | 6,608 |
| Securities gains (losses) | $487,000 | 699 |
| Applicable income taxes | $313,000 | 3,838 |
| Income before extraordinary items | $600,000 | 5,395 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $600,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,201 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $278,580 | 6,910 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 5,701 |
| Total interest expense | $698,000 | 5,359 |
| Net interest income | $1,324,000 | 5,728 |
| Provision for loan and lease losses | $188,000 | 2,618 |
| Total noninterest income | $377,000 | 4,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $377,000 | 2,883 |
| Total noninterest expense | $1,334,000 | 4,968 |
| Salaries and employee benefits | $650,000 | 5,357 |
| Premises and equipment expense | $386,000 | 2,860 |
| Additional noninterest expense | $298,000 | 5,997 |
| Pre-tax net operating income | $179,000 | 7,390 |
| Securities gains (losses) | $339,000 | 744 |
| Applicable income taxes | $179,000 | 4,187 |
| Income before extraordinary items | $339,000 | 5,812 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $339,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,754 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $118,650 | 7,592 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 5,870 |
| Total interest expense | $346,000 | 5,481 |
| Net interest income | $621,000 | 5,945 |
| Provision for loan and lease losses | $91,000 | 2,487 |
| Total noninterest income | $175,000 | 4,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $175,000 | 2,949 |
| Total noninterest expense | $665,000 | 4,982 |
| Salaries and employee benefits | $324,000 | 5,369 |
| Premises and equipment expense | $191,000 | 2,867 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $40,000 | 8,152 |
| Securities gains (losses) | $141,000 | 825 |
| Applicable income taxes | $63,000 | 4,744 |
| Income before extraordinary items | $118,000 | 6,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,750 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $26,350 | 8,232 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 6,478 |
| Total interest expense | $1,115,000 | 6,641 |
| Net interest income | $2,247,000 | 6,248 |
| Provision for loan and lease losses | $348,000 | 3,145 |
| Total noninterest income | $588,000 | 4,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $588,000 | 3,002 |
| Total noninterest expense | $2,211,000 | 5,516 |
| Salaries and employee benefits | $1,072,000 | 5,889 |
| Premises and equipment expense | $674,000 | 3,101 |
| Additional noninterest expense | $465,000 | 6,712 |
| Pre-tax net operating income | $276,000 | 7,646 |
| Securities gains (losses) | $301,000 | 893 |
| Applicable income taxes | $202,000 | 5,099 |
| Income before extraordinary items | $375,000 | 6,960 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $375,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,259 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $179,350 | 7,833 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 7,593 |
| Total interest expense | $1,320,000 | 7,367 |
| Net interest income | $1,322,000 | 7,651 |
| Provision for loan and lease losses | $151,000 | 4,743 |
| Total noninterest income | $326,000 | 6,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $326,000 | 3,933 |
| Total noninterest expense | $1,656,000 | 6,440 |
| Salaries and employee benefits | $869,000 | 6,499 |
| Premises and equipment expense | $432,000 | 4,364 |
| Additional noninterest expense | $355,000 | 7,477 |
| Pre-tax net operating income | $-159,000 | 8,923 |
| Securities gains (losses) | $236,000 | 1,060 |
| Applicable income taxes | $34,000 | 6,997 |
| Income before extraordinary items | $43,000 | 8,643 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $43,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-108,040 | 8,912 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 8,229 |
| Total interest expense | $1,110,000 | 7,990 |
| Net interest income | $1,089,000 | 8,307 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $238,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $238,000 | 4,393 |
| Total noninterest expense | $1,224,000 | 7,430 |
| Salaries and employee benefits | $548,000 | 7,985 |
| Premises and equipment expense | $378,000 | 4,682 |
| Additional noninterest expense | $298,000 | 7,958 |
| Pre-tax net operating income | $8,000 | 9,088 |
| Securities gains (losses) | $114,000 | 538 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $80,000 | 8,826 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $80,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,760 | 9,120 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 9,157 |
| Total interest expense | $644,000 | 9,093 |
| Net interest income | $785,000 | 9,094 |
| Provision for loan and lease losses | $159,000 | 4,140 |
| Total noninterest income | $98,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $98,000 | 6,696 |
| Total noninterest expense | $745,000 | 8,905 |
| Salaries and employee benefits | $344,000 | 9,229 |
| Premises and equipment expense | $210,000 | 6,645 |
| Additional noninterest expense | $191,000 | 9,118 |
| Pre-tax net operating income | $-21,000 | 9,452 |
| Securities gains (losses) | $82,000 | 809 |
| Applicable income taxes | $21,000 | 8,200 |
| Income before extraordinary items | $40,000 | 9,285 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $40,000 | 9,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,357 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-14,120 | 9,442 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 10,246 |
| Total interest expense | $140,000 | 10,256 |
| Net interest income | $313,000 | 10,180 |
| Provision for loan and lease losses | $124,000 | 4,562 |
| Total noninterest income | $24,000 | 10,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $512,000 | 9,736 |
| Salaries and employee benefits | $226,000 | 9,984 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $187,000 | 9,266 |
| Pre-tax net operating income | $-299,000 | 10,069 |
| Securities gains (losses) | $58,000 | 1,631 |
| Applicable income taxes | $-82,000 | 10,200 |
| Income before extraordinary items | $-159,000 | 10,016 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-159,000 | 10,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 324 |
| Net operating income | $-197,280 | 10,014 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.