Home > Central Bank > Loan Charge- Offs and Recoveries
Central Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,525,000 | 744 |
| Loans secured by real estate, total | $383,000 | 596 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $383,000 | 596 |
| Construction and land development | $5,000 | 568 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $283,000 | 426 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $95,000 | 626 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $663,000 | 460 |
| Loans to individuals | $428,000 | 933 |
| Credit card loan charge offs | $13,000 | 1,954 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $415,000 | 757 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $51,000 | 183 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $505,000 | 658 |
| Loans secured by real estate, total | $175,000 | 482 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $175,000 | 482 |
| Construction and land development | $2,000 | 433 |
| Secured by farmland | $20,000 | 148 |
| Secured by 1-4 family residential properties - total recoveries | $66,000 | 490 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $87,000 | 394 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $130,000 | 789 |
| Loans to individuals | $178,000 | 633 |
| Credit card loan recoveries | $2,000 | 1,717 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $176,000 | 519 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $22,000 | 141 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,020,000 | 798 |
| Loans secured by real estate, total | $208,000 | 700 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $208,000 | 698 |
| Construction and land development | $3,000 | 521 |
| Secured by farmland | $-20,000 | 9,595 |
| Secured by 1-4 family residential properties- net charge-offs | $217,000 | 436 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,173 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $533,000 | 429 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $250,000 | 1,092 |
| Credit card loan net charge offs | $11,000 | 1,911 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $239,000 | 887 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $29,000 | 192 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,343,000 | 924 |
| Loans secured by real estate, total | $354,000 | 767 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $354,000 | 767 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $14,000 | 226 |
| Total charge-offs secured by 1-4 family residential properties | $174,000 | 691 |
| Secured by multifamily residential properties | $72,000 | 269 |
| Secured by nonfarm nonresidential properties | $94,000 | 760 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 211 |
| Commercial and industrial loans | $495,000 | 650 |
| Loans to individuals | $481,000 | 906 |
| Credit card loan charge offs | $6,000 | 2,681 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $475,000 | 717 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $11,000 | 282 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $766,000 | 592 |
| Loans secured by real estate, total | $311,000 | 400 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $311,000 | 400 |
| Construction and land development | $15,000 | 320 |
| Secured by farmland | $192,000 | 14 |
| Secured by 1-4 family residential properties - total recoveries | $51,000 | 642 |
| Secured by multifamily residential properties | $27,000 | 192 |
| Secured by nonfarm nonresidential properties | $26,000 | 868 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $159,000 | 755 |
| Loans to individuals | $293,000 | 548 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $293,000 | 440 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $3,000 | 242 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $577,000 | 1,274 |
| Loans secured by real estate, total | $43,000 | 1,872 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $43,000 | 1,871 |
| Construction and land development | $-15,000 | 11,257 |
| Secured by farmland | $-178,000 | 10,115 |
| Secured by 1-4 family residential properties- net charge-offs | $123,000 | 723 |
| Secured by multifamily residential properties | $45,000 | 269 |
| Secured by nonfarm nonresidential properties | $68,000 | 667 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 165 |
| Commercial and industrial loans | $336,000 | 670 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $188,000 | 1,339 |
| Credit card loan net charge offs | $6,000 | 2,447 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $182,000 | 1,096 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $8,000 | 266 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,659,000 | 813 |
| Loans secured by real estate, total | $486,000 | 730 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $486,000 | 729 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $2,000 | 345 |
| Total charge-offs secured by 1-4 family residential properties | $235,000 | 602 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $249,000 | 564 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $550,000 | 573 |
| Loans to individuals | $568,000 | 750 |
| Credit card loan charge offs | $4,000 | 2,844 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $564,000 | 578 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $54,000 | 197 |
| Lease financing receivables | $1,000 | 319 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $792,000 | 565 |
| Loans secured by real estate, total | $262,000 | 468 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $262,000 | 467 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $17,000 | 213 |
| Secured by 1-4 family residential properties - total recoveries | $155,000 | 276 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $90,000 | 521 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $261,000 | 534 |
| Loans to individuals | $242,000 | 602 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $242,000 | 491 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $27,000 | 182 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $867,000 | 961 |
| Loans secured by real estate, total | $224,000 | 904 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $224,000 | 903 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $-15,000 | 10,353 |
| Secured by 1-4 family residential properties- net charge-offs | $80,000 | 1,039 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $159,000 | 590 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $289,000 | 732 |
