Home > Central Bank > Income and Expense
Central Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 4,531 |
| Total interest expense | $2,389,000 | 5,592 |
| Net interest income | $4,548,000 | 3,797 |
| Provision for loan and lease losses | $275,000 | 2,782 |
| Total noninterest income | $1,214,000 | 2,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,031,000 | 1,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,173 |
| Total noninterest expense | $3,661,000 | 3,461 |
| Salaries and employee benefits | $1,759,000 | 3,723 |
| Premises and equipment expense | $713,000 | 2,690 |
| Additional noninterest expense | $1,189,000 | 3,384 |
| Pre-tax net operating income | $1,826,000 | 3,816 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $679,000 | 3,315 |
| Income before extraordinary items | $1,149,000 | 4,205 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,149,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,121 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,147,720 | 4,149 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 4,972 |
| Total interest expense | $2,004,000 | 6,400 |
| Net interest income | $4,336,000 | 4,006 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $1,204,000 | 2,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,048,000 | 1,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,866 |
| Total noninterest expense | $3,412,000 | 3,867 |
| Salaries and employee benefits | $1,654,000 | 3,947 |
| Premises and equipment expense | $699,000 | 2,799 |
| Additional noninterest expense | $1,059,000 | 4,198 |
| Pre-tax net operating income | $1,768,000 | 3,795 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $627,000 | 3,460 |
| Income before extraordinary items | $1,137,000 | 4,048 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,137,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,029 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,139,560 | 3,985 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,637,000 | 5,482 |
| Total interest expense | $1,798,000 | 6,906 |
| Net interest income | $3,839,000 | 4,461 |
| Provision for loan and lease losses | $246,000 | 2,601 |
| Total noninterest income | $1,150,000 | 2,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $986,000 | 1,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,723 |
| Total noninterest expense | $3,260,000 | 3,996 |
| Salaries and employee benefits | $1,550,000 | 4,174 |
| Premises and equipment expense | $688,000 | 2,858 |
| Additional noninterest expense | $1,022,000 | 4,277 |
| Pre-tax net operating income | $1,483,000 | 4,497 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $553,000 | 3,880 |
| Income before extraordinary items | $917,000 | 4,924 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $917,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $925,320 | 4,874 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 5,878 |
| Total interest expense | $1,183,000 | 7,976 |
| Net interest income | $3,589,000 | 4,837 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $1,230,000 | 2,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,073,000 | 1,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,078 |
| Total noninterest expense | $3,261,000 | 4,109 |
| Salaries and employee benefits | $1,445,000 | 4,421 |
| Premises and equipment expense | $666,000 | 2,957 |
| Additional noninterest expense | $1,150,000 | 4,208 |
| Pre-tax net operating income | $1,423,000 | 4,615 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $522,000 | 3,926 |
| Income before extraordinary items | $865,000 | 5,053 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $865,000 | 5,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,491 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $888,040 | 5,023 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 6,507 |
| Total interest expense | $1,158,000 | 8,447 |
| Net interest income | $3,158,000 | 5,431 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $1,242,000 | 2,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,048,000 | 1,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,762 |
| Total noninterest expense | $3,215,000 | 4,239 |
| Salaries and employee benefits | $1,445,000 | 4,424 |
| Premises and equipment expense | $682,000 | 2,954 |
| Additional noninterest expense | $1,088,000 | 4,580 |
| Pre-tax net operating income | $1,113,000 | 5,476 |
| Securities gains (losses) | $-16,000 | 12,875 |
| Applicable income taxes | $434,000 | 4,719 |
| Income before extraordinary items | $663,000 | 6,332 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $663,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 12,596 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $673,240 | 6,038 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 6,944 |
| Total interest expense | $1,590,000 | 8,239 |
| Net interest income | $2,872,000 | 5,921 |
| Provision for loan and lease losses | $311,000 | 4,027 |
| Total noninterest income | $887,000 | 3,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $774,000 | 1,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $3,165,000 | 4,306 |
| Salaries and employee benefits | $1,383,000 | 4,550 |
| Premises and equipment expense | $628,000 | 3,213 |
| Additional noninterest expense | $1,154,000 | 4,498 |
| Pre-tax net operating income | $283,000 | 10,301 |
| Securities gains (losses) | $245,000 | 1,748 |
| Applicable income taxes | $229,000 | 7,010 |
| Income before extraordinary items | $299,000 | 9,344 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $299,000 | 9,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 2,724 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $142,200 | 11,044 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.