Home > Central Bank > Net charge- offs to loans
Central Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1515% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0663% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6219% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6710% | 844 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 1,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4124% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7219% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3654% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0183% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3455% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5454% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3153% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0554% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9637% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5456% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0257% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0864% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 3,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8983% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6110% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9384% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 4,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 4,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.1091% | 4,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5450% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8220% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5068% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0456% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0659% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.1525% | 4,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7510% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7539% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7506% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0692% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1890% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0525% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 1,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0638% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.1548% | 4,287 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 3,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0875% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1825% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6686% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3116% | 1,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0865% | 4,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.2142% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0454% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0172% | 3,767 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9624% | 857 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1287% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1760% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5142% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0912% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6642% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2114% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3398% | 247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8423% | 47 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0260% | 3,769 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5144% | 845 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2114% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0297% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2352% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4406% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1283% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2543% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3132% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2433% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1965% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3684% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3332% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3566% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3288% | 1,440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2906% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5462% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 3,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3342% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6941% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2618% | 1,648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,871 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 4,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7226% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4763% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5614% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0750% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1351% | 4,972 |
| Percentage Net Loans Charged-off:Construction & development | -0.2916% | 4,629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 4,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2207% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8053% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3164% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2102% | 2,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 4,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9309% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9988% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1964% | 2,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.0246% | 4,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 4,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2589% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3869% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2428% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0316% | 4,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2193% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4312% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8726% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5371% | 1,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0875% | 5,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1188% | 5,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.2524% | 4,768 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0142% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8458% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4709% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6246% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2366% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8340% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0141% | 3,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 3,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.0430% | 4,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1023% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2665% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2611% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1079% | 4,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 4,972 |
| Percentage Net Loans Charged-off:Construction & development | -0.0786% | 4,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7025% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6659% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0441% | 4,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0821% | 5,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0900% | 5,300 |
| Percentage Net Loans Charged-off:Construction & development | -0.1484% | 4,849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1164% | 5,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0955% | 4,030 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1368% | 5,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1641% | 4,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1252% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0127% | 4,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0962% | 5,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1077% | 5,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.1994% | 4,946 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0645% | 5,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1296% | 4,099 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2680% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1156% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1053% | 5,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0409% | 5,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0450% | 5,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0576% | 4,775 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1001% | 5,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1998% | 4,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 4,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1859% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2670% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2956% | 5,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0833% | 5,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0874% | 5,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.1105% | 4,982 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 5,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1981% | 5,582 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4006% | 4,247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0886% | 4,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1124% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3590% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9047% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9209% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 0.9901% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2241% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2089% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3967% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6658% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1325% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8566% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2763% | 613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7977% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8445% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.5250% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6739% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1327% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1034% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3797% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0740% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5429% | 415 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3034% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3045% | 407 |
| Percentage Net Loans Charged-off:Construction & development | -0.2001% | 5,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0535% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2111% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1238% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9692% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1200% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8866% | 822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8392% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8908% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 0.1957% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0719% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2466% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4725% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 4,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5544% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7281% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4568% | 489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3645% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3756% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0345% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9478% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 5,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,079 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 5,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7194% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5314% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8244% | 917 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4818% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5062% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0488% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2693% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 5,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 4,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9530% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7072% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0895% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6582% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7149% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0764% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7809% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 5,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 4,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 4,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9123% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2335% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2862% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9866% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0926% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 0.1615% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7191% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 5,148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 4,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0579% | 4,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3637% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6923% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1866% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 3,573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0558% | 5,161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2911% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4836% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4090% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2518% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4996% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 5,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0764% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 5,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0835% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3301% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3736% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3047% | 2,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0415% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 5,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 2,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1270% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 5,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 4,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3919% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2778% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4592% | 1,478 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 3,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 5,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 5,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 5,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 4,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5749% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4432% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6525% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 4,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 6,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0439% | 6,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 3,943 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 4,625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 3,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7283% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3720% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1375% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5132% | 1,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 6,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.0389% | 5,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 6,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 2,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 4,651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 2,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8932% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5175% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2221% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6969% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 6,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0555% | 5,587 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 6,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1229% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 