| To non-U.S. addressees | $-1,000 | 1,190 |
| Loans to individuals | $326,000 | 850 |
| Credit card loan net charge offs | $4,000 | 2,593 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $322,000 | 631 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $27,000 | 194 |
| Lease financing receivables | $1,000 | 265 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,165,000 | 1,038 |
| Loans secured by real estate, total | $497,000 | 804 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $497,000 | 804 |
| Construction and land development | $93,000 | 403 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $224,000 | 693 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $180,000 | 749 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $354,000 | 907 |
| Loans to individuals | $269,000 | 1,082 |
| Credit card loan charge offs | $13,000 | 1,787 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $256,000 | 884 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $45,000 | 202 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $410,000 | 989 |
| Loans secured by real estate, total | $159,000 | 725 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $159,000 | 724 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $89,000 | 52 |
| Secured by 1-4 family residential properties - total recoveries | $41,000 | 856 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $29,000 | 1,030 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $12,000 | 144 |
| Commercial and industrial loans | $36,000 | 2,878 |
| Loans to individuals | $146,000 | 832 |
| Credit card loan recoveries | $3,000 | 1,578 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $143,000 | 723 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $57,000 | 138 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $755,000 | 1,042 |
| Loans secured by real estate, total | $338,000 | 830 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $338,000 | 830 |
| Construction and land development | $93,000 | 343 |
| Secured by farmland | $-89,000 | 11,027 |
| Secured by 1-4 family residential properties- net charge-offs | $183,000 | 667 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $151,000 | 674 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-12,000 | 1,100 |
| Commercial and industrial loans | $318,000 | 691 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $123,000 | 1,391 |
| Credit card loan net charge offs | $10,000 | 1,762 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $113,000 | 1,150 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-12,000 | 1,100 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,117,000 | 1,320 |
| Loans secured by real estate, total | $719,000 | 840 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $719,000 | 838 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $230,000 | 814 |
| Secured by multifamily residential properties | $236,000 | 275 |
| Secured by nonfarm nonresidential properties | $253,000 | 820 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $72,000 | 3,743 |
| Loans to individuals | $310,000 | 1,103 |
| Credit card loan charge offs | $9,000 | 2,216 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $301,000 | 874 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $16,000 | 304 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $267,000 | 1,475 |
| Loans secured by real estate, total | $77,000 | 1,226 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $77,000 | 1,226 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $44,000 | 849 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $33,000 | 1,024 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $38,000 | 3,112 |
| Loans to individuals | $114,000 | 1,082 |
| Credit card loan recoveries | $3,000 | 1,624 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $111,000 | 961 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $38,000 | 158 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $850,000 | 1,277 |
| Loans secured by real estate, total | $642,000 | 783 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $642,000 | 781 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $186,000 | 847 |
| Secured by multifamily residential properties | $236,000 | 240 |
| Secured by nonfarm nonresidential properties | $220,000 | 774 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $34,000 | 4,026 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $196,000 | 1,139 |
| Credit card loan net charge offs | $6,000 | 2,292 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $190,000 | 853 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-22,000 | 1,110 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,403,000 | 1,439 |
| Loans secured by real estate, total | $560,000 | 1,204 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $560,000 | 1,204 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $241,000 | 910 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $319,000 | 962 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $173,000 | 2,959 |
| Loans to individuals | $609,000 | 873 |
| Credit card loan charge offs | $2,000 | 3,539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $607,000 | 666 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $61,000 | 225 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $360,000 | 1,182 |
| Loans secured by real estate, total | $116,000 | 878 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $116,000 | 877 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,706 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $100,000 | 494 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $106,000 | 1,506 |
| Loans to individuals | $138,000 | 1,028 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $138,000 | 882 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,043,000 | 1,519 |
| Loans secured by real estate, total | $444,000 | 1,260 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $444,000 | 1,260 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $225,000 | 834 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $219,000 | 1,074 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $67,000 | 4,130 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $471,000 | 830 |
| Credit card loan net charge offs | $2,000 | 3,295 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $469,000 | 595 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $61,000 | 174 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.