Home > Central Bank and Trust > Income and Expense
Central Bank and Trust, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,073,000 | 4,100 |
| Total interest expense | $4,680,000 | 3,504 |
| Net interest income | $3,393,000 | 4,722 |
| Provision for loan and lease losses | $228,000 | 3,468 |
| Total noninterest income | $2,610,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $466,000 | 2,881 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,144,000 | 1,081 |
| Total noninterest expense | $8,257,000 | 1,689 |
| Salaries and employee benefits | $3,270,000 | 2,186 |
| Premises and equipment expense | $1,112,000 | 1,871 |
| Additional noninterest expense | $3,875,000 | 1,185 |
| Pre-tax net operating income | $-2,482,000 | 9,837 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-792,000 | 9,830 |
| Income before extraordinary items | $-1,690,000 | 9,812 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,690,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,511 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,690,000 | 9,811 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 4,183 |
| Total interest expense | $3,224,000 | 4,332 |
| Net interest income | $4,207,000 | 4,000 |
| Provision for loan and lease losses | $586,000 | 1,559 |
| Total noninterest income | $2,549,000 | 1,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $541,000 | 2,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,008,000 | 1,151 |
| Total noninterest expense | $5,493,000 | 2,465 |
| Salaries and employee benefits | $2,886,000 | 2,429 |
| Premises and equipment expense | $661,000 | 3,012 |
| Additional noninterest expense | $1,946,000 | 2,249 |
| Pre-tax net operating income | $677,000 | 6,399 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $417,000 | 4,050 |
| Income before extraordinary items | $260,000 | 7,866 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $260,000 | 7,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $260,000 | 7,837 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 4,604 |
| Total interest expense | $2,934,000 | 4,815 |
| Net interest income | $3,688,000 | 4,399 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $1,328,000 | 2,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $857,000 | 2,064 |
| Total noninterest expense | $3,966,000 | 3,215 |
| Salaries and employee benefits | $2,157,000 | 3,105 |
| Premises and equipment expense | $555,000 | 3,406 |
| Additional noninterest expense | $1,254,000 | 3,246 |
| Pre-tax net operating income | $1,025,000 | 5,341 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $319,000 | 5,011 |
| Income before extraordinary items | $713,000 | 5,553 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $713,000 | 5,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,550 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $708,170 | 5,466 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 4,889 |
| Total interest expense | $2,773,000 | 5,015 |
| Net interest income | $3,494,000 | 4,741 |
| Provision for loan and lease losses | $370,000 | 2,214 |
| Total noninterest income | $1,851,000 | 1,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,383,000 | 1,402 |
| Total noninterest expense | $3,033,000 | 4,057 |
| Salaries and employee benefits | $1,745,000 | 3,746 |
| Premises and equipment expense | $489,000 | 3,778 |
| Additional noninterest expense | $799,000 | 4,725 |
| Pre-tax net operating income | $1,942,000 | 3,643 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $654,000 | 3,436 |
| Income before extraordinary items | $1,288,000 | 3,824 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,288,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,288 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,288,000 | 3,755 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 5,054 |
| Total interest expense | $3,179,000 | 4,537 |
| Net interest income | $3,031,000 | 5,406 |
| Provision for loan and lease losses | $162,000 | 3,904 |
| Total noninterest income | $387,000 | 6,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $2,765,000 | 4,607 |
| Salaries and employee benefits | $1,406,000 | 4,572 |
| Premises and equipment expense | $392,000 | 4,608 |
| Additional noninterest expense | $967,000 | 4,527 |
| Pre-tax net operating income | $491,000 | 7,993 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $116,000 | 8,455 |
| Income before extraordinary items | $375,000 | 7,821 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $375,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,320 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $375,000 | 7,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 5,763 |
| Total interest expense | $2,505,000 | 5,559 |
| Net interest income | $2,769,000 | 5,865 |
| Provision for loan and lease losses | $47,000 | 6,364 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,787,000 | 6,497 |
| Salaries and employee benefits | $946,000 | 6,312 |
| Premises and equipment expense | $250,000 | 6,348 |
| Additional noninterest expense | $591,000 | 6,588 |
| Pre-tax net operating income | $1,192,000 | 5,265 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $384,000 | 5,087 |
| Income before extraordinary items | $808,000 | 5,412 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $808,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $389,000 | 3,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $808,000 | 5,380 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 5,457 |
| Total interest expense | $2,141,000 | 5,299 |
| Net interest income | $3,091,000 | 5,493 |
| Provision for loan and lease losses | $-3,000 | 11,697 |
| Total noninterest income | $210,000 | 8,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $2,048,000 | 6,082 |
| Salaries and employee benefits | $1,167,000 | 5,379 |
| Premises and equipment expense | $281,000 | 5,988 |
| Additional noninterest expense | $600,000 | 7,042 |
| Pre-tax net operating income | $1,256,000 | 5,062 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $434,000 | 4,494 |
| Income before extraordinary items | $825,000 | 5,244 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $825,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $475,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 12,490 |
| Net operating income | $823,020 | 5,310 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 5,759 |
| Total interest expense | $1,573,000 | 6,965 |
| Net interest income | $3,455,000 | 5,012 |
| Provision for loan and lease losses | $53,000 | 7,335 |
| Total noninterest income | $299,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $1,759,000 | 7,012 |
| Salaries and employee benefits | $902,000 | 6,698 |
| Premises and equipment expense | $238,000 | 6,929 |
| Additional noninterest expense | $619,000 | 7,172 |
| Pre-tax net operating income | $1,942,000 | 3,397 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $686,000 | 3,179 |
| Income before extraordinary items | $1,256,000 | 3,840 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,256,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $460,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 957 |
| Net operating income | $1,256,000 | 3,634 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 6,489 |
| Total interest expense | $1,405,000 | 8,831 |
| Net interest income | $3,494,000 | 5,013 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $1,420,000 | 8,213 |
| Salaries and employee benefits | $709,000 | 7,918 |
| Premises and equipment expense | $225,000 | 7,284 |
| Additional noninterest expense | $486,000 | 8,590 |
| Pre-tax net operating income | $2,160,000 | 2,879 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $790,000 | 2,650 |
| Income before extraordinary items | $1,370,000 | 3,348 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,370,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,370,000 | 3,107 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.