4,654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2105% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2548% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1272% | 2,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1665% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1029% | 2,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 3,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 5,529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0778% | 6,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2595% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 4,683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4292% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0329% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0427% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0695% | 2,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4657% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4553% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.8424% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1616% | 2,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3574% | 2,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0794% | 1,635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5300% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4508% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8818% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6688% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0049% | 1,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5337% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5170% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 1.1760% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1546% | 2,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1121% | 6,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1062% | 1,405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2479% | 6,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6083% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9400% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6107% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1241% | 1,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7034% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7243% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 1.7775% | 1,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0973% | 2,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2443% | 6,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 5,012 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3888% | 7,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3282% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0086% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9631% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0344% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6494% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6235% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 1.7668% | 778 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0577% | 6,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4994% | 7,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 5,018 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8193% | 7,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6906% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4245% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9470% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7001% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8064% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8018% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 1.0905% | 2,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3278% | 2,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5414% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1338% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1514% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8146% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9816% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5202% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1631% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7101% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7706% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.9261% | 1,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 2,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2649% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7836% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9244% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0782% | 3,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9958% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1047% | 898 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3865% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9847% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0966% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 1.3115% | 1,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 2,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3810% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1590% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8613% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 6,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0908% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1563% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4395% | 837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5136% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6939% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 2.6825% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1425% | 1,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2384% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 7.6421% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8469% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0654% | 2,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2840% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1045% | 1,365 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7178% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7465% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2666% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.6942% | 2,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6822% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3927% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3563% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6638% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6630% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8397% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7949% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1258% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0204% | 3,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1954% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3212% | 2,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5453% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2300% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0908% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5932% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5227% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4170% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.5984% | 7,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3348% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7754% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7113% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6151% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4711% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 4,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.1148% | 7,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0844% | 1,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2258% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0802% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1451% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7647% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0716% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 7.9955% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7559% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8378% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4885% | 1,247 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8866% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9626% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6996% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5430% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2281% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5550% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 8.6620% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9880% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1920% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 1,594 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8583% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4777% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2023% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7027% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0742% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4217% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 10.1163% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6233% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6303% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0291% | 1,267 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8829% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4239% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8992% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6988% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9969% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2392% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 6.5258% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2080% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 2,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0566% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4801% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1890% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6062% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6137% | 2,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6502% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.5966% | 1,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9060% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 3,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 3,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2967% | 3,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8038% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0206% | 971 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 3,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.1435% | 1,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1260% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4604% | 8,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9445% | 8,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3014% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7570% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8657% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0811% | 2,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 1,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1900% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4828% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8691% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0660% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0579% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3781% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5548% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4523% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 4,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2812% | 2,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9286% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3842% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 5,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1110% | 7,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5889% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1909% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 6,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0999% | 7,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4067% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0251% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 4,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0514% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2777% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9036% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2754% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1646% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5614% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4918% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1346% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7386% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0937% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4406% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7133% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3421% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4076% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0506% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3747% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6215% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1912% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7402% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4149% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7834% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5470% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6481% | 1,145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3830% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1207% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4474% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5764% | 2,034 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7189% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2335% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7561% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8931% | 2,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6834% | 214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5246% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1732% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0671% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6812% | 199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3825% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0950% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6085% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8246% | 192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6153% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0183% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3265% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9446% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8000% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7987% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1727% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4377% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6261% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1880% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3577% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4293% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5689% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2567% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1731% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4523% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6187% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2183% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6662% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2069% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3027% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8901% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7810% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4813% | 1,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0793% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5340% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2334% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6539% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2557% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1553% | 3,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3820% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1644% | 1,197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4102% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5552% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1105% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3432% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3058% | 2,413 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3149% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 5,385 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 5,214 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 7,539 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2620% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 12,382 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |