Home > Central Bank > Net charge- offs to loans
Central Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2379% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0829% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0958% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0948% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2509% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6103% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0985% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1411% | 4,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 809 |
| Percentage Net Loans Charged-off:Construction & development | -0.1011% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4847% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8926% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6989% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1963% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3375% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0395% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2185% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2041% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0465% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0650% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6432% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3621% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8153% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1309% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1697% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 0.9406% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2684% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1637% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0802% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1707% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2302% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1662% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8560% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2080% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3400% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3949% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4834% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4907% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1934% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3372% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1809% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1301% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3074% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2300% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4524% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4185% | 4,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2666% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5421% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2063% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2225% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2722% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7580% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4585% | 987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6539% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |