Home > Central Bank, FSB > Net charge- offs to loans
Central Bank, FSB, Net charge- offs to loans
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9994% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1619% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 2.8975% | 1,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8626% | 1,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2867% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9301% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8753% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3698% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1396% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2290% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2298% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0802% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2246% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 1.4078% | 2,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0474% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9091% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3636% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4680% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4652% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2609% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7373% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9243% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2911% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3859% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.2793% | 2,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5730% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6946% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3750% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4940% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1788% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6168% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7894% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0902% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.5871% | 1,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2731% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5486% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0680% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6885% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1169% | 6,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4534% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2731% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2115% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0396% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.1722% | 3,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2498% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2866% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5882% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2066% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6669% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0225% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5760% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6496% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6254% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.2088% | 2,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5737% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8771% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1539% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5436% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6499% | 2,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5738% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5775% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5240% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5566% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.2965% | 2,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1201% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3381% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8112% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3761% | 2,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5022% | 3,477 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2544% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4799% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4373% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.1505% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9396% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2651% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1154% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7465% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1245% | 7,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8820% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4897% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2617% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.2464% | 2,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4762% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6083% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4398% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0014% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0310% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9028% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5091% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1689% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.2222% | 1,754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2655% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8244% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1093% | 2,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2862% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3785% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9358% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6575% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2199% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.3349% | 1,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3158% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8195% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1702% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9967% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0936% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0050% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1354% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4104% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.6495% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5570% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6446% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2289% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3161% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2218% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9875% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2215% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 2,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5065% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3757% | 2,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7654% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7684% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4634% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2812% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5260% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8261% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3295% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4771% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0940% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9526% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5874% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2053% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0888% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3925% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 22.0690% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3293% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3018% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.5282% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2814% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3601% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1845% | 2,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5438% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9388% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 1,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4074% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4837% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6593% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0789% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2821% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8387% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2052% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2631% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 6,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9929% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2433% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2904% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0785% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 8,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 8,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9887% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5143% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6721% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 3,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.1026% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 8,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 8,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 6,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9827% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6198% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.1595% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 6,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7226% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8427% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 6,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7929% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0825% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4803% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 2,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 1,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6548% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7294% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2612% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5834% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2469% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3283% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6364% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8357% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3918% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8743% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4292% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6749% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8449% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4388% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9155% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1541% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1703% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0917% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6213% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 2,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1890% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 2,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0607% | 4,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3558% | 4,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2370% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 0.1366% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8231% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2580% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0827% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4952% | 3,851 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2715% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3102% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3231% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1937% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0385% | 3,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8041% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5233% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6237% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5527% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1098% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0812% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1950% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2186% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 3,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 2,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1565% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2289% | 3,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1317% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9331% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 5,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0816% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1417% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0734% | 4,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3603% | 4,923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8764% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |