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Central Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,732,000 | 1,647 |
| Total interest expense | $8,283,000 | 1,545 |
| Net interest income | $10,449,000 | 1,729 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $1,851,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,472,000 | 888 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $379,000 | 3,526 |
| Total noninterest expense | $6,658,000 | 2,128 |
| Salaries and employee benefits | $2,304,000 | 2,869 |
| Premises and equipment expense | $1,034,000 | 1,964 |
| Additional noninterest expense | $3,320,000 | 1,659 |
| Pre-tax net operating income | $5,582,000 | 1,339 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $2,107,000 | 1,144 |
| Income before extraordinary items | $3,476,000 | 1,427 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,476,000 | 1,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,101 |
| Cash dividends | $1,660,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,475,360 | 1,437 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,256,000 | 1,924 |
| Total interest expense | $6,809,000 | 1,910 |
| Net interest income | $9,447,000 | 1,912 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $1,807,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,260,000 | 1,058 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $547,000 | 3,070 |
| Total noninterest expense | $7,046,000 | 2,079 |
| Salaries and employee benefits | $2,926,000 | 2,275 |
| Premises and equipment expense | $999,000 | 2,054 |
| Additional noninterest expense | $3,121,000 | 1,856 |
| Pre-tax net operating income | $4,148,000 | 1,669 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $1,390,000 | 1,679 |
| Income before extraordinary items | $2,772,000 | 1,802 |
| Extraordinary gains, net | $434,000 | 532 |
| Net income | $3,206,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 1,632 |
| Cash dividends | $1,306,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,762,620 | 1,703 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,327,000 | 2,166 |
| Total interest expense | $7,604,000 | 2,234 |
| Net interest income | $8,723,000 | 2,093 |
| Provision for loan and lease losses | $3,223,000 | 788 |
| Total noninterest income | $1,357,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,097,000 | 1,213 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $260,000 | 4,843 |
| Total noninterest expense | $8,293,000 | 1,828 |
| Salaries and employee benefits | $2,955,000 | 2,206 |
| Premises and equipment expense | $1,368,000 | 1,558 |
| Additional noninterest expense | $3,970,000 | 1,595 |
| Pre-tax net operating income | $-1,436,000 | 13,565 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $-650,000 | 13,784 |
| Income before extraordinary items | $-778,000 | 13,491 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-778,000 | 13,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,889,000 | 994 |
| Cash dividends | $482,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 690 |
| Net operating income | $-783,120 | 13,407 